CA2887033C - Procedes, systeme et code executable sur ordinateur s'y rapportant permettant de faciliter les transactions de credit - Google Patents

Procedes, systeme et code executable sur ordinateur s'y rapportant permettant de faciliter les transactions de credit Download PDF

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Publication number
CA2887033C
CA2887033C CA2887033A CA2887033A CA2887033C CA 2887033 C CA2887033 C CA 2887033C CA 2887033 A CA2887033 A CA 2887033A CA 2887033 A CA2887033 A CA 2887033A CA 2887033 C CA2887033 C CA 2887033C
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CA
Canada
Prior art keywords
credit
transaction
securitization
payment
payments
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Active
Application number
CA2887033A
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English (en)
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CA2887033A1 (fr
Inventor
Gil Don
Alon Feit
Victoria Niel Kraine
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Splitit Ltd
Original Assignee
Splitit Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=50434420&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=CA2887033(C) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Priority claimed from US13/644,876 external-priority patent/US8706624B2/en
Application filed by Splitit Ltd filed Critical Splitit Ltd
Publication of CA2887033A1 publication Critical patent/CA2887033A1/fr
Application granted granted Critical
Publication of CA2887033C publication Critical patent/CA2887033C/fr
Active legal-status Critical Current
Anticipated expiration legal-status Critical

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Tourism & Hospitality (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Primary Health Care (AREA)

Abstract

L'invention concerne un système et un procédé permettant de faciliter les transactions de crédit, pouvant permettre la répartition d'une somme donnée de transaction d'achat ou de retrait en espèces, en versements échelonnés en autorisant le financement de ladite transaction.
CA2887033A 2012-10-04 2013-04-07 Procedes, systeme et code executable sur ordinateur s'y rapportant permettant de faciliter les transactions de credit Active CA2887033C (fr)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US13/644,876 US8706624B2 (en) 2007-12-27 2012-10-04 Methods, system and associated computer executable code for facilitating credit transactions
US13/644,876 2012-10-04
PCT/IB2013/052774 WO2014053920A1 (fr) 2012-10-04 2013-04-07 Procédés, système et code exécutable sur ordinateur s'y rapportant permettant de faciliter les transactions de crédit

Publications (2)

Publication Number Publication Date
CA2887033A1 CA2887033A1 (fr) 2014-04-10
CA2887033C true CA2887033C (fr) 2023-09-26

Family

ID=50434420

Family Applications (1)

Application Number Title Priority Date Filing Date
CA2887033A Active CA2887033C (fr) 2012-10-04 2013-04-07 Procedes, systeme et code executable sur ordinateur s'y rapportant permettant de faciliter les transactions de credit

Country Status (12)

Country Link
EP (1) EP2904569A4 (fr)
JP (1) JP6283368B2 (fr)
KR (1) KR102129949B1 (fr)
CN (1) CN104704519A (fr)
AU (2) AU2013326226A1 (fr)
CA (1) CA2887033C (fr)
DE (1) DE112013004894T5 (fr)
GB (1) GB2521790A (fr)
HK (1) HK1210856A1 (fr)
RU (1) RU2639950C2 (fr)
SG (1) SG11201501995SA (fr)
WO (1) WO2014053920A1 (fr)

Families Citing this family (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104899777A (zh) * 2015-06-13 2015-09-09 陈曦 事务处理方法及装置
CN107153952A (zh) * 2016-03-03 2017-09-12 阿里巴巴集团控股有限公司 购物结算方法和装置
US20190095899A1 (en) 2017-09-26 2019-03-28 American Express Travel Related Services Company, Inc. Segmenting multiple repayment schemes
CA3113389C (fr) * 2017-09-29 2023-12-19 Leverage Rock Llc Confidentialite de transactions dans des systemes a registre distribue public
CN108932622B (zh) * 2017-12-08 2021-07-30 翟红鹰 在线交易的风险控制方法、系统及计算机可读存储介质
JP6740435B1 (ja) * 2019-09-17 2020-08-12 株式会社メルカリ 情報処理方法、情報処理装置、プログラム、及び情報処理端末

Family Cites Families (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7248855B2 (en) * 1998-09-15 2007-07-24 Upaid Systems, Ltd. Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account
US8145556B2 (en) * 2000-04-10 2012-03-27 Tealdi Daniel A Online mortgage approval and settlement system and method therefor
JP2002207872A (ja) * 2001-01-23 2002-07-26 Mitsubishi Corp 証券発行装置及び証券発行方法
JP2005115490A (ja) * 2003-10-03 2005-04-28 Nobuhisa Araki クレジットカード債権早期還元システム
US20050131713A1 (en) * 2003-12-12 2005-06-16 Hammond W. S. Method of investing real estate down payments
KR20050098341A (ko) * 2004-04-06 2005-10-12 주식회사 비즈모델라인 무선 대체 결제 방법 및 시스템과 이를 위한 정보저장매체및 기록매체
US7093615B2 (en) * 2004-07-20 2006-08-22 Shane Alexander M Water saving faucet valve
WO2006071757A2 (fr) * 2004-12-23 2006-07-06 Fx Alliance, Llc Systeme d'echange commercial sur le marche monetaire
US7788148B2 (en) * 2005-05-18 2010-08-31 Alan Bercovitz System and method for guaranteeing a financial loan
KR20090000821A (ko) * 2007-04-05 2009-01-08 주식회사 트리플리치매니지먼트 온라인 공매방식의 대부거래 운영 시스템
CN101140683A (zh) * 2007-10-23 2008-03-12 中国工商银行股份有限公司 一种用于实现提前还款的约转账户处理系统和方法
US8290864B2 (en) * 2007-12-27 2012-10-16 Pay It Simple Ltd. Method and system for facilitating credit transactions
KR20090099853A (ko) * 2008-03-18 2009-09-23 김창모 사용자의 최적 카드를 자동 선정하여 승인 처리하는신용카드 결제 시스템 및 신용카드 결제 방법
CN101447052A (zh) * 2009-01-05 2009-06-03 阿里巴巴集团控股有限公司 延期付款/分期付款的网上信贷系统及网上信贷方法
US8447692B2 (en) * 2009-03-20 2013-05-21 Bank Of America Corporation Personal financial network
RU105766U1 (ru) * 2011-02-14 2011-06-20 Виктор Никифорович Сараев Интеллектуальная сеть микрофинансирования

Also Published As

Publication number Publication date
KR20150065834A (ko) 2015-06-15
GB201507531D0 (en) 2015-06-17
GB2521790A (en) 2015-07-01
HK1210856A1 (en) 2016-05-06
EP2904569A4 (fr) 2016-04-20
SG11201501995SA (en) 2015-05-28
KR102129949B1 (ko) 2020-07-06
WO2014053920A1 (fr) 2014-04-10
CA2887033A1 (fr) 2014-04-10
DE112013004894T5 (de) 2015-06-18
JP2015530680A (ja) 2015-10-15
CN104704519A (zh) 2015-06-10
JP6283368B2 (ja) 2018-02-21
AU2013326226A1 (en) 2015-05-21
RU2639950C2 (ru) 2017-12-25
EP2904569A1 (fr) 2015-08-12
AU2013326226A2 (en) 2015-05-28
RU2015113341A (ru) 2016-11-27
AU2019246928A1 (en) 2020-01-23

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