BR112012019244A2 - método para executar transações bancárias através de um dispositivo móvel e servidor operador. - Google Patents

método para executar transações bancárias através de um dispositivo móvel e servidor operador.

Info

Publication number
BR112012019244A2
BR112012019244A2 BR112012019244-2A BR112012019244A BR112012019244A2 BR 112012019244 A2 BR112012019244 A2 BR 112012019244A2 BR 112012019244 A BR112012019244 A BR 112012019244A BR 112012019244 A2 BR112012019244 A2 BR 112012019244A2
Authority
BR
Brazil
Prior art keywords
depositor
account
agent
mobile device
bank transactions
Prior art date
Application number
BR112012019244-2A
Other languages
English (en)
Inventor
Hu Zhirao
Wang Xiadong
Yang Mingwei
Chen Li
Original Assignee
Zte Corporation.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Zte Corporation. filed Critical Zte Corporation.
Publication of BR112012019244A2 publication Critical patent/BR112012019244A2/pt

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

método para executar transações bancárias através de um dispositivo móvel e servidor operador. a presente invenção se refre a um método para executar transações bancárias através de um dispositivo móvel, onde o método inclui: um módulo de gerenciamento de conta registra o número de um terminal do agente como uma conta do agente, registra o número de um terminal móvel de um depositante como uma conta do depositante, e grava a conta do agente e a conta de depositante em uma base de dados; um módulo de processamento de análise recebe e analisa um pedido de transação enviada pelo terminal do agente ou pelo terminal móvel do depositante, um módulo de processamento de transações executa o processamento contábil de acordo com o pedido de transação e envia o resultado do processamento contábil para o terminal do agente ou para o terminal móvel do depositante através do módulo de processamento de análise. a presente invenção também se refere a um servidor operador. com o presente método e o servidor operador, os usuários de telefonia móvel podem realizar através de um telefone celular, serviços, tais como, depósito, saque, transferência, pagamento, e assim por diante.
BR112012019244-2A 2010-04-06 2010-04-06 método para executar transações bancárias através de um dispositivo móvel e servidor operador. BR112012019244A2 (pt)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2010/071571 WO2011124016A1 (zh) 2010-04-06 2010-04-06 一种手机银行的实现方法和运营商服务器

Publications (1)

Publication Number Publication Date
BR112012019244A2 true BR112012019244A2 (pt) 2018-05-08

Family

ID=44762009

Family Applications (1)

Application Number Title Priority Date Filing Date
BR112012019244-2A BR112012019244A2 (pt) 2010-04-06 2010-04-06 método para executar transações bancárias através de um dispositivo móvel e servidor operador.

Country Status (4)

Country Link
CN (1) CN102714682B (pt)
BR (1) BR112012019244A2 (pt)
MX (1) MX2012009108A (pt)
WO (1) WO2011124016A1 (pt)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112837164A (zh) * 2021-03-31 2021-05-25 中国工商银行股份有限公司 定期存单流通方法及装置

Family Cites Families (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7415442B1 (en) * 2000-09-26 2008-08-19 Integrated Technological Systems, Inc. Integrated technology money transfer system
CN1622492A (zh) * 2003-11-28 2005-06-01 华为技术有限公司 一种实现移动支付的方法
KR20070121618A (ko) * 2007-11-28 2007-12-27 사단법인 금융결제원 결제대행 서버
CN101615274A (zh) * 2008-06-25 2009-12-30 阿里巴巴集团控股有限公司 利用通信终端进行支付的方法及系统

Also Published As

Publication number Publication date
MX2012009108A (es) 2012-09-07
CN102714682B (zh) 2014-06-18
CN102714682A (zh) 2012-10-03
WO2011124016A1 (zh) 2011-10-13

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Legal Events

Date Code Title Description
B06F Objections, documents and/or translations needed after an examination request according [chapter 6.6 patent gazette]
B15K Others concerning applications: alteration of classification

Free format text: A CLASSIFICACAO ANTERIOR ERA: H04M 11/00

Ipc: G06Q 20/32 (2012.01)

B06U Preliminary requirement: requests with searches performed by other patent offices: procedure suspended [chapter 6.21 patent gazette]
B11B Dismissal acc. art. 36, par 1 of ipl - no reply within 90 days to fullfil the necessary requirements
B350 Update of information on the portal [chapter 15.35 patent gazette]