KR20020068546A - 'Operation of secure number' for the prevention of crime that concern with credit card - Google Patents
'Operation of secure number' for the prevention of crime that concern with credit card Download PDFInfo
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- KR20020068546A KR20020068546A KR1020010008558A KR20010008558A KR20020068546A KR 20020068546 A KR20020068546 A KR 20020068546A KR 1020010008558 A KR1020010008558 A KR 1020010008558A KR 20010008558 A KR20010008558 A KR 20010008558A KR 20020068546 A KR20020068546 A KR 20020068546A
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- credit card
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Abstract
Description
본 발명이 속하는 기술은 현재 활용되고 있는 비밀번호와 유사한 보안시스템 개념이며 비밀번호 검색 프로그램 체제와 동종의 기술로 이해할 수 있다.The technology to which the present invention belongs is a security system concept similar to the currently used password and can be understood as a technology similar to the password retrieval program system.
현재의 신용카드 운영체제는 카드와 비밀번호를 입력하면 은행거래가 가능하므로 범죄자에 의한 협박과 위협하에서 카드와 비밀번호가 노출될 경우 곧바로 범죄로 이용될 수 있어 새로운 보안시스템의 운영이 필요하다. 즉 비밀번호 이외의 새로운 보안 시스템이 필요하다The current credit card operating system allows bank transactions by entering a card and password, so if a card and password are exposed under threats and threats by criminals, it can be used as a crime and requires the operation of a new security system. That means a new security system other than password
본 발명은 신용카드의 불법적인 사용을 방지하여 카드 소유자의 범죄피해를줄일 수 있는 방안으로 기존의 신용카드 비밀번호를 운영하는 방법과 같은 원리로서 비밀번호 대신 보안번호가 입력될 경우 해당 분야별 신호전송과 이에따른 대처방법 즉 금융기관의 청원경찰, 경찰, 보안용역업체 직원의 현장출동에 대한 협의와 협조가 우선되어야 한다. 그리고 금융기관이 현재 운영하는 비밀번호 보안시스템에 보안번호 제도가 연동될 수 있도록 프로그램 개선이 선결되어야 할 과제이다.The present invention is to prevent illegal use of the credit card to reduce the crime of the cardholders in the same principle as the method of operating the existing credit card password, if the security number is entered instead of the password, and the corresponding signal transmission for each field In this regard, consultation and cooperation on the on-site dispatch of employees of police officers, police officers, and security service providers should be prioritized. In addition, the program improvement should be made in advance so that the security number system can be linked to the password security system currently operated by financial institutions.
도 1은 본 발명에 따른 도면으로 신용카드를 이용하여 현금을 인출하는 과정으로 비밀번호와 보안번호를 입력하였을 경우 나타나는 상황을 나타낸 것이다.1 is a diagram according to the present invention showing a situation appearing when entering a password and a security code in the process of withdrawing cash using a credit card.
도 2는 현금인출기기에 보안번호가 입력된 경우 은행의 보안시스템 및 경찰서, 보안업체가 함께 운영되는 계획도(상화)를 나타낸 것이다2 shows a plan (interaction) in which a security system of a bank and a police station and a security company are operated together when a security number is input to an ATM.
본 발명의 구성은 신용카드 이용자의 보안번호 등록단계, 자동화기기 이용단계(보안번호 사용포함), 은행 및 경찰,보안업체의 대처단계로 구성된다.The configuration of the present invention consists of a security card registration step of the credit card user, using an automated device (including the use of a security number), the step of coping with banks, police and security companies.
이하 첨부된 도면을 참조하여 본 발명에 따른 구성과 운영방법을 설명하면 다음과 같다.Hereinafter, a configuration and an operating method according to the present invention will be described with reference to the accompanying drawings.
본 발명은 도1에서 도시된 바와 같이 신용카드 사용자는 해당 금융기관에서 보안번호를 등록한다. (S1)As shown in Fig. 1, the credit card user registers a security number in a financial institution. (S1)
카드소지자(고객 및 범죄인)는 자동화 기기에 카드를 입력한다(S2)Cardholders (customers and criminals) enter the card into the automated device (S2).
자동화기기는 신용카드 정보를 인식(S3)하여, 은행의 서버에 전달하여 사용가능The automated device recognizes the credit card information (S3), and transfers it to the server of the bank for use.
여부를 판단한다(S4) 여기에서 사용이 불가능한 카드는 사용불가 메시지가 화면에It is determined whether or not (S4) Here, a card that cannot be used cannot be used.
표시하고, 사용이 가능한 카드일 경우 다음 동작을 안내한다.If it is a card that can be used, the following operation is guided.
카드사용이 승인된 경우 신용카드의 해당서비스를 입력(S5)하고, 비밀번호(또는 보안번호) 및 서비스 항목을 입력하면(S6) 입력자료는 서버로 전송된다(S7). 서버는 비밀번호와 보안번호를 확인하고(S8), 비밀번호가 오류인 경우 인출과정 재시도를 안내하며, 비밀번호와 인출액이 기준에 적합할 경우 현금인출을 승인한다(S11), 또한 보안번호가 입력될 경우 서버는 해당금융기관, 인근경찰서, 보안번호 입력사If the use of the card is approved, enter the corresponding service of the credit card (S5), and enter the password (or security number) and service items (S6) input data is transmitted to the server (S7). The server confirms the password and security number (S8), and if the password is an error, guides the withdrawal process retry, and approves cash withdrawal if the password and withdrawal amount meet the criteria (S11), and also enters the security number. If the server is a financial institution, the nearby police station, security code input company
항을 메시지를 전송하며, 주변의 보안 카메라는 보안번호 이용자 기기에 대한 집중적인 촬영을 실시한다(S10). 보안번호 입력 신호를 접수한 금융기관 및 경찰서 보안회사는 이에 대처(인력의 현장출동)하게된다(S11). 현장에 출동된 보안인력은 보안번호 입력자에 대하여 경찰과 함께 신분을 확인하여 정상 이용자인 경우 귀가조치를 하고 범죄인인 경우 검거하여 상황을 종료한다.(S12)Sends a message to the port, the security cameras around to perform intensive shooting of the security number user equipment (S10). The financial institution and the police station security company that received the security code input signal will cope with this (on-site dispatch of personnel) (S11). The security personnel dispatched to the scene checks the identity with the police with respect to the security number inputter, and if the normal user returns home, arrests the criminal and ends the situation.
도2를 상술하면 사용자가 보안번호를 입력하게 되면 서버는 금융기관 보안부서와, 경찰서, 보안회사에 보안신호를 송신하며(S1), 해당 관서는 이를 수신하게 된다(S2). 보안신호 수신기관은 보안요원(경찰,직원)을 현장에 출동시킨다(S3). 자동화기기에 도착한 보안요원은 보안번호 사용자(용의자)에 대한 신변을 확보(검거)하며(S4), 사용자에 대한 신분을 확인하여(S5), 정상 사용자는 귀가조치 하고 범죄자일 경우 검거하는 과정이다(S6)2, when the user inputs the security number, the server transmits a security signal to the financial institution security department, the police station, and the security company (S1), and the corresponding office receives it (S2). Security signal receiver tube dispatches security personnel (police, staff) to the scene (S3). Security personnel arriving at the automated device secures (detects) the identity of the security number user (suspect) (S4), checks the identity of the user (S5), and normal users return home and arrest if they are criminals. (S6)
본 발명은 궁극적으로 신용카드를 이용한 범죄 예방에 있으며, 범죄인의 불법적인 자동화기기 이용중 보안번호를 입력하였을 경우, 용의자에 대한 자료확보(폐쇄회로 카메라 촬영의 연속촬영)는 물론 범죄인 검거에 용이하다.The present invention is ultimately in the prevention of crime using a credit card, and when a security number is entered during the use of an illegal automated device of a criminal, it is easy to secure data for a suspect (continuous shooting of a closed circuit camera shooting) as well as to detect a criminal.
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Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101853545A (en) * | 2010-05-18 | 2010-10-06 | 汕头大学 | Anti-theft method and anti-theft system for bank transaction terminal |
Citations (6)
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JPH06266933A (en) * | 1993-03-17 | 1994-09-22 | Hitachi Ltd | Automatic teller machine |
JPH09319804A (en) * | 1996-05-28 | 1997-12-12 | Toshiba Corp | Cash information storage medium and electronic settlement system |
KR19980015298A (en) * | 1996-08-16 | 1998-05-25 | 박영일 | Financial security methods and devices |
KR19990033759A (en) * | 1997-10-27 | 1999-05-15 | 조진연 | Financial security systems |
KR19990054795A (en) * | 1997-12-26 | 1999-07-15 | 정선종 | Illegal transaction restriction system using black password and method |
KR20010026271A (en) * | 1999-09-03 | 2001-04-06 | 박선봉 | a method for controlling the ATM to prevent a crime |
-
2001
- 2001-02-21 KR KR1020010008558A patent/KR20020068546A/en not_active Application Discontinuation
Patent Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
JPH06266933A (en) * | 1993-03-17 | 1994-09-22 | Hitachi Ltd | Automatic teller machine |
JPH09319804A (en) * | 1996-05-28 | 1997-12-12 | Toshiba Corp | Cash information storage medium and electronic settlement system |
KR19980015298A (en) * | 1996-08-16 | 1998-05-25 | 박영일 | Financial security methods and devices |
KR19990033759A (en) * | 1997-10-27 | 1999-05-15 | 조진연 | Financial security systems |
KR19990054795A (en) * | 1997-12-26 | 1999-07-15 | 정선종 | Illegal transaction restriction system using black password and method |
KR20010026271A (en) * | 1999-09-03 | 2001-04-06 | 박선봉 | a method for controlling the ATM to prevent a crime |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
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CN101853545A (en) * | 2010-05-18 | 2010-10-06 | 汕头大学 | Anti-theft method and anti-theft system for bank transaction terminal |
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