CN105046491A

CN105046491A - Anti-theft mode of credit card type identity authorization

Info

Publication number: CN105046491A
Application number: CN201510338602.2A
Authority: CN
Inventors: 叶春林
Original assignee: Individual
Current assignee: Individual
Priority date: 2015-06-11
Filing date: 2015-06-11
Publication date: 2015-11-11

Abstract

The invention discloses an anti-theft mode of credit card type identity authorization. An application terminal, a credit card and a background management center are included. The application terminal appears according to an authorization form set by a credit card holder and the background management center and is provided for a determination operation or shows multiple forms of options according to a set, and the options are used for operation determination. Through using an autonomous preset authorization copy invalidity method form, credit card type authorization information is prevented from being stolen. The mode is simple and reasonable, and structure layout of implementation is easy. Credit card type identity authorization safety of people is well guaranteed.

Description

The thief-proof mode of credit-card type identification authorization

Technical field

The present invention relates to the security fields that various credit-card type uses, especially relate to a kind of thief-proof mode of credit-card type identification authorization.

Background technology

At present, known along with social development, improving constantly of the living standard of people, the application of various credit-card type is more and more universal, and it brings great convenience to our live and work, but, along with the progress of science and technology, the gimmick of stealing secret information of lawless person is also following up thereupon, and the case of the stolen brush of various credit card has report even frequently, and credit card self is with stolen brush situation also occurs; The existing credit card of media comments exists easily by leak that illegal person utilizes and drills through really, we can only add to take precautions against when arranging password and application, now see and more be popular in mobile-phone payment, the payment of Alipay also has information-reply to confirm function, but, just in case mobile phone and personally identifiable information are lost, will be the hidden danger that can not adopt a casual attitude, namely, credit card still has and morely needs reinforcement part in security management and control.

Summary of the invention

The object of the invention is to solve the safety problem existed in existing credit card applications, a kind of thief-proof mode being applicable to various credit-card type identification authorization is provided.

To achieve these goals, the present invention is mainly solved by the following technical solutions: a kind of thief-proof mode of credit-card type identification authorization, comprises application terminal, credit card and back-stage management center; Application terminal manifests for determination operation according to the form of authorisation set by credit card owner and back-stage management center, or determines for operation by the multi-form option that manifests arranged; Described form of authorisation, back-stage management center when application terminal uses with credit card owner, manifests the digital or standard letter operation of random alignment according to setting and determines errorless accreditation of obtaining the authorization; Described multi-form option, determines to obtain the authorization by the form of authorisation optionization confession operation default with back-stage management center and approves; Described vesting assent, it be by arrange formal operations meet the requirements give authority, be set to full authority, or by preset the mandate of identification form hierarchical; And then, with back-stage management center be set to authorization assert time, showing there is situation with the operation steps implanted private mark or change agreement, taking the presentation of prediction scheme normally to confirm again or alarm treatment timely for waiting until in fact at once; Copy invalid method form with autonomous preset authorization, prevent credit-card type authorization message to be stolen.

Wherein, described application terminal, it is the application apparatus of various credit-card type; Described back-stage management center, it is the management console center of credit-card type application.

Wherein, the credit card owner of described form of authorisation, or through authorized person when application terminal uses, according to the setting with back-stage management center, in the random alignment number manifested or character, errorless accreditation of obtaining the authorization is determined with standard operation, it changes tradition input preset password and obtains easily being replicated of mandate, application seems simple and reliable compared to traditional approach be replicated with difficulty, and optional mixing manifests flexible and changeable confirmation mandate setting, the suggesting effect of concealed type, need remember and be easy to maloperation for people have the different password of many occasions usually and get out of trouble, the described option form preset with back-stage management center is used as to obtain vesting assent, it is the identification form digital or character, and their mixed identification forms of taking application, or being attached to credit card owner determines for self-defined identity and the conditional information arranged, whether conform to set with being examined by operation of presenting of Option Form, increase and close cassette defence line to improve safety guarantee, be convenient to by operating different vesting assent conditional informations and hierarchical the scope of authority is set.

Wherein, when described authorization is assert, to implant the private mark that sets with back-stage management center or to change the operation steps of arranging, for credit card owner by stress state, or reply when informing form of authorisation is forced to process; Described manifest the digital or standard letter operation of random alignment and determine errorless accreditation of obtaining the authorization, can arrange by the described number that manifests at random or character to confirm sequence number form acquisition vesting assent; Described in epimere, the conditional information that credit card owner determines for self-defined identity is set, adopt the wrong conditional information of intentional choosing preset, disposal can be used it for equally to meet accident situation, and rationally stalling for time of arranging with backstage administrative center compounding practice option.

As preferably, by the thief-proof mode of described credit-card type identification authorization, be applied to the personal identification mandate identification of cell phone type mobile device.

As preferably, described form of authorisation, arranges the mandate identification obtaining different rights rate range, limiting when asking other people to use of being convenient to entrust with distinguishing characteristics; In like manner, report to the police normally with the presentation that is set to of distinguishing characteristics, reply when being beneficial to situation occurred is disposed in the dark.

As preferably, when normal confirmation is digital or character obtains vesting assent, have a mind to insert default private mark, or press the intentional input in operation and selection error message preset, take corresponding measure to make back-stage management center know situation occurred.

As preferably, described with random alignment digital or standard letter operation determine errorless acquisition vesting assent, be set to digital or intercharacter in the dark automatically conversion to convey a message form, or the interspersed mix and match application form between them is set.

As preferably, the thief-proof mode of described credit-card type identification authorization, the mandate identification in application, needs to set up according to each one back-stage management center photos and sending messages to preset binding mobile phone confirmation link to credit card owner.

As preferably, the thief-proof mode of described credit-card type identification authorization, the mandate identification in application, needs the confirmation link increased on application terminal and whether the detection credit card owner human body biological characteristics that back-stage management center sets conforms to according to each one.

The present invention has following beneficial effect: advantages of simple and the structure being easy to implement are laid, and credit-card type identification authorization information can be prevented to be stolen problem, ensured that people apply credit-card type identification authorization safety preferably.

Accompanying drawing explanation

Fig. 1 is the schematic block diagram of the thief-proof mode of a kind of credit-card type of the present invention identification authorization;

In figure: 1, application terminal, 2, credit card, 3, back-stage management center.

Embodiment

Below in conjunction with schematic block diagram and embodiment, the invention will be further described.

Embodiment: the thief-proof mode of a kind of credit-card type identification authorization as shown in Figure 1, comprises application terminal 1, credit card 2 and back-stage management center 3; Application terminal 1 manifests for determination operation according to the form of authorisation set by credit card 2 owner and back-stage management center 3, or determines for operation by the multi-form option that manifests arranged; Described form of authorisation, errorless acquisition vesting assent when application terminal 1 uses, is determined with the random alignment manifested according to setting number or standard letter operation with credit card 2 owner in back-stage management center 3; Described multi-form option, it is form of authorisation credit card 2 owner and back-stage management center 3 preset, and manifests determine to obtain vesting assent for operation with option; Described vesting assent, it, for meeting the requirements and the authority of giving by arranging formal operations, is set to full authority, or by the identification form hierarchical mandate preset; And then, credit card 2 owner and back-stage management center 3 are arranged authorizes when assert, indicates present situation condition to operate the operation steps implanted private mark or change agreement, normally confirms or alarm treatment timely for waiting until in fact at once with the presentation of prediction scheme again; Copy invalid method form with autonomous preset authorization, prevent credit-card type authorization message to be stolen; When described authorization is assert, to implant the private mark that sets with back-stage management center 3 or to change the operation steps of arranging, for credit card 2 owner by stress state, or reply when informing form of authorisation is forced to process; Digital or the standard letter operation of random alignment can be manifested determine described errorless accreditation of obtaining the authorization, be set to by the described number that manifests at random or character to confirm sequence number form acquisition vesting assent; The conditional information that credit card 2 owner determines for self-defined identity is set, deliberately selects wrong conditional information to preset, for disposing the situation that meets accident, and rationally stalling for time with backstage administrative center 3 compounding practice option setting; The mandate identification obtaining different rights rate range with distinguishing characteristics is set, limiting when asking other people to use of being convenient to entrust; Or report to the police normally with the presentation that is set to of distinguishing characteristics, reply when being beneficial to situation occurred is disposed; in the dark When normal confirmation is digital or character obtains vesting assent, have a mind to insert default private mark, or press the intentional input in operation and selection error message preset, make back-stage management center 3 know situation occurred and take corresponding measure; Determine errorless acquisition vesting assent with random alignment number or standard letter operation, be set to digital or intercharacter in the dark automatically conversion and convey a message, or the interspersed mix and match application form between them is set; Set up back-stage management center 3 photos and sending messages in application as required to confirm phone to credit card 2 owner binding; Or to increase on application terminal 1 and whether the detection credit card 2 owner human body biological characteristics that back-stage management center 3 sets conforms to link; This programme is applied to the personal identification mandate identification of cell phone type mobile device.

Obviously, those skilled in the art can carry out various change to vibrational power flow of the present invention and not depart from scope of the present invention.Therefore, if these changes belong in claims of the present invention and equivalent technical scope thereof, then the present invention is also intended to contain these changes.

Claims

1. a thief-proof mode for credit-card type identification authorization, is characterized in that, comprises application terminal, credit card and back-stage management center; Application terminal manifests for determination operation according to the form of authorisation set by credit card owner and back-stage management center, or determines for operation by the multi-form option that manifests arranged; Described form of authorisation, back-stage management center when application terminal uses with credit card owner, manifests the digital or standard letter operation of random alignment according to setting and determines errorless accreditation of obtaining the authorization; Described multi-form option, determines to obtain the authorization by the form of authorisation optionization confession operation default with back-stage management center and approves; Described vesting assent, it be by arrange formal operations meet the requirements give authority, be set to full authority, or by preset the mandate of identification form hierarchical; And then, with back-stage management center be set to authorization assert time, showing there is situation with the operation steps implanted private mark or change agreement, taking the presentation of prediction scheme normally to confirm again or alarm treatment timely for waiting until in fact at once; Copy invalid method form with autonomous preset authorization, prevent credit-card type authorization message to be stolen.