IT1397373B1 - Metodo per gestire transazioni commerciali on-line. - Google Patents

Metodo per gestire transazioni commerciali on-line.

Info

Publication number
IT1397373B1
IT1397373B1 ITMI2009A002355A ITMI20092355A IT1397373B1 IT 1397373 B1 IT1397373 B1 IT 1397373B1 IT MI2009A002355 A ITMI2009A002355 A IT MI2009A002355A IT MI20092355 A ITMI20092355 A IT MI20092355A IT 1397373 B1 IT1397373 B1 IT 1397373B1
Authority
IT
Italy
Prior art keywords
managing
commercial transactions
line commercial
line
transactions
Prior art date
Application number
ITMI2009A002355A
Other languages
English (en)
Inventor
Michele Palermo
Andrea Leggeri
Original Assignee
Telecom Italia Spa
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Telecom Italia Spa filed Critical Telecom Italia Spa
Priority to ITMI2009A002355A priority Critical patent/IT1397373B1/it
Priority to US12/982,525 priority patent/US10614466B2/en
Publication of ITMI20092355A1 publication Critical patent/ITMI20092355A1/it
Application granted granted Critical
Publication of IT1397373B1 publication Critical patent/IT1397373B1/it

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326Payment applications installed on the mobile devices
    • G06Q20/3263Payment applications installed on the mobile devices characterised by activation or deactivation of payment capabilities
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Debugging And Monitoring (AREA)
  • Hardware Redundancy (AREA)
ITMI2009A002355A 2009-12-30 2009-12-30 Metodo per gestire transazioni commerciali on-line. IT1397373B1 (it)

Priority Applications (2)

Application Number Priority Date Filing Date Title
ITMI2009A002355A IT1397373B1 (it) 2009-12-30 2009-12-30 Metodo per gestire transazioni commerciali on-line.
US12/982,525 US10614466B2 (en) 2009-12-30 2010-12-30 Method for managing on-line commercial transactions

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
ITMI2009A002355A IT1397373B1 (it) 2009-12-30 2009-12-30 Metodo per gestire transazioni commerciali on-line.

Publications (2)

Publication Number Publication Date
ITMI20092355A1 ITMI20092355A1 (it) 2011-06-30
IT1397373B1 true IT1397373B1 (it) 2013-01-10

Family

ID=42320972

Family Applications (1)

Application Number Title Priority Date Filing Date
ITMI2009A002355A IT1397373B1 (it) 2009-12-30 2009-12-30 Metodo per gestire transazioni commerciali on-line.

Country Status (2)

Country Link
US (1) US10614466B2 (it)
IT (1) IT1397373B1 (it)

Families Citing this family (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9992337B2 (en) 2013-08-15 2018-06-05 Teleperformance Se Securely and efficiently transferring sensitive information via a telephone
US9026464B2 (en) * 2013-08-15 2015-05-05 Teleperformance SA Securely and efficiently processing telephone orders
US9984375B2 (en) 2013-08-15 2018-05-29 Teleperformance Se Client for securely and efficiently transferring sensitive information via a telephone
EP3224781A4 (en) * 2014-11-25 2018-05-16 Einnovations Holdings Pte. Ltd. Transaction system and method
US20160366110A1 (en) * 2015-05-15 2016-12-15 Manouchehr Shahbaz Secured cell phone communication system
SG10201510507PA (en) * 2015-12-21 2017-07-28 Mastercard International Inc Methods and systems for making a payment
US11636220B2 (en) * 2019-02-01 2023-04-25 Intertrust Technologies Corporation Data management systems and methods

Family Cites Families (31)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5991749A (en) * 1996-09-11 1999-11-23 Morrill, Jr.; Paul H. Wireless telephony for collecting tolls, conducting financial transactions, and authorizing other activities
US6327578B1 (en) * 1998-12-29 2001-12-04 International Business Machines Corporation Four-party credit/debit payment protocol
CA2398355A1 (en) * 2000-03-17 2001-09-20 Michael Hawkes Payment authorisation method and apparatus
GB2369711A (en) * 2000-11-14 2002-06-05 Vcheq Com Pte Ltd An electronic funds transfer system for processing multiple currency transactions
EP1443475B1 (en) 2001-10-26 2005-03-09 Servicios para Medios de Pago, S.A. Universal payment activator using the mobile telephone network
EP1588335A1 (en) * 2003-01-22 2005-10-26 Valista Limited Cash based purchasing using mobile communication
US7139372B2 (en) * 2003-03-07 2006-11-21 July Systems, Inc Authorized distribution of digital content over mobile networks
US7826828B2 (en) * 2003-04-29 2010-11-02 Comverse, Ltd. Method and system for detecting availability of a wireless device
CN1635525A (zh) * 2003-12-31 2005-07-06 中国银联股份有限公司 一种安全的网上支付系统及安全的网上支付认证方法
US8468093B2 (en) 2004-03-25 2013-06-18 International Business Machines Corporation Method and system for performing a commercial transaction by using a short message service terminal
US7451921B2 (en) * 2004-09-01 2008-11-18 Eric Morgan Dowling Methods, smart cards, and systems for providing portable computer, VoIP, and application services
US8639629B1 (en) * 2005-02-02 2014-01-28 Nexus Payments, LLC System and method for accessing an online user account registry via a thin-client unique user code
EP2024921A4 (en) * 2005-10-06 2010-09-29 C Sam Inc TRANSACTION SERVICES
US7543182B2 (en) * 2006-01-12 2009-06-02 International Business Machines Corporation Automated failover system for logical partitions
US7873573B2 (en) * 2006-03-30 2011-01-18 Obopay, Inc. Virtual pooled account for mobile banking
US8467766B2 (en) * 2006-07-06 2013-06-18 Qualcomm Incorporated Methods and systems for managing payment sources in a mobile environment
US8510223B2 (en) * 2006-08-03 2013-08-13 The Western Union Company Money transfer transactions via pre-paid wireless communication devices
US8909553B2 (en) * 2006-09-06 2014-12-09 Transaction Wireless, Inc. Payment card terminal for mobile phones
WO2008047330A2 (en) 2006-10-19 2008-04-24 Firstrand Bank Limited Financial transaction system and method
US7600676B1 (en) * 2006-12-26 2009-10-13 Cellco Partnership Two factor authentications for financial transactions
US20080229098A1 (en) * 2007-03-12 2008-09-18 Sips Inc. On-line transaction authentication system and method
US20080293380A1 (en) * 2007-05-24 2008-11-27 Jim Anderson Messeaging service
US9141435B2 (en) * 2007-07-30 2015-09-22 Sybase, Inc. System and methodology providing workload management in database cluster
US20090063312A1 (en) * 2007-08-28 2009-03-05 Hurst Douglas J Method and System for Processing Secure Wireless Payment Transactions and for Providing a Virtual Terminal for Merchant Processing of Such Transactions
CN101458794A (zh) * 2007-12-10 2009-06-17 国际商业机器公司 增强支付安全性的系统及其方法以及支付中心
US8788414B2 (en) * 2007-12-21 2014-07-22 Metabank Transfer account systems, computer program products, and computer-implemented methods to prioritize payments from preselected bank account
SK50042008A3 (sk) * 2008-01-04 2009-09-07 Logomotion, S. R. O. Spôsob a systém autentifikácie najmä pri platbách, identifikátor totožnosti a/alebo súhlasu
US8412625B2 (en) * 2008-08-25 2013-04-02 Bruno Pilo' & Associates, Llc System and methods for a multi-channel payment platform
US8245044B2 (en) * 2008-11-14 2012-08-14 Visa International Service Association Payment transaction processing using out of band authentication
US8996065B2 (en) * 2008-12-24 2015-03-31 Telecom Italia S.P.A. Method for automatically transferring an application in a mobile communication terminal of telecommunication networks
US20130018779A1 (en) * 2011-07-14 2013-01-17 Bank Of America Corporation Alias-based merchant transaction system

Also Published As

Publication number Publication date
US10614466B2 (en) 2020-04-07
ITMI20092355A1 (it) 2011-06-30
US20110289000A1 (en) 2011-11-24

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