BRPI1014116A2 - métodos para determinar uma probabilidade de uma ocorrência de uma transação e uma probabilidade de uma ocorrência de um evento envolvendo um consumidor, produto de programa de computador, sistema de computador, e, métodos para pré-autorizar uma transação futura de um consumidor, para usar uma autorização para a transação futura por um consumidor, e para determinar autorização de uma transação envolvendo um consumidor. - Google Patents

métodos para determinar uma probabilidade de uma ocorrência de uma transação e uma probabilidade de uma ocorrência de um evento envolvendo um consumidor, produto de programa de computador, sistema de computador, e, métodos para pré-autorizar uma transação futura de um consumidor, para usar uma autorização para a transação futura por um consumidor, e para determinar autorização de uma transação envolvendo um consumidor.

Info

Publication number
BRPI1014116A2
BRPI1014116A2 BRPI1014116A BRPI1014116A BRPI1014116A2 BR PI1014116 A2 BRPI1014116 A2 BR PI1014116A2 BR PI1014116 A BRPI1014116 A BR PI1014116A BR PI1014116 A BRPI1014116 A BR PI1014116A BR PI1014116 A2 BRPI1014116 A2 BR PI1014116A2
Authority
BR
Brazil
Prior art keywords
consumer
transaction
probability
occurrence
methods
Prior art date
Application number
BRPI1014116A
Other languages
English (en)
Inventor
Ayman Hammad
Kevin P Siegel
Patrick Faith
Original Assignee
Visa Internac Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Internac Service Ass filed Critical Visa Internac Service Ass
Publication of BRPI1014116A2 publication Critical patent/BRPI1014116A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G06Q10/063—Operations research, analysis or management
    • G06Q10/0637—Strategic management or analysis, e.g. setting a goal or target of an organisation; Planning actions based on goals; Analysis or evaluation of effectiveness of goals
    • G06Q10/06375—Prediction of business process outcome or impact based on a proposed change
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0201—Market modelling; Market analysis; Collecting market data
    • G06Q30/0202—Market predictions or forecasting for commercial activities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0201—Market modelling; Market analysis; Collecting market data
    • G06Q30/0204—Market segmentation
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0201—Market modelling; Market analysis; Collecting market data
    • G06Q30/0204—Market segmentation
    • G06Q30/0205—Location or geographical consideration
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0224—Discounts or incentives, e.g. coupons or rebates based on user history
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0241—Advertisements
    • G06Q30/0251—Targeted advertisements
    • G06Q30/0269—Targeted advertisements based on user profile or attribute
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/04—Forecasting or optimisation specially adapted for administrative or management purposes, e.g. linear programming or "cutting stock problem"
BRPI1014116A 2009-05-04 2010-05-04 métodos para determinar uma probabilidade de uma ocorrência de uma transação e uma probabilidade de uma ocorrência de um evento envolvendo um consumidor, produto de programa de computador, sistema de computador, e, métodos para pré-autorizar uma transação futura de um consumidor, para usar uma autorização para a transação futura por um consumidor, e para determinar autorização de uma transação envolvendo um consumidor. BRPI1014116A2 (pt)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US17538109P 2009-05-04 2009-05-04
PCT/US2010/033556 WO2010129555A2 (en) 2009-05-04 2010-05-04 Frequency-based transaction prediction and processing

Publications (1)

Publication Number Publication Date
BRPI1014116A2 true BRPI1014116A2 (pt) 2016-04-12

Family

ID=43031090

Family Applications (3)

Application Number Title Priority Date Filing Date
BRPI1014111A BRPI1014111A2 (pt) 2009-05-04 2010-05-04 método para fornecer um incentivo a um consumidor, produto de programa de computador, e, sistema de computador.
BRPI1014114A BRPI1014114A2 (pt) 2009-05-04 2010-05-04 métodos para identificar um consumidor, e uma tendência do comportamento do consumidor, produto de programa de computador, e, sistema de computador.
BRPI1014116A BRPI1014116A2 (pt) 2009-05-04 2010-05-04 métodos para determinar uma probabilidade de uma ocorrência de uma transação e uma probabilidade de uma ocorrência de um evento envolvendo um consumidor, produto de programa de computador, sistema de computador, e, métodos para pré-autorizar uma transação futura de um consumidor, para usar uma autorização para a transação futura por um consumidor, e para determinar autorização de uma transação envolvendo um consumidor.

Family Applications Before (2)

Application Number Title Priority Date Filing Date
BRPI1014111A BRPI1014111A2 (pt) 2009-05-04 2010-05-04 método para fornecer um incentivo a um consumidor, produto de programa de computador, e, sistema de computador.
BRPI1014114A BRPI1014114A2 (pt) 2009-05-04 2010-05-04 métodos para identificar um consumidor, e uma tendência do comportamento do consumidor, produto de programa de computador, e, sistema de computador.

Country Status (6)

Country Link
US (8) US20100280950A1 (pt)
AU (5) AU2010246077B2 (pt)
BR (3) BRPI1014111A2 (pt)
CA (3) CA2760770A1 (pt)
RU (2) RU2509362C2 (pt)
WO (3) WO2010129563A2 (pt)

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AU2014203417A1 (en) 2014-07-10
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US9489674B2 (en) 2016-11-08
AU2010246077A1 (en) 2011-12-01
US20100280881A1 (en) 2010-11-04
RU2509362C2 (ru) 2014-03-10
US9727868B2 (en) 2017-08-08
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US9773246B2 (en) 2017-09-26
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US10423962B2 (en) 2019-09-24
RU2013156373A (ru) 2015-06-27
BRPI1014111A2 (pt) 2016-04-12
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US9984379B2 (en) 2018-05-29
US20170345005A1 (en) 2017-11-30
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