CL2007002266A1 - Metodo para realizar transacciones de transferencia de dinero por medio de un dispositivo inalambrico. - Google Patents

Metodo para realizar transacciones de transferencia de dinero por medio de un dispositivo inalambrico.

Info

Publication number
CL2007002266A1
CL2007002266A1 CL2007002266A CL2007002266A CL2007002266A1 CL 2007002266 A1 CL2007002266 A1 CL 2007002266A1 CL 2007002266 A CL2007002266 A CL 2007002266A CL 2007002266 A CL2007002266 A CL 2007002266A CL 2007002266 A1 CL2007002266 A1 CL 2007002266A1
Authority
CL
Chile
Prior art keywords
wireless device
money transfer
transfer transactions
performing money
transactions
Prior art date
Application number
CL2007002266A
Other languages
English (en)
Inventor
Paul Lieurance Rex Rober Blair
Original Assignee
Western Union Co
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Western Union Co filed Critical Western Union Co
Publication of CL2007002266A1 publication Critical patent/CL2007002266A1/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349—Rechargeable cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/386—Payment protocols; Details thereof using messaging services or messaging apps
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
CL2007002266A 2006-08-03 2007-08-03 Metodo para realizar transacciones de transferencia de dinero por medio de un dispositivo inalambrico. CL2007002266A1 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US11/462,223 US8510223B2 (en) 2006-08-03 2006-08-03 Money transfer transactions via pre-paid wireless communication devices

Publications (1)

Publication Number Publication Date
CL2007002266A1 true CL2007002266A1 (es) 2008-04-04

Family

ID=39030433

Family Applications (1)

Application Number Title Priority Date Filing Date
CL2007002266A CL2007002266A1 (es) 2006-08-03 2007-08-03 Metodo para realizar transacciones de transferencia de dinero por medio de un dispositivo inalambrico.

Country Status (9)

Country Link
US (3) US8510223B2 (es)
EP (1) EP2047421A4 (es)
CN (1) CN101501722A (es)
AR (1) AR062269A1 (es)
AU (1) AU2007281893B2 (es)
CA (1) CA2659879A1 (es)
CL (1) CL2007002266A1 (es)
MX (1) MX2009001277A (es)
WO (1) WO2008019216A2 (es)

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US7878393B2 (en) 2006-12-07 2011-02-01 Moneygram International, Inc. Method and apparatus for distribution of money transfers
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US20090265272A1 (en) * 2007-10-17 2009-10-22 The Western Union Company Money transfers utilizing a unique receiver identifier
US20100250436A1 (en) * 2007-10-17 2010-09-30 The Western Union Company Mobile customer service centers with a mobile pickup model
US20090106152A1 (en) * 2007-10-17 2009-04-23 The Western Union Company Money transfers utilizing unique receiver identifier
US8249957B2 (en) * 2008-01-15 2012-08-21 Visa U.S.A. System and method for data completion including push identifier
US8118330B2 (en) * 2008-03-06 2012-02-21 Thomas & Betts International, Inc. Open position cover mount for conduit bodies
US9715709B2 (en) * 2008-05-09 2017-07-25 Visa International Services Association Communication device including multi-part alias identifier
WO2010003239A1 (en) * 2008-07-09 2010-01-14 Xtreme Mobility Inc. Secure wireless deposit system and method
US8744959B2 (en) * 2008-08-13 2014-06-03 Moneygram International, Inc. Electronic bill payment with variable payment options
US20100082467A1 (en) * 2008-09-26 2010-04-01 Mark Carlson Phone and method of using the phone for beneficiary initiated payments
US20100131409A1 (en) * 2008-11-22 2010-05-27 Google Inc. Identification verification with user challenge
US20100250443A1 (en) * 2009-03-27 2010-09-30 Nokia Corporation Method and apparatus for providing online payments
US11797997B2 (en) * 2009-07-07 2023-10-24 Visa International Service Association Data verification in transactions in distributed network
EP2473547A4 (en) * 2009-09-02 2013-12-25 Du Pont POLYARAMIDE COMPRISING AROMATIC FRACTIONS WITH FLUOROVINYL ETHER FUNCTIONALITY
US8332315B2 (en) * 2009-12-08 2012-12-11 Visa International Service Association Payment message routing using geo-location
US9092763B2 (en) 2009-12-30 2015-07-28 Moneygram International, Inc. Retail sale money transfer system
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US20110191247A1 (en) * 2010-01-29 2011-08-04 Ben Dominguez Authentication framework extension to verify identification information
US8626663B2 (en) 2010-03-23 2014-01-07 Visa International Service Association Merchant fraud risk score
US20110238553A1 (en) * 2010-03-26 2011-09-29 Ashwin Raj Electronic account-to-account funds transfer
US20120016799A1 (en) * 2010-07-16 2012-01-19 Patrick Killian Money transfer system gateway service
RU2591564C2 (ru) 2010-08-25 2016-07-20 ЭйСиИ Сиэриз Эй Холдко ЭлЭлСи. Авторизация выдачи наличных денежных средств
US10043180B2 (en) 2010-09-30 2018-08-07 The Western Union Company System and method for secure transactions at a mobile device
US9596237B2 (en) 2010-12-14 2017-03-14 Salt Technology, Inc. System and method for initiating transactions on a mobile device
AP2013007211A0 (en) * 2011-04-05 2013-10-31 My Life It Aust Pty Ltd Financial transaction system and methods
WO2013155627A1 (en) 2012-04-16 2013-10-24 Salt Technology Inc. Systems and methods for facilitating a transaction using a virtual card on a mobile device
GB2504129A (en) * 2012-07-20 2014-01-22 Vodafone Ip Licensing Ltd Mobile money transfer
US9245413B2 (en) 2012-09-28 2016-01-26 Sightline Interactive LLC Systems and methods for poker gameplay funding
US8708809B2 (en) * 2012-09-28 2014-04-29 Vantiv Llc Systems and methods for administration of non-wagering account associated with gaming environment
US9196123B2 (en) * 2012-09-28 2015-11-24 Sightline Interactive LLC Systems and methods for balance transfers associated with gaming environments
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US10504074B2 (en) * 2013-10-10 2019-12-10 The Western Union Company Systems and methods for transferring funds to a pre-paid account
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US9917954B2 (en) 2013-12-19 2018-03-13 The Nielsen Company (Us), Llc Methods and apparatus to determine a telecommunications account status
KR102460459B1 (ko) * 2015-02-27 2022-10-28 삼성전자주식회사 전자 장치를 이용한 카드 서비스 방법 및 장치
US11107047B2 (en) 2015-02-27 2021-08-31 Samsung Electronics Co., Ltd. Electronic device providing electronic payment function and operating method thereof
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Also Published As

Publication number Publication date
US8781966B2 (en) 2014-07-15
US8510223B2 (en) 2013-08-13
EP2047421A2 (en) 2009-04-15
WO2008019216A2 (en) 2008-02-14
AR062269A1 (es) 2008-10-29
MX2009001277A (es) 2009-02-11
AU2007281893A1 (en) 2008-02-14
CA2659879A1 (en) 2008-02-14
CN101501722A (zh) 2009-08-05
WO2008019216A3 (en) 2008-08-07
US20150019434A1 (en) 2015-01-15
EP2047421A4 (en) 2011-01-05
US20130311376A1 (en) 2013-11-21
AU2007281893B2 (en) 2010-05-27
US20080033877A1 (en) 2008-02-07

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