KR20020068546A - 'Operation of secure number' for the prevention of crime that concern with credit card - Google Patents

Abstract

PURPOSE: A crime prevention method is provided to enable a credit card owner to say a security number of the credit card to a criminal in a case that the criminal robs the credit card owner of the credit card and requests a secret number, and to notify a police or a security company of an alarm signal in a case that the criminal uses the credit card with the security number. CONSTITUTION: The method comprises steps of a credit card owner registering a security number at a corresponding card company(S1), a credit card user, the owner or a criminal, inputting the credit card at a credit card processing terminal(S2), the terminal recognizing the input credit card and transmitting the recognized data to a server for approving the credit card(S3, S4), the credit card user selects a service menu if the credit card is normally approved(S5), the credit card user inputs a secret number or a security number with the service menu(S6), the terminal transmitting the input data to the server(S7), the server checking the secret number or the security number(S8), the server approving the selected menu and performing the corresponding service, for example, a cash withdrawal, in a case that the secret number is normal(S11), in a case that the input number is the security number, the server notifying a police or a security company of an alarm message(S10), and the police or the security company dispatching security members to the actual spot(S11).

Description

'Operation of secure number' for the prevention of crime that concern with credit card}

The technology to which the present invention belongs is a security system concept similar to the currently used password and can be understood as a technology similar to the password retrieval program system.

The current credit card operating system allows bank transactions by entering a card and password, so if a card and password are exposed under threats and threats by criminals, it can be used as a crime and requires the operation of a new security system. That means a new security system other than password

The present invention is to prevent illegal use of the credit card to reduce the crime of the cardholders in the same principle as the method of operating the existing credit card password, if the security number is entered instead of the password, and the corresponding signal transmission for each field In this regard, consultation and cooperation on the on-site dispatch of employees of police officers, police officers, and security service providers should be prioritized. In addition, the program improvement should be made in advance so that the security number system can be linked to the password security system currently operated by financial institutions.

1 is a diagram according to the present invention showing a situation appearing when entering a password and a security code in the process of withdrawing cash using a credit card.

2 shows a plan (interaction) in which a security system of a bank and a police station and a security company are operated together when a security number is input to an ATM.

The configuration of the present invention consists of a security card registration step of the credit card user, using an automated device (including the use of a security number), the step of coping with banks, police and security companies.

Hereinafter, a configuration and an operating method according to the present invention will be described with reference to the accompanying drawings.

As shown in Fig. 1, the credit card user registers a security number in a financial institution. (S1)

Cardholders (customers and criminals) enter the card into the automated device (S2).

The automated device recognizes the credit card information (S3), and transfers it to the server of the bank for use.

It is determined whether or not (S4) Here, a card that cannot be used cannot be used.

If it is a card that can be used, the following operation is guided.

If the use of the card is approved, enter the corresponding service of the credit card (S5), and enter the password (or security number) and service items (S6) input data is transmitted to the server (S7). The server confirms the password and security number (S8), and if the password is an error, guides the withdrawal process retry, and approves cash withdrawal if the password and withdrawal amount meet the criteria (S11), and also enters the security number. If the server is a financial institution, the nearby police station, security code input company

Sends a message to the port, the security cameras around to perform intensive shooting of the security number user equipment (S10). The financial institution and the police station security company that received the security code input signal will cope with this (on-site dispatch of personnel) (S11). The security personnel dispatched to the scene checks the identity with the police with respect to the security number inputter, and if the normal user returns home, arrests the criminal and ends the situation.

2, when the user inputs the security number, the server transmits a security signal to the financial institution security department, the police station, and the security company (S1), and the corresponding office receives it (S2). Security signal receiver tube dispatches security personnel (police, staff) to the scene (S3). Security personnel arriving at the automated device secures (detects) the identity of the security number user (suspect) (S4), checks the identity of the user (S5), and normal users return home and arrest if they are criminals. (S6)

The present invention is ultimately in the prevention of crime using a credit card, and when a security number is entered during the use of an illegal automated device of a criminal, it is easy to secure data for a suspect (continuous shooting of a closed circuit camera shooting) as well as to detect a criminal.

Claims (1)

Credit card security number registration step; Using an automated device using a credit card (including the use of a security number); Includes security number operation.