MX2011012904A - Sistema y metodo para proporcionar autenticacion para transacciones de tarjeta no presente utilizando un dispositivo movil. - Google Patents

Sistema y metodo para proporcionar autenticacion para transacciones de tarjeta no presente utilizando un dispositivo movil.

Info

Publication number
MX2011012904A
MX2011012904A MX2011012904A MX2011012904A MX2011012904A MX 2011012904 A MX2011012904 A MX 2011012904A MX 2011012904 A MX2011012904 A MX 2011012904A MX 2011012904 A MX2011012904 A MX 2011012904A MX 2011012904 A MX2011012904 A MX 2011012904A
Authority
MX
Mexico
Prior art keywords
mobile phone
consumer
card
mobile device
transaction
Prior art date
Application number
MX2011012904A
Other languages
English (en)
Inventor
Douglas Fisher
Ashish Kulpatl
Pankaj Rajurkar
Soon Guan Sam Oon
James Dene Dimmick
Benedicto Hernandez Dominguez
In-Tchang Kim
Original Assignee
Visa Int Service Ass
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Int Service Ass filed Critical Visa Int Service Ass
Publication of MX2011012904A publication Critical patent/MX2011012904A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords

Abstract

Un sistema, aparato y método incluye infraestructura y procesos para permitir a un consumidor registrar su número de teléfono móvil y asociar ese número con una cuenta de pago; después del registro, el consumidor puede utilizar su teléfono móvil para iniciar o ejecutar una o más etapas de una transacción de pago; la transacción de pago es reconocida como iniciada o ejecutada por un teléfono móvil, y en respuesta, un servidor puede autenticar la transacción con base en el número de teléfono móvil y un proceso de registro y autenticación previo; en otras modalidades, el servidor puede reconocer la transacción de pago como iniciada o ejecutada por un teléfono móvil, y en respuesta, contactar al consumidor que utiliza el teléfono móvil para solicitar la confirmación del deseo del consumidor de ejecutar la transacción.
MX2011012904A 2009-06-03 2010-06-02 Sistema y metodo para proporcionar autenticacion para transacciones de tarjeta no presente utilizando un dispositivo movil. MX2011012904A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US18363109P 2009-06-03 2009-06-03
PCT/US2010/037054 WO2010141573A2 (en) 2009-06-03 2010-06-02 System and method for providing authentication for card not present transactions using mobile device

Publications (1)

Publication Number Publication Date
MX2011012904A true MX2011012904A (es) 2012-04-20

Family

ID=43298471

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2011012904A MX2011012904A (es) 2009-06-03 2010-06-02 Sistema y metodo para proporcionar autenticacion para transacciones de tarjeta no presente utilizando un dispositivo movil.

Country Status (6)

Country Link
US (1) US20100312703A1 (es)
AU (1) AU2010256666B2 (es)
BR (1) BRPI1011017A2 (es)
MX (1) MX2011012904A (es)
RU (1) RU2556453C2 (es)
WO (1) WO2010141573A2 (es)

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Also Published As

Publication number Publication date
RU2011153714A (ru) 2013-07-20
WO2010141573A3 (en) 2011-03-10
RU2556453C2 (ru) 2015-07-10
AU2010256666B2 (en) 2015-02-12
AU2010256666A1 (en) 2012-01-12
WO2010141573A2 (en) 2010-12-09
BRPI1011017A2 (pt) 2016-03-15
US20100312703A1 (en) 2010-12-09

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