BRPI0922312A2 - método, e, meio legível por computador - Google Patents

método, e, meio legível por computador

Info

Publication number
BRPI0922312A2
BRPI0922312A2 BRPI0922312A BRPI0922312A BRPI0922312A2 BR PI0922312 A2 BRPI0922312 A2 BR PI0922312A2 BR PI0922312 A BRPI0922312 A BR PI0922312A BR PI0922312 A BRPI0922312 A BR PI0922312A BR PI0922312 A2 BRPI0922312 A2 BR PI0922312A2
Authority
BR
Brazil
Prior art keywords
computer readable
readable
computer
Prior art date
Application number
BRPI0922312A
Other languages
English (en)
Inventor
Barbara Elizabeth Patterson
Edward W Fordyce Iii
Original Assignee
Visa Usa Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Usa Inc filed Critical Visa Usa Inc
Publication of BRPI0922312A2 publication Critical patent/BRPI0922312A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Development Economics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
BRPI0922312A 2008-12-06 2009-12-04 método, e, meio legível por computador BRPI0922312A2 (pt)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US12042908P 2008-12-06 2008-12-06
US12/630,702 US20100145855A1 (en) 2008-12-06 2009-12-03 Payment account processing which conveys non purchase related data exchanges
PCT/US2009/066858 WO2010065919A2 (en) 2008-12-06 2009-12-04 Payment account processing which conveys non-purchase related data exchanges

Publications (1)

Publication Number Publication Date
BRPI0922312A2 true BRPI0922312A2 (pt) 2016-01-05

Family

ID=42232150

Family Applications (1)

Application Number Title Priority Date Filing Date
BRPI0922312A BRPI0922312A2 (pt) 2008-12-06 2009-12-04 método, e, meio legível por computador

Country Status (5)

Country Link
US (1) US20100145855A1 (pt)
AU (1) AU2009322183B2 (pt)
BR (1) BRPI0922312A2 (pt)
CA (1) CA2745878A1 (pt)
WO (1) WO2010065919A2 (pt)

Families Citing this family (35)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9004355B2 (en) * 2005-09-29 2015-04-14 Cardfree Inc Secure system and method to pay for a service provided at a reservation
US20100106583A1 (en) * 2007-04-17 2010-04-29 American Express Travel Related Services Company, Inc. System and method for rewarding positive consumer behavior using loyalty point advances
US20100106581A1 (en) * 2007-04-17 2010-04-29 American Express Travel Related Services Company Inc. System and method for enabling registration, determination and distribution of positive behavior incentives
US20090287557A1 (en) * 2007-04-17 2009-11-19 American Express Travel Related Services Company, Inc. System and method for incentivizing consumers
US20100106584A1 (en) * 2007-04-17 2010-04-29 American Express Travel Related Services Company, Inc. System and method for rewarding a consumer based upon positive behavior of a group
US20100106579A1 (en) * 2007-04-17 2010-04-29 American Express Travel Related Services Company, Inc. System and method for determining consumer incentives based upon positive consumer behavior
US20100106585A1 (en) * 2007-04-17 2010-04-29 American Express Travel Related Services Company, Inc. System and method for evaluating positive behavior and offering incentives based upon limited use identifier transactions
US20100106589A1 (en) * 2007-04-17 2010-04-29 American Express Travel Related Services Company, Inc. System and method for determining a positive behavior based upon an accumulated metric or trend
US20100106582A1 (en) * 2007-04-17 2010-04-29 American Express Travel Related Services Company, Inc. System and method for determining and affecting a change in consumer behavior
US8666880B2 (en) * 2007-04-17 2014-03-04 American Express Travel Related Services Company, Inc. System and method for flexible payment terms
US20100106576A1 (en) * 2007-04-17 2010-04-29 American Express Travel Related Services Company, Inc. System and method for distributing and tracking incentives for positive behavior
US20100106586A1 (en) * 2007-04-17 2010-04-29 American Express Travel Related Services Company, Inc. System and method for determining positive consumer behavior based upon structural risk
US20180053164A1 (en) * 2008-08-12 2018-02-22 Branch Banking And Trust Company Method for Retail On-Line Account Opening With Early Warning Methodology
US20100042542A1 (en) * 2008-08-12 2010-02-18 Branch, Banking and Trust Company System and method for retail on-line account opening
US9721238B2 (en) 2009-02-13 2017-08-01 Visa U.S.A. Inc. Point of interaction loyalty currency redemption in a transaction
US9031859B2 (en) 2009-05-21 2015-05-12 Visa U.S.A. Inc. Rebate automation
US8463706B2 (en) 2009-08-24 2013-06-11 Visa U.S.A. Inc. Coupon bearing sponsor account transaction authorization
GB2476233B (en) 2009-12-14 2018-05-23 Visa Europe Ltd Payment device
WO2012161808A2 (en) 2011-02-25 2012-11-29 Visa International Service Association Direct connection systems and methods
US10223707B2 (en) 2011-08-19 2019-03-05 Visa International Service Association Systems and methods to communicate offer options via messaging in real time with processing of payment transaction
US10360578B2 (en) 2012-01-30 2019-07-23 Visa International Service Association Systems and methods to process payments based on payment deals
US9460436B2 (en) 2012-03-16 2016-10-04 Visa International Service Association Systems and methods to apply the benefit of offers via a transaction handler
US8880431B2 (en) 2012-03-16 2014-11-04 Visa International Service Association Systems and methods to generate a receipt for a transaction
US9922338B2 (en) 2012-03-23 2018-03-20 Visa International Service Association Systems and methods to apply benefit of offers
US9495690B2 (en) 2012-04-04 2016-11-15 Visa International Service Association Systems and methods to process transactions and offers via a gateway
US9864988B2 (en) 2012-06-15 2018-01-09 Visa International Service Association Payment processing for qualified transaction items
US9626678B2 (en) 2012-08-01 2017-04-18 Visa International Service Association Systems and methods to enhance security in transactions
US10438199B2 (en) 2012-08-10 2019-10-08 Visa International Service Association Systems and methods to apply values from stored value accounts to payment transactions
US10685367B2 (en) 2012-11-05 2020-06-16 Visa International Service Association Systems and methods to provide offer benefits based on issuer identity
US9990646B2 (en) 2013-10-24 2018-06-05 Visa International Service Association Systems and methods to provide a user interface for redemption of loyalty rewards
US10489754B2 (en) 2013-11-11 2019-11-26 Visa International Service Association Systems and methods to facilitate the redemption of offer benefits in a form of third party statement credits
US9672516B2 (en) 2014-03-13 2017-06-06 Visa International Service Association Communication protocols for processing an authorization request in a distributed computing system
US10354268B2 (en) 2014-05-15 2019-07-16 Visa International Service Association Systems and methods to organize and consolidate data for improved data storage and processing
US10521778B2 (en) 2015-12-16 2019-12-31 Alegeus Technologies, Llc Systems and methods for allocating resources via information technology infrastructure
US20210182808A1 (en) * 2019-12-12 2021-06-17 Visa International Service Association Method, System, and Computer Program Product for Distributing Data from Multiple Data Sources

Family Cites Families (52)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6026379A (en) * 1996-06-17 2000-02-15 Verifone, Inc. System, method and article of manufacture for managing transactions in a high availability system
US6072870A (en) * 1996-06-17 2000-06-06 Verifone Inc. System, method and article of manufacture for a gateway payment architecture utilizing a multichannel, extensible, flexible architecture
US6253027B1 (en) * 1996-06-17 2001-06-26 Hewlett-Packard Company System, method and article of manufacture for exchanging software and configuration data over a multichannel, extensible, flexible architecture
US6373950B1 (en) * 1996-06-17 2002-04-16 Hewlett-Packard Company System, method and article of manufacture for transmitting messages within messages utilizing an extensible, flexible architecture
US5889863A (en) * 1996-06-17 1999-03-30 Verifone, Inc. System, method and article of manufacture for remote virtual point of sale processing utilizing a multichannel, extensible, flexible architecture
US5943424A (en) * 1996-06-17 1999-08-24 Hewlett-Packard Company System, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture
US6324525B1 (en) * 1996-06-17 2001-11-27 Hewlett-Packard Company Settlement of aggregated electronic transactions over a network
US6119105A (en) * 1996-06-17 2000-09-12 Verifone, Inc. System, method and article of manufacture for initiation of software distribution from a point of certificate creation utilizing an extensible, flexible architecture
US5987132A (en) * 1996-06-17 1999-11-16 Verifone, Inc. System, method and article of manufacture for conditionally accepting a payment method utilizing an extensible, flexible architecture
US5850446A (en) * 1996-06-17 1998-12-15 Verifone, Inc. System, method and article of manufacture for virtual point of sale processing utilizing an extensible, flexible architecture
US5983208A (en) * 1996-06-17 1999-11-09 Verifone, Inc. System, method and article of manufacture for handling transaction results in a gateway payment architecture utilizing a multichannel, extensible, flexible architecture
US5812668A (en) * 1996-06-17 1998-09-22 Verifone, Inc. System, method and article of manufacture for verifying the operation of a remote transaction clearance system utilizing a multichannel, extensible, flexible architecture
US5931917A (en) * 1996-09-26 1999-08-03 Verifone, Inc. System, method and article of manufacture for a gateway system architecture with system administration information accessible from a browser
US5978840A (en) * 1996-09-26 1999-11-02 Verifone, Inc. System, method and article of manufacture for a payment gateway system architecture for processing encrypted payment transactions utilizing a multichannel, extensible, flexible architecture
US5996076A (en) * 1997-02-19 1999-11-30 Verifone, Inc. System, method and article of manufacture for secure digital certification of electronic commerce
US20030140007A1 (en) * 1998-07-22 2003-07-24 Kramer Glenn A. Third party value acquisition for electronic transaction settlement over a network
US7104440B2 (en) * 1999-10-26 2006-09-12 First Data Corporation Money transfer systems and methods for travelers
US7877325B2 (en) * 1999-11-05 2011-01-25 American Express Travel Related Services Company, Inc. Systems and methods for settling an allocation of an amount between transaction accounts
US7428507B2 (en) * 2001-06-29 2008-09-23 Hewlett-Packard Development Company, L.P. System and arrangement for processing payments for purchases through a payment server
US7805376B2 (en) * 2002-06-14 2010-09-28 American Express Travel Related Services Company, Inc. Methods and apparatus for facilitating a transaction
US7693783B2 (en) * 2002-06-12 2010-04-06 Cardinalcommerce Corporation Universal merchant platform for payment authentication
KR20040089180A (ko) * 2003-04-11 2004-10-21 (주)효진티엠에스 신용카드 조회 단말기 및 이를 이용한 세무신고 방법
US7853525B2 (en) * 2003-07-15 2010-12-14 Microsoft Corporation Electronic draft capture
US20050283433A1 (en) * 2004-06-17 2005-12-22 Visa International Service Association Method and system for providing seller bank receivable discounting services
US20060167811A1 (en) * 2005-01-24 2006-07-27 Microsoft Corporation Product locker for multi-merchant purchasing environment for downloadable products
JP4813820B2 (ja) * 2005-04-27 2011-11-09 株式会社三井住友銀行 Ｉｃカード更新発行システムおよび方法
KR100722340B1 (ko) * 2005-07-18 2007-05-28 문형구 무선 인터넷 통신이 가능한 복합적인 신용카드 단말기 및그 시스템
WO2007033073A2 (en) * 2005-09-12 2007-03-22 Cards, Llc Point of sale credit system
US7844490B2 (en) * 2005-11-02 2010-11-30 Visa U.S.A. Inc. Method and system for conducting promotional programs
US20080005018A1 (en) * 2006-02-02 2008-01-03 Powell Jonathan R Systems And Methods For Implementing Direct Issuer - Merchant Relationships Over A General Purpose Bankcard Network
US7818264B2 (en) * 2006-06-19 2010-10-19 Visa U.S.A. Inc. Track data encryption
US7628319B2 (en) * 2006-07-17 2009-12-08 Mastercard International Incorporated Method and system for enabling item-level approval of payment card
US9940627B2 (en) * 2006-12-26 2018-04-10 Visa U.S.A. Inc. Mobile coupon method and system
US10395264B2 (en) * 2007-04-30 2019-08-27 Visa U.S.A. Inc. Payment account processing which conveys financial transaction data and non financial transaction data
US8121957B1 (en) * 2007-10-01 2012-02-21 Google Inc. Discrete verification of payment information
US8762211B2 (en) * 2007-10-03 2014-06-24 Mastercard International Incorporated System for personalized payments via mobile devices
US8407141B2 (en) * 2007-10-30 2013-03-26 Visa U.S.A. Inc. System and method for processing multiple methods of payment
US20090171777A1 (en) * 2007-12-28 2009-07-02 Jonathan Robert Powell Methods and systems for applying promotion codes to payment transactions
US10262303B2 (en) * 2007-12-28 2019-04-16 Mastercard International Incorporated Methods and systems for applying a rewards program promotion to payment transactions
US8606662B2 (en) * 2008-04-04 2013-12-10 Mastercard International Incorporated Methods and systems for managing co-brand proprietary financial transaction processing
WO2009134782A2 (en) * 2008-04-29 2009-11-05 Visa U.S.A. Inc. Portable device including alterable indicator
US20110087538A1 (en) * 2008-06-12 2011-04-14 Alpine In Motion Llc. System and method for offering and fulfilling situation-based, location specific rewards and offers to mobile-oriented consumers
US8606629B2 (en) * 2008-06-12 2013-12-10 Google, Inc. Providing coupons with a mobile computer of a merchant
US20100057554A1 (en) * 2008-09-04 2010-03-04 Mastercard International Incorporated Method and System for Enabling Promotion of Product(s) and/or Service(s)
WO2010053899A2 (en) * 2008-11-06 2010-05-14 Visa International Service Association Online challenge-response
US20110010234A1 (en) * 2009-07-07 2011-01-13 Mike Lindelsee Mobile device including auto initiation
US20110106695A1 (en) * 2009-10-29 2011-05-05 Jorge Fernandez Payment processing system, method and computer program product
US8706556B2 (en) * 2009-11-06 2014-04-22 Mastercard International Incorporated Methods for risk management in payment-enabled mobile device
US8285592B2 (en) * 2009-12-15 2012-10-09 Mastercard International Incorporated Methods and systems for providing enhanced data for co-brand payment card transactions
US9785943B2 (en) * 2010-03-25 2017-10-10 Mastercard International Incorporated Methods for risk management in payment device system
US20110258117A1 (en) * 2010-04-14 2011-10-20 Dfs Services Llc Modification of payment transactions in real-time based upon external data source
RU2732585C2 (ru) * 2010-07-09 2020-09-22 Виза Интернэшнл Сервис Ассосиэйшн Шлюзовой уровень абстракции

Also Published As

Publication number Publication date
WO2010065919A2 (en) 2010-06-10
AU2009322183A1 (en) 2011-07-07
AU2009322183B2 (en) 2014-12-04
WO2010065919A3 (en) 2010-09-10
CA2745878A1 (en) 2010-06-10
US20100145855A1 (en) 2010-06-10

Similar Documents

Publication Publication Date Title
BRPI0922312A2 (pt) método, e, meio legível por computador
BRPI0917120A2 (pt) método, e, meio legível por computador.
BRPI0822907A2 (pt) Método implementado por computador, e, meio legível por computador
BRPI1008645A2 (pt) método, meio legível por computador, e, computador servidor
BRPI0913227A2 (pt) método, e objeto
BRPI0922278A2 (pt) métodos de identificação de comentários, dispositivos e meio legível em computador
BRPI0817475A2 (pt) meio legível por computador.
BRPI1013565A2 (pt) método, meio legível por computador, e, aparelho de computador
BRPI0818772A2 (pt) Dispositivo, método, e, meio legível por computador.
BRPI0922309A2 (pt) método, meio legível por computador, e, aparelho.
BRPI0923090A2 (pt) método implementado por computador
BRPI0919575A2 (pt) método, e, composição
BRPI0913752A2 (pt) método, dispositivo, e, estrutura
BRPI0919724A2 (pt) unidade de processamento, e , meio legível por computador
BRPI0915433A2 (pt) método, e, dispositivo.
BRPI0814467A2 (pt) Método, e, biocombustível
BRPI0818769A2 (pt) Método, meio legível por computador, computador servidor, e, telefone.
BRPI1012867A2 (pt) metodo, meio legivel por computador, computador servidor, e, sistema
BRPI0911807A2 (pt) meio legível por computador, computador servidor, método, e, dispositivo de acesso
BRPI1012891A2 (pt) método, meio de armazenamento legível por computador, e, computador servidor.
BRPI0914208A2 (pt) célula de eletrólise, e, método
BRPI0814466A2 (pt) Método.
BRPI0912799A2 (pt) fluxímetro, e, método
BR112012005414A2 (pt) método, e, mídia de armazenamento não transitório legível por computador
BRPI0809573A8 (pt) composição, e, método

Legal Events

Date Code Title Description
B15I Others concerning applications: loss of priority

Free format text: PERDA DA PRIORIDADE US 61/120429 DE 06/12/2008 REIVINDICADA, CONFORME AS DISPOSICOES PREVISTAS NA LEI 9.279 DE 14/05/1996 (LPI) ART. 16 7O, ITEM 28 DO ATO NORPOSSUI COMO TITULAR EDWARD FORDYCE E BARBARA PATTERSON. ESTA PERDA SE DEU PELO FATO DE O DEPOSITANTE CONSTANTE DA PETICAO DE REQUERIMENTO DO PEDIDO PCT VISA U.S.A. INC. SER DISTINTO DAQUELE QUE DEPOSITOU A PRIORIDADE REIVINDICADA E NAO APRESENTOU DOCUMENTO COMPROBATORIO DE CESSAO, CONFORME AS DISPOSICOES PREVISTAS NA LEI 9.279 DE 14/05/1996 (LPI) ART. 16 6O, ITEM 27 DO ATO NORMATIVO 128/97 E NO ART. 28 DA RESOLUCAO INPI-PR 77/2013.

B08F Application dismissed because of non-payment of annual fees [chapter 8.6 patent gazette]

Free format text: REFERENTE A 6A ANUIDADE.

B08K Patent lapsed as no evidence of payment of the annual fee has been furnished to inpi [chapter 8.11 patent gazette]

Free format text: EM VIRTUDE DO ARQUIVAMENTO PUBLICADO NA RPI 2384 DE 13-09-2016 E CONSIDERANDO AUSENCIA DE MANIFESTACAO DENTRO DOS PRAZOS LEGAIS, INFORMO QUE CABE SER MANTIDO O ARQUIVAMENTO DO PEDIDO DE PATENTE, CONFORME O DISPOSTO NO ARTIGO 12, DA RESOLUCAO 113/2013.