CN101853545A - Anti-theft method and anti-theft system for bank transaction terminal - Google Patents

Anti-theft method and anti-theft system for bank transaction terminal Download PDF

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Publication number
CN101853545A
CN101853545A CN201010180360A CN201010180360A CN101853545A CN 101853545 A CN101853545 A CN 101853545A CN 201010180360 A CN201010180360 A CN 201010180360A CN 201010180360 A CN201010180360 A CN 201010180360A CN 101853545 A CN101853545 A CN 101853545A
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China
Prior art keywords
theft
account
password information
transaction terminal
bank transaction
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CN201010180360A
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Chinese (zh)
Inventor
林泉
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Shantou University
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Shantou University
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Priority to CN201010180360A priority Critical patent/CN101853545A/en
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Abstract

The embodiment of the invention discloses an anti-theft method for a bank transaction terminal. The method comprises the following steps of: setting legal account password information and at least one group of anti-theft password information; verifying whether the input account password information is the anti-theft password information; and triggering an alarm when the verification shows that the input account password information is the anti-theft password information. The anti-theft method for the bank transaction terminal can trigger the alarm under the condition that the offender is not noticed and also protect the personal safety and the property safety of the legal account owner so as to provide security for the harmonic and stable development of the society. The embodiment of the invention also discloses an anti-theft system for the bank transaction terminal.

Description

The theft preventing method of bank transaction terminal and burglary-resisting system
Technical field
The present invention relates to the financial security field, relate more specifically to a kind of theft preventing method and burglary-resisting system of bank transaction terminal.
Background technology
Financial company, particularly bank all are by provide one group or some group accounts to store user's fund to the user.In user's day to day operation, for user's convenience, banking system identification user's mode is to adopt the mode of password to carry out.That is to say, as long as the user has the correct password of account's (being often referred to bankbook or bank card) and account's correspondence, banking system assert that then this user is the lawful owner of this account, thereby this user can be in banking system carries out the operation of nearly all relevant financial business such as fund access and account transfer to this account.
Though this mode has been brought convenience to the user, but provided the lawless person by plundering, steal, coerce or other modes being obtained the password of user account and account's correspondence, thereby the disabled user promptly carries out validated user to the relevant financial business operation of the account by account and its corresponding password, for example extracts other criminal activities such as money in this account, account transfer.Though this criminal offence was repeatedly openly reported by various medium, each banking system is also making great efforts to improve its ability in safety guarantee always, but this criminal offence still often has generation, thereby has brought great threat for the person and the property safeties stable and people of society.
Therefore, be necessary to provide a kind of theft preventing method of improved bank transaction terminal and the generation that burglary-resisting system effectively prevents above-mentioned criminal offence, also make the people's the person and property safety avoid infringement to guarantee the social stable while.
Summary of the invention
The theft preventing method and the burglary-resisting system that the purpose of this invention is to provide a kind of bank transaction terminal can trigger warning under the unwitting situation of criminal, protected account lawful owner's personal safety and property safety simultaneously, guarantee the harmonious stable development of society.
For achieving the above object, the embodiment of the invention provides a kind of theft preventing method of bank transaction terminal, and this method comprises the steps: to be provided with legal account password information and at least one group of anti-theft password information; Whether the account password information of checking input is anti-theft password information; When triggering during for anti-theft password information, the account password information of checking input reports to the police.
Preferably, organize described anti-theft password information according to each corresponding display frame is set.Described display frame is provided with according to described anti-theft password information; make account's illegal owner enter by described anti-theft cipher that the shown picture that comes out can't react the real situation of this account behind this account, thereby effectively protected account lawful owner's property safety.
Preferably, described anti-theft password information has identical form with legal encrypted message, and the display frame that the display frame of described anti-theft password information correspondence and legal encrypted message are corresponding has identical form.Thereby the illegal owner of account can not thrown doubt upon when the input account information to the account information that is obtained, and after the illegal owner of account enters into this account by antitheft information registration, since on the bank transaction terminal picture displayed with login by legal encrypted message that to enter into picture shown behind this account the same, the illegal owner of account still can not throw doubt upon to the account information that is obtained, so not only striven for the time, and can effectively ensure legal account owner's personal safety for law-executor's law enforcement behavior.
Preferably, organize the concrete steps that described anti-theft password information is provided with corresponding display frame is that account's remaining sum numerical value and avail numerical value that described display frame shows are set according to each.Legal account owner not only can make the illegal owner of account can not throw doubt upon to account information by account's remaining sum numerical value and avail numerical value are set in the display frame corresponding with described anti-theft password information, thereby, also make the illegal owner of account can not obtain the truth of this account simultaneously to guarantee legal account owner's property safety to guarantee legal account owner's personal safety.
Preferably, described warning is the warning of mourning in silence.The employing type of alarm of mourning in silence is reported to the police; alarm operation is carried out under the situation that the illegal owner of account knows nothing; the illegal owner of account is lost vigilance, not only help the law-executor and in time handle these illegal activities, also protected account lawful owner's personal safety.
Correspondingly, the embodiment of the invention also provides a kind of burglary-resisting system of bank transaction terminal, and this system comprises: user management module, authentication module and alarm module.Described user management module is used for for validated user legal encrypted message of account and anti-theft password information being set; Whether the encrypted message that described authentication module is used for verifying account owner input is anti-theft password information; When being used for encrypted message when authentication module verifying account owner input for anti-theft password information, described alarm module reports to the police.
Preferably, described user management module comprises: account password is provided with that module, remaining sum are provided with module, module is set avail and type of alarm is provided with module.Described account password is provided with module and is used to be provided with legal encrypted message of account and anti-theft password information; Described remaining sum is provided with module and is used for being shown in remaining sum numerical value on the described bank transaction terminal picture according to described anti-theft cipher setting; Described avail is provided with module and is used for being shown in avail numerical value on the described bank transaction terminal picture according to described anti-theft cipher setting; Described type of alarm is provided with module and is used for according to described anti-theft password information available type of alarm being set.Legal account owner can be provided with module by described account password described anti-theft password information is set arbitrarily; and correlation values in the display frame is set according to this anti-theft password information; make the illegal owner of account can not be really to this account financial business operation of being correlated with, thereby protect legal account owner's property safety to greatest extent.
Preferably, described authentication module comprises: password authentification gateway and anti-theft cipher trigger.Whether the encrypted message that described password authentification gateway is used for verifying account owner input is anti-theft password information; Described anti-theft cipher trigger triggers described alarm module when being used for encrypted message when described password authentification gateway verifying account owner input for anti-theft password information and reports to the police.
Compared with prior art; the theft preventing method of the bank transaction terminal of the embodiment of the invention and burglary-resisting system are owing to set in advance legal account password information and anti-theft password information; when account owner enters into this account in login; can verify the account password information of input automatically according to legal account password information; when triggering during for anti-theft password information, the account password information of checking input reports to the police; and the illegal owner of account can login by anti-theft password information and enter into this account; therefore under the unwitting situation of the illegal owner of account, trigger and report to the police; make law-executor's law enforcement behavior of can in time being correlated with; effectively prevent the generation of the illegal owner's criminal offence of account, the protection people's the person and property safety are avoided infringement
By following description also in conjunction with the accompanying drawings, it is more clear that the present invention will become, and these accompanying drawings are used to explain embodiments of the invention.
Description of drawings
Fig. 1 is the principle flow chart of the theft preventing method embodiment of bank transaction terminal of the present invention.
Fig. 2 is the structured flowchart of the burglary-resisting system embodiment of bank transaction terminal of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the invention, the technical scheme in the embodiment of the invention is clearly and completely described, obviously, described embodiment only is the present invention's part embodiment, rather than whole embodiment.Based on the embodiment among the present invention, those of ordinary skills belong to the scope of protection of the invention not making the every other embodiment that is obtained under the creative work prerequisite.
Fig. 1 has showed the principle of bank transaction terminal theft preventing method embodiment of the present invention.As shown in Figure 1, described bank transaction terminal theft preventing method comprises the steps:
S101 is provided with legal account password information and at least one group of anti-theft password information.Specifically in this step, account's lawful owner according to the operating process of using general account for its account is provided with normal legal encrypted message, account owner must just can login by this legal encrypted message and enter this account line correlation financial business of going forward side by side and operate; Legal account owner is after setting up normal legal encrypted message, at least one group of anti-theft password information is set again,, the illegal owner of account effectively ensures legal account owner's personal safety for can not thrown doubt upon to the encrypted message that is obtained, in setting up procedure, make anti-theft password information have identical form with legal encrypted message, so not only make the illegal owner of account loosen of the personal safety of vigilant not entail dangers to, also striven for the time for law-executor's law enforcement behavior to the legal account owner; Legal account owner is again according to the described anti-theft password information setting display frame corresponding with described anti-theft password information that is provided with; account's remaining sum numerical value and avail numerical value in the display frame also promptly are set; and make described display frame and enter picture shown behind the account by legal account password information login identical in form; shown account information is not the truth of this account in the display frame of back thereby the illegal owner of account enters in this account by anti-theft password information login; make the illegal owner of this account not proceed relevant financial business operation to this account; the illegal owner of this account can not obtain the truth of this account simultaneously, thereby has protected account lawful owner's property safety.
Whether the account password information of S102 checking input is anti-theft password information.Specifically in this step, when account owner imports account password information, bank transaction terminal is verified the account password information of input according to legal account password information and anti-theft password information that the legal account person of gathering around sets in advance, when the account password information by the checking input is non-anti-theft encrypted message, then carry out normal account's operating process; When the account password information by the checking input is anti-theft password information, then carry out subsequent step S103.
S103 reports to the police when the account password information of checking input triggers during for anti-theft password information.Specifically in this step, when the account password information by the checking input is an anti-theft password information, then display frame is directly connected to the display frame that is provided with according to described anti-theft cipher in advance, and trigger the warning of mourning in silence, report to the police thereby under the complete unwitting situation of the illegal owner of account, trigger, make things convenient for law-executor's operation of enforcing the law, also guaranteed account lawful owner's personal safety and property safety.
By as can be seen above, the theft preventing method of bank transaction terminal of the present invention sets in advance anti-theft cipher and the display frame corresponding with described anti-theft cipher by the legal account owner, even thereby the lawless person has obtained the account and has coerced the legal account owner to provide the encrypted message corresponding with the account by modes such as plundering, steal, this lawless person can not be really to this account financial business operation of being correlated with, thereby protected account lawful owner's property safety; And the anti-theft cipher that sets in advance by the verifying account lawful owner triggers the warning of mourning in silence automatically under the unwitting situation of lawless person; not only make the lawless person can not escape the sanction of law; safeguard the stable of society, also protected account lawful owner's personal safety simultaneously.
Fig. 2 has showed the structural representation of the burglary-resisting system embodiment of bank transaction terminal of the present invention.As shown in Figure 2, described bank transaction terminal burglary-resisting system comprises user management module 100, terminal operation module 200, authentication module 300 and alarm module 400.Wherein, described user management module 100 is used for for validated user legal encrypted message of account and anti-theft password information being set; Described terminal operation module 200 is used for providing the platform of relevant financial business operation to account owner; Whether the encrypted message that described authentication module 300 is used for verifying account owner input is anti-theft password information; Described alarm module 400 is used for reporting to the police when the information of authentication module checking user input is antitheft information.
Particularly, described user management module 100 comprises that account password is provided with that module 110, remaining sum are provided with module 120, module 130 is set avail and type of alarm is provided with module 140.Legal account owner is provided with legal account password information and the anti-theft password information that module 110 is provided with this account by described account password on described user management module 100, and it is stored on the described account, and described anti-theft password information and legal account password information are identical in form, thereby also can not throw doubt upon to this encrypted message even the illegal owner of account has obtained anti-theft password information.Legal account owner is provided with the display frame corresponding with described anti-theft password information according to the anti-theft password information that has set on described user management module 100; owing to include the remaining sum numerical value and the avail numerical value of account in the normal display frame of bank transaction terminal; therefore for the sake of security; legal account owner is provided with module 120 and avail by the remaining sum on the described user management module 100 and module 130 is set remaining sum numerical value and avail numerical value in the display frame corresponding with described anti-theft password information are set respectively; thereby make this display frame finish identical with normal display frame in form; therefore the illegal owner of account enters into behind this account by the anti-theft cipher login that shown account information is not the real information situation of this account in the display frame; make the illegal owner of this account not proceed relevant financial business operation to this account; can not obtain the truth of this account, thereby protect account lawful owner's property safety.Described type of alarm is provided with module 140 and is used for according to described anti-theft password information available type of alarm being set, legal account owner can be provided with type of alarm selectively according to its actual conditions, for example to public security organ report to the police, SMS platform is reported to the police and other type of alarm by sending information to, thereby increased the dirigibility that described bank transaction terminal burglary-resisting system is used.
Described terminal operation module 200 is generally ATM (Automatic Teller Machine) ATM (Automatic Teller Machine), online e-bank, bank counter etc. can be for the be correlated with terminal of financial business concrete operations of account owner, and legal account owner can carry out other relevant financial business such as access, account transfer to this account after entering this account and operates logining on the described terminal operation module 200 by the corresponding legal encrypted message of account and account.
Described authentication module 300 comprises password authentification gateway 310 and anti-theft cipher trigger 320.When account owner enters this account by described terminal operation module 200 input account password information logins, the account password information of 310 pairs of inputs of described password authentication module is verified, when the account information of checking input was non-anti-theft encrypted message, then described password authentification gateway 310 feeds back to described terminal operation module 200 with authorization information to carry out normal account and manipulates flow process; When the account password information of described password authentification gateway 310 checking inputs is anti-theft password information, then this authorization information is sent to described terminal operation module 200 and described anti-theft cipher trigger 320, thereby show the display frame that the account lawful owner sets in advance by described anti-theft password information on described terminal operation module 200, described anti-theft cipher trigger 320 receives and triggers described alarm module 400 after the authorization information that described password authentification gateway 310 transmits and report to the police simultaneously.
Described alarm module 400 comprises public security organ 410, SMS platform 420 and other modes 430.Described in embodiments of the present invention alarm module 400 is to report to the police in the mode of mourning in silence, report to the police by this way and make the illegal owner of account have no way of learning that the legal account owner reports to the police by the anti-theft password information of its setting, thereby make account illegal owner loosen vigilant and can not threaten legal account owner's personal safety, also can make the law-executor in time carry out law enforcement behavior simultaneously.In concrete application process, legal account owner can be provided with module 140 by the type of alarm of described user management module 100 and set in advance selection and report to the police by public security organ 410, SMS platform 420 or other modes 430, thereby can select therefrom to select to be provided with a kind of getting final product according to actual conditions.
As seen from the above, the burglary-resisting system of bank transaction terminal of the present invention makes the legal account owner pre-set anti-theft password information and the display frame corresponding with described anti-theft password information by described user management module 100, even thereby the lawless person is by plundering, mode such as steal has obtained the account and has coerced the legal account owner to provide the encrypted message corresponding with the account, this lawless person logins on described terminal operation module 200 when entering this account by account that it obtained and account password information, 300 of described authentication modules can verify that the account information of learning input is an anti-theft password information, and report to the police automatically in the mode of mourning in silence by described alarm module 400, thereby the lawless person can not be really to this account financial business operation of being correlated with, protected account lawful owner's property safety; And under the unwitting situation of lawless person, trigger the warning of mourning in silence automatically, and not only make the lawless person can not escape the sanction of law, safeguarded the stable of society, also protected account lawful owner's personal safety.
Above invention has been described in conjunction with most preferred embodiment, but the present invention is not limited to the embodiment of above announcement, and should contain various modification, equivalent combinations of carrying out according to essence of the present invention.

Claims (10)

1. the theft preventing method of a bank transaction terminal is characterized in that, comprises the steps:
Legal account password information and at least one group of anti-theft password information are set;
Whether the account password information of checking input is anti-theft password information;
When triggering during for anti-theft password information, the account password information of checking input reports to the police.
2. the theft preventing method of bank transaction terminal as claimed in claim 1 is characterized in that, organizes described anti-theft password information corresponding display frame is set according to each.
3. the theft preventing method of bank transaction terminal as claimed in claim 2, it is characterized in that, described anti-theft password information has identical form with legal encrypted message, and the display frame that the display frame of described anti-theft password information correspondence and legal encrypted message are corresponding has identical form.
4. the theft preventing method of bank transaction terminal as claimed in claim 2, it is characterized in that, organize the concrete steps that described anti-theft password information is provided with corresponding display frame is that account's remaining sum numerical value and avail numerical value that described display frame shows are set according to each.
5. the theft preventing method of bank transaction terminal as claimed in claim 1 is characterized in that, described warning is the warning of mourning in silence.
6. the burglary-resisting system of a bank transaction terminal is characterized in that, comprising:
User management module is used for for validated user legal encrypted message of account and anti-theft password information being set;
Authentication module, whether the encrypted message that is used for verifying account owner input is anti-theft password information;
Alarm module is reported to the police when being used for encrypted message when authentication module verifying account owner input for anti-theft password information.
7. the burglary-resisting system of bank transaction terminal as claimed in claim 6 is characterized in that, described user management module comprises:
Account password is provided with module, is used to be provided with legal encrypted message of account and anti-theft password information;
Remaining sum is provided with module, is used for being shown in remaining sum numerical value on the described bank transaction terminal picture according to described anti-theft cipher setting;
Avail is provided with module, is used for being shown in avail numerical value on the described bank transaction terminal picture according to described anti-theft cipher setting; And
Type of alarm is provided with module, is used for according to described anti-theft password information available type of alarm being set.
8. the burglary-resisting system of bank transaction terminal as claimed in claim 7, it is characterized in that, described anti-theft password information has identical form with legal encrypted message, and the display frame that the display frame of described anti-theft password information correspondence and legal encrypted message are corresponding has identical form.
9. the burglary-resisting system of bank transaction terminal as claimed in claim 6 is characterized in that, described authentication module comprises:
The password authentification gateway, whether the encrypted message that is used for verifying account owner input is anti-theft password information;
The anti-theft cipher trigger triggers described alarm module when being used for encrypted message when described password authentification gateway verifying account owner input for anti-theft password information and reports to the police.
10. as the burglary-resisting system of each described bank transaction terminal of claim 6-9, it is characterized in that described warning is the warning of mourning in silence.
CN201010180360A 2010-05-18 2010-05-18 Anti-theft method and anti-theft system for bank transaction terminal Pending CN101853545A (en)

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Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103503038A (en) * 2011-04-09 2014-01-08 新宝电子科技有限公司 Method and system for verifying transactor identity on ATM
CN103927824A (en) * 2013-05-01 2014-07-16 汪风珍 Bank card system with warning function
CN105046491A (en) * 2015-06-11 2015-11-11 叶春林 Anti-theft mode of credit card type identity authorization
CN106101432A (en) * 2016-07-04 2016-11-09 Tcl集团股份有限公司 A kind of automatic recourse method based on mobile terminal and system
CN106572261A (en) * 2016-12-29 2017-04-19 宁波亿拍客网络科技有限公司 Method for quickly operating equipment in locked state

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Publication number Priority date Publication date Assignee Title
KR20020068546A (en) * 2001-02-21 2002-08-28 주식회사 아이엔티 'Operation of secure number' for the prevention of crime that concern with credit card
CN1822058A (en) * 2005-02-18 2006-08-23 钟灵 Anti-theft alarm system for identity rechecking of automatic teller machine
CN101192321A (en) * 2006-11-23 2008-06-04 王爱科 Bank card account safety management system

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20020068546A (en) * 2001-02-21 2002-08-28 주식회사 아이엔티 'Operation of secure number' for the prevention of crime that concern with credit card
CN1822058A (en) * 2005-02-18 2006-08-23 钟灵 Anti-theft alarm system for identity rechecking of automatic teller machine
CN101192321A (en) * 2006-11-23 2008-06-04 王爱科 Bank card account safety management system

Cited By (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103503038A (en) * 2011-04-09 2014-01-08 新宝电子科技有限公司 Method and system for verifying transactor identity on ATM
CN103927824A (en) * 2013-05-01 2014-07-16 汪风珍 Bank card system with warning function
CN105046491A (en) * 2015-06-11 2015-11-11 叶春林 Anti-theft mode of credit card type identity authorization
CN106101432A (en) * 2016-07-04 2016-11-09 Tcl集团股份有限公司 A kind of automatic recourse method based on mobile terminal and system
CN106572261A (en) * 2016-12-29 2017-04-19 宁波亿拍客网络科技有限公司 Method for quickly operating equipment in locked state

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Application publication date: 20101006