CN101884189A - 电子支票金融支付系统和方法 - Google Patents

电子支票金融支付系统和方法 Download PDF

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Publication number
CN101884189A
CN101884189A CN2008801185116A CN200880118511A CN101884189A CN 101884189 A CN101884189 A CN 101884189A CN 2008801185116 A CN2008801185116 A CN 2008801185116A CN 200880118511 A CN200880118511 A CN 200880118511A CN 101884189 A CN101884189 A CN 101884189A
Authority
CN
China
Prior art keywords
check
doc
payee
bank
requestee
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN2008801185116A
Other languages
English (en)
Chinese (zh)
Inventor
迈克尔·G·拉隆德
克拉克·S·吉尔德
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Global Standard Financial Inc
Original Assignee
Global Standard Financial Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US11/868,335 external-priority patent/US20080249951A1/en
Priority claimed from US11/868,504 external-priority patent/US20080247629A1/en
Application filed by Global Standard Financial Inc filed Critical Global Standard Financial Inc
Publication of CN101884189A publication Critical patent/CN101884189A/zh
Pending legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/042—Payment circuits characterized in that the payment protocol involves at least one cheque
    • G06Q20/0425—Payment circuits characterized in that the payment protocol involves at least one cheque the cheque being electronic only
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
CN2008801185116A 2007-10-05 2008-09-30 电子支票金融支付系统和方法 Pending CN101884189A (zh)

Applications Claiming Priority (9)

Application Number Priority Date Filing Date Title
US11/868,335 US20080249951A1 (en) 2006-10-10 2007-10-05 Security systems and methods for digital payments
US11/868,335 2007-10-05
US11/868,504 2007-10-07
US11/868,504 US20080247629A1 (en) 2006-10-10 2007-10-07 Systems and methods for check 21 image replacement document enhancements
US11/868,939 US7702588B2 (en) 2006-10-10 2007-10-08 Enhanced Check 21 financial payment systems and methods
US11/868,939 2007-10-08
US11/869,739 US8600898B2 (en) 2006-10-10 2007-10-09 Electronic payment systems and methods utilizing digitally originated checks
US11/869,739 2007-10-09
PCT/US2008/078253 WO2009045998A1 (fr) 2007-10-05 2008-09-30 Systèmes et procédés de paiement financier par chèque électronique

Publications (1)

Publication Number Publication Date
CN101884189A true CN101884189A (zh) 2010-11-10

Family

ID=40532232

Family Applications (1)

Application Number Title Priority Date Filing Date
CN2008801185116A Pending CN101884189A (zh) 2007-10-05 2008-09-30 电子支票金融支付系统和方法

Country Status (4)

Country Link
EP (1) EP2198545A4 (fr)
CN (1) CN101884189A (fr)
CA (1) CA2701782A1 (fr)
WO (1) WO2009045998A1 (fr)

Cited By (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102801710A (zh) * 2012-07-04 2012-11-28 北京天龙融和软件有限公司 一种网络交易方法和系统
CN105023137A (zh) * 2015-04-29 2015-11-04 杭州猿人数据科技有限公司 电子邮件证据处理系统及处理方法
CN106845950A (zh) * 2017-02-06 2017-06-13 吕文华 一种符合二元体系的数字币
CN107067241A (zh) * 2017-02-06 2017-08-18 吕文华 一种二元体系数字币的运行系统
CN107067254A (zh) * 2017-02-06 2017-08-18 吕文华 一种二元体系数字币的流通方法
US20180197168A1 (en) * 2016-12-22 2018-07-12 Mastercard International Incorporated System and method for conducting a transaction
CN109995613A (zh) * 2019-03-29 2019-07-09 北京金山安全软件有限公司 流量计算方法和装置
CN110580148A (zh) * 2019-09-16 2019-12-17 北京华科软科技有限公司 一种面向一体化的epc项目管理平台

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11468410B2 (en) 2012-07-11 2022-10-11 Viewpost, Llc. Universal payment module and system
ITMI20122258A1 (it) 2012-12-28 2014-06-29 Rototype Spa Metodo di realizzazione di un assegno bancario e assegno bancario realizzato con detto metodo
US10664811B2 (en) * 2018-03-22 2020-05-26 Bank Of America Corporation Automated check encoding error resolution
CA3114180A1 (fr) 2018-10-05 2020-04-09 Deluxe Corporation Plateforme de traitement de electronique securisee et fiable

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5283829A (en) * 1992-10-01 1994-02-01 Bell Communications Research, Inc. System and method for paying bills electronically
US5884288A (en) * 1996-07-01 1999-03-16 Sun Microsystems, Inc. Method and system for electronic bill payment
US7103579B1 (en) * 2000-03-23 2006-09-05 Electronic Clearinghouse, Inc. Internet based check cashing and clearing method, apparatus and article of manufacture
US6754640B2 (en) * 2000-10-30 2004-06-22 William O. Bozeman Universal positive pay match, authentication, authorization, settlement and clearing system

Cited By (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102801710A (zh) * 2012-07-04 2012-11-28 北京天龙融和软件有限公司 一种网络交易方法和系统
CN102801710B (zh) * 2012-07-04 2016-03-02 北京天龙融和软件有限公司 一种网络交易方法和系统
CN105023137A (zh) * 2015-04-29 2015-11-04 杭州猿人数据科技有限公司 电子邮件证据处理系统及处理方法
US20180197168A1 (en) * 2016-12-22 2018-07-12 Mastercard International Incorporated System and method for conducting a transaction
CN106845950A (zh) * 2017-02-06 2017-06-13 吕文华 一种符合二元体系的数字币
CN107067241A (zh) * 2017-02-06 2017-08-18 吕文华 一种二元体系数字币的运行系统
CN107067254A (zh) * 2017-02-06 2017-08-18 吕文华 一种二元体系数字币的流通方法
WO2018141142A1 (fr) * 2017-02-06 2018-08-09 吕文华 Système d'exploitation pour monnaie numérique dans un système binaire
CN109995613A (zh) * 2019-03-29 2019-07-09 北京金山安全软件有限公司 流量计算方法和装置
CN109995613B (zh) * 2019-03-29 2021-02-05 北京乐蜜科技有限责任公司 流量计算方法和装置
CN110580148A (zh) * 2019-09-16 2019-12-17 北京华科软科技有限公司 一种面向一体化的epc项目管理平台
CN110580148B (zh) * 2019-09-16 2023-04-18 北京华科软科技有限公司 一种面向一体化的epc项目管理平台

Also Published As

Publication number Publication date
WO2009045998A1 (fr) 2009-04-09
CA2701782A1 (fr) 2009-04-09
EP2198545A4 (fr) 2011-09-21
EP2198545A1 (fr) 2010-06-23

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Legal Events

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PB01 Publication
C10 Entry into substantive examination
SE01 Entry into force of request for substantive examination
C02 Deemed withdrawal of patent application after publication (patent law 2001)
WD01 Invention patent application deemed withdrawn after publication

Application publication date: 20101110