WO2023221528A1 - 支付方法、装置、设备、介质及产品 - Google Patents

支付方法、装置、设备、介质及产品 Download PDF

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Publication number
WO2023221528A1
WO2023221528A1 PCT/CN2022/143529 CN2022143529W WO2023221528A1 WO 2023221528 A1 WO2023221528 A1 WO 2023221528A1 CN 2022143529 W CN2022143529 W CN 2022143529W WO 2023221528 A1 WO2023221528 A1 WO 2023221528A1
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WIPO (PCT)
Prior art keywords
payment
information
mobile terminal
payment method
target
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PCT/CN2022/143529
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English (en)
French (fr)
Inventor
刘刚
才华
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中国银联股份有限公司
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Publication of WO2023221528A1 publication Critical patent/WO2023221528A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/108—Remote banking, e.g. home banking
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3223—Realising banking transactions through M-devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02—Services making use of location information
    • H04W4/021—Services related to particular areas, e.g. point of interest [POI] services, venue services or geofences

Definitions

  • This application belongs to the field of mobile payment technology, and in particular relates to a payment method, device, equipment, media and products.
  • the cashier operates at the checkout counter based on the payment method verbally selected by the user, and then the user scans the payment code presented by the merchant, or the merchant scans the payment code presented by the user to complete the payment process. .
  • Embodiments of the present application provide a payment method, device, equipment, media and products, which can simplify the payment operation process and improve payment efficiency.
  • inventions of the present application provide a payment method, which is applied to a cash register system.
  • the cash register system includes multiple ultra-wideband UWB signal base stations.
  • the method includes:
  • the target location area When it is determined that there is a mobile terminal in the target location area, obtain the terminal information corresponding to the mobile terminal, wherein the target location area is a safe payment area covered and set based on the multiple UWB signal base station networking;
  • payment processing is performed on the order to be paid corresponding to the order information based on the target payment method.
  • embodiments of the present application provide a payment method applied to mobile terminals.
  • the method includes:
  • the mobile terminal When the mobile terminal enters the target location area, its own terminal information is sent to the cashier system via the UWB signal base station, so that the cashier system obtains order information corresponding to the mobile terminal according to the terminal information, wherein , the target location area is a safe payment area covered and set based on the multiple UWB signal base station networking;
  • the payment request includes the target payment method.
  • the payment request is used to instruct the cashier system to process the order to be paid corresponding to the order information based on the target payment method. Payment processing.
  • inventions of the present application provide a payment device applied to a cashier system.
  • the cashier system includes multiple ultra-wideband UWB signal base stations.
  • the device includes:
  • An information acquisition module configured to obtain terminal information corresponding to the mobile terminal when it is determined that there is a mobile terminal in the target location area, wherein the target location area is covered and set based on the multiple UWB signal base station network secure payment area;
  • An order acquisition module configured to acquire order information corresponding to the mobile terminal according to the terminal information
  • An order sending module configured to send the order information to the mobile terminal, so that the mobile terminal determines the target payment method based on the order information
  • a request receiving module configured to receive a payment request sent by the mobile terminal, where the payment request includes the target payment method
  • An order payment module configured to respond to the payment request and perform payment processing on the order to be paid corresponding to the order information based on the target payment method.
  • inventions of the present application provide a payment device, which is applied to a mobile terminal.
  • the device includes:
  • An information sending module configured to send its own terminal information to the cashier system via the UWB signal base station when the mobile terminal enters the target location area, so that the cashier system obtains and communicates with the mobile terminal according to the terminal information.
  • Corresponding order information wherein the target location area is a safe payment area covered and set based on the multiple UWB signal base station networking;
  • An order receiving module used to receive order information sent by the cashier system
  • An order display module is used to display the order information
  • An input receiving module configured to receive the user's first input based on the order information
  • a method determination module configured to determine the target payment method in response to the first input
  • a request sending module configured to send a payment request to the cashier system, where the payment request includes the target payment method, and the payment request is used to instruct the cashier system to process the order information based on the target payment method.
  • the corresponding pending payment order is processed for payment.
  • embodiments of the present application provide an electronic device, which includes: a processor and a memory storing computer program instructions;
  • a cash register device which includes: a processor and a memory storing computer program instructions;
  • embodiments of the present application provide a computer-readable storage medium.
  • Computer program instructions are stored on the computer-readable storage medium.
  • any one of the first aspect or the second aspect is implemented. The steps of the payment method described in this embodiment.
  • embodiments of the present application provide a computer program product.
  • the instructions in the computer program product are executed by a processor of an electronic device, the electronic device causes the electronic device to execute any one of the implementations of the first aspect or the second aspect. The steps for the payment method described in the example.
  • the payment methods, devices, equipment, media and products in the embodiments of this application set a target location area by utilizing multiple UWB (Ultra Wide Band, ultra-wideband) signal base stations included in the cashier system.
  • UWB Ultra Wide Band, ultra-wideband
  • the terminal information corresponding to the mobile terminal is obtained, and the corresponding order information is obtained based on the terminal information, and the order information is sent to the mobile terminal for user confirmation.
  • the user can determine the target based on the order information on the mobile terminal.
  • payment method and initiates payment, and then when the cashier system receives the payment request sent by the mobile terminal, it performs payment processing on the order to be paid corresponding to the order information according to the target payment method included in the payment request.
  • the payment method can be selected on the mobile terminal without any operation by the cashier on the cashier counter, and the payment process of the order can be automatically completed, simplifying the payment operation process and improving payment efficiency.
  • Figure 1 is an architecture diagram applicable to the payment method provided in this application.
  • FIG. 2a is a structural schematic diagram of the cashier system provided by this application.
  • FIG. 2b is a schematic structural diagram of the mobile terminal provided by this application.
  • Figure 3 is a schematic flow chart of the payment method provided by the embodiment of the present application.
  • Figure 4 is a schematic flow chart of a payment method provided by an embodiment of the present application.
  • Figure 5 is a schematic flow chart of a payment method provided by another embodiment of the present application.
  • Figure 6 is a schematic flow chart of the payment method based on the free choice mode provided by this application.
  • Figure 7 is a schematic flow chart of the payment method based on the system recommendation mode provided by this application.
  • Figure 8 is a schematic structural diagram of a payment device provided by an embodiment of the present application.
  • Figure 9 is a schematic structural diagram of a payment device provided by another embodiment of the present application.
  • Figure 10 is a schematic structural diagram of an electronic device provided by an embodiment of the present application.
  • embodiments of the present application provide a payment method, device, equipment, medium and product. This payment method can be applied to offline shopping scenarios. The following first introduces the applicable architecture of the payment method provided by the embodiment of the present application.
  • FIG. 1 is an architecture diagram applicable to the payment method provided by this application.
  • the architecture may include a cashier system 10 and at least one mobile terminal 11.
  • the mobile terminal 11 may be a mobile device such as a smart phone, a smart watch, a smart bracelet, or a tablet computer.
  • the cashier system 10 may include a cashier terminal and multiple UWB signal base stations, software and hardware devices with built-in UWB communication functions, and support multiple payment methods.
  • the plurality of UWB signal base stations can be distributed near the cashier area, so that the plurality of UWB signal base stations are networked to form a UWB signal sensing area, and a safe payment area, that is, a target location area, is set based on the UWB signal sensing area.
  • the mobile terminal on the user side also has built-in software and hardware devices with UWB communication functions and has a variety of payment functions.
  • Information communication can be carried out between the cashier system and the user terminal through the UWB signal base station, and the transaction process can be completed collaboratively through the communication layer and application layer protocols.
  • the UWB signal base station in the cash register system 10 can determine the location information of the mobile terminal 11 based on the time of flight (ToF) of the communication message, and then determine whether it has entered the safe payment area. After it is determined that the mobile terminal 11 has entered the safe payment area, the payment operation process can be triggered.
  • ToF time of flight
  • the cashier system 10 may include UWB software and hardware 101, a driver 102 and a routing table 103.
  • the UWB software and hardware 101 can be used to receive, send and process information based on UWB signals
  • the driver 102 can be used to drive the UWB software and hardware 101 to run
  • the routing table 103 can be used to store connection information corresponding to each mobile terminal.
  • the mobile terminal 11 may include UWB software and hardware 111, a driver 112 and a routing table 113.
  • the UWB software and hardware 111 can be used to receive, send and process information based on UWB signals
  • the driver 112 can be used to drive the UWB software and hardware 111 to run
  • the routing table 113 can be used to store connection information corresponding to the cashier system.
  • the cashier system and the mobile terminal can perform communication with other external electronic devices based on the UWB signal, and perform information exchange based on the UWB signal. For example, after receiving the payment request, the cashier system can forward the payment information to the backend payee for settlement using UWB signals (or other communication methods). After the transaction is completed, the payment end can also use UWB signals to feed back the transaction results to the cashier system, so that the cashier system can accurately provide the transaction results to the user's mobile terminal in real time and display them.
  • other communication methods include but are not limited to WIFI network communication, Bluetooth network communication, 5G network communication and other communication methods.
  • the embodiment of this application provides a payment method, which is as follows.
  • FIG 3 is a schematic flow chart of the payment method provided by the embodiment of the present application. As shown in Figure 3, the payment method may specifically include the following steps:
  • the cashier system obtains the terminal information corresponding to the mobile terminal;
  • the cashier system obtains the order information corresponding to the mobile terminal according to the terminal information
  • the cashier system sends order information to the mobile terminal
  • the mobile terminal displays order information
  • the mobile terminal receives the user's first input based on order information
  • the mobile terminal responds to the first input and determines the target payment method
  • the mobile terminal sends a payment request to the cashier system, and the payment request includes the target payment method;
  • the cashier system responds to the payment request and performs payment processing on the order to be paid corresponding to the order information based on the target payment method.
  • the cashier system obtains the terminal information corresponding to the mobile terminal, and then obtains the corresponding order based on the terminal information.
  • Information the order information is sent to the mobile terminal for user confirmation.
  • the user can determine the target payment method based on the order information on the mobile terminal and initiate payment.
  • the cashier system receives the payment request sent by the mobile terminal , perform payment processing on the order to be paid corresponding to the order information according to the target payment method included in the payment request.
  • the payment method can be selected on the mobile terminal without any operation by the cashier on the cashier counter, and the payment process of the order can be automatically completed, simplifying the payment operation process and improving payment efficiency.
  • FIG. 4 is a schematic flowchart of a payment method provided by an embodiment of the present application. As shown in Figure 4, the payment method may specifically include the following steps:
  • the terminal information corresponding to the mobile terminal is obtained, and then the corresponding order information is obtained based on the terminal information.
  • the order information is sent to the mobile terminal for user confirmation.
  • the user can determine the target payment method based on the order information on the mobile terminal and initiate payment.
  • the target payment method included in the payment request is used to process the payment for the order to be paid corresponding to the order information.
  • the payment method can be selected on the mobile terminal without any operation by the cashier on the cashier counter, and the payment process of the order can be automatically completed, simplifying the payment operation process and improving payment efficiency.
  • the target location area can be set at the exit of an offline shopping store, and multiple UWB signal base stations can be set up around the target location area.
  • the cashier system can locate the mobile terminal through the UWB signal base station, and after determining that it enters the target location area, obtain the terminal information corresponding to the mobile terminal.
  • the terminal information may include identification information and connection information.
  • the identification information includes but is not limited to device identification code, mobile phone number, etc.
  • the connection information includes but is not limited to MAC (Media Access Control, Media Access Control) address, etc.
  • the cashier system and the mobile terminal can exchange terminal information with each other when they can communicate and handshake through UWB signals in the safe payment area.
  • the payment method provided by the embodiment of the present application may also include:
  • the cashier system can directly communicate with the user's mobile terminal through the UWB signal base station.
  • the cashier system can pair the signal based on the signal flight time and the location coordinates of each UWB signal base station.
  • the mobile terminal performs positioning to obtain the real-time location of the mobile terminal, and then based on the real-time location, it can be determined whether the mobile terminal has entered the set safe payment area, that is, the target location area.
  • the cashier system can retrieve the user's order information in the background based on all or part of the information in the terminal information (such as mobile phone number and other information).
  • the order information may be order information generated by a staff member who enters the products purchased by the user into the cashier system after the user has purchased the products.
  • it can also be the order information generated by the user after he or she has purchased the goods and entered the purchased goods into the self-service checkout system.
  • the method of generating order information is not limited here.
  • the order information may include merchant information, product information, product quantity, product unit price, total transaction amount, and timestamp.
  • the order information can be sent to the mobile terminal to display the order information on the mobile terminal.
  • the user can select or confirm the payment method based on the order information on the mobile terminal, and obtain the corresponding target payment method.
  • the above order information may also include authentication mark information, and the authentication mark information is used by the mobile terminal to authenticate the legality of the order information.
  • the authentication mark information may be information such as an information header mark used for legality authentication.
  • the mobile terminal can parse the order information, obtain information such as information header tags, and confirm the legality of the order information through this information.
  • information such as information header tags
  • the mobile terminal can parse the order information, obtain information such as information header tags, and confirm the legality of the order information through this information.
  • the merchant information product information, product quantity, product unit price, total transaction amount, timestamp, etc.
  • activate the local program to display it to the user through a graphical interface.
  • the graphical interface can display Including information in the form of images, text, etc.
  • the embodiment of this application provides two payment modes, one is a mode in which the user freely selects a payment method, and the other is a mode in which the system recommends a payment method.
  • the above-mentioned S430 may specifically include:
  • the cashier system can synchronize the process of sending the retrieved order information to the mobile terminal for user confirmation.
  • Push the recommended payment method to the user that is, send the recommended payment method information to the mobile terminal.
  • the recommended payment method information may include payment method identification information and supporting discount information.
  • corresponding recommended payment method information can be displayed based on the order information to attract the user to select the payment method corresponding to the recommended payment method information.
  • the embodiment of the present application provides Payment methods can also include:
  • the above S430 includes:
  • the identification information obtain the connection information corresponding to the mobile terminal from the routing table
  • order information is sent to the mobile terminal.
  • the device identification code or mobile phone number of the mobile terminal and the corresponding MAC address can be stored in the routing table.
  • the cashier system retrieves the order information corresponding to the mobile phone number, it can use the mobile phone number, or The device identification code associated with the mobile phone number is queried from the routing table for the corresponding MAC address, and then the order information is accurately sent to the mobile terminal corresponding to the order information through the MAC address.
  • the accuracy of sending order information can be improved, and it also makes it possible for multiple mobile terminals to communicate with the cashier system at the same time, and the cashier system can execute multiple payment operation processes at the same time, thereby further improving payment efficiency.
  • the user after the user confirms the order information on the mobile terminal and selects or confirms the target payment method, the user can directly initiate the order payment on the mobile terminal, and the mobile terminal sends the payment to the cashier system. ask.
  • the payment request may also include authentication mark information, timestamp, etc.
  • the cashier system receives a payment request initiated by the user's mobile terminal, parses the payment request, and performs payment processing on the order to be paid corresponding to the order information according to the target payment method carried in the payment request.
  • the above S450 may specifically include:
  • Target payment information is sent to the corresponding payee through the payment interface, and the target payment information is used to instruct the payee to perform deduction processing for the order to be paid corresponding to the order information.
  • the cashier system can generate payment information corresponding to the order to be paid, that is, target payment information, where the payment information can include account information, debit amount information, and other information required for order payment. Based on the analysis results of the payment request, the cashier system automatically matches the payment interface corresponding to the target payment method, activates the payment service, and initiates the payment deduction process to the background payee.
  • the cashier system can send the bank card corresponding to the order to the payee of Bank A by calling the payment interface corresponding to Bank A. Card information so that the payee of Bank A can perform deduction operations based on the bank card.
  • the cashier system can realize deduction processing of multiple payment methods, thereby ensuring that the cashier system can respond to the different payment methods selected by the user on the mobile terminal and implement payment processing corresponding to different methods. .
  • the payee can feedback the payment result to the cashier system after completing the deduction process, and then the cashier system feeds back the payment result to the corresponding mobile terminal through the UWB base station to display the payment result to the user on the mobile terminal, so that the user can Improve the real-time and accuracy of transaction result feedback and enhance user experience.
  • FIG. 5 is a schematic flowchart of a payment method provided by another embodiment of the present application. As shown in Figure 5, the payment method may specifically include the following steps:
  • the payment request includes the target payment method.
  • the payment request is used to instruct the cashier system to perform payment processing on the order to be paid corresponding to the order information based on the target payment method.
  • the first input may be the user's selection input to select the target payment method from multiple payment methods, or it may be the user's confirmation input of the payment method recommended by the system in order to use the recommended payment method as the target payment method, which will not be discussed here. limited.
  • the mobile terminal when the mobile terminal enters the target location area, it sends its own terminal information to the cashier system via the UWB signal base station, so that the cashier system obtains the corresponding order information based on the terminal information, and sends the order information to the mobile terminal.
  • the user can determine the target payment method based on the displayed order information on the mobile terminal and initiate payment.
  • the cashier system receives the payment request sent by the mobile terminal, the user can determine the target payment method based on the target included in the payment request.
  • Payment method perform payment processing on the order to be paid corresponding to the order information. In this way, the payment method can be selected on the mobile terminal without any operation by the cashier on the cashier counter, and the payment process of the order can be automatically completed, simplifying the payment operation process and improving payment efficiency.
  • the payment method provided by the embodiments of this application may also include:
  • the cashier system when the cashier system pushes order information to the mobile terminal for user confirmation, it can simultaneously push recommended payment method information to the user.
  • the recommended payment method information can include payment method identification information, supporting discount information, etc.
  • the mobile terminal After receiving the information sent by the cashier system, the mobile terminal can display the order information and corresponding recommended payment method information for user confirmation and reference.
  • the above-mentioned S540 may specifically include:
  • the above S550 may specifically include:
  • the payment method corresponding to the recommended payment method information is determined to be the target payment method.
  • the user can determine the target payment method directly by confirming the recommended payment method information sent by the system. For example, after the user completes the confirmation of the order and recommended payment method on the mobile terminal, the mobile terminal can activate the matching payment interface to initiate a payment request, and send the payment request to the cashier system so that the cashier system can process the payment in the corresponding manner.
  • the payment method provided by the embodiment of the present application may also include:
  • the above S540 may specifically include:
  • the above S550 may specifically include:
  • the payment method corresponding to the target payment method information is determined to be the target payment method.
  • the user can freely select based on one or more optional payment methods preset in the local application in the mobile terminal.
  • the displayed optional payment method information may include payment method identification information, such as an image identification or a text identification, etc.
  • users can freely choose a suitable payment method as the target payment method when there is no recommended payment method, or the recommended payment method is not suitable, so that the cashier system can process the order payment based on the target payment method.
  • the payment method may include S601-S609, which will be explained in detail below.
  • the mobile terminal enters the UWB sensing area, establishes a connection, and both parties obtain information;
  • the cashier system retrieves the user's order and sends it to the mobile terminal for confirmation by the user;
  • the user confirms the order information on the mobile terminal, selects the target payment method, and initiates a payment request;
  • the cashier system receives the payment request and automatically matches and invokes the corresponding payment service according to the target payment method;
  • the cashier system transmits the payment information to the backend payment terminal for settlement
  • the user can determine the target payment method through free selection on the mobile terminal, so that the cashier system can directly perform corresponding payment processing based on the target payment method selected by the user on the mobile terminal, thereby simplifying the payment operation process and improving payment efficiency.
  • the payment method can include S701-S707, which are explained in detail below.
  • the mobile terminal enters the UWB sensing area, establishes a connection, and both parties obtain information;
  • the cashier system retrieves the user's order and sends it to the mobile terminal for confirmation by the user;
  • the user returns confirmation information of the order information through the mobile terminal;
  • the cashier system receives the confirmation information and actively pushes the recommended payment method to the mobile terminal;
  • the user confirms the recommended payment method on the mobile terminal and initiates a payment request based on this payment method;
  • the cashier system transmits the payment information to the backend payment terminal for settlement
  • the payment method is recommended to the user through the cashier system, and the user confirms on the mobile terminal whether to use the method recommended by the system to determine the payment method, so that the cashier system can directly perform corresponding payment processing based on the recommended payment method confirmed by the user on the mobile terminal.
  • This can simplify the payment operation process and improve payment efficiency, while promoting the cooperation between the cashier system and other payment-side service providers to improve economic benefits.
  • Figure 8 is a schematic structural diagram of a payment device provided by an embodiment of the present application.
  • the payment device can be used in cashier systems.
  • the payment device 800 may include:
  • the information acquisition module 801 is configured to obtain the terminal information corresponding to the mobile terminal when it is determined that there is a mobile terminal in the target location area, wherein the target location area is based on the multiple UWB signal base station network coverage and Set up a secure payment area;
  • An order acquisition module 802 is used to acquire order information corresponding to the mobile terminal according to the terminal information
  • the order sending module 803 is used to send the order information to the mobile terminal, so that the mobile terminal determines the target payment method based on the order information;
  • Request receiving module 804 configured to receive a payment request sent by the mobile terminal, where the payment request includes the target payment method
  • the order payment module 805 is configured to respond to the payment request and perform payment processing on the order to be paid corresponding to the order information based on the target payment method.
  • the order sending module 803 includes:
  • the first sending sub-module is configured to send the order information and recommended payment method information to the mobile terminal, so that the mobile terminal determines the target payment method based on the order information and the recommended payment method information.
  • the order payment module 805 includes:
  • Calling the sub-module is used to call the payment interface corresponding to the target payment method
  • the second sending sub-module is used to send target payment information to the corresponding payee through the payment interface.
  • the target payment information is used to instruct the payee to perform deductions for the order to be paid corresponding to the order information. payment processing.
  • the order information includes authentication mark information, and the authentication mark information is used by the mobile terminal to authenticate the legality of the order information.
  • the terminal information includes identification information and connection information; the above-mentioned payment device 800 also includes:
  • An associated storage module configured to associate and store the identification information and the connection information in a routing table after obtaining the terminal information corresponding to the mobile terminal;
  • the order sending module 803 includes:
  • An acquisition submodule configured to acquire the connection information corresponding to the mobile terminal from the routing table according to the identification information
  • the third sending sub-module is used to send the order information to the mobile terminal based on the connection information.
  • the above-mentioned payment device 800 further includes:
  • a terminal positioning module configured to, when it is determined that a mobile terminal exists in the target location area, obtain the terminal information corresponding to the mobile terminal according to the UWB signal corresponding to the mobile terminal received by the multiple UWB signal base stations. , position the mobile terminal to obtain the first position of the mobile terminal;
  • a terminal determination module configured to determine that the mobile terminal exists in the target location area when the first location is located in the target location area.
  • the terminal information corresponding to the mobile terminal is obtained, and then based on the The terminal information obtains the corresponding order information and sends the order information to the mobile terminal for user confirmation.
  • the user can determine the target payment method based on the order information on the mobile terminal, initiate payment, and then receive the mobile payment in the cashier system.
  • the terminal sends a payment request payment processing is performed on the order to be paid corresponding to the order information according to the target payment method included in the payment request.
  • the payment method can be selected on the mobile terminal without any operation by the cashier on the cashier counter, and the payment process of the order can be automatically completed, simplifying the payment operation process and improving payment efficiency.
  • this application also provides a payment device. Detailed description will be given in conjunction with Figure 9 .
  • Figure 9 is a schematic structural diagram of a payment device provided by another embodiment of the present application.
  • the payment device can be applied to mobile terminals.
  • the payment device 900 may include:
  • the information sending module 901 is configured to send its own terminal information to the cashier system via the UWB signal base station when the mobile terminal enters the target location area, so that the cashier system obtains and communicates with the mobile terminal according to the terminal information.
  • the order receiving module 902 is used to receive the order information sent by the cashier system
  • the input receiving module 904 is used to receive the user's first input based on the order information
  • Method determination module 905, configured to determine the target payment method in response to the first input
  • Request sending module 906 configured to send a payment request to the cashier system, where the payment request includes the target payment method, and the payment request is used to instruct the cashier system to process the order based on the target payment method.
  • the pending payment order corresponding to the information is processed for payment.
  • the above-mentioned payment device 900 further includes:
  • An information receiving module used to receive recommended payment method information sent by the cashier system
  • the first display module is used to display the recommended payment method information.
  • the input receiving module 904 includes:
  • the first receiving sub-module is used to receive the first input from the user to confirm the recommended payment method information
  • the mode determination module 905 includes:
  • the first determination sub-module is used to determine that the payment method corresponding to the recommended payment method information is the target payment method.
  • the above-mentioned payment device 900 further includes:
  • a second display module configured to display at least one optional payment method information corresponding to the order information before receiving the user's first input based on the order information
  • the input receiving module 904 includes:
  • the second receiving sub-module is used to receive the first input of the user selecting the target payment method information from the at least one optional payment method information;
  • the mode determination module 905 includes:
  • the second determination sub-module is used to determine that the payment method corresponding to the target payment method information is the target payment method.
  • the mobile terminal when the mobile terminal enters the target location area, it sends its own terminal information to the cashier system via the UWB signal base station, so that the cashier system obtains the corresponding order information based on the terminal information, and sends the order information to the mobile terminal.
  • the user can determine the target payment method based on the displayed order information on the mobile terminal and initiate payment.
  • the cashier system receives the payment request sent by the mobile terminal, the user can determine the target payment method based on the target included in the payment request.
  • Payment method perform payment processing on the order to be paid corresponding to the order information. In this way, the payment method can be selected on the mobile terminal without any operation by the cashier on the cashier counter, and the payment process of the order can be automatically completed, simplifying the payment operation process and improving payment efficiency.
  • Figure 10 is a schematic structural diagram of an electronic device provided by an embodiment of the present application.
  • the electronic device 1000 may include a processor 1001 and a memory 1002 storing computer program instructions.
  • processor 1001 may include a central processing unit (CPU), or an application specific integrated circuit (Application Specific Integrated Circuit, ASIC), or may be configured to implement one or more integrated circuits according to the embodiments of the present application.
  • CPU central processing unit
  • ASIC Application Specific Integrated Circuit
  • Memory 1002 may include bulk storage for data or instructions.
  • the memory 1002 may include a hard disk drive (HDD), a floppy disk drive, flash memory, an optical disk, a magneto-optical disk, a magnetic tape, or a Universal Serial Bus (USB) drive or two or more A combination of many of the above.
  • Memory 1002 may include removable or non-removable (or fixed) media, where appropriate.
  • the memory 1002 may be internal or external to the integrated gateway disaster recovery device.
  • memory 1002 is non-volatile solid-state memory.
  • memory may include read-only memory (ROM), random access memory (RAM), magnetic disk storage media devices, optical storage media devices, flash memory devices, electrical, optical, or other physical/tangible memory storage devices.
  • ROM read-only memory
  • RAM random access memory
  • magnetic disk storage media devices e.g., magnetic disks
  • optical storage media devices e.g., flash memory devices
  • electrical, optical, or other physical/tangible memory storage devices e.g., electrically erasable programmable read-only memory
  • memory includes one or more tangible (non-transitory) computer-readable storage media (e.g., memory devices) encoded with software including computer-executable instructions, and when the software is executed (e.g., by one or multiple processors) operable to perform the operations described with reference to a method according to an aspect of the present application.
  • the processor 1001 reads and executes the computer program instructions stored in the memory 1002 to implement any of the payment methods in the above embodiments.
  • electronic device 1000 may also include communication interface 1003 and bus 1010 .
  • the processor 1001, the memory 1002, and the communication interface 1003 are connected through the bus 1010 and complete communication with each other.
  • the communication interface 1003 is mainly used to implement communication between modules, devices, units and/or equipment in the embodiments of this application.
  • Bus 1010 includes hardware, software, or both, coupling the components of the online data traffic metering device to each other.
  • bus 1010 may include an Accelerated Graphics Port (AGP) or other graphics bus, an Enhanced Industry Standard Architecture (EISA) bus, a front-side bus (FSB), a HyperTransport (HT) interconnect, an Industry Standard Architecture (ISA) ) bus, Infinite Bandwidth Interconnect, Low Pin Count (LPC) bus, Memory bus, Micro Channel Architecture (MCA) bus, Peripheral Component Interconnect (PCI) bus, PCI-Express (PCI-X) bus, Serial Advanced Technology Attachment (SATA) bus, Video Electronics Standards Association Local (VLB) bus or other suitable bus or a combination of two or more of these.
  • bus 1010 may include one or more buses.
  • the electronic device 1000 may be a mobile phone, a tablet computer, a notebook computer, a handheld computer, a vehicle-mounted electronic device, an ultra-mobile personal computer (UMPC), a netbook or a personal digital assistant (PDA). wait.
  • UMPC ultra-mobile personal computer
  • PDA personal digital assistant
  • the electronic device 1000 can execute the payment method in the embodiment of the present application, thereby realizing the payment method and device described in conjunction with FIGS. 4 to 9 .
  • the embodiment of the present application can be implemented by providing a computer-readable storage medium.
  • Computer program instructions are stored on the computer-readable storage medium; when the computer program instructions are executed by the processor, any one of the payment methods in the above embodiments is implemented.
  • Examples of computer-readable storage media include non-transitory computer-readable storage media such as portable disks, hard disks, random access memory (RAM), read-only memory (ROM), erasable programmable read-only memory (EPROM or flash memory) ), portable compact disk read-only memory (CD-ROM), optical storage devices, magnetic storage devices, etc.
  • the functional blocks shown in the above structural block diagram can be implemented as hardware, software, firmware or a combination thereof.
  • it may be, for example, an electronic circuit, an application specific integrated circuit (ASIC), appropriate firmware, a plug-in, a function card, or the like.
  • ASIC application specific integrated circuit
  • elements of the application are programs or code segments that are used to perform the required tasks.
  • the program or code segments may be stored in a machine-readable medium or transmitted over a transmission medium or communications link via a data signal carried in a carrier wave.
  • "Machine-readable medium” may include any medium capable of storing or transmitting information.
  • machine-readable media examples include electronic circuits, semiconductor memory devices, ROM, flash memory, erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, fiber optic media, radio frequency (RF) links, and the like.
  • Code segments may be downloaded via computer networks such as the Internet, intranets, and the like.
  • Such a processor may be, but is not limited to, a general-purpose processor, a special-purpose processor, a special application processor, or a field-programmable logic circuit. It will also be understood that each block in the block diagrams and/or flowchart illustrations, and combinations of blocks in the block diagrams and/or flowchart illustrations, can also be implemented by special purpose hardware that performs the specified functions or actions, or can be implemented by special purpose hardware and A combination of computer instructions.

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Abstract

一种支付方法、装置、设备、介质及产品，支付方法包括在确定目标位置区域中存在移动终端的情况下，获取移动终端对应的终端信息，其中，目标位置区域为基于多个UWB信号基站组网覆盖并设置的安全支付区域；根据终端信息获取与移动终端对应的订单信息；向移动终端发送订单信息，以使移动终端基于订单信息确定目标支付方式；接收移动终端发送的支付请求，支付请求中包括目标支付方式；响应于支付请求，基于目标支付方式，对订单信息对应的待支付订单进行支付处理。

Description

支付方法、装置、设备、介质及产品
相关申请的交叉引用
本申请要求享有于2022年5月17日提交的名称为“支付方法、装置、设备、介质及产品”的中国专利申请202210535789.5的优先权，该申请的全部内容通过引用并入本文中。
技术领域
本申请属于移动支付技术领域，尤其涉及一种支付方法、装置、设备、介质及产品。
背景技术
随着移动支付技术的不断发展，用户在各大商场、超市等线下购物场景中越来越多地采用手机支付等方式进行支付。
通常，在线下支付过程中，主要由收银员在收银台中根据用户口头选择的支付方式进行操作，然后由用户扫描商户出示的收款码，或者由商户扫描用户出示的付款码，来完成支付过程。
如此，由于支付过程需要用户配合收银员，且由收银员来操作收银台和指定用户支付方式，这样使得支付操作过程繁琐。另外，如果收银员操作失误则无法继续支付，还需要重新操作，这样会导致时间浪费，降低了支付效率。
发明内容
本申请实施例提供一种支付方法、装置、设备、介质及产品，能够简化支付操作过程，提高支付效率。
第一方面，本申请实施例提供一种支付方法，应用于收银系统，所述收银系统中包括多个超宽带UWB信号基站，该方法包括：
在确定目标位置区域中存在移动终端的情况下，获取所述移动终端对应的终端信息，其中，所述目标位置区域为基于所述多个UWB信号基站组网覆盖并设置的安全支付区域；
根据所述终端信息获取与所述移动终端对应的订单信息；
向所述移动终端发送所述订单信息，以使所述移动终端基于所述订单信息确定目标支付方式；
接收所述移动终端发送的支付请求，所述支付请求中包括所述目标支付方式；
响应于所述支付请求，基于所述目标支付方式，对所述订单信息对应的待支付订单进行支付处理。
第二方面，本申请实施例提供一种支付方法，应用于移动终端，该方法包括：
在所述移动终端进入目标位置区域的情况下，将自身的终端信息经由UWB信号基站发送至收银系统，以使所述收银系统根据所述终端信息获取与所述移动终端对应的订单信息，其中，所述目标位置区域为基于所述多个UWB信号基站组网覆盖并设置的安全支付区域；
接收所述收银系统发送的订单信息；
显示所述订单信息；
接收用户基于所述订单信息的第一输入；
响应于所述第一输入，确定目标支付方式；
向所述收银系统发送支付请求，所述支付请求中包括所述目标支付方式，所述支付请求用于指示所述收银系统基于所述目标支付方式，对所述订单信息对应的待支付订单进行支付处理。
第三方面，本申请实施例提供了一种支付装置，应用于收银系统，所述收银系统中包括多个超宽带UWB信号基站，该装置包括：
信息获取模块，用于在确定目标位置区域中存在移动终端的情况下，获取所述移动终端对应的终端信息，其中，所述目标位置区域为基于所述多个UWB信号基站组网覆盖并设置的安全支付区域；
订单获取模块，用于根据所述终端信息获取与所述移动终端对应的订 单信息；
订单发送模块，用于向所述移动终端发送所述订单信息，以使所述移动终端基于所述订单信息确定目标支付方式；
请求接收模块，用于接收所述移动终端发送的支付请求，所述支付请求中包括所述目标支付方式；
订单支付模块，用于响应于所述支付请求，基于所述目标支付方式，对所述订单信息对应的待支付订单进行支付处理。
第四方面，本申请实施例提供了一种支付装置，应用于移动终端，该装置包括：
信息发送模块，用于在所述移动终端进入目标位置区域的情况下，将自身的终端信息经由UWB信号基站发送至收银系统，以使所述收银系统根据所述终端信息获取与所述移动终端对应的订单信息，其中，所述目标位置区域为基于所述多个UWB信号基站组网覆盖并设置的安全支付区域；
订单接收模块，用于接收所述收银系统发送的订单信息；
订单显示模块，用于显示所述订单信息；
输入接收模块，用于接收用户基于所述订单信息的第一输入；
方式确定模块，用于响应于所述第一输入，确定目标支付方式；
请求发送模块，用于向所述收银系统发送支付请求，所述支付请求中包括所述目标支付方式，所述支付请求用于指示所述收银系统基于所述目标支付方式，对所述订单信息对应的待支付订单进行支付处理。
第五方面，本申请实施例提供了一种电子设备，该电子设备包括：处理器以及存储有计算机程序指令的存储器；
处理器执行所述计算机程序指令时实现如第一方面的任一项实施例中所述的支付方法的步骤。
第六方面，本申请实施例提供了一种收银设备，该收银设备包括：处理器以及存储有计算机程序指令的存储器；
处理器执行所述计算机程序指令时实现如第二方面的任一项实施例中所述的支付方法的步骤。
第七方面，本申请实施例提供了一种计算机可读存储介质，计算机可读存储介质上存储有计算机程序指令，计算机程序指令被处理器执行时实现如第一方面或第二方面的任一项实施例中所述的支付方法的步骤。
第八方面，本申请实施例提供了一种计算机程序产品，计算机程序产品中的指令由电子设备的处理器执行时，使得所述电子设备执行如第一方面或第二方面的任一项实施例中所述的支付方法的步骤。
本申请实施例中的支付方法、装置、设备、介质及产品，通过利用收银系统中包括的多个UWB(Ultra Wide Band，超宽带)信号基站设置目标位置区域，当目标位置区域中存在移动终端时，获取该移动终端对应的终端信息，进而基于该终端信息获取相应的订单信息，将该订单信息发送至移动终端以供用户确认，如此，用户可在移动终端上基于该订单信息来确定目标支付方式，并发起支付，进而在收银系统接收到移动终端发送的支付请求时，根据该支付请求中包括的目标支付方式，对订单信息对应的待支付订单进行支付处理。这样，无需收银员在收银台上的任何操作，即可在移动终端上实现支付方式的选择，并自动完成订单的支付过程，简化了支付操作过程，提高了支付效率。
附图说明
为了更清楚地说明本申请实施例的技术方案，下面将对本申请实施例中所需要使用的附图作简单的介绍，对于本领域普通技术人员来讲，在不付出创造性劳动的前提下，还可以根据这些附图获得其他的附图。
图1是本申请提供的支付方法所适用的一种架构图；
图2a是本申请提供的收银系统的一种结构示意图；
图2b是本申请提供的移动终端的一种结构示意图；
图3是本申请实施例提供的支付方法的一种流程示意图；
图4是本申请一个实施例提供的支付方法的流程示意图；
图5是本申请另一个实施例提供的支付方法的流程示意图；
图6是本申请提供的基于自由选择模式的支付方法的一种流程示意图；
图7是本申请提供的基于系统推荐模式的支付方法的一种流程示意图；
图8是本申请一个实施例提供的支付装置的结构示意图；
图9是本申请另一个实施例提供的支付装置的结构示意图；
图10是本申请一个实施例提供的电子设备的结构示意图。
具体实施方式
下面将详细描述本申请的各个方面的特征和示例性实施例，为了使本申请的目的、技术方案及优点更加清楚明白，以下结合附图及具体实施例，对本申请进行进一步详细描述。应理解，此处所描述的具体实施例仅意在解释本申请，而不是限定本申请。对于本领域技术人员来说，本申请可以在不需要这些具体细节中的一些细节的情况下实施。下面对实施例的描述仅仅是为了通过示出本申请的示例来提供对本申请更好的理解。
需要说明的是，在本文中，诸如第一和第二等之类的关系术语仅仅用来将一个实体或者操作与另一个实体或操作区分开来，而不一定要求或者暗示这些实体或操作之间存在任何这种实际的关系或者顺序。而且，术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含，从而使得包括一系列要素的过程、方法、物品或者设备不仅包括那些要素，而且还包括没有明确列出的其他要素，或者是还包括为这种过程、方法、物品或者设备所固有的要素。在没有更多限制的情况下，由语句“包括……”限定的要素，并不排除在包括所述要素的过程、方法、物品或者设备中还存在另外的相同要素。
现有技术中，用户在进行线下支付的过程中，需要配合收银员，并告诉收银员支付方式，由收银员在收银台操作收银设备，选择用户告知的支付方式，再由用户进行相应方式的支付操作后，才能完成支付过程。由于支付操作过程涉及收银员和用户之间的来回配合操作，使得支付操作过程繁琐，一旦其中一方出现操作失误，就会导致支付操作无法继续，从而影响其他用户的支付进度，降低了线下支付的效率。
为了解决现有技术问题，本申请实施例提供了一种支付方法、装置、 设备、介质及产品。该支付方法可以应用于线下购物的场景，下面首先对本申请实施例所提供的支付方法适用的架构进行介绍。
图1是本申请提供的支付方法所适用的一种架构图。如图1所示，该架构中可以包括收银系统10和至少一个移动终端11。其中，移动终端11可以是智能手机、智能手表、智能手环、平板电脑等可移动设备。收银系统10中可包括收银终端以及多个UWB信号基站，内置UWB通讯功能的软硬件装置，支持多种支付方式。该多个UWB信号基站可分布设置于收银区域附近，以便该多个UWB信号基站组网形成UWB信号感应区，并基于该UWB信号感应区设置安全支付区域，也即目标位置区域。另外，用户侧的移动终端同样内置UWB通讯功能的软硬件装置，具备多种支付功能。收银系统和用户终端之间可通过UWB信号基站进行信息通讯，并通过通讯层、应用层协议协同完成交易流程。
示例性地，移动终端11在进入UWB信号感应区后，收银系统10中的UWB信号基站可基于通讯消息的飞行时间(ToF)确定移动终端11的位置信息，进而判断其是否进入安全支付区域，在确定移动终端11已进入安全支付区域后，即可触发支付操作过程。
另外，如图2a所示，收银系统10中可包括UWB软硬件101、驱动程序102和路由表103。其中，UWB软硬件101可用于接收、发送和处理基于UWB信号的信息，驱动程序102可用于驱动UWB软硬件101运行，路由表103可用于存储各个移动终端对应的连接信息。
同样地，如图2b所示，移动终端11中可包括UWB软硬件111、驱动程序112和路由表113。其中，UWB软硬件111可用于接收、发送和处理基于UWB信号的信息，驱动程序112可用于驱动UWB软硬件111运行，路由表113可用于存储收银系统对应的连接信息。
通过在收银系统和用户终端侧新增上述各个软硬件模块，使得两者均具备UWB通讯功能及配套的接口程序，改变传统方式下收银系统和用户移动终端之间的功能界面，原本由收银员在收银台上操作的环节删除，改为收银系统借助UWB技术，双方进行支付信息交互，获取用户移动终端选取的支付方式，进而替代收银员在收银台上的操作。
另外，收银系统和移动终端可以基于UWB信号执行与其他外部电子设备的通信，并基于UWB信号执行信息交换。例如，收银系统收到支付请求后，可将支付信息利用UWB信号(也可其他通讯方式)转发给后台的收款端进行结算。交易完成后收款端也可利用UWB信号将交易结果反馈给收银系统，以便收银系统实时准确地向用户移动终端提供交易结果，并进行显示。其中，其他通讯方式包括但不限于WIFI网络通讯、蓝牙网络通讯、5G网络通讯等通讯方式。
基于上述架构，本申请实施例提供了一种支付方法，具体如下所示。
图3是本申请实施例提供的支付方法的一种流程示意图。如图3所示，该支付方法具体可以包括如下步骤：
S310、在确定目标位置区域中存在移动终端的情况下，收银系统获取移动终端对应的终端信息；
S320、收银系统根据终端信息获取与移动终端对应的订单信息；
S330、收银系统向移动终端发送订单信息；
S340、移动终端显示订单信息；
S350、移动终端接收用户基于订单信息的第一输入；
S360、移动终端响应于第一输入，确定目标支付方式；
S370、移动终端向收银系统发送支付请求，支付请求中包括目标支付方式；
S380、收银系统响应于支付请求，基于目标支付方式，对订单信息对应的待支付订单进行支付处理。
由此，通过利用收银系统中包括的多个UWB信号基站设置目标位置区域，当目标位置区域中存在移动终端时，收银系统获取该移动终端对应的终端信息，进而基于该终端信息获取相应的订单信息，将该订单信息发送至移动终端以供用户确认，如此，用户可在移动终端上基于该订单信息来确定目标支付方式，并发起支付，进而在收银系统接收到移动终端发送的支付请求时，根据该支付请求中包括的目标支付方式，对订单信息对应的待支付订单进行支付处理。这样，无需收银员在收银台上的任何操作，即可在移动终端上实现支付方式的选择，并自动完成订单的支付过程，简 化了支付操作过程，提高了支付效率。
下面首先对应用于收银系统的支付方法进行详细说明。
图4是本申请一个实施例提供的支付方法的流程示意图。如图4所示，该支付方法具体可以包括如下步骤：
S410、在确定目标位置区域中存在移动终端的情况下，获取移动终端对应的终端信息，其中，目标位置区域为基于多个UWB信号基站组网覆盖并设置的安全支付区域；
S420、根据终端信息获取与移动终端对应的订单信息；
S430、向移动终端发送订单信息，以使移动终端基于订单信息确定目标支付方式；
S440、接收移动终端发送的支付请求，支付请求中包括目标支付方式；
S450、响应于支付请求，基于目标支付方式，对订单信息对应的待支付订单进行支付处理。
由此，通过利用收银系统中包括的多个UWB信号基站设置目标位置区域，当目标位置区域中存在移动终端时，获取该移动终端对应的终端信息，进而基于该终端信息获取相应的订单信息，将该订单信息发送至移动终端以供用户确认，如此，用户可在移动终端上基于该订单信息来确定目标支付方式，并发起支付，进而在收银系统接收到移动终端发送的支付请求时，根据该支付请求中包括的目标支付方式，对订单信息对应的待支付订单进行支付处理。这样，无需收银员在收银台上的任何操作，即可在移动终端上实现支付方式的选择，并自动完成订单的支付过程，简化了支付操作过程，提高了支付效率。
下面介绍上述各个步骤的具体实现方式。
在一些实施方式中，在S410中，目标位置区域可设置于线下购物门店的出口处，该目标位置区域四周可设置多个UWB信号基站，如此，当包含UWB功能模块的移动终端，进入UWB信号基站组网覆盖的UWB信号感应区后，收银系统可通过UWB信号基站对移动终端进行定位，并在确定其进入目标位置区域后，获取该移动终端对应的终端信息。其中，终 端信息中可以包括标识信息和连接信息，标识信息包括但不限于设备识别码、手机号等，连接信息包括但不限于MAC(Media Access Control，媒体存取控制)地址等。
示例性地，在确定有移动终端进入目标位置区域后，收银系统与移动终端在该安全支付区域内可通过UWB信号进行通讯握手时，可互相交换终端信息。
基于此，在一些示例中，在上述S410之前，本申请实施例提供的支付方法还可以包括：
根据多个UWB信号基站接收到的与移动终端对应的UWB信号，对移动终端进行定位，得到移动终端所处的第一位置；
在第一位置位于目标位置区域内的情况下，确定目标位置区域中存在移动终端。
这里，收银系统可通过UWB信号基站与用户的移动终端直接进行通信。
示例性地，在UWB信号基站检测到有移动终端进入UWB信号感应区域内后，通过移动终端与各个UWB信号基站之间的通讯，收银系统可基于信号飞行时间以及各个UWB信号基站的位置坐标对移动终端进行定位，得到移动终端的实时位置，进而可基于该实时位置判断该移动终端是否进入设置的安全支付区域，也即目标位置区域。
在一些实施方式中，在S420中，收银系统在接收到移动终端的终端信息之后，可根据该终端信息中的全部信息或部分信息(例如手机号等信息)在后台检索用户的订单信息。其中，该订单信息可以是由用户选购完商品后，由工作人员在收银系统中录入该用户选购的商品后生成的订单信息。当然，也可以是由用户自己在选购完商品后，在自助收银系统中录入选购的商品后生成的订单信息。对于订单信息的生成方式，在此并不作限定。
这里，订单信息可包括商户信息、商品信息、商品数量、商品单价、交易总金额、以及时间戳等内容。
在一些实施方式中，在S430中，在收银系统检索到移动终端对应的 订单信息后，可将订单信息发送至移动终端，以在移动终端上显示该订单信息。如此，用户可在移动终端上基于该订单信息进行支付方式的选择或确认操作，得到相应的目标支付方式。
另外，在一些示例中，上述订单信息中还可包括认证标记信息，该认证标记信息用于移动终端对订单信息进行合法性认证。
这里，认证标记信息可以是用于进行合法性认证的信息头标记等信息。
示例性地，移动终端在接收到收银系统发送的订单信息后，可对订单信息进行解析，从中获取信息头标记等信息，通过该信息确认订单信息的合法性。在确认合法的前提下，获取其中包含的商户信息、商品信息、商品数量、商品单价、交易总金额、时间戳等内容，并激活本地程序通过图形界面向用户展示，其中，图形界面中可显示包括图像、文字等形式的信息。
这样，通过在订单信息中携带认证标记信息，可对订单信息进行合法性验证，进而提高支付操作的安全性。
另外，本申请实施例中提供了两种支付模式，一种是用户自由选择支付方式的模式，另一种是系统推荐支付方式的模式。
针对系统推荐支付方式的模式，在一些示例中，上述S430具体可以包括：
向移动终端发送订单信息以及推荐支付方式信息，以使移动终端基于订单信息和推荐支付方式信息确定目标支付方式。
这里，由于可能存在支付机构与商户有合作的情况，或者某种支付方式有大力度优惠的情况，因此，收银系统可在向移动终端发送检索到的订单信息以便用户进行确认的过程中，同步向用户推送推荐的支付方式，即，向移动终端发送推荐支付方式信息。其中，推荐支付方式信息中可包括支付方式标识信息和配套优惠信息等。
示例性地，在移动终端上显示订单信息的同时，可基于该订单信息显示相应的推荐支付方式信息，以吸引用户选择该推荐支付方式信息对应的支付方式。
这样，通过主动推送推荐的支付方式，并由用户在移动终端上进行确认，可以在避免人工操作繁琐的同时，引流了用户支付选择的入口，推动商户与支付机构之间的合作。
另外，由于收银系统可能同时会与多个移动终端进行通信，为了使收银系统能够准确地将订单信息发送至相对应的移动终端，在一些示例中，在上述S410之后，本申请实施例提供的支付方法还可以包括：
将标识信息和连接信息关联存储至路由表；
相应地，上述S430包括：
根据标识信息，从路由表中获取与移动终端对应的连接信息；
基于连接信息，向移动终端发送订单信息。
示例性地，可将移动终端的设备识别码或手机号，与对应的MAC地址存储至路由表，如此，在收银系统检索到与该手机号对应的订单信息时，可通过该手机号，或者手机号关联的设备识别码，从路由表中查询相应的MAC地址，进而通过该MAC地址，将订单信息准确地发送至与该订单信息相应的移动终端。
如此，通过上述信息存储方式，可提高订单信息发送的准确性，也使得多个移动终端同时与收银系统进行通信，收银系统同时执行多个支付操作流程成为可能，从而进一步提高支付效率。
在一些实施方式中，在S440和S450中，用户在移动终端上确认好订单信息，并选择或确认得到目标支付方式后，可在移动终端上直接发起订单支付，由移动终端向收银系统发送支付请求。其中，支付请求中除了包括目标支付方式外，还可包括认证标记信息、时间戳等。
示例性地，收银系统接收到用户移动终端发起的支付请求，对该支付请求进行解析处理，根据支付请求中携带的目标支付方式，对该订单信息对应的待支付订单进行支付处理。
基于此，在一些示例中，上述S450具体可以包括：
调用与目标支付方式对应的支付接口；
通过支付接口向对应的收款端发送目标支付信息，目标支付信息用于指示收款端针对与订单信息对应的待支付订单执行扣款处理。
示例性地，收银系统可生成与待支付订单对应的支付信息，也即目标支付信息，其中，支付信息中可包括账户信息、扣款金额信息等进行订单支付时所需的信息。收银系统基于支付请求的解析结果，自动匹配到与目标支付方式对应的支付接口，激活支付服务，向后台的收款端发起支付扣款过程。
在一些具体例子中，若移动终端反馈的目标支付方式为使用A银行的银行卡支付，则收银系统可通过调用A银行对应的支付接口，向A银行的收款端发送与该订单对应的银行卡信息，以便A银行的收款端基于该银行卡进行扣款操作。
这样，通过自动调用不同的支付接口进行扣款，收银系统可实现多种支付方式的扣款处理，从而保证收银系统能够响应用户在移动终端选择的不同的支付方式，实现不同方式对应的支付处理。
另外，收款端在完成扣款处理后可向收银系统反馈支付结果，进而由收银系统将该支付结果通过UWB基站反馈给相应的移动终端，以在移动终端上向用户展示支付结果，从而可以提高交易结果反馈的实时性和准确性，提升用户体验。
以上是针对应用于收银系统的支付方法所进行的说明，下面对应用于移动终端的支付方法进行详细说明。
图5是本申请另一个实施例提供的支付方法的流程示意图。如图5所示，该支付方法具体可以包括如下步骤：
S510、在移动终端进入目标位置区域的情况下，将自身的终端信息经由UWB信号基站发送至收银系统，以使收银系统根据终端信息获取与移动终端对应的订单信息，其中，目标位置区域为基于多个UWB信号基站组网覆盖并设置的安全支付区域；
S520、接收收银系统发送的订单信息；
S530、显示订单信息；
S540、接收用户基于订单信息的第一输入；
S550、响应于第一输入，确定目标支付方式；
S560、向收银系统发送支付请求，支付请求中包括目标支付方式，支 付请求用于指示收银系统基于目标支付方式，对订单信息对应的待支付订单进行支付处理。
这里，对于上述各个步骤的解释可参见上述实施例中的相关部分的解释，在此不再赘述。
另外，第一输入可以是用户从多种支付方式中选择目标支付方式的选择输入，也可以是用户对系统推荐的支付方式的确认输入，以便将推荐的支付方式作为目标支付方式，在此不作限定。
由此，通过当移动终端进入目标位置区域时，将自身的终端信息经由UWB信号基站发送至收银系统，以使收银系统基于该终端信息获取相应的订单信息，并将该订单信息发送至移动终端以供用户确认，如此，用户可在移动终端上基于显示的订单信息来确定目标支付方式，并发起支付，进而在收银系统接收到移动终端发送的支付请求时，根据该支付请求中包括的目标支付方式，对订单信息对应的待支付订单进行支付处理。这样，无需收银员在收银台上的任何操作，即可在移动终端上实现支付方式的选择，并自动完成订单的支付过程，简化了支付操作过程，提高了支付效率。
基于此，在一些实施方式中，本申请实施例提供的支付方法还可以包括：
接收收银系统发送的推荐支付方式信息；
显示推荐支付方式信息。
示例性地，收银系统向移动终端推送订单信息以便用户确认的过程中，可同步向用户推送推荐支付方式信息，该推荐支付方式信息中可包括支付方式标识信息和配套优惠信息等。移动终端在接收到收银系统发送的信息后，可对订单信息和相应的推荐支付方式信息进行显示，以供用户确认和参考。
另外，针对系统推荐支付方式的模式，在一些实施方式中，上述S540具体可以包括：
接收用户用于确认推荐支付方式信息的第一输入；
相应地，上述S550具体可以包括：
确定推荐支付方式信息对应的支付方式为目标支付方式。
示例性地，在系统推荐支付方式的模式中，用户可直接通过确认系统发送的推荐支付方式信息，来确定目标支付方式。例如，用户在移动终端上完成对订单和推荐支付方式的确认后，移动终端可激活匹配的支付接口发起支付请求，并将支付请求发送至收银系统，以便收银系统进行相应方式的支付处理。
另外，针对用户自由选择支付方式的模式，在一些实施方式中，在上述S540之前，本申请实施例提供的支付方法还可以包括：
显示与订单信息对应的至少一种可选支付方式信息；
相应地，上述S540具体可以包括：
接收用户从至少一种可选支付方式信息中选择目标支付方式信息的第一输入；
相应地，上述S550具体可以包括：
确定目标支付方式信息对应的支付方式为目标支付方式。
示例性地，在用户自由选择支付方式的模式中，用户可基于移动终端内本地应用程序中预设的一种或多种可选支付方式进行自由选择。其中，显示的可选支付方式信息可包括支付方式标识信息，例如图像标识或文字标识等。
这样，用户可在没有推荐的支付方式，或推荐的支付方式不适合的情况下，自由选择适合的支付方式，作为目标支付方式，以便收银系统基于该目标支付方式进行订单的支付处理。
为了更好地描述整个方案，基于上述各实施例，举一些具体例子。
例如，针对用户自由选择支付方式的模式，可参见如图6所示的支付方法流程图，该支付方法可以包括S601-S609，下面对此进行详细解释。
S601、移动终端进入UWB感应区域，建立连接，双方获取信息；
S602、收银系统检索用户订单，发送至移动终端给用户确认；
S603、用户在移动终端上确认订单信息，并选择目标支付方式，发起支付请求；
S604、收银系统接收支付请求，根据目标支付方式自动匹配唤起相应 的支付服务；
S605、收银系统将支付信息传递至后台的收款端进行结算；
S606、收款端进行支付结算，并将支付结果逐级返回。
如此，用户可在移动终端通过自由选择的方式，确定目标支付方式，以便收银系统直接根据用户在移动终端选择的目标支付方式进行相应的支付处理，从而可以简化支付操作过程，提高支付效率。
又如，针对系统推荐支付方式的模式，可参见如图7所示的支付方法流程图。该支付方法可以包括S701-S707，下面对此进行详细解释。
S701、移动终端进入UWB感应区域，建立连接，双方获取信息；
S702、收银系统检索用户订单，发送至移动终端给用户确认；
S703、用户通过移动终端返回对订单信息的确认信息；
S704、收银系统接收确认信息，主动向移动终端推送推荐的支付方式；
S705、用户在移动终端上确认推荐的支付方式，并基于此支付方式发起支付请求；
S706、收银系统将支付信息传递至后台的收款端进行结算；
S707、收款端进行支付结算，并将支付结果逐级返回。
如此，通过收银系统向用户推荐支付方式，且用户在移动终端上确认是否采用系统推荐的方式，来确定支付方式，以便收银系统直接根据用户在移动终端确认的推荐支付方式进行相应的支付处理，从而可以在简化支付操作过程，提高支付效率的同时，促进收银系统与其他收款端服务商的合作，提高经济效益。
需要说明的是，上述本申请实施例描述的应用场景是为了更加清楚的说明本申请实施例的技术方案，并不构成对于本申请实施例提供的技术方案的限定，本领域普通技术人员可知，随着新应用场景的出现，本申请实施例提供的技术方案对于类似的技术问题，同样适用。
基于相同的发明构思，本申请还提供了一种支付装置。具体结合图8进行详细说明。
图8是本申请一个实施例提供的支付装置的结构示意图。该支付装置 可应用于收银系统。
如图8所示，该支付装置800可以包括：
信息获取模块801，用于在确定目标位置区域中存在移动终端的情况下，获取所述移动终端对应的终端信息，其中，所述目标位置区域为基于所述多个UWB信号基站组网覆盖并设置的安全支付区域；
订单获取模块802，用于根据所述终端信息获取与所述移动终端对应的订单信息；
订单发送模块803，用于向所述移动终端发送所述订单信息，以使所述移动终端基于所述订单信息确定目标支付方式；
请求接收模块804，用于接收所述移动终端发送的支付请求，所述支付请求中包括所述目标支付方式；
订单支付模块805，用于响应于所述支付请求，基于所述目标支付方式，对所述订单信息对应的待支付订单进行支付处理。
下面对上述支付装置800进行详细说明，具体如下所示：
在其中一些实施例中，所述订单发送模块803包括：
第一发送子模块，用于向所述移动终端发送所述订单信息以及推荐支付方式信息，以使所述移动终端基于所述订单信息和所述推荐支付方式信息确定所述目标支付方式。
在其中一些实施例中，所述订单支付模块805包括：
调用子模块，用于调用与所述目标支付方式对应的支付接口；
第二发送子模块，用于通过所述支付接口向对应的收款端发送目标支付信息，所述目标支付信息用于指示所述收款端针对与所述订单信息对应的待支付订单执行扣款处理。
在其中一些实施例中，所述订单信息中包括认证标记信息，所述认证标记信息用于所述移动终端对所述订单信息进行合法性认证。
在其中一些实施例中，所述终端信息包括标识信息和连接信息；上述支付装置800还包括：
关联存储模块，用于在获取所述移动终端对应的终端信息之后，将所述标识信息和所述连接信息关联存储至路由表；
所述订单发送模块803包括：
获取子模块，用于根据所述标识信息，从所述路由表中获取与所述移动终端对应的所述连接信息；
第三发送子模块，用于基于所述连接信息，向所述移动终端发送所述订单信息。
在其中一些实施例中，上述支付装置800还包括：
终端定位模块，用于在确定目标位置区域中存在移动终端的情况下，获取所述移动终端对应的终端信息之前，根据所述多个UWB信号基站接收到的与所述移动终端对应的UWB信号，对所述移动终端进行定位，得到所述移动终端所处的第一位置；
终端确定模块，用于在所述第一位置位于所述目标位置区域内的情况下，确定所述目标位置区域中存在所述移动终端。
由此，通过利用收银系统中包括的多个UWB(Ultra Wide Band，超宽带)信号基站设置目标位置区域，当目标位置区域中存在移动终端时，获取该移动终端对应的终端信息，进而基于该终端信息获取相应的订单信息，将该订单信息发送至移动终端以供用户确认，如此，用户可在移动终端上基于该订单信息来确定目标支付方式，并发起支付，进而在收银系统接收到移动终端发送的支付请求时，根据该支付请求中包括的目标支付方式，对订单信息对应的待支付订单进行支付处理。这样，无需收银员在收银台上的任何操作，即可在移动终端上实现支付方式的选择，并自动完成订单的支付过程，简化了支付操作过程，提高了支付效率。
基于相同的发明构思，本申请还提供了一种支付装置。具体结合图9进行详细说明。
图9是本申请另一个实施例提供的支付装置的结构示意图。该支付装置可应用于移动终端。
如图9所示，该支付装置900可以包括：
信息发送模块901，用于在所述移动终端进入目标位置区域的情况下，将自身的终端信息经由UWB信号基站发送至收银系统，以使所述收银系统根据所述终端信息获取与所述移动终端对应的订单信息，其中，所 述目标位置区域为基于所述多个UWB信号基站组网覆盖并设置的安全支付区域；
订单接收模块902，用于接收所述收银系统发送的订单信息；
订单显示模块903，用于显示所述订单信息；
输入接收模块904，用于接收用户基于所述订单信息的第一输入；
方式确定模块905，用于响应于所述第一输入，确定目标支付方式；
请求发送模块906，用于向所述收银系统发送支付请求，所述支付请求中包括所述目标支付方式，所述支付请求用于指示所述收银系统基于所述目标支付方式，对所述订单信息对应的待支付订单进行支付处理。
下面对上述支付装置900进行详细说明，具体如下所示：
在其中一些实施例中，上述支付装置900还包括：
信息接收模块，用于接收所述收银系统发送的推荐支付方式信息；
第一显示模块，用于显示所述推荐支付方式信息。
在其中一些实施例中，所述输入接收模块904包括：
第一接收子模块，用于接收用户用于确认所述推荐支付方式信息的第一输入；
所述方式确定模块905包括：
第一确定子模块，用于确定所述推荐支付方式信息对应的支付方式为所述目标支付方式。
在其中一些实施例中，上述支付装置900还包括：
第二显示模块，用于在接收用户基于所述订单信息的第一输入之前，显示与所述订单信息对应的至少一种可选支付方式信息；
所述输入接收模块904包括：
第二接收子模块，用于接收用户从所述至少一种可选支付方式信息中选择目标支付方式信息的第一输入；
所述方式确定模块905包括：
第二确定子模块，用于确定所述目标支付方式信息对应的支付方式为所述目标支付方式。
由此，通过当移动终端进入目标位置区域时，将自身的终端信息经由 UWB信号基站发送至收银系统，以使收银系统基于该终端信息获取相应的订单信息，并将该订单信息发送至移动终端以供用户确认，如此，用户可在移动终端上基于显示的订单信息来确定目标支付方式，并发起支付，进而在收银系统接收到移动终端发送的支付请求时，根据该支付请求中包括的目标支付方式，对订单信息对应的待支付订单进行支付处理。这样，无需收银员在收银台上的任何操作，即可在移动终端上实现支付方式的选择，并自动完成订单的支付过程，简化了支付操作过程，提高了支付效率。
图10是本申请一个实施例提供的电子设备的结构示意图。
在电子设备1000可以包括处理器1001以及存储有计算机程序指令的存储器1002。
具体地，上述处理器1001可以包括中央处理器(CPU)，或者特定集成电路(Application Specific Integrated Circuit，ASIC)，或者可以被配置成实施本申请实施例的一个或多个集成电路。
存储器1002可以包括用于数据或指令的大容量存储器。举例来说而非限制，存储器1002可包括硬盘驱动器(Hard Disk Drive，HDD)、软盘驱动器、闪存、光盘、磁光盘、磁带或通用串行总线(Universal Serial Bus，USB)驱动器或者两个或更多个以上这些的组合。在合适的情况下，存储器1002可包括可移除或不可移除(或固定)的介质。在合适的情况下，存储器1002可在综合网关容灾设备的内部或外部。在特定实施例中，存储器1002是非易失性固态存储器。
在特定实施例中，存储器可包括只读存储器(ROM)，随机存取存储器(RAM)，磁盘存储介质设备，光存储介质设备，闪存设备，电气、光学或其他物理/有形的存储器存储设备。因此，通常，存储器包括一个或多个编码有包括计算机可执行指令的软件的有形(非暂态)计算机可读存储介质(例如，存储器设备)，并且当该软件被执行(例如，由一个或多个处理器)时，其可操作来执行参考根据本申请的一方面的方法所描述的操作。
处理器1001通过读取并执行存储器1002中存储的计算机程序指令， 以实现上述实施例中的任意一种支付方法。
在一些示例中，电子设备1000还可包括通信接口1003和总线1010。其中，如图10所示，处理器1001、存储器1002、通信接口1003通过总线1010连接并完成相互间的通信。
通信接口1003主要用于实现本申请实施例中各模块、装置、单元和/或设备之间的通信。
总线1010包括硬件、软件或两者，将在线数据流量计费设备的部件彼此耦接在一起。举例来说而非限制，总线1010可包括加速图形端口(AGP)或其他图形总线、增强工业标准架构(EISA)总线、前端总线(FSB)、超传输(HT)互连、工业标准架构(ISA)总线、无限带宽互连、低引脚数(LPC)总线、存储器总线、微信道架构(MCA)总线、外围组件互连(PCI)总线、PCI-Express(PCI-X)总线、串行高级技术附件(SATA)总线、视频电子标准协会局部(VLB)总线或其他合适的总线或者两个或更多个以上这些的组合。在合适的情况下，总线1010可包括一个或多个总线。尽管本申请实施例描述和示出了特定的总线，但本申请考虑任何合适的总线或互连。
示例性的，电子设备1000可以为手机、平板电脑、笔记本电脑、掌上电脑、车载电子设备、超级移动个人计算机(ultra-mobile personal computer，UMPC)、上网本或者个人数字助理(personal digital assistant，PDA)等。
该电子设备1000可以执行本申请实施例中的支付方法，从而实现结合图4至图9描述的支付方法和装置。
另外，结合上述实施例中的支付方法，本申请实施例可提供一种计算机可读存储介质来实现。该计算机可读存储介质上存储有计算机程序指令；该计算机程序指令被处理器执行时实现上述实施例中的任意一种支付方法。计算机可读存储介质的示例包括非暂态计算机可读存储介质，如便携式盘、硬盘、随机存取存储器(RAM)、只读存储器(ROM)、可擦式可编程只读存储器(EPROM或闪存)、便携式紧凑盘只读存储器(CD-ROM)、光存储器件、磁存储器件等。
需要明确的是，本申请并不局限于上文所描述并在图中示出的特定配置和处理。为了简明起见，这里省略了对已知方法的详细描述。在上述实施例中，描述和示出了若干具体的步骤作为示例。但是，本申请的方法过程并不限于所描述和示出的具体步骤，本领域的技术人员可以在领会本申请的精神后，作出各种改变、修改和添加，或者改变步骤之间的顺序。
以上所述的结构框图中所示的功能块可以实现为硬件、软件、固件或者它们的组合。当以硬件方式实现时，其可以例如是电子电路、专用集成电路(ASIC)、适当的固件、插件、功能卡等等。当以软件方式实现时，本申请的元素是被用于执行所需任务的程序或者代码段。程序或者代码段可以存储在机器可读介质中，或者通过载波中携带的数据信号在传输介质或者通信链路上传送。“机器可读介质”可以包括能够存储或传输信息的任何介质。机器可读介质的例子包括电子电路、半导体存储器设备、ROM、闪存、可擦除ROM(EROM)、软盘、CD-ROM、光盘、硬盘、光纤介质、射频(RF)链路，等等。代码段可以经由诸如因特网、内联网等的计算机网络被下载。
还需要说明的是，本申请中提及的示例性实施例，基于一系列的步骤或者装置描述一些方法或系统。但是，本申请不局限于上述步骤的顺序，也就是说，可以按照实施例中提及的顺序执行步骤，也可以不同于实施例中的顺序，或者若干步骤同时执行。
上面参考根据本申请的实施例的方法、装置(系统)和计算机程序产品的流程图和/或框图描述了本申请的各方面。应当理解，流程图和/或框图中的每个方框以及流程图和/或框图中各方框的组合可以由计算机程序指令实现。这些计算机程序指令可被提供给通用计算机、专用计算机、或其它可编程数据处理装置的处理器，以产生一种机器，使得经由计算机或其它可编程数据处理装置的处理器执行的这些指令使能对流程图和/或框图的一个或多个方框中指定的功能/动作的实现。这种处理器可以是但不限于是通用处理器、专用处理器、特殊应用处理器或者现场可编程逻辑电路。还可理解，框图和/或流程图中的每个方框以及框图和/或流程图中的方框的组合，也可以由执行指定的功能或动作的专用硬件来实现，或可由专用硬 件和计算机指令的组合来实现。
以上所述，仅为本申请的具体实施方式，所属领域的技术人员可以清楚地了解到，为了描述的方便和简洁，上述描述的系统、模块和单元的具体工作过程，可以参考前述方法实施例中的对应过程，在此不再赘述。应理解，本申请的保护范围并不局限于此，任何熟悉本技术领域的技术人员在本申请揭露的技术范围内，可轻易想到各种等效的修改或替换，这些修改或替换都应涵盖在本申请的保护范围之内。

Claims (16)

  1. 一种支付方法，应用于收银系统，所述收银系统中包括多个超宽带UWB信号基站，所述方法包括：
    在确定目标位置区域中存在移动终端的情况下，获取所述移动终端对应的终端信息，其中，所述目标位置区域为基于所述多个UWB信号基站组网覆盖并设置的安全支付区域；
    根据所述终端信息获取与所述移动终端对应的订单信息；
    向所述移动终端发送所述订单信息，以使所述移动终端基于所述订单信息确定目标支付方式；
    接收所述移动终端发送的支付请求，所述支付请求中包括所述目标支付方式；
    响应于所述支付请求，基于所述目标支付方式，对所述订单信息对应的待支付订单进行支付处理。
  2. 根据权利要求1所述的方法，其中，所述向所述移动终端发送所述订单信息，以使所述移动终端基于所述订单信息确定目标支付方式，包括：
    向所述移动终端发送所述订单信息以及推荐支付方式信息，以使所述移动终端基于所述订单信息和所述推荐支付方式信息确定所述目标支付方式。
  3. 根据权利要求1所述的方法，其中，所述基于所述目标支付方式，对所述订单信息对应的待支付订单进行支付处理，包括：
    调用与所述目标支付方式对应的支付接口；
    通过所述支付接口向对应的收款端发送目标支付信息，所述目标支付信息用于指示所述收款端针对与所述订单信息对应的待支付订单执行扣款处理。
  4. 根据权利要求1所述的方法，其中，所述订单信息中包括认证标记信息，所述认证标记信息用于所述移动终端对所述订单信息进行合法性认证。
  5. 根据权利要求1所述的方法，其中，所述终端信息包括标识信息 和连接信息；在获取所述移动终端对应的终端信息之后，所述方法还包括：
    将所述标识信息和所述连接信息关联存储至路由表；
    所述向所述移动终端发送所述订单信息，包括：
    根据所述标识信息，从所述路由表中获取与所述移动终端对应的所述连接信息；
    基于所述连接信息，向所述移动终端发送所述订单信息。
  6. 根据权利要求1所述的方法，其中，所述在确定目标位置区域中存在移动终端的情况下，获取所述移动终端对应的终端信息之前，所述方法还包括：
    根据所述多个UWB信号基站接收到的与所述移动终端对应的UWB信号，对所述移动终端进行定位，得到所述移动终端所处的第一位置；
    在所述第一位置位于所述目标位置区域内的情况下，确定所述目标位置区域中存在所述移动终端。
  7. 一种支付方法，应用于移动终端，所述方法包括：
    在所述移动终端进入目标位置区域的情况下，将自身的终端信息经由UWB信号基站发送至收银系统，以使所述收银系统根据所述终端信息获取与所述移动终端对应的订单信息，其中，所述目标位置区域为基于所述多个UWB信号基站组网覆盖并设置的安全支付区域；
    接收所述收银系统发送的订单信息；
    显示所述订单信息；
    接收用户基于所述订单信息的第一输入；
    响应于所述第一输入，确定目标支付方式；
    向所述收银系统发送支付请求，所述支付请求中包括所述目标支付方式，所述支付请求用于指示所述收银系统基于所述目标支付方式，对所述订单信息对应的待支付订单进行支付处理。
  8. 根据权利要求7所述的方法，其中，所述方法还包括：
    接收所述收银系统发送的推荐支付方式信息；
    显示所述推荐支付方式信息。
  9. 根据权利要求8所述的方法，其中，所述接收用户基于所述订单信息的第一输入，包括：
    接收用户用于确认所述推荐支付方式信息的第一输入；
    所述确定目标支付方式，包括：
    确定所述推荐支付方式信息对应的支付方式为所述目标支付方式。
  10. 根据权利要求7或8所述的方法，其中，在接收用户基于所述订单信息的第一输入之前，所述方法还包括：
    显示与所述订单信息对应的至少一种可选支付方式信息；
    所述接收用户基于所述订单信息的第一输入，包括：
    接收用户从所述至少一种可选支付方式信息中选择目标支付方式信息的第一输入；
    所述确定目标支付方式，包括：
    确定所述目标支付方式信息对应的支付方式为所述目标支付方式。
  11. 一种支付装置，应用于收银系统，所述收银系统中包括多个超宽带UWB信号基站，所述装置包括：
    信息获取模块，用于在确定目标位置区域中存在移动终端的情况下，获取所述移动终端对应的终端信息，其中，所述目标位置区域为基于所述多个UWB信号基站组网覆盖并设置的安全支付区域；
    订单获取模块，用于根据所述终端信息获取与所述移动终端对应的订单信息；
    订单发送模块，用于向所述移动终端发送所述订单信息，以使所述移动终端基于所述订单信息确定目标支付方式；
    请求接收模块，用于接收所述移动终端发送的支付请求，所述支付请求中包括所述目标支付方式；
    订单支付模块，用于响应于所述支付请求，基于所述目标支付方式，对所述订单信息对应的待支付订单进行支付处理。
  12. 一种支付装置，应用于移动终端，所述装置包括：
    信息发送模块，用于在所述移动终端进入目标位置区域的情况下，将自身的终端信息经由UWB信号基站发送至收银系统，以使所述收银系统 根据所述终端信息获取与所述移动终端对应的订单信息，其中，所述目标位置区域为基于所述多个UWB信号基站组网覆盖并设置的安全支付区域；
    订单接收模块，用于接收所述收银系统发送的订单信息；
    订单显示模块，用于显示所述订单信息；
    输入接收模块，用于接收用户基于所述订单信息的第一输入；
    方式确定模块，用于响应于所述第一输入，确定目标支付方式；
    请求发送模块，用于向所述收银系统发送支付请求，所述支付请求中包括所述目标支付方式，所述支付请求用于指示所述收银系统基于所述目标支付方式，对所述订单信息对应的待支付订单进行支付处理。
  13. 一种电子设备，包括：处理器以及存储有计算机程序指令的存储器；
    所述处理器执行所述计算机程序指令时实现如权利要求1-6任意一项所述的支付方法的步骤。
  14. 一种收银设备，包括：处理器以及存储有计算机程序指令的存储器；
    所述处理器执行所述计算机程序指令时实现如权利要求7-10任意一项所述的支付方法的步骤。
  15. 一种计算机可读存储介质，所述计算机可读存储介质上存储有计算机程序指令，所述计算机程序指令被处理器执行时实现如权利要求1-6或7-10任意一项所述的支付方法的步骤。
  16. 一种计算机程序产品，所述计算机程序产品中的指令由电子设备的处理器执行时，使得所述电子设备执行如权利要求1-6或7-10任意一项所述的支付方法的步骤。
PCT/CN2022/143529 2022-05-17 2022-12-29 支付方法、装置、设备、介质及产品 WO2023221528A1 (zh)

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