CN102024291A - Chip card - Google Patents
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- CN102024291A CN102024291A CN2009101729785A CN200910172978A CN102024291A CN 102024291 A CN102024291 A CN 102024291A CN 2009101729785 A CN2009101729785 A CN 2009101729785A CN 200910172978 A CN200910172978 A CN 200910172978A CN 102024291 A CN102024291 A CN 102024291A
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Abstract
The invention discloses a chip card which is arranged at a communication device to be used as a data transmission medium between an external storage card and a remote authentication unit. The chip card comprises a processor, an encryption unit, a connection interface and a connection unit, wherein the processor reads the data of the external storage card through a reading device; the encryption unit is used for encrypting the read data; the connection interface is used for transmitting the encrypted data to the communication device to enable the communication device to transmit the encrypted data to the remote authentication unit; and the connection unit is electrically connected between the processor and the reading device and used for transmitting the data of the external storage card to the processor from the reading device. By connecting a mobile phone with a card reader of the external storage card, under the condition that any hardware of the original mobile phone and the card reader of the external storage card are not improved, the chip card achieves a safe and convenient transmission behavior and further saves expenses of relative hardware.
Description
Technical field
This case refers to especially that about a kind of chip card a kind of device for mobile communication that can provide reads the outside chip card that stores the card function.
Background technology
Prosperity day by day along with society's finance, the quantity of transaction with credit is to be a dark horse, and in various transactions with credit, owing to use credit card purchase to have its convenience, therefore, for ordinary consumer, occupy an important position especially, early to become the major transaction pattern in the behavior of daily purchase commodity.Known credit card funded payment method, generally by peddling businessman behind consumption datas such as the machine for punching the card input consumption amount of money, purchase and consumption person's credit card is inserted the action of swiping the card in the machine for punching the card, reading this credit card information, machine for punching the card again with credit card information, consume the amount of money, transaction data such as the plane No. of swiping the card (being the shop numbering) and charge time pass to a Financial Information center and obtain an authorization code.Then, peddle businessman and print credit card again and sign a bill, and by purchase and consumption person's signature, to finish the trading activity of shopping commodity.
Above-mentioned known sales slip mode is accepted by the consumer, and is widely used in the general transaction occasion.But, in the above-mentioned purchase method, it must be inserted purchase and consumption person's credit card and peddle the action of swiping the card in the machine for punching the card, to read credit card information, and therefore in this process, cause credit card information to suffer bad personage's side record most probably or steal, and and then make pseudo-card to steal the brush behavior, not only form the shopping dispute easily, also will cause issuing bank or purchase and consumption person's monetary loss or goodwill infringement.In addition, the use of cashing machine and cable network because general known machine for punching the card all needs to arrange in pairs or groups allows and peddles businessman and be subject to the place that is merely able to fixing credit service is provided.So, for some not fixedly StoreFront peddle businessman, just can't effectively provide purchase and consumption person the polynary modes of payments, this brings inconvenience especially for purchase and consumption person.
For this reason, how at the shortcoming of above-mentioned known techniques, to design a kind of not only safety but also electronic trade method easily, not only can avoid credit card to be stolen the risk of brush, can allow again and peddle businessman and need not be subjected to the restriction of StoreFront that purchase and consumption person can be provided the polynary modes of payments, purchase and consumption person does not carry cash or credit card is gone out with prevention, and the awkward situation that can't pay a bill, this is one of invention emphasis of the present invention.In addition, how this notion is generalized to the use of other chip card calculating punch, another emphasis of the present invention especially.
Summary of the invention
The objective of the invention is to, solving existing credit card calculating punch must confirm data transmission and mandate to remote authentication unit by cable network, makes card-punching system be confined to the technical matters that can use in the environment of cable network.
For reaching above-mentioned purpose, this case provides a kind of chip card, places a communication device, as an outside data transfer media that stores a card and a remote authentication unit, comprising: a processor, read the data that this outside stores card by a reading device; One ciphering unit is in order to the data encryption that this is read; One connecting interface is in order to be delivered to this communication device with this ciphered data, to allow this communication device that this ciphered data is delivered to this remote authentication unit; And a linkage unit, be electrically connected between this processor and this reading device, be delivered to this processor in order to the data that should the outside store card from this reading device.
According to the conception of this case, this communication device and this reading device are independently two devices of difference, and only this linkage unit by this chip card interconnects.
According to the conception of this case, this linkage unit and this chip card entity each other are connected.
According to the conception of this case, this linkage unit and this chip card are electrically connected to each other by the mode of storehouse.
According to the conception of this case, this linkage unit is connected by USB, micro USB, IEEE1394, grid line or telephone wire with this reading device.
According to the conception of this case, this linkage unit is made up of the thin plate circuit board.
According to the conception of this case, this communication device comprises that a chip card draw-in groove is to hold this chip card.
According to the conception of this case, this reading device is a chip calculating punch.
According to the conception of this case, (over-the-air, mode OTA) are delivered to this remote authentication unit with this ciphered data to this communication device by news in brief, wireless transmission, infrared transmission, network, smart card card reading machine or aerial transmission.
According to the conception of this case, this chip card comprises subscriber identification module (SIM) card, USIM (Universal Subscriber Identity Module) (USIM) card, user's identification module (UIM) card or removable user's identification module (RUIM) card.
According to the conception of this case, this chip card can combine with subscriber identification module (SIM) card, USIM (Universal Subscriber Identity Module) (USIM) card, user's identification module (UIM) card or removable user's identification module (RUIM) card.
Conception according to this case, this ciphering unit is by Rivest Shamir Adlemen (RSA), Diffie-Hellman, Elgamal, elliptic curve cipher, Digital Signature Algorithm (digital signature algorithm, DSA), Fortezza, data encryption standards (data encryption standard, DES), triple DES (triple data encryption standard, triple DES), Advanced Encryption Standard (advanced encryptionstandard, AES), Rivest Cipher 2 (RC2), Rivest Cipher 4 (RC4), or IDEA (international data encryption algorithm, mode IDEA) is encrypted.
According to the conception of this case, this outside stores card and comprises credit card, fiscard, prepaid card, identification card or stored value card.
According to the conception of this case, this communication device comprise mobile phone or personal digital assistant (personal digitalassistant, PDA).
Beneficial effect of the present invention is, provide a kind of under the situation of the computer hardware that does not change original communication device and outside storage card calculating punch, the chip card that both can be linked together, the outside by this data that store card can be transmitted via this communication device by this chip card, more convenient on not only using, need not be confined to the environment of cable network, it is safer again in the transmission of confidential data, the risk that can avoid confidential information to be leaked; A kind of chip card is provided, it is by connecting mobile phone and the outside card calculating punch that stores, original mobile phone and the outside card calculating punch that stores are not being done under the improvement of any hardware, are being reached not only safety but also transport behavior easily, more and then save relevant hardware costs.
Description of drawings
Fig. 1 is the square concept map according to embodiment of the invention chip card;
Fig. 2 is the chip card concept map according to one embodiment of the invention;
Fig. 3 is the chip card concept map according to another embodiment of the present invention.
Description of reference numerals:
The 10-communication device; The 100-chip card; The 101-processor; The 102-ciphering unit; The 103-connecting interface; The 104-linkage unit; The 20-reading device; The outside card that stores of 201-; The 202-connecting line; The 203-connecting line; 30-remote authentication unit; The 400-media card; The 401-opening; The 402-connecting interface; The 403-projection.
Embodiment
Describe below in conjunction with the embodiment of accompanying drawing this case.
It is a kind of under the situation of the computer hardware that does not change original communication device and outside storage card calculating punch that this case provides, the chip card that both can be linked together, the outside by this data that store card can be transmitted via this communication device by this chip card, more convenient on not only using, need not be confined to the environment of cable network, it is safer again in the transmission of confidential data, the risk that can avoid confidential information to be leaked.Below will describe its implementation in detail.Though present embodiment will explain with the GSM communication system, right, be familiar with this skill person and should know and be not limited to this that the present invention also can be applicable to communication systems such as GPRS, 3G, CDMA, WCDMA.
At first, see also Fig. 1, it discloses the square concept map of this case embodiment chip card.As shown in the figure, chip card 100 comprises a processor 101, a ciphering unit 102, a connecting interface 103, a linkage unit 104.As mentioned above, present embodiment will explain with the GSM communication system, so chip card 100 can be contained in the sim card slot of a communication device 10 for having the chip card (smart card) with the SIM card same size.In the present embodiment, this communication device 10 is a mobile phone.In Fig. 1, except disclosing this case chip card 100, also show a reading device 20 and a remote authentication unit 30.This reading device 20 is mainly used to read outside data that store card 201.In the present embodiment, it is credit card that this outside stores card 201, and reading device 20 is the credit card calculating punch.This remote authentication unit 30 is the credit card accounting management center of bank, is used for the All Activity program of managerial credit card, for example: confirm the proprietary status of credit card, confirm to peddle businessman status, provide and peddle businessman's authorization code etc.Wherein this communication device 10, this reading device 20, this remote authentication unit 30 are all three independently individualities.
General traditional card-punching system, credit card calculating punch must confirm data transmission and mandate to remote authentication unit by cable network, makes that card-punching system is confined to can use in the environment of cable network.This for not fixedly the transaction place or do not have network on-line remote districts peddle businessman, really quite inconvenience.Therefore, this case is thought and is utilized mobile phone to be extensive use of and characteristic easy to carry, credit card information is changed in the mode by mobile phone transmission by the mode of Network Transmission replace.The mode of mobile phone transmission such as: news in brief, wireless transmission, infrared transmission, network, smart card card reading machine or aerial transmission (over-the-air, OTA).
Though the mode of reaching above-mentioned purpose is not only a kind of, for instance, the credit card calculating punch can be built in the mobile phone, perhaps, utilize the mode of transmission line that the credit card calculating punch is connected to mobile phone.Yet this dual mode all needs original mobile phone is carried out the improvement significantly of hardware and software, and is not only expensive but also seem unrealistic.The expensive cost that let us not go into the question now is spent, with the former, if two devices are combined, then the overall volume of original mobile phone certainly will become huger, so, just loses original mobile phone characteristic easy to carry simultaneously.Again with the latter, though, utilize the mode of transmission line can allow original mobile phone possess its characteristic easy to carry, but if will allow mobile phone read and the recognition credit card calculating punch, then the improvement of software certainly will need be carried out to original mobile phone, yet, because it is little to have the group of this specific demand, and the machine of mobile phone is so many, so the supplier of mobile phone can not carry out software design with in response to the minority demand at each machine, make that the design of this software must be customized, allow the required expense cost certainly will be not low.Therefore, this case is thought and is utilized the chip card cost of manufacture low relatively and need not cooperate the mobile phone machine and different characteristic, by chip card 100 as the be connected bridge of communication device 10, to be further used as the outside data transfer media that stores card 201 and remote authentication unit 30 with reading device 20.
Because chip card 100 built-in processors 101, can administer the treatment scheme of data, therefore, communication device 10 do not need to possess any read or identification from the ability of the data of reading device 20.In addition, because chip card 100 has connecting interface 103, make chip card 100 to be electrically connected by the interior contact of this connecting interface 103 and the sim card slot of this communication device 10, and and then data are delivered to this communication device 10 from this chip card 100, so this communication device 10 does not need the hardware unit of change itself, do not need actual backguy to reading device 20 yet, just can obtain data from reading device 20.
In addition, as mentioned above, when purchase and consumption person's credit card is inserted the action of swiping the card in the machine for punching the card of peddling businessman, when reading credit card information, bad personage utilizes this chance side record most probably or steals purchase and consumption person's credit card information, and and then makes pseudo-card to steal the brush behavior.Therefore, for fear of the generation of this situation, this case chip card 100 comprises a ciphering unit 102, and the data that store card 201 in order to the outside that reading device 20 is read are encrypted.In other words, the data that are delivered to remote authentication unit 30 by communication device 10 are data encrypted, and by this, data just can not stolen in the middle of the process of transmitting, side record or leak.This non-traditional card-punching system can reach.Ciphering unit 102 can be encrypted by multiple different mechanism, such as: Rivest Shamir Adlemen (RSA), Diffie-Hellman, Elgamal, elliptic curve cipher, Digital Signature Algorithm (digital signature algorithm, DSA), Fortezza, data encryption standards (data encryption standard, DES), triple DES (tripledata encryption standard, triple DES), Advanced Encryption Standard (advanced encryption standard, AES), Rivest Cipher 2 (RC2), Rivest Cipher 4 (RC4), or IDEA (international data encryption algorithm, IDEA).
Having introduced chip card 100, next will introduce chip card 100 and how to be connected with reading device 20 how with after communication device 10 is connected.See also Fig. 2, it discloses the chip card concept map of this case one embodiment.As shown in the figure, chip card 100 is connected with reading device 20 by a connecting line 202.Wherein an end of this connecting line 202 can be USB, micro USB, IEEE 1394, grid line or telephone wire joint to be connected with reading device 20, also or directly be fixedly connected on the internal base plate of reading device 20.The other end of this connecting line 202 then is connected to the processor 101 of chip card 100.With this embodiment is example, and connecting line 202 is the linkage unit 104 of Fig. 1, in order to being electrically connected processor 101 and reading device 20, and is delivered to processor 101 in order to the data that the outside stored card 201 from reading device 20.
Consult Fig. 3 again, it discloses the chip card concept map of another embodiment of this case.As shown in the figure, the mode of chip card 100 by combining with a media card 400 overlappings is connected with reading device 20 by a connecting line 203 indirectly.In this embodiment, because chip card 100 has another connecting interface (not showing on the figure) at its back side with respect to the position of connecting interface 103, can contact with a connecting interface 402 of media card 400, chip card 100 can be electrically connected with reading device 20.As the chip card 100 of Fig. 3, media card 400 is connected with reading device 20 by a connecting line 203.Wherein an end of this connecting line 203 can be USB, micro USB, IEEE 1394, grid line or telephone wire joint to be connected with reading device 20, also or directly be fixedly connected on the internal base plate of reading device 20.The other end of this connecting line 203 then is connected to the connecting interface 402 of media card 400.For chip card 100 and the position of media card 400 when overlapping can be fixed, media card 400 has a projection 403, and chip card 100 has an opening 401 to hold this projection 403.So, be familiar with this skill person and should know and be not limited to this, this projection 403 also can be exchanged with opening 401.In other words, chip card 100 can have a projection, and media card 400 has an opening to hold this projection.With this embodiment is example, and connecting line 203 and media card 400 merges the linkage unit 104 that is Fig. 1, in order to being electrically connected processor 101 and reading device 20, and is delivered to processor 101 in order to the data that the outside stored card 201 from reading device 20.
Because linkage unit 104 can be connecting line 202, also can be the merging of connecting line 203 and media card 400, in other words, linkage unit 104 and chip card 100 both each other entity be connected, can be electrically connected to each other by the mode of chip card 100 again with media card 400 storehouses.
Because under the situation that does not change original communication device 10 computer hardwares, connecting line 202 and connecting line 203 be passed the housing back of the body lid and the battery below of communication device 10, to be connected with chip card 100 or media card 400, its thickness can not be too thick.Therefore, connecting line 202 and connecting line 203 are preferable is made up of the thin plate circuit board.In addition, because chip card 100 need overlap simultaneously and be inserted in the sim card slot of communication device 10 with media card 400, therefore, one of them preferablely is made up of chip card 100 and media card 400 the thin plate circuit board.
As mentioned above, because this case is not limited to the GSM communication system, it also can be applicable to communication systems such as GPRS, 3G, CDMA, WCDMA, so chip card 100 can be subscriber identification module (SIM) card, USIM (Universal Subscriber Identity Module) (USIM) card, user's identification module (UIM) card or removable user's identification module (RUIM) card.Even also can be used in combination with another subscriber identification module (SIM) card, USIM (Universal Subscriber Identity Module) (USIM) card, user's identification module (UIM) card or removable user's identification module (RUIM) card.
Though it is that credit card is an example that the foregoing description stores card 201 with the outside, it also can be fiscard, prepaid card, identification card or stored value card.In addition, the outside card 201 that stores is not limited to chip card, and it also can be magnetic stripe card, and communication device 10 is not limited to mobile phone, its also can be personal digital assistant (personaldigital assistant, PDA).
The above description of this invention is illustrative, and nonrestrictive, and those skilled in the art is understood, and can carry out many modifications, variation or equivalence to it within spirit that claim limits and scope, but they will fall within the scope of protection of the present invention all.
Claims (14)
1. a chip card places a communication device, as an outside data transfer media that stores a card and a remote authentication unit, it is characterized in that, comprising:
One processor reads the data that this outside stores card by a reading device;
One ciphering unit is in order to the data encryption that this is read;
One connecting interface is in order to be delivered to this communication device with this ciphered data, to allow this communication device that this ciphered data is delivered to this remote authentication unit; And
One linkage unit is electrically connected between this processor and this reading device, is delivered to this processor in order to the data that should the outside store card from this reading device.
2. chip card as claimed in claim 1 is characterized in that, this communication device and this reading device are independently two devices of difference, and only this linkage unit by this chip card interconnects.
3. chip card as claimed in claim 1 is characterized in that, this linkage unit and this chip card entity each other are connected.
4. chip card as claimed in claim 1 is characterized in that, this linkage unit and this chip card are electrically connected to each other by the mode of storehouse.
5. chip card as claimed in claim 1 is characterized in that, this linkage unit is connected by USB, micro USB, IEEE 1394, grid line or telephone wire with this reading device.
6. chip card as claimed in claim 1 is characterized in that this linkage unit is made up of the thin plate circuit board.
7. chip card as claimed in claim 1 is characterized in that, this communication device comprises that a chip card draw-in groove is to hold this chip card.
8. chip card as claimed in claim 1 is characterized in that, this reading device is a chip calculating punch.
9. chip card as claimed in claim 1 is characterized in that, this communication device is delivered to this remote authentication unit by news in brief, wireless transmission, infrared transmission, network, smart card card reading machine or aerial transmission manner with this ciphered data.
10. chip card as claimed in claim 1 is characterized in that, this chip card comprises subscriber identify module card, USIM (Universal Subscriber Identity Module) card, user's identification module card or removable user's identification module card.
11. chip card as claimed in claim 1 is characterized in that, this chip card can combine with subscriber identify module card, USIM (Universal Subscriber Identity Module) card, user's identification module card or removable user's identification module card.
12. chip card as claimed in claim 1, it is characterized in that this ciphering unit is encrypted by the mode of RivestShamir Adlemen, Diffie-Hellman, Elgamal, elliptic curve cipher, Digital Signature Algorithm, Fortezza, data encryption standards, triple DES, Advanced Encryption Standard, RC2, RC4 or IDEA.
13. chip card as claimed in claim 1 is characterized in that, this outside stores card and comprises credit card, fiscard, prepaid card, identification card or stored value card.
14. chip card as claimed in claim 1 is characterized in that, this communication device comprises mobile phone or personal digital assistant.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2009101729785A CN102024291A (en) | 2009-09-15 | 2009-09-15 | Chip card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2009101729785A CN102024291A (en) | 2009-09-15 | 2009-09-15 | Chip card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN102024291A true CN102024291A (en) | 2011-04-20 |
Family
ID=43865547
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2009101729785A Pending CN102024291A (en) | 2009-09-15 | 2009-09-15 | Chip card |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN102024291A (en) |
-
2009
- 2009-09-15 CN CN2009101729785A patent/CN102024291A/en active Pending
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| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
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| C02 | Deemed withdrawal of patent application after publication (patent law 2001) | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20110420 |