JP2535904B2 - Automatic money changer - Google Patents

Description

DETAILED DESCRIPTION OF THE INVENTION (a) Field of Industrial Application The present invention relates to an automatic money changer for converting cash input by a customer into cash of an arbitrary denomination set by the customer and withdrawing the cash.

(B) Conventional technology Although the automatic money changer currently operated by financial institutions such as banks provides a free money change service,
In the future, there will be a charge towards this currency exchange service,
It has been proposed to provide a device for receiving a fee in an automatic money changing device body to automatically perform a small fee collection and an automatic money changing operation.

(C) Problems to be Solved by the Invention However, rather than uniformly collecting fees from all customers, the customer service is not provided to customers who have a large number of exchange transactions and customers who have a large amount of accumulated exchange fee payments. From the point of view, it may be preferable to make the exchange operation free.

SUMMARY OF THE INVENTION It is an object of the present invention to provide an automatic money changer device that provides a money changer service free of charge to customers who have exceeded a certain level of the number of money exchange transactions or the total amount of money exchange fee payments.

(D) Means for Solving the Problems This invention is an automatic money changer that converts the cash inserted by a customer into cash of an arbitrary denomination set by the customer and withdraws the money, in the number of times of exchange transactions or payment of exchange fees. Storage medium reading means for receiving a storage medium such as a card having a storage area for storing data including the accumulated amount, for reading the data stored in the recording area, fee receiving means for receiving the exchange fee, and the storage medium reading When the number of exchange transactions included in the data read by the means or the accumulated amount of exchange fee payments exceeds a certain value, a means for setting the exchange fee free and enabling the exchange operation, and a fee exchange operation Updating means for updating the number of times of exchange transactions or the accumulated amount of exchange fee payments every time.

(E) Action In the automatic money changer according to the present invention, a recording medium such as a card is inserted when a customer intends to use the automatic money changer. This storage medium has a storage area for storing data including the number of exchange transactions or the accumulated amount of exchange fee payment. When the number of exchange transactions or the accumulated amount of exchange fee payment included in the data read from the storage medium exceeds a certain value, the automatic exchange device sets the exchange fee to be free and enables the exchange operation. In addition, when the exchange operation is performed for a fee, the number of exchange transactions or the accumulated exchange fee payment amount stored in the storage medium is updated. That is, the number of exchange transactions or the accumulated exchange fee payment stored in the storage medium is updated when the exchange operation is performed for a fee.

(F) Example Hereinafter, an example of an automatic money changer will be described in which a card is a storage medium, and the money exchange fee is free when the number of times of money exchange transactions or the accumulated amount of money exchange fee exceeds a certain value. FIG. 2 is an external view of an automatic money changer according to an embodiment of the present invention.

On the front vertical panel of the main body of the automatic money changer, a handling display 1, an amount display / setting unit 2, a display 3, and a card slot 8 are provided. Further, the horizontal panel is provided with a bill insertion / receipt port 4, a cylindrical coin receipt port 5, a coin receipt port 6, and a commission receipt port 7, respectively. Further, a coil return port 9 through which the change is discharged is provided in the lower part of the front surface of the main body.

The handling indicator 1 indicates that handling is in progress when the automatic money changer is in operation. The amount display / setting unit 2 includes a key for setting a denomination pattern of the amount to be exchanged, and displays the set pattern by denomination. The display device 3 displays the total amount of deposited banknotes, a guidance message to the customer, and the like. The card entry / exit 8 accepts a card inserted by the customer. The bills to be exchanged are inserted into the bill insertion / reception port 4, and the exchanged bills are fed out and ejected from a cartridge (not shown). The exchanged tubular coins and coins are discharged to the tubular coin receiving port 5 and the coin receiving port 6, respectively. The fee receiving port 7 receives coins as a fee when the exchange service is performed for a fee (pay mode). In the pay mode, the exchange operation is enabled after waiting for a fixed fee (coin) to be inserted into the fee receiving port 7.

FIG. 3 is a block diagram of the automatic money changer. CPU1
A ROM 11, a RAM 12, and an input / output interface 13 are respectively connected to 0, and the input / output interface 13 includes a card reader 14, an amount display / setting device 15, a display device 16, a banknote processing device 17, a coin processing device 18, and a fee. A processing device 19 and a journal printer 20 are connected. Card reader 14
Reads out the number of exchange transactions stored in the card inserted into the card entrance / exit 8 and passes it to the input / output interface 13. The amount display / setting device 15 controls the amount display / setting unit 2. The display device 16 controls the display device 3. The banknote processing device 17 controls the banknote insertion / reception port 4, and controls the banknotes inserted therein to read and store the banknotes and to dispense and eject the banknotes from a banknote cartridge (not shown) as dispensed banknotes.
The coin processing device 18 controls the cylindrical coin receiving port 5 and the coin receiving port 6, and controls to pay out and discharge the coin to be withdrawn from the coin cartridge (not shown). The fee processing device 19 counts the fees (coins) inserted into the fee receiving port 17, and stores the coins, changes, and returns.

FIG. 4 (A) shows the format of the card inserted into the card inlet / outlet 8. The card is composed of a magnetic card such as a bank cash card, and the recording format is almost the same as the recording format of the cash card as shown in the figure. That is, the personal identification code, bank code, branch code, and account number are recorded in the same format as the cash card. The difference is that a recording area for the number of exchange transactions is provided. This number of exchange transactions is updated every time an exchange transaction is made in the pay mode. That is, the information indicating how many times the exchange transaction has been performed in the pay mode so far is recorded. As will be described later, if the number of exchange transactions reaches a certain value, the exchange operation to be performed at that time is set to the free mode.

FIG. 4 (B) shows a partial map of the RAM 12.

As shown in the figure, a storage area for card data, a storage area for fees, a storage area for input amount, a storage area for exchange patterns, a work area, etc. are allocated on the RAM, and a storage area MA for storing the number of exchange transactions is further provided. . The number of exchange transactions in the card data is transferred to this area MA, and addition processing and the like are performed.

Next, the operation of the above automatic money changer will be described with reference to FIG.

First, in the idle state, it is determined whether the operation mode is a card using mode or a card not using mode. When the card is not used, the pay mode is immediately set as described later, and the exchange operation is performed after receiving the fee.

When the card is inserted into the card entrance / exit 8, the mode for automatically using the card is set. When the card is inserted,
It is judged whether the card is correct (n2), and if it is not correct, the card is returned and the original idle state is returned.
At this time, the PIN code may be collated similarly to ATM or CD. If the card is correct, the card data is read out and stored in the card data storage area of the RAM, and the number of exchange transactions in the card data is transferred to the area MA (n4). Then, the contents of the area MA, that is, whether the number of exchange transactions is 10 times or more or less than 10 times is determined (n5), and if less than 10 times, the pay mode is set at n6. If it is 10 times or more, set the free mode with n7. When the pay mode is set, the processing of depositing fees is performed (n8). That is, it is displayed on the display device 3 that coins as a commission are to be inserted, and a predetermined fee (coin) is waited for to be inserted into the fee receiving port 7, and the inserted coin is processed by the fee processing device 19. Then, the content of area MA is incremented by 1 at n10. That is, the number of exchange transactions is increased by one. On the other hand, when the free mode is set in n7, the content of MA is cleared in n9.

When the operations of n9 and n10 are completed, the operation of exchanging money for n20 or less is started. First, it waits for the bills to be exchanged into the bill insertion / receipt port 4 to be inserted, and when there is a bill insertion (n20), it proceeds to the setting operation of the exchange pattern (n21). That is, the money display / setting unit 2 sets the exchange pattern by the customer, and the set exchange pattern is stored in a predetermined area of the RAM 12. Then, the exchange process is performed so as to match the exchange pattern (n22). When the exchange process is completed, it is determined whether the mode is a mode with a card or a mode without a card. If the mode is with a card, the card data is rewritten.
That is, the contents of the area MA are stored in the card as a new number of exchange transactions. Then, the card is returned, cash is finally discharged (n26), and the process ends.

With the above operations, the size of the number of exchange transactions recorded on the card is first judged when performing the exchange operation, and if the number of transactions is a certain amount or more, it is immediately set to the free mode and the exchange operation is possible. become. If the number of exchange transactions is less than a certain size, the pay mode is set, the fee is received, and then the exchange operation is started. In addition, in this paid mode, the number of exchange transactions recorded on the card increases by one. Therefore, in the example shown in the figure, if the customer makes a paid exchange transaction 10 times in a row, the 11th exchange transaction becomes free. However, because the area MA is cleared at n9, 12
From the second time, it will be the paid mode again. Of course, it is also possible to set the number of times of this free of charge once instead of once.

Further, in the above-mentioned embodiment, the number of exchange transactions is shown as the information recorded on the card, but instead of this, the accumulated exchange fee payment amount may be used. That is, the cumulative amount of exchange fees paid in the pay mode may be recorded. In this case, the determination at n5 above is a determination as to whether the cumulative amount of exchange fee payment recorded on the card has reached a certain amount.

(G) Effect of the Invention According to the present invention, it is determined for each exchange operation whether the number of exchange transactions or the accumulated amount of exchange fees stored in a storage medium such as a card is a certain value or more. If the value is equal to or more than a certain value, the exchange operation is set to the free mode, so that the free exchange service can be provided to the customer with a large number of transactions.

[Brief description of drawings]

FIG. 1 is a flow chart showing the operation of the automatic money changer according to the embodiment of the present invention. FIG. 2 is an external view of the automatic money changer, FIG. 3 is a block diagram, and FIGS. 4 (A) and 4 (B) are views showing a card format and a partial map of RAM.

Claims (1)

(57) [Claims] 1. A storage area for storing data including the number of exchange transactions or accumulated exchange fee payment amount in an automatic money exchanging device for converting cash input by a customer into cash of an arbitrary denomination set by a customer. A storage medium reading means for receiving a storage medium such as a card having the following, and reading the data stored in the recording area; a fee receiving means for receiving a exchange fee; and the currency exchange included in the data read by the storage medium reading means. The number of transactions or the means for enabling the exchange operation by setting the exchange fee free when the cumulative amount of the exchange fee payment exceeds a certain value, and the number of exchange transactions or each time the exchange operation is performed for a fee. An automatic money changer comprising update means for updating the cumulative amount of exchange fee payments.