CN101625783A - Automatic trading device and system, and information recording medium - Google Patents
Automatic trading device and system, and information recording medium Download PDFInfo
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Abstract
The invention relates to an automatic trading device and a system, and an information recording medium, which can avoid puzzle in trading based on bilingual service. The automatic trading device (11) comprises: an information reading part (a card reading/printing part) (113) which can read a trading language recorded on the information recording medium (110) (a cash card 10a), and a priority of the trading language; a storage part (111) which stores more than one trading guide information based on the trading language; a control part (110) which can extract the trading guide information based on the trading reading language by referring to the storage part (111) according with the trading reading language read by the information reading part (113) and the priority of the trading reading language.
Description
Technical field
The present invention relates to automatic trading apparatus and system and information recording carrier.
Background technology
Be arranged on the automatic trading apparatus (automatic cash deposit and withdrawal machine) in financial institution and the convenience store etc., utilize the transaction that picture shows and sound the is guided guiding of mother tongue (Japanese), obtain transaction indication from client, carry out to transaction account deposit, withdraw the money, various financial transactions such as remittance.
In addition, known in the past have a kind of automatic trading apparatus that can use bilingual to carry out the various guiding relevant with above-mentioned financial transaction, for example, the national information that reads the nationality that is recorded in advance in the credit card or use language etc. is disclosed, read corresponding font, make the transaction with credit treating apparatus (for example, with reference to patent documentation 1) of bill; Only need to insert cash card, just can automatically select the display language of the device of handling this card, and can show that the user wants the information memory card (for example with reference to patent documentation 2) of the exchange rate of the local currency known; Picture display process and device (for example with reference to patent documentation 3) according to the language message image switching of record in the card; With use the language that client understood, the traction processing apparatus (for example with reference to patent documentation 4) of the ECR (electronic type cash cashing machine) of literal output transaction data etc. etc. on bill.
In addition, it is also known for a kind of language switching device shifter, though it is not an automatic trading apparatus, but preserve at each city in the world and definite about the priority of multiple use language and the lteral data of every kind of language by preliminary election in storer, even the user does not have special knowledge to employed language all over the world, also can easily carry out the switching (for example with reference to patent documentation 5) of language.
Patent documentation 1: Japanese kokai publication hei 6-28371 communique (paragraph " 0005 ", Fig. 1)
Patent documentation 2: Japanese kokai publication hei 9-204502 communique (paragraph " 0009 ", Fig. 1)
Patent documentation 3: TOHKEMY 2001-351149 communique (paragraph " 0007 ", Fig. 1)
Patent documentation 4: Japanese kokai publication hei 6-309554 communique (paragraph " 0005 ", Fig. 1)
Patent documentation 5: TOHKEMY 2001-154774 communique (paragraph " 0005 ", Fig. 1)
According to the disclosed separately technology of above-mentioned patent documentation, owing to can carry out the various guiding relevant, so be that the client of Japanese language in addition also can provide satisfied service to mother tongue with bilingual with financial transaction.But, even cash card can corresponding multilingual, if but automatic trading apparatus can not be to should language, promptly, if automatic trading apparatus does not possess based on the display mode that is recorded in the language in the cash card, then client can not carry out the financial transaction based on desirable bilingual service, and the client who utilizes automatic trading apparatus to conclude the business is felt confused.
Summary of the invention
The present invention proposes in order to solve the above problems, automatic trading apparatus and the system and the information recording carrier of the puzzlement that purpose provides a kind of transaction of avoiding bilingual service when carrying out.
In order to solve the above problems, automatic trading apparatus of the present invention has: the information reading part, and it reads the kind that is recorded in the tansaction control language in the information recording carrier and the priority both sides of above-mentioned tansaction control language; Storage part, it stores the transaction guidance information more than 1 based on above-mentioned tansaction control language; Control part, it reads the priority that language is read in language and above-mentioned transaction according to the transaction of being read by above-mentioned information reading part, with reference to above-mentioned storage part, extracts the transaction guidance information that reads language based on above-mentioned transaction out; With the demonstration input part, it shows the transaction guidance information of being extracted out by above-mentioned control part, and can select input, above-mentioned control part is exported the kind that can read the currency that language concludes the business according to above-mentioned transaction in above-mentioned demonstration input part, utilize the currency of selected input to conclude the business.
Host apparatus of the present invention, data communication between its relaying automatic trading apparatus (automatic cash deposit and withdrawal machine) and the client terminal device, execution is based on the processing of tansaction control language data and transaction vectoring information, have: storage part, its above-mentioned tansaction control language data and above-mentioned transaction vectoring information are preserved accordingly; Receiving element, it receives above-mentioned tansaction control language data; Extract the unit out, it is extracted out with the tansaction control language that is received by above-mentioned receiving element from above-mentioned storage part and receives the corresponding transaction vectoring information of data; The foldback unit, the transaction guiding of its above-mentioned extraction is extracted data out and is sent to above-mentioned automatic trading apparatus; Transmitting element when it fails to extract out the transaction vectoring information in above-mentioned extraction unit, receives data to above-mentioned tansaction control language and sends to above-mentioned client terminal device; And transfer unit, it is obtained with above-mentioned tansaction control language from above-mentioned client terminal device and receives the corresponding transaction vectoring information of data, and transfers to above-mentioned automatic cash deposit and withdrawal machine.
In addition, automated trading system of the present invention, by a plurality of automatic trading apparatus with constitute with the host apparatus that above-mentioned automatic trading apparatus is connected via communication line, above-mentioned automatic trading apparatus has: the information reading part, and it reads the tansaction control language that is recorded in the information recording carrier and the priority of above-mentioned tansaction control language; Storage part, it stores the transaction guidance information more than 1 based on above-mentioned tansaction control language; And control part, it reads the priority that language is read in language and above-mentioned transaction according to the transaction of being read by above-mentioned information reading part, with reference to above-mentioned storage part, the transaction guidance information of language is read in extraction based on above-mentioned transaction, above-mentioned automatic trading apparatus does not store in above-mentioned storage part based on above-mentioned transaction and reads under the situation of transaction guidance information of language, obtains above-mentioned transaction guidance information from above-mentioned host apparatus.
In addition, information recording carrier of the present invention, can be inserted in the automatic trading apparatus, this automatic trading apparatus reads in the tansaction control language that writes down in the recording medium, and read language according to the transaction of reading and conclude the business, this information recording carrier records above-mentioned transaction and read the priority that language uses in transaction.
The invention effect
According to the present invention, automatic trading apparatus and the system and the information recording carrier of the fascination when a kind of transaction of avoiding carrying out based on bilingual service can be provided.
Description of drawings
Fig. 1 is the block scheme of an example of system architecture of the automated trading system of the expression mat woven of fine bamboo strips 1 embodiment.
Fig. 2 is the figure of an example of data structure of the account DB that host apparatus had of the automated trading system of expression the 1st embodiment.
Fig. 3 is the figure of an example of data structure of the information recording carrier (cash card) of expression the 1st embodiment.
Fig. 4 is the block scheme of hardware configuration of the automatic trading apparatus of the expression mat woven of fine bamboo strips 1 embodiment.
Fig. 5 is the process flow diagram of all processing of the automatic trading apparatus of expression the 1st embodiment.
Fig. 6 is that the deposit of the automatic trading apparatus of the expression mat woven of fine bamboo strips 1 embodiment is handled (a) and exchanged the process flow diagram of handling (b) and processing (c) that withdraw the money.
Fig. 7 is the figure of an example of picture structure of the automatic trading apparatus of expression the 1st embodiment.
Fig. 8 is the figure of an example of account stated form of the automatic trading apparatus of expression the 1st embodiment.
Fig. 9 is the figure of an example of system architecture of the automated trading system of expression the 2nd embodiment.
Figure 10 is the block scheme of hardware configuration of host apparatus of the automated trading system of the expression mat woven of fine bamboo strips 2 embodiments.
Figure 11 is the precedence diagram of action of the automated trading system of the expression mat woven of fine bamboo strips 2 embodiments.
Symbol description among the figure: 1,1a-automated trading system; The 10-information recording carrier; 10a, 10c, 10d-cash card; 11,21-automatic trading apparatus (ATM); The 12-host apparatus; The 13-communication line; 22-host apparatus (B bank); 23-the 1st communication line; 24-the 2nd communication line; 25-client terminal device (A bank); The 110-control part; The 111-storage part; 112-shows input part; 113-information reading part (Card Reader/printing portion); 114-cash/bank note deposits taking-up portion in; 115-monitors photo studio; The 116-communication control unit; The 117-system bus; 120-account DB; 200-transaction vectoring information storage part; The 210-acceptance division; The 220-sending part; The 230-judging part; The 240-extraction unit; 250-host apparatus control part.
Embodiment
(mat woven of fine bamboo strips 1 embodiment)
Fig. 1 is the block scheme of an example of structure of the automated trading system 1 of expression the 1st embodiment.
As shown in Figure 1, the automated trading system 1 of the 1st embodiment connects a plurality of automatic trading apparatus 11 (ATM (Automatic Teller Machine) #1-ATM#n) and host apparatus 12 by communication line 13.
In addition, automatic trading apparatus 11, read the tansaction control language and the priority thereof that are recorded among the cash card 10a (information recording carrier 10), with reference to the storage part that describes in detail in the back, stored the transaction guidance information more than a kind (transaction guide picture etc.) based on tansaction control language, according to tansaction control language that has read and priority thereof, extract this tansaction control language out and based on the transaction guidance information of this tansaction control language, and output to the demonstration input part 112 (Fig. 4) that automatic trading apparatus 11 is had.
In addition, automatic trading apparatus 11 does not store in storage part under the situation based on the transaction guidance information of tansaction control language, from the host apparatus 12 that connects via communication line 13, obtain, and output to the demonstration input part 112 (Fig. 4) that automatic trading apparatus 11 is had.All describe in the back.
On the other hand, host apparatus 12 is set in the financial institution, the transmission reception of the transaction data that is used to conclude the business via communication line 13 and a plurality of automatic trading apparatus 11 etc., and judge establishment based on the transaction of above-mentioned cash card 10a.
Fig. 2 represents an example of the data structure of the account DB (Data Base) 120 that host apparatus 12 is had.In account DB120, the application for registration when opening an account except storing the personal information that comprises account number, Customer Name (name data), also stores various data such as balance data behind each real trade, transaction data.
Fig. 3 is the figure of an example of data structure of the information recording carrier 10 of expression the 1st embodiment.
Here,, illustrate cash card 10a, it is characterized in that, record the information that client wishes the tansaction control language that utilizes according to priority as information recording carrier.The information of this tansaction control language is to be recorded in information among the cash card 10a (magnetic stripe or IC (Integrated Circuit) chip) according to client's hope when opening an account.
For example, record " Japanese " in tansaction control language (the 1st of priority) hurdle, record " English " in tansaction control language (the 2nd of priority) hurdle, record " German " in tansaction control language (the 3rd of priority) hurdle.In addition, subregion, card number, name (kanji), the name (assumed name) of branch numbering, CIF (Customer InformationFile) numbering, card are the personal information that is recorded in usually among the cash card 10a.
Fig. 4 is the block scheme of hardware configuration of the automatic trading apparatus 11 of the expression mat woven of fine bamboo strips 1 embodiment.As shown in Figure 4, the automatic trading apparatus 11 of the 1st embodiment has control part 110, storage part 111, shows that input part 112, Card Reader/printing portion 113, cash/bank note deposit taking-up portion 114 in, monitor photo studio 115, communication control unit 116 and system bus 117.And each one (110-116) interconnects by system bus 117.
Show that input part 112 for example is made of the LCD that has touch-screen (LCD:LiquidCrystal Display), client is by importing according to the transaction guide picture operation touch-screen that shows in LCD.At this moment, be created on the transaction guide picture that shows among the LCD, and receive the project of importing by the operation touch-screen by control part 110 by control part 110.
Card Reader/printing portion 113 is made of card reading mechanism and account stated printing mechanism.Card Reader/printing portion 113 reads the magnetic stripe of the cash card 10a that is recorded in client's insertion or the data in the build-in IC chip, and prints transaction content in account stated, and when closing the transaction, 10a returns to client cash card.Therefore, Card Reader/printing portion 113 is as " reading the information reading part of the priority that is recorded in the tansaction control language in the information recording carrier " action of one of structure of the 1st embodiment.
Cash/bank note deposits taking-up portion 114 in and has that the bank note that has gate deposits knockout machine in and coin deposits knockout machine in.And when deposit, gate is opened, and the calculating client puts into the currency and coins in the currency and coins input port, and is accommodated in the inner national treasury.In addition, when withdrawing the money,, from national treasury separately, take out respectively, be transported to the currency and coins input port, open the sluices, allow client take out the currency and coins of client by the amount of money of demonstration input part 112 appointments.For above-mentioned gate, control part 110 is controlled by writing data to not shown input/output port.
The client's that demonstration input part 112 is operated image is taken by supervision photo studio 115, and an image of obtaining is offered control part 110.
In addition, control part 110 is according to the program that is stored in the storage part 111, carry out the control that above-mentioned demonstration input part 112, Card Reader/printing portion 113, cash/bank note deposit taking-up portion 114 in, monitor photo studio 115, communication control unit 116, and according to the kind that is stored in the tansaction control language among the cash card 10a and the priority thereof that read by Card Reader/printing portion 113, with reference to storage part 111, extraction outputs to demonstration input part 112 based on the transaction guidance information of tansaction control language.Therefore, storage part 111 not only stores above-mentioned program, but also stores the transaction guidance information more than a kind (image display mode of expression transaction guide picture etc.) based on tansaction control language.
In addition, control part 110 is concluded the business with the currency of selected input to the kind that shows the currency that input part 112 outputs can be concluded the business according to tansaction control language.In addition, control part 110 is also exchanged according to the kind of the currency of selected input.
In addition, control part 110 does not store in storage part 111 under the situation based on the transaction guidance information of tansaction control language, from obtaining this transaction guidance information, and output to and show input part 112 via communication control unit 116 and the host apparatus 12 that communication line 13 is connected.Concrete function about above-mentioned control part 110 is had will be explained below.
Fig. 5, Fig. 6 are the process flow diagrams of action of the automatic trading apparatus 11 of the expression mat woven of fine bamboo strips 1 embodiment, represent that respectively all processing (Fig. 5), deposit that automatic trading apparatus 11 is carried out handle (Fig. 6 (a)), exchange and handle (Fig. 6 (b)) and the processing of withdrawing the money (Fig. 6 (c)).
Below, with reference to Fig. 5, flow process shown in Figure 6, the action of the automatic trading apparatus 11 of the 1st embodiment shown in Figure 4 is elaborated.
At first, Card Reader/printing portion 113 judges whether to detect the insertion (the step S501 of Fig. 5) of cash card 10a.Client is by inserting cash card 10a the card insert opening of automatic trading apparatus 11, detect the situation (step S501 "Yes") that cash card 10a is inserted in Card Reader/printing portion 113, then, read the information (tansaction control language information) (step S502) relevant that is recorded among the cash card 10a with tansaction control language and priority both sides thereof.Then tansaction control language information is delivered to control part 110.
The control part 110 that receives this information with reference to storage part 111, according to the order of priority, is judged the display mode of whether preserving based on the transaction guide picture of tansaction control language (step S503) according to the tansaction control language information of being sent here in storage part 111.
Specifically be, the priority of the desirable tansaction control language of client in being recorded in cash card 10a for example is under the situation of order of " Japanese, English, German ", control part 110 is at first judged the transaction guide picture that has or not Japanese, extracts its display mode out and output to show input part 112 under the situation that (retrieving) arranged.In addition, under the situation that does not have (not retrieving), further judge the transaction guide picture that has or not English, under situation about retrieving, extract its display mode out and output to demonstration input part 112, under situation about not retrieving, further judge the transaction guide picture that has or not German.
As described above, control part 110 according to the priority of tansaction control language, is judged the display mode that the no deal guide picture is arranged with reference to storage part 111, when retrieving, extracts the display mode (step S504) that is stored in the transaction guide picture in the storage part 111 out.
On the other hand, under the situation of the transaction guide picture that does not finally also retrieve German (step S503 "No"), control part 110 communicates via communication control unit 116 and communication line 13 and host apparatus 12, obtains the display mode (step S505) based on the transaction guide picture of tansaction control language in (being stored in) host apparatus 12.In this case, also same with above-mentioned automatic trading apparatus 11, obtain the transaction guide picture that retrieves according to priority.
Then, show that input part 12 is by control part 110, the display mode (step S506) of the transaction guide picture that the display mode of the transaction guide picture that the processing of demonstration by step S504 extracted out or the processing by step S505 obtain impels the selection input of carrying out transaction content.Show and the sound guiding about picture afterwards, all use the tansaction control language that shows the transaction guide picture in the input part 112 based in step S506, being presented at.
Then, judge whether client has selected transaction content (step S507) by operation demonstration input part 112.For example, selectable transaction content is " deposit ", " exchange " and " withdrawing the money ".
In the processing of step S507, after having selected " deposit " (step S507 " deposit "), control part 110 is deposited processing (step S508).In addition, after having selected " exchange " (step S507 " exchange "), control part 110 is exchanged processing (step S509).In addition, after having selected " withdrawing the money " (step S507 " withdraws the money "), control part 110 processing (step S510) of withdrawing the money.The detailed step of each processing is described (deposit processing: the step 601-step 608 of Fig. 6 (a) in the back; Exchange and handle: the step 611-step 619 of Fig. 6 (b); The withdraw the money step 621-step 625 of processing: Fig. 6 (c)).
After arbitrary processing of each processing (processing, the processing of withdrawing the money are handled, exchanged to deposit) finished, control part 110 finished all transaction.
＜deposit is handled 〉
In deposit is handled (the step S508 of Fig. 5), control part 110 generates bank money and selects image information, and output to demonstration input part 112, and receive the demonstration input part 112 of this information, show that for example the bank money shown in Fig. 7 (a) is selected picture (step S601).In addition, with the corresponding currency of currency key of selecting screen displayed in bank money, be the currency that in automatic trading apparatus 11, can conclude the business.
Then, control part 110 judges that whether client shows input part 112 by operation, according to bank money select picture and selecting bank money (step S602).For example, control part 110 is when being judged as the currency key of pressing (selection) " dollar " in bank money selection picture (step S602 "Yes"), control part 110 controls show input part 112, show deposit guide picture (step S603), and control cash/bank note deposits taking-up portion 114 in, open the gate that bank note deposits knockout machine in, impel to deposit cash in.
Next, when client put into bank note bank note and drops into knockout machine, cash/bank note deposited the input amount of money that 114 pairs of quilts of taking-up portion drop in and counts (step S604).Cash/bank note deposits taking-up portion 114 in, count results (depositing the amount of money in) is notified to control part 110, receive the exchange rate of the control part 110 of this count results according to the same day, calculate the amount deposited of the currency of the country that automatic trading apparatus 11 is set, and show that in showing input part 112 for example the amount deposited of an example of its picture structure shown in Fig. 7 (b) is confirmed picture (step 605).
Then, control part 110 judges whether client confirms to be displayed on the content (amount deposited etc.) in the amount deposited affirmation picture, and supresses acknowledgement key (step S606).And control part 110 is being judged as (step S606 "Yes") when supressing acknowledgement key, control part 110 by communication control unit 116 and host apparatus 12 between transmitting-receiving credit transaction data, deposit processing.
Then, control part 110 control Card Reader/printing portions 113, according to selected tansaction control language, the transaction content (step S607) that printout is handled based on deposit in the account stated of an example shown in Figure 8 for example.Then, control part 110 is discharged cash card 10a and account stated (S608) from card insert opening.Finishing all deposits then handles.
In addition, select relevant video data and the sound pilot data of picture, can under the program and data conditions in not changing automatic trading apparatus 11, append or change tansaction control language by in host apparatus 12, having with transaction.Usually the memory capacity of host apparatus 12 is big owing to relative automatic trading apparatus 11, so can preserve and more relevant video data and the sound reminder-data of tansaction control language, like this, can realize large-scale bilingual service.
＜exchange and handle
In exchanging processing (the step S509 of Fig. 5), control part 110 generates currency exchange and selects image informations, and outputs to demonstration input part 112, receives the demonstration input part 112 of this information, shows currency exchange selection picture (step S611).In addition, with the corresponding currency of currency key of selecting screen displayed in currency exchange, be the currency that in automatic trading apparatus 11, can conclude the business.
Then, control part 110 judges that whether client shows input part 112 by operation, has selected picture and selecting currency exchange (step S612) according to currency exchange.For example, control part 110 is when being judged as the currency key of pressing (selection) " dollar " in currency exchange selection picture (step S612 "Yes"), control shows that input part 112 shows deposit guide picture (step S613), and control cash/bank note deposits taking-up portion 114 in, open the gate that bank note deposits knockout machine in, impel to insert notes here.
Next, when client put into bank note bank note and drops into knockout machine, cash/bank note deposited the input amount of money that 114 pairs of quilts of taking-up portion drop in and counts (step S614).Cash/bank note deposits taking-up portion 114 in, count results (depositing the amount of money in) is notified to control part 110, receive the control part 110 of this count results according to the exchange rate on the same day, calculate redemption amount, show that in showing input part 112 redemption amount confirms picture (step 615).
Then, control part 110 judges whether client confirms to be displayed on the content (redemption amount etc.) in the redemption amount affirmation picture, and supresses acknowledgement key (step S616).And control part 110 is being judged as (step S616 "Yes") when supressing acknowledgement key, control part 110 by communication control unit 116 and host apparatus 12 between transmitting-receiving exchange trading data.Then, control part 110 control cash/bank note deposit taking-up portion 114 in, take in the cash that is dropped into, and export the cash (step S617) of the redemption amount of being exchanged then.
Next, control part 110 control Card Reader/printing portions 113, according to selected tansaction control language, printout is based on exchanging the transaction content of handling (step S618) in account stated.Then, control part 110 is discharged cash card 10a and account stated (S619) from card insert opening.Finishing all exchanges then handles.
As described above, handle according to the exchange of the automatic trading apparatus 11 of the 1st embodiment, client can become be provided with the currency of the country of this automatic trading apparatus 11 from foreign currency exchange, thereby overseas tourist can carry out the exchange of local currency simply.In addition, can exchange simply overseas trip return to the homeland the back remaining foreign currency.
In addition, the automatic trading apparatus 11 of the 1st embodiment is international moneys such as convertible dollar, Euro not only, also can exchange Renminbi and peso etc. currency (non-international money).
In addition, automatic trading apparatus also can not exported currency converted, and directly deposits among the account.
＜the processing of withdrawing the money 〉
In the processing of withdrawing the money (the step S510 of Fig. 5), control part 110 controls show input parts 112, show the amount of money input picture (step S621) of withdrawing the money.
Next, control 110 judges whether client shows input part 112 by operation, according to the amount of money input picture of withdrawing the money, has imported the amount of money of withdrawing the money (step S622).Control part 110 has been imported (step S622 "Yes") when withdrawing the money the amount of money being judged as, control part 110 is via communication control unit 116 and communication line 13, and host apparatus 12 between transmitting-receiving payment transaction data, the inspection of 12 pairs of account balances of wait host apparatus etc., control cash/bank note deposits taking-up portion 114 in, the cash (step S623) of the amount of money of withdrawing the money that output is imported.
Then, control part 110 control Card Reader/printing portions 113, according to selected tansaction control language, for example shown in Fig. 8 in the account stated of an example printout based on the transaction content (step S624) of withdrawing the money and handling.Then, control part 110 is discharged cash card 10a and account stated (S625) from card insert opening.Finish all processing of withdrawing the money then.
In addition, also can before the output cash, carry out the discharge of account stated and cash card.
According to the automatic trading apparatus 11 of the 1st above-mentioned embodiment, for comprising all financial transactions of withdrawing the money, can be when beginning selected picture based on tansaction control language show and the sound guiding under conclude the business.For example, even because the foreigner user beyond the English circle, also can communicate in one's mother tongue or language that client can use is operated, so can successfully carry out transaction based on automatic trading apparatus 11.In addition,, can seek difference, increase the foreigner's client, thereby can expect the increase of commission income for other financial institutions by implementing this service.
(the 2nd embodiment)
Fig. 9 is the block scheme of an example of structure of the automated trading system 1a of expression the 2nd embodiment.
As shown in Figure 9, the automated trading system 1a of the mat woven of fine bamboo strips 2 embodiments has (the non-bank of issue of cash card 10c, 10d: the automatic trading apparatus 21 of host apparatus B bank) (hereinafter to be referred as host apparatus 22) and the inserted cash card 10c, the 10d that are connected with this host apparatus 22 via the 1st communication line 23 of other banks, this host apparatus 22 is connected with the host apparatus (hereinafter referred to as client terminal device 25) of the bank that has issued cash card 10c, 10d that client had (A bank) by the 2nd communication line 24.
Figure 10 is the block scheme of the hardware configuration of expression host apparatus 22 shown in Figure 9.As shown in figure 10, host apparatus 22 has transaction vectoring information storage part 200, acceptance division 210, sending part 220, judging part 230, extraction unit 240 and host apparatus control part 250.
(the tansaction control language data a) and corresponding transaction vectoring information (transaction vectoring information b) with cancellation display mode that expression can not conclude the business with the tansaction control language data to preserve tansaction control language data such as Japanese in transaction vectoring information storage part 200.
Sending part 220 has the tansaction control language data a that receives from the judging part 230 that is elaborated in the back
2Send to the function of client terminal device 25, the transaction vectoring information b that receives from the extraction unit that is elaborated in the back 240 is sent to the function of automatic trading apparatus 21 and the transaction vectoring information c that receives from acceptance division 210 is sent to the function of automatic trading apparatus 21.
That is, transaction vectoring information c is transferred to automatic trading apparatus 21 by host apparatus 22 from client terminal device 25.
Judging part 230 have judge the transaction vectoring information corresponding with the tansaction control language data a that receives from acceptance division 210 whether be stored in the transaction vectoring information storage part 200 function and according to judged result, the tansaction control language data a of the transaction vectoring information of preserving correspondence
1Deliver to the function of extraction unit 240 and the tansaction control language data a that does not preserve corresponding transaction vectoring information
2Deliver to the function of sending part 220.
Host apparatus control part 250 has the function of the sequential control separately of carrying out acceptance division 210 and sending part 220.
Figure 11 is the process flow diagram of action of the automated trading system 1a of expression the 2nd embodiment, here, illustrate the client C and the client D that have by cash card 10c, the 10d of A issued by banks, utilization is arranged on the automatic trading apparatus 21 in the branch of B bank, via the host apparatus 22 that connects by full Unionpay on-line system (mat woven of fine bamboo strips 2 communication lines 24), the example of concluding the business with client terminal device 25.
In addition, the hardware configuration that automatic trading apparatus 21 is had is identical with the 1st embodiment shown in Figure 4, and, have the display mode of the tansaction control language transaction guide picture corresponding with " English, French, German, Italian ".In addition, in the cash card 10c (Fig. 9) that client C is had by the A issued by banks, journal according to " Japanese, English, French " has tansaction control language and priority thereof, in the cash card 10d (Fig. 9) by the A issued by banks that client D is had, only records the tansaction control language of Japanese.
Under above-mentioned condition, when client C inserted the card insert opening of automatic trading apparatus 21 to cash card 10c, automatic trading apparatus 21 was owing to corresponding with the transaction of English, so demonstration based on the transaction guide picture of English, is carried out transaction.The processing carried out of automatic trading apparatus 21 this moment (all handle, deposit is handled, exchange and handle and the processing of withdrawing the money) is identical with the 1st embodiment, carries out according to the order of Fig. 5, process flow diagram shown in Figure 6.
On the other hand, when client D is inserted into the card insert opening of automatic trading apparatus 21 to cash card 10d, automatic trading apparatus 21 is not because corresponding with Japanese, so communicate with host apparatus 22 via the 1st communication line 23, obtain cancellation display mode (transaction vectoring information) from host apparatus 22, and in showing input part 112 (Fig. 4), carry out the picture demonstration.
At this moment, host apparatus 22 receives tansaction control language data a (step S111) by acceptance division 210 from automatic trading apparatus 21.Then, judging part 230 judges in transaction vectoring information storage part 200 whether preserve the transaction vectoring information (step S112) corresponding with tansaction control language data a.
If in transaction vectoring information storage part 200, preserve corresponding transaction vectoring information (step S112 "Yes"), then these tansaction control language data (tansaction control language data a
1) deliver to extraction unit 240, extraction unit 240 obtains and tansaction control language data a
1Corresponding transaction vectoring information (transaction vectoring information b) is delivered to sending part 220 to the transaction vectoring information b that obtains, and sending part 220 sends to automatic trading apparatus 21 (step S113) to transaction vectoring information b.
On the other hand, if in transaction vectoring information storage part 200, do not preserve corresponding transaction vectoring information (step S112 "No"), then these tansaction control language data (tansaction control language data a
2) deliver to sending part 220, sending part 220 sends to client terminal device 25 (step S114) to tansaction control language data a2.
Receive the automatic trading apparatus 21 of transaction vectoring information b, c (cancellation display mode) from host apparatus 22, picture shows this cancellation display mode in showing input part 112, or carries out the output of guiding based on sound.
In addition, automatic trading apparatus 21 also can not carry out with host apparatus 22 (or by host apparatus 22 with client terminal device 25) communicate by letter, the insertion of carrying out cash card 10d detects, after having read this content, show the language corresponding informance that the Japanese of " this machine and English, French, German, Italian corresponding " shows, or output sound is guided.In this case, automatic trading apparatus 21 need be preserved the display mode or the sound guiding of above-mentioned language corresponding informance in built-in storer (storage part 111 of Fig. 4).
Automated trading system 1a according to above-mentioned the 2nd embodiment, by making host apparatus 22 or client terminal device 25 have the cancellation display mode, automatic trading apparatus 21 can be tackled various types of cash card 10c, the 10d that client holds, because client understands the language that automatic trading apparatus 21 can not corresponding mother tongue or understood, so can avoid fascination at window.
In addition, by above-mentioned cancellation display mode being recorded in advance among cash card 10c, the 10d that A bank issued, automatic trading apparatus 21 is detecting can not the desirable language of corresponding client the time, can show this cancellation display mode, so automatic trading apparatus 21 do not need to carry out with above-mentioned host apparatus 22 communicate by letter or with the communicating by letter of client terminal device 25, therefore, can alleviate communication load.
In addition, according to the 1st above-mentioned embodiment and the 2nd embodiment, illustrated that an information (tansaction control language information) relevant with tansaction control language and priority both sides thereof is recorded in the situation in the information recording carrier 10 (cash card 10a, 10c, 10d) in advance, but also can when opening an account, be registered in the account DB120 by host apparatus 12 management.
In this case, information recording carrier 10 is inserted the card insert opening of automatic trading apparatus 11 (21) client, when beginning to conclude the business, host apparatus 12 is notified the tansaction control language information that is registered in the account data to automatic trading apparatus 11 (21), and automatic trading apparatus 11 (21) is according to this tansaction control language information and executing transaction.Like this, have and the relevant information of the desirable tansaction control language of client, can not need to change the data that are recorded in the information recording carrier 10 and come construction systems by making host apparatus 12.
In addition, according to above-mentioned the 1st embodiment and the 2nd embodiment, as automatic trading apparatus 11 (21), only for example understand bank ATM (automatic cash automatic teller machine), but the device of the client operating type of Li Yonging in public places, for example use monthly ticket the certificate selling machine, use in the reservation system etc. of hospital of diagnosis and treatment card, can use the present invention equally.Particularly utilize under the situation in the hospital etc., because urgent situation about utilizing is many, so, can be to the high service of facilitating property of the foreigner of only understanding mother tongue.
Claims (9)
1. automatic trading apparatus is characterized in that having:
The information reading part, it reads the kind that is recorded in the tansaction control language in the information recording carrier and the priority both sides of above-mentioned tansaction control language;
Storage part, it stores the transaction guidance information more than 1 based on above-mentioned tansaction control language;
Control part, it reads the priority that language is read in language and above-mentioned transaction according to the transaction of being read by above-mentioned information reading part, with reference to above-mentioned storage part, extracts the transaction guidance information that reads language based on above-mentioned transaction out; With
Show input part, it shows the transaction guidance information of being extracted out by above-mentioned control part, and can select input,
Above-mentioned control part shows that in above-mentioned demonstration input part output can read the kind of the currency that language concludes the business according to above-mentioned transaction, utilizes the currency of selected input to conclude the business.
2. automatic trading apparatus according to claim 1 is characterized in that above-mentioned transaction is an exchange trading,
This automatic trading apparatus has the cash throw-in part, can become at least a in international money and the non-international money to cash redemption.
3. automatic trading apparatus according to claim 1 and 2, it is characterized in that, above-mentioned control part does not store in above-mentioned storage part based on above-mentioned transaction and reads under the situation of transaction guidance information of language, obtains the transaction guidance information that reads language based on above-mentioned transaction from the host apparatus that connects by communication line.
4. host apparatus, the processing based on tansaction control language data and transaction vectoring information is carried out in the data communication between its relaying automatic cash deposit and withdrawal machine and the client terminal device, it is characterized in that having:
Storage part, its above-mentioned tansaction control language data and above-mentioned transaction vectoring information are preserved accordingly;
Receiving element, it receives above-mentioned tansaction control language data from above-mentioned automatic cash deposit and withdrawal machine;
Extract the unit out, it is extracted out with the tansaction control language that is received by above-mentioned receiving element from above-mentioned storage part and receives the corresponding transaction vectoring information of data;
The foldback unit, the transaction guiding of its above-mentioned extraction is extracted data out and is sent to above-mentioned automatic cash deposit and withdrawal machine;
Transmitting element when it fails to extract out the transaction vectoring information in above-mentioned extraction unit, receives data to above-mentioned tansaction control language and sends to above-mentioned client terminal device; With
Transfer unit, it is obtained with above-mentioned tansaction control language from above-mentioned client terminal device and receives the corresponding transaction vectoring information of data, and transfers to above-mentioned automatic cash deposit and withdrawal machine.
5. host apparatus according to claim 4 is characterized in that, above-mentioned automatic cash deposit and withdrawal machine can become the currency that can conclude the business according to the tansaction control language data to cash redemption.
6. automated trading system, its by a plurality of automatic trading apparatus with constitute with the host apparatus that above-mentioned automatic trading apparatus is connected via communication line, it is characterized in that,
Above-mentioned automatic trading apparatus has: the information reading part, and it reads the tansaction control language that is recorded in the information recording carrier and the priority of above-mentioned tansaction control language; Storage part, it stores the transaction guidance information more than 1 based on above-mentioned tansaction control language; And control part, it reads the priority that language is read in language and above-mentioned transaction according to the transaction of being read by above-mentioned information reading part, with reference to above-mentioned storage part, extracts the transaction guidance information that reads language based on above-mentioned transaction out,
Above-mentioned automatic trading apparatus does not store in above-mentioned storage part based on above-mentioned transaction and reads under the situation of transaction guidance information of language, obtains above-mentioned transaction guidance information from above-mentioned host apparatus.
7. automated trading system, its by the client terminal device that is connected with host apparatus via the 1st communication line with constitute with the automatic trading apparatus that above-mentioned client terminal device is connected with the 2nd communication line via above-mentioned host apparatus, it is characterized in that,
Above-mentioned automatic trading apparatus, in above-mentioned host apparatus, exist under the situation based on the transaction guidance information of the priority that is recorded in the tansaction control language in the above-mentioned information recording carrier, from above-mentioned host apparatus, obtain this transaction guidance information via above-mentioned the 2nd communication line, in above-mentioned host apparatus under the non-existent situation, obtain the transaction guidance information of obtaining from above-mentioned client terminal device according to communicating by letter via above-mentioned the 1st communication line carried out between above-mentioned host apparatus and the above-mentioned client terminal device by above-mentioned the 2nd communication line.
8. information recording carrier, it can be inserted in the automatic trading apparatus, the tansaction control language of this automatic trading apparatus reading and recording, and read language according to above-mentioned transaction of reading and conclude the business, it is characterized in that, record above-mentioned transaction in this information recording carrier and read the priority that language uses in transaction.
9. information recording carrier according to claim 8 is characterized in that, also records the transaction guidance information based on above-mentioned tansaction control language.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2008179061A JP5121607B2 (en) | 2008-07-09 | 2008-07-09 | Automatic transaction apparatus and system, and information recording medium |
| JP2008179061 | 2008-07-09 |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101625783A true CN101625783A (en) | 2010-01-13 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN 200910203707 Pending CN101625783A (en) | 2008-07-09 | 2009-05-20 | Automatic trading device and system, and information recording medium |
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| Country | Link |
|---|---|
| JP (1) | JP5121607B2 (en) |
| CN (1) | CN101625783A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104881921A (en) * | 2011-05-11 | 2015-09-02 | 冲电气工业株式会社 | Automated transaction apparatus |
| CN104915228A (en) * | 2015-05-27 | 2015-09-16 | 小米科技有限责任公司 | Application program language setting method and device |
| CN106230881A (en) * | 2016-07-14 | 2016-12-14 | 新疆航天信息有限公司 | Based on mobile Internet cross-border service outsourcing plateform system |
| CN107977876A (en) * | 2016-10-25 | 2018-05-01 | 北京京东尚科信息技术有限公司 | For handling the method and device of sequence information |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| KR101854210B1 (en) * | 2014-06-30 | 2018-05-03 | 주식회사 에이텍에이피 | Casino managing system |
| JP6583045B2 (en) * | 2016-02-24 | 2019-10-02 | 沖電気工業株式会社 | Automatic transaction equipment |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH09204502A (en) * | 1996-01-24 | 1997-08-05 | Hitachi Electron Service Co Ltd | Information memory card |
| JPH09212712A (en) * | 1996-01-30 | 1997-08-15 | Toshiba Corp | Automatic transaction machine |
| JPH09330456A (en) * | 1996-06-07 | 1997-12-22 | Tec Corp | Credit payment processor |
| JPH10241043A (en) * | 1997-02-24 | 1998-09-11 | Toshiba Corp | Transaction processor |
| JP3498679B2 (en) * | 2000-06-06 | 2004-02-16 | 日本電気株式会社 | Screen display method and device |
| US7140538B2 (en) * | 2004-09-22 | 2006-11-28 | Fidos Ltd. | Methods and apparatus for facilitating a currency exchange transaction |
-
2008
- 2008-07-09 JP JP2008179061A patent/JP5121607B2/en not_active Expired - Fee Related
-
2009
- 2009-05-20 CN CN 200910203707 patent/CN101625783A/en active Pending
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN104881921A (en) * | 2011-05-11 | 2015-09-02 | 冲电气工业株式会社 | Automated transaction apparatus |
| CN104915228A (en) * | 2015-05-27 | 2015-09-16 | 小米科技有限责任公司 | Application program language setting method and device |
| CN106230881A (en) * | 2016-07-14 | 2016-12-14 | 新疆航天信息有限公司 | Based on mobile Internet cross-border service outsourcing plateform system |
| CN106230881B (en) * | 2016-07-14 | 2018-06-01 | 新疆航天信息有限公司 | Based on the cross-border service outsourcing plateform system of mobile Internet |
| CN107977876A (en) * | 2016-10-25 | 2018-05-01 | 北京京东尚科信息技术有限公司 | For handling the method and device of sequence information |
| CN107977876B (en) * | 2016-10-25 | 2022-02-01 | 北京京东尚科信息技术有限公司 | Method and device for processing order information |
Also Published As
| Publication number | Publication date |
|---|---|
| JP2010020459A (en) | 2010-01-28 |
| JP5121607B2 (en) | 2013-01-16 |
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Application publication date: 20100113 |