SG10201702882WA - Electronic system and method for managing usage of merchant facility resources - Google Patents

Electronic system and method for managing usage of merchant facility resources

Info

Publication number
SG10201702882WA
SG10201702882WA SG10201702882WA SG10201702882WA SG10201702882WA SG 10201702882W A SG10201702882W A SG 10201702882WA SG 10201702882W A SG10201702882W A SG 10201702882WA SG 10201702882W A SG10201702882W A SG 10201702882WA SG 10201702882W A SG10201702882W A SG 10201702882WA
Authority
SG
Singapore
Prior art keywords
consumer
merchant
resources
usage
wearable device
Prior art date
Application number
SG10201702882WA
Inventor
Gurunathan Arunmurthy
Jain Navneet
Original Assignee
Mastercard International Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Mastercard International Inc filed Critical Mastercard International Inc
Priority to SG10201702882WA priority Critical patent/SG10201702882WA/en
Priority to US15/943,045 priority patent/US20180293568A1/en
Publication of SG10201702882WA publication Critical patent/SG10201702882WA/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/321Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wearable devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F1/00Details not covered by groups G06F3/00 - G06F13/00 and G06F21/00
    • G06F1/16Constructional details or arrangements
    • G06F1/1613Constructional details or arrangements for portable computers
    • G06F1/163Wearable computers, e.g. on a belt

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Finance (AREA)
  • Telephonic Communication Services (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

ELECTRONICSYSTEM AND METHOD FOR MANAGING USAGE OF MERCHANT FACILITY RESOURCES The present disclosure generally relates to an electronic system and method for managing usage of resources in a merchant facility. The system comprises a server and a merchant communication device, the server configured for performing steps of the method, comprising: receiving, from the merchant communication device, identification details of a consumer from a wearable device of the consumer during a first communication; communicating merchant data from the merchant communication device to the consumer wearable device upon receipt of the consumer identification details, the merchant data comprising rate details of the resources; receiving, via the merchant communication device, resource usage data provided by the consumer wearable device during a second communication, the resource usage data comprising an aggregated cost for the resources used by the consumer; and receiving a payment confirmation message upon transfer of the aggregated cost from a payment instrument of the consumer to the merchant financial account, wherein usage of the resources is tracked by the consumer wearable device, and the aggregated cost is determined by the consumer wearable device based on the tracked usage and rate details of the resources. FIG. 29
SG10201702882WA 2017-04-07 2017-04-07 Electronic system and method for managing usage of merchant facility resources SG10201702882WA (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
SG10201702882WA SG10201702882WA (en) 2017-04-07 2017-04-07 Electronic system and method for managing usage of merchant facility resources
US15/943,045 US20180293568A1 (en) 2017-04-07 2018-04-02 Electronic System and Method for Managing Usage of Merchant Facility Resources

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
SG10201702882WA SG10201702882WA (en) 2017-04-07 2017-04-07 Electronic system and method for managing usage of merchant facility resources

Publications (1)

Publication Number Publication Date
SG10201702882WA true SG10201702882WA (en) 2018-11-29

Family

ID=63709786

Family Applications (1)

Application Number Title Priority Date Filing Date
SG10201702882WA SG10201702882WA (en) 2017-04-07 2017-04-07 Electronic system and method for managing usage of merchant facility resources

Country Status (2)

Country Link
US (1) US20180293568A1 (en)
SG (1) SG10201702882WA (en)

Families Citing this family (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US11151542B2 (en) * 2019-05-07 2021-10-19 Paypal, Inc. Wearable payment device
JP7438750B2 (en) * 2019-12-26 2024-02-27 Tdk株式会社 Communication device, communication system, and communication method

Also Published As

Publication number Publication date
US20180293568A1 (en) 2018-10-11

Similar Documents

Publication Publication Date Title
MX2021007111A (en) System and methods for dynamically determined contextual, user-defined, and adaptive authentication.
MX2019006759A (en) Asset transfer method and apparatus, and electronic device.
SG11201909794WA (en) Method and Apparatus for Offline Payment, Service Processing, and Payment Processing
MX2021000366A (en) System and method for dynamic generation of url by smart card.
PH12018501428A1 (en) Data interaction method and device, and offline credit payment method and device
SG11201910098QA (en) Resource Transfer Method, Fund Payment Method, And Electronic Device
SG10201803139UA (en) Method and system for facilitating designated payment transaction
WO2014085478A3 (en) Systems and methods for processing electronic transactions based on consumer characteristics
WO2009042758A3 (en) System and method for financial transaction interoperability across multiple mobile networks
MY194939A (en) Method and system for making a secure payment transaction
NZ774345A (en) Tap to autofill card data
IN2014DE03249A (en)
WO2012103128A3 (en) Statement portal with receipt tagging and associated enhanced benefit messaging
SG11201810595PA (en) Mobile payment method, device and system
EA201791340A1 (en) INTERFACE, SYSTEM, METHOD AND COMPUTER SOFTWARE PRODUCT FOR ELECTRONIC TRANSMISSION MANAGEMENT
MY201209A (en) Data processing method and system, and wearable electronic device
MY164990A (en) Financial transaction systems and methods
MX362475B (en) Real time eft network-based person-to-person transactions.
SG11201802269XA (en) Financial transaction management system, method, storage medium and server
EP3007365A1 (en) Secure information interaction method for electronic resources transfer
SG11201809215TA (en) Method, device, storage medium and terminal for modifying account name
MY194588A (en) Payment system, electronic device and payment method thereof
ZA202209124B (en) Payment method, payment terminal, cloud subsystem, cloud server and system
SG10201702882WA (en) Electronic system and method for managing usage of merchant facility resources
EP4239554A3 (en) System, method, and computer program product for exchanging transaction data