CN102103771A - Automatic transaction device, automatic transaction system and transaction method - Google Patents
Automatic transaction device, automatic transaction system and transaction method Download PDFInfo
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- CN102103771A CN102103771A CN2010105498848A CN201010549884A CN102103771A CN 102103771 A CN102103771 A CN 102103771A CN 2010105498848 A CN2010105498848 A CN 2010105498848A CN 201010549884 A CN201010549884 A CN 201010549884A CN 102103771 A CN102103771 A CN 102103771A
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Abstract
The present invention provides an automatic transaction device, an automatic transaction system and an automatic transaction method, which can prevent a state of mistakenly determining that no commission fee in the transaction and charging the commission fee after transaction in the automatic transaction system which performs an anticipated transaction while the transaction fees according to different transaction kinds should be charged. The automatic transaction device comprises the following components: a transaction fee exemption instruction obtaining part which reads the transaction fee exemption instruction information that is recorded in the medium for representing whether only transaction fee exemption transaction is anticipated; and a transmitting unit which transmits the read transaction fee exemption transaction instruction information to a main computer. The main computer comprises the following components: a transaction fee exemption determining part which determines the transaction item to be permitted according to the transaction fee exemption transaction instruction information from the automatic transaction device; and a transmission unit which transmits the result determined by the transaction fee exemption determining part to the automatic transaction device. In the automatic transaction device, the transaction item which is transmitted from the main computer and is to be permitted is displayed on the display operation part.
Description
Technical field
The present invention relates to be undertaken the automatic trading apparatus and the automated trading system of desirable transaction by the payment procedure expense.
Background technology
Generally speaking, the transaction service charge of automatic trading apparatus such as automatic cash deposit and withdrawal machine, according to type of transaction with time bracket and different, and utilize financial institution's (hereinafter referred to as " one's own profession ") that automatic trading apparatus is set account transaction and utilize the transaction of the account of other financial institutions (hereinafter referred to as " he manage it "), the transaction service charge is difference also.
This service charge usually just with form publicities such as complete list the casing of automatic trading apparatus or near wall on, perhaps when beginning to conclude the business, be presented at for the moment on the picture of display operation portion of automatic trading apparatus with forms such as complete lists, client can only own judge according to this schedule of commission change whether the transaction that will carry out will impose service charge before beginning transaction.
And, prompting client final whether impose service charge with and the notice of the amount of money, be not before the transaction beginning, to carry out, but after having begun this transaction, just carry out.
In order to address the above problem, develop following technology, promptly, in principal computer, register and the irrelevant time period of exempting from service charge of type of transaction in advance at each client, when this client concludes the business, use service charge based on the time period information of registering of exempting from service charge sends to automatic trading apparatus and shows, notifies client (for example with reference to patent documentation 1) thus.
Patent documentation 1: TOHKEMY 2009-70030 communique
But, each client's registration is not being exempted from the common automatic trading apparatus and automated trading system of service charge time period, because client will be according to the service charge guide look or the shown schedule of commission change of publicity before the transaction beginning, have or not the service charge and the amount of money to conclude the business by client oneself judgement, so can occur being judged as mistakenly is the transaction of exempting from service charge, and has been imposed the situation of service charge after transaction.
And, even adopt the method for exempting from the service charge time period that has nothing to do at each client's registration and type of transaction in advance of above-mentioned patent documentation 1, sometimes not to be noted shown service charge can occur yet and conclude the business, the result does not exempt service charge, and has been imposed the situation of service charge afterwards.
Summary of the invention
The present invention in order to address the above problem by the following technical solutions.Promptly, the invention provides a kind of automated trading system, its formation comprises: working medium and the automatic trading apparatus by the operation of display operation portion being carried out desirable transaction with as the epigyny device of this automatic trading apparatus and the principal computer that is connected with this automatic trading apparatus, wherein, above-mentioned automatic trading apparatus has: exempt from service charge indication obtaining section, it reads and is recorded in service charge that whether only wishing in the above-mentioned medium stipulate and exempts from service charge transaction indication information with interior transaction; Transmitting element, the service charge transaction indication information of exempting from that it will read sends to principal computer, above-mentioned principal computer has: exempt from service charge transaction judging part, it decides the trading item that should permit according to the service charge transaction indication information of exempting from from above-mentioned automatic trading apparatus; Transmitting element, it will send to above-mentioned automatic trading apparatus by the above-mentioned result who exempts from the decision of service charge transaction judging part, in above-mentioned automatic trading apparatus, will be presented at from the trading item that should permit that above-mentioned principal computer sends in the above-mentioned display operation portion.
According to automated trading system of the present invention, because its formation comprises: working medium and the automatic trading apparatus by the operation of display operation portion being carried out desirable transaction and the principal computer that is connected with this automatic trading apparatus as the epigyny device of this automatic trading apparatus, wherein, above-mentioned automatic trading apparatus has: exempt from service charge indication obtaining section, it reads and is recorded in service charge that whether only wishing in the above-mentioned medium stipulate and exempts from service charge transaction indication information with interior transaction; Transmitting element, the service charge transaction indication information of exempting from that it will read sends to principal computer, above-mentioned principal computer has: exempt from service charge transaction judging part, it decides the trading item that should permit according to the service charge transaction indication information of exempting from from above-mentioned automatic trading apparatus; Transmitting element, it will send to above-mentioned automatic trading apparatus by the above-mentioned result who exempts from the decision of service charge transaction judging part, in above-mentioned automatic trading apparatus, to be presented at from the trading item that should permit that above-mentioned principal computer sends in the above-mentioned display operation portion, so can not occur being judged as mistakenly is the expense of dispensing with the formalities, and has been imposed the situation of service charge after transaction.
Description of drawings
Fig. 1 is the pie graph of the automated trading system of embodiment 1.
Fig. 2 is the stereoscopic figure of the automatic trading apparatus of embodiment 1.
Fig. 3 is the control system block diagram of the automatic trading apparatus of embodiment 1.
Fig. 4 is the pie graph of transactional cards of the automated trading system of embodiment 1.
Fig. 5 is the pie graph of transaction bankbook of the automated trading system of embodiment 1.
Fig. 6 is the action flow chart of the automatic trading apparatus of embodiment 1.
Fig. 7 is the display frame example of display operation portion of the automatic trading apparatus of embodiment 1.
Fig. 8 is the display frame example of display operation portion of the automatic trading apparatus of embodiment 1.
Fig. 9 is the control system block diagram of the automatic trading apparatus of embodiment 2.
Figure 10 is the action flow chart of the automatic trading apparatus of embodiment 2.
Figure 11 is the display frame example of display operation portion of the automatic trading apparatus of embodiment 2.
Figure 12 is the display frame example of display operation portion of the automatic trading apparatus of embodiment 2.
Figure 13 is the display frame example of display operation portion of the automatic trading apparatus of embodiment 2.
Figure 14 is the display frame example of display operation portion of the automatic trading apparatus of embodiment 2.
Symbol description among the figure: 1... automatic trading apparatus; 4... display operation portion; 5... bankbook inserts mouth; 6... card insert opening; 12... communication line; 13... principal computer; 13a... exempt from service charge transaction judging part; 20... master control part; 21... card handling part; 21a... exempt from service charge indication obtaining section; 23... bankbook handling part; 28... storage part; Accept portion 30... exempt from the service charge transaction; 31... customer card; 41... bankbook; 32,42... magnetic stripe; 32a, 42a... exempt from service charge transaction indication information.
Embodiment
Below, in conjunction with the accompanying drawings the embodiments of the present invention example is described.For the identical symbol of key element mark identical in the accompanying drawing.In addition, in following embodiment, be that example describes, but the service charge that also can only select regulation is with interior transaction with the transaction that is merely able to select to exempt from service charge, the service charge that promptly is limited in stipulating is with interior restriction service charge transaction.
Constitute
The formation of automated trading system
Fig. 1 is the summary pie graph of the automated trading system of embodiment 1.As shown in the drawing, the automated trading system of embodiment 1 is to be arranged on the formation that automatic trading apparatus 1a, 1b in financial institution etc., 1c etc. are connected with principal computer 13 via communication line 12.
And, in automatic trading apparatus 1a, 1b, 1c etc., be provided with and exempt from service charge indication obtaining section 21a, be used for obtaining the service charge indication information of exempting from described later at records such as customer cards, in principal computer 13, be provided with and exempt from service charge transaction judging part 13a, this is exempted from service charge transaction judging part 13a and has according to the service charge indication information of exempting from described later from receptions such as automatic trading apparatus 1a, 1b, 1c, decide the trading item of service charge is exempted from this automatic trading apparatus permission, and the trading item that is determined is fed back to the function of this automatic trading apparatus.
The outward appearance of automatic trading apparatus constitutes
The automatic trading apparatus 1 of embodiment 1 has outward appearance shown in Figure 2, and has coin import and export 2, bank note import and export 3, display operation portion 4, bankbook insertion mouth 5 and card insert opening 6.
And it is peristomes of putting into bank note and discharging bank note that bank note imports and exports 3.In bank note import and export 3, be provided with gate, open and close bank note import and export 3 by driving gate.
Card insert opening 6 is to stick under the situation of row transaction in use, should block from inserting here, makes card from discharging when closing the transaction here.Bankbook inserts mouthful 5 bankbooks that are used for transaction is used from inserting here, makes bankbook from discharging when closing the transaction here.In addition, coin import and export 2 are peristomes that the user puts into coin or discharge coin.
In addition, import and export 3 inside, be provided with and carry out the bill handling portion 26 that paper money deposit and withdrawal described later is handled,, be provided with card handling part 21 described later in the inside of card insert opening 6 at bank note.
In addition, import and export 2 inside at coin, be provided with and carry out the coin handling part 25 described later that the coin turnover is handled, the inside in that bankbook inserts mouth 5 is provided with bankbook handling part 23 described later.
Display operation portion 4 constitutes by stacked transparent touch panel on LCD etc., is used for display operation guide etc., and makes client carry out various input operations according to this guide.
The inside of automatic trading apparatus constitutes
Fig. 3 is the internal structure figure of the automatic trading apparatus 1 of embodiment 1.As shown in the drawing, the automatic trading apparatus 1 of embodiment 1 has: the master control part 20 that each one described later is controlled, display operation portion 4 as above-mentioned display operation portion performance function, carry out the card handling part 21 that reads of the magnetic stripe of customer cards such as cash card, voice guide portion 22 by voice and buzz output prompting, carry out the bankbook magnetic stripe read and to the bankbook handling part 23 of the printing of bankbook control, print and export the detail form handling part 24 of transaction content detail form, have not shown coin storehouse and the coin filling storehouse of depositing and withdrawing and be used to carry out the coin handling part 25 of the control of depositing and withdrawing of coin, with have not shown paper money deposit and withdrawal storehouse and bank note filling storehouse and be used to carry out the bill handling portion 26 of the control of depositing and withdrawing of bank note.
In addition, the automatic trading apparatus 1 of embodiment 1 has the service charge of exempting from indication obtaining section 21a, this exempts from service charge indication obtaining section 21a from the magnetic stripe data that is read by card handling part 21 from the magnetic stripe 32 of the customer card 31 of Fig. 4 described later, take out and exempt from service charge indication information 32a and preservation.
In addition, the automatic trading apparatus 1 of embodiment 1 has: to the power supply unit 27 of each supply power, as the interface portion 29 of the interface of storage part 28, control and the principal computer 13 of the storage part performance function of master control part 20 and stored programme and controlled variable etc.
Fig. 4 is an example of the customer card 31 of use in the automatic trading apparatus 1 of embodiment 1, as shown in the drawing, customer card 31 is provided with magnetic stripe 32, be used to preserve Customer Information, whether only wish to exempt from service charge transaction exempt from various data such as service charge transaction indication information 32a.In addition, also the IC chip can be set on customer card 31, above-mentioned various information are kept in this IC chip.
In addition, whether only wish to exempt from service charge transaction exempt from service charge transaction indication information 32a, can when customer card 31 is made in application, the requirement according to client be recorded in the card, also can carry out record by card handling part 21 by client operating display operation portion 4.
Fig. 5 is an example of the bankbook 41 that uses in the automatic trading apparatus 1 of embodiment 1, and is as shown in the drawing, and customer card 41 is provided with the magnetic stripe 42 that is used to preserve Customer Information and exempts from various data such as service charge transaction indication information 42a.In addition, same with customer card 31, also the IC chip can be set, above-mentioned various information are kept in this IC chip.
In addition, whether only wish to exempt from service charge transaction exempt from service charge transaction indication information 42a and customer card 31 same, can when bankbook 41 is made in application, the requirement according to client be recorded in the bankbook, also can carry out record by bankbook handling part 23 by client operating display operation portion 4.
Action
Based on above-mentioned formation, the automatic trading apparatus of embodiment 1 carries out following action.Below, show example in conjunction with the picture of the display operation portion 4 of the action flow chart of Fig. 6 and Fig. 7, Fig. 8, this action is elaborated.In addition, Fig. 7 is that the picture example is selected in the transaction the when trading item of the service charge exempted from is arranged, and Fig. 8 is that the picture example is selected in the transaction when not having the trading item of exempting from service charge.
At first, when in the card insert opening 6 of the card handling part 21 of automatic trading apparatus 1, having inserted the customer card 31 of Fig. 4, suck customer card 31 (step S11), from the magnetic stripe 32 of customer card 31 or IC chip, obtain Customer Information (step S12).
Further exempt from service charge indication information 32a (step S13), and together send to principal computer 13 (step S14) with above-mentioned Customer Information by what exempt from that service charge indication obtaining section 21a takes out magnetic stripe 32.
In addition, do not using customer card 31, but the bankbook of bankbook shown in Figure 5 41 insertion bankbook handling parts 23 is being inserted under the situation of mouth 5,, sending to principal computer 13 and get final product as long as from magnetic stripe 42 or IC chip, read Customer Information and exempt from service charge indication information 42a.
On the other hand, be " nothing " exempting from service charge transaction indication information, and client also wish to exempt to judge the trading item (step S18) of the trading item that permission is common under the situation of service charge transaction transaction in addition.
And, but feed back to the automatic trading apparatus 1 (step S19) that sends Customer Information etc. with judging the approve transactions project information respectively.
On the other hand, exempting from service charge transaction indication information is under the situation of " having ", because the transaction that client only wishes to exempt from service charge, so confirm approve transactions project (step S23) by principal computer 13 receptions, in the approve transactions project is under the situation of " having ", as shown in Figure 7, in display operation portion 4, show the prompting 50m (step S24) that exempts from the service charge trading item, and show the approve transactions project (step S28) that receives, wait for that client carries out the selection (step S29) of trading item.
In addition, the picture example of Fig. 7 is, the 50d that transfers accounts between the account in inquiry into balance 50a, deposit 50b, the one's own profession is can be in order to avoid the transaction that service charge is carried out, and these and cancel key 50x together show, and show the 50c that withdraws the money, the one's own profession of receiving the service charge transaction converge 50e, he manages it the example of button of remittance 50f.
In addition, in step S23, the approve transactions project that becomes No charge or fee to trade that is received by principal computer 13 is under the situation of " nothing ", as shown in Figure 8, the prompting 51m and the end key 51x that nothing are exempted from the service charge trading item in display operation portion 4 together show (step S25), return customer card 31 (step S26), and close the trade.
In addition, in the picture example of Fig. 8, because do not have can be in order to avoid the transaction that service charge is carried out, so do not show any transaction options button.
The effect of embodiment 1
As mentioned above, automated trading system according to embodiment 1, its formation comprises: use medium such as customer card and the automatic trading apparatus by the operation of display operation portion being carried out desirable transaction and the principal computer that is connected with this automatic trading apparatus as the epigyny device of this automatic trading apparatus, above-mentioned automatic trading apparatus has: exempt from service charge indication obtaining section, its read be recorded in whether only wishing in the above-mentioned medium exempt from service charge transaction exempt from service charge transaction indication information; Transmitting element, the service charge transaction indication information of exempting from that it will read sends to principal computer, and above-mentioned principal computer has: exempt from service charge transaction judging part, it decides the trading item that should permit according to the service charge transaction indication information of exempting from from automatic trading apparatus; Transmitting element, it will send to this automatic trading apparatus by this result who exempts from the decision of service charge transaction judging part, in above-mentioned automatic trading apparatus, owing to will be presented at from the trading item that should permit that above-mentioned principal computer sends in the above-mentioned display operation portion, so can not be judged as is the transaction of exempting from service charge with making a mistake, and has been imposed the situation of service charge after transaction.
Embodiment 2
Constitute
Fig. 9 is the figure that the inside of the automatic trading apparatus of expression embodiment 2 constitutes.As shown in the drawing, in the automatic trading apparatus of embodiment 2, replace the exempting from service charge indication obtaining section 21a of embodiment 1 and be provided with and exempt from service charge transaction indication and accept portion 30, thereby can utilize the service charge transaction of exempting from that in display operation portion 4, shows to accept picture, whether only client is wished to exempt from the service charge transaction indication information of exempting from of the transaction of service charge and register, and be kept at and exempt from service charge transaction indication and accept in the portion 30.
Since other of the automatic trading apparatus of embodiment 2 be inner constitute and the formation of automated trading system identical with the formation of embodiment 1, so omit its detailed description for simplification.
Action
In addition, Figure 11 is the picture example that picture 60 is accepted in the service charge transaction of exempting from that shows in the display operation portion 4 of automatic trading apparatus 1, and this picture shows: indication 60m, only wish to exempt to press under the situation of service charge transaction exempt from service charge transaction key 60a, irrelevant with service charge and press under the situation wishing from all transaction, to select exempt from Shou Xufei ﹠amp; Receive service charge transaction key 60b, cancel key 60x.
And, when pressing when exempting from service charge transaction key 60a, then accept in the portion 30 exempting from service charge transaction indication, as exempting from service charge transaction indication information and register " having ", and by interface portion 29 this is exempted from service charge transaction indication information and send to principal computer 13.
At first, after customer card is inserted in the card insert opening 6 of card handling part 21 of automatic trading apparatus 1, suck customer card (step S51), from the magnetic stripe of customer card or IC chip, obtain Customer Information (step S52).
In addition, do not use customer card, and the bankbook that bankbook inserts bankbook handling part 23 is being inserted under the situation in mouthfuls 5, from magnetic stripe and IC chip, obtaining Customer Information.
Then, exempt from service charge transaction and accept portion 30 shows Figure 11 in display operation portion 4 the service charge transaction of exempting from and accept picture 60, accept the whether only hope transaction (step S53) of exempting from service charge of client.
And, exempt to set " having " as exempting from the service charge indication information under the situation of service charge transaction key 60a having selected, selecting to exempt from Shou Xufei ﹠amp; Receive under the situation of service charge transaction key 60b, set " nothing ", and together send to principal computer 13 (step S54) with the Customer Information of in step S52, obtaining.
When principal computer 13 receives exempt from (step S55) behind service charge indication information and the Customer Information from automatic trading apparatus 1, confirm to exempt from service charge indication information (step S56) by exempting from service charge transaction judging part 13a, exempting from service charge transaction indication is under the situation of " having ", because client's transaction of only wishing to exempt from service charge, judge and become the trading item (step S57) of exempting from service charge so wait according to one's own profession/his line data and current time.
On the other hand, exempting from service charge transaction indication information is under the situation of " nothing ", being judged as is to permit the trading item (step S58) that carries out common trading item respectively, and the approve transactions project information of judging is sent to automatic trading apparatus 1 (step S59).
In this case, also can as shown in figure 12 No charge or fee to trade and charge transaction separately be shown.This picture example is to show as No charge or fee to trade: inquiry into balance key 61a, deposit key 61b, the key 61c that transfers accounts show as the charge transaction: the key 61d that withdraws the money, one's own profession import key 61e, he manage it the example of remittance key 61f.
Perhaps, can be as shown in figure 13, show options button according to the amount of money of service charge with different colors.In this picture example, for example can need 210 yen of service charges with red display he manage it and imports the options button 62f that concludes the business, need the transaction of withdrawing the money of 105 yen of service charges, options button 62c, the 62e that one's own profession imports transaction with orange demonstration, show the options button of other No charge or fee to trade with white.
Perhaps, can be as shown in figure 14, show the No charge or fee to trade guide look in left side earlier, show charge transaction guide look key 63z as the transfer key that shifts to charge transaction guide look then, after pressing charge transaction guide look key 63z, show the charge transaction guide look shown in the right side, when supressing the No charge or fee to trade guide look key 64z of charge transaction guide look, switch to the demonstration of the No charge or fee to trade guide look shown in the left side.
In this picture example, with No charge or fee to trade is inquiry into balance, credit transaction, money transfer transactions, its options button is respectively 63a, 63b, 63c, and charge transaction is to withdraw the money that transaction, one's own profession import transaction, he concludes the business in the remittance of manage it, and its options button is respectively that 64a, 64b, 64c are example.
On the other hand, exempting from service charge transaction indication information is under the situation of " having ", the approve transactions project (step S63) that affirmation is received by principal computer 13, in the approve transactions project is under the situation of " having ", the prompting 50m (step S64) of service charge trading item is exempted from such the having of Fig. 7 that is presented at explanation among the embodiment 1 in display operation portion 4, and show the approve transactions project (step S68) that is received, wait for that client carries out the selection (step S69) of trading item.
In the approve transactions project that is received by principal computer 13 is under the situation of " nothing ", the prompting 51m (step S65) of the trading item of the no service charge that the Fig. 8 that illustrates among the demonstration embodiment 1 in display operation portion 4 is such, and return customer card (step S66), close the trade.
The effect of embodiment 2
As mentioned above, automated trading system according to embodiment 2, its formation comprises: working medium and the automatic trading apparatus by the operation of display operation portion being carried out desirable transaction with as the epigyny device of this automatic trading apparatus and the principal computer that is connected with this automatic trading apparatus, above-mentioned automatic trading apparatus has: exempt from service charge indication and accept portion, it can exempt from service charge transaction indication information by what client set the transaction of whether only wishing to exempt from service charge; Transmitting element, it will be exempted from service charge indication at this and accept the service charge transaction indication information of setting in the portion of exempting from and send to principal computer, above-mentioned principal computer has: exempt from service charge transaction judging part, it is according to the trading item that the decision of service charge transaction indication information should be permitted of exempting from from automatic trading apparatus; Transmitting element, it will send to this automatic trading apparatus by this result who exempts from the decision of service charge transaction judging part, in above-mentioned automatic trading apparatus, owing to will be presented at from the trading item that should permit that above-mentioned principal computer sends in the above-mentioned display operation portion, so it is same with the effect of embodiment 1, can not be judged as is the transaction of exempting from service charge with making a mistake, and has been imposed the situation of service charge after transaction.
Other variation
In addition, in the explanation of the above embodiments, the service charge transaction indication information of exempting from that will be recorded in the medium such as customer card is described as the information of the transaction of whether only wishing to exempt from service charge, but also can be used as expression and whether only wish to carry out the restriction service charge transaction indication information of regulation volume with the transaction of interior service charge, when only wishing to carry out the regulation volume, in display operation portion, only show of the transaction of regulation volume with interior service charge with the transaction of interior service charge.
In addition, in the explanation of above embodiment, illustrated from automatic trading apparatus 1 and exempted from the service charge indication information to principal computer 13 transmissions, exempt from the trading item of service charge indication information by principal computer 13 according to this to automatic trading apparatus 1 feedback permission, and this trading item is presented in the display operation portion 4, but also can be kept in advance in the automatic trading apparatus 1, judge the trading item information of permission and demonstration in display operation portion 4 by automatic trading apparatus 1 according to exempting from the trading item information of service charge indication information with permission.
Utilizability on the industry
As mentioned above, the present invention can extensively utilize in the automatic trading apparatus such as automated teller machine that carry out the selected transaction of operation by client.
Claims (8)
1. automated trading system, its formation comprises: working medium and the automatic trading apparatus by the operation of display operation portion being carried out desirable transaction with as the epigyny device of this automatic trading apparatus and the principal computer that is connected with this automatic trading apparatus, this automated trading system is characterised in that
Above-mentioned automatic trading apparatus has:
Restriction service charge indication obtaining section, it reads and is recorded in service charge that whether only wishing in the above-mentioned medium the stipulate restriction service charge transaction indication information with interior transaction; With
Transmitting element, the restriction service charge transaction indication information that it will read sends to principal computer,
Above-mentioned principal computer has:
Restriction service charge transaction judging part, it decides the trading item that should permit according to the restriction service charge transaction indication information from above-mentioned automatic trading apparatus; With
Transmitting element, it will send to above-mentioned automatic trading apparatus by the result of above-mentioned restriction service charge transaction judging part decision,
In above-mentioned automatic trading apparatus, will be presented at from the trading item that should permit that above-mentioned principal computer sends in the above-mentioned display operation portion.
2. automated trading system, its formation comprises: working medium and the automatic trading apparatus by the operation of display operation portion being carried out desirable transaction with as the epigyny device of this automatic trading apparatus and the principal computer that is connected with this automatic trading apparatus, this automated trading system is characterised in that
Above-mentioned automatic trading apparatus has:
Portion is accepted in restriction service charge indication, and it can be set by client and whether only wish the service charge the stipulated restriction service charge transaction indication information with interior transaction; With
Transmitting element, it will be accepted the restriction service charge transaction indication information of setting in the portion in above-mentioned restriction service charge indication and send to principal computer,
Above-mentioned principal computer has:
Restriction service charge transaction judging part, it decides the trading item that should permit according to the restriction service charge transaction indication information from above-mentioned automatic trading apparatus; With
Transmitting element, it will send to above-mentioned automatic trading apparatus by the result of above-mentioned restriction service charge transaction judging part decision,
In above-mentioned automatic trading apparatus, will be presented at from the trading item that should permit that above-mentioned principal computer sends in the above-mentioned display operation portion.
3. automatic trading apparatus, its working medium also carries out desirable transaction by the operation to display operation portion, it is characterized in that having:
Restriction service charge indication obtaining section, it reads and is recorded in service charge that whether only wishing in the above-mentioned medium the stipulate restriction service charge transaction indication information with interior transaction; With
Restriction service charge transaction judging part, it decides the trading item that should permit according to the above-mentioned restriction service charge transaction indication information that reads,
The trading item that to permit in above-mentioned restriction service charge transaction judging part is presented in the display operation portion.
4. automatic trading apparatus, its working medium also carries out desirable transaction by the operation to display operation portion, it is characterized in that having:
Portion is accepted in restriction service charge indication, and it can be set by client and whether only wish the service charge the stipulated restriction service charge transaction indication information with interior transaction; With
Restriction service charge transaction judging part, it decides the trading item that should permit according to accept the restriction service charge transaction indication information of setting in the portion in above-mentioned restriction service charge indication,
The trading item that to permit in above-mentioned restriction service charge transaction judging part is presented in the display operation portion.
5. an automatic transaction method is to use medium and the automatic transaction method by desirable transaction is carried out in the operation of display operation portion, it is characterized in that, comprising:
Restriction service charge indication obtains step, is to read to be recorded in service charge that whether only wishing in the above-mentioned medium the stipulate step with the restriction service charge transaction indication information of interior transaction; With
Restriction service charge transaction determining step is according to being obtained the step that restriction service charge transaction indication information that step obtains decides the trading item that should permit by the indication of above-mentioned restriction service charge,
The trading item that to permit in above-mentioned restriction service charge transaction determining step is presented in the display operation portion.
6. automatic transaction method, working medium and the automatic transaction method by desirable transaction is carried out in the operation of display operation portion is characterized in that, comprising:
Step is accepted in restriction service charge indication, is can be set by client whether only to wish the service charge the stipulated step with the restriction service charge transaction indication information of interior transaction; With
Restriction service charge transaction determining step is to accept the step that the restriction service charge transaction indication information of setting in the step decides the trading item that should permit according to indicating in above-mentioned restriction service charge,
The trading item that to permit in above-mentioned restriction service charge transaction determining step is presented in the above-mentioned display operation portion.
7. automated trading system according to claim 1 and 2 or according to claim 3 or 4 described automatic trading apparatus or according to claim 5 or 6 described automatic transaction methods is characterized in that,
Above-mentioned restriction service charge is set at service charge for free.
8. automated trading system according to claim 1 and 2 or according to claim 3 or 4 described automatic trading apparatus or according to claim 5 or 6 described automatic transaction methods is characterized in that,
During transaction more than above-mentioned restriction service charge transaction indication information is set to the service charge that also hope stipulates, the demonstration in the above-mentioned display operation portion is to show that at different display positions or with different colors the mode of trading item options button carries out according to service charge.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2009-285632 | 2009-12-16 | ||
| JP2009285632A JP5434557B2 (en) | 2009-12-16 | 2009-12-16 | Automatic transaction apparatus, automatic transaction system, and automatic transaction method |
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| CN102103771A true CN102103771A (en) | 2011-06-22 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN2010105498848A Pending CN102103771A (en) | 2009-12-16 | 2010-11-15 | Automatic transaction device, automatic transaction system and transaction method |
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| JP (1) | JP5434557B2 (en) |
| CN (1) | CN102103771A (en) |
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| JP2535904B2 (en) * | 1987-04-20 | 1996-09-18 | オムロン株式会社 | Automatic money changer |
| WO2004077322A1 (en) * | 2003-02-26 | 2004-09-10 | Fujitsu Limited | Mobile storage device and transaction device |
| JP2004326509A (en) * | 2003-04-25 | 2004-11-18 | Oki Electric Ind Co Ltd | Financial transaction system using cash card |
| JP5111932B2 (en) * | 2007-05-08 | 2013-01-09 | 株式会社大和証券グループ本社 | Inter-fund switching processing system and method, and program |
-
2009
- 2009-12-16 JP JP2009285632A patent/JP5434557B2/en not_active Expired - Fee Related
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- 2010-11-15 CN CN2010105498848A patent/CN102103771A/en active Pending
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2004246536A (en) * | 2003-02-13 | 2004-09-02 | Hitachi Ltd | Automatic transaction device for presenting transaction account for selection |
| JP2005258750A (en) * | 2004-03-11 | 2005-09-22 | Oki Electric Ind Co Ltd | Automatic transaction apparatus and fee display system for automatic transaction apparatus |
| CN101221678A (en) * | 2007-01-12 | 2008-07-16 | 冲电气工业株式会社 | Cash automatic deal device system and cash automatic deal device |
| JP2009070030A (en) * | 2007-09-12 | 2009-04-02 | Oki Electric Ind Co Ltd | Automatic transaction system and automatic transaction device |
Also Published As
| Publication number | Publication date |
|---|---|
| JP2011128808A (en) | 2011-06-30 |
| JP5434557B2 (en) | 2014-03-05 |
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Application publication date: 20110622 |