CN101425201A - Disappearing and appearing double-cryptographic bank card and card reading terminal machine - Google Patents
Disappearing and appearing double-cryptographic bank card and card reading terminal machine Download PDFInfo
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- CN101425201A CN101425201A CNA200710124239XA CN200710124239A CN101425201A CN 101425201 A CN101425201 A CN 101425201A CN A200710124239X A CNA200710124239X A CN A200710124239XA CN 200710124239 A CN200710124239 A CN 200710124239A CN 101425201 A CN101425201 A CN 101425201A
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Abstract
The invention relates to a cipher displaying and hiding bank card and a card reading terminal machine. The bank card bears or maps two groups of ciphers, one group of ciphers are normally used as displayed ciphers, and the other group of ciphers are used under emergency as hidden ciphers. The bank card has the implementation mode that an intermediate layer of the bank card away from the other side of a magnetic recording bar is provided with at least one identification unit; meanwhile, a bank card transformation device is arranged between a bank card faucet and a magnetic-strip card reader of the bank card, and the bank card stays in the bank card transformation device and reads identification information. The invention can totally and faithfully realizes the function of taking out limited deposit by hidden ciphers. Moreover, the bank card of the invention has no appearance difference from a traditional bank card, and has nothing unusual in usage.
Description
Technical fieldThe present invention relates to financial machine and tool, particularly a kind of bank transaction equipment, especially relate to a kind of have show latent double density code function bank card and card-reading terminal machine.
Background technologyIn the prior art, mostly the bank card of each bank is to be provided with overleaf a magnetic recording strip, record user's essential information, and the password of this bank card all is to be stored in the data center of bank, the user all need be on code keypad when using bank card enchashment gold, transaction, consumption the typing password, and the password of this typing finally will be transferred to the data center of bank, to compare with the password of having stored there, just can proceed operation when password is correct, otherwise transaction terminal will be refused the use of this bank card.
Fund is huge in the pairing account of a certain user's bank card, and this user is being subjected to coercing when not being able to surrender bank card and password, and his loss will be huge so, so people look forward to that a kind of loss with the little amount of money exchanges the bank card of personal safety for.
Summary of the inventionThe technical problem to be solved in the present invention is, avoid above-mentioned the deficiencies in the prior art part and propose a kind of bank card and card-reading terminal machine that shows latent double density sign indicating number, bank card and first kind of embodiment of card-reading terminal machine that shows latent double density sign indicating number of the present invention is: at two groups of passwords of the prior typing of the data center of bank, one group of password normally uses as showing password, and one group of password in case of emergency uses as latent password.And conceal password pairing is the deposit of a small amount, and the user sacrifices petty deposit and can bring in person or household's safety.
Second kind of embodiment is by a kind of improved bank card and card-reading terminal machine, just realizes being taken out by latent password the method for the deposit of a small amount at card-reading terminal machine place.This bank card has nothing different with normally used bank card in appearance, on all general bank card business dealing terminals, use and also do not have what special character, when but this improved bank card is checked card on the card-reading terminal machine of correspondence, this card-reading terminal chance obtains an information from card: current card is a bank card that shows latent double density sign indicating number, and the identify unit detecting device from card is examined: comprise apparent password, latent password, the latent the highest amount of withdrawing the money of password correspondence, with the latent password numerical value of withdrawing the money.Further by typing on the password typing keyboard of this card-reading terminal machine if latent password, then the card-reading terminal machine will be verified if the password of operator's typing is consistent with the latent password that reads from card, then the card-reading terminal machine will be used in the serial data that the data center of bank transmits and show the latent password of password replacement, but this card deposit shown and that can take out will can not be higher than the latent the highest amount of withdrawing the money of password correspondence.
Like this, aspect the data center of bank, data store organisation does not have big variation.This kind scheme is easy to be accepted by the bank aspect.
Carry out the operation of withdrawing the money of small amount.Also this latent Password Operations information can be transferred on the connection on the one hand, on the one hand with this latent Password Operations information stores to bank card.
The present invention realizes by adopting following technical scheme.
Implement to show the bank card of latent double density sign indicating number and first kind of embodiment of card-reading terminal machine system:
Described bank card comprises magnetic recording strip; The machine-readable information of getting magnetic recording strip of described card-reading terminal, and the card-reading terminal machine connects bank main;
Bank main comprises bank interface machine, data processor, upper level applications;
Upper level applications in the described bank main is called network detecting module captured in real time request command data;
Data inlet detection module also is set in bank main, it connects the outlet of network detecting module, to detect through the network detecting module and be the legal request command data of safety, cut apart by data block length, wherein user basic information and typing password is stored in user basic information temporary storage location and typing encrypted message temporary storage location respectively;
User basic information data bank unit is set in bank main, shows the password storage unit, latent password storage unit;
In bank main, be provided with and show the corresponding amount of money storage unit of password, the corresponding amount of money storage unit of latent password;
Upper level applications travels through user basic information data bank unit by the search index in the user basic information temporary storage location;
Bank main link order recording device, the instruction recording device further connects data processor;
Special record transport module is set in bank main or in the card-reading terminal machine, connects data processor.
In the said system:
Data in the described user basic information data bank unit are by the typing of instruction recording device; The password that shows in the password bank unit passes through the typing of instruction recording device; Password in the latent password bank unit is by the typing of instruction recording device.
In the said system:
Described upper level applications travels through user basic information data bank unit by the search index in the user basic information temporary storage location; The password that shows in password storage unit and the latent password storage unit is temporary respectively;
Upper level applications compares the password in the typing encrypted message temporary storage location respectively with latent password, apparent password then, determines that the password in the typing encrypted message temporary storage location is dominance or recessiveness;
When password was dominance, upper level applications was called and is shown data in the password corresponding data storage unit, operates by the normal running program;
When password was recessiveness, upper level applications was called the data in the latent password corresponding data storage unit, operated by unusual running program; And by special record transport module very operation information spread out of.
The present invention shows the bank card of latent double density sign indicating number and second kind of embodiment of card-reading terminal machine:
Described bank card comprises end face, bottom surface and middle layer, and a side is provided with magnetic recording strip on the described bottom surface;
Described card-reading terminal machine comprises main frame, the cash-out machine of withdrawing the money, voucher printer, bank card magnetic stripe reader, display, code keypad, cash dispensing port, bank card socket;
Comprise main control system in the described main frame, main control system connects the bank interface machine of bank main by communication cable;
The described main frame connection cash-out machine of withdrawing the money, also connection bank card magnetic stripe reader, also connection display, also connection code keypad, also connection voucher printer;
One bank card conveying device is set between described bank card socket and bank card magnetic stripe reader, and after the bank card socket inserted, the bank card conveying device was conveyed into the bank card magnetic stripe reader with bank card at bank card.
The middle layer of described bank card is provided with at least one identify unit at the opposite side that leaves magnetic recording strip;
One side of described bank card magnetic stripe reader is provided with the identify unit detecting device;
Described identify unit detecting device detects the information of the identify unit in the bank card, and this information transmission is arrived main control system.
In said in the above second kind of embodiment:
When the identify unit of described bank card was radio-frequency card, radio-frequency card was arranged at least one in the position of the opposite side that leaves magnetic recording strip A～position H of bank card middle layer; Described radio-frequency card read distance setting for being 5mm to the maximum;
When the identify unit of described bank card was magnetic stripe card, magnetic stripe card was arranged on the position of bank card middle layer at the opposite side that leaves magnetic recording strip; Described magnetic stripe card that the position is set is parallel with magnetic recording strip, magnetic stripe card what cover above is the bottom surface.
In said in the above second kind of embodiment:
Described identify unit detecting device comprises magnetic stripe reader, radio-frequency card card reader; The maximum Card Reader distance of described radio-frequency card card reader is 5mm;
Storage shows at least a in password, the latent password in the described identify unit, and described main control system inserts from the bank card socket at bank card, arrives before the bank card magnetic stripe reader, and a position of rest is set, and in this position the information in the identify unit is read.
In said in the above second kind of embodiment:
Read the information of identify unit at position of rest, read at least three times, and the data of tertiary information are all in full accord at least is the Card Reader success, when Card Reader does not still have three identical records for eight times, then this bank card of mark is the bank card of no identify unit.
In said in the above second kind of embodiment:
The radio-frequency card card reader connects an actuating arm, and this actuating arm connects drive source; Main control system controlling and driving source is moved described radio-frequency card card reader and is located between the position of bank card A～position H, and the radio-frequency card card reader is set up Card Reader by radio-frequency coil and radio-frequency card and write to each other;
Magnetic stripe reader connects an actuating arm, and this actuating arm connects drive source; Main control system controlling and driving source is moved described magnetic stripe reader and scan the information of reading back on magnetic stripe card.
In said in the above second kind of embodiment:
The surface of display is a touch-screen, is provided with the non-productive operation key in the side of display.
In said in the above two kinds of embodiments:
Detect step by primary control program by one in the main control system, detect bank card and insert from the bank card socket;
Next, primary control program control bank card conveying device is transported to position of rest with bank card earlier and stops;
Next, primary control program controlling and driving source drives knows moving of cell detector, and whether make it at first to differentiate has identify unit on the bank card, if there is not identify unit, primary control program is done the mark of a no identify unit in the internal storage indexing unit; Carrying out common bank card equally will operate;
If identify unit is arranged, primary control program is at first done a mark that identify unit is arranged in the internal storage indexing unit;
Then, the apparent password in the primary control program read-out mark unit, latent password, the latent the highest amount of withdrawing the money of password correspondence, with the latent password numerical value of withdrawing the money, and its checking is errorless, and store;
Next, the operation of primary control program control bank card conveying device is transported to the bank card magnetic stripe reader with bank card, further reads the user basic information of bank card, and it is stored in internal storage.
Next, the password of code keypad institute typing is input in the main control system, and primary control program judges that it is to show password, still latent password;
Again next, by display, use non-productive operation key or the touch-screen input user number of this time withdrawing the money;
If be the mark of no identify unit this moment in the internal storage indexing unit, or be to show password by the password of code keypad institute typing, then primary control program spreads out of unprocessed user basic information+show password+user number of this time withdrawing the money by data transmission module, communication cable;
If this moment, the password by the typing of code keypad institute was latent password, and be the mark that identify unit is arranged this moment in the internal storage indexing unit, then primary control program deducts the highest amount of withdrawing the money with the latent password numerical value of withdrawing the money, and obtains a result, and this result is presented on the display;
Again next, by display, use non-productive operation key or the touch-screen input user number of this time withdrawing the money;
Next institute's typing withdraw the money data transmission in main control system, primary control program spreads out of the apparent password+user of user basic information+rewritten the number of this time withdrawing the money by data transmission module, communication cable;
Next, primary control program receives the affirmation data message that transmits outside the card-reading terminal machine, controls withdraw the money cash-out machine, voucher printer fill order, shows corresponding information on display;
Next, primary control program control bank card magnetic stripe reader and bank card conveying device are parked in position of rest with bank card, drive the identify unit detecting device and write identify unit with the latent password numerical value of withdrawing the money with new.
Finally, bank card is driven by the bank card conveying device, withdraws from from the bank card socket.
Compared with prior art, bank card and the card-reading terminal machine that shows latent double density sign indicating number of the present invention has following function: when the holder is coerced and when surrendering bank card, may on this card a very big deposit be arranged.This moment, holder's card was a generic card, and he has only a selection so, says the proper password of this card, has exchanged personal safety for.
If this moment, holder's card was the bank card that shows latent double density sign indicating number, the card-reading terminal machine is terminating machine or the system supporting with this card, he just can say the latent password of this card so, and in general, the highest amount of money of withdrawing the money of latent password correspondence is to be far smaller than real deposits.Coerce the people in the whole process that latent password is withdrawn the money, all very smooth and easy, so he can think that the holder cooperates attitude sincere, the personal safety to the holder is favourable like this.
Though device of the present invention, system can write down warning to withdrawing the money with latent password, this function does not start alert thing action easily, in order to avoid injure holder's personal safety, is the safety of guaranteeing own and household because the holder wishes most.
Because the bank card of apparent latent double density sign indicating number of the present invention and the enforcement of card-reading terminal machine technology scheme, the holder just can exchange own and household's safety with little cost for.
Description of drawingsFig. 1 is that the present invention shows the bank card of latent double density sign indicating number and the principle block diagram of card-reading terminal machine system;
Fig. 2 is that the present invention shows the bank card of latent double density sign indicating number and the synoptic diagram of the card-reading terminal machine outer type in the card-reading terminal machine;
Fig. 3 is that the present invention shows that the identify unit in the bank card is the STRUCTURE DECOMPOSITION synoptic diagram of radio-frequency card in the bank card of latent double density sign indicating number and the card-reading terminal machine;
Fig. 4 is that the present invention shows that the identify unit in the bank card is the STRUCTURE DECOMPOSITION synoptic diagram of magnetic stripe card in the bank card of latent double density sign indicating number and the card-reading terminal machine;
Fig. 5 is that the present invention shows when the identify unit in the bank card is magnetic stripe card in the bank card of latent double density sign indicating number and the card-reading terminal machine, and its identify unit detecting device is the synoptic diagram of magnetic stripe reader;
Fig. 6 is that the present invention shows when the identify unit in the bank card is radio-frequency card in the bank card of latent double density sign indicating number and the card-reading terminal machine, and its identify unit detecting device is the synoptic diagram of radio-frequency card card reader;
Fig. 7-the 1st, the radio-frequency card card reader is moved by the synoptic diagram of distinguishing Card Reader by drive source in the bank card of the apparent latent double density sign indicating number of the present invention and the card-reading terminal machine;
Fig. 7-the 2nd, magnetic card reader is moved by the synoptic diagram of distinguishing Card Reader by drive source in the bank card of the apparent latent double density sign indicating number of the present invention and the card-reading terminal machine;
Fig. 8 is that the present invention shows in the bank card of latent double density sign indicating number and the card-reading terminal machine terminating machine and communicates by letter the synoptic diagram of bank data centers data structure with bank data centers;
Fig. 9 is that the present invention shows the formation of card-reading terminal machine in the bank card of latent double density sign indicating number and the card-reading terminal machine and the synoptic diagram of data structure;
Figure 10 is the synoptic diagram that the present invention shows bank card conveying device in the bank card of latent double density sign indicating number and the card-reading terminal machine.
EmbodimentBelow in conjunction with embodiment shown in the drawings the present invention is further described in detail.
With reference to Fig. 1, Fig. 2, manufacture and design a kind of bank card and card-reading terminal machine system that shows latent double density sign indicating number, first kind of embodiment comprises:
Described bank card 10 comprises magnetic recording strip 131; Described card-reading terminal machine 20 reads the information of magnetic recording strip 131, and card-reading terminal machine 20 connects bank main 100;
Bank main 100 comprises bank interface machine 110, data processor 120, upper level applications 130;
Data inlet detection module 150 also is set in bank main 100, it connects the outlet of network detecting module 140, to detect through network detecting module 140 and be the legal request command data 141 of safety, cut apart by data block length, wherein user basic information and typing password is stored in user basic information temporary storage location 311 and typing encrypted message temporary storage location 312 respectively;
User basic information data bank unit 411 is set in bank main 100, shows password storage unit 412, latent password storage unit 413;
In bank main 100, be provided with and show the corresponding amount of money storage unit 422 of password, the corresponding amount of money storage unit 423 of latent password;
Bank main 100 link order recording devices 160, instruction recording device 160 further connects data processor 120;
Special record transport module 81 is set in bank main 100 or in card-reading terminal machine 20, connects data processor 120.
Data in the described user basic information data bank unit 411 are by 160 typings of instruction recording device; The password that shows in the password bank unit 412 passes through 160 typings of instruction recording device; Password in the latent password bank unit 413 is by 160 typings of instruction recording device.
That is to say that the holder will realize logining the apparent password of oneself, latent password when opening an account at the beginning, and will configure the latent the highest amount of money of withdrawing the money of password.
Described upper level applications 130 travels through user basic information data bank unit 411 by the search index in the user basic information temporary storage location 311; The password that shows in password storage unit 412 and the latent password storage unit 413 is temporary respectively;
When password was dominance, upper level applications 130 was called and is shown data in the password corresponding data storage unit 422, operates by the normal running program;
When password was recessiveness, upper level applications 130 was called the data in the latent password corresponding data storage unit 423, operated by unusual running program; And by special record transport module 81 very operation information spread out of.
As can be seen, the enforcement of first kind of implementation method is simple, as long as application program 130 and data structure are transformed at the middle and upper levels with bank main 100.
More than finish the description of first kind of implementation method.
Be the bank card of latent double density sign indicating number and the second kind of implementation method of card-reading terminal machine of showing of the present invention below:
As shown in Figure 3, Figure 4, described bank card 10 comprises end face 11, bottom surface 13 and middle layer 12, and a side is provided with magnetic recording strip 131 on the described bottom surface 13;
As shown in Figure 2, described card-reading terminal machine 20 comprise main frame, the cash-out machine 40 of withdrawing the money, voucher printer 50, voucher outlet 51, bank card magnetic stripe reader 60, display 70, code keypad 80, cash dispensing port 90, bank card socket 601;
As shown in Figure 2, a kind of embodiment of described card-reading terminal machine 20 is designed to wall-penetrating type, is installed on the metope 1.Can certainly manufacture and design becomes independent tank formula machine.
As Fig. 8～shown in Figure 10, comprise main control system 31 in the described main frame 30, main control system 31 connects the bank interface machine 110 of bank mains 100 by communication cable 180;
Implementing second kind of embodiment does not need the upper level applications 130 of bank is done any change, can certainly transmit an information by card-reading terminal machine 20, deposits in the bank in the latent cipher mark information temporary storage unit 315 in the main frame 100.
As shown in Figure 9, the described main frame connection cash-out machine 40 of withdrawing the money, also connection bank card magnetic stripe reader 60, also connection display 70, also connection code keypad 80, also connection voucher printer 50;
As shown in figure 10, one bank card conveying device 62 is set between described bank card socket 601 and bank card magnetic stripe reader 60, after bank card socket 601 inserted, bank card conveying device 62 was conveyed into bank card magnetic stripe reader 60 with bank card 10 at bank card 10.
As shown in Figure 3, Figure 4, the middle layer 12 of described bank card 10 is provided with at least one identify unit 121 at the opposite side that leaves magnetic recording strip 131;
One side of described bank card magnetic stripe reader 60 is provided with identify unit detecting device 61;
As shown in Figure 9, described identify unit detecting device 61 detects the information of the identify unit in the bank card 10 121, and this information transmission is also stored to main control system 31.This information is decomposed, and is stored in: showing password temporary storage location 550, latent password temporary storage location 560, the highest amount temporary storage location 570 and with the latent password numerical value temporary storage location 580 of withdrawing the money of withdrawing the money, carry out these and operate, is that primary control program 35 carries out.
As Fig. 3, shown in Figure 6, when the identify unit 121 of described bank card 10 was radio-frequency card 121-1, radio-frequency card 121-1 was arranged at least one in the position of the opposite side that leaves magnetic recording strip 131 A～position H of bank card 10 middle layers 12; Described radio-frequency card 121-1 reads distance setting for being 5mm to the maximum.The purpose that reads distance one that weak point like this is set is, avoids influencing magnetic recording strip 131, two, has when a plurality of at radio-frequency card 121-1, avoid misreading, and the 3rd, avoid other people to detect this bank card and be provided with and show latent double density sign indicating number.
A plurality of radio-frequency card 121-1 are set, can carry more information, purposes can be more extensive, and more than one radio-frequency card 121-1 distributes by the district, just needs radio-frequency card card reader 61-2 to move, locate by rule, reads the information of each radio-frequency card 121-1 then respectively.
As Fig. 4, shown in Figure 5, when the identify unit 121 of described bank card 10 was magnetic stripe card 121-2, magnetic stripe card 121-2 was arranged on the position of bank card 10 middle layers 12 at the opposite side that leaves magnetic recording strip 131; Described magnetic stripe card 121-2 that the position is set is parallel with magnetic recording strip 131, magnetic stripe card 121-2 what cover above is bottom surface 13.Because bottom surface 13 is very thin, does not influence and reads.
Described identify unit detecting device 61 comprises magnetic stripe reader 61-1, radio-frequency card card reader 61-2; The maximum Card Reader distance of described radio-frequency card card reader 61-2 is 5mm.
As Fig. 9, shown in Figure 10, storage shows at least a in password, the latent password in the described identify unit 121, main control system 31 in the described main frame 30 inserts from bank card socket 601 at bank card 10, arrive before the bank card magnetic stripe reader 60, a position of rest 621 is set, the information in the identify unit 121 is read in this position.
Read the information of identify unit 121 at position of rest 621, read at least three times, and the data of tertiary information are all in full accord at least is Card Reader success, and when Card Reader does not still have three identical records for eight times, then this bank card 10 of mark is the bank card of no identify unit 121.
Shown in Fig. 7-1, Fig. 7-2, radio-frequency card card reader 61-2 connects an actuating arm 67, and this actuating arm 67 connects drive source 68; Main control system 31 controlling and driving sources 68 are moved described radio-frequency card card reader 61-2 and are located between the position of bank card 10 A～position H, and radio-frequency card card reader 61-2 sets up Card Reader by radio-frequency coil 65 and radio-frequency card 121-1 and writes to each other;
Magnetic stripe reader 61-1 connects an actuating arm 67, and this actuating arm 67 connects drive source 68; Main control system 31 controlling and driving sources 68 are moved described magnetic stripe reader 61-1 and scan the information of reading back on magnetic stripe card 121-2.
As shown in Figure 2, the surface of display 70 can be a touch-screen, is provided with non-productive operation key 78 in the side of display 70.
The principle of work and the method step of second kind of implementation method are described below:
As Fig. 9, shown in Figure 10, at first, the main control system 31 in the main frame 30, is detected bank card 10 and inserts from bank card socket 601 by a detecting step by primary control program 35;
As shown in figure 10, next, primary control program 35 control bank card conveying devices 62 are transported to position of rest 621 with bank card 10 earlier and stop;
Next, primary control program 35 controls drive source 68 as shown in Figure 7 drives knows moving of cell detector 61, make it at first to differentiate whether identify unit 121 is arranged on the bank card 10, if there is not identify unit 121, primary control program 35 is done the mark of a no identify unit 121 in the internal storage indexing unit, carry out common bank card and equally will operate; This storage belongs to prior art, does not do detailed description at this.
Through detecting, if detected identify unit 121, primary control program 35 is at first done a mark that identify unit 121 is arranged in the internal storage indexing unit;
Then, the apparent password in the primary control program 35 read-out mark unit 121, latent password, the latent the highest amount of withdrawing the money of password correspondence, with the latent password numerical value of withdrawing the money, and its checking is errorless, and store;
Next, 62 operations of primary control program 35 control bank card conveying devices are transported to bank card magnetic stripe reader 60 with bank card 10, further read the user basic information of bank card 10, and it is stored in internal storage;
Next, the password of 80 typings of code keypad is input in the password typing temporary storage location 540 in the main control system 31, and primary control program 35 judges that it is to show password, still latent password; Said judgement is to compare, and just compares with the apparent password of having stored, latent password respectively, and does a record, and preservation is got off.
Again next, by display 70, use non-productive operation key 78 or the touch-screen input user number of this time withdrawing the money;
If be the mark of no identify unit 121 this moment in the internal storage indexing unit, or be to show password by the password of 80 typings of code keypad, then primary control program 35 spreads out of unprocessed user basic information+show password+user number of this time withdrawing the money by data transmission module 88, communication cable 180;
If this moment, the password by 80 typings of code keypad was latent password, and be the mark that identify unit 121 is arranged this moment in the internal storage indexing unit, then primary control program 35 deducts the highest amount of withdrawing the money with the latent password numerical value of withdrawing the money, obtain a result, and this result is presented on the display 70;
Again next, by display 70, use non-productive operation key 78 or the touch-screen input user number of this time withdrawing the money;
Next institute's typing withdraw the money data transmission in main control system 31, primary control program 35 spreads out of the apparent password+user of user basic information+rewritten the number of this time withdrawing the money by data transmission module 88, communication cable 180;
As shown in Figure 9, next, primary control program 35 receives the affirmation data message that transmits outside the card-reading terminal machine 20, controls withdraw the money cash-out machine 40, voucher printer 50 fill orders, shows corresponding information on display 70;
Next, primary control program 35 control bank card magnetic stripe reader 60 and bank card conveying device 62 are parked in position of rest 621 with bank card 10, drive identify unit detecting device 61 and write identify unit 121 with the latent password numerical value of withdrawing the money with new.
Finally, bank card 10 is driven by bank card conveying device 62, withdraws from from bank card socket 601.
Technical scheme of the present invention is no matter be first kind of embodiment, and still second kind of embodiment can complete realization be taken out the function that the little amount of money is deposited with latent password.And no any difference on bank card of the present invention and the traditional bank card external form, in the use also without any special character.
The present invention can make the holder just can exchange own and household's safety with little cost for.
The embodiment that the present invention exemplified not is the qualification to oneself, every content that does not break away from technical solution of the present invention,, all still belong in the scope of technical solution of the present invention any simple modification, equivalent variations and modification that above embodiment did according to technical spirit of the present invention.
Claims (10)
1, a kind of bank card and card-reading terminal machine system that shows latent double density sign indicating number is characterized in that:
Described bank card (10) comprises magnetic recording strip (131); Described card-reading terminal machine (20) reads the information of magnetic recording strip (131), and card-reading terminal machine (20) connects bank main (100);
Bank main (100) comprises bank interface machine (110), data processor (120), upper level applications (130);
Upper level applications (130) in the described bank main (100) is called network detecting module (140) captured in real time request command data (141);
Data inlet detection module (150) also is set in bank main (100), it connects the outlet of network detecting module (140), to detect through network detecting module (140) and be the legal request command data (141) of safety, cut apart by data block length, wherein user basic information and typing password is stored in user basic information temporary storage location (311) and typing encrypted message temporary storage location (312) respectively;
User basic information data bank unit (411) is set in bank main (100), shows password storage unit (412), latent password storage unit (413);
In bank main (100), be provided with and show the corresponding amount of money storage unit (422) of password, the corresponding amount of money storage unit (423) of latent password;
Upper level applications (130) travels through user basic information data bank unit (411) by the search index in the user basic information temporary storage location (311);
Bank main (100) link order recording device (160), instruction recording device (160) further connects data processor (120);
Special record transport module (81) is set in bank main (100) or in card-reading terminal machine (20), connects data processor (120).
2, a kind of bank card and card-reading terminal machine system that shows latent double density sign indicating number according to claim 1 is characterized in that:
Data in the described user basic information data bank unit (411) are by the typing of instruction recording device (160); The password that shows in password bank unit (412) passes through the typing of instruction recording device (160); Password in latent password bank unit (413) is by the typing of instruction recording device (160).
3, a kind of bank card and card-reading terminal machine system that shows latent double density sign indicating number according to claim 1 is characterized in that:
Described upper level applications (130) travels through user basic information data bank unit (411) by the search index in the user basic information temporary storage location (311); The password that will show in password storage unit (412) and the latent password storage unit (413) is temporary respectively;
Upper level applications (130) compares the password in the typing encrypted message temporary storage location (312) respectively with latent password, apparent password then, determines that the password in the typing encrypted message temporary storage location (312) is dominance or recessiveness;
When password was dominance, upper level applications (130) was called and is shown data in the password corresponding data storage unit (422), operates by the normal running program;
When password was recessiveness, upper level applications (130) was called the data in the latent password corresponding data storage unit (423), operated by unusual running program; And by special record transport module (81) will be very operation information spread out of.
4, a kind of bank card and card-reading terminal machine that shows latent double density sign indicating number is characterized in that:
Described bank card (10) comprises end face (11), bottom surface (13) and middle layer (12), and described bottom surface (13) last side is provided with magnetic recording strip (131);
Described card-reading terminal machine (20) comprises main frame (30), the cash-out machine of withdrawing the money (40), voucher printer (50), bank card magnetic stripe reader (60), display (70), code keypad (80), cash dispensing port (90), bank card socket (601);
Comprise main control system (31) in the described main frame (30), main control system (31) connects the bank interface machine (110) of bank main (100) by communication cable (180);
Described main frame (30) the connection cash-out machine (40) of withdrawing the money, also connection bank card magnetic stripe reader (60), also connection display (70), also connection code keypad (80), also connection voucher printer (50);
One bank card conveying device (62) is set between described bank card socket (601) and bank card magnetic stripe reader (60), after bank card socket (601) inserted, bank card conveying device (62) was conveyed into bank card magnetic stripe reader (60) with bank card (10) at bank card (10).
The middle layer (12) of described bank card (10) is provided with at least one identify unit (121) at the opposite side that leaves magnetic recording strip (131);
One side of described bank card magnetic stripe reader (60) is provided with identify unit detecting device (61);
Described identify unit detecting device (61) detects the information of the identify unit (121) in the bank card (10), and this information transmission is arrived main control system (31).
5, bank card and the card-reading terminal machine that shows latent double density sign indicating number according to claim 4 is characterized in that:
When the identify unit (121) of described bank card (10) was radio-frequency card (121-1), radio-frequency card (121-1) was arranged at least one in the position of the opposite side that leaves magnetic recording strip (131) A～position H of bank card (10) middle layer (12); Described radio-frequency card (121-1) read distance setting for being 5mm to the maximum;
When the identify unit (121) of described bank card (10) was magnetic stripe card (121-2), magnetic stripe card (121-2) was arranged on the position of bank card (10) middle layer (12) at the opposite side that leaves magnetic recording strip (131); Described magnetic stripe card (121-2) that the position is set is parallel with magnetic recording strip (131), magnetic stripe card (121-2) what cover above is bottom surface (13).
6, bank card and the card-reading terminal machine that shows latent double density sign indicating number according to claim 4 is characterized in that:
Described identify unit detecting device (61) comprises magnetic stripe reader (61-1), radio-frequency card card reader (61-2); The maximum Card Reader distance of described radio-frequency card card reader (61-2) is 5mm;
Storage shows at least a in password, the latent password in the described identify unit (121), described main control system (31) inserts from bank card socket (601) at bank card (10), arrive bank card magnetic stripe reader (60) before, a position of rest (621) is set, the information in the identify unit (121) is read in this position.
7, bank card and the card-reading terminal machine that shows latent double density sign indicating number according to claim 6 is characterized in that:
Read the information of identify unit (121) at position of rest (621), read at least three times, and the data of tertiary information are all in full accord at least is Card Reader success, and when Card Reader does not still have three identical records for eight times, then this bank card of mark (10) is the bank card of no identify unit (121).
8, bank card and the card-reading terminal machine that shows latent double density sign indicating number according to claim 6 is characterized in that:
Radio-frequency card card reader (61-2) connects an actuating arm (67), and this actuating arm (67) connects drive source (68); Main control system (31) controlling and driving source (68), move described radio-frequency card card reader (61-2) and locate between the position of bank card (10) A～position H, radio-frequency card card reader (61-2) is set up Card Reader by radio-frequency coil (65) and radio-frequency card (121-1) and is write to each other;
Magnetic stripe reader (61-1) connects an actuating arm (67), and this actuating arm (67) connects drive source (68); Main control system (31) controlling and driving source (68) is moved described magnetic stripe reader (61-1) and is gone up scanning, the information of reading back at magnetic stripe card (121-2).
9, bank card and the card-reading terminal machine that shows latent double density sign indicating number according to claim 4 is characterized in that:
The surface of display (70) is a touch-screen, is provided with non-productive operation key (78) in the side of display (70).
10, bank card and the card-reading terminal machine that shows latent double density sign indicating number according to claim 4 is characterized in that:
Detect step by primary control program (35) by one in the main control system (31), detect bank card (10) and insert from bank card socket (601);
Next, primary control program (35) control bank card conveying device (62) is transported to position of rest (621) with bank card (10) earlier and stops;
Next, primary control program (35) controlling and driving source (68) drives knows moving of cell detector (61), make it at first to differentiate whether identify unit (121) is arranged on the bank card (10), if there is not identify unit (121), primary control program (35) is done the mark of a no identify unit (121) in the internal storage indexing unit; Carrying out common bank card equally will operate;
If identify unit (121) is arranged, primary control program (35) is at first done a mark that identify unit (121) are arranged in the internal storage indexing unit;
Then, the apparent password in primary control program (35) the read-out mark unit (121), latent password, the latent the highest amount of withdrawing the money of password correspondence, with the latent password numerical value of withdrawing the money, and its checking is errorless, and store;
Next, primary control program (35) control bank card conveying device (62) operation is transported to bank card magnetic stripe reader (60) with bank card (10), further reads the user basic information of bank card (10), and it is stored in internal storage;
Next, the password of code keypad (80) institute typing is input in the main control system (31), and primary control program (35) judges that it is to show password, still latent password;
Again next, by display (70), use non-productive operation key (78) or the touch-screen input user number of this time withdrawing the money;
If be the mark of no identify unit (121) this moment in the internal storage indexing unit, or be to show password by the password of code keypad (80) institute typing, then primary control program (35) spreads out of unprocessed user basic information+show password+user number of this time withdrawing the money by data transmission module (88), communication cable (180);
If this moment, the password by the typing of code keypad (80) institute was latent password, and be the mark that identify unit (121) are arranged this moment in the internal storage indexing unit, then primary control program (35) deducts the highest amount of withdrawing the money with the latent password numerical value of withdrawing the money, obtain a result, and this result is presented on the display (70);
Again next, by display (70), use non-productive operation key (78) or the touch-screen input user number of this time withdrawing the money;
Next institute's typing withdraw the money data transmission in the main control system (31), primary control program (35) spreads out of the apparent password+user of user basic information+rewritten the number of this time withdrawing the money by data transmission module (88), communication cable (180);
Next, primary control program (35) receives the affirmation data message that transmits outside the card-reading terminal machine (20), controls withdraw the money cash-out machine (40), voucher printer (50) fill order, goes up at display (70) to show corresponding information;
Next, primary control program (35) control bank card magnetic stripe reader (60) and bank card conveying device (62) are parked in position of rest (621) with bank card (10), and driving identify unit detecting device (61) writes identify unit (121) with the latent password numerical value of withdrawing the money with new;
Finally, bank card (10) is driven by bank card conveying device (62), withdraws from from bank card socket (601).
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA200710124239XA CN101425201A (en) | 2007-11-02 | 2007-11-02 | Disappearing and appearing double-cryptographic bank card and card reading terminal machine |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CNA200710124239XA CN101425201A (en) | 2007-11-02 | 2007-11-02 | Disappearing and appearing double-cryptographic bank card and card reading terminal machine |
Related Child Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201010192801A Division CN101859454A (en) | 2007-11-02 | 2007-11-02 | Double-password bank card and card reading terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN101425201A true CN101425201A (en) | 2009-05-06 |
Family
ID=40615792
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CNA200710124239XA Pending CN101425201A (en) | 2007-11-02 | 2007-11-02 | Disappearing and appearing double-cryptographic bank card and card reading terminal machine |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN101425201A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107924476A (en) * | 2015-04-14 | 2018-04-17 | 第资本服务公司 | System, method and apparatus for dynamic transaction card |
| CN112085905A (en) * | 2019-06-14 | 2020-12-15 | 中电金融设备系统（深圳）有限公司 | Magnetic stripe card reader, magnetic stripe data processing device and magnetic stripe data processing method |
-
2007
- 2007-11-02 CN CNA200710124239XA patent/CN101425201A/en active Pending
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107924476A (en) * | 2015-04-14 | 2018-04-17 | 第资本服务公司 | System, method and apparatus for dynamic transaction card |
| CN112085905A (en) * | 2019-06-14 | 2020-12-15 | 中电金融设备系统（深圳）有限公司 | Magnetic stripe card reader, magnetic stripe data processing device and magnetic stripe data processing method |
| CN112085905B (en) * | 2019-06-14 | 2022-03-01 | 中电金融设备系统（深圳）有限公司 | Magnetic stripe card reader, magnetic stripe data processing device and magnetic stripe data processing method |
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Open date: 20090506 |