AR072514A1 - Sistemas y metodos para transferir valor - Google Patents

Sistemas y metodos para transferir valor

Info

Publication number
AR072514A1
AR072514A1 ARP090102696A ARP090102696A AR072514A1 AR 072514 A1 AR072514 A1 AR 072514A1 AR P090102696 A ARP090102696 A AR P090102696A AR P090102696 A ARP090102696 A AR P090102696A AR 072514 A1 AR072514 A1 AR 072514A1
Authority
AR
Argentina
Prior art keywords
user
value
account
specified
code
Prior art date
Application number
ARP090102696A
Other languages
English (en)
Inventor
Ian Edward James
Original Assignee
Open Curo Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Open Curo Corp filed Critical Open Curo Corp
Publication of AR072514A1 publication Critical patent/AR072514A1/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/383—Anonymous user system
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Marketing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Se proveen sistemas y métodos para transferir un valor de un primer usuario a un segundo usuario utilizando codigos sustancialmente aleatorios que están asociados con los valores a ser transferidos. Una autoridad confiable les permite a los usuarios crear cuentas de usuario utilizadas para almacenar un valor. Un primer usuario puede solicitar un codigo de pago, que está asociado con un valor especificado, y puede ser comunicado con un segundo usuario, que puede presentar el codigo de pago a la autoridad confiable. Si el codigo de pago es válido, la autoridad confiable debita el valor especificado de la cuenta del primer usuario y acredita el valor especificado en la cuenta del segundo usuario. En forma alternativa, un segundo usuario puede solicitar un codigo de facturacion, que está asociado con un valor especificado, y puede ser comunicado con el primer usuario, que puede presentar el codigo de facturacion a la autoridad confiable. Si el codigo de facturacion es válido, la autoridad confiable debita el valor especificado de la cuenta del primer usuario y acredita el valor especificado en la cuenta del segundo usuario.
ARP090102696A 2008-07-17 2009-07-15 Sistemas y metodos para transferir valor AR072514A1 (es)

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
US12/175,195 US20100017413A1 (en) 2008-07-17 2008-07-17 Systems and methods for transferring value

Publications (1)

Publication Number Publication Date
AR072514A1 true AR072514A1 (es) 2010-09-01

Family

ID=41531199

Family Applications (1)

Application Number Title Priority Date Filing Date
ARP090102696A AR072514A1 (es) 2008-07-17 2009-07-15 Sistemas y metodos para transferir valor

Country Status (12)

Country Link
US (4) US20100017413A1 (es)
EP (1) EP2335213A4 (es)
JP (2) JP5628166B2 (es)
KR (1) KR20110053219A (es)
CN (1) CN102089781A (es)
AR (1) AR072514A1 (es)
AU (1) AU2009271102B2 (es)
BR (1) BRPI0915492A2 (es)
CA (1) CA2730138A1 (es)
MX (1) MX2011000653A (es)
TW (1) TW201009733A (es)
WO (1) WO2010009059A2 (es)

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Also Published As

Publication number Publication date
CN102089781A (zh) 2011-06-08
US20100017413A1 (en) 2010-01-21
EP2335213A4 (en) 2013-09-18
JP2011528473A (ja) 2011-11-17
KR20110053219A (ko) 2011-05-19
BRPI0915492A2 (pt) 2016-09-06
WO2010009059A2 (en) 2010-01-21
MX2011000653A (es) 2011-05-23
AU2009271102A1 (en) 2010-01-21
JP5628166B2 (ja) 2014-11-19
US20140081868A1 (en) 2014-03-20
AU2009271102B2 (en) 2014-09-11
US20140081851A1 (en) 2014-03-20
US20140081867A1 (en) 2014-03-20
EP2335213A2 (en) 2011-06-22
JP2015038754A (ja) 2015-02-26
CA2730138A1 (en) 2010-01-21
WO2010009059A3 (en) 2010-04-15
TW201009733A (en) 2010-03-01

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