ZA202209124B - Payment method, payment terminal, cloud subsystem, cloud server and system - Google Patents

Payment method, payment terminal, cloud subsystem, cloud server and system

Info

Publication number
ZA202209124B
ZA202209124B ZA2022/09124A ZA202209124A ZA202209124B ZA 202209124 B ZA202209124 B ZA 202209124B ZA 2022/09124 A ZA2022/09124 A ZA 2022/09124A ZA 202209124 A ZA202209124 A ZA 202209124A ZA 202209124 B ZA202209124 B ZA 202209124B
Authority
ZA
South Africa
Prior art keywords
payment
cloud subsystem
cloud
contactless
subsystem
Prior art date
Application number
ZA2022/09124A
Inventor
Gang Liu
Yu Wang
Haijian Jiang
Jinren Lin
Ke Chen
Hua Cai
Zheng Zhang
Original Assignee
China Unionpay Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by China Unionpay Co Ltd filed Critical China Unionpay Co Ltd
Publication of ZA202209124B publication Critical patent/ZA202209124B/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The application provides a payment method, a payment terminal, a cloud subsystem, a cloud server and a system, and relates to the field of data processing. The method includes: transmitting a contactless payment request instruction via a first cloud subsystem to a second cloud subsystem under a condition that a contactless module of a user equipment is sensed; obtaining a payment element by performing contactless payment application interaction with the second cloud subsystem via the first cloud subsystem; transmitting payment element information to the user equipment via the contactless module; receiving a payment ciphertext transmitted by the user equipment via the contactless module and transmitting the payment ciphertext to the second cloud subsystem via the first cloud subsystem, wherein the payment ciphertext is generated based on the payment element information; and receiving payment result information transmitted by the second cloud subsystem via the first cloud subsystem. The overall cost of a system supporting the contactless payment process can be reduced by using the technical solution of the present application.
ZA2022/09124A 2020-02-18 2022-08-15 Payment method, payment terminal, cloud subsystem, cloud server and system ZA202209124B (en)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN202010099412.0A CN111325537B (en) 2020-02-18 2020-02-18 Payment method, payment terminal, cloud subsystem, cloud server and system
PCT/CN2021/073617 WO2021164500A1 (en) 2020-02-18 2021-01-25 Payment method, payment terminal, cloud subsystem, cloud server, and system

Publications (1)

Publication Number Publication Date
ZA202209124B true ZA202209124B (en) 2024-01-31

Family

ID=71172930

Family Applications (1)

Application Number Title Priority Date Filing Date
ZA2022/09124A ZA202209124B (en) 2020-02-18 2022-08-15 Payment method, payment terminal, cloud subsystem, cloud server and system

Country Status (5)

Country Link
JP (1) JP7394990B2 (en)
CN (1) CN111325537B (en)
TW (1) TWI804813B (en)
WO (1) WO2021164500A1 (en)
ZA (1) ZA202209124B (en)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111325537B (en) * 2020-02-18 2023-11-17 中国银联股份有限公司 Payment method, payment terminal, cloud subsystem, cloud server and system
CN112288426B (en) * 2020-12-31 2024-03-01 飞天诚信科技股份有限公司 Collecting method and collecting system
CN117078243B (en) * 2023-10-16 2024-01-30 福建联迪商用设备有限公司 Distributed payment processing method, system and electronic equipment

Family Cites Families (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101079132A (en) * 2006-05-23 2007-11-28 腾讯科技（深圳）有限公司 On-line payment system and method and on-line payment client terminal
CN115082065A (en) * 2013-12-19 2022-09-20 维萨国际服务协会 Cloud-based transaction method and system
US10262311B1 (en) * 2014-12-17 2019-04-16 Blazer and Flip Flops, Inc. NFC-based payments tagging
CN105654299A (en) * 2015-12-31 2016-06-08 深圳前海微众银行股份有限公司 Mobile payment method, and cloud payment platform and system
CN106096947B (en) * 2016-06-08 2019-10-29 广东工业大学 The half off-line anonymous method of payment based on NFC
CN115271705A (en) * 2016-10-08 2022-11-01 华为技术有限公司 Payment method and device based on NFC
US20200286069A1 (en) * 2017-09-20 2020-09-10 Assa Abloy Ab Nfc tag-enabled cloud-based transactions
CN107644184A (en) * 2017-09-26 2018-01-30 广州佳都数据服务有限公司 A kind of method for obtaining ios device unique ID number
CN108171860A (en) * 2017-12-15 2018-06-15 广州市康软信息科技有限公司 A kind of Medical service information processing method and self-help operation terminal
JP2020009198A (en) * 2018-07-09 2020-01-16 トッパン・フォームズ株式会社 Settlement system, settlement information management method
JP7154849B2 (en) * 2018-07-09 2022-10-18 トッパン・フォームズ株式会社 Payment processing distribution device, program, payment processing distribution method
CN111325537B (en) * 2020-02-18 2023-11-17 中国银联股份有限公司 Payment method, payment terminal, cloud subsystem, cloud server and system

Also Published As

Publication number Publication date
JP2023500136A (en) 2023-01-04
WO2021164500A1 (en) 2021-08-26
TWI804813B (en) 2023-06-11
CN111325537A (en) 2020-06-23
JP7394990B2 (en) 2023-12-08
TW202133074A (en) 2021-09-01
CN111325537B (en) 2023-11-17

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