CN101221679B - Self-help collection vehicle, collection system and collection method - Google Patents
Self-help collection vehicle, collection system and collection method Download PDFInfo
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- CN101221679B CN101221679B CN2008100568048A CN200810056804A CN101221679B CN 101221679 B CN101221679 B CN 101221679B CN 2008100568048 A CN2008100568048 A CN 2008100568048A CN 200810056804 A CN200810056804 A CN 200810056804A CN 101221679 B CN101221679 B CN 101221679B
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Abstract
The invention provides a self-help money-collecting vehicle, a money-collecting system and a money-collecting method. The self-help money-collecting vehicle comprises a motor vehicle body, a self-help deposit chamber and a cash chamber, wherein, a delivery window is arranged between the self-help deposit chamber and the cash chamber, and a self-help deposit device is arranged in the self-help deposit chamber, wherein the self-help deposit device comprises: a system verification unit which is used for identity verification of a self-help money-collecting client through an appointed mode with avehicular system; an input unit which is used for inputting deposit information; a display which is used for displaying the deposit information; a memory unit which is used for storing a deposit application program; and a central processing unit which is used for calling the deposit application program and controls the operations of the keyboard and the display. A wireless radio frequency unit is used for receiving the control of the central processing unit, receiving or sending deposit information and identity authentication information. The delivery window is used for delivering a money bag from the self-help deposit chamber to the cash chamber, and the opening and closing of the delivery window is under the control of the central processing unit. Thus, the invention improves the safety of the door-to-door money-collecting service.
Description
Technical field
Invention is about the bank gathering technology, and the safety and the authentication techniques of particularly collecting money to the doorstep about bank are a kind of automatic cash collecting car, cash collecting system and cashing method concretely.
Background technology
Gathering is professional has to the doorstep become the professional main service item of cash in bank gradually, and when for the client omnibearing financial service being provided, gathering has become an important financial service product in the bank finance service product to the doorstep.
But the gathering business to the doorstep that leaves cabinet is a high risk business, and the transportation after therefore how collecting money to the doorstep and how collecting money becomes the professional technical matters of gathering to the doorstep.
In the prior art, to the doorstep the written informations such as photo, identifying data of being checked the payee by the depositor are generally adopted in gathering, in order to confirm payee's identity to the doorstep; Adopt common armoured van that debt is transported.This method relies on fully that manual work carries out that identity is checked, artificial guard's cash box and transportation, causes the service security of collecting money to the doorstep effectively not ensured.
China's utility model patent 200320125293.3 discloses a kind of armoured van long-distance monitorng device, and this device has been strengthened the remote monitoring to armoured van through video camera and communication network.The disclosed technical scheme of this utility model patent is incorporated in this, with as prior art of the present invention.
China's utility model patent 200520145073.6 discloses a kind of armoured van, and this armoured van is isolated the security of having strengthened paper-money compartment through driving being escorted cabin and paper-money compartment.The disclosed technical scheme of this utility model patent is incorporated in this, with as prior art of the present invention.
Summary of the invention
The present invention provides a kind of automatic cash collecting car, cash collecting system and cashing method, to improve the service security property of collecting money to the doorstep.
One of the object of the invention is: a kind of automatic cash collecting car is provided, and described automatic cash collecting car comprises: automobile body; Self-help deposit cabin and paper-money compartment are provided with the delivery window between described self-help deposit cabin and the paper-money compartment; Said self-help deposit is provided with the self-help deposit device in the cabin; Wherein, described self-help deposit device comprises: input block is used to import deposit information; Display is used to show deposit information; Storage unit is used for storage deposit application program; CPU is used to call described deposit application program, and controls described keyboard and display work; Radio frequency units is used to accept the control of CPU, receives or send deposit information and authentication information; Described delivery window is used for moneybag is dropped into described paper-money compartment from described self-help deposit cabin.
Two of the object of the invention is: a kind of automatic cash collecting system is provided, and described automatic cash collecting system comprises: automatic cash collecting car and authentication server; Described automatic cash collecting car comprises: automobile body, self-help deposit cabin and paper-money compartment are provided with the delivery window between described self-help deposit cabin and the paper-money compartment; Said self-help deposit is provided with the self-help deposit device in the cabin; Wherein, described self-help deposit device comprises: input block is used to import deposit information; Storage unit is used for storage deposit application program and authentication application program; Display is used to show deposit information and authentication information; CPU is used to call described deposit application program and authentication application program, and controls described keyboard and display work; Card reader is used to accept the control of described CPU, and depositor's identification card is read; Radio frequency units is used to accept the control of described CPU, receives or send authentication information; Described delivery window is used for moneybag is dropped into described paper-money compartment from described self-help deposit cabin; Described authentication server comprises: the verify data receiving element is used to receive the authentication information that the radio frequency units of described self-help deposit device is sent; The verify data processing unit is used for the authentication information that receives is carried out authentication; The verify data transmitting element is used for the authentication information after handling is sent to the radio frequency units of described self-help deposit device.
Three of the object of the invention is: a kind of automatic cash collecting system is provided, and described automatic cash collecting system comprises: automatic cash collecting car, POS machine and authentication server; Described automatic cash collecting car comprises: automobile body, self-help deposit cabin and paper-money compartment are provided with the delivery window between described self-help deposit cabin and the paper-money compartment; Said self-help deposit is provided with the self-help deposit device in the cabin; Wherein, described self-help deposit device comprises: input block is used to import deposit information; Display is used to show deposit information; Storage unit is used for storage deposit application program; CPU is used to call described deposit application program, and controls described keyboard and display work; Described delivery window is used for moneybag is dropped into described paper-money compartment from described self-help deposit cabin; Described POS machine comprises: keyboard is used to import authentication information; Display is used to show authentication information; Radio frequency units is used for receiving or sending authentication information; Described authentication server comprises: the verify data receiving element is used to receive the authentication information that the radio frequency units of described POS machine is sent; The verify data processing unit is used for the authentication information that receives is carried out authentication; The verify data transmitting element is used for the authentication information after handling is sent to the radio frequency units of described POS machine.
Four of the object of the invention is: a kind of automatic cash collecting method is provided, and described method comprises: self-help deposit cabin and paper-money compartment are set in automobile; Be provided with the delivery window between described self-help deposit cabin and the paper-money compartment; In said self-help deposit cabin, the self-help deposit device is set; On described self-help deposit device, import depositor's authentication information, and depositor's authentication information is wirelessly sent to far-end bank authentication server; Described far-end bank authentication server sends to described self-help deposit device through communication with identity authentication result; The moneybag that money is housed is dropped into paper-money compartment through delivering window.
Beneficial effect of the present invention is: can realize that 1) the corporate client deposit does not contact with the bank gathering personnel; The process of paying is all by corporate client self-service completion in the deposit cabin of self-help deposit car; Saved the time of a large amount of countings and receipts, the side's of depositing handing-over money, gathering efficient significantly improves.Saved 2 simultaneously and saved human and material resources greatly, had very high economic benefit with the car cashier that calls.2) self-service to the doorstep collection vehicle has shortened enterprise greatly and has paid the money process; The deposit of corporate client can be between the independent operation in the self-help deposit car; That is: self-service completion in the self-help deposit cabin has at utmost reduced the possibility that meets with robbery with violence in the deposit process, has higher security.3) escort personnel does not contact depositor and deposit in the harvesting money process, and paper-money compartment security door key need not to carry with car, and key even stolen also can't the obtaining in the car of vehicle deposited, has been stopped the possibility that the appliance crew defalcates by the keeping of relevant departments of bank simultaneously.After being kidnapped by violence, vehicle also can guarantee the safety of deposit in the car.4) adopt card reader or POS machine to carry out wireless authentication, guaranteed payee's and depositor's identity authenticity to the doorstep.
Description of drawings
Fig. 1 is a system works synoptic diagram of the present invention;
Fig. 2 is the structured flowchart of system authentication server of the present invention;
Fig. 3 is the compartment sectional view of self-help deposit car of the present invention;
Fig. 4 is a self-help deposit device synoptic diagram of the present invention;
Fig. 5 is the self-help deposit cabin synoptic diagram of self-help deposit car of the present invention;
Fig. 6 is a self-help deposit apparatus structure block diagram of the present invention;
Fig. 7 is the structured flowchart of system authentication server implementation example of the present invention;
Fig. 8 is the self-help deposit cabin synoptic diagram of self-help deposit car embodiment of the present invention;
Fig. 9 is a workflow diagram of the present invention;
Figure 10 is a workflow diagram of the present invention.
Embodiment
Below in conjunction with description of drawings embodiment of the present invention.As shown in Figure 1, be a kind of automatic cash collecting system, comprising: automatic cash collecting car 101, POS machine 102 and bank's authentication server 103.When automatic cash collecting car 101 to the supermarket 104 or refuelling station 105 when collecting money to the doorstep, bank's authentication server 103 and POS machine 102 communicate through wireless network, carry out authentication with the identity to the cashier.POS machine 102 can be that wired POS also can be a wireless POS.Communication network is public telephone transmission network or the mobile communication network that telecom operators provide.POS machine 102 comprises: keyboard is used to import authentication information; Display is used to show authentication information; Radio frequency units is used for receiving or sending authentication information.
As shown in Figure 2, authentication server 103 comprises: the verify data receiving element is used to receive the authentication information that the radio frequency units of described POS machine is sent; The verify data processing unit is used for the authentication information that receives is carried out authentication; The verify data transmitting element is used for the authentication information after handling is sent to POS machine 102 with way of short messages.
As shown in Figure 3, be automatic cash collecting car 301, this automatic cash collecting car 301 comprises: automobile body; Self-help deposit cabin 302, paper-money compartment 303 and moneybag case 305 are provided with between self-help deposit cabin 302 and the paper-money compartment 303 and deliver window 304, bag taking window 306; Be provided with the self-help deposit device in the self-help deposit cabin 302.
As shown in Figure 4, be the self-help deposit device, this self-help deposit device comprises: input keyboard 403 is used to import deposit information; Display 404 is used to show deposit information; Card reader 401 is used to read the data of user authentication card; Printer 402 is used for printing the deposit data; Storage unit is used for storage deposit application program; CPU is used to call described deposit application program, and controls described keyboard and display work; Delivering window 304 is used for moneybag 302 is dropped into paper-money compartments 303 from the self-help deposit cabin.
Automatic cash collecting method of the present invention comprises: self-help deposit cabin and paper-money compartment are set in automobile; Be provided with the delivery window between described self-help deposit cabin and the paper-money compartment; In said self-help deposit cabin, the self-help deposit device is set; On described self-help deposit device, import deposit information; The moneybag that money is housed is dropped into paper-money compartment through delivering window.Comprise in input deposit information on the described self-help deposit device: on described self-help deposit device, import depositor's authentication information, and depositor's authentication information is wirelessly sent to far-end bank authentication server.Also can on the POS machine, import depositor's authentication information, and depositor's authentication information is wirelessly sent to far-end bank authentication server.The depositor can confirm that " gathering " qualification authentication or the far-end bank authentication server of automatic cash collecting car send to described POS machine through way of short messages with identity authentication result through short message prompt.Authentication can be dual, that is: the qualification of window door authentication client transacting business is delivered in authenticated client vehicle qualification (past is the payee that calls).
Embodiment 1
As shown in Figure 5, the self-help deposit cabin for the self-help deposit car wherein is provided with: self-help deposit machine 501, camera 502 and delivery window 503.Deliver window 503 and be connected, and be controlled by self-help deposit machine 501 with self-help deposit machine 501.
As shown in Figure 6; Self-help deposit machine 501 comprises: CPU; And connected radio frequency units, card reader, printer, display screen, keyboard and storer, this memory stores has: deposit business module, authentication module and delivery window control module.
After the deposit car arrives deposit client location; The client opens deposit car door with magnetic card (or other media); Then magnetic card is inserted the card reader of self-help deposit machine 501 and on keyboard, carry out the deposit business operation; The deposit business data that 501 pairs in self-help deposit machine obtains are handled, and the identity data that reads is wirelessly sent to bank's authentication server of far-end.As shown in Figure 7, bank's authentication server comprises: bank pre-machine, identification authentication data processing module, identification authentication data memory module, authentication SMS transmission module.Bank's authentication server carries out authentication processing after receiving authentication information, sends authentication result to self-help deposit machine 501 with way of short messages.If authentication is passed through, then window 503 unlatchings are delivered in 501 controls of self-help deposit machine, and the moneybag that the client will be equipped with money is fed in the paper-money compartment, and self-help deposit machine 501 is printed receipts and preserved by the client.The self-help deposit car is got back to after the bank and is opened paper-money compartment hatch door (not shown) by the designated person of bank (double), collects moneybag, by the money in the moneybag is checked and being carried out accounting processing in the backstage; Client's receipt can be in next gathering day and client's handing-over (can consider that also the client adds the receipt box, asked for by the client); Moneybag can be considered to adopt disposable or reusable, as is reusable moneybag, can regularly accept.Encapsulation is the package money in the moneybag, about two to four bundles of Renminbi, one bag.
Self-help deposit machine 501 printed contents have: time, deposit organization, account number, package numbering, the advance payment amount of money etc.The printer of self-help deposit machine 501, print a voucher after, withdraw from getting back to bank by the client and exchange the formal deposit certificate of bank for; Self-help deposit machine 501 is also established second printer in addition, is used for printing in addition retaining document, and the deposit car returns after the bank to be taken off by bank cashier and retains document and check the moneybag number that whole process is taken over.
Moneybag is reusable package, and can there be the moneybag of several fixed number in each deposit client unit.After the deposit customer deposit, can when depositing, fetch empty moneybag next time.On-board crew only is responsible for to the doorstep, and collection vehicle arrives the enforcement safety of signatory unit, vehicle and the self-help operation of getting on the bus deposit personnel's identity validation, the safety of deposit operating process on schedule.To what being deposited on the car, drop into how many irresponsibilities of package.Vehicle-mounted moneybag after collection vehicle group personnel give as security go back to cash sorting center to the doorstep, under comprehensive, the omnidistance recording monitor at cash sorting center, is opened the paper-money compartment door of deposit car, takes off the printing inventory, unloads moneybag, warehouse-in (or arranging to check).
Camera is kept watch on and record the activity in the self-help deposit cabin.
As shown in Figure 9, bank collects money to the doorstep, and to comprise step following in the business identity authentication: the cashier to the doorstep that bank entrusts arrives enterprise, shows relevant certificate.The client is through the machine-readable client's card of getting of self-help deposit for deposit, sends the identity validation request to bank.The data that the bank preposing device receives self-service deposit machine typing and reads, on send data to comprise client's card number, to the doorstep cashier's card number, cashier's password to the doorstep at least.The Main Processor Unit of bank's certificate server calls reception authenticated client request unit and carries out Data Receiving inspection processing; Invokes authentication information data processing unit carries out user identity to be checked; The authentication information data processing unit is through access data storage unit, and obtaining the client is the phone number of account reserved information or contact.Main Processor Unit calls client's obligate information and returns processing unit, and client's obligate information is delivered to the bank preposing device; If the client is provided with the contact phone number, then the invokes authentication note is sent processing unit, sends note to the note transmitting system and sends request, sends data to comprise client's phone number, short message content fragment less.The bank preposing device returns to the self-help deposit machine through communication network with client's obligate information.Communication network can be a private line network between bank and the client, also can be to be erected at VPN (virtual proprietary net) on the public network (such as the internet) etc., and this network connection need be than higher security.The self-help deposit machine receives the obligate information that bank preposition system returns, and is shown to the client.Note transmitting system device receives note and sends request, and the form of note is sent in customization.The note transmitting system was united communication network to self-help deposit machine or client's mobile phone transmission identity validation SMS notification, and short message content comprises the cashier's ID card No. to the doorstep of bank's information, bank's reservation or the collection vehicle number-plate number of calling at least.
Embodiment 2
Present embodiment is an automatic cash collecting system, wherein comprises identity authorization system, POS subsystem, communication network, POS machine.Identity authorization system is realized the information handling system to cashier's authentication for the client provides through the POS machine of collecting money to the doorstep.The POS subsystem is that bank handles the system that client's input and output are handled when collecting money to the doorstep.The POS machine can be that wired POS also can be a wireless POS.Communication network is public telephone transmission network or the mobile communication network that telecom operators provide.
As shown in Figure 8, for realizing bank's professional self-help deposit car self-help deposit cabin synoptic diagram of gathering to the doorstep, described automatic cash collecting car comprises: automobile body, self-help deposit cabin and paper-money compartment are provided with between described self-help deposit cabin and the paper-money compartment and deliver window 803; Said self-help deposit is provided with self-help deposit device 801 in the cabin; Wherein, described self-help deposit device comprises: input block is used to import deposit information; Display is used to show deposit information; Storage unit is used for storage deposit application program; CPU is used to call described deposit application program, and controls described keyboard and display work; Described delivery window 803 is used for moneybag is dropped into described paper-money compartment from described self-help deposit cabin; Described POS machine comprises: keyboard is used to import authentication information; Display is used to show authentication information; Radio frequency units is used for receiving or sending authentication information; Described authentication server comprises: the verify data receiving element is used to receive the authentication information that the radio frequency units of described POS machine is sent; The verify data processing unit is used for the authentication information that receives is carried out authentication; The verify data transmitting element is used for the authentication information after handling is sent to the radio frequency units of described POS machine.Self-help deposit device 801 also comprises printer, is used to accept the control of described CPU, and deposit information is printed.Deliver window 803 and have window; Self-help deposit device 801 also comprises: the window control module, be used to accept the control of described CPU, and the opening and closing of said window are controlled.
The automatic cash collecting car also comprises: moneybag is deposited the cabin, is used to deposit the sky moneybag; Described moneybag is deposited between cabin and the self-help deposit cabin and is provided with bag taking window 804, and described bag taking window is used for that empty moneybag is deposited the cabin from described moneybag and is fetched into the self-help deposit cabin.Also comprise in the self-help deposit cabin of automatic cash collecting car: 2 cameras 802 are used for shooting is kept watch in the self-help deposit cabin.The automatic cash collecting car also comprises: operations chair 805.
As shown in Figure 7, be the structural drawing of authentication, comprise verify data storage unit, verify data processing unit, bank preposing device and note dispensing device.Verify data cell stores client's account and obligate information can be data base management systems, also can be file system.The verify data storage unit comprises built-in customer account unit and customer account authentication information storage unit.Built-in customer account unit storage client's accounts information comprises number of the account, name in an account book, password, Currency Type, remaining sum at least.The authentication information of clients' accounts authentication information cell stores customer account comprises number of the account, obligate information, contact phone number at least.The verify data processing unit comprises main processing block, receives the authenticated client request module, authentication information data processing module, client's obligate information return processing module, the authentication note is sent processing module.
Main processing block is the main control module of verify data processing unit.Call and receive the authenticated client request module, receive client's authentication request.Invokes authentication information data processing module is obtained the obligate information and contact phone number of client in bank.Call client's obligate information and return processing module, client's obligate information is returned to the POS machine show.Invokes authentication note transmission processing module sends to the identity validation result on client's the mobile phone through the network of safety again.
Accept the authenticated client request module, the client's that reception bank preposing device is sent authentication request is carried out coherence check and is handled.The authentication information data processing module obtains request client's account obligate information and gets in touch phone number through access data storage unit.Client's obligate information returns processing module, is responsible for returning to the bank preposing device client's obligate information.The authentication note is sent processing module, is responsible for sending note to the note dispensing device and sends request.Transfer data packets contains the short message content information that will send to the client.
The self-service concrete operations step of gathering to the doorstep is:
The depositor opens the self-help deposit hatch door, gets on the bus, and closes the door.
The depositor goes into IC-card in the self-help deposit machine transplanting of rice, and input (modification) password is accomplished the identity (payer) of self-aided terminal and confirmed.Input deposit moneybag numbering, friendship amount of money amount are confirmed.
Deliver window and open automatically, imburse, confirm, deliver window and close automatically.
Transmission mechanism in the paper-money compartment rotates automatically, slip into moneybag in the paper money cabin in, the transmission mechanism self-return.
The self-help deposit machine is printed automatically and is handed over money with bar, backs up being stored in the paper-money compartment after printer will be printed with bar simultaneously, and the depositor fetches deposit ticket.
After accomplishing each self-service to the doorstep gathering point gathering and getting back to cash and check the center, two the record keeping tellers in sorting center open backup deposit ticket storage bin with key, take out whole deposit tickets backups.Cash is checked two cashes in center and is checked the paper-money compartment that the teller opens the self-service collection vehicle of calling, and takes out moneybag.Under the environmental baseline of above monitoring video, check debt quantity one by one by moneybag numbering contrast deposit ticket, errorless after, moneybag is carried to checks the center sales counter, press the moneybag numbering, deposit ticket is printed backup, divide and task cash and check the teller and open and bag check cash.Check the teller through cash and check and confirm that cash that enterprise self-help the pays deposit ticket prefabricated with being equipped with the deposit ticket printed and enterprise is consistent without issue, go into enterprise's account.
In the cash sorting the heart channel of Hang-Shaoyin check the cash of enterprise self-help deposit errorless after, empty moneybag returned be put on the car moneybag and deposit in the cabin, when collecting money, fetch subsequent use by enterprise self-help deposit personnel next time.
Enterprise self-help deposit personnel from putting into, transmit, depositing of the whole self-help deposit operating process of opening car door and moneybag open security door after moneybag numbering that process and depositor deposit in and collection vehicle are got back to bank, the entire job process of taking out moneybag all can be monitored by the camera monitoring system of vehicle set in real time; And, prepare against examination when needing by DVR synchronous recording monitoring image.
Shown in figure 10, for realizing collect money the to the doorstep process flow diagram of business identity authentication of bank, it is following to comprise step:
The cashier to the doorstep that bank entrusts arrives enterprise, shows relevant certificate.
The client is through POS and draw client's card, sends the identity validation request to bank.
It is the data of typing that the bank preposing device receives POS, on send data to comprise client's card number, cashier's card number, cashier's password to the doorstep to the doorstep at least.
Main processing block calls reception authenticated client request unit and carries out Data Receiving inspection processing; Invokes authentication information data processing module is carried out user identity and is checked; The authentication information data processing module is through in the visit data memory storage, and obtaining the client is the phone number of account reserved information or contact.
Main processing block calls client's obligate information and returns processing module, and client's obligate information is delivered to the bank preposing device; If the client is provided with the contact phone number, then the invokes authentication note is sent processing module, sends note to the note transmitting system and sends request, sends data to comprise client's phone number, short message content fragment less.
The bank preposing device returns to the POS machine through communication network with client's obligate information.Communication network can be a private line network between bank and the client, also can be to be erected at VPN (virtual proprietary net) on the public network (such as the internet) etc., and this network connection need be than higher security.
The POS machine receives the obligate information that bank preposition system returns, and is shown to the client.
Note transmitting system device receives note and sends request, and the form of note is sent in customization.
The note transmitting system was united communication network to client's mobile phone transmission identity validation SMS notification, and short message content comprises the cashier's ID card No. to the doorstep of bank's information, bank's reservation or the collection vehicle number-plate number of calling at least.
The present invention is to use the mode of client's obligate information and bank short message notice to realize that the client carries out safety certifying method and automatic cash collecting car to the cashier's identity of calling: 1) client can be provided with obligate information in advance the account of gathering to the doorstep through enterprise's Net silver; Bank calls and uses authentication Transaction Inquiries obligate information before the cashier collects money; Whether check obligate information correct; This method is simple and convenient, can confirm the other side's identity very soon; 2) for the enterprise that does not open Web bank, can arrive the phone number that the cabinet face is provided with account's SMS notification, bank calls and uses authentication transaction request bank to send the affirmation note before the cashier collects money.
Bank client can arrive the SMS notification phone number that bank's cabinet face is provided with the doorstep fee-collection service account, or through the obligate information that enterprise's Net silver is registered the doorstep fee-collection service account, through system phone number and customer account is bound.Bank calls after collection vehicle arrives, and the client uses the authentication transaction of POS end to send authentication request to bank before handing over money, and bank according to circumstances sends the identity validation note with client's obligate information echo or to client's mobile phone.
Above embodiment only is used for the explanation invention, but not is used for limiting invention.
Claims (23)
1. automatic cash collecting car, described automatic cash collecting car comprises: automobile body; It is characterized in that described automatic cash collecting car also comprises: self-help deposit cabin and paper-money compartment are provided with the delivery window between described self-help deposit cabin and the paper-money compartment; Said self-help deposit is provided with the self-help deposit device in the cabin; Wherein,
Described self-help deposit device comprises:
Input block is used to import deposit information;
Display is used to show deposit information;
Storage unit is used for storage deposit application program and authentication application program;
CPU is used to call described deposit application program, and supervisory keyboard and described display work;
Radio frequency units is used to accept the control of described CPU, receives or send deposit information and authentication information;
Described delivery window is used for moneybag is dropped into described paper-money compartment from described self-help deposit cabin.
2. automatic cash collecting car according to claim 1 is characterized in that, described self-help deposit device also comprises:
Card reader is used to accept the control of described CPU, and depositor's identification card is read.
3. automatic cash collecting car according to claim 1 is characterized in that, described self-help deposit device also comprises:
Printer is used to accept the control of described CPU, and deposit information is printed.
4. automatic cash collecting car according to claim 1 is characterized in that, described delivery window has window; Described self-help deposit device also comprises: the window control module, be used to accept the control of described CPU, and the opening and closing of said window are controlled.
5. automatic cash collecting car according to claim 1 is characterized in that, described automatic cash collecting car also comprises: moneybag is deposited the cabin, is used to deposit the sky moneybag; Described moneybag is deposited between cabin and the self-help deposit cabin and is provided with the bag taking window, and described bag taking window is used for that empty moneybag is deposited the cabin from described moneybag and is fetched into the self-help deposit cabin.
6. automatic cash collecting car according to claim 1 is characterized in that, described automatic cash collecting car also comprises: camera, described camera are installed on described self-help deposit cabin, are used for shooting is kept watch in the self-help deposit cabin.
7. automatic cash collecting car according to claim 1 is characterized in that, described automatic cash collecting car also comprises: operations chair, described operations chair are installed on described self-help deposit cabin.
8. an automatic cash collecting system is characterized in that, described automatic cash collecting system comprises: automatic cash collecting car and authentication server;
Described automatic cash collecting car comprises: automobile body, self-help deposit cabin and paper-money compartment are provided with the delivery window between described self-help deposit cabin and the paper-money compartment; Said self-help deposit is provided with the self-help deposit device in the cabin; Wherein, described self-help deposit device comprises: input block is used to import deposit information; Storage unit is used for storage deposit application program and authentication application program; Display is used to show deposit information and authentication information; CPU is used to call described deposit application program and authentication application program, and supervisory keyboard and described display work; Card reader is used to accept the control of described CPU, and depositor's identification card is read; Radio frequency units is used to accept the control of described CPU, receives or send authentication information; Described delivery window is used for moneybag is dropped into described paper-money compartment from described self-help deposit cabin;
Described authentication server comprises: the verify data receiving element is used to receive the authentication information that the radio frequency units of described self-help deposit device is sent; The verify data processing unit is used for the authentication information that receives is carried out authentication; The verify data transmitting element is used for the authentication information after handling is sent to the radio frequency units of described self-help deposit device.
9. automatic cash collecting system according to claim 8 is characterized in that, described self-help deposit device also comprises:
Printer is used to accept the control of described CPU, and deposit information is printed.
10. automatic cash collecting system according to claim 8 is characterized in that, described delivery window has window; Described self-help deposit device also comprises: the window control module, be used to accept the control of described CPU, and the opening and closing of said window are controlled.
11. automatic cash collecting system according to claim 8 is characterized in that, described automatic cash collecting car also comprises: moneybag is deposited the cabin, is used to deposit the sky moneybag; Described moneybag is deposited between cabin and the self-help deposit cabin and is provided with the bag taking window, and described bag taking window is used for that empty moneybag is deposited the cabin from described moneybag and is fetched into the self-help deposit cabin.
12. automatic cash collecting system according to claim 8 is characterized in that, described automatic cash collecting car also comprises: camera, described camera are installed on described self-help deposit cabin, are used for shooting is kept watch in the self-help deposit cabin.
13. automatic cash collecting system according to claim 8 is characterized in that, described automatic cash collecting car also comprises: operations chair, described operations chair are installed on described self-help deposit cabin.
14. an automatic cash collecting system is characterized in that, described automatic cash collecting system comprises: automatic cash collecting car, POS machine and authentication server;
Described automatic cash collecting car comprises: automobile body, self-help deposit cabin and paper-money compartment are provided with the delivery window between described self-help deposit cabin and the paper-money compartment; Said self-help deposit is provided with the self-help deposit device in the cabin; Wherein, described self-help deposit device comprises: input block is used to import deposit information; Display is used to show deposit information; Storage unit is used for storage deposit application program; CPU is used to call described deposit application program, and supervisory keyboard and described display work; Described delivery window is used for moneybag is dropped into described paper-money compartment from described self-help deposit cabin;
Described POS machine comprises: keyboard is used to import authentication information; Display is used to show authentication information; Radio frequency units is used for receiving or sending authentication information;
Described authentication server comprises: the verify data receiving element is used to receive the authentication information that the radio frequency units of described POS machine is sent; The verify data processing unit is used for the authentication information that receives is carried out authentication; The verify data transmitting element is used for the authentication information after handling is sent to the radio frequency units of described POS machine.
15. automatic cash collecting system according to claim 14 is characterized in that, described self-help deposit device also comprises:
Printer is used to accept the control of described CPU, and deposit information is printed.
16. automatic cash collecting system according to claim 14 is characterized in that, described delivery window has window; Described self-help deposit device also comprises: the window control module, be used to accept the control of described CPU, and the opening and closing of said window are controlled.
17. automatic cash collecting system according to claim 14 is characterized in that, described automatic cash collecting car also comprises: moneybag is deposited the cabin, is used to deposit the sky moneybag; Described moneybag is deposited between cabin and the self-help deposit cabin and is provided with the bag taking window, and described bag taking window is used for that empty moneybag is deposited the cabin from described moneybag and is fetched into the self-help deposit cabin.
18. automatic cash collecting system according to claim 14 is characterized in that, described automatic cash collecting car also comprises: camera, described camera are installed on described self-help deposit cabin, are used for shooting is kept watch in the self-help deposit cabin.
19. automatic cash collecting system according to claim 14 is characterized in that, described automatic cash collecting car also comprises: operations chair, described operations chair are installed on described self-help deposit cabin.
20. automatic cash collecting system according to claim 14 is characterized in that, described verify data transmitting element is the note transmitting element.
21. an automatic cash collecting method is characterized in that, described method comprises:
Self-help deposit cabin and paper-money compartment are set in automobile;
Be provided with the delivery window between described self-help deposit cabin and the paper-money compartment;
In said self-help deposit cabin, the self-help deposit device is set;
On described self-help deposit device, import depositor's authentication information, and depositor's authentication information is wirelessly sent to far-end bank authentication server;
Described far-end bank authentication server sends to described self-help deposit device through communication with identity authentication result;
The moneybag that money is housed is dropped into paper-money compartment through delivering window.
22. automatic cash collecting method according to claim 21 is characterized in that, on the POS machine, imports depositor's authentication information, and depositor's authentication information is wirelessly sent to far-end bank authentication server.
23. according to claim 21 or 22 described automatic cash collecting methods; It is characterized in that; Described self-help deposit device is wireless ATM (automatic teller machine), and far-end bank authentication server sends to described wireless ATM (automatic teller machine) through communication with identity authentication result; Or
Far-end bank authentication server sends to described POS machine through way of short messages with identity authentication result.
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| Application Number | Priority Date | Filing Date | Title |
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| CN2008100568048A CN101221679B (en) | 2008-01-24 | 2008-01-24 | Self-help collection vehicle, collection system and collection method |
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| CN2008100568048A CN101221679B (en) | 2008-01-24 | 2008-01-24 | Self-help collection vehicle, collection system and collection method |
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| CN101221679A CN101221679A (en) | 2008-07-16 |
| CN101221679B true CN101221679B (en) | 2012-07-18 |
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| CN2008100568048A Active CN101221679B (en) | 2008-01-24 | 2008-01-24 | Self-help collection vehicle, collection system and collection method |
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| CN104574181B (en) * | 2014-12-24 | 2018-03-16 | 许昌职业技术学院 | A kind of cash in banks system for self-employed businessman |
| CN104935596B (en) * | 2015-06-16 | 2018-06-26 | 努比亚技术有限公司 | A kind of communication security processing method and system |
| CN106651334A (en) * | 2016-12-23 | 2017-05-10 | 易联支付有限公司 | Automatic quick payment system and method for car |
| CN107643774B (en) * | 2017-09-14 | 2020-11-17 | 深圳怡化电脑股份有限公司 | Automatic humidity adjusting device and method and self-service financial equipment |
| CN107705421B (en) * | 2017-10-03 | 2019-09-24 | 上海锐天投资管理有限公司 | A kind of system and method for finance RFID programming count cash box |
| CN109859412A (en) * | 2019-02-02 | 2019-06-07 | 中国银行股份有限公司 | A kind of method, server and terminal deposited using unmanned technology |
| CN110400429A (en) * | 2019-08-14 | 2019-11-01 | 张学志 | A kind of business model and device of mobile banking |
| CN111784945B (en) * | 2020-07-23 | 2022-06-07 | 广州锋海智能科技有限公司 | Enterprise intelligent money collection system and method, money collection box and user terminal |
| CN112652109A (en) * | 2020-09-04 | 2021-04-13 | 上海棠木电子科技有限公司 | Internet of things technology intelligent collection system |
Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN201159924Y (en) * | 2008-01-24 | 2008-12-03 | 中国工商银行股份有限公司 | Self-help gathering vehicle and gathering system |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN201159924Y (en) * | 2008-01-24 | 2008-12-03 | 中国工商银行股份有限公司 | Self-help gathering vehicle and gathering system |
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