JPH09204502A - Information memory card - Google Patents

Abstract

PROBLEM TO BE SOLVED: To automatically select the display language of a device which processes a memory card and also to show the exchange rate for the converted on-the-spot currency as desired by a user just by inserting the memory card into the device after storing the information on the display language of guidance. SOLUTION: A user 1 inserts an information memory card 3 into an automatic teller machine 2. The machine 2 reads the information on the country (currency unit) and the display language out of the card 3 and displays the guidance based on the display language. Then the user 1 performs the necessary input operations. The handling on-the-spot currency (Japanese Yen in this example) is converted into the currency unit of the on-the-spot country in consideration of the present exchange rate. In this case, however. an exchange conversion table that is updated in every fixed period is needed. When the final processing such as the deposit data base processing, etc., is over, the cash handling details is outputted to the user 1.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an information storage card, and particularly to information storage suitable for a cash card, a credit card and a telephone card used in a cash handling machine of a bank for displaying a financial value. Regarding cards.

[0002]

2. Description of the Related Art Generally, when depositing and withdrawing cash using a cash handling machine, a user puts a cash card made at the time of opening an account into the cash handling machine and displays a series of information displayed by the cash handling machine. It is customary to operate according to the guidance.

[0003]

The above-mentioned conventional technology has become widespread with the progress of information processing technology, and has become an indispensable method for making life convenient.

By the way, in the prior art, the guidance of the cash handling machine is usually displayed in the local language. Therefore, for example, there is a problem that it is inconvenient for an American in Japan to handle a cash handling machine guided in Japanese. Also, at this time, since deposits and withdrawals are made in yen, it is difficult for Americans to intuitively understand the value of deposits and withdrawals.

On the contrary, when a Japanese goes to the United States to use a local cash handling machine, the same problem occurs.

To solve this problem, for example, Japanese Unexamined Patent Publication No. 4-109360 discloses a technique relating to a transaction device having a card processing device capable of displaying guidance in a plurality of languages on a single card. ing.

However, the above-mentioned conventional technique has a problem that the operation becomes troublesome because the operation of selecting the display language after inserting the card is required.

The present invention has been made to solve the above problems, and an object thereof is to provide an information storage card,
Provide an information storage card that automatically selects the display language of the device that processes the card just by inserting the card, and displays the exchange rate converted from the local currency desired by the user, and the handling method thereof Especially.

[0009]

In order to achieve the above object, the first configuration of the invention relating to the information storage card of the present invention is:
An information storage card for performing processing by putting it in a machine that handles the card, so that when the machine that handles the card is a machine that advances processing while displaying guidance, information about the display language of the guidance is stored. It is the one.

The second configuration of the invention relating to the information storage card of the present invention is the information of the language for displaying the output result of the processing in the information storage card for carrying out the processing by putting it in the machine handling the card. Is to be remembered.

In order to achieve the above-mentioned object, the third configuration of the invention relating to the information storage card of the present invention is an information storage card for performing processing by putting it in a machine handling the card, the card being monetary. A card for handling value, the machine for handling the card has exchange rate correspondence information and means for converting the exchange amount between currency units, and the machine for handling the card displays the guidance. However, when the machine advances processing, information about the currency unit or country displayed in the guidance is stored.

[0012] The fourth structure of the invention relating to the information storage card of the present invention is an information storage card for performing processing by inserting it in a machine handling the card. Therefore, when the machine handling the card has the exchange rate correspondence information and the means for converting the exchange amount between the currency units, it stores the information about the currency unit or the country displayed as the output result of the processing. It is something that is done.

More specifically, in the information storage card having the first to fourth configurations, the information about the display language, the currency unit, or the country is stored by magnetic means.

More specifically, in the information storage card having the first to fourth configurations, the information about the display language, the currency unit, or the country is cut by an identification piece attached to the card or in the card. It is made to be remembered by putting.

[0015]

BEST MODE FOR CARRYING OUT THE INVENTION An embodiment of the present invention will be described below with reference to FIGS. First, a usage image of the information storage card according to the present invention will be described with reference to FIGS. FIG. 2 is a diagram schematically showing a situation where the information storage card according to the present invention is a bank cash card and is used in a cash handling machine.
FIG. 3 is a schematic view showing an example of a guidance screen in the initial state of the cash handling machine. FIG. 4 is a schematic diagram showing an example of a guidance screen where the user of the cash handling machine is prompted to input cash. FIG. 5 is a schematic diagram showing an example of the format of a cash handling statement.

As shown in FIG. 2, the user 1 inserts the information storage card 3 according to the present invention into the card insertion section 4 of the cash handling machine 2.
Insert As will be described later in detail, the information storage card 3 according to the present invention stores, as information, information regarding a country (currency unit) and a display language.

The cash handling machine 2 reads predetermined information from the inserted information storage card and displays the guidance on the guidance display section 5 in the designated display language.

The guidance is that before entering the card,
For example, a menu for each function is displayed in Japanese as shown in FIG.

Here, when the information storage card 3 stores the United States (US $) as a country (currency unit) and English as a display language, the user wants to insert the card and make a deposit of 10,000 yen. Suppose you type.

At this time, as shown in FIG. 4, in consideration of the current exchange rate, US $ of the amount corresponding to the yen of the amount handled in English is displayed as guidance.

When a series of operations is completed, a cash handling statement as shown in FIG. 5 in which the currency unit of Japanese yen and US $ of the US are written together is output in English.

Next, a more detailed operation when the above information recording card of the present invention is used in a cash handling machine will be described with reference to FIG.

FIG. 1 is a flow chart showing the processing when the information recording card of the present invention is used in a cash handling machine. First, the user 1 inserts the information storage card 3 into the cash handling machine 2 (S101). Then, the cash handling machine 2
Information on the country (currency unit) and display language is read from the card (S102) The cash handling machine 2 displays guidance according to the read display language (S103).

At this point, the user 1 performs a necessary input operation (S104).

Then, conversion processing is performed in consideration of the current exchange rate in the country (currency unit) in which the local currency (Japanese yen in this embodiment) being handled is read. For this purpose, it is necessary to have an exchange rate conversion table that is updated at regular intervals.

If the processing is not OK (S107), other processing is performed (S108) and after the final processing such as deposit database processing (S109) is completed, the cash handling statement is output and used. Person 1 will receive this.

Next, the structure of the information storage card according to the present invention will be described with reference to FIGS. 6 and 7. FIG. 6 is a schematic diagram showing that the information about the country (currency unit) and the display language is recorded on the magnetic stripe of the information storage card. FIG. 7 is a schematic diagram showing that information about a country (currency unit) and a display language is recorded in a place other than the magnetic stripe of the information storage card.

As shown in FIG. 6A, the information storage card 3 has a magnetic stripe 31 for storing various information. This magnetic stripe 31 is shown in FIG.
As shown in FIG. 3, it has a storage portion 32 and a storage portion 33. The storage section 32 stores a code indicating the bank issuing the card, a branch name, a user code, a personal identification code, and the like. One of the storage portions 33 has a code indicating a country (United States, Federal Republic of Germany etc) or a code indicating a currency unit (US $, mark etc), and a display language for displaying on a guidance or cash statement ( A code representing English or German etc) is stored.

Another method of storing these countries or currency units and display languages is also conceivable.

As shown in FIGS. 7 (a) and 7 (b), a method is conceivable in which the identification piece 34 is attached to the card and the position is distinguished.

Further, as shown in (c) and (d),
A method of attaching a barcode and storing it is conceivable.

Further, as shown in (e), a method may be considered in which a cut 36 is put on the end of the card and the presence or absence of the cut 36 and the location of the cut are distinguished.

In these methods, since the magnetic stripe has no information about the country (currency unit) and the display language,
Even if the format of the magnetic stripe cannot be changed in advance, there is an advantage that new information can be added.

In the present embodiment, an example in which a cash card is used in a cash handling machine has been described, but the present invention is not limited to this, and a card for operating a monetary value, for example,
Various applications are conceivable such as credit cards, telephone cards, and cards used in public transportation. Moreover,
The need for such a card is increasing in the current situation where exchanges between countries are becoming more active.

[0035]

According to the present invention, in the information storage card, only by inserting the card, the display language of the device for processing the card is automatically selected, and the local currency desired by the user is converted. It is possible to provide an information storage card that displays the exchange rate and a method of handling the same.

[Brief description of drawings]

FIG. 1 is a flowchart showing a process when the information recording card of the present invention is used in a cash handling machine.

FIG. 2 is a diagram schematically showing a situation where an information storage card according to the present invention is a cash card of a bank and is used in a cash handling machine.

FIG. 3 is a schematic diagram showing an example of a guidance screen in an initial state of the cash handling machine.

FIG. 4 is a schematic diagram showing an example of a guidance screen where a user of a cash handling machine is prompted to input cash.

FIG. 5 is a schematic diagram showing an example of the format of a cash handling statement.

FIG. 6 is a schematic diagram showing that information about a country (currency unit) and a display language is recorded on a magnetic stripe of an information storage card.

FIG. 7: In a place other than the magnetic stripe of the information storage card,
It is a schematic diagram showing that information about a country (currency unit) and a display language is recorded.

[Explanation of symbols]

1 ... User, 2 ... Cash handling machine, 3 ... Information storage card, 4
… Card insertion part, 5… Guidance display part.

 ─────────────────────────────────────────────────── ─── Continuation of the front page (72) Inventor Michio Higaki, 504-2 Shinano-cho, Totsuka-ku, Yokohama-shi, Kanagawa Hitachi Electronics Service Co., Ltd. (72) Tadayuki Ichiba 504-2 Shinano-cho, Totsuka-ku, Yokohama-shi, Kanagawa Hitachi Electronic Service Co., Ltd. (72) Inventor Reiwa Yamagishi 2 504, Shinanomachi, Totsuka-ku, Yokohama-shi, Kanagawa 2 Hitachi Electronic Service Co., Ltd.

Claims (6)

[Claims] 1. An information storage card to be inserted into a machine that handles the card to perform processing, when the machine that handles the card is a machine that advances processing while displaying guidance, relates to a display language of the guidance. An information storage card characterized by storing information. 2. An information storage card for inserting the card into a machine for processing and performing the processing, wherein the information storage card stores information in a language for displaying an output result of the processing. 3. An information storage card to be inserted into a machine for handling the card for processing, wherein the card is a card for handling monetary value, and the machine for handling the card stores exchange rate correspondence information. , A means for converting the amount of exchange between currency units, and when the machine that handles the card is a machine that advances processing while displaying the guidance, relates to the currency unit or country displayed in the guidance. An information storage card characterized by storing information. 4. An information storage card to be inserted into a machine for handling the card for processing, wherein the card is a card for handling a monetary value, and the machine for handling the card stores exchange rate correspondence information. An information storage card characterized by storing information about a currency unit or a country displayed as an output result of the processing when the information storage card has means for converting an exchange amount between currency units. 5. The information storage card according to claim 1, wherein the information about the display language, the currency unit, or the country is stored by magnetic means. 6. The display language, or information about a currency unit or a country is stored by an identification piece attached to the card or by making a cut on the card. The information storage card according to claim 4.