WO2021239090A1 - 授信处理方法、装置、设备及系统 - Google Patents

授信处理方法、装置、设备及系统 Download PDF

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WO2021239090A1
WO2021239090A1 PCT/CN2021/096607 CN2021096607W WO2021239090A1 WO 2021239090 A1 WO2021239090 A1 WO 2021239090A1 CN 2021096607 W CN2021096607 W CN 2021096607W WO 2021239090 A1 WO2021239090 A1 WO 2021239090A1
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information
blockchain
credit
logistics
logistics platform
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PCT/CN2021/096607
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English (en)
French (fr)
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曲正云
朱永春
陈锐发
张文强
杨振宇
刘屹东
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支付宝(杭州)信息技术有限公司
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/27Replication, distribution or synchronisation of data between databases or within a distributed database system; Distributed database system architectures therefor
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/08Logistics, e.g. warehousing, loading or distribution; Inventory or stock management
    • G06Q10/083Shipping
    • G06Q10/0838Historical data

Definitions

  • This document relates to the field of data processing technology, in particular to a credit processing method, device, equipment and system.
  • Credit in simple terms, refers to the bank directly providing funds to the company after it has assessed the company.
  • the data on which the evaluation is based is usually the credit history of the company, and the information provided by the company such as operating conditions.
  • banks will spend a considerable period of time to verify the validity of the information provided by the company, and there are problems of low efficiency and impact on user experience.
  • companies usually maintain their operating information in a centralized manner, there is a risk of loss of operating information, which makes it difficult for banks to trace the verification process, which affects the evaluation results.
  • the embodiment of this specification provides a credit processing method.
  • the method is applied to the first blockchain node of the first blockchain.
  • the method includes receiving an information acquisition request sent by a second blockchain node of a second blockchain corresponding to a resource management institution.
  • the information acquisition request is based on the credit request sent by the logistics platform, and is sent through the cross-chain transmission channel of the first blockchain and the second blockchain.
  • the information acquisition request includes the digital identity information of the logistics platform.
  • the embodiment of this specification provides a credit processing method.
  • the method is applied to the first blockchain node of the first blockchain.
  • the method includes receiving an information acquisition request sent by a resource management agency.
  • the information acquisition request is sent based on the credit request sent by the logistics platform.
  • the information acquisition request includes the digital identity information of the logistics platform.
  • the embodiment of this specification provides a credit processing method.
  • This method is applied to the second blockchain node of the second blockchain.
  • the method includes receiving a credit request sent by a logistics platform.
  • the credit request includes the digital identity information of the logistics platform.
  • an information acquisition request is sent to the first blockchain node of the first blockchain based on the cross-chain transmission channel of the first blockchain and the second blockchain. So that the first blockchain node obtains the logistics information of the logistics platform from the first blockchain according to the digital identity information.
  • Receiving the logistics information sent by the first blockchain node based on the cross-chain transmission channel. Perform credit processing according to the logistics information to obtain credit result information. Save the credit result information in the second blockchain, and send the credit result information to the logistics platform.
  • the embodiment of this specification provides a credit processing device.
  • the device is applied to the first blockchain node of the first blockchain.
  • the device includes a receiving module, which receives an information acquisition request sent by a second blockchain node of the second blockchain corresponding to the resource management agency.
  • the information acquisition request is based on the credit request sent by the logistics platform, and is sent through the cross-chain transmission channel of the first blockchain and the second blockchain.
  • the information acquisition request includes the digital identity information of the logistics platform.
  • the device also includes an obtaining module, which obtains the logistics information of the logistics platform from the first blockchain according to the digital identity information.
  • the device also includes a sending module, which sends the acquired logistics information to the second blockchain node based on the cross-chain transmission channel. So that the second blockchain node performs credit processing according to the logistics information, and saves the obtained credit result information in the second blockchain.
  • the embodiment of this specification provides a credit processing device.
  • the device is applied to the first blockchain node of the first blockchain.
  • the device includes a receiving module, which receives an information acquisition request sent by a resource management agency.
  • the information acquisition request is sent based on the credit request sent by the logistics platform.
  • the information acquisition request includes the digital identity information of the logistics platform.
  • the device also includes an obtaining module, which obtains the logistics information of the logistics platform from the first blockchain according to the digital identity information.
  • the device also includes a sending module, which sends the acquired logistics information to the resource management agency. This allows the resource management agency to perform credit processing according to the logistics information, and save the obtained credit result information in the corresponding second blockchain.
  • the embodiment of this specification provides a credit processing device.
  • the device is applied to the second blockchain node of the second blockchain.
  • the device includes a receiving module, which receives the credit request sent by the logistics platform.
  • the credit request includes the digital identity information of the logistics platform.
  • the device also includes a first sending module, which is based on the cross-chain transmission channel of the first block chain and the second block chain to the first block chain of the first block chain according to the digital identity information.
  • the node sends an information acquisition request. So that the first blockchain node obtains the logistics information of the logistics platform from the first blockchain according to the digital identity information.
  • the device also includes a processing module, which receives the logistics information sent by the first blockchain node based on the cross-chain transmission channel. Perform credit processing according to the logistics information to obtain credit result information.
  • the device also includes a saving module, which saves the credit result information in the second blockchain.
  • the device also includes a second sending module, which sends the credit result information to the logistics platform.
  • the embodiment of this specification provides a credit processing system.
  • the system includes a logistics platform, a first block chain, and a second block chain corresponding to the resource management organization.
  • the logistics platform sends a credit request to the second blockchain node of the second blockchain.
  • the credit request includes the digital identity information of the logistics platform.
  • the second blockchain node of the second blockchain receives the credit request sent by the logistics platform.
  • receiving the logistics information sent by the first blockchain node based on the cross-chain transmission channel. Perform credit processing according to the logistics information to obtain credit result information.
  • the first blockchain node of the first blockchain receives the information acquisition request sent by the second blockchain node based on the cross-chain transmission channel. Obtaining the logistics information of the logistics platform from the first blockchain according to the digital identity information. Send the acquired logistics information to the second blockchain node based on the cross-chain transmission channel.
  • the embodiment of this specification provides a credit processing system.
  • the system includes a logistics platform, a resource management organization, the first blockchain and the second blockchain.
  • the logistics platform sends a credit request to the resource management agency. Receive credit result information sent by the resource management agency.
  • the credit request includes the digital identity information of the logistics platform.
  • the resource management institution receives the credit request sent by the logistics platform. Send an information acquisition request to the first blockchain node of the first blockchain according to the digital identity information. And, receiving the logistics information sent by the first blockchain node. Perform credit processing according to the logistics information to obtain credit result information.
  • the credit result information is stored in the corresponding second blockchain. And sending the credit result information to the logistics platform.
  • the first blockchain node of the first blockchain receives the information acquisition request sent by the resource management institution. Obtaining the logistics information of the logistics platform from the first blockchain according to the digital identity information. Sending the acquired logistics information to the resource management agency.
  • the embodiment of this specification provides a credit processing device.
  • the device includes a processor.
  • the device also includes a memory arranged to store computer-executable instructions.
  • the processor receives the information acquisition request sent by the second blockchain node of the second blockchain corresponding to the resource management institution.
  • the information acquisition request is based on the credit request sent by the logistics platform, and is sent through the cross-chain transmission channel of the first blockchain and the second blockchain.
  • the information acquisition request includes the digital identity information of the logistics platform.
  • the embodiment of this specification provides a credit processing device.
  • the device includes a processor.
  • the device also includes a memory arranged to store computer-executable instructions.
  • the computer-executable instructions when executed, cause the processor to receive an information acquisition request sent by a resource management agency.
  • the information acquisition request is sent based on the credit request sent by the logistics platform.
  • the information acquisition request includes the digital identity information of the logistics platform.
  • the embodiment of this specification provides a credit processing device.
  • the device includes a processor.
  • the device also includes a memory arranged to store computer-executable instructions.
  • the processor receives a credit request sent by a logistics platform.
  • the credit request includes the digital identity information of the logistics platform.
  • an information acquisition request is sent to the first blockchain node of the first blockchain based on the cross-chain transmission channel of the first blockchain and the second blockchain. So that the first blockchain node obtains the logistics information of the logistics platform from the first blockchain according to the digital identity information.
  • Receiving the logistics information sent by the first blockchain node based on the cross-chain transmission channel. Perform credit processing according to the logistics information to obtain credit result information. Save the credit result information in the second blockchain, and send the credit result information to the logistics platform.
  • the embodiment of this specification provides a storage medium.
  • the storage medium is used to store computer-executable instructions.
  • the computer-executable instructions When executed by the processor, they receive an information acquisition request sent by the second blockchain node of the second blockchain corresponding to the resource management agency.
  • the information acquisition request is based on the credit request sent by the logistics platform, and is sent through the cross-chain transmission channel of the first blockchain and the second blockchain.
  • the information acquisition request includes the digital identity information of the logistics platform. Obtaining the logistics information of the logistics platform from the first blockchain according to the digital identity information. Send the acquired logistics information to the second blockchain node based on the cross-chain transmission channel. So that the second blockchain node performs credit processing according to the logistics information, and saves the obtained credit result information in the second blockchain.
  • the embodiment of this specification provides a storage medium.
  • the storage medium is used to store computer-executable instructions.
  • the computer-executable instructions When executed by the processor, they receive an information acquisition request sent by a resource management agency.
  • the information acquisition request is sent based on the credit request sent by the logistics platform.
  • the information acquisition request includes the digital identity information of the logistics platform.
  • the embodiment of this specification provides a storage medium.
  • the storage medium is used to store computer-executable instructions.
  • the computer executable instructions When executed by the processor, they receive a credit request sent by the logistics platform.
  • the credit request includes the digital identity information of the logistics platform.
  • an information acquisition request is sent to the first blockchain node of the first blockchain based on the cross-chain transmission channel of the first blockchain and the second blockchain. So that the first blockchain node obtains the logistics information of the logistics platform from the first blockchain according to the digital identity information.
  • Receiving the logistics information sent by the first blockchain node based on the cross-chain transmission channel. Perform credit processing according to the logistics information to obtain credit result information. Save the credit result information in the second blockchain, and send the credit result information to the logistics platform.
  • FIG. 1 is a schematic diagram of the first scenario of a credit processing method provided by an embodiment of this specification
  • FIG. 2 is a schematic diagram of the first flow of a credit processing method provided by an embodiment of this specification
  • FIG. 3 is a schematic diagram of the second flow of a credit processing method provided by an embodiment of this specification.
  • FIG. 4 is a schematic diagram of a third process of a credit processing method provided by an embodiment of this specification.
  • FIG. 5 is a schematic diagram of a fourth flow of a credit processing method provided by an embodiment of this specification.
  • FIG. 6 is a schematic diagram of the fifth flow of a credit processing method provided by an embodiment of this specification.
  • FIG. 7 is a schematic diagram of the sixth flow of a credit processing method provided by an embodiment of this specification.
  • FIG. 8 is a schematic diagram of a second scenario of a credit processing method provided by an embodiment of this specification.
  • FIG. 9 is a schematic diagram of the seventh flow of a credit processing method provided by an embodiment of this specification.
  • FIG. 10 is a schematic diagram of the eighth flow of a credit processing method provided by an embodiment of this specification.
  • FIG. 11 is a schematic diagram of the ninth flow of a credit processing method provided by an embodiment of this specification.
  • FIG. 12 is a schematic diagram of a tenth flow of a credit processing method provided by an embodiment of this specification.
  • FIG. 13 is a schematic diagram of the eleventh flow of a credit processing method provided by an embodiment of this specification.
  • FIG. 14 is a schematic diagram of a twelfth flow of a credit processing method provided by an embodiment of this specification.
  • 15 is a schematic diagram of the thirteenth process of a credit processing method provided by an embodiment of this specification.
  • 16 is a schematic diagram of the composition of the first module of a credit processing device provided by an embodiment of this specification.
  • FIG. 17 is a schematic diagram of the composition of a second type of module of a credit processing device provided by an embodiment of this specification.
  • 19 is a schematic diagram of the first composition of a credit processing system provided by an embodiment of the specification.
  • 20 is a schematic diagram of the second composition of a credit processing system provided by an embodiment of this specification.
  • FIG. 21 is a schematic structural diagram of a credit processing device provided by an embodiment of this specification.
  • Fig. 1 is a schematic diagram of an application scenario of a credit processing method provided by an embodiment of this specification.
  • the scenario includes: a logistics platform, a first blockchain node connected to the first blockchain, and a first blockchain node connected to the first blockchain.
  • the logistics information of the logistics platform is stored in the first blockchain.
  • the resource management organization has deployed node equipment, which is connected to the second blockchain, which is the second blockchain node; that is, the resource management organization acts as a node connected to the second blockchain and performs on-chain operations. Credit-related processing, and save the processing result information in the second blockchain.
  • the logistics platform sends a credit request to the second blockchain node of the second blockchain.
  • the second block chain node sends to the first block chain node of the first block chain based on the cross-chain transmission channel of the first block chain and the second block chain Information acquisition request.
  • the first blockchain node obtains the logistics information of the logistics platform from the first blockchain according to the digital identity information included in the information acquisition request; and sends the acquired logistics information to the second blockchain node based on the cross-chain transmission channel.
  • the second blockchain node performs credit processing according to the received logistics information, saves the obtained credit result information in the second blockchain, and sends the credit result information to the logistics platform.
  • Digital identity information such as DID (English name: Decentralized Identifiers, Chinese name: Distributed Identifiers). Therefore, by storing the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the cross-chain transmission of logistics information not only breaks The data island is realized, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • DID American name: Decentralized Identifiers, Chinese name: Distributed Identifiers
  • FIG. 2 is a schematic flowchart of a transaction processing method provided by the embodiment of this specification, and the method in FIG. 2 can be changed from the first area in FIG. 1
  • Block chain node execution, as shown in Figure 2 the method includes the following steps:
  • Step S102 Receive an information acquisition request sent by a second blockchain node of the second blockchain corresponding to the resource management institution.
  • the information acquisition request is based on the credit request sent by the logistics platform through the first blockchain and the second blockchain.
  • the information acquisition request includes the digital identity information of the logistics platform;
  • the logistics platform when it has a credit request, it sends a credit request to the second blockchain node of the second blockchain according to the digital identity information of the logistics platform; the second blockchain node according to the logistics platform included in the credit request Based on the cross-chain transmission channel of the first block chain and the second block chain, send an information acquisition request to the first block chain node of the first block chain.
  • the cross-chain transmission channel is the communication link constructed according to the relevant protocol, and the relevant interface is defined at the same time, and the cross-chain transmission of data can be realized by calling the interface.
  • Step S104 Obtain the logistics information of the logistics platform from the first blockchain according to the digital identity information.
  • the logistics information includes the information in each logistics stage of the waybill generated by the logistics platform based on the consignment request of each shipper, such as the consignment in the generation stage of the waybill Party’s user information, waybill identification information, consignment information, etc., the carrier’s user information in the waybill distribution stage, the carrier’s identification information of the means of transport, etc., the departure location information and departure time information at the departure stage, and the delivery at the delivery stage.
  • logistics information also includes information generated by the logistics platform based on at least one waybill that is in a transportation termination state and the shipper has not provided the resources required for transportation Business data.
  • the waybill is in the state of termination of transportation.
  • Step S106 Send the obtained logistics information to the second blockchain node based on the cross-chain transmission channel, so that the second blockchain node performs credit processing according to the logistics information, and saves the obtained credit result information in the second block Chain.
  • the credit result information includes the number of credits, the start time of the credit, the expiration time of the credit, the digital identity information of the logistics platform, etc.
  • the first blockchain node obtains the logistics platform from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request Logistics information; and based on the cross-chain transmission channel, the logistics information is sent to the second blockchain node, so that the second blockchain node performs credit processing according to the logistics information, and saves the credit result information in the second blockchain .
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the cross-chain transmission of logistics information not only breaks The data island is realized, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • the logistics platform sends a credit request to the second blockchain node, the second blockchain node can obtain the true and effective logistics information of the logistics platform.
  • the logistics platform sends the logistics information of the waybill to the first A block chain node, so that the first block chain node saves logistics information in the first block chain.
  • the method further includes:
  • Step S110-2 receive the logistics information of the waybill sent by the logistics platform, which is generated by the logistics platform based on the shipper’s consignment request; Step S110-4, associate the logistics information with the digital identity information of the logistics platform and save it to the first block Chain.
  • the logistics platform can borrow resources from the second blockchain node.
  • the second blockchain node sends the credit result information to the first blockchain node, so that the first blockchain node is based on The logistics information of the logistics platform determines the first amount of resources that the logistics platform can borrow.
  • the method further includes:
  • Step S108 based on the cross-chain transmission channel receiving the credit result information sent by the second blockchain node, save the credit result information in the first blockchain; step S110, call the first smart contract in the first blockchain, Based on the first smart contract, according to the logistics information of the logistics platform stored in the first blockchain, the first quantity of resources that can be borrowed by the logistics platform is determined; step S112, the determined first quantity is sent to the logistics platform, so that the logistics platform is based on The first quantity sends a resource borrowing request to the second blockchain node.
  • step S110 includes: step S110-2, invoking the first smart contract in the first blockchain, based on the first smart contract according to the digital identity information in the credit result information, from the first area Obtain the associated target business data in the first state from the block chain.
  • the first state indicates that the target business data has been pushed to the second block chain node and the shipper has not yet provided the resources required for transportation; specifically, the logistics platform is to be able to Borrow resources from the second blockchain node, and before the first blockchain node determines the first quantity, generate the business to be pushed based on the relevant information of at least one waybill that is in the transportation termination state and the shipper has not provided the resources required for transportation Data, and send a business data push request to the first blockchain node according to the business data; accordingly, the first blockchain node receives the business push data request sent by the logistics platform, and saves the business data in the business push data request to In the first block chain, and push business data to the second block chain node based on the cross-chain transmission channel, so that the second block chain node saves the business data in the second block chain, and based on the second block
  • the second smart contract in the block chain performs resource collection and processing based on business data.
  • the relevant information of the waybill includes the identification information of the waybill, the quantity of resources required to transport the consignment, etc.
  • the business data includes the first identification information, the associated identification information of each waybill, the number of resources required for transportation of each waybill, the digital identity information of the shipper of each waybill, the digital identity information of the logistics platform, and so on.
  • the business data is billing data
  • the first identification information included in the business data is billing identification information
  • the transportation required resources not provided by the shipper are shipping costs
  • each shipping fee in the billing data is the receivable of the logistics platform Accounts
  • the logistics platform pushes the accounts receivable of the logistics platform to the second blockchain node through the first blockchain node, so that the second blockchain node can carry out financing processing, so that the freight platform can start from the second block
  • the chain node borrows a certain amount of financing.
  • obtaining the associated target business data in the first state from the first blockchain includes: obtaining the associated push success record information from the first blockchain according to the digital identity information of the logistics platform, and record the push success
  • the business data corresponding to the information is determined as candidate business data; it is determined whether the associated resource transfer information is queried from the blockchain according to the first identification information in each candidate business data; if not, the corresponding candidate business data is determined as the target Business data.
  • the push success record information is the information generated when the first blockchain node determines that the business data is successfully pushed to the second blockchain node; the resource transfer information is the information generated when it is determined that the shipper provides the resources required for transportation.
  • Step S110-4 Determine the total amount of resources required for transportation not provided by the shipper according to the target business data; Step S110-6: Compare the determined total amount with the credit amount in the credit result information, if the total amount is less than the credit amount Quantity, the total quantity is determined as the first quantity of resources that can be borrowed by the logistics platform; if the total quantity is not less than the number of credits, the number of credits is determined as the first quantity of resources that can be borrowed by the logistics platform.
  • the first blockchain node pushes the business data of the logistics platform to the second blockchain node based on the cross-chain transmission channel, so that the second blockchain node can collect and process resources, and through the cross-chain transmission of business data, It not only breaks the data islands and realizes the interconnection and intercommunication of data, but also can give full play to the value of business data.
  • the first amount of resources that can be borrowed by the logistics platform is determined based on the target business data and the credit result information in the first state, which can ensure the orderly circulation of resources.
  • the logistics platform After receiving the first quantity sent by the first blockchain node, the logistics platform can send a resource borrowing request to the second blockchain node according to the first quantity. Considering that the logistics platform may make multiple resource borrowing requests, in order to ensure that the total amount of borrowed resources does not exceed the credit amount, in the embodiment of this specification, after the second blockchain node performs resource transfer processing based on the resource borrowing request, according to the borrowed amount The second quantity of resources determines the remaining credit quantity, and sends a credit quantity update request to the first blockchain node according to the remaining credit quantity. Correspondingly, as shown in Fig.
  • step S112 it further includes: step S114, based on the cross-chain transmission channel receiving the credit quantity update request sent by the second blockchain node, and the credit quantity update request is based on the resource borrowing sent by the logistics platform The request is sent after the collected resources are issued to the designated resource account of the logistics platform; step S116, according to the credit quantity update request, the remaining credit quantity of the logistics platform is determined, and the remaining credit quantity is associated with the digital identity information of the logistics platform and saved to the first In the blockchain.
  • the credit quantity update request includes the remaining credit quantity and the digital identity information of the logistics platform.
  • the first blockchain node obtains the remaining credit quantity and digital identity information of the logistics platform from the credit quantity update request, and will obtain the remaining credit quantity. It is associated with the digital identity information and stored in the first blockchain.
  • the logistics platform can perform corresponding resource transfer processing based on the borrowed resources, such as transferring the resources obtained from transportation to the carrier, etc.; in order to ensure that the complete information of the logistics platform is stored in the first blockchain to facilitate Relevant retrospective processing is subsequently performed.
  • the second blockchain node after the second blockchain node performs resource transfer processing based on the resource transfer request sent by the logistics platform, it also sends the resource transfer result information to the first blockchain node.
  • step S112 it may further include: step S118, based on the cross-chain transmission channel receiving the resource transfer result information sent by the second blockchain node, and save the resource transfer result information to the first blockchain
  • the resource transfer result information is information generated after the second blockchain node performs resource transfer processing based on the resources in the designated resource account according to the resource transfer request sent by the logistics platform.
  • the first blockchain node when the first blockchain node receives the information acquisition request sent by the second blockchain node, it acquires the logistics platform from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request Logistics information; and based on the cross-chain transmission channel, the logistics information is sent to the second blockchain node, so that the second blockchain node performs credit processing according to the logistics information, and saves the credit result information in the second blockchain .
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the cross-chain transmission of logistics information not only breaks The data island is realized, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • the resource management agency as the second blockchain node of the second blockchain, performs related processing on the chain based on the received credit request sent by the logistics platform.
  • the resource management institution as the second blockchain node of the second blockchain, can also grant credit off-chain when obtaining logistics information of the logistics platform from the first blockchain node based on the credit request Wait for processing, and save the processing result information to the second blockchain.
  • the resource management institution may not be a node in the second blockchain.
  • the application scenarios of the credit processing method include: logistics platform, resource management institution, access The first blockchain node of the first blockchain, and the second blockchain node connected to the second blockchain.
  • the resource management structure when the resource management structure receives the credit request sent by the logistics platform, it sends an information acquisition request to the first blockchain node; the first blockchain node acquires the logistics platform’s information from the first blockchain according to the information acquisition request.
  • the logistics information is sent to the resource management agency; the resource management agency performs credit processing based on the received logistics information, sends the obtained credit result information to the first blockchain node and the credit platform, and sends the credit result information to the second area Block chain node, the second block chain node saves the credit result information in the second block chain.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the resource management agency acts as a relay for the credit result information, etc.
  • the cross-chain transmission not only breaks the data island and realizes the interconnection and intercommunication of data, but also helps to give full play to the information value of logistics information.
  • FIG. 9 is a schematic flowchart of another credit processing method provided by an embodiment of this specification.
  • the method in FIG. 9 can be executed by the first blockchain node in FIG. 8.
  • the method includes the following steps: Step S202: Receive an information acquisition request sent by the resource management agency.
  • the information acquisition request is sent based on the credit request sent by the logistics platform.
  • the information acquisition request includes the digital identity information of the logistics platform; Step S204, according to the digital identity information from the first blockchain Obtain the logistics information of the logistics platform; Step S206, send the acquired logistics information to the resource management agency, so that the resource management agency performs credit processing based on the logistics information, and saves the obtained credit result information to the corresponding second blockchain middle.
  • step S202 to step S206 is similar to the implementation process of the foregoing step S102 to step S106, and reference may be made to the foregoing related description. The difference is that in the foregoing steps S102 to S106, the first blockchain node and the second blockchain node exchange data based on the cross-chain transmission channel; in steps S202 to S206, it is the first blockchain node Data exchange with resource management agencies.
  • step S208 receiving the credit result information sent by the resource management institution, and saving the credit result information in the first blockchain
  • step S210 calling the first area
  • the first smart contract in the block chain determines the first amount of resources that the logistics platform can borrow from the resource management agency according to the logistics information in the first block chain
  • step S212 the first amount is determined Send to the logistics platform, so that the logistics platform sends a resource borrowing request to the resource management agency according to the first quantity.
  • step S212 it may also include: receiving the credit quantity update request and resource transfer result information sent by the resource management structure.
  • receiving the credit quantity update request and resource transfer result information sent by the resource management structure please refer to the aforementioned receiving the credit quantity update request and resource transfer sent by the second blockchain node. The process of result information, etc. will not be repeated here.
  • the resource management structure receives the business data pushed by the first blockchain node, it sends the business data to the second blockchain node so that the second blockchain node can save the business data to the second blockchain node. In the blockchain.
  • the first blockchain node when the first blockchain node receives the information acquisition request sent by the resource management institution, it acquires the logistics information of the logistics platform from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request ; And send the logistics information to the resource management organization so that the resource management organization performs credit processing according to the logistics information, and saves the credit result information to the second blockchain through the second blockchain node.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the resource management agency acts as a relay for the credit result information, etc.
  • the cross-chain transmission not only breaks the data island and realizes the interconnection and intercommunication of data, but also helps to give full play to the information value of logistics information.
  • the embodiment of this specification also provides another credit processing method;
  • the method can be executed by the second blockchain node in Figure 1; as shown in Figure 11, the method includes the following steps: step S302, receiving a credit request sent by a logistics platform, the credit request including the digital identity information of the logistics platform; S304.
  • step S306 receive the logistics information sent by the first blockchain node based on the cross-chain transmission channel, and perform credit processing based on the logistics information to obtain credit result information;
  • step S308 save the credit result information in the second blockchain, and send the credit result information to the logistics platform.
  • the second blockchain node when the second blockchain node receives the credit request sent by the logistics platform, it is based on the cross-chain transmission channel of the first blockchain and the second blockchain to the first block of the first blockchain.
  • the chain node sends an information acquisition request, and performs credit processing according to the logistics information sent by the first blockchain node, and saves the credit result information in the second blockchain.
  • the logistics information of the logistics platform in the first blockchain the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second block chain, the traceability of the credit is ensured; in addition, through the cross-chain transmission of credit-related information, not only The data island is broken, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • step S308 it further includes: step S310, based on cross-chain
  • the transmission channel sends the credit result information to the first blockchain node, so that the first blockchain node saves the credit result information in the first blockchain, determines the first amount of resources that can be borrowed by the logistics platform, and The determined first quantity is sent to the logistics platform.
  • the method further includes: receiving the business data pushed by the first blockchain node based on the cross-chain transmission channel; 2.
  • the second smart contract in the blockchain based on the second smart contract for resource collection and processing based on business data.
  • the business data is based on at least one waybill related information that is in a transportation terminated state and the shipper has not provided the resources required for transportation.
  • the generated data is based on at least one waybill related information that is in a transportation terminated state and the shipper has not provided the resources required for transportation.
  • step S310 it may further include: step S312, receiving a resource borrowing request sent by the logistics platform, the resource borrowing request is sent based on the received first quantity, the resource borrowing request includes the resource to be borrowed The second quantity is not greater than the first quantity; step S314, if it is determined that the second quantity does not exceed the credit quantity in the credit result information, obtain the account information of the designated resource account of the logistics platform; according to the obtained account information and For the pre-collected resources, the second quantity of resources is issued to the designated resource account.
  • step S314 it further includes: step S316 , Determine the remaining credit quantity of the logistics platform according to the second quantity, and save the remaining credit quantity in the second blockchain; step S318, according to the remaining credit quantity, send a credit quantity update to the first blockchain node based on the cross-chain transmission channel Request so that the first blockchain node saves the remaining credit amount in the first blockchain.
  • step S314 after the logistics platform sends the resource borrowing request, it can perform resource transfer based on the requested resource.
  • step S314 it can also include: step S320, receiving the resource transfer request sent by the logistics platform, according to A resource transfer request is to perform resource transfer processing based on the resources in the designated resource account.
  • the resource transfer information includes account information of the resource transferred to the account, the number of resource transfers, and so on.
  • Step S322 Save the resource transfer information of the resource transfer process in the second blockchain, and send the resource transfer information to the first blockchain node based on the cross-chain transmission channel, so that the first blockchain node transfers the resource The information is stored in the first blockchain.
  • the second blockchain node when the second blockchain node receives the credit request sent by the logistics platform, it is based on the cross-chain transmission channel of the first blockchain and the second blockchain to the first block of the first blockchain.
  • the chain node sends an information acquisition request, and performs credit processing according to the logistics information sent by the first blockchain node, and saves the credit result information in the second blockchain.
  • the logistics information of the logistics platform in the first blockchain the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second block chain, the traceability of the credit is ensured; in addition, through the cross-chain transmission of credit-related information, not only The data island is broken, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • FIG. 16 is a schematic diagram of the module composition of a credit processing device provided by an embodiment of the specification. The device is used to execute the credit processing method described in FIG. 2 to FIG. 7. As shown in FIG.
  • the device includes: a receiving module 401 that receives The information acquisition request sent by the second blockchain node of the second blockchain corresponding to the resource management agency, the information acquisition request is based on the credit request sent by the logistics platform, through the first blockchain and the second zone
  • the information acquisition request includes the digital identity information of the logistics platform; the acquisition module 402 obtains the information of the logistics platform from the first blockchain according to the digital identity information.
  • the cross-border payment device when receiving the information acquisition request sent by the second blockchain node, obtains the logistics platform information from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request Logistics information; and based on the cross-chain transmission channel, the logistics information is sent to the second blockchain node, so that the second blockchain node performs credit processing according to the logistics information, and saves the credit result information in the second blockchain.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the cross-chain transmission of logistics information not only breaks The data island is realized, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • the device further includes: a determining module; the receiving module 401, after the sending module 403 sends the acquired logistics information to the second blockchain node based on the cross-chain transmission channel , Storing the credit result information in the first blockchain based on the cross-chain transmission channel receiving the credit result information sent by the second blockchain node; the determining module calls the The first smart contract in the first blockchain determines the first amount of resources that can be borrowed by the logistics platform according to the logistics information in the first blockchain based on the first smart contract; The sending module 403 sends the determined first quantity to the logistics platform, so that the logistics platform sends a resource borrowing request to the second blockchain node according to the first quantity.
  • the logistics information includes business data
  • the business data is data generated by the logistics platform based on relevant information of at least one waybill that is in a transportation terminated state and the shipper has not provided the resources required for transportation;
  • the determining module based on the first smart contract, obtains the associated target business data in the first state from the first blockchain according to the digital identity information in the credit result information, the The first state indicates that the target business data has been pushed to the second blockchain node, and the shipper has not yet provided the resources required for transportation; and, according to the target business data, it is determined that the shipper has not provided
  • the total quantity of the resources required for transportation if the total quantity is less than the credit quantity in the credit result information, the total quantity is determined as the first quantity of resources that can be borrowed by the logistics platform; If the total quantity is not less than the credit quantity in the credit result information, the credit quantity is determined as the first quantity of resources that can be borrowed by the logistics platform.
  • the receiving module 401 further receives a business data push request sent by the logistics platform before the determining module determines the first amount of resources that can be borrowed by the logistics platform, where the business data push request includes Business data to be pushed; save the business data in the first blockchain; the sending module 403 pushes the business data to the second blockchain node based on the cross-chain transmission channel , So that the second blockchain node saves the business data in the second blockchain, and collects resources based on the business data based on the second smart contract in the second blockchain deal with.
  • the device further includes: a saving module; the receiving module 401, after the sending module 403 sends the determined first quantity to the logistics platform, receives the information based on the cross-chain transmission channel.
  • the credit quantity update request sent by the second blockchain node the credit quantity update request is sent based on the resource borrowing request sent by the logistics platform after the collected resources are issued to the designated resource account of the logistics platform;
  • the saving module determines the remaining credit amount of the logistics platform according to the credit amount update request; and,
  • the remaining credit amount and the digital identity information are associated and stored in the first blockchain.
  • the receiving module 401 after the sending module 403 sends the determined first quantity to the logistics platform, further receives the second blockchain node based on the cross-chain transmission channel
  • the resource transfer result information of the resource transfer result information is the information generated after the resource transfer process is performed based on the resources in the designated resource account by the second blockchain node according to the resource transfer request sent by the logistics platform
  • the saving module saves the resource transfer information to the first blockchain.
  • the receiving module 401 further receives the logistics information of the waybill sent by the logistics platform, the waybill being generated by the logistics platform based on the consignment request of the shipper; the saving module, storing the logistics information
  • the digital identity information associated with the logistics platform is stored in the first blockchain.
  • the credit processing device when receiving the information acquisition request sent by the second blockchain node, obtains the logistics of the logistics platform from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request Information; and based on the cross-chain transmission channel to send logistics information to the second blockchain node, so that the second blockchain node performs credit processing according to the logistics information, and saves the credit result information in the second blockchain.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the cross-chain transmission of logistics information not only breaks The data island is realized, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • FIG. 17 is a schematic diagram of the module composition of another credit processing device provided by an embodiment of this specification. The device is used to execute the credit processing method described in FIG. 9 and FIG. 10. As shown in FIG.
  • the device includes: a receiving module 501, Receive an information acquisition request sent by a resource management agency, the information acquisition request is based on a credit request sent by a logistics platform, the information acquisition request includes the digital identity information of the logistics platform; the acquisition module 502, based on the digital identity information Obtain the logistics information of the logistics platform from the first blockchain; the sending module 503 sends the acquired logistics information to the resource management agency, so that the resource management agency can perform operations based on the logistics information Credit processing, and save the obtained credit result information to the corresponding second blockchain.
  • the credit processing device when receiving the information acquisition request sent by the resource management institution, obtains the logistics information of the logistics platform from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request; and The logistics information is sent to the resource management agency, so that the resource management agency performs credit processing based on the logistics information, and saves the credit result information in the second blockchain through the second blockchain node.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the resource management agency acts as a relay for the credit result information, etc.
  • the cross-chain transmission not only breaks the data island and realizes the interconnection and intercommunication of data, but also helps to give full play to the information value of logistics information.
  • the device further includes: a determining module; the receiving module 501, after the sending module 503 sends the acquired logistics information to the resource management institution, receives all information sent by the resource management institution The credit result information is stored in the first blockchain; the determining module calls the first smart contract in the first blockchain, based on the first smart contract according to The logistics information in the first blockchain determines the first quantity of resources that can be borrowed by the logistics platform; the sending module 503 sends the determined first quantity to the logistics platform to Enabling the logistics platform to send a resource borrowing request to the resource management agency according to the first quantity.
  • the logistics information includes business data
  • the business data is data generated by the logistics platform based on relevant information of at least one waybill that is in a transportation terminated state and the shipper has not provided the resources required for transportation
  • the determining module based on the first smart contract, obtains the associated target business data in the first state from the first blockchain according to the digital identity information in the credit result information, and the first The status indicates that the target service data has been pushed to the resource management agency, and the shipper has not yet provided the resources required for transportation; and, according to the target service data, it is determined that the transportation station not provided by the shipper
  • the total quantity of resources required if the total quantity is less than the credit quantity in the credit result information, the total quantity is determined as the first quantity of resources that can be borrowed by the logistics platform; if the total quantity is not less than For the credit amount in the credit result information, the credit amount is determined as the first amount of resources that can be borrowed by the logistics platform.
  • the receiving module 501 further receives a business data push request sent by the logistics platform before the determining module determines the first amount of resources that can be borrowed by the logistics platform, where the business data push request includes The business data to be pushed; save the business data in the first blockchain; the sending module 503 pushes the business data to the resource management agency, so that the resource management agency will The business data is stored in the second blockchain, and resource collection processing is performed according to the business data.
  • the device further includes: a saving module; the receiving module 501, after the sending module 503 sends the determined first quantity to the logistics platform, receives the credit granted by the resource management agency A quantity update request, the credit quantity update request is based on the resource borrowing request sent by the logistics platform, and is sent after the collected resources are issued to the designated resource account of the logistics platform; the storage module updates the request according to the credit quantity , Determining the remaining credit amount of the logistics platform; and storing the remaining credit amount in association with the digital identity information in the first blockchain.
  • a saving module the receiving module 501, after the sending module 503 sends the determined first quantity to the logistics platform, receives the credit granted by the resource management agency A quantity update request, the credit quantity update request is based on the resource borrowing request sent by the logistics platform, and is sent after the collected resources are issued to the designated resource account of the logistics platform; the storage module updates the request according to the credit quantity , Determining the remaining credit amount of the logistics platform; and storing the remaining credit amount in association with the digital identity information in the first
  • the receiving module 501 after the sending module 503 sends the determined first quantity to the logistics platform, further receives resource transfer result information sent by the resource management institution, and the resource transfer
  • the result information is the information generated by the resource management agency after resource transfer processing based on the resources in the designated resource account according to the resource transfer request sent by the logistics platform; the saving module saves the resource transfer information To the first blockchain.
  • the receiving module 501 also receives the logistics information of the waybill sent by the logistics platform, the waybill is generated by the logistics platform based on the consignment request of the shipper; the saving module stores the logistics information
  • the digital identity information associated with the logistics platform is stored in the first blockchain.
  • the credit processing device when receiving the information acquisition request sent by the resource management institution, obtains the logistics information of the logistics platform from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request; and The logistics information is sent to the resource management agency, so that the resource management agency performs credit processing based on the logistics information, and saves the credit result information in the second blockchain through the second blockchain node.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the resource management agency acts as a relay for the credit result information, etc.
  • the cross-chain transmission not only breaks the data island and realizes the interconnection and intercommunication of data, but also helps to give full play to the information value of logistics information.
  • FIG. 18 is a schematic diagram of the module composition of another credit processing device provided by an embodiment of this specification. The device is used to execute the credit processing method described in FIG. 11 and FIG. 15. As shown in FIG.
  • the device includes: a receiving module 601, Receive a credit request sent by the logistics platform, the credit request includes the digital identity information of the logistics platform; the first sending module 602, according to the digital identity information, based on the first block chain and the second block chain
  • the cross-chain transmission channel sends an information acquisition request to the first blockchain node of the first blockchain, so that the first blockchain node acquires from the first blockchain according to the digital identity information
  • the logistics information of the logistics platform a processing module 603, which receives the logistics information sent by the first blockchain node based on the cross-chain transmission channel, and performs credit processing according to the logistics information to obtain credit result information; save Module 604, save the credit result information in the second blockchain; a second sending module 605, send the credit result information to the logistics platform.
  • the credit processing device when receiving the credit request sent by the logistics platform, is based on the cross-chain transmission channel of the first block chain and the second block chain to the first block chain node of the first block chain Send an information acquisition request, perform credit processing based on the logistics information sent by the first blockchain node, and save the credit result information in the second blockchain.
  • the logistics information of the logistics platform in the first blockchain the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second block chain, the traceability of the credit is ensured; in addition, through the cross-chain transmission of credit-related information, not only The data island is broken, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • the first sending module 602 sends the credit result information to the first blockchain node based on the cross-chain transmission channel, so that the first blockchain node sends the credit
  • the result information is stored in the first blockchain, the first quantity of resources that can be borrowed by the logistics platform is determined, and the determined first quantity is sent to the logistics platform.
  • the device further includes: a resource collection module and a first resource transfer module; the receiving module 601 receives the service data pushed by the first blockchain node based on the cross-chain transmission channel, and the service The data is data generated based on the relevant information of at least one waybill that is in a transportation termination state and the shipper has not provided the resources required for transportation; the resource collection module invokes the second smart contract in the second blockchain, Perform resource collection and processing according to the business data based on the second smart contract; the receiving module 601 sends the credit result information to the first sending module 602 based on the cross-chain transmission channel
  • the blockchain node it receives a resource borrowing request sent by the logistics platform, the resource borrowing request is sent based on the received first quantity, and the resource borrowing request includes the second quantity of the resource to be borrowed;
  • the second quantity is not greater than the first quantity; the first resource transfer module, if it is determined that the second quantity does not exceed the credit quantity in the credit result information, acquires the account of the designated resource account of the logistics platform Information; and
  • the device further includes: a determining module; the determining module, after the first resource transfer module sends the second amount of resources to the designated resource account, according to the second amount, Determine the remaining credit amount of the logistics platform; and save the remaining credit amount in the second blockchain; the first sending module 602, according to the remaining credit amount, based on the cross-chain transmission
  • the channel sends a credit quantity update request to the first blockchain node, so that the first blockchain node saves the remaining credit quantity in the first blockchain.
  • the device further includes: a second resource transfer module; the receiving module 601, after the first resource transfer module sends the second amount of resources to the designated resource account, receives the The resource transfer request sent by the logistics platform; the second resource transfer module performs resource transfer processing based on the resources in the designated resource account according to the resource transfer request; and saves the resource transfer information of the resource transfer processing To the second blockchain; the first sending module 602 sends the resource transfer information to the first blockchain node based on the cross-chain transmission channel, so that the first block The chain node saves the resource transfer information in the first blockchain.
  • the credit processing device when receiving the credit request sent by the logistics platform, is based on the cross-chain transmission channel of the first block chain and the second block chain to the first block chain node of the first block chain Send an information acquisition request, perform credit processing based on the logistics information sent by the first blockchain node, and save the credit result information in the second blockchain.
  • the logistics information of the logistics platform in the first blockchain the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second block chain, the traceability of the credit is ensured; in addition, through the cross-chain transmission of credit-related information, not only The data island is broken, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • FIG. 19 is a schematic diagram of the composition of a credit processing system provided by an embodiment of this specification.
  • the system includes: a logistics platform 701, a first blockchain 702, and a second blockchain 703 corresponding to a resource management institution
  • the logistics platform 701 sends a credit request to the second blockchain node of the second blockchain 703, and receives credit result information sent by the second blockchain node, the credit request includes the The digital identity information of the logistics platform;
  • the second blockchain node of the second blockchain 703 receives the credit request sent by the logistics platform 701, and based on the digital identity information based on the first blockchain 702 and the cross-chain transmission channel of the second blockchain send an information acquisition request to the first blockchain node of the first blockchain 702; and, receive the first zone based on the cross-chain transmission channel
  • the logistics information sent by the blockchain node is processed according to the logistics information to obtain the credit result information; the credit result
  • the first blockchain node when the first blockchain node receives the information acquisition request sent by the second blockchain node, it obtains information from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request. Obtain the logistics information of the logistics platform in the logistics platform; and send the logistics information to the second blockchain node based on the cross-chain transmission channel, so that the second blockchain node performs credit processing based on the logistics information, and saves the credit result information to the second In the blockchain.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the cross-chain transmission of logistics information not only breaks The data island is realized, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • FIG. 20 is a schematic diagram of the composition of another credit processing system provided by the embodiment of this specification.
  • the system includes: a logistics platform 801, a resource management organization 802, a first blockchain 803, and a second blockchain 804; the logistics platform 801 sends a credit request to the resource management agency 802, and receives credit result information sent by the resource management agency 802, the credit request includes the digital identity information of the logistics platform 801;
  • the resource management agency 802 receives the credit request sent by the logistics platform 801, and sends an information acquisition request to the first blockchain node of the first blockchain 803 according to the digital identity information; and, receives the The logistics information sent by the first blockchain node is processed according to the logistics information to obtain credit result information; save the credit result information in the corresponding second blockchain 804, and send it to the logistics platform 801 Send the credit result information; the first blockchain node of the first blockchain 803 receives the information
  • the first blockchain node when the first blockchain node receives the information acquisition request sent by the resource management institution, it acquires logistics from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request The logistics information of the platform; and send the logistics information to the resource management organization, so that the resource management organization performs credit processing based on the logistics information, and saves the credit result information to the second blockchain through the second blockchain node.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the resource management agency acts as a relay for the credit result information, etc.
  • the cross-chain transmission not only breaks the data island and realizes the interconnection and intercommunication of data, but also helps to give full play to the information value of logistics information.
  • FIG. 21 provides the embodiment of this specification. Schematic diagram of a kind of credit processing equipment.
  • the credit processing equipment may have relatively large differences due to different configurations or performances, and may include one or more processors 901 and a memory 902.
  • the memory 902 may store one or more storage application programs or data.
  • the memory 902 may be short-term storage or persistent storage.
  • the application program stored in the memory 902 may include one or more modules (not shown in the figure), and each module may include a series of computer-executable instructions in the credit processing device.
  • the processor 901 may be configured to communicate with the memory 902, and execute a series of computer-executable instructions in the memory 902 on the credit processing device.
  • the credit processing device may also include one or more power supplies 903, one or more wired or wireless network interfaces 904, one or more input and output interfaces 905, one or more keyboards 906, and the like.
  • the credit processing device includes a memory and one or more programs, wherein one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each Each module may include a series of computer-executable instructions for the credit processing equipment, and the one or more programs configured to be executed by one or more processors include computer-executable instructions for performing the following:
  • the information acquisition request sent by the second blockchain node of the second blockchain the information acquisition request is based on the credit request sent by the logistics platform, through the cross between the first blockchain and the second blockchain
  • the information acquisition request includes the digital identity information of the logistics platform; the logistics information of the logistics platform is obtained from the first blockchain according to the digital identity information; based on the cross-chain
  • the transmission channel sends the acquired logistics information to the second blockchain node, so that the second blockchain node performs credit processing according to the logistics information, and saves the obtained credit result information to the In the second blockchain.
  • the credit processing device when receiving the information acquisition request sent by the second blockchain node, obtains the logistics of the logistics platform from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request Information; and based on the cross-chain transmission channel to send logistics information to the second blockchain node, so that the second blockchain node performs credit processing according to the logistics information, and saves the credit result information in the second blockchain.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the cross-chain transmission of logistics information not only breaks The data island is realized, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • the method further includes: based on the cross-chain transmission The channel receives the credit result information sent by the second blockchain node, saves the credit result information in the first blockchain; and calls the first intelligence in the first blockchain Contract, based on the first smart contract, according to the logistics information in the first blockchain, to determine the first quantity of resources that can be borrowed by the logistics platform; and send the determined first quantity to the A logistics platform, so that the logistics platform sends a resource borrowing request to the second blockchain node according to the first quantity.
  • the logistics information includes business data
  • the business data is the logistics platform based on at least one waybill that is in a transportation terminated state and the shipper has not provided the resources required for transportation.
  • Data generated by related information; the determining the first quantity of resources that can be borrowed by the logistics platform based on the first smart contract according to the logistics information in the first blockchain includes: based on the The first smart contract, according to the digital identity information in the credit result information, obtains the associated target business data in the first state from the first blockchain, and the first state represents the target business The data has been pushed to the second blockchain node, and the shipper has not yet provided the resources required for transportation; according to the target business data, the total amount of the resources required for transportation not provided by the shipper is determined ; If the total amount is less than the credit amount in the credit result information, the total amount is determined as the first amount of resources that can be borrowed by the logistics platform; if the total amount is not less than the credit result information The number of credits in, the number
  • the method further includes: receiving a business data push request sent by the logistics platform, and the business data push The request includes the business data to be pushed; saves the business data in the first blockchain; and pushes the business data to the second blockchain node based on the cross-chain transmission channel, to Make the second blockchain node save the business data in the second blockchain, and perform resource collection processing according to the business data based on the second smart contract in the second blockchain.
  • the method further includes: receiving the second blockchain node based on the cross-chain transmission channel
  • the sent credit quantity update request which is based on the resource borrowing request sent by the logistics platform, is sent after the collected resources are issued to the designated resource account of the logistics platform; according to the credit quantity update request, it is determined The remaining credit amount of the logistics platform; the remaining credit amount and the digital identity information are associated and stored in the first blockchain.
  • the method further includes: receiving the second blockchain node based on the cross-chain transmission channel The resource transfer result information sent, the resource transfer result information is generated after the second blockchain node performs resource transfer processing based on the resources in the designated resource account according to the resource transfer request sent by the logistics platform Information; save the resource transfer information to the first blockchain.
  • the method further includes: receiving the logistics information of the waybill sent by the logistics platform, the waybill being generated by the logistics platform based on the consignment request of the shipper;
  • the logistics information is associated with the digital identity information of the logistics platform and stored in the first blockchain.
  • the credit processing device when receiving the information acquisition request sent by the second blockchain node, obtains the logistics of the logistics platform from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request Information; and based on the cross-chain transmission channel to send logistics information to the second blockchain node, so that the second blockchain node performs credit processing according to the logistics information, and saves the credit result information in the second blockchain.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the cross-chain transmission of logistics information not only breaks The data island is realized, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • the credit processing device includes a memory and one or more programs, wherein one or more programs are stored in the memory, and the one or more programs may include one or more modules, and Each module may include a series of computer-executable instructions for the credit processing equipment, and the one or more programs configured to be executed by one or more processors include computer-executable instructions for performing the following:
  • the information acquisition request is sent based on the credit request sent by the logistics platform, and the information acquisition request includes the digital identity information of the logistics platform; according to the digital identity information from the first blockchain Obtain the logistics information of the logistics platform; send the acquired logistics information to the resource management agency, so that the resource management agency performs credit processing based on the logistics information, and saves the obtained credit result information to Corresponding to the second blockchain.
  • the method further includes: receiving the credit result information sent by the resource management institution, The credit result information is stored in the first block chain; and, the first smart contract in the first block chain is invoked, based on the first smart contract according to all the information in the first block chain
  • the logistics information determine the first quantity of resources that the logistics platform can borrow from the resource management institution; send the determined first quantity to the logistics platform, so that the logistics platform is The quantity sends a resource borrowing request to the resource management agency.
  • the credit processing equipment when receiving the information acquisition request sent by the resource management agency, obtains the logistics information of the logistics platform from the first blockchain according to the digital identity information of the logistics platform included in the information acquisition request; and The logistics information is sent to the resource management agency, so that the resource management agency performs credit processing based on the logistics information, and saves the credit result information in the second blockchain through the second blockchain node.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the resource management agency acts as a relay for the credit result information, etc.
  • the cross-chain transmission not only breaks the data island and realizes the interconnection and intercommunication of data, but also helps to give full play to the information value of logistics information.
  • the credit processing device includes a memory and one or more programs, wherein one or more programs are stored in the memory, and the one or more programs may include one or more modules, and Each module may include a series of computer-executable instructions to the credit processing equipment, and is configured to be executed by one or more processors.
  • the one or more programs include computer-executable instructions for performing the following:
  • the credit request includes the digital identity information of the logistics platform; according to the digital identity information, based on the cross-chain transmission channel of the first block chain and the second block chain to the first area
  • the first blockchain node of the blockchain sends an information acquisition request, so that the first blockchain node acquires the logistics information of the logistics platform from the first blockchain according to the digital identity information;
  • the cross-chain transmission channel receives the logistics information sent by the first blockchain node, performs credit processing according to the logistics information, and obtains credit result information; saves the credit result information to the second blockchain And send the credit result information to the logistics platform.
  • the credit processing equipment provided in the embodiment of this specification when receiving the credit request sent by the logistics platform, is based on the cross-chain transmission channel of the first blockchain and the second blockchain to the first blockchain node of the first blockchain Send an information acquisition request, perform credit processing based on the logistics information sent by the first blockchain node, and save the credit result information in the second blockchain.
  • the logistics information of the logistics platform in the first blockchain the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second block chain, the traceability of the credit is ensured; in addition, through the cross-chain transmission of credit-related information, not only The data island is broken, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • the method further includes: sending the credit result information to the first blockchain node based on the cross-chain transmission channel, so that The first blockchain node saves the credit result information in the first blockchain, determines the first amount of resources that can be borrowed by the logistics platform, and sends the determined first amount to The logistics platform.
  • the method further includes: receiving, based on the cross-chain transmission channel, the business data pushed by the first blockchain node, the business data being based on at least one in transit The data generated by the related information of the waybill in the termination state and the shipper has not provided the resources required for transportation; call the second smart contract in the second blockchain, and perform the processing based on the second smart contract according to the business data Resource collection processing; after sending the credit result information to the first blockchain node based on the cross-chain transmission channel, the method further includes: receiving a resource borrowing request sent by the logistics platform, the resource borrowing request Sent based on the received first quantity, the resource borrowing request includes a second quantity of resources to be borrowed; the second quantity is not greater than the first quantity; if it is determined that the second quantity does not exceed the For the credit amount in the credit result information, the account information of the designated resource account of the logistics platform is obtained; according to the acquired account information and the collected resources, the second amount of resources is issued to the designated resource account.
  • the method further includes: determining the remaining credit of the logistics platform according to the second amount Save the remaining credit amount in the second blockchain; and, according to the remaining credit amount, send a credit amount update request to the first blockchain node based on the cross-chain transmission channel, So that the first blockchain node saves the remaining credit amount in the first blockchain.
  • the method further includes: receiving a resource transfer request sent by the logistics platform; The transfer request is to perform resource transfer processing based on the resources in the designated resource account; to save the resource transfer information of the resource transfer processing to the second blockchain; and to transfer the resource based on the cross-chain transmission channel
  • the resource transfer information is sent to the first blockchain node, so that the first blockchain node saves the resource transfer information in the first blockchain.
  • the credit processing equipment provided in the embodiment of this specification when receiving the credit request sent by the logistics platform, is based on the cross-chain transmission channel of the first blockchain and the second blockchain to the first blockchain node of the first blockchain Send an information acquisition request, perform credit processing based on the logistics information sent by the first blockchain node, and save the credit result information in the second blockchain.
  • the logistics information of the logistics platform in the first blockchain the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second block chain, the traceability of the credit is ensured; in addition, through the cross-chain transmission of credit-related information, not only The data island is broken, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • the embodiments of this specification also provide a storage medium for storing computer-executable instructions.
  • the storage medium may be U Disks, optical disks, hard disks, etc.
  • the information acquisition request is based on the credit request sent by the logistics platform, and is sent through the cross-chain transmission channel of the first blockchain and the second blockchain;
  • the information acquisition request includes the information of the logistics platform Digital identity information; obtain the logistics information of the logistics platform from the first blockchain according to the digital identity information; send the acquired logistics information to the second block based on the cross-chain transmission channel Chain node, so that the second blockchain node performs credit processing according to the logistics information, and saves the obtained credit result information in the second blockchain.
  • the computer-executable instructions stored in the storage medium provided in the embodiments of this specification When executed by the processor, they receive the information acquisition request sent by the second blockchain node, and according to the digital identity information of the logistics platform included in the information acquisition request, from the first Obtain the logistics information of the logistics platform in the blockchain; and send the logistics information to the second blockchain node based on the cross-chain transmission channel, so that the second blockchain node performs credit processing based on the logistics information, and saves the credit result information To the second blockchain.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the cross-chain transmission of logistics information not only breaks The data island is realized, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • the method further includes : Based on the cross-chain transmission channel receiving the credit result information sent by the second blockchain node, save the credit result information in the first blockchain; and call the first area
  • the first smart contract in the blockchain based on the first smart contract, determines the first amount of resources that can be borrowed by the logistics platform according to the logistics information in the first blockchain;
  • the first quantity is sent to the logistics platform, so that the logistics platform sends a resource borrowing request to the second blockchain node according to the first quantity.
  • the logistics information includes business data, and the business data is based on the fact that the logistics platform is in a transportation termination state and is not provided by the shipper.
  • the data generated by the related information of the waybill of the resources required for transportation; the first smart contract based on the first smart contract and the logistics information in the first blockchain determine the first of the resources that can be borrowed by the logistics platform
  • the quantity includes: obtaining the associated target business data in the first state from the first blockchain based on the first smart contract and according to the digital identity information in the credit result information, the first A state indicates that the target business data has been pushed to the second blockchain node and the shipper has not yet provided the resources required for transportation; the target business data is determined to be the shipper not provided
  • the method further includes: receiving a business data push sent by the logistics platform Request, the business data push request includes the business data to be pushed; save the business data in the first blockchain; and push the business data to the first blockchain based on the cross-chain transmission channel Two blockchain nodes, so that the second blockchain node saves the business data in the second blockchain, and based on the second smart contract in the second blockchain according to the Business data is collected and processed by resources.
  • the method further includes: receiving the information based on the cross-chain transmission channel.
  • the credit quantity update request sent by the second blockchain node the credit quantity update request is based on the resource borrowing request sent by the logistics platform, and is sent after the collected resources are issued to the designated resource account of the logistics platform;
  • the credit quantity update request determines the remaining credit quantity of the logistics platform; the remaining credit quantity is associated with the digital identity information and stored in the first blockchain.
  • the method further includes: receiving the information based on the cross-chain transmission channel.
  • the resource transfer result information sent by the second blockchain node is the resource transfer request sent by the second blockchain node according to the logistics platform, based on the resources in the designated resource account Information generated after resource transfer processing; storing the resource transfer information in the first blockchain.
  • the method further includes: receiving logistics information of the waybill sent by the logistics platform, and the waybill is based on the shipper’s logistics platform.
  • the consignment request is generated; the logistics information and the digital identity information of the logistics platform are associated and stored in the first blockchain.
  • the computer-executable instructions stored in the storage medium provided in the embodiments of this specification When executed by the processor, they receive the information acquisition request sent by the second blockchain node, and according to the digital identity information of the logistics platform included in the information acquisition request, from the first Obtain the logistics information of the logistics platform in the blockchain; and send the logistics information to the second blockchain node based on the cross-chain transmission channel, so that the second blockchain node performs credit processing based on the logistics information, and saves the credit result information To the second blockchain.
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the cross-chain transmission of logistics information not only breaks The data island is realized, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • the storage medium may be a U disk, an optical disk, a hard disk, etc.
  • the computer executable instructions stored in the storage medium can realize the following process when being executed by the processor: Receive information sent by the resource management agency Request, the information acquisition request is sent based on a credit request sent by the logistics platform, the information acquisition request includes the digital identity information of the logistics platform; the information acquisition request is acquired from the first blockchain according to the digital identity information Logistics information of the logistics platform; sending the acquired logistics information to the resource management agency, so that the resource management agency performs credit processing based on the logistics information, and saves the obtained credit result information to the corresponding second In the blockchain.
  • the method further includes: receiving all information sent by the resource management institution.
  • the credit result information save the credit result information in the first blockchain; and call the first smart contract in the first blockchain, based on the first smart contract according to the first smart contract
  • the logistics information in a blockchain determines the first quantity of resources that the logistics platform can borrow from the resource management agency; sends the determined first quantity to the logistics platform so that the The logistics platform sends a resource borrowing request to the resource management agency according to the first quantity.
  • the computer-executable instructions stored in the storage medium provided in the embodiments of this specification When executed by the processor, they receive the information acquisition request sent by the resource management agency, and according to the digital identity information of the logistics platform included in the information acquisition request, the first blockchain Obtain the logistics information of the logistics platform; and send the logistics information to the resource management agency, so that the resource management agency performs credit processing based on the logistics information, and saves the credit result information to the second blockchain through the second blockchain node .
  • the logistics information of the logistics platform in the first blockchain, the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second blockchain, the traceability of the credit is ensured; in addition, the resource management agency acts as a relay for the credit result information, etc.
  • the cross-chain transmission not only breaks the data island and realizes the interconnection and intercommunication of data, but also helps to give full play to the information value of logistics information.
  • the storage medium may be a U disk, an optical disk, a hard disk, etc.
  • the following process can be realized: receiving a credit request sent by a logistics platform,
  • the credit request includes the digital identity information of the logistics platform; according to the digital identity information, based on the cross-chain transmission channel of the first block chain and the second block chain to the first block chain
  • a blockchain node sends an information acquisition request, so that the first blockchain node acquires the logistics information of the logistics platform from the first blockchain according to the digital identity information; based on the cross-chain transmission
  • the channel receives the logistics information sent by the first blockchain node, performs credit processing according to the logistics information, and obtains credit result information; saves the credit result information in the second blockchain, and sends
  • the logistics platform sends the credit result information.
  • the computer-executable instructions stored in the storage medium provided in the embodiments of this specification When executed by the processor, they receive the credit request sent by the logistics platform, based on the cross-chain transmission channel of the first block chain and the second block chain to the first zone
  • the first blockchain node of the blockchain sends an information acquisition request, and performs credit processing according to the logistics information sent by the first blockchain node, and saves the credit result information in the second blockchain.
  • the logistics information of the logistics platform in the first blockchain the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second block chain, the traceability of the credit is ensured; in addition, through the cross-chain transmission of credit-related information, not only The data island is broken, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • the method further includes: sending the credit result information to the first based on the cross-chain transmission channel.
  • Block chain node so that the first block chain node saves the credit result information in the first block chain, determines the first amount of resources that can be borrowed by the logistics platform, and determines The first quantity is sent to the logistics platform.
  • the method further includes: receiving the business data pushed by the first blockchain node based on the cross-chain transmission channel, the business The data is data generated based on the relevant information of at least one waybill that is in the state of transportation termination and the shipper has not provided the resources required for transportation; the second smart contract in the second blockchain is invoked, based on the second smart The contract performs resource collection and processing based on the business data; after sending the credit result information to the first blockchain node based on the cross-chain transmission channel, it also includes: receiving resource borrowing sent by the logistics platform Request, the resource borrowing request is sent based on the received first quantity, the resource borrowing request includes a second quantity of the resource to be borrowed; the second quantity is not greater than the first quantity; if it is determined that the If the second amount does not exceed the credit amount in the credit result information, then the account information of the designated resource account of the logistics platform is acquired; according to the acquired account information and the collected resources, the designated resource account is
  • the method further includes: determining according to the second amount The remaining credit amount of the logistics platform; storing the remaining credit amount in the second blockchain; and, according to the remaining credit amount, to the first blockchain based on the cross-chain transmission channel
  • the node sends a credit amount update request, so that the first blockchain node saves the remaining credit amount in the first blockchain.
  • the method further includes: receiving the resources sent by the logistics platform Transfer request; according to the resource transfer request, perform resource transfer processing based on the resources in the designated resource account; save the resource transfer information of the resource transfer processing in the second blockchain; and, based on the The cross-chain transmission channel sends the resource transfer information to the first blockchain node, so that the first blockchain node saves the resource transfer information in the first blockchain.
  • the first block chain and the second block chain are based on the cross-chain transmission channel to the first block chain.
  • the first block chain node of a block chain sends an information acquisition request, and performs credit processing according to the logistics information sent by the first block chain node, and saves the credit result information in the second block chain.
  • the logistics information of the logistics platform in the first blockchain the authenticity, validity and traceability of the logistics information are ensured, which not only avoids the risk of information loss, but also provides an effective basis for credit processing , Without the need for manual one-by-one verification, which greatly improves the credit efficiency; by storing the credit result information in the second block chain, the traceability of the credit is ensured; in addition, through the cross-chain transmission of credit-related information, not only The data island is broken, the interconnection of data is realized, and it is conducive to give full play to the information value of logistics information.
  • a Programmable Logic Device (such as a Field Programmable Gate Array (FPGA)) is such an integrated circuit whose logic function is determined by the user's programming of the device.
  • HDL Hardware Description Language
  • the controller can be implemented in any suitable manner.
  • the controller can take the form of, for example, a microprocessor or a processor and a computer-readable medium storing computer-readable program codes (such as software or firmware) executable by the (micro)processor. , Logic gates, switches, application specific integrated circuits (ASICs), programmable logic controllers and embedded microcontrollers.
  • controllers include but are not limited to the following microcontrollers: ARC 625D, Atmel AT91SAM, Microchip PIC18F26K20 and Silicon Labs C8051F320, the memory controller can also be implemented as a part of the memory control logic.
  • controllers in addition to implementing the controller in a purely computer-readable program code manner, it is completely possible to program the method steps to make the controller use logic gates, switches, application specific integrated circuits, programmable logic controllers, and embedded logic.
  • the same function can be realized in the form of a microcontroller or the like. Therefore, such a controller can be regarded as a hardware component, and the devices included in it for realizing various functions can also be regarded as a structure within the hardware component. Or even, the device for realizing various functions can be regarded as both a software module for realizing the method and a structure within a hardware component.
  • a typical implementation device is a computer.
  • the computer may be, for example, a personal computer, a laptop computer, a cell phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or Any combination of these devices.
  • These computer program instructions can also be stored in a computer-readable memory that can direct a computer or other programmable data processing equipment to work in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture including the instruction device.
  • the device implements the functions specified in one process or multiple processes in the flowchart and/or one block or multiple blocks in the block diagram.
  • These computer program instructions can also be loaded on a computer or other programmable data processing equipment, so that a series of operation steps are executed on the computer or other programmable equipment to produce computer-implemented processing, so as to execute on the computer or other programmable equipment.
  • the instructions provide steps for implementing functions specified in a flow or multiple flows in the flowchart and/or a block or multiple blocks in the block diagram.
  • the computing device includes one or more processors (CPU), input/output interfaces, network interfaces, and memory.
  • processors CPU
  • input/output interfaces network interfaces
  • memory volatile and non-volatile memory
  • the memory may include non-permanent memory in a computer-readable medium, random access memory (RAM) and/or non-volatile memory, such as read-only memory (ROM) or flash memory (flash RAM).
  • RAM random access memory
  • ROM read-only memory
  • flash RAM flash memory
  • Computer-readable media includes permanent and non-permanent, removable and non-removable media, and information storage can be realized by any method or technology.
  • Information can be computer-readable instructions, data structures, program modules, or other data.
  • Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, CD-ROM, digital versatile disc (DVD) or other optical storage, Magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission media can be used to store information that can be accessed by computing devices. According to the definition in this article, computer-readable media does not include transitory media, such as modulated data signals and carrier waves.
  • program modules include routines, programs, objects, components, data structures, etc. that perform specific tasks or implement specific abstract data types.
  • the embodiments of this specification can also be practiced in distributed computing environments. In these distributed computing environments, tasks are performed by remote processing devices connected through a communication network. In a distributed computing environment, program modules can be located in local and remote computer storage media including storage devices.

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Abstract

一种授信处理方法、装置、设备及系统,其中方法包括:第一区块链的第一区块链节点接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求,信息获取请求基于物流平台发送的授信请求,通过第一区块链与所述第二区块链的跨链传输通道所发送;信息获取请求包括的物流平台的数字身份信息(S102);根据数字身份信息从第一区块链中获取物流平台的物流信息(S104);基于跨链传输通道将获取的物流信息发送给第二区块链节点,以使第二区块链节点根据物流信息进行授信处理,并将得到的授信结果信息保存至第二区块链中(S106)。

Description

授信处理方法、装置、设备及系统 技术领域
本文件涉及数据处理技术领域,尤其涉及一种授信处理方法、装置、设备及系统。
背景技术
授信,简单的说是指银行对企业进行评估后,直接向企业提供资金。评估所依据的数据通常是企业的信用记录,以及企业提供的运营状况等信息。为了确保客观公正,银行会支配相当长的一段时间来对企业提供的信息进行有效性验证,存在效率偏低、影响用户体验的问题。并且由于企业通常采取中心化的方式维护其运营信息,因此,运营信息存在丢失的风险,使得银行在验证的过程中难以追溯,从而影响评估结果。
发明内容
本说明书实施例提供了一种授信处理方法。该方法应用于第一区块链的第一区块链节点。该方法包括接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求。所述信息获取请求基于物流平台发送的授信请求,通过所述第一区块链与所述第二区块链的跨链传输通道所发送。所述信息获取请求包括所述物流平台的数字身份信息。根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点。以使所述第二区块链节点根据所述物流信息进行授信处理,并将得到的授信结果信息保存至所述第二区块链中。
本说明书实施例提供了一种授信处理方法。该方法应用于第一区块链的第一区块链节点。该方法包括接收资源管理机构发送的信息获取请求。所述信息获取请求基于物流平台发送的授信请求所发送。所述信息获取请求包括所述物流平台的数字身份信息。根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。将获取的所述物流信息发送给所述资源管理机构。以使所述资源管理机构根据所述物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
本说明书实施例提供了一种授信处理方法。该方法应用于第二区块链的第二区块链节点。该方法包括接收物流平台发送的授信请求。所述授信请求包括所述物流平台的数字身份信息。根据所述数字身份信息,基于第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求。以使所述第一区块链节点根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。基于所述跨链传输通道接收所述第一区块链节点发送的所述物流信息。根据所述物流信息进行授信处理,得到授信结果信息。将所述授信结果信息保存至所述第二区块链中,并向所述物流平台发送所述授信结果信息。
本说明书实施例提供了一种授信处理装置。该装置应用于第一区块链的第一区块链节点。该装置包括接收模块,其接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求。所述信息获取请求基于物流平台发送的授信请求,通过所述第一区块链与所述第二区块链的跨链传输通道所发送。所述信息获取请求包括所述物流平台的数字身份信息。该装置还包括获取模块,其根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。该装置还包括发送模块,其基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点。以使所述第二区块链节点根据所述物流信息进行授信处理,并将得到的授信结果信息保存至所述第二区块链中。
本说明书实施例提供了一种授信处理装置。该装置应用于第一区块链的第一区块链节点。该装置包括接收模块,其接收资源管理机构发送的信息获取请求。所述信息获取请求基于物流平台发送的授信请求所发送。所述信息获取请求包括所述物流平台的数字 身份信息。该装置还包括获取模块,根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。该装置还包括发送模块,其将获取的所述物流信息发送给所述资源管理机构。以使所述资源管理机构根据所述物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
本说明书实施例提供了一种授信处理装置。该装置应用于第二区块链的第二区块链节点。该装置包括接收模块,其接收物流平台发送的授信请求。所述授信请求包括所述物流平台的数字身份信息。该装置还包括第一发送模块,其根据所述数字身份信息,基于第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求。以使所述第一区块链节点根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。该装置还包括处理模块,其基于所述跨链传输通道接收所述第一区块链节点发送的所述物流信息。根据所述物流信息进行授信处理,得到授信结果信息。该装置还包括保存模块,其将所述授信结果信息保存至所述第二区块链中。该装置还包括第二发送模块,其向所述物流平台发送所述授信结果信息。
本说明书实施例提供了一种授信处理系统。该系统包括物流平台、第一区块链、资源管理机构对应的第二区块链。所述物流平台,向所述第二区块链的第二区块链节点发送授信请求。接收所述第二区块链节点发送的授信结果信息。所述授信请求包括所述物流平台的数字身份信息。所述第二区块链的第二区块链节点,接收所述物流平台发送的所述授信请求。根据所述数字身份信息基于所述第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求。以及,基于所述跨链传输通道接收所述第一区块链节点发送的物流信息。根据所述物流信息进行授信处理,得到授信结果信息。将所述授信结果信息保存至对应的第二区块链中,以及向所述物流平台发送所述授信结果信息。所述第一区块链的第一区块链节点,基于所述跨链传输通道接收所述第二区块链节点发送的所述信息获取请求。根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点。
本说明书实施例提供了一种授信处理系统。该系统包括物流平台、资源管理机构、第一区块链和第二区块链。所述物流平台,向所述资源管理机构发送授信请求。接收所述资源管理机构发送的授信结果信息。所述授信请求包括所述物流平台的数字身份信息。所述资源管理机构,接收所述物流平台发送的所述授信请求。根据所述数字身份信息向所述第一区块链的第一区块链节点发送信息获取请求。以及,接收所述第一区块链节点发送的物流信息。根据所述物流信息进行授信处理,得到授信结果信息。将所述授信结果信息保存至对应的第二区块链中。以及向所述物流平台发送所述授信结果信息。所述第一区块链的第一区块链节点,接收所述资源管理机构发送的所述信息获取请求。根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。将获取的所述物流信息发送给所述资源管理机构。
本说明书实施例提供了一种授信处理设备。该设备包括处理器。该设备还包括被安排成存储计算机可执行指令的存储器。所述计算机可执行指令在被执行时使所述处理器接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求。所述信息获取请求基于物流平台发送的授信请求,通过所述第一区块链与所述第二区块链的跨链传输通道所发送。所述信息获取请求包括所述物流平台的数字身份信息。根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点。以使所述第二区块链节点根据所述物流信息进行授信处理,并将得到的授信结果信息保存至所述第二区块链中。
本说明书实施例提供了一种授信处理设备。该设备包括处理器。该设备还包括被安排成存储计算机可执行指令的存储器。所述计算机可执行指令在被执行时使所述处理器接收资源管理机构发送的信息获取请求。所述信息获取请求基于物流平台发送的授信请 求所发送。所述信息获取请求包括所述物流平台的数字身份信息。根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。将获取的所述物流信息发送给所述资源管理机构。以使所述资源管理机构根据所述物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
本说明书实施例提供了一种授信处理设备。该设备包括处理器。该设备还包括被安排成存储计算机可执行指令的存储器。所述计算机可执行指令在被执行时使所述处理器接收物流平台发送的授信请求。所述授信请求包括所述物流平台的数字身份信息。根据所述数字身份信息,基于第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求。以使所述第一区块链节点根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。基于所述跨链传输通道接收所述第一区块链节点发送的所述物流信息。根据所述物流信息进行授信处理,得到授信结果信息。将所述授信结果信息保存至所述第二区块链中,并向所述物流平台发送所述授信结果信息。
本说明书实施例提供了一种存储介质。该存储介质用于存储计算机可执行指令。所述计算机可执行指令在被处理器执行时接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求。所述信息获取请求基于物流平台发送的授信请求,通过所述第一区块链与所述第二区块链的跨链传输通道所发送。所述信息获取请求包括所述物流平台的数字身份信息。根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点。以使所述第二区块链节点根据所述物流信息进行授信处理,并将得到的授信结果信息保存至所述第二区块链中。
本说明书实施例提供了一种存储介质。该存储介质用于存储计算机可执行指令。所述计算机可执行指令在被处理器执行时接收资源管理机构发送的信息获取请求。所述信息获取请求基于物流平台发送的授信请求所发送。所述信息获取请求包括所述物流平台的数字身份信息。根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。将获取的所述物流信息发送给所述资源管理机构。以使所述资源管理机构根据所述物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
本说明书实施例提供了一种存储介质。该存储介质用于存储计算机可执行指令。所述计算机可执行指令在被处理器执行时接收物流平台发送的授信请求。所述授信请求包括所述物流平台的数字身份信息。根据所述数字身份信息,基于第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求。以使所述第一区块链节点根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息。基于所述跨链传输通道接收所述第一区块链节点发送的所述物流信息。根据所述物流信息进行授信处理,得到授信结果信息。将所述授信结果信息保存至所述第二区块链中,并向所述物流平台发送所述授信结果信息。
附图说明
图1为本说明书实施例提供的一种授信处理方法的第一种场景示意图;
图2为本说明书实施例提供的一种授信处理方法的第一种流程示意图;
图3为本说明书实施例提供的一种授信处理方法的第二种流程示意图;
图4为本说明书实施例提供的一种授信处理方法的第三种流程示意图;
图5为本说明书实施例提供的一种授信处理方法的第四种流程示意图;
图6为本说明书实施例提供的一种授信处理方法的第五种流程示意图;
图7为本说明书实施例提供的一种授信处理方法的第六种流程示意图;
图8为本说明书实施例提供的一种授信处理方法的第二种场景示意图;
图9为本说明书实施例提供的一种授信处理方法的第七种流程示意图;
图10为本说明书实施例提供的一种授信处理方法的第八种流程示意图;
图11为本说明书实施例提供的一种授信处理方法的第九种流程示意图;
图12为本说明书实施例提供的一种授信处理方法的第十种流程示意图;
图13为本说明书实施例提供的一种授信处理方法的第十一种流程示意图;
图14为本说明书实施例提供的一种授信处理方法的第十二种流程示意图;
图15为本说明书实施例提供的一种授信处理方法的第十三种流程示意图;
图16为本说明书实施例提供的一种授信处理装置的第一种模块组成示意图;
图17为本说明书实施例提供的一种授信处理装置的第二种模块组成示意图;
图18为本说明书实施例提供的一种授信处理装置的第三种模块组成示意图;
图19为本说明书实施例提供的一种授信处理系统的第一种组成示意图;
图20为本说明书实施例提供的一种授信处理系统的第二种组成示意图;
图21为本说明书实施例提供的一种授信处理设备的结构示意图。
具体实施方式
图1为本说明书实施例提供的一种授信处理方法的应用场景示意图,如图1所示,该场景包括:物流平台、接入第一区块链的第一区块链节点、接入第二区块链的第二区块链节点。物流平台的物流信息保存于第一区块链中。资源管理机构部署有节点设备,该节点设备接入第二区块链,即为第二区块链节点;也就是说,资源管理机构作为接入第二区块链的节点,在链上进行授信相关处理,并将处理结果信息保存至第二区块链中。
具体的,物流平台向第二区块链的第二区块链节点发送授信请求。第二区块链节点根据授信请求包括的物流平台的数字身份信息,基于第一区块链与第二区块链的跨链传输通道,向第一区块链的第一区块链节点发送信息获取请求。第一区块链节点根据信息获取请求包括的数字身份信息,从第一区块链中获取物流平台的物流信息;并基于跨链传输通道将获取的物流信息发送给第二区块链节点。第二区块链节点根据接收到的物流信息进行授信处理,并将得到的授信结果信息保存至第二区块链中,向物流平台发送授信结果信息。数字身份信息如DID(英文全称:Decentralized Identifiers,中文全称:分布式身份标识)。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过物流信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
基于上述应用场景架构,本说明书实施例提供了一种交易处理方法;图2为本说明书实施例提供的一种交易处理方法的流程示意图,图2中的方法能够由图1中的第一区块链节点执行,如图2所示,该方法包括以下步骤:
步骤S102,接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求,信息获取请求基于物流平台发送的授信请求,通过第一区块链与第二区块链的跨链传输通道所发送;信息获取请求包括物流平台的数字身份信息;
具体而言,当物流平台有授信需求时,根据物流平台的数字身份信息,向第二区块链的第二区块链节点发送授信请求;第二区块链节点根据授信请求包括的物流平台的数字身份信息,基于第一区块链与第二区块链的跨链传输通道,向第一区块链的第一区块链节点发送信息获取请求。跨链传输通道即根据相关协议所构建的通信链路,同时定义相关接口,通过调用该接口即可实现数据的跨链传输。
步骤S104,根据数字身份信息从第一区块链中获取物流平台的物流信息,物流信息包括物流平台基于各托运方的托运请求所生成的运单在各物流阶段的信息,如运单生成阶段的托运方的用户信息、运单标识信息、托运信息等,运单分配阶段的承运方的用户信息、承运方的运输工具的标识信息等,起运阶段的起运地点信息、起运时间信息等, 送达阶段的送达地点信息、送达时间信息等,资源转移阶段的资源转移结果信息等;物流信息还包括物流平台基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的业务数据。当承运方将托运信息中的待托运货物从起始地点运送至送达地点时,即运单处于运输终止状态。
步骤S106,基于跨链传输通道将获取的物流信息发送给第二区块链节点,以使第二区块链节点根据物流信息进行授信处理,并将得到的授信结果信息保存至第二区块链中。
授信结果信息包括授信数量、授信起始时间、授信到期时间、物流平台的数字身份信息等。
本说明书实施例中,第一区块链节点接收到第二区块链节点发送的信息获取请求中,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并基于跨链传输通道将物流信息发送给第二区块链节点,以使第二区块链节点根据物流信息进行授信处理,并将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过物流信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
为了在物流平台向第二区块链节点发送授信请求之后,第二区块链节点能够获取到物流平台的真实有效的物流信息,本说明书实施例中,物流平台将运单的物流信息发送给第一区块链节点,以使第一区块链节点将物流信息保存至第一区块链中。具体的,如图3所示,步骤S102之前还包括:
步骤S110-2,接收物流平台发送的运单的物流信息,运单为物流平台基于托运方的托运请求所生成;步骤S110-4,将物流信息与物流平台的数字身份信息关联保存至第一区块链中。
通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了物流信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率。
在第二区块链节点进行授信处理成功之后,物流平台即可从第二区块链节点借用资源。为了避免因物流平台的资源流转发生意外而导致后续的麻烦,本说明书实施例中,第二区块链节点将授信结果信息发送给第一区块链节点,以使第一区块链节点基于物流平台的物流信息确定物流平台可借用资源的第一数量。相应的,如图4所示,步骤S106之后还包括:
步骤S108,基于跨链传输通道接收第二区块链节点发送的授信结果信息,将授信结果信息保存至第一区块链中;步骤S110,调用第一区块链中的第一智能合约,基于第一智能合约根据第一区块链保存的物流平台的物流信息,确定物流平台可借用的资源的第一数量;步骤S112,将确定的第一数量发送给物流平台,以使物流平台根据第一数量向第二区块链节点发送资源借用请求。
进一步的,为了确保资源能够有效流转,以及物流平台在借用资源后有能力在规定的时限内归还资源。本说明书实施例中,第一区块链节点基于授信结果信息和物流平台的业务数据确定物流平台可借用的资源的第一数量。具体的,如图5所示,步骤S110包括:步骤S110-2,调用第一区块链中的第一智能合约,基于第一智能合约根据授信结果信息中的数字身份信息,从第一区块链中获取关联的处于第一状态的目标业务数据,第一状态表征目标业务数据已推送至第二区块链节点、且托运方尚未提供运输所需资源;具体而言,物流平台为了能够从第二区块链节点借用资源,在第一区块链节点确定第一数量之前,基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息生成待推送的业务数据,并根据该业务数据向第一区块链节点发送业务数据推送 请求;相应地,第一区块链节点接收物流平台发送的业务推送数据请求,将业务推送数据请求中的业务数据保存至第一区块链中,以及基于跨链传输通道将业务数据推送至第二区块链节点,以使第二区块链节点将业务数据保存至第二区块链中,并基于第二区块链中的第二智能合约根据业务数据进行资源收集处理。运单的相关信息包括运单标识信息、运输托运物所需资源的数量等。业务数据包括第一标识信息、关联的每个运单的运单标识信息、每个运单的运输所需资源的数量、每个运单的托运方的数字身份信息、物流平台的数字身份信息等。
作为示例,业务数据为账单数据,业务数据包括的第一标识信息为账单标识信息,托运方未提供的运输所需资源为托运费用,那么账单数据中的各托运费用即为物流平台的应收账款,物流平台通过第一区块链节点将物流平台的应收账款推送给第二区块链节点,以使第二区块链节点进行融资处理,从而货运平台可从第二区块链节点借用一定数额的融资款。
进一步的,从第一区块链中获取关联的处于第一状态的目标业务数据,包括:根据物流平台的数字身份信息从第一区块链中获取关联的推送成功记录信息,将推送成功记录信息对应的业务数据确定为候选业务数据;确定根据各候选业务数据中的第一标识信息从区块链中是否查询到关联的资源转移信息,若否,则将相应的候选业务数据确定为目标业务数据。推送成功记录信息为第一区块链节点确定向第二区块链节点推送业务数据成功时所生成的信息;资源转移信息为确定托运方提供了运输所需资源时生成的信息。
步骤S110-4,根据目标业务数据确定托运方未提供的运输所需资源的总数量;步骤S110-6,将确定的总数量与授信结果信息中的授信数量进行比对,若总数量小于授信数量,则将总数量确定为物流平台可借用的资源的第一数量;若总数量不小于授信数量,则将授信数量确定为物流平台可借用的资源的第一数量。
由此,第一区块链节点基于跨链传输通道将物流平台的业务数据推送给第二区块链节点,以使第二区块链节点进行资源收集处理,通过业务数据的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且能够充分发挥业务数据的价值。基于处于第一状态的目标业务数据和授信结果信息确定物流平台可借用的资源的第一数量,能够保障资源的有序流转。
物流平台接收到第一区块链节点发送的第一数量之后,即可根据第一数量向第二区块链节点发送资源借用请求。考虑到物流平台可能进行多次资源借用请求,为了确保借用资源的总数量不超过授信数量,本说明书实施例中,第二区块链节点每基于资源借用请求进行资源转移处理之后,根据借用的资源的第二数量确定剩余授信数量,并根据剩余授信数量向第一区块链节点发送授信数量更新请求。与之对应的,如图6所示,步骤S112之后还包括:步骤S114,基于跨链传输通道接收第二区块链节点发送的授信数量更新请求,授信数量更新请求基于物流平台发送的资源借用请求,向物流平台的指定资源账户发放收集的资源之后所发送;步骤S116,根据授信数量更新请求,确定物流平台的剩余授信数量,将剩余授信数量与物流平台的数字身份信息关联保存至第一区块链中。
具体的,授信数量更新请求包括剩余授信数量和物流平台的数字身份信息,第一区块链节点从授信数量更新请求中获取物流平台的剩余授信数量和数字身份信息,并将获取的剩余授信数量和数字身份信息关联保存至第一区块链中。
进一步,物流平台借用资源成功之后,即可基于借用的资源进行相应的资源转移处理,例如向承运方转移运输所得资源等;为了确保第一区块链中保存有物流平台的完整信息,以便于后续进行相关追溯处理,本说明书实施例中,当第二区块链节点基于物流平台发送的资源转移请求进行资源转移处理之后,还将资源转移结果信息发送给第一区块链节点。相应地,如图7所示,步骤S112之后还可包括:步骤S118,基于跨链传输通道接收第二区块链节点发送的资源转移结果信息,将资源转移结果信息保存至第一区 块链中,资源转移结果信息为第二区块链节点根据物流平台发送的资源转移请求,基于指定资源账户中的资源进行资源转移处理之后所生成的信息。
本说明书实施例中,第一区块链节点接收到第二区块链节点发送的信息获取请求时,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并基于跨链传输通道将物流信息发送给第二区块链节点,以使第二区块链节点根据物流信息进行授信处理,并将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过物流信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
以上为资源管理机构作为第二区块链的第二区块链节点,基于接收到的物流平台发送的授信请求在链上进行相关处理的过程。本说明书实施例中,资源管理机构作为第二区块链的第二区块链节点,还可在基于授信请求从第一区块链节点获取到物流平台的物流信息时,在链下进行授信等处理,并将处理结果信息保存至第二区块链中。进一步的,本说明书实施例中,资源管理机构还可不是第二区块链中的节点,相应的,如图8所示,授信处理方法的应用场景包括:物流平台、资源管理机构、接入第一区块链的第一区块链节点、接入第二区块链的第二区块链节点。具体的,当资源管理结构接收到物流平台发送的授信请求时,向第一区块链节点发送信息获取请求;第一区块链节点根据信息获取请求从第一区块链中获取物流平台的物流信息并发送给资源管理机构;资源管理机构根据接收到的物流信息进行授信处理,将得到的授信结果信息发送给第一区块链节点和授信平台,以及将授信结果信息发送给第二区块链节点,第二区块链节点将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,资源管理机构作为中转进行授信结果信息等的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
基于图8所示的应用场景架构,本说明书实施例还提供了另一种授信处理方法。图9为本说明书实施例提供的另一种授信处理方法的流程示意图,图9中的方法能够由图8中的第一区块链节点执行,如图9所示,该方法包括以下步骤:步骤S202,接收资源管理机构发送的信息获取请求,信息获取请求基于物流平台发送的授信请求所发送,信息获取请求包括物流平台的数字身份信息;步骤S204,根据数字身份信息从第一区块链中获取物流平台的物流信息;步骤S206,将获取的物流信息发送给资源管理机构,以使资源管理机构根据物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
步骤S202至步骤S206的实现过程与前述步骤S102至步骤S106的实现过程相似,可参见前述相关描述。不同之处在于,前述步骤S102至步骤S106中是第一区块链节点与第二区块链节点基于跨链传输通道进行数据交互;在步骤S202至步骤S206中,是第一区块链节点与资源管理机构进行数据交互。
进一步的,如图10所示,步骤S206之后还包括:步骤S208,接收资源管理机构发送的授信结果信息,将授信结果信息保存至所述第一区块链中;步骤S210,调用第一区块链中的第一智能合约,基于第一智能合约根据第一区块链中的物流信息,确定物流平台从资源管理机构可借用的资源的第一数量;步骤S212,将确定的第一数量发送给物流平台,以使物流平台根据第一数量向资源管理机构发送资源借用请求。
进一步的,步骤S212之后还可包括:接收资源管理结构发送的授信数量更新请求 及资源转移结果信息等,具体的实现过程可参见前述接收第二区块链节点发送的授信数量更新请求及资源转移结果信息等的过程,这里不再赘述。需要指出的是,当资源管理结构接收到第一区块链节点推送的业务数据时,将业务数据发送给第二区块链节点,以使第二区块链节点将业务数据保存至第二区块链中。
本说明书实施例中,第一区块链节点接收到资源管理机构发送的信息获取请求时,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并将物流信息发送给资源管理机构,以使资源管理机构根据物流信息进行授信处理,并通过第二区块链节点将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,资源管理机构作为中转进行授信结果信息等的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
对应上述描述的授信处理方法,基于相同的技术构思,本说明书实施例还提供了另一种授信处理方法;图11为本说明书实施例提供的另一种授信处理方法的流程示意图,图11中的方法能够由图1中的第二区块链节点执行;如图11所示,该方法包括以下步骤:步骤S302,接收物流平台发送的授信请求,授信请求包括物流平台的数字身份信息;步骤S304,根据数字身份信息,基于第一区块链与第二区块链的跨链传输通道向第一区块链的第一区块链节点发送信息获取请求,以使第一区块链节点根据数字身份信息从第一区块链中获取物流平台的物流信息;步骤S306,基于跨链传输通道接收第一区块链节点发送的物流信息,根据物流信息进行授信处理,得到授信结果信息;步骤S308,将授信结果信息保存至第二区块链中,并向物流平台发送授信结果信息。
本说明书实施例中,第二区块链节点接收到物流平台发送的授信请求时,基于第一区块链与第二区块链的跨链传输通道向第一区块链的第一区块链节点发送信息获取请求,并根据第一区块链节点发送的物流信息进行授信处理,将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过授信相关信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
为了使第一区块链节点确定物流平台从第二区块链节点可借用资源的第一数量,本说明书实施例中,如图12所示,步骤S308之后还包括:步骤S310,基于跨链传输通道将授信结果信息发送给第一区块链节点,以使第一区块链节点将授信结果信息保存至第一区块链中,确定物流平台可借用的资源的第一数量,并将确定的第一数量发送给物流平台。
为了在物流平台发送资源借用请求时,能够向物流平台提供相应的资源,本说明书实施例中,方法还包括:基于跨链传输通道接收第一区块链节点推送的业务数据;调用所述第二区块链中的第二智能合约,基于第二智能合约根据业务数据进行资源收集处理,业务数据为基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的数据。
与之对应的,如图13所示,步骤S310之后还可包括:步骤S312,接收物流平台发送的资源借用请求,资源借用请求基于接收到的第一数量所发送,资源借用请求包括待借用资源的第二数量;第二数量不大于第一数量;步骤S314,若确定第二数量未超过授信结果信息中的授信数量,则获取物流平台的指定资源账户的账户信息;根据获取的账户信息和预先收集的资源,向指定资源账户中发放第二数量的资源。
考虑到物流平台可能进行多次资源借用请求,为了确保借用资源的总数量不超过授 信结果信息中的授信数量,本说明书实施例中,如图14所示,步骤S314之后,还包括:步骤S316,根据第二数量确定物流平台的剩余授信数量,将剩余授信数量保存至第二区块链中;步骤S318,根据剩余授信数量,基于跨链传输通道向第一区块链节点发送授信数量更新请求,以使第一区块链节点将剩余授信数量保存至第一区块链中。
进一步的,物流平台发送资源借用请求之后,即可基于申请的资源进行资源转移,相应的,如图15所示,步骤S314之后还可包括:步骤S320,接收物流平台发送的资源转移请求,根据资源转移请求,基于指定资源账户中的资源进行资源转移处理,资源转移信息包括资源转入账户的账户信息、资源转移数量等。
步骤S322,将资源转移处理的资源转移信息保存至第二区块链中,并基于跨链传输通道将资源转移信息发送给第一区块链节点,以使第一区块链节点将资源转移信息保存至第一区块链中。
需要指出的是,当资源管理机构不是第二区块链中的第二区块链节点时,上述第一区块链节点与第二区块链节点之间的数据交互,均可为第一区块链节点与资源管理机构之间的数据交互,本说明书中不再详述。
本说明书实施例中,第二区块链节点接收到物流平台发送的授信请求时,基于第一区块链与第二区块链的跨链传输通道向第一区块链的第一区块链节点发送信息获取请求,并根据第一区块链节点发送的物流信息进行授信处理,将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过授信相关信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
对应上述图2至图7描述的授信处理方法,基于相同的技术构思,本说明书实施例还提供了一种授信处理装置,应用于第一区块链的第一区块链节点。图16为本说明书实施例提供的一种授信处理装置的模块组成示意图,该装置用于执行图2至图7描述的授信处理方法,如图16所示,该装置包括:接收模块401,接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求,通过所述第一区块链与所述第二区块链的跨链传输通道所发送;所述信息获取请求包括所述物流平台的数字身份信息;获取模块402,根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;发送模块403,基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点,以使所述第二区块链节点根据所述物流信息进行授信处理,并将得到的授信结果信息保存至所述第二区块链中。
本说明书实施例提供的跨境支付装置,接收到第二区块链节点发送的信息获取请求时,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并基于跨链传输通道将物流信息发送给第二区块链节点,以使第二区块链节点根据物流信息进行授信处理,并将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过物流信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
可选地,所述装置还包括:确定模块;所述接收模块401,在所述发送模块403基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点之后,基于所述跨链传输通道接收所述第二区块链节点发送的所述授信结果信息,将所述授信结果信息保存至所述第一区块链中;所述确定模块,调用所述第一区块链中的第一智能合约,基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台可借 用的资源的第一数量;所述发送模块403,将确定的所述第一数量发送给所述物流平台,以使所述物流平台根据所述第一数量向所述第二区块链节点发送资源借用请求。
可选地,所述物流信息包括业务数据,所述业务数据为所述物流平台基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的数据;
所述确定模块,基于所述第一智能合约,根据所述授信结果信息中的所述数字身份信息,从所述第一区块链中获取关联的处于第一状态的目标业务数据,所述第一状态表征所述目标业务数据已推送至所述第二区块链节点、且所述托运方尚未提供所述运输所需资源;以及,根据所述目标业务数据确定所述托运方未提供的所述运输所需资源的总数量;若所述总数量小于所述授信结果信息中的授信数量,则将所述总数量确定为所述物流平台可借用的资源的第一数量;若所述总数量不小于所述授信结果信息中的授信数量,则将所述授信数量确定为所述物流平台可借用的资源的第一数量。
可选地,所述接收模块401,在所述确定模块确定所述物流平台可借用的资源的第一数量之前,还接收所述物流平台发送的业务数据推送请求,所述业务数据推送请求包括待推送的业务数据;将所述业务数据保存至所述第一区块链中;所述发送模块403,基于所述跨链传输通道将所述业务数据推送至所述第二区块链节点,以使所述第二区块链节点将所述业务数据保存至所述第二区块链中,并基于所述第二区块链中的第二智能合约根据所述业务数据进行资源收集处理。
可选地,所述装置还包括:保存模块;所述接收模块401,在所述发送模块403将确定的所述第一数量发送给所述物流平台之后,基于所述跨链传输通道接收所述第二区块链节点发送的授信数量更新请求,所述授信数量更新请求基于所述物流平台发送的资源借用请求,向所述物流平台的指定资源账户发放收集的资源之后所发送;所述保存模块,根据所述授信数量更新请求,确定所述物流平台的剩余授信数量;以及,
将所述剩余授信数量与所述数字身份信息关联保存至所述第一区块链中。
可选地,所述接收模块401,在所述发送模块403将确定的所述第一数量发送给所述物流平台之后,还基于所述跨链传输通道接收所述第二区块链节点发送的资源转移结果信息,所述资源转移结果信息为所述第二区块链节点根据所述物流平台发送的资源转移请求,基于所述指定资源账户中的资源进行资源转移处理之后所生成的信息;所述保存模块,将所述资源转移信息保存至所述第一区块链中。
可选地,所述接收模块401,还接收所述物流平台发送的运单的物流信息,所述运单为所述物流平台基于托运方的托运请求所生成;所述保存模块,将所述物流信息与所述物流平台的所述数字身份信息关联保存至所述第一区块链中。
本说明书实施例提供的授信处理装置,接收到第二区块链节点发送的信息获取请求时,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并基于跨链传输通道将物流信息发送给第二区块链节点,以使第二区块链节点根据物流信息进行授信处理,并将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过物流信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
需要说明的是,本说明书中关于授信处理装置的实施例与本说明书中关于授信处理方法的实施例基于同一发明构思,因此该实施例的具体实施可参见前述对应的授信处理方法的实施,重复之处不再赘述。
进一步的,对应上述图9和图10描述的授信处理方法,基于相同的技术构思,本说明书实施例还提供另一种授信处理装置,应用于第一区块链的第一区块链节点。图17为本说明书实施例提供的另一种授信处理装置的模块组成示意图,该装置用于执行图9 和图10描述的授信处理方法,如图17所示,该装置包括:接收模块501,接收资源管理机构发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求所发送,所述信息获取请求包括所述物流平台的数字身份信息;获取模块502,根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;发送模块503,将获取的所述物流信息发送给所述资源管理机构,以使所述资源管理机构根据所述物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
本说明书实施例提供的授信处理装置,接收到资源管理机构发送的信息获取请求时,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并将物流信息发送给资源管理机构,以使资源管理机构根据物流信息进行授信处理,并通过第二区块链节点将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,资源管理机构作为中转进行授信结果信息等的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
可选地,所述装置还包括:确定模块;所述接收模块501,在所述发送模块503将获取的所述物流信息发送给所述资源管理机构之后,接收所述资源管理机构发送的所述授信结果信息,将所述授信结果信息保存至所述第一区块链中;所述确定模块,调用所述第一区块链中的第一智能合约,基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台可借用的资源的第一数量;所述发送模块503,将确定的所述第一数量发送给所述物流平台,以使所述物流平台根据所述第一数量向所述资源管理机构发送资源借用请求。
可选地,所述物流信息包括业务数据,所述业务数据为所述物流平台基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的数据;所述确定模块,基于所述第一智能合约,根据所述授信结果信息中的所述数字身份信息,从所述第一区块链中获取关联的处于第一状态的目标业务数据,所述第一状态表征所述目标业务数据已推送至所述资源管理机构、且所述托运方尚未提供所述运输所需资源;以及,根据所述目标业务数据确定所述托运方未提供的所述运输所需资源的总数量;若所述总数量小于所述授信结果信息中的授信数量,则将所述总数量确定为所述物流平台可借用的资源的第一数量;若所述总数量不小于所述授信结果信息中的授信数量,则将所述授信数量确定为所述物流平台可借用的资源的第一数量。
可选地,所述接收模块501,在所述确定模块确定所述物流平台可借用的资源的第一数量之前,还接收所述物流平台发送的业务数据推送请求,所述业务数据推送请求包括待推送的业务数据;将所述业务数据保存至所述第一区块链中;所述发送模块503,将所述业务数据推送至所述资源管理机构,以使所述资源管理机构将所述业务数据保存至所述第二区块链中,并根据所述业务数据进行资源收集处理。
可选地,所述装置还包括:保存模块;所述接收模块501,在所述发送模块503将确定的所述第一数量发送给所述物流平台之后,接收所述资源管理机构发送的授信数量更新请求,所述授信数量更新请求基于所述物流平台发送的资源借用请求,向所述物流平台的指定资源账户发放收集的资源之后所发送;所述保存模块,根据所述授信数量更新请求,确定所述物流平台的剩余授信数量;以及,将所述剩余授信数量与所述数字身份信息关联保存至所述第一区块链中。
可选地,所述接收模块501,在所述发送模块503将确定的所述第一数量发送给所述物流平台之后,还接收所述资源管理机构发送的资源转移结果信息,所述资源转移结果信息为所述资源管理机构根据所述物流平台发送的资源转移请求,基于所述指定资源账户中的资源进行资源转移处理之后所生成的信息;所述保存模块,将所述资源转移信 息保存至所述第一区块链中。
可选地,所述接收模块501,还接收所述物流平台发送的运单的物流信息,所述运单为所述物流平台基于托运方的托运请求所生成;所述保存模块,将所述物流信息与所述物流平台的所述数字身份信息关联保存至所述第一区块链中。
本说明书实施例提供的授信处理装置,接收到资源管理机构发送的信息获取请求时,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并将物流信息发送给资源管理机构,以使资源管理机构根据物流信息进行授信处理,并通过第二区块链节点将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,资源管理机构作为中转进行授信结果信息等的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
需要说明的是,本说明书中关于授信处理装置的实施例与本说明书中关于授信处理方法的实施例基于同一发明构思,因此该实施例的具体实施可参见前述对应的授信处理方法的实施,重复之处不再赘述。
进一步的,对应上述图11和图15描述的授信处理方法,基于相同的技术构思,本说明书实施例还提供另一种授信处理装置,应用于第二区块链的第二区块链节点。图18为本说明书实施例提供的另一种授信处理装置的模块组成示意图,该装置用于执行图11和图15描述的授信处理方法,如图18所示,该装置包括:接收模块601,接收物流平台发送的授信请求,所述授信请求包括所述物流平台的数字身份信息;第一发送模块602,根据所述数字身份信息,基于第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求,以使所述第一区块链节点根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;处理模块603,基于所述跨链传输通道接收所述第一区块链节点发送的所述物流信息,根据所述物流信息进行授信处理,得到授信结果信息;保存模块604,将所述授信结果信息保存至所述第二区块链中;第二发送模块605,向所述物流平台发送所述授信结果信息。
本说明书实施例提供的授信处理装置,接收到物流平台发送的授信请求时,基于第一区块链与第二区块链的跨链传输通道向第一区块链的第一区块链节点发送信息获取请求,并根据第一区块链节点发送的物流信息进行授信处理,将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过授信相关信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
可选地,所述第一发送模块602,基于所述跨链传输通道将所述授信结果信息发送给所述第一区块链节点,以使所述第一区块链节点将所述授信结果信息保存至所述第一区块链中,确定所述物流平台可借用的资源的第一数量,并将确定的所述第一数量发送给所述物流平台。
可选地,所述装置还包括:资源收集模块和第一资源转移模块;所述接收模块601,基于所述跨链传输通道接收所述第一区块链节点推送的业务数据,所述业务数据为基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的数据;所述资源收集模块,调用所述第二区块链中的第二智能合约,基于所述第二智能合约根据所述业务数据进行资源收集处理;所述接收模块601,在所述第一发送模块602基于所述跨链传输通道将所述授信结果信息发送给所述第一区块链节点之后,接收所述物流平台发送的资源借用请求,所述资源借用请求基于接收到的所述第一数量 所发送,所述资源借用请求包括待借用资源的第二数量;所述第二数量不大于所述第一数量;所述第一资源转移模块,若确定所述第二数量未超过所述授信结果信息中的授信数量,则获取所述物流平台的指定资源账户的账户信息;以及,根据获取的所述账户信息和收集的资源,向所述指定资源账户中发放所述第二数量的资源。
可选地,所述装置还包括:确定模块;所述确定模块,在所述第一资源转移模块向所述指定资源账户中发送所述第二数量的资源之后,根据所述第二数量,确定所述物流平台的剩余授信数量;以及,将所述剩余授信数量保存至所述第二区块链中;所述第一发送模块602,根据所述剩余授信数量,基于所述跨链传输通道向所述第一区块链节点发送授信数量更新请求,以使所述第一区块链节点将所述剩余授信数量保存至所述第一区块链中。
可选地,所述装置还包括:第二资源转移模块;所述接收模块601,在所述第一资源转移模块向所述指定资源账户中发送所述第二数量的资源之后,接收所述物流平台发送的资源转移请求;所述第二资源转移模块,根据所述资源转移请求,基于所述指定资源账户中的资源进行资源转移处理;以及,将所述资源转移处理的资源转移信息保存至所述第二区块链中;所述第一发送模块602,基于所述跨链传输通道将所述资源转移信息发送给所述第一区块链节点,以使所述第一区块链节点将所述资源转移信息保存至所述第一区块链中。
本说明书实施例提供的授信处理装置,接收到物流平台发送的授信请求时,基于第一区块链与第二区块链的跨链传输通道向第一区块链的第一区块链节点发送信息获取请求,并根据第一区块链节点发送的物流信息进行授信处理,将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过授信相关信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
需要说明的是,本说明书中关于授信处理装置的实施例与本说明书中关于授信处理方法的实施例基于同一发明构思,因此该实施例的具体实施可参见前述对应的授信处理方法的实施,重复之处不再赘述。
进一步的,对应上述描述的授信处理方法,基于相同的技术构思,本说明书实施例还提供了一种授信处理系统。图19为本说明书实施例提供的一种授信处理系统的组成示意图,如图19所示,该系统包括:物流平台701、第一区块链702、资源管理机构对应的第二区块链703;所述物流平台701,向所述第二区块链703的第二区块链节点发送授信请求,并接收所述第二区块链节点发送的授信结果信息,所述授信请求包括所述物流平台的数字身份信息;所述第二区块链703的第二区块链节点,接收所述物流平台701发送的所述授信请求,根据所述数字身份信息基于所述第一区块链702与所述第二区块链的跨链传输通道向所述第一区块链702的第一区块链节点发送信息获取请求;以及,基于所述跨链传输通道接收所述第一区块链节点发送的物流信息,根据所述物流信息进行授信处理,得到授信结果信息;将所述授信结果信息保存至对应的第二区块链703中,以及向所述物流平台701发送所述授信结果信息;所述第一区块链702的第一区块链节点,基于所述跨链传输通道接收所述第二区块链节点发送的所述信息获取请求,根据所述数字身份信息从所述第一区块链702中获取所述物流平台701的物流信息;基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点。
本说明书实施例提供的授信处理系统,第一区块链节点接收到第二区块链节点发送的信息获取请求时,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并基于跨链传输通道将物流信息发送给第二区块链节点,以使第二区块链节点根据物流信息进行授信处理,并将授信结果信息保存至第二区 块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过物流信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
需要说明的是,本说明书中关于授信处理系统的实施例与本说明书中关于授信处理方法的实施例基于同一发明构思,因此该实施例的具体实施可参见前述对应的授信处理方法的实施,重复之处不再赘述。
进一步的,对应上述描述的授信处理方法,基于相同的技术构思,本说明书实施例还提供了另一种授信处理系统。图20为本说明书实施例提供的另一种授信处理系统的组成示意图,如图20所示,该系统包括:物流平台801、资源管理机构802、第一区块链803和第二区块链804;所述物流平台801,向所述资源管理机构802发送授信请求,并接收所述资源管理机构802发送的授信结果信息,所述授信请求包括所述物流平台801的数字身份信息;所述资源管理机构802,接收所述物流平台801发送的所述授信请求,根据所述数字身份信息向所述第一区块链803的第一区块链节点发送信息获取请求;以及,接收所述第一区块链节点发送的物流信息,根据所述物流信息进行授信处理,得到授信结果信息;将所述授信结果信息保存至对应的第二区块链804中,以及向所述物流平台801发送所述授信结果信息;所述第一区块链803的第一区块链节点,接收所述资源管理机构802发送的所述信息获取请求,根据所述数字身份信息从所述第一区块链803中获取所述物流平台801的物流信息;将获取的所述物流信息发送给所述资源管理机构803。
本说明书实施例提供的授信处理系统,第一区块链节点接收到资源管理机构发送的信息获取请求时,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并将物流信息发送给资源管理机构,以使资源管理机构根据物流信息进行授信处理,并通过第二区块链节点将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,资源管理机构作为中转进行授信结果信息等的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
需要说明的是,本说明书中关于授信处理系统的实施例与本说明书中关于授信处理方法的实施例基于同一发明构思,因此该实施例的具体实施可参见前述对应的授信处理方法的实施,重复之处不再赘述。
进一步地,对应上述描述的授信处理方法,基于相同的技术构思,本说明书实施例还提供了另一种授信处理设备,该设备用于执行上述的授信处理方法,图21为本说明书实施例提供的一种授信处理设备的结构示意图。
如图21所示,授信处理设备可因配置或性能不同而产生比较大的差异,可包括一个或一个以上的处理器901和存储器902,存储器902中可存储有一个或一个以上存储应用程序或数据。存储器902可是短暂存储或持久存储。存储在存储器902的应用程序可包括一个或一个以上模块(图示未示出),每个模块可包括授信处理设备中的一系列计算机可执行指令。更进一步地,处理器901可设置为与存储器902通信,在授信处理设备上执行存储器902中的一系列计算机可执行指令。授信处理设备还可包括一个或一个以上电源903,一个或一个以上有线或无线网络接口904,一个或一个以上输入输出接口905,一个或一个以上键盘906等。
在一个具体的实施例中,授信处理设备包括有存储器,以及一个或一个以上的 程序,其中一个或者一个以上程序存储于存储器中,且一个或者一个以上程序可包括一个或一个以上模块,且每个模块可包括对授信处理设备中的一系列计算机可执行指令,且经配置以由一个或者一个以上处理器执行该一个或者一个以上程序包含用于进行以下计算机可执行指令:接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求,通过所述第一区块链与所述第二区块链的跨链传输通道所发送;所述信息获取请求包括所述物流平台的数字身份信息;根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点,以使所述第二区块链节点根据所述物流信息进行授信处理,并将得到的授信结果信息保存至所述第二区块链中。
本说明书实施例提供的授信处理设备,接收到第二区块链节点发送的信息获取请求时,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并基于跨链传输通道将物流信息发送给第二区块链节点,以使第二区块链节点根据物流信息进行授信处理,并将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过物流信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
可选地,计算机可执行指令在被执行时,所述基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点之后,还包括:基于所述跨链传输通道接收所述第二区块链节点发送的所述授信结果信息,将所述授信结果信息保存至所述第一区块链中;以及,调用所述第一区块链中的第一智能合约,基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台可借用的资源的第一数量;将确定的所述第一数量发送给所述物流平台,以使所述物流平台根据所述第一数量向所述第二区块链节点发送资源借用请求。
可选地,计算机可执行指令在被执行时,所述物流信息包括业务数据,所述业务数据为所述物流平台基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的数据;所述基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台可借用的资源的第一数量,包括:基于所述第一智能合约,根据所述授信结果信息中的所述数字身份信息,从所述第一区块链中获取关联的处于第一状态的目标业务数据,所述第一状态表征所述目标业务数据已推送至所述第二区块链节点、且所述托运方尚未提供所述运输所需资源;根据所述目标业务数据确定所述托运方未提供的所述运输所需资源的总数量;若所述总数量小于所述授信结果信息中的授信数量,则将所述总数量确定为所述物流平台可借用的资源的第一数量;若所述总数量不小于所述授信结果信息中的授信数量,则将所述授信数量确定为所述物流平台可借用的资源的第一数量。
可选地,计算机可执行指令在被执行时,所述确定所述物流平台可借用的资源的第一数量之前,还包括:接收所述物流平台发送的业务数据推送请求,所述业务数据推送请求包括待推送的业务数据;将所述业务数据保存至所述第一区块链中;以及,基于所述跨链传输通道将所述业务数据推送至所述第二区块链节点,以使所述第二区块链节点将所述业务数据保存至所述第二区块链中,并基于所述第二区块链中的第二智能合约根据所述业务数据进行资源收集处理。
可选地,计算机可执行指令在被执行时,所述将确定的所述第一数量发送给所述物流平台之后,还包括:基于所述跨链传输通道接收所述第二区块链节点发送的授信数量更新请求,所述授信数量更新请求基于所述物流平台发送的资源借用请求,向所述 物流平台的指定资源账户发放收集的资源之后所发送;根据所述授信数量更新请求,确定所述物流平台的剩余授信数量;将所述剩余授信数量与所述数字身份信息关联保存至所述第一区块链中。
可选地,计算机可执行指令在被执行时,所述将确定的所述第一数量发送给所述物流平台之后,还包括:基于所述跨链传输通道接收所述第二区块链节点发送的资源转移结果信息,所述资源转移结果信息为所述第二区块链节点根据所述物流平台发送的资源转移请求,基于所述指定资源账户中的资源进行资源转移处理之后所生成的信息;将所述资源转移信息保存至所述第一区块链中。
可选地,计算机可执行指令在被执行时,所述方法还包括:接收所述物流平台发送的运单的物流信息,所述运单为所述物流平台基于托运方的托运请求所生成;将所述物流信息与所述物流平台的所述数字身份信息关联保存至所述第一区块链中。
本说明书实施例提供的授信处理设备,接收到第二区块链节点发送的信息获取请求时,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并基于跨链传输通道将物流信息发送给第二区块链节点,以使第二区块链节点根据物流信息进行授信处理,并将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过物流信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
在另一个具体的实施例中,授信处理设备包括有存储器,以及一个或一个以上的程序,其中一个或者一个以上程序存储于存储器中,且一个或者一个以上程序可包括一个或一个以上模块,且每个模块可包括对授信处理设备中的一系列计算机可执行指令,且经配置以由一个或者一个以上处理器执行该一个或者一个以上程序包含用于进行以下计算机可执行指令:接收资源管理机构发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求所发送,所述信息获取请求包括所述物流平台的数字身份信息;根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;将获取的所述物流信息发送给所述资源管理机构,以使所述资源管理机构根据所述物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
可选地,计算机可执行指令在被执行时,所述将获取的所述物流信息发送给所述资源管理机构之后,还包括:接收所述资源管理机构发送的所述授信结果信息,将所述授信结果信息保存至所述第一区块链中;以及,调用所述第一区块链中的第一智能合约,基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台从所述资源管理机构可借用的资源的第一数量;将确定的所述第一数量发送给所述物流平台,以使所述物流平台根据所述第一数量向所述资源管理机构发送资源借用请求。
本说明书实施例提供的授信处理设备,接收到资源管理机构发送的信息获取请求时,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并将物流信息发送给资源管理机构,以使资源管理机构根据物流信息进行授信处理,并通过第二区块链节点将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,资源管理机构作为中转进行授信结果信息等的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
在另一个具体的实施例中,授信处理设备包括有存储器,以及一个或一个以上的程序,其中一个或者一个以上程序存储于存储器中,且一个或者一个以上程序可包括 一个或一个以上模块,且每个模块可包括对授信处理设备中的一系列计算机可执行指令,且经配置以由一个或者一个以上处理器执行该一个或者一个以上程序包含用于进行以下计算机可执行指令:接收物流平台发送的授信请求,所述授信请求包括所述物流平台的数字身份信息;根据所述数字身份信息,基于第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求,以使所述第一区块链节点根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;基于所述跨链传输通道接收所述第一区块链节点发送的所述物流信息,根据所述物流信息进行授信处理,得到授信结果信息;将所述授信结果信息保存至所述第二区块链中,并向所述物流平台发送所述授信结果信息。
本说明书实施例提供的授信处理设备,接收到物流平台发送的授信请求时,基于第一区块链与第二区块链的跨链传输通道向第一区块链的第一区块链节点发送信息获取请求,并根据第一区块链节点发送的物流信息进行授信处理,将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过授信相关信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
可选地,计算机可执行指令在被执行时,所述得到授信结果信息之后,还包括:基于所述跨链传输通道将所述授信结果信息发送给所述第一区块链节点,以使所述第一区块链节点将所述授信结果信息保存至所述第一区块链中,确定所述物流平台可借用的资源的第一数量,并将确定的所述第一数量发送给所述物流平台。
可选地,计算机可执行指令在被执行时,所述方法还包括:基于所述跨链传输通道接收所述第一区块链节点推送的业务数据,所述业务数据为基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的数据;调用所述第二区块链中的第二智能合约,基于所述第二智能合约根据所述业务数据进行资源收集处理;所述基于所述跨链传输通道将所述授信结果信息发送给所述第一区块链节点之后,还包括:接收所述物流平台发送的资源借用请求,所述资源借用请求基于接收到的所述第一数量所发送,所述资源借用请求包括待借用资源的第二数量;所述第二数量不大于所述第一数量;若确定所述第二数量未超过所述授信结果信息中的授信数量,则获取所述物流平台的指定资源账户的账户信息;根据获取的所述账户信息和收集的资源,向所述指定资源账户中发放所述第二数量的资源。
可选地,计算机可执行指令在被执行时,所述向所述指定资源账户中发送所述第二数量的资源之后,还包括:根据所述第二数量,确定所述物流平台的剩余授信数量;将所述剩余授信数量保存至所述第二区块链中;以及,根据所述剩余授信数量,基于所述跨链传输通道向所述第一区块链节点发送授信数量更新请求,以使所述第一区块链节点将所述剩余授信数量保存至所述第一区块链中。
可选地,计算机可执行指令在被执行时,所述向所述指定资源账户中发送所述第二数量的资源之后,还包括:接收所述物流平台发送的资源转移请求;根据所述资源转移请求,基于所述指定资源账户中的资源进行资源转移处理;将所述资源转移处理的资源转移信息保存至所述第二区块链中;以及,基于所述跨链传输通道将所述资源转移信息发送给所述第一区块链节点,以使所述第一区块链节点将所述资源转移信息保存至所述第一区块链中。
本说明书实施例提供的授信处理设备,接收到物流平台发送的授信请求时,基于第一区块链与第二区块链的跨链传输通道向第一区块链的第一区块链节点发送信息获取请求,并根据第一区块链节点发送的物流信息进行授信处理,将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流 信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过授信相关信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
需要说明的是,本说明书中关于授信处理设备的实施例与本说明书中关于授信处理方法的实施例基于同一发明构思,因此该实施例的具体实施可参见前述对应的授信处理方法的实施,重复之处不再赘述。
进一步地,对应上述描述的授信处理方法,基于相同的技术构思,本说明书实施例还提供了一种存储介质,用于存储计算机可执行指令,一个具体的实施例中,该存储介质可为U盘、光盘、硬盘等,该存储介质存储的计算机可执行指令在被处理器执行时,能实现以下流程:接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求,通过所述第一区块链与所述第二区块链的跨链传输通道所发送;所述信息获取请求包括所述物流平台的数字身份信息;根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点,以使所述第二区块链节点根据所述物流信息进行授信处理,并将得到的授信结果信息保存至所述第二区块链中。
本说明书实施例提供的存储介质存储的计算机可执行指令在被处理器执行时,接收第二区块链节点发送的信息获取请求,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并基于跨链传输通道将物流信息发送给第二区块链节点,以使第二区块链节点根据物流信息进行授信处理,并将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过物流信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
可选地,该存储介质存储的计算机可执行指令在被处理器执行时,所述基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点之后,还包括:基于所述跨链传输通道接收所述第二区块链节点发送的所述授信结果信息,将所述授信结果信息保存至所述第一区块链中;以及,调用所述第一区块链中的第一智能合约,基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台可借用的资源的第一数量;将确定的所述第一数量发送给所述物流平台,以使所述物流平台根据所述第一数量向所述第二区块链节点发送资源借用请求。
可选地,该存储介质存储的计算机可执行指令在被处理器执行时,所述物流信息包括业务数据,所述业务数据为所述物流平台基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的数据;所述基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台可借用的资源的第一数量,包括:基于所述第一智能合约,根据所述授信结果信息中的所述数字身份信息,从所述第一区块链中获取关联的处于第一状态的目标业务数据,所述第一状态表征所述目标业务数据已推送至所述第二区块链节点、且所述托运方尚未提供所述运输所需资源;根据所述目标业务数据确定所述托运方未提供的所述运输所需资源的总数量;若所述总数量小于所述授信结果信息中的授信数量,则将所述总数量确定为所述物流平台可借用的资源的第一数量;若所述总数量不小于所述授信结果信息中的授信数量,则将所述授信数量确定为所述物流平台可借用的资源的第一数量。
可选地,该存储介质存储的计算机可执行指令在被处理器执行时,所述确定所述物流平台可借用的资源的第一数量之前,还包括:接收所述物流平台发送的业务数据 推送请求,所述业务数据推送请求包括待推送的业务数据;将所述业务数据保存至所述第一区块链中;以及,基于所述跨链传输通道将所述业务数据推送至所述第二区块链节点,以使所述第二区块链节点将所述业务数据保存至所述第二区块链中,并基于所述第二区块链中的第二智能合约根据所述业务数据进行资源收集处理。
可选地,该存储介质存储的计算机可执行指令在被处理器执行时,所述将确定的所述第一数量发送给所述物流平台之后,还包括:基于所述跨链传输通道接收所述第二区块链节点发送的授信数量更新请求,所述授信数量更新请求基于所述物流平台发送的资源借用请求,向所述物流平台的指定资源账户发放收集的资源之后所发送;根据所述授信数量更新请求,确定所述物流平台的剩余授信数量;将所述剩余授信数量与所述数字身份信息关联保存至所述第一区块链中。
可选地,该存储介质存储的计算机可执行指令在被处理器执行时,所述将确定的所述第一数量发送给所述物流平台之后,还包括:基于所述跨链传输通道接收所述第二区块链节点发送的资源转移结果信息,所述资源转移结果信息为所述第二区块链节点根据所述物流平台发送的资源转移请求,基于所述指定资源账户中的资源进行资源转移处理之后所生成的信息;将所述资源转移信息保存至所述第一区块链中。
可选地,该存储介质存储的计算机可执行指令在被处理器执行时,所述方法还包括:接收所述物流平台发送的运单的物流信息,所述运单为所述物流平台基于托运方的托运请求所生成;将所述物流信息与所述物流平台的所述数字身份信息关联保存至所述第一区块链中。
本说明书实施例提供的存储介质存储的计算机可执行指令在被处理器执行时,接收第二区块链节点发送的信息获取请求,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并基于跨链传输通道将物流信息发送给第二区块链节点,以使第二区块链节点根据物流信息进行授信处理,并将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过物流信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
另一个具体的实施例中,该存储介质可为U盘、光盘、硬盘等,该存储介质存储的计算机可执行指令在被处理器执行时,能实现以下流程:接收资源管理机构发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求所发送,所述信息获取请求包括所述物流平台的数字身份信息;根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;将获取的所述物流信息发送给所述资源管理机构,以使所述资源管理机构根据所述物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
可选地,该存储介质存储的计算机可执行指令在被处理器执行时,所述将获取的所述物流信息发送给所述资源管理机构之后,还包括:接收所述资源管理机构发送的所述授信结果信息,将所述授信结果信息保存至所述第一区块链中;以及,调用所述第一区块链中的第一智能合约,基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台从所述资源管理机构可借用的资源的第一数量;将确定的所述第一数量发送给所述物流平台,以使所述物流平台根据所述第一数量向所述资源管理机构发送资源借用请求。
本说明书实施例提供的存储介质存储的计算机可执行指令在被处理器执行时,接收资源管理机构发送的信息获取请求,根据信息获取请求包括的物流平台的数字身份信息,从第一区块链中获取物流平台的物流信息;并将物流信息发送给资源管理机构,以使资源管理机构根据物流信息进行授信处理,并通过第二区块链节点将授信结果信息 保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,资源管理机构作为中转进行授信结果信息等的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
另一个具体的实施例中,该存储介质可为U盘、光盘、硬盘等,该存储介质存储的计算机可执行指令在被处理器执行时,能实现以下流程:接收物流平台发送的授信请求,所述授信请求包括所述物流平台的数字身份信息;根据所述数字身份信息,基于第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求,以使所述第一区块链节点根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;基于所述跨链传输通道接收所述第一区块链节点发送的所述物流信息,根据所述物流信息进行授信处理,得到授信结果信息;将所述授信结果信息保存至所述第二区块链中,并向所述物流平台发送所述授信结果信息。
本说明书实施例提供的存储介质存储的计算机可执行指令在被处理器执行时,接收物流平台发送的授信请求,基于第一区块链与第二区块链的跨链传输通道向第一区块链的第一区块链节点发送信息获取请求,并根据第一区块链节点发送的物流信息进行授信处理,将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过授信相关信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
可选地,该存储介质存储的计算机可执行指令在被处理器执行时,所述得到授信结果信息之后,还包括:基于所述跨链传输通道将所述授信结果信息发送给所述第一区块链节点,以使所述第一区块链节点将所述授信结果信息保存至所述第一区块链中,确定所述物流平台可借用的资源的第一数量,并将确定的所述第一数量发送给所述物流平台。
可选地,该存储介质存储的计算机可执行指令在被处理器执行时,所述方法还包括:基于所述跨链传输通道接收所述第一区块链节点推送的业务数据,所述业务数据为基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的数据;调用所述第二区块链中的第二智能合约,基于所述第二智能合约根据所述业务数据进行资源收集处理;所述基于所述跨链传输通道将所述授信结果信息发送给所述第一区块链节点之后,还包括:接收所述物流平台发送的资源借用请求,所述资源借用请求基于接收到的所述第一数量所发送,所述资源借用请求包括待借用资源的第二数量;所述第二数量不大于所述第一数量;若确定所述第二数量未超过所述授信结果信息中的授信数量,则获取所述物流平台的指定资源账户的账户信息;根据获取的所述账户信息和收集的资源,向所述指定资源账户中发放所述第二数量的资源。
可选地,该存储介质存储的计算机可执行指令在被处理器执行时,所述向所述指定资源账户中发送所述第二数量的资源之后,还包括:根据所述第二数量,确定所述物流平台的剩余授信数量;将所述剩余授信数量保存至所述第二区块链中;以及,根据所述剩余授信数量,基于所述跨链传输通道向所述第一区块链节点发送授信数量更新请求,以使所述第一区块链节点将所述剩余授信数量保存至所述第一区块链中。
可选地,该存储介质存储的计算机可执行指令在被处理器执行时,所述向所述指定资源账户中发送所述第二数量的资源之后,还包括:接收所述物流平台发送的资源转移请求;根据所述资源转移请求,基于所述指定资源账户中的资源进行资源转移处理; 将所述资源转移处理的资源转移信息保存至所述第二区块链中;以及,基于所述跨链传输通道将所述资源转移信息发送给所述第一区块链节点,以使所述第一区块链节点将所述资源转移信息保存至所述第一区块链中。
本说明书实施例提供的存储介质存储的计算机可执行指令在被处理器执行时,接收到物流平台发送的授信请求时,基于第一区块链与第二区块链的跨链传输通道向第一区块链的第一区块链节点发送信息获取请求,并根据第一区块链节点发送的物流信息进行授信处理,将授信结果信息保存至第二区块链中。由此,通过将物流平台的物流信息保存至第一区块链中,确保了物流信息的真实性、有效性和可追溯性,不仅避免了信息丢失的风险,而且为授信处理提供了有效依据,而无需人为一一验证,极大的提升了授信效率;通过将授信结果信息保存至第二区块链中,确保了授信的可追溯;再者,通过授信相关信息的跨链传输,不仅打破了数据孤岛,实现了数据的互联互通,而且有利于充分发挥物流信息的信息价值。
需要说明的是,本说明书中关于存储介质的实施例与本说明书中关于授信处理方法的实施例基于同一发明构思,因此该实施例的具体实施可参见前述对应的授信处理方法的实施,重复之处不再赘述。
上述对本说明书特定实施例进行了描述。其它实施例在所附权利要求书的范围内。在一些情况下,在权利要求书中记载的动作或步骤可按照不同于实施例中的顺序来执行并且仍然可实现期望的结果。另外,在附图中描绘的过程不一定要求示出的特定顺序或者连续顺序才能实现期望的结果。在某些实施方式中,多任务处理和并行处理也是可的或者可能是有利的。
在20世纪90年代,对于一个技术的改进可很明显地区分是硬件上的改进(例如,对二极管、晶体管、开关等电路结构的改进)还是软件上的改进(对于方法流程的改进)。然而,随着技术的发展,当今的很多方法流程的改进已经可视为硬件电路结构的直接改进。设计人员几乎都通过将改进的方法流程编程到硬件电路中来得到相应的硬件电路结构。因此,不能说一个方法流程的改进就不能用硬件实体模块来实现。例如,可编程逻辑器件(Programmable Logic Device,PLD)(例如现场可编程门阵列(Field Programmable Gate Array,FPGA))就是这样一种集成电路,其逻辑功能由用户对器件编程来确定。由设计人员自行编程来把一个数字系统“集成”在一片PLD上,而不需要请芯片制造厂商来设计和制作专用的集成电路芯片。而且,如今,取代手工地制作集成电路芯片,这种编程也多半改用“逻辑编译器(logic compiler)”软件来实现,它与程序开发撰写时所用的软件编译器相类似,而要编译之前的原始代码也得用特定的编程语言来撰写,此称之为硬件描述语言(Hardware Description Language,HDL),而HDL也并非仅有一种,而是有许多种,如ABEL(Advanced Boolean Expression Language)、AHDL(Altera Hardware Description Language)、Confluence、CUPL(Cornell University Programming Language)、HDCal、JHDL(Java Hardware Description Language)、Lava、Lola、MyHDL、PALASM、RHDL(Ruby Hardware Description Language)等,目前最普遍使用的是VHDL(Very-High-Speed Integrated Circuit Hardware Description Language)与Verilog。本领域技术人员也应该清楚,只需要将方法流程用上述几种硬件描述语言稍作逻辑编程并编程到集成电路中,就可很容易得到实现该逻辑方法流程的硬件电路。
控制器可按任何适当的方式实现,例如,控制器可采取例如微处理器或处理器以及存储可由该(微)处理器执行的计算机可读程序代码(例如软件或固件)的计算机可读介质、逻辑门、开关、专用集成电路(Application Specific Integrated Circuit,ASIC)、可编程逻辑控制器和嵌入微控制器的形式,控制器的例子包括但不限于以下微控制器:ARC 625D、Atmel AT91SAM、Microchip PIC18F26K20以及Silicone Labs C8051F320,存储器控制器还可被实现为存储器的控制逻辑的一部分。本领域技术人员也知道,除了以纯计算机可读程序代码方式实现控制器以外,完全可通过将方法步骤进行逻辑编程来 使得控制器以逻辑门、开关、专用集成电路、可编程逻辑控制器和嵌入微控制器等的形式来实现相同功能。因此这种控制器可被认为是一种硬件部件,而对其内包括的用于实现各种功能的装置也可视为硬件部件内的结构。或者甚至,可将用于实现各种功能的装置视为既可是实现方法的软件模块又可是硬件部件内的结构。
上述实施例阐明的系统、装置、模块或单元,具体可由计算机芯片或实体实现,或者由具有某种功能的产品来实现。一种典型的实现设备为计算机。具体的,计算机例如可为个人计算机、膝上型计算机、蜂窝电话、相机电话、智能电话、个人数字助理、媒体播放器、导航设备、电子邮件设备、游戏控制台、平板计算机、可穿戴设备或者这些设备中的任何设备的组合。
为了描述的方便,描述以上装置时以功能分为各种单元分别描述。当然,在实施本说明书实施例时可把各单元的功能在同一个或多个软件和/或硬件中实现。
本领域内的技术人员应明白,本说明书实施例可提供为方法、系统或计算机程序产品。因此,本说明书实施例可采用完全硬件实施例、完全软件实施例、或结合软件和硬件方面的实施例的形式。而且,本说明书可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。
本说明书是参照根据本说明书实施例的方法、设备(系统)、和计算机程序产品的流程图和/或方框图来描述的。应理解可由计算机程序指令实现流程图和/或方框图中的每一流程和/或方框、以及流程图和/或方框图中的流程和/或方框的结合。可提供这些计算机程序指令到通用计算机、专用计算机、嵌入式处理机或其他可编程数据处理设备的处理器以产生一个机器,使得通过计算机或其他可编程数据处理设备的处理器执行的指令产生用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的装置。
这些计算机程序指令也可存储在能引导计算机或其他可编程数据处理设备以特定方式工作的计算机可读存储器中,使得存储在该计算机可读存储器中的指令产生包括指令装置的制造品,该指令装置实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能。
这些计算机程序指令也可装载到计算机或其他可编程数据处理设备上,使得在计算机或其他可编程设备上执行一系列操作步骤以产生计算机实现的处理,从而在计算机或其他可编程设备上执行的指令提供用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的步骤。
在一个典型的配置中,计算设备包括一个或多个处理器(CPU)、输入/输出接口、网络接口和内存。
内存可能包括计算机可读介质中的非永久性存储器,随机存取存储器(RAM)和/或非易失性内存等形式,如只读存储器(ROM)或闪存(flash RAM)。内存是计算机可读介质的示例。
计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可由任何方法或技术来实现信息存储。信息可是计算机可读指令、数据结构、程序的模块或其他数据。计算机的存储介质的例子包括,但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存储、磁盒式磁带,磁带磁磁盘存储或其他磁性存储设备或任何其他非传输介质,可用于存储可被计算设备访问的信息。按照本文中的界定,计算机可读介质不包括暂存电脑可读媒体(transitory media),如调制的数据信号和载波。
还需要说明的是,术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的 包含,从而使得包括一系列要素的过程、方法、商品或者设备不仅包括那些要素,而且还包括没有明确列出的其他要素,或者是还包括为这种过程、方法、商品或者设备所固有的要素。在没有更多限制的情况下,由语句“包括一个……”限定的要素,并不排除在包括所述要素的过程、方法、商品或者设备中还存在另外的相同要素。
本说明书实施例可在由计算机执行的计算机可执行指令的一般上下文中描述,例如程序模块。一般地,程序模块包括执行特定任务或实现特定抽象数据类型的例程、程序、对象、组件、数据结构等等。也可在分布式计算环境中实践本说明书的实施例,在这些分布式计算环境中,由通过通信网络而被连接的远程处理设备来执行任务。在分布式计算环境中,程序模块可位于包括存储设备在内的本地和远程计算机存储介质中。
本说明书中的各个实施例均采用递进的方式描述,各个实施例之间相同相似的部分互相参见即可,每个实施例重点说明的都是与其他实施例的不同之处。尤其,对于系统实施例而言,由于其基本相似于方法实施例,所以描述的比较简单,相关之处参见方法实施例的部分说明即可。
以上所述仅为本文件的实施例而已,并不用于限制本文件。对于本领域技术人员来说,本文件可有各种更改和变化。凡在本文件的精神和原理之内所作的任何修改、等同替换、改进等,均应包含在本文件的权利要求范围之内。

Claims (29)

  1. 一种授信处理方法,应用于第一区块链的第一区块链节点,包括:
    接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求,通过所述第一区块链与所述第二区块链的跨链传输通道所发送;所述信息获取请求包括所述物流平台的数字身份信息;
    根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;
    基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点,以使所述第二区块链节点根据所述物流信息进行授信处理,并将得到的授信结果信息保存至所述第二区块链中。
  2. 根据权利要求1所述的方法,所述基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点之后,还包括:
    基于所述跨链传输通道接收所述第二区块链节点发送的所述授信结果信息,将所述授信结果信息保存至所述第一区块链中;以及,
    调用所述第一区块链中的第一智能合约,基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台可借用的资源的第一数量;
    将确定的所述第一数量发送给所述物流平台,以使所述物流平台根据所述第一数量向所述第二区块链节点发送资源借用请求。
  3. 根据权利要求2所述的方法,所述物流信息包括业务数据,所述业务数据为所述物流平台基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的数据;所述基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台可借用的资源的第一数量,包括:
    基于所述第一智能合约,根据所述授信结果信息中的所述数字身份信息,从所述第一区块链中获取关联的处于第一状态的目标业务数据,所述第一状态表征所述目标业务数据已推送至所述第二区块链节点、且所述托运方尚未提供所述运输所需资源;
    根据所述目标业务数据确定所述托运方未提供的所述运输所需资源的总数量;
    若所述总数量小于所述授信结果信息中的授信数量,则将所述总数量确定为所述物流平台可借用的资源的第一数量;
    若所述总数量不小于所述授信结果信息中的授信数量,则将所述授信数量确定为所述物流平台可借用的资源的第一数量。
  4. 根据权利要求3所述的方法,所述确定所述物流平台可借用的资源的第一数量之前,还包括:
    接收所述物流平台发送的业务数据推送请求,所述业务数据推送请求包括待推送的业务数据;
    将所述业务数据保存至所述第一区块链中;以及,
    基于所述跨链传输通道将所述业务数据推送至所述第二区块链节点,以使所述第二区块链节点将所述业务数据保存至所述第二区块链中,并基于所述第二区块链中的第二智能合约根据所述业务数据进行资源收集处理。
  5. 根据权利要求4所述的方法,所述将确定的所述第一数量发送给所述物流平台之后,还包括:
    基于所述跨链传输通道接收所述第二区块链节点发送的授信数量更新请求,所述授信数量更新请求基于所述物流平台发送的资源借用请求,向所述物流平台的指定资源账户发放收集的资源之后所发送;
    根据所述授信数量更新请求,确定所述物流平台的剩余授信数量;
    将所述剩余授信数量与所述数字身份信息关联保存至所述第一区块链中。
  6. 根据权利要求5所述的方法,所述将确定的所述第一数量发送给所述物流平台之后,还包括:
    基于所述跨链传输通道接收所述第二区块链节点发送的资源转移结果信息,所述资源转移结果信息为所述第二区块链节点根据所述物流平台发送的资源转移请求,基于所述指定资源账户中的资源进行资源转移处理之后所生成的信息;
    将所述资源转移信息保存至所述第一区块链中。
  7. 根据权利要求1所述的方法,所述方法还包括:
    接收所述物流平台发送的运单的物流信息,所述运单为所述物流平台基于托运方的托运请求所生成;
    将所述物流信息与所述物流平台的所述数字身份信息关联保存至所述第一区块链。
  8. 一种授信处理方法,应用于第一区块链的第一区块链节点,包括:
    接收资源管理机构发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求所发送,所述信息获取请求包括所述物流平台的数字身份信息;
    根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;
    将获取的所述物流信息发送给所述资源管理机构,以使所述资源管理机构根据所述物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
  9. 根据权利要求8所述的方法,所述将获取的所述物流信息发送给所述资源管理机构之后,还包括:
    接收所述资源管理机构发送的所述授信结果信息,将所述授信结果信息保存至所述第一区块链中;以及,
    调用所述第一区块链中的第一智能合约,基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台从所述资源管理机构可借用的资源的第一数量;
    将确定的所述第一数量发送给所述物流平台,以使所述物流平台根据所述第一数量向所述资源管理机构发送资源借用请求。
  10. 一种授信处理方法,应用于第二区块链的第二区块链节点,包括:
    接收物流平台发送的授信请求,所述授信请求包括所述物流平台的数字身份信息;
    根据所述数字身份信息,基于第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求,以使所述第一区块链节点根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;
    基于所述跨链传输通道接收所述第一区块链节点发送的所述物流信息,根据所述物流信息进行授信处理,得到授信结果信息;
    将所述授信结果信息保存至所述第二区块链中,并向所述物流平台发送所述授信结果信息。
  11. 根据权利要求10所述的方法,所述得到授信结果信息之后,还包括:
    基于所述跨链传输通道将所述授信结果信息发送给所述第一区块链节点,以使所述第一区块链节点将所述授信结果信息保存至所述第一区块链中,确定所述物流平台可借用的资源的第一数量,并将确定的所述第一数量发送给所述物流平台。
  12. 根据权利要求11所述的方法,所述方法还包括:
    基于所述跨链传输通道接收所述第一区块链节点推送的业务数据,所述业务数据为基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的数据;
    调用所述第二区块链中的第二智能合约,基于所述第二智能合约根据所述业务数据进行资源收集处理;
    所述基于所述跨链传输通道将所述授信结果信息发送给所述第一区块链节点之后,还包括:
    接收所述物流平台发送的资源借用请求,所述资源借用请求基于接收到的所述第一数量所发送,所述资源借用请求包括待借用资源的第二数量;所述第二数量不大于所述第一数量;
    若确定所述第二数量未超过所述授信结果信息中的授信数量,则获取所述物流平台的指定资源账户的账户信息;
    根据获取的所述账户信息和收集的资源,向所述指定资源账户中发放所述第二数量的资源。
  13. 根据权利要求12所述的方法,所述向所述指定资源账户中发送所述第二数量的资源之后,还包括:
    根据所述第二数量,确定所述物流平台的剩余授信数量;
    将所述剩余授信数量保存至所述第二区块链中;以及,
    根据所述剩余授信数量,基于所述跨链传输通道向所述第一区块链节点发送授信数量更新请求,以使所述第一区块链节点将所述剩余授信数量保存至所述第一区块链中。
  14. 根据权利要求12所述的方法,所述向所述指定资源账户中发送所述第二数量的资源之后,还包括:
    接收所述物流平台发送的资源转移请求;
    根据所述资源转移请求,基于所述指定资源账户中的资源进行资源转移处理;
    将所述资源转移处理的资源转移信息保存至所述第二区块链中;以及,
    基于所述跨链传输通道将所述资源转移信息发送给所述第一区块链节点,以使所述第一区块链节点将所述资源转移信息保存至所述第一区块链中。
  15. 一种授信处理装置,应用于第一区块链的第一区块链节点,包括:
    接收模块,接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求,通过所述第一区块链与所述第二区块链的跨链传输通道所发送;所述信息获取请求包括所述物流平台的数字身份信息;
    获取模块,根据所述数字身份信息从所述第一区块链获取所述物流平台的物流信息;
    发送模块,基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点,以使所述第二区块链节点根据所述物流信息进行授信处理,并将得到的授信结果信息保存至所述第二区块链中。
  16. 根据权利要求15所述的装置,所述装置还包括:确定模块;
    所述接收模块,在所述发送模块基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点之后,基于所述跨链传输通道接收所述第二区块链节点发送的所述授信结果信息,将所述授信结果信息保存至所述第一区块链中;
    所述确定模块,调用所述第一区块链中的第一智能合约,基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台可借用的资源的第一数量;
    所述发送模块,将确定的所述第一数量发送给所述物流平台,以使所述物流平台根据所述第一数量向所述第二区块链节点发送资源借用请求。
  17. 根据权利要求16所述的装置,所述物流信息包括业务数据,所述业务数据为所述物流平台基于至少一个处于运输终止状态、且托运方未提供运输所需资源的运单的相关信息所生成的数据;
    所述确定模块,基于所述第一智能合约,根据所述授信结果信息中的所述数字身份信息,从所述第一区块链中获取关联的处于第一状态的目标业务数据,所述第一状态表征所述目标业务数据已推送至所述第二区块链节点、且所述托运方尚未提供所述运输所需资源;以及,
    根据所述目标业务数据确定所述托运方未提供的所述运输所需资源的总数量;
    若所述总数量小于所述授信结果信息中的授信数量,则将所述总数量确定为所述物流平台可借用的资源的第一数量;
    若所述第一数量不小于所述授信结果信息中的授信数量,则将所述授信数量确定为所述物流平台可借用的资源的第一数量。
  18. 一种授信处理装置,应用于第一区块链的第一区块链节点,包括:
    接收模块,接收资源管理机构发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求所发送,所述信息获取请求包括所述物流平台的数字身份信息;
    获取模块,根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;
    发送模块,将获取的所述物流信息发送给所述资源管理机构,以使所述资源管理机构根据所述物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
  19. 根据权利要求18所述的装置,所述装置还包括:确定模块;
    所述接收模块,在所述发送模块将获取的所述物流信息发送给所述资源管理机构之后,接收所述资源管理机构发送的所述授信结果信息,将所述授信结果信息保存至所述第一区块链中;
    所述确定模块,调用所述第一区块链中的第一智能合约,基于所述第一智能合约根据所述第一区块链中的所述物流信息,确定所述物流平台从所述资源管理机构可借用的资源的第一数量;
    所述发送模块,将确定的所述第一数量发送给所述物流平台,以使所述物流平台根据所述第一数量向所述资源管理机构发送资源借用请求。
  20. 一种授信处理装置,应用于第二区块链的第二区块链节点,包括:
    接收模块,接收物流平台发送的授信请求,所述授信请求包括所述物流平台的数字身份信息;
    第一发送模块,根据所述数字身份信息,基于第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求,以使所述第一区块链节点根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;
    处理模块,基于所述跨链传输通道接收所述第一区块链节点发送的所述物流信息,根据所述物流信息进行授信处理,得到授信结果信息;
    保存模块,将所述授信结果信息保存至所述第二区块链中;
    第二发送模块,向所述物流平台发送所述授信结果信息。
  21. 根据权利要求20所述的装置,
    所述第一发送模块,在所述处理模块得到授信结果信息之后,基于所述跨链传输通道将所述授信结果信息发送给所述第一区块链节点,以使所述第一区块链节点将所述授信结果信息保存至所述第一区块链中,确定所述物流平台可借用的资源的第一数量,并将确定的所述第一数量发送给所述物流平台。
  22. 一种授信处理系统,包括:物流平台、第一区块链、资源管理机构对应的第二区块链;
    所述物流平台,向所述第二区块链的第二区块链节点发送授信请求,并接收所述第二区块链节点发送的授信结果信息,所述授信请求包括所述物流平台的数字身份信息;
    所述第二区块链的第二区块链节点,接收所述物流平台发送的所述授信请求,根据所述数字身份信息基于所述第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求;以及,基于所述跨链传输通道接收所述第一区块链节点发送的物流信息,根据所述物流信息进行授信处理,得到授信结果信息;将所述授信结果信息保存至对应的第二区块链中,以及向所述物流平台发送所述授信结果信息;
    所述第一区块链的第一区块链节点,基于所述跨链传输通道接收所述第二区块链节点发送的所述信息获取请求,根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点。
  23. 一种授信处理系统,包括:物流平台、资源管理机构、第一区块链和第二区块 链;
    所述物流平台,向所述资源管理机构发送授信请求,并接收所述资源管理机构发送的授信结果信息,所述授信请求包括所述物流平台的数字身份信息;
    所述资源管理机构,接收所述物流平台发送的所述授信请求,根据所述数字身份信息向所述第一区块链的第一区块链节点发送信息获取请求;以及,接收所述第一区块链节点发送的物流信息,根据所述物流信息进行授信处理,得到授信结果信息;将所述授信结果信息保存至对应的第二区块链中,以及向所述物流平台发送所述授信结果信息;
    所述第一区块链的第一区块链节点,接收所述资源管理机构发送的所述信息获取请求,根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;将获取的所述物流信息发送给所述资源管理机构。
  24. 一种授信处理设备,包括:
    处理器;以及,
    被安排成存储计算机可执行指令的存储器,所述计算机可执行指令在被执行时使所述处理器:
    接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求,通过所述第一区块链与所述第二区块链的跨链传输通道所发送;所述信息获取请求包括所述物流平台的数字身份信息;
    根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;
    基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点,以使所述第二区块链节点根据所述物流信息进行授信处理,并将得到的授信结果信息保存至所述第二区块链中。
  25. 一种授信处理设备,包括:
    处理器;以及,
    被安排成存储计算机可执行指令的存储器,所述计算机可执行指令在被执行时使所述处理器:
    接收资源管理机构发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求所发送,所述信息获取请求包括所述物流平台的数字身份信息;
    根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;
    将获取的所述物流信息发送给所述资源管理机构,以使所述资源管理机构根据所述物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
  26. 一种授信处理设备,包括:
    处理器;以及,
    被安排成存储计算机可执行指令的存储器,所述计算机可执行指令在被执行时使所述处理器:
    接收物流平台发送的授信请求,所述授信请求包括所述物流平台的数字身份信息;
    根据所述数字身份信息,基于第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求,以使所述第一区块链节点根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;
    基于所述跨链传输通道接收所述第一区块链节点发送的所述物流信息,根据所述物流信息进行授信处理,得到授信结果信息;
    将所述授信结果信息保存至所述第二区块链中,并向所述物流平台发送所述授信结果信息。
  27. 一种存储介质,用于存储计算机可执行指令,所述计算机可执行指令在被处理器执行时实现以下流程:
    接收资源管理机构对应的第二区块链的第二区块链节点发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求,通过所述第一区块链与所述第二区块链的 跨链传输通道所发送;所述信息获取请求包括所述物流平台的数字身份信息;
    根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;
    基于所述跨链传输通道将获取的所述物流信息发送给所述第二区块链节点,以使所述第二区块链节点根据所述物流信息进行授信处理,并将得到的授信结果信息保存至所述第二区块链中。
  28. 一种存储介质,用于存储计算机可执行指令,所述计算机可执行指令在被处理器执行时实现以下流程:
    接收资源管理机构发送的信息获取请求,所述信息获取请求基于物流平台发送的授信请求所发送,所述信息获取请求包括所述物流平台的数字身份信息;
    根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;
    将获取的所述物流信息发送给所述资源管理机构,以使所述资源管理机构根据所述物流信息进行授信处理,并将得到的授信结果信息保存至对应的第二区块链中。
  29. 一种存储介质,用于存储计算机可执行指令,所述计算机可执行指令在被处理器执行时实现以下流程:
    接收物流平台发送的授信请求,所述授信请求包括所述物流平台的数字身份信息;
    根据所述数字身份信息,基于第一区块链与所述第二区块链的跨链传输通道向所述第一区块链的第一区块链节点发送信息获取请求,以使所述第一区块链节点根据所述数字身份信息从所述第一区块链中获取所述物流平台的物流信息;
    基于所述跨链传输通道接收所述第一区块链节点发送的所述物流信息,根据所述物流信息进行授信处理,得到授信结果信息;
    将所述授信结果信息保存至所述第二区块链中,并向所述物流平台发送所述授信结果信息。
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CN112232795A (zh) * 2020-05-29 2021-01-15 支付宝(杭州)信息技术有限公司 交易处理方法、装置、设备及系统
CN112529694A (zh) * 2020-05-29 2021-03-19 支付宝(杭州)信息技术有限公司 授信处理方法、装置、设备及系统

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CN114091109A (zh) * 2022-01-19 2022-02-25 豆沙包科技(深圳)有限公司 跨境电商平台数据验证方法、系统、终端及存储介质
CN115099814A (zh) * 2022-06-13 2022-09-23 马上消费金融股份有限公司 信息处理方法、装置、设备及存储介质
CN115334149A (zh) * 2022-08-15 2022-11-11 杭州复杂美科技有限公司 一种区块链信息订阅推送方法、设备及存储介质

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