CN101221678A - Cash automatic deal device system and cash automatic deal device - Google Patents
Cash automatic deal device system and cash automatic deal device Download PDFInfo
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- CN101221678A CN101221678A CNA2007103018789A CN200710301878A CN101221678A CN 101221678 A CN101221678 A CN 101221678A CN A2007103018789 A CNA2007103018789 A CN A2007103018789A CN 200710301878 A CN200710301878 A CN 200710301878A CN 101221678 A CN101221678 A CN 101221678A
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- service charge
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- customer information
- automated trading
- cash automated
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/211—Software architecture within ATMs or in relation to the ATM network
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/206—Software aspects at ATMs
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Abstract
The present invention provides cash automatic bargaining device system and cash automatic bargaining device, capable of changing method for displaying bargaining handling charge of ATM terminal according to user requirement. Registering customer information relative to display content of the handling charge on a main computer based on each customer. If customer inputs bargaining content (step S1 to S3) when beginning to trade, obtaining customer registering information from the main computer (step S4); if registering '' only displaying handling charge'' (step S4), to calculate handling charge (step S11) and to display on terminal menu (step S12). If unregistering ''only displaying handling charge'' (step S4), to display charges table on the terminal menu (step S6), then to implement input selection of method for displaying handling charge (step S7). In addition, registering customer information to the main computer based on input selection (step S8, S9). Implementing appointed various bargaining operation after customer information display adding charge.
Description
Technical field
The present invention relates to cash automated trading device (Automatic Teller Machine is called " ATM " below) system and cash automated trading device, particularly relate to the device of the expression that the operator in the ATM terminal of carrying out various whens transaction continues to pay dues.
Background technology
Fig. 2 is system's pie graph of expression ATM system summary, and Fig. 3 is the outside drawing of the summary of the operated ATM terminal of expression user.
As shown in Figure 2, the ATM system will be arranged in the shop of financial institutions such as bank or the ATM terminal 10 of convenience store etc. is connected in the principal computer 40 of financial institution by communicator 20 and communication network 30, carries out operated system such as the depositing in of cash, taking-up, inquiry into balance, account transfer for user oneself.
As shown in Figure 3, ATM terminal 10 has operating portion, and this operating portion possesses: card insert opening 11, bankbook insertion mouth 12, bank note insert and collect mouth 13, coin inserts and collects mouth 14 and demonstration/input panel 15.In addition, inside also is provided with: control operation portion and be connected the control part of handling 16 with principal computer 40 and be loaded with the storage part 17 of processing with program or data by communicator 20 etc.
In this kind ATM system, under the user uses that the ATM terminal in the shop be arranged at financial institutions such as bank carries out that cash deposits in etc. the operational circumstances, before closing the transaction, do not show service charge during this period of time, after closing the transaction, issue the detailed book or the bankbook that are printed on transaction content and service charge and come to confirm service charge afterwards for client.
In addition, in being arranged at the ATM terminal of convenience store etc. because the different service charges of financial institution's (principal computer) that connected are also different, therefore, usually when beginning to conclude the business in order to confirm also to show the classification of transaction and by the expenses statement that utilizes the time period.
In following patent documentation 1, disclose such transaction service charge display packing, this method does not show service charge before eliminating transaction, even perhaps show and to know at once that what inconvenience is concrete numeral be, when beginning to conclude the business, according to the transaction classification with utilize the time to calculate service charge and be shown in the ATM terminal, the laggard capable real trade of affirmation that obtains the user is handled.
Patent documentation 1: Japanese kokai publication hei 9-62899 communique.
Yet, there is such problem in the transaction service charge display packing of in above-mentioned patent documentation 1, being put down in writing, promptly when beginning to conclude the business, must carry out the demonstration of service charge and confirm to handle, for having known the user of service charge in advance or having there is no need to know the user of service charge more loaded down with trivial details.
Summary of the invention
The object of the invention is to provide a kind of ATM system that can change the service charge display packing according to user's requirement.
The present invention is an a kind of ATM system, it is connected in principal computer by communication line with the cash automated trading device terminal, operation according to client is concluded the business, it is characterized in that, according to every client the Customer Information relevant with the displaying contents of the service charge in when transaction registered, when beginning the transaction operation, the service charge that this exchange spends is shown in above-mentioned ATM terminal according to this Customer Information.
In the present invention, the displaying contents that can registration formalities takes is with as Customer Information, can be by registration for example by the transaction classification and by the expenses statement of running time section, the service charge of only should transaction operating or there is not demonstration etc., show at client's requirement.Thus, client can carry out terminal operation swimmingly and reduce the heavy burdens, and has the effect of the client's who improves the ATM terminal turnover rate.
The present invention above-mentioned and other purposes and new feature if in conjunction with the accompanying drawings the explanation of following preferred embodiment is read, then can more fully be understood.Yet accompanying drawing mainly is to be used for illustrative purposes, not delimit the scope of the invention.
Description of drawings
Fig. 1 is the process flow diagram of the service charge display process of the expression embodiment of the invention 1.
Fig. 2 is system's pie graph of expression ATM system summary.
Fig. 3 is the outside drawing of the summary of the operated ATM terminal of expression user.
Fig. 4 represents is the example of the shown display frame of the demonstration/input panel of ATM terminal.
Fig. 5 is the process flow diagram of the service charge display process of the expression embodiment of the invention 2.
Fig. 6 is the process flow diagram of the service charge display process of the expression embodiment of the invention 3.
Symbol description: 10...ATM terminal; 11... card insert opening; 12... bankbook inserts mouth; 13... inserting, bank note collects mouth; 14... inserting, coin collects mouth; 15... demonstration/input panel; 16... control part; 17... storage part.
Embodiment
Fig. 1 is the process flow diagram of the service charge display process of the expression embodiment of the invention 1.In addition, this service charge display process in the ATM of Fig. 2 system, mainly is to be undertaken by control part 16 according to the program of the storage part 17 that loads on ATM terminal 10.
In addition, Fig. 4 (a)～(c) expression be in the service charge display process of Fig. 1, the example of the display frame that the demonstration/input panel of ATM terminal 10 15 is shown.
In the service charge display process in this ATM system,, carry out the initial picture display process of step S1 from the action that begins of ATM terminal 10.Thus, be shown on the demonstration/input panel 15 of ATM terminal 10 as Fig. 4 (a) and show " depositing in ", " taking-up ", " inquiry into balance " and processing selecting keys such as " account transfers ".And each is handled options button and all is in the state that can press, is in the state of waiting for that the user presses.
In step S2, select to handle if the user presses on expression/input panel 15 any one processing selecting key, and then during with the card insert opening 11 of insertion ATM terminals 10 such as bank card, turn to step S3.
In step S3, the processing selecting key of being pressed among the determining step S2 is " inquiry into balance " or the key beyond it, if do not need " inquiry into balance " of service charge, then enters step S10.If the processing selecting key of pressing is " inquiry into balance " key in addition, then enter step S4.
In step S4, the control part 16 of ATM terminal 10, the information such as client's account number that will read from bank card etc. send to principal computer 40 by communicator 20 grades, and whether obtain as this client's register information is the client's register information that comprises the registration of " only showing service charge ".In addition, below the registration of " only showing service charge ", narrate again, when using the ATM terminal at first, be in unregistered state.If obtain client's register information, then enter step S5.
In step S5, judge whether it is the registration of carrying out " only showing service charge ", if the unregistered step S6 that then enters; If the registered step S11 that then enters.
Shown in Fig. 4 (b), in step S6, show by the transaction classification with by the expenses statement that utilizes the time period, even and show after this also showing expenses statement in the transaction, perhaps do not show that after this expenses statement only shows the selection picture of service charge.In this Fig. 4 (b), show " cancellation " of the transaction operation that is used to cancel before this, also show " affirmation " of expenses statement and the options button that only shows service charge " only showing service charge " after this after this.And each options button is in the state that can press, is in the state of waiting for that client presses.
In step S7, if client presses any one options button on demonstration/input panel 15, the processing that then enters step S8.
In step S8, judge which the options button that is pressed is.If " cancellation " key is pressed, then return step S1, the initial picture of displayed map 4 (a).If " affirmation " key is pressed, then enter into step S10.In addition, if " only showing service charge " key is pressed, then enter step S9.
In step S9, the control part 16 of ATM terminal 10 is by communicator 20 etc., with client's account number with as this client's register information and the information of " only showing service charge " of registering sends to principal computer 40, client's register information registered.Thus, if client's register information is after this inquired, then export the register information of " only showing service charge ".Behind registration client register information, enter step S10.
In step S10, the control part 16 of ATM terminal 10, based on the selected processing classification of client among the step S2, associating principal computer 40 carries out various processing.
In step S5, if enter step S11 after judging the registration carry out " only showing service charge ", then in this step S11, carry out the calculating of service charge according to terms of trade such as Customer Information, what day and time periods by control part 16, then enter step S12.
Shown in Fig. 4 (c), in step S12, service charge of calculating among the step display S11 and affirmation picture thereof.In this Fig. 4 (c), show the service charge calculated, be used to cancel before " cancellation " key of operation and " affirmation " key that is used for the continuous business processing.And each options button is in the state that can press, and is in the state of waiting for that client presses.
In step S13, if any one options button that client presses on expression/input panel 15 then enters step 14.
In step S14, judge which the options button that is pressed is.If " cancellation " key is pressed, then return step S1, and the initial stage picture of displayed map 4 (a).If " affirmation " key is pressed, then enter step S10, the control part 16 of ATM terminal 10, based on the selected processing classification of client among the step S2, associating principal computer 40 carries out various processing.
As implied above, in the service charge display process of this embodiment 1,, then it is registered to principal computer 40 as client's register information if press " only showing service charge " key, therefore, can directly show service charge and needn't show expenses statement from next transaction beginning.Thus, client can just prepare to confirm service charge before transaction, can reduce the heavy burdens.In addition, owing to shorten client's running time, therefore can improve client's turnover rate of ATM terminal.
Fig. 5 is the process flow diagram of the service charge display process of the expression embodiment of the invention 2, with the identical treatment step mark prosign of treatment step among Fig. 1.
In this service charge display process, append S15 in steps after the step S11 in Fig. 1.That is, step S15 is whether the service charge calculated among the determining step S11 is 0 step.If service charge is not 0, the then identical step S12 that enters, service charge that step display S11 is calculated and affirmation picture thereof with Fig. 1.On the other hand, if service charge is 0, the processing of then omitting step S12～S14, the various processing that directly enter step S10.Therefore, demonstration and the affirmation thereof of not carrying out service charge handled.Other processing are identical with Fig. 1.
As mentioned above, in the service charge display process of this embodiment 2,, then it is registered to principal computer 40 as client's register information, can directly show service charge and needn't show expenses statement from next transaction beginning if press " only showing service charge " key.In addition, owing to be that therefore the demonstration of also having omitted its service charge can further alleviate client's burden under 0 the situation when the service charge that calculate.In addition, further shorten client's running time, therefore further improved client's turnover rate of ATM terminal.
Fig. 6 is the service charge display process process flow diagram of the expression embodiment of the invention 3, the treatment step mark same symbol identical with the processing among Fig. 5.
In this service charge display process, replace step S4, S9 among Fig. 5, the different step S4A of difference set handling content, S9A.Promptly, when being judged as in step S8, step S9A " only shows service charge " when key is pressed, not the information registering that will " only show service charge " client's register information, but in client's bank card of the card insert opening 11 that is inserted in ATM terminal 10 etc., register the information of " only showing service charge " to principal computer 40.Thus, in step S4A, not to obtain client's register information, but obtain client's register information from client's bank card of being inserted in card insert opening 11 etc. from principal computer 40.Other processing are identical with Fig. 5.
As mentioned above, in the service charge display process of this embodiment 3, client's register information is registered in this client's bank card etc., therefore there is no need whether to be registered as client's register information to the information of principal computer 40 inquiries " only showing service charge ".Thus, on the basis of having a few of embodiment 2, also has the advantage that can further shorten the processing time.
In addition, the invention is not restricted to the foregoing description, various distortion can be arranged.As this variation for example can be following proposal.(a) carry out the registration of " only showing service charge ", and do not needing fully to show under the situation of service charge, also can register " not showing service charge "." demonstration expenses statement " key is set in the display frame of the Fig. 4 (c) that (b) also can show in step S12, when this key is pressed, follows the such expenses statement of displayed map 4 (b).(c) also can eliminate by the registration that client operating will " only show service charge ".
Claims (9)
1. a cash automated trading device system is connected in principal computer by communication line with the cash automated trading device terminal, concludes the business according to client's operation, it is characterized in that,
According to every client the Customer Information relevant with the displaying contents of the service charge in when transaction registered, when beginning the transaction operation, the service charge that this exchange spends is shown in above-mentioned cash automated trading device terminal according to this Customer Information.
2. cash automated trading device according to claim 1 system, it is characterized in that, be registered as the displaying contents of the service charge of above-mentioned Customer Information, be by the transaction classification and by the expenses statement of running time section, only the service charge that this transaction operates or any selection of not having demonstration arranged.
3. cash automated trading device according to claim 2 system is characterized in that the log-on operation of above-mentioned Customer Information is that client carries out according to the shown picture of above-mentioned cash automated trading device terminal.
4. cash automated trading device according to claim 3 system is characterized in that, above-mentioned Customer Information is registered to above-mentioned principal computer.
5. cash automated trading device according to claim 3 system is characterized in that, above-mentioned Customer Information is registered in client's the card.
6. according to any described cash automated trading device system in the claim 2 to 5, it is characterized in that, the content that only shows the service charge of this transaction operation is registered as under the situation of above-mentioned Customer Information, when the service charge of calculating is 0, does not carry out the demonstration of this service charge.
7. a cash automated trading device is connected in stage arrangement by communication line, concludes the business according to client's operation, it is characterized in that,
Receive the relevant Customer Information of displaying contents of the service charge when concluding the business from last stage arrangement, when beginning transaction and operate, show the service charge that this exchange spends according to this Customer Information with every client.
8. a cash automated trading device is concluded the business according to client's operation, it is characterized in that,
The relevant Customer Information of displaying contents of the service charge in the time of will concluding the business with every client registers in the card, when beginning the transaction operation, shows the service charge of this exchange's cost according to this Customer Information.
9. according to claim 7 or 8 described cash automated trading devices, it is characterized in that, when the service charge of this transaction operation is 0, do not carry out the demonstration of this service charge.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2007004138A JP5056018B2 (en) | 2007-01-12 | 2007-01-12 | Automatic cash transaction apparatus system and automatic cash transaction apparatus |
| JP2007004138 | 2007-01-12 |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101221678A true CN101221678A (en) | 2008-07-16 |
Family
ID=39631491
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA2007103018789A Pending CN101221678A (en) | 2007-01-12 | 2007-12-20 | Cash automatic deal device system and cash automatic deal device |
Country Status (3)
| Country | Link |
|---|---|
| JP (1) | JP5056018B2 (en) |
| KR (1) | KR100952874B1 (en) |
| CN (1) | CN101221678A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102103771A (en) * | 2009-12-16 | 2011-06-22 | 冲电气工业株式会社 | Automatic transaction device, automatic transaction system and transaction method |
| CN102693591A (en) * | 2011-03-23 | 2012-09-26 | 冲电气工业株式会社 | Automatic transaction apparatus and program actualizing the function of the apparatus |
Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR101070877B1 (en) | 2010-05-31 | 2011-10-06 | 중소기업은행 | Method and apparatus for controlling lock of transaction screen window in banking terminal |
Family Cites Families (11)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH01180089A (en) * | 1988-01-11 | 1989-07-18 | Omron Tateisi Electron Co | Automatic money exchanging system |
| JPH07141446A (en) * | 1993-11-15 | 1995-06-02 | Hitachi Ltd | Automatic teller machine and portable transaction card for customer |
| JPH0822568A (en) * | 1994-07-11 | 1996-01-23 | Hitachi Ltd | System and device for automatic transaction and method for calculating amount of money of transaction in this device |
| JPH0962899A (en) * | 1995-08-25 | 1997-03-07 | Hokkaido Oki Denki Syst:Kk | Transaction commission display method |
| JPH09311966A (en) * | 1996-05-23 | 1997-12-02 | Toshiba Corp | Automatic teller machine |
| JPH10326317A (en) * | 1997-05-27 | 1998-12-08 | Oki Electric Ind Co Ltd | Automatic transaction device system |
| JP2002279489A (en) * | 2001-03-15 | 2002-09-27 | Hitachi Ltd | Atm management system and atm |
| JP2003281388A (en) * | 2002-03-25 | 2003-10-03 | Hitachi Ltd | Automatic transaction device |
| JP4747499B2 (en) * | 2004-03-11 | 2011-08-17 | 沖電気工業株式会社 | Automatic transaction apparatus and fee display system for automatic transaction apparatus |
| JP2006099315A (en) * | 2004-09-29 | 2006-04-13 | Oki Electric Ind Co Ltd | Automatic transaction device |
| JP2006134011A (en) * | 2004-11-05 | 2006-05-25 | Hitachi Omron Terminal Solutions Corp | Automatic transaction machine |
-
2007
- 2007-01-12 JP JP2007004138A patent/JP5056018B2/en not_active Expired - Fee Related
- 2007-12-20 KR KR1020070134266A patent/KR100952874B1/en not_active IP Right Cessation
- 2007-12-20 CN CNA2007103018789A patent/CN101221678A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102103771A (en) * | 2009-12-16 | 2011-06-22 | 冲电气工业株式会社 | Automatic transaction device, automatic transaction system and transaction method |
| CN102693591A (en) * | 2011-03-23 | 2012-09-26 | 冲电气工业株式会社 | Automatic transaction apparatus and program actualizing the function of the apparatus |
| CN102693591B (en) * | 2011-03-23 | 2015-06-17 | 冲电气工业株式会社 | Automatic transaction apparatus |
Also Published As
| Publication number | Publication date |
|---|---|
| JP2008171226A (en) | 2008-07-24 |
| KR100952874B1 (en) | 2010-04-13 |
| JP5056018B2 (en) | 2012-10-24 |
| KR20080066547A (en) | 2008-07-16 |
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Application publication date: 20080716 |