BRPI1012867A2 - metodo, meio legivel por computador, computador servidor, e, sistema - Google Patents

metodo, meio legivel por computador, computador servidor, e, sistema

Info

Publication number
BRPI1012867A2
BRPI1012867A2 BRPI1012867A BRPI1012867A BRPI1012867A2 BR PI1012867 A2 BRPI1012867 A2 BR PI1012867A2 BR PI1012867 A BRPI1012867 A BR PI1012867A BR PI1012867 A BRPI1012867 A BR PI1012867A BR PI1012867 A2 BRPI1012867 A2 BR PI1012867A2
Authority
BR
Brazil
Prior art keywords
computer
computer readable
server computer
server
readable
Prior art date
Application number
BRPI1012867A
Other languages
English (en)
Inventor
Patterson Barbara
L Rowberry Donald
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US12/608,215 external-priority patent/US7970705B2/en
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of BRPI1012867A2 publication Critical patent/BRPI1012867A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/26—Debit schemes, e.g. "pay now"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405—Establishing or using transaction specific rules
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/10—Network architectures or network communication protocols for network security for controlling access to devices or network resources
    • H04L63/102—Entity profiles

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
BRPI1012867A 2009-05-21 2010-05-13 metodo, meio legivel por computador, computador servidor, e, sistema BRPI1012867A2 (pt)

Applications Claiming Priority (5)

Application Number Priority Date Filing Date Title
US18016709P 2009-05-21 2009-05-21
US12/608,215 US7970705B2 (en) 2009-05-21 2009-10-29 Recurring transaction processing
US12/615,007 US7987138B2 (en) 2009-05-21 2009-11-09 Recurring transaction processing
US12/778,841 US8095464B2 (en) 2009-05-21 2010-05-12 Recurring transaction processing
PCT/US2010/034775 WO2010135157A2 (en) 2009-05-21 2010-05-13 Recurring transaction processing

Publications (1)

Publication Number Publication Date
BRPI1012867A2 true BRPI1012867A2 (pt) 2018-02-20

Family

ID=43125219

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI1012867A BRPI1012867A2 (pt) 2009-05-21 2010-05-13 metodo, meio legivel por computador, computador servidor, e, sistema

Country Status (5)

Country Link
US (1) US8095464B2 (pt)
AU (1) AU2010249920B2 (pt)
BR (1) BRPI1012867A2 (pt)
CA (1) CA2763001A1 (pt)
WO (1) WO2010135157A2 (pt)

Families Citing this family (32)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20090171839A1 (en) * 2007-12-28 2009-07-02 Rosano Sharon A Systems and methods for processing recurring payment transactions
WO2013156685A1 (en) 2012-04-20 2013-10-24 Bookit Oy Ajanvarauspalvelu Managing recurring payments from mobile terminals
WO2013156686A1 (en) 2012-04-20 2013-10-24 Bookit Oy Ajanvarauspalvelu Managing recurring payments from mobile terminals
US9530130B2 (en) 2012-07-30 2016-12-27 Mastercard International Incorporated Systems and methods for correction of information in card-not-present account-on-file transactions
US9947007B2 (en) 2013-01-27 2018-04-17 Barry Greenbaum Payment information technologies
WO2015001452A1 (en) 2013-07-03 2015-01-08 Visa Cape Town (Pty) Ltd System and method for authorizing direct debit transactions
US10496986B2 (en) * 2013-08-08 2019-12-03 Visa International Service Association Multi-network tokenization processing
US20150339663A1 (en) * 2014-05-21 2015-11-26 Mastercard International Incorporated Methods of payment token lifecycle management on a mobile device
US9256870B1 (en) 2014-12-02 2016-02-09 Mastercard International Incorporated Methods and systems for updating expiry information of an account
US10706399B1 (en) * 2014-12-05 2020-07-07 Worldpay, Llc Systems and methods for client-side management of recurring payment transactions
US9984368B2 (en) * 2015-07-06 2018-05-29 Mastercard International Incorporated System and method for managing a compromised account
US11195177B1 (en) * 2015-08-21 2021-12-07 United Services Automobile Association (Usaa) Distributed ledger systems for tracking recurring transaction authorizations
US10210515B2 (en) * 2015-11-23 2019-02-19 Mastercard International Incorporated Systems and methods for use in verifying recurring transactions to payment accounts
US10402877B2 (en) 2016-03-24 2019-09-03 Amadeus S.A.S. Online transaction processing system for multi-product transactions
US10803459B2 (en) * 2016-03-24 2020-10-13 Amadeus S.A.S. Online transaction processing system for multi-product transactions
US20170286952A1 (en) * 2016-03-30 2017-10-05 Mastercard International Incorporated Method and system for notifications triggered using data tracking algorithms
CN109643353B (zh) 2016-08-19 2023-06-02 维萨国际服务协会 自动访问数据改变检测
WO2018081544A1 (en) * 2016-10-31 2018-05-03 Mastercard International Incorporated Automatic account-on-file management system and methods
US10936565B2 (en) * 2016-12-21 2021-03-02 Mastercard International Incorporated Systems and methods for accessing a subscriber-based source
SG10201805351SA (en) 2018-06-21 2020-01-30 Mastercard International Inc Electronic system and computerized method for processing recurring payment transactions
EP3588417A1 (en) * 2018-06-28 2020-01-01 Vocalink Limited Data processing apparatus and methods
US10817856B2 (en) * 2018-06-29 2020-10-27 Mastercard International Incorporated System and method for managing recurring payments over a payment network
US11210666B2 (en) * 2019-02-18 2021-12-28 Visa International Service Association System, method, and computer program product for updating and processing payment device transaction tokens
US11853997B2 (en) * 2019-02-27 2023-12-26 International Business Machines Corporation Using quick response (QR) codes to collect recurring payments
US11128751B2 (en) * 2019-07-16 2021-09-21 Qualcomm Incorporated Retailer device binding in mobile devices
US11756043B1 (en) * 2020-02-27 2023-09-12 United Services Automobile Association (Usaa) Payment card expiration identification and information update
US11798071B2 (en) 2020-04-15 2023-10-24 Capital One Services, Llc Computer-based systems with tools designed for real-time reconfiguring a plurality of distinct databases and methods of use thereof
US20210334805A1 (en) * 2020-04-27 2021-10-28 Capital One Services, Llc System and method for detecting events
US11823201B2 (en) * 2021-02-04 2023-11-21 Visa International Service Association Intelligent recurring transaction processing and fraud detection
CN115277131B (zh) * 2022-07-14 2023-10-10 国网福建省电力有限公司 基于多维度信息处理的网络安全评估系统
US12093909B2 (en) * 2023-01-24 2024-09-17 American Express Travel Related Services Company, Inc. Payment network transaction scheduler
US20240311220A1 (en) * 2023-03-17 2024-09-19 Apple Inc. Techniques for mitigating errors tied to software applications

Family Cites Families (13)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4485300A (en) 1982-03-18 1984-11-27 Visa U.S.A., Inc. Loss control system
CN1912885B (zh) 1995-02-13 2010-12-22 英特特拉斯特技术公司 用于安全交易管理和电子权利保护的系统和方法
US7080035B1 (en) 2000-03-20 2006-07-18 Bellsouth Intellectual Property Corp. System and method for notifying an electronic billing vendor of a customer status change
JP2002259875A (ja) 2000-12-18 2002-09-13 Takanobu Kunugi 納付書発行システム及び料金納付システム
US7725427B2 (en) 2001-05-25 2010-05-25 Fred Bishop Recurrent billing maintenance with radio frequency payment devices
KR20010088934A (ko) 2001-08-10 2001-09-29 이미화 인터넷을 이용한 금융정보 제공방법 및 이를 위한 시스템
KR20040031434A (ko) 2002-10-07 2004-04-13 (주)케이사인 모바일 디바이스를 이용한 실시간 계좌 정보 수신 시스템및 그 서비스 방법
US7742986B2 (en) 2003-04-29 2010-06-22 Visa U.S.A. Inc. Method and system for facilitating switching of financial institution accounts
WO2006009879A2 (en) 2004-06-18 2006-01-26 Washington Mutual, Inc. System for automatically transferring account information, such as information regarding a financial servicees account
US20070067239A1 (en) 2005-09-19 2007-03-22 Cashedge, Inc. Method and Apparatus for Transferring Financial Information
US7860790B2 (en) 2007-06-04 2010-12-28 Visa U.S.A. Inc. Systems and methods for automatic migration of a consumer between financial accounts
US20090171839A1 (en) 2007-12-28 2009-07-02 Rosano Sharon A Systems and methods for processing recurring payment transactions
US7970705B2 (en) 2009-05-21 2011-06-28 Visa International Service Association Recurring transaction processing

Also Published As

Publication number Publication date
AU2010249920A1 (en) 2011-12-08
WO2010135157A2 (en) 2010-11-25
WO2010135157A3 (en) 2011-02-17
AU2010249920B2 (en) 2013-06-20
US8095464B2 (en) 2012-01-10
CA2763001A1 (en) 2010-11-25
US20100299230A1 (en) 2010-11-25

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Legal Events

Date Code Title Description
B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]
B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]
B350 Update of information on the portal [chapter 15.35 patent gazette]