WO2021085567A1 - Stationary terminal device capable of displaying information and performing payment process - Google Patents

Abstract

A stationary terminal device comprising: a casing which is placed on a placement surface; and a touch panel that is provided to a first surface of the casing, that allows an operation to be inputted from outside the casing, and that can display information such that the information is visible from outside the casing, wherein the surface of the touch panel is disposed such that when the casing is placed on the placement surface, an angle X formed by the placement surface and the surface of the touch panel is larger than 45° but smaller than 90°.

Description

Terminal device capable of stationary information display and payment processing

The present disclosure relates to a stationary terminal device and a stationary terminal system having a display unit that displays information to be visually recognized by a user, and a stationary terminal device that executes payment processing using a credit card.

Patent Document 1 discloses a stationary terminal device that can be mounted on a mounting surface that is a flat surface.
This stationary terminal device has a housing, and a display unit and a key input unit that are arranged on the upper surface of the housing when the housing is mounted on the mounting surface. Then, in this stationary terminal device, when the housing is mounted on the mounting surface, the upper surface of the housing has a gentle ascending inclination toward the rear portion.

Patent Document 2 discloses a payment terminal device for making a payment using a magnetic reading type credit card.

Japanese Patent No. 6283915 Japanese Unexamined Patent Publication No. 2016-33712

In the stationary terminal device of Patent Document 1, when the housing is mounted on a mounting surface (for example, the upper surface of a cash register counter), the surface of the display unit has a small angle of about 30 ° or less with respect to the mounting surface. To form. As a result, visibility when the user sees the display unit from above and stability when the key input unit is pressed are ensured.

In recent years, in this type of stationary terminal device, a large touch panel that functions as a display unit and an input unit may be used instead of the display unit and the key input unit. In this case, according to the configuration of the stationary terminal device of Patent Document 1, the inclination of the display unit with respect to the mounting surface is small (that is, the angle between the display surface and the mounting surface is small), so that the device can be installed. It is necessary to secure a wide mounting surface. Further, for example, when the height from the floor supporting the mounting surface (for example, the upper surface of the cashier counter) on which the stationary terminal device is mounted is relatively high (for example, a user standing facing the front). According to the configuration of the stationary terminal device of Patent Document 1, it is difficult for the user to see the touch panel (that is, the display unit), and sufficient visibility and operability cannot be ensured. There is a possibility.

Further, for example, when the touch panel is mounted on a mounting surface having a high height from the floor supporting the mounting surface, the surface of the touch panel is placed on the mounting surface in consideration of the visibility and operability of the touch panel. It is also conceivable to prepare for tilting (standing up) at a relatively steep angle. However, in that case, the center of gravity of the entire stationary terminal device becomes high, and depending on the mounting environment, stability during operation may not be ensured.

In payment using a credit card (hereinafter sometimes referred to as "credit card payment"), identity verification work is performed after reading the card information stored in the storage unit of the credit card. The work of identity verification is, for example, description of a signature, input of a PIN code, or input of a security code. That is, in credit card payment, two types of work are performed.

The present disclosure has been made to solve the above-mentioned problems, and the first object is that it can be mounted on a relatively narrow mounting surface and even when the height of the mounting surface is high. It is an object of the present invention to provide a stationary terminal device capable of appropriately ensuring high visibility and operability.
The second object is to provide a technique capable of appropriately ensuring the stability of the terminal device according to the mounting environment.
The third purpose is to provide a technique for reducing the work load in credit card payment.

In order to achieve the first object, an exemplary embodiment according to the first aspect relates to a stationary terminal device, which is a stationary terminal device.
The housing to be mounted on the mounting surface and
A touch panel provided on the first surface of the housing, in which operations can be input from the outside of the housing and information can be displayed so as to be visible from the outside of the housing.
It has.
The surface of the touch panel forms an angle X larger than 45 ° and smaller than 90 ° between the front mounting surface and the surface of the touch panel when the housing is placed on the front mounting surface. It is configured as follows.

In order to achieve the second object, the exemplary embodiment according to the second aspect relates to a stationary terminal system, which is a stationary terminal system.
With the terminal device
It includes a support holder that can be attached to and detached from the terminal device.
The terminal device includes a housing and a touch panel that is provided so as to be exposed on the surface of the housing and is capable of inputting operations and displaying information. By mounting the bottom surface of the housing on the mounting surface, the terminal device forms an angle X formed by the previously described mounting surface and the surface of the touch panel, which is larger than 45 ° and smaller than 90 °. It can be used in the second aspect. The support holder is attached to the side surface of the housing opposite to the surface on which the touch panel is provided while the terminal device is being used in the second aspect. The first portion can be supported and a portion thereof is arranged on the above-mentioned mounting surface on the rear side of the side surface. While used in the second aspect, the terminal device can stand on its bottom surface with respect to the above-mentioned mounting surface even when the support holder is not attached.

In order to achieve the above-mentioned third object, an exemplary embodiment according to the third aspect relates to a stationary terminal device, and the stationary terminal device is a stationary terminal device.
A reading unit that reads the card information stored in the storage unit of the credit card,
A camera that captures a shooting range including specific information written on the credit card while the card information is being read by the reading unit.
It includes a payment processing execution unit that executes payment processing using the card information read by the reading unit and the specific information acquired from the captured image captured by the camera.

According to the configuration of the stationary terminal device according to the first aspect, when the housing is mounted on the mounting surface, the surface of the touch panel is compared with the mounting surface as compared with the conventional stationary terminal device. It is prepared to tilt at a steep angle (in other words, to stand up). That is, according to the above configuration, the surface of the touch panel is not laid down so as to be gently tilted, but is laid upright at a relatively steep angle. Therefore, when the stationary terminal device is mounted, the mounting area when the mounting surface is viewed in a plane can be relatively small. In other words, in order to mount the stationary terminal device, it is sufficient to secure a relatively narrow mounting surface. Further, for example, the height from the floor supporting the mounting surface is relatively high (for example, the height of the user's line of sight standing facing the front) when the mounting surface is mounted. However, there is a high possibility that the touch panel can be visually recognized when the user faces the front, and visibility and operability can be ensured. Therefore, according to the above configuration, it can be mounted on a relatively narrow mounting surface, and high visibility and operability can be appropriately ensured even when the mounting surface is high above the ground. ..

According to the configuration of the stationary terminal device according to the second aspect, when the terminal device is used in the second aspect, the surface of the touch panel is the conventional stationary when the housing is mounted on the mounting surface. It is provided so as to tilt (or stand up) at a relatively steep angle with respect to the mounting surface as compared with the type terminal device. When the terminal device is used in such a second aspect, for example, even when the terminal device is mounted on a mounting surface having a high height from the floor supporting the mounting surface, the visibility of the touch panel and Operability is ensured. The support holder can be attached to and detached from the terminal device. Further, the support holder can support the first portion of the side surface by being attached to the side surface of the housing while the stationary terminal device is used in the second aspect, and a part thereof. Is placed on the above-mentioned mounting surface on the rear side of the side surface. That is, according to the above configuration, by attaching the support holder to the terminal device used in the second aspect, the position where the terminal device is supported on the mounting surface as compared with the case where the terminal device is used alone. Is placed behind the sides. Therefore, the stability of the terminal device mounted on the mounting surface can be improved. Therefore, according to the above configuration, the stability of the terminal device can be appropriately ensured according to the mounting environment.

Generally, credit cards contain information for identity verification (for example, the signature of the holder, security code). According to the configuration of the stationary terminal device according to the third aspect, the stationary terminal device captures a captured image including specific information written on the credit card while the card information is being read by the reading unit. Take a picture. As a result, the stationary terminal device can acquire specific information which is information for identity verification from a credit card without having the customer perform the work for identity verification, and the card information and the specific information can be obtained. The payment process used can be executed. Therefore, the work load in credit card payment can be reduced.

The perspective view which shows typically the terminal apparatus which concerns on 1st Embodiment. The block diagram of the 1st terminal apparatus which concerns on 1st Embodiment. The right side view which shows typically the terminal apparatus which concerns on 1st Embodiment. The front view which shows typically the angle of view of the image element of the camera which concerns on 1st Embodiment. The cross-sectional explanatory view which shows typically the arrangement of the print execution part in the housing which concerns on 1st Embodiment. The perspective view which shows typically how the printed recording paper in 1st Embodiment is ejected. The perspective view which shows the terminal system which includes the terminal apparatus used in 1st Embodiment in 2nd Embodiment. FIG. 5 is a side view showing a terminal system including the terminal device used in the first aspect in the second embodiment. FIG. 3 is a perspective view showing a state in which the support holder is removed from the terminal device used in the first embodiment in the second embodiment. The perspective view which shows the terminal system which includes the terminal apparatus used in 2nd Embodiment in 2nd Embodiment. FIG. 5 is a side view showing a terminal system including the terminal device used in the second embodiment in the second embodiment. The perspective view of the terminal apparatus in 3rd Embodiment is shown. Shows the front and back of a credit card. The block diagram of the terminal device and the payment system are shown. The flowchart of the process executed in the terminal apparatus of 3rd Embodiment is shown. The flowchart of the process executed by the payment server is shown. The flowchart of the process executed in the terminal apparatus of 4th Embodiment is shown. The flowchart of the process executed in the terminal apparatus of 5th Embodiment is shown. The flowchart of the process executed in the terminal apparatus of 6th Embodiment is shown. The perspective view of the terminal apparatus of 7th Embodiment is shown. The flowchart of the process executed in the terminal apparatus of 7th Embodiment is shown. The flowchart of the process executed by the payment server is shown.

(First Embodiment)
The terminal device 2 of the present embodiment will be described with reference to FIGS. 1 to 6. The terminal device 2 of the present embodiment shown in FIG. 1 is a stationary terminal device that is mounted and used on a flat mounting surface 100 such as a counter in a store. The terminal device 2 executes, for example, an electronic payment process or an authentication process for authenticating a person or the like.

As shown in FIG. 1, the terminal device 2 has a housing 10 mounted on a mounting surface 100 which is a flat surface. The housing 10 is a case that constitutes the main body of the terminal device 2. The housing 10 includes a front surface 10a, an upper surface 10b, a bottom surface 10c, a side surface 10d, a support portion 10e, a rear point 10f, and a joint portion 10g. Further, a paper ejection port 11 is opened on the front surface 10a. Since the terminal device 2 is formed in a box shape as a whole, the terminal device 2 has a height direction (vertical direction) HD, and a width direction WD and a longitudinal direction LD intersecting the height direction HD. The terminal device 2 is, for example, 25 cm in the height direction HD and 15 cm in the width direction WD. The upper surface 10b provided with the camera 14 and the like is connected via the front surface 10a and the side surface 10d in the height direction HD. The front surface 10a provided with the touch panel 12 is a two-dimensional surface defined by the height direction HD and the longitudinal direction LD. The side surface 10d provided with the magnetic reader unit 20 is a two-dimensional surface defined by the height direction HD and the width direction WD.

As shown in FIGS. 1 and 2, the terminal device 2 includes various elements so as to be exposed on the surface of the housing 10 or to be housed inside the housing 10. Specifically, as shown in FIG. 2, the terminal device 2 includes a touch panel 12, a camera 14, a non-contact IC reader / writer unit 16, a contact IC reader / writer unit 18, a magnetic reader unit 20, and a communication interface. It includes 22, a print execution unit 24, a control unit 40, and a memory 42. In the following, the interface will be referred to as "I / F". Of these, the control unit 40, the memory 42, and the communication I / F 22 constitute the processor 3.

The touch panel 12 functions as a display unit capable of displaying various information and also functions as an operation unit capable of detecting the user's operation. As shown in FIG. 1, the touch panel 12 is provided so as to be exposed on the front surface 10a of the housing 10.

The camera 14 is a camera capable of capturing an image within a predetermined capture range. For example, the camera 14 is a fisheye camera. The camera 14 is provided with an image sensor 15 such as a CCD image sensor or a CMOS image sensor. As shown in FIG. 1, the camera 14 is arranged on the upper surface 10b of the housing 10. The camera 14 arranged on the upper surface 10b may be covered with a transparent plate or the like (not shown).

The non-contact IC reader / writer unit 16 records on the IC card by executing short-range wireless communication (for example, NFC communication according to the NFC standard) with an external non-contact type IC card (not shown). It is a reader / writer that reads the information and writes the information to the IC card. Although not shown, the non-contact IC reader / writer unit 16 includes an antenna that outputs radio waves for executing short-range wireless communication. As shown in FIG. 1, the non-contact IC reader / writer portion 16 is also arranged on the upper surface 10b of the housing 10.

The contact IC reader / writer unit 18 communicates with the IC card by coming into contact with the IC module provided on the surface of the external contact type IC card, and reads the information recorded on the IC card. It is a reader / writer that writes information on an IC card. As shown in FIG. 1, the contact IC reader / writer portion 18 is also arranged on the upper surface 10b of the housing 10. As shown in the example of FIG. 1, the contact IC reader / writer portion 18 has a slit-shaped insertion hole, and when a contact type IC card is inserted into the insertion hole, the IC module and the contact IC reader / writer portion 18 are inserted. Can be brought into contact with the terminal of.

The magnetic reader unit 20 contacts the magnetic stripe provided on the external magnetic stripe card (more specifically, the magnetic stripe card is brought into contact with the magnetic reader unit 20 and slid), so that the information recorded on the magnetic stripe is recorded. It is a reader that can read. As shown in FIG. 1, the magnetic reader unit 20 is arranged on the side surface 10d of the housing 10. The magnetic reader unit 20 is provided with a slit having a width capable of sliding the magnetic stripe card.

The communication I / F 22 is connected to the Internet (not shown), and is a wireless communication for executing wireless communication (for example, communication for executing electronic payment) via the Internet with an external server (not shown). I / F. In the present embodiment, the communication I / F 22 is provided inside the housing 10 and cannot be visually recognized from the outside. In another example, the communication I / F 22 may be a wired communication I / F for performing wired communication over the Internet.

The print execution unit 24 is a printing mechanism for printing and outputting small documents such as receipts. The print execution unit 24 includes a paper roll 30, a print head 32, a platen roller 34, and a guide roller 36 (see FIG. 5). The detailed configuration of the print execution unit 24 of the present embodiment will be described in detail later with reference to FIG.

The control unit 40 is mainly composed of a computer equipped with a CPU (central processing unit) 40A that plays a central role in calculation and a main memory 40B as a work area, and various processes (for example, for example) according to a program stored in the memory 42. , Settlement processing, authentication processing, etc.). The memory 42 is composed of a recording medium such as a non-volatile memory (not shown) as needed, in addition to a ROM (abbreviation of Read Only Memory) 42A, a RAM (abbreviation of Random Access Memory) 42B, and the like. As described above, the memory 42 stores a predetermined program so that the CPU 40A can execute it. In the present embodiment, the ROM 42A functions as a non-transitory computer-readable recording medium, and stores the above-mentioned program and other processing program procedures as source code. This non-transitory computer-readable recording medium may be configured by a type of RAM that does not lose stored information. Further, the memory 42 also has an area for storing various information generated when the control unit 40 executes various processes. In the present embodiment, the CPU 40A executes the program read from the memory 42B in the work area. The RAM 42B is configured so that data during processing of the CPU 40A can be temporarily stored. Of course, the above is an example of the configuration of the processor 3, and any other configuration may be used as long as it can execute a program for necessary processing. For example, it may be configured to form a redundant system. The CPU 40A may have a different name (for example, an arithmetic unit) as long as it is an element that plays a central role in the calculation of a computer system and has the same function. In the present embodiment, the control unit 40 and the memory 42 are also provided inside the housing 10 and cannot be visually recognized from the outside.

(Position relationship between touch panel 12 and information acquisition unit)
As described above, the touch panel 12 for the user to visually recognize the information and input the operation is provided on the front surface 10a of the housing 10 (see FIGS. 1 and 3). The information acquisition units of the camera 14, the non-contact IC reader / writer unit 16, and the contact IC reader / writer unit 18 are provided on the upper surface 10b of the housing 10. As shown in FIG. 1, the upper surface 10b is in the order of the touch panel 12 and the upper surface 10b behind the front surface 10a, that is, in the longitudinal direction WD when the touch panel 12 is viewed from the front surface, that is, the longitudinal direction WD. Located so that it can be seen.

As shown in FIG. 3, in the present embodiment, the surface of the touch panel 12 is larger than 45 ° and smaller than 90 ° with respect to the mounting surface 100 when the housing 10 is mounted on the mounting surface 100. It is provided to form an angle X. Specifically, the angle X is 45 ° or more and less than 90 °. That is, in the present embodiment, the surface of the touch panel 12 is arranged so as to tilt (stand up) at a steep angle with respect to the mounting surface 100 when the housing 10 is mounted on the mounting surface 100. Therefore, when the terminal device 2 is mounted, the mounting area when the mounting surface 100 is viewed in a plane can be relatively small. In other words, in order to mount the terminal device 2 of the present embodiment, it is sufficient to secure a relatively narrow mounting surface 100. Further, for example, even when the vehicle is mounted on the mounting surface 100 having a relatively high height from the ground (for example, a height of about the position of the user's line of sight standing facing the front), the user can see the front. There is a high possibility that the touch panel 12 can be visually recognized when the touch panel 12 is turned, and visibility and operability can be ensured. Therefore, the terminal device 2 of the present embodiment can be mounted on a relatively narrow mounting surface 100, and when the height of the mounting surface 100 from the ground is high, or the terminal device 2 is mounted. Even when the height of the mounting surface 100 from the floor supporting the mounting surface 100 is relatively high, the high visibility of the touch panel 12 and the high operability of the touch panel 12 can be ensured. In particular, the terminal device 2 of the present embodiment can be arranged even when it is required to be arranged in a place where a narrow arrangement area cannot be secured, such as a counter in a store.
Here, the reason why the angle X is made larger than 45 ° and smaller than 90 ° will be described in detail.
For example, at an angle X'greater than 90 ° indicated by the virtual line A, for example, when a finger or the like touches to operate the touch panel 12, the force applied to the housing 10 by the touched finger is applied to the housing 10. It is not added to the rear point 10f, which is a fulcrum, but is added so as to push up the housing 10. On the other hand, when the angle X is smaller than 90, the force due to the touch operation is also applied to the rear point 10f, so that the stability of the housing 10 is greater than when the angle X is larger than 90. When the angle X is larger than 90 ° as described above, the stability is low especially when the touch panel 12 is operated, so the angle X is set to be smaller than 90 °.
At an angle X when the angle X is smaller than 45 °, as shown in FIG. 3, when the IC card 50 is inserted into the contact IC reader / writer portion 18, the angle X is rearward as compared with the case where the angle X is larger than 45 °. Since the housing 10 is tilted, a larger force is applied to the rear point 10B of the housing 10 by inserting the IC card, and the rear point 10f cannot support the housing 10. On the other hand, the inventor has an angle. When X is larger than 45 °, it is found that the problem of lack of stability of the housing 10 due to the IC card 50 is solved in such a contact IC reader / writer portion 18, and the angle X is set to be larger than 45 °.

Further, as shown in FIG. 3, in the present embodiment, the upper surface 10b provided with the information acquisition portions of the camera 14, the non-contact IC reader / writer unit 16, and the contact IC reader / writer unit 18 is mounted on the mounting surface 100. On the other hand, it is arranged so as to form an angle Y larger than 0 ° and equal to or less than the above angle X. That is, the virtual line B drawn parallel to the mounting surface 100 from the joint portion 10g connecting the front surface 10a and the upper surface 10b, and the edge of the housing 10 from the joint portion 10g toward the height method HD on the upper surface 10b. The upper surface 10b is formed so that the angle Y formed by the virtual line C drawn along the line is equal to or less than the angle X. Therefore, in the present embodiment, the visibility of the touch panel 12 is not hindered by the presence of the information acquisition unit such as the camera 14. Further, the touch panel 12 and other parts of the housing 10 do not hinder the information acquisition unit (camera 14 and the like) from acquiring information from the outside. Therefore, according to the present embodiment, the visibility of the touch panel 12 can be ensured, and the information acquisition unit can appropriately acquire the information.

(Angle of view of image sensor 15)
As described above, the camera 14 provided on the upper surface 10b has an image sensor 15. Generally, the captured image captured by the image pickup device 15 is a rectangle formed by a large number of pixels and has a long side and a short side. FIG. 4 is a diagram schematically showing a captured image 200 captured by the image sensor 15 mounted on the camera 14 of the present embodiment. That is, the photographed image 200 in FIG. 4 schematically shows the imageable range (which may be referred to as “angle of view”) taken by the image sensor 15.
In the present embodiment, as shown in FIG. 4, the image sensor 15 is arranged so that the long side 202 of the captured image 200 is oriented vertically and the short side 204 is oriented horizontally with respect to the mounting surface 100. In other words, the image sensor 15 is arranged so that the number of vertical pixels in the captured image 200 is larger than the number of horizontal pixels.

Therefore, for example, when the whole body including the user's face is photographed by the camera 14, it becomes easy to photograph the whole body of the user. In particular, as compared with the case where the image pickup device adopts a configuration in which the long side of the captured image is oriented horizontally and the short side is oriented vertically, the whole body of the user can be appropriately photographed. When the terminal device 2 performs personal authentication or the like using the user's face image, the authentication process can be performed accurately. Since the camera 14 may be a fisheye camera as described above, the viewing angle is wide and it is easy to take an image of the entire body of the user.

(Print Execution Unit 24)
As described above, the print execution unit 24 is a printing mechanism for printing and outputting a small document such as a receipt. As shown in FIGS. 2 and 5, the print execution unit 24 includes a paper roll 30, a print head 32, a platen roller 34, and a guide roller 36. The paper roll 30 is a roll formed by winding the recording paper 31. The print head 32 is a head for printing characters, images, and the like on the print surface 31a (upper surface in FIGS. 5 and 6) of the recording paper 31 drawn from the paper roll 30. The platen roller 34 is a roller arranged at a position facing the print head 32, and is a roller that holds the recording paper when characters or the like are printed on the print surface 31a of the recording paper 31 by the print head 32. The guide roller 36 is a roller for guiding the recording paper 31 drawn from the paper roll 30 to the position of the print head 32.

As shown in FIG. 5, in the present embodiment, the print execution unit 24 having the above configuration is arranged inside the housing 10 at a position near the bottom surface 10c. Then, as shown in FIGS. 1, 5, and 6, of the front surface 10a of the housing 10, the recording paper 31 is placed between the touch panel 12 and the bottom side of the front surface 10a (that is, the side in contact with the bottom surface 10c). A paper ejection port 11 for discharging from the inside of the body 10 to the outside is formed. Therefore, the recording paper 31 on which characters and the like are printed on the printing surface 31a (upper surface of FIGS. 5 and 6) by the printing head 32 is discharged from the paper ejection port 11 to the outside of the housing 10.

As shown in FIG. 5, in the present embodiment, the print execution unit 24 having the above configuration is arranged inside the housing 10 at a position near the bottom surface 10c (see FIG. 5). Therefore, the terminal device 2 of the present embodiment has an advantage that the center of gravity of the entire terminal device 2 is lowered mainly by the weight of the paper roll 30 and the print head 32, and high stability is exhibited when the terminal device 2 is placed. There is.

Then, in the present embodiment, the paper ejection port 11 is formed between the touch panel 12 and the bottom side of the front surface 10a (that is, the side in contact with the bottom surface 10c). Therefore, it is possible to prevent the recording paper 31 discharged from the paper ejection port 11 from interfering with the display surface of the touch panel 12.

Further, in the present embodiment, as shown in FIGS. 5 and 6, the surface of the recording paper 31 corresponding to the outside of the paper roll 30 is used as the printing surface 31a. The print execution unit 24 is configured so that the recording paper 31 is ejected from the paper ejection port 11 so that the printing surface 31a faces upward. Generally, the recording paper 31 drawn from the paper roll 30 has a winding habit in the direction in which the paper roll 30 is wound. In the present embodiment, the recording paper 31 discharged from the paper ejection port 11 has a curl direction toward the lower side. Therefore, as shown in FIGS. 5 and 6, if a flat surface such as the mounting surface 100 also exists in front of the paper ejection port 11, the ejected recording paper 31 does not curl and follows the flat surface. Therefore, the user can easily see the content printed on the printed surface.

The configuration of the terminal device 2 of the present embodiment has been described above. As described above, when the housing 10 is mounted on the mounting surface 100, the surface of the touch panel 12 is tilted (rises) at a steeper angle with respect to the mounting surface 100 as compared with the conventional stationary terminal device. Is placed in. Therefore, according to the terminal device 2 of the present embodiment, it can be mounted on a relatively narrow mounting surface 100, and high visibility and operability even when the height of the mounting surface 100 from the ground is high. Can be secured.

Further, in the present embodiment, the terminal device 2 is a camera 14 capable of capturing various images such as a user's face image, and a non-contact IC reader / writer capable of reading data stored in an external recording medium (for example, an IC card). It is provided with an information acquisition unit for acquiring information from the outside, such as a unit 16 and a contact IC reader / writer unit 18. Therefore, according to the configuration of the present embodiment, the terminal device 2 can execute various processes such as payment and personal authentication by using the information acquired from the outside.

The correspondence between the present embodiment and the claims will be explained. The front surface 10a of the housing 10 is an example of the “first surface”, and the upper surface 10b is an example of the “second surface”.

The specific examples of the first embodiment have been described above, but these are merely examples and do not limit the scope of claims. The techniques described in the claims include various modifications and modifications of the specific examples illustrated above. For example, the following modification may be adopted in the first embodiment.

(Modification 1) In the first embodiment, in the print execution unit 24, the surface of the recording paper 31 corresponding to the outside of the paper roll 30 is used as the print surface 31a. The print execution unit 24 is configured so that the recording paper 31 is ejected from the paper ejection port 11 so that the printing surface 31a faces upward. Not limited to this, the surface of the recording paper 31 corresponding to the inside of the paper roll 30 may be used as the printing surface. In that case, the recording paper 31 may not be configured to be ejected from the paper ejection port 11 so that the printing surface thereof faces upward.

(Modification 2) In the terminal device 2 described above, the print execution unit 24 and the paper ejection port 11 may be omitted. That is, the terminal device 2 may be a device that does not print on the recording paper and output the printed recording paper.

(Modification 3) In the above embodiment, the image sensor 15 is arranged so that the long side 202 of the captured image 200 is oriented vertically and the short side 204 is oriented horizontally with respect to the mounting surface 100. In the modified example, the image sensor 15 may be arranged in another orientation. Therefore, for example, the image sensor 15 may be arranged so that the long side of the captured image is horizontally oriented and the short side is vertically oriented.

(Modification 4) In the above embodiment, as shown in FIG. 3, the upper surface 10b provided with the information acquisition portions of the camera 14, the non-contact IC reader / writer unit 16, and the contact IC reader / writer unit 18 is mounted. It is arranged so as to form an angle Y larger than 0 ° and equal to or less than the above angle X with respect to the placement surface 100. In the modified example, the upper surface 10b provided with each information acquisition unit is not limited to this, and may be arranged so as to form an angle of 0 ° (that is, horizontal to the mounting surface 100) with respect to the mounting surface 100. Alternatively, it may be arranged so as to form an angle larger than the angle X with respect to the mounting surface 100.

(Modification 5) In the above embodiment, the terminal device 2 includes a camera 14 as an information acquisition unit for acquiring information from the outside. In the modified example, the camera 14 may not be provided as the information acquisition unit. Further, in another modification, the terminal device 2 may not include information acquisition units such as a camera 14, a non-contact IC reader / writer unit 16, and a contact IC reader / writer unit 18.

(Second Embodiment)
Next, the stationary terminal system 90 according to the second embodiment will be described with reference to the drawings.
In the present embodiment, the terminal system 90 that functions as a stationary terminal system includes a support holder 6 that can be attached to and detached from the terminal device 2 and supports the terminal device 2 by being attached to the terminal device 2. The same components as those of the first embodiment are designated by the same reference numerals, and the description thereof will be omitted.

A constricted portion 9 that is recessed toward the front surface 10a is also formed on a part of the side surface 10d. In other words, the side surface 10d is partially constricted toward the front surface 10a (constriction portion 9). Since the housing 10 is provided with the constricted portion 9, the user can put a finger on the constricted portion 9 when gripping the terminal device 2. Therefore, for example, when the usage mode is changed, the user can easily grasp the terminal device 2.

As shown in FIG. 8, a magnet 84 built in the support holder 6 described later and an iron plate 60 magnetically attracted are built inside the side surface 10d.

Cable 70 is a cable for communication and power supply. The cable 70 is provided so as to extend outward from the side surface 10d side of the housing 10.

As shown in FIGS. 7 to 11, the support holder 6 is a support member capable of supporting the terminal device 2 by being mounted on the side surface 10d of the housing 10 of the terminal device 2. However, as described above, the support holder 6 can be attached to and detached from the terminal device 2 (see particularly FIGS. 7, 9 and the like). In the present embodiment, the support holder 6 includes a holding portion 80 that holds the side surface 10d of the housing 10 of the terminal device 2, a bottom portion 81, and a side surface portion 83. The holding portion 80 is formed in a curved shape that fits the side surface 10d. Further, inside the holding portion 80, a magnet 84 magnetically attracted to the iron plate 60 on the side surface 10d of the terminal device 2 is built. The bottom 81 is formed flat. A guide groove 82 for passing the cable 70 extending from the terminal device 2 is formed in the bottom portion 81 from the holding portion 80 to the side surface portion 83.

(Usage mode of terminal system 90)
Subsequently, a usage mode of the terminal system 90 having the above configuration will be described. The usage mode of the terminal system 90 can be roughly divided into two types according to the usage mode of the terminal device 2. The terminal device 2 has one of a first aspect in which the touch panel 12 is arranged upright (see FIGS. 7 to 9) and a second aspect in which the touch panel 12 is laid down (see FIGS. 10 and 11). It can be used in either aspect.

(First aspect of terminal device 2)
A first aspect of the terminal device 2 will be described with reference to FIGS. 7 to 9. As shown in FIGS. 7 to 9, when the terminal device 2 is used in the first aspect, the bottom surface 10c of the housing 10 is mounted on the mounting surface 100. In that case, as shown in FIG. 8, the surface of the touch panel 12 is provided so as to form an angle X larger than 45 ° and smaller than 90 ° with respect to the mounting surface 100. That is, when the terminal device 4 is used in the first aspect, the surface of the touch panel 12 is arranged so as to tilt (stand up) at a steep angle with respect to the mounting surface 100.

As shown in FIGS. 7 and 8, the support holder 6 can be attached to the side surface 10d of the housing 10 while the terminal device 4 is used in the first aspect. Specifically, the holding portion 80 of the support holder 6 is mounted so as to cover the portion 10h (the portion supported by the support holder) of the side surface 10d of the housing 10 near the bottom surface 10c. At this time, the magnet 84 built in the support holder 6 magnetically attracts to the iron plate 60 built in the vicinity of the side surface 10d of the housing 10. When the support holder 6 is attached to the terminal device 2 used in the first aspect, the bottom portion 81 of the support holder 6 and the bottom surface 10c of the housing 10 are arranged flush with each other. That is, by attaching the support holder 6 to the terminal device 2 used in the first aspect, the rear end portion of the support holder 6 is arranged on the mounting surface 100 behind the side surface 10d (FIG. 8). reference). Therefore, as compared with the case where the terminal device 2 is used alone, the position (point) for supporting the terminal device 2 on the mounting surface 100 is arranged behind the side surface 10d. As a result, the stability of the terminal device 2 mounted on the mounting surface 100 can be improved. Even when the surface of the touch panel 12 is operated, the stability of the terminal device 2 can be ensured. Further, since the support holder 6 is attached to the terminal device 2 with magnetic adsorption, the support holder 6 can be easily attached as compared with the case where the support holder 6 is not accompanied by magnetic attraction. Further, the misalignment of the support holder 6 after mounting can be effectively suppressed, and the stability of the terminal device 2 can be appropriately ensured.

Further, when the support holder 6 is attached to the terminal device 2 used in the first aspect, the cable 70 of the terminal device 2 is extended rearward from the side surface portion 83 through the guide groove 82. Therefore, it is possible to suppress a situation in which the attachment of the support holder 6 to the terminal device 2 is hindered by the cable 70.

In the present embodiment, as shown in FIG. 9, the support holder 6 may not be attached (that is, removed) while the terminal device 2 is used in the first aspect. Even in that case, the terminal device 2 used in the first aspect is self-supporting even if it is not supported by the support holder 6 by mounting the bottom surface 10c of the housing 10 on the mounting surface 100. can do. Therefore, for example, when another support member such as a pillar exists behind the mounting surface 100, the support holder 6 is omitted according to the situation and environment to ensure stability during operation. Can be used.

As described above, according to the terminal system 90 of the present embodiment, when the terminal device 2 is used in the first aspect, the stability of the terminal device 2 at the time of use is appropriately ensured according to the mounting environment. be able to.

(Second aspect of terminal device 2)
A second aspect of the terminal device 2 will be described with reference to FIGS. 10 and 11. As shown in FIGS. 10 and 11, when the terminal device 2 is used in the second aspect, the side surface 10d of the housing 10 is arranged so as to face the mounting surface 100. Further, even when the terminal device 2 is used in the second aspect, the support holder 6 is attached to the side surface 10d of the housing 10, and the housing 10 is supported by the support holder 6. Specifically, in the support holder 6, the side surface portion 83 is placed on the mounting surface 100 and the holding portion 80 is arranged upward, and the holding portion 80 arranged upward is the side surface of the housing 10. It is mounted so as to cover the portion 10i (the portion supported by the support holder) close to the upper surface 10b of the 10d. At this time, the magnet 84 built in the support holder 6 may be magnetically attracted to the iron plate 60 built in the vicinity of the side surface 10d of the housing 10.

As shown in FIG. 10, when the terminal device 2 is used in the second aspect, the surface of the touch panel 12 forms an angle Z larger than 0 ° and 45 ° or less with respect to the mounting surface 100. As described above, when the terminal device 4 is used in the second aspect, the surface of the touch panel 12 is arranged so as to be inclined relatively gently with respect to the mounting surface 100 (in other words, it may be laid down). To.

As described above, in the present embodiment, the usage mode of the terminal device 2 can be switched between the first mode and the second mode depending on the mounting environment. Therefore, in the terminal system 90 of the present embodiment, the terminal device 2 can be used in an manner suitable for the mounting environment.

The terminal system 90 of this embodiment has been described above. As described above, according to the terminal system 90 of the present embodiment, the terminal device 2 can be used in a mode (first mode or second mode) according to the mounting environment. When the terminal device 2 is used in the first aspect, the stability of the terminal device 2 mounted on the mounting surface 100 can be improved by mounting the support holder 6. On the other hand, the terminal device 2 used in the first aspect can also be used alone by removing the support holder 6. By omitting the support holder 6 according to the situation and environment, it is possible to use the support holder 6 while ensuring stability during operation. Therefore, according to the terminal system 90 of the present embodiment, the stability of the terminal device 2 can be appropriately ensured according to the mounting environment.

The correspondence between this embodiment and the description of the claims will be explained. The portion 10h (see FIG. 8) of the side surface 10d of the housing 10 is an example of the “first portion”. The portion 10i (see FIG. 10) of the side surface 10d of the housing 10 is an example of the “second portion”. The magnet 84 is an example of a “first magnet”, and the iron plate 60 is an example of a “magnetic material”. The guide groove 82 is an example of the “cable guide portion”.

For the second embodiment, for example, the following modification may be adopted.

(Modification 6) In the above embodiment, the magnet 84 is provided on the support holder 6 side, the iron plate 60 is provided on the terminal device 2 side, and magnetic attraction is accompanied when the support holder 6 is mounted on the terminal device 2. It is configured as follows. In the modification 6, the iron plate 60 may be provided on the support holder 6 side, and the magnet 84 may be provided on the terminal device 2 side.

(Modification 7) Instead of the iron plate 60 provided on the terminal device 2 side, a magnet 84 and a magnet capable of magnetically attracting may be provided on the terminal device 2 side. In that case, the magnet provided on the terminal device 2 side is an example of the "second magnet".

(Modification 8) Even when the terminal device 2 is used in the second aspect, the support holder 6 and the side surface 10d of the housing 10 may be magnetically attracted to each other.

(Modification 9) Even when the terminal device 2 is used in the second aspect, the terminal device 2 is self-supporting with respect to the mounting surface 100 on the side surface 10d even when the support holder 6 is not mounted. It may be configured so that it can be done.

(Modification example 10) The magnet 84 on the support holder 6 side and the iron plate 60 on the terminal device 2 side may be omitted. That is, in the modified example 10, when the support holder 6 is attached to the terminal device 2, it may be configured so as not to be accompanied by magnetic attraction. In that case, the support holder 6 mounted on the terminal device 2 may be held by another holding means.

(Modification 11) The support holder 6 may include a cable guide means other than the guide groove 82.

(Modification 12) The support holder 6 does not have to be provided with a cable guide means such as a guide groove 52.

(Modification 13) The terminal device 2 may not be able to be used in the second aspect (that is, the aspect in which the touch panel 12 is laid down). The terminal device 2 may be used only in the first aspect (that is, the aspect in which the touch panel 12 is erected).

(Modification 14) The constricted portion 9 on the side surface 10d of the housing 10 of the terminal device 2 may be omitted.

(Modification 15) In the second embodiment, when the support holder 6 is attached to the terminal device 2 used in the first embodiment, the bottom portion 81 of the support holder 6 and the bottom surface 10c of the housing 10 are attached to each other. They are arranged flush (see FIG. 8). In the modified example 15, when the support holder 6 is attached to the terminal device 2 used in the first aspect, the support holder 6 supports the side surface 10d of the housing 10 and also supports the side surface 10d of the housing 10. A part of it may be arranged on the mounting surface 100 behind the side surface 10d. In that case, the bottom of the support holder 6 does not have to be formed flat.

(Third Embodiment)
Next, the stationary terminal device according to the third embodiment will be described with reference to the drawings.
The terminal device according to the present embodiment is mainly used as a terminal device that executes payment processing using a credit card. The same components as those of the above-described embodiments are designated by the same reference numerals, and the description thereof will be omitted.
(Configuration of terminal device 2A and credit card configuration; FIGS. 12 and 13)
The terminal device 2A of the present embodiment shown in FIG. 12 accepts work related to payment using the credit card 300 shown in FIG. The terminal device 2A is installed in a store or the like in the posture shown in FIG. 12, for example. The terminal device 2A reads the card information (for example, the card number described later) stored in the storage unit of the credit card 300 (for example, the contact IC chip 302 described later), and executes the payment process using the card information. .. Here, before explaining the configuration of the terminal device 2A, the configuration of the credit card 300 will be described.

As shown in FIG. 13, a card number that identifies the credit card 300 is written on the surface of the credit card 300. Further, the contact IC chip 302 is arranged on the surface of the credit card 300 so as to be exposed. Card information including at least a card number is encrypted and stored in the contact IC chip 302. The information stored in the contact IC chip 302 can be obtained by contacting the contact IC reader / writer unit (for example, reference number 18 in FIG. 12) compatible with the contact IC chip 302 with the contact IC chip 302. Read by. There is no difference in shape or the like between the front surface of the credit card 300 and the back surface of the credit card 300, which will be described later, and the distinction is made by, for example, whether or not the surface is on which the contact IC chip 302 is arranged.

In addition, a non-contact IC chip 304 is embedded inside the credit card 300. The non-contact IC chip 304 cannot be visually recognized from either the front surface or the back surface of the credit card 300. Card information including at least a card number is encrypted and stored in the non-contact IC chip 304. The information stored in the non-contact IC chip 304 is that the non-contact IC chip 304 executes short-range wireless communication with the non-contact IC reader / writer unit (for example, reference number 16 in FIG. 12) according to a predetermined communication method. Is read by the non-contact IC reader / writer unit. Here, the predetermined communication method is, for example, a communication method such as NFC (abbreviation of Near FieLD Communication) or Felica (registered trademark). An antenna (not shown) for executing short-range wireless communication according to a predetermined communication method is connected to the non-contact IC chip 304. The antenna is also embedded inside the credit card 300.

In addition, the magnetic stripe 306 is exposed on the back surface of the credit card 300. Card information including at least a card number is stored in the magnetic stripe 306. The information stored in the magnetic stripe 306 is read by the magnetic reader unit when the magnetic reader unit (for example, reference number 20 in FIG. 12) compatible with the magnetic stripe 306 comes into contact with the magnetic stripe 306.

Further, on the back surface of the credit card 300, a description field 308 in which information about the credit card 300 is described is arranged. In the entry field 308, the signature of the holder of the credit card 300 and the security code of the credit card 300 are described. The signature is handwritten in the entry field 308 by the holder of the credit card 300. The security code is a code given by the issuing company of the credit card 300, and is described in advance in the entry field 308 when the credit card 300 is issued.

As shown in FIG. 12, an insertion slot 13 for inserting the credit card 300 is formed on the upper surface 10b of the terminal device 2A. A contact IC reader / writer portion 18 is arranged inside the insertion port 13. When the credit card 300 is inserted into the insertion slot 13, the contact IC chip 302 of the credit card 300 comes into contact with the contact IC reader / writer unit 18.

Further, an antenna 19 for executing short-range wireless communication according to a predetermined communication method is embedded in the upper surface 10b of the terminal device 2A. The antenna 19 cannot be visually recognized from the upper surface 10b of the terminal device 2A. The antenna 19 is connected to the non-contact IC reader / writer section 16. The non-contact IC reader / writer unit 16 is embedded in the terminal device 2A and cannot be visually recognized from the upper surface 10b of the terminal device 2A. When the credit card 300 approaches the upper surface 10b and the distance between the antenna (not shown) in the credit card 300 and the antenna 19 of the terminal device 2A becomes a distance (for example, 10 cm) capable of performing short-range wireless communication, there is no contact. The IC reader / writer unit 16 receives card information from the non-contact IC chip 304 of the credit card 300 by using short-range wireless communication.

The magnetic reader unit 20 is arranged in the slit 26 formed on the upper surface 10b of the terminal device 2A. As the magnetic stripe 306 of the credit card 300 slides in the slit 26, the magnetic stripe 306 comes into contact with the magnetic reader portion 20.

A display unit 27 is arranged on the front surface 10a of the terminal device 2A. The display unit 27 is a display for displaying various information. The display unit 27 is, for example, a touch panel. That is, the display unit 27 also functions as the operation unit 28. The user can operate the operation unit 28 to input various instructions to the terminal device 2A. The display unit 27 may be a display that does not function as an operation unit. In this case, the operation unit 28 may be arranged separately from the display unit 27. The operation unit 28 may be, for example, a keyboard.

(Payment system 5; Fig. 14)
The payment system 5 shown in FIG. 14 is a system for executing payment of the credit card 300 by using the terminal device 2A. The payment system 5 includes the terminal device 2A and a payment server 400.

The communication I / F 22 executes communication with the payment server 400 via the Internet (for example, mobile communication, Wi-Fi communication, etc.).
The CPU 40A in the present embodiment executes a program related to payment processing using the credit card 300, which is stored in the memory 42 in advance.

The payment server 400 is a server for executing credit card payment. The payment server 400 stores the collation table 410. The collation table 410 is a table for collating the information transmitted from the terminal device 2A. In the collation table 410, the card number (for example, "1234567890123456") and the security code (for example, "456") are stored in association with each other for each of the plurality of credit cards 300.

(Payment processing of terminal device 2A; FIG. 15)
The payment process executed by the CPU 40A of the terminal device 2A will be described with reference to FIG. A user of the terminal device 2A (for example, an employee of a store) performs an input operation on the operation unit 28 for inputting a payment amount of a product purchased by a customer. Then, after the input operation, the user performs a payment start operation on the operation unit 28 for inputting an instruction to start payment. The process of FIG. 15 is started with the settlement start operation as a trigger.

In S10, the CPU 40A determines whether or not the credit card 300 has been inserted into the insertion slot 13. For example, when the contact IC reader / writer unit 18 supplies a signal indicating that the contact IC chip 302 has been contacted, the CPU 40A determines that the credit card 300 has been inserted into the insertion slot 13 (YES in S10), and S12. Proceed to. When the credit card 300 is inserted into the insertion slot 13, the contact IC reader / writer unit 18 starts reading the card information of the contact IC chip 302.

In S12, the CPU 40A acquires the read card information from the contact IC reader / writer unit 18.

In S14, the CPU 40A activates the camera 14 and captures a captured image including the back surface of the credit card 300 while the card information is being read by the contact IC reader / writer unit 18. As shown in FIG. 15, when the credit card 300 is inserted into the insertion slot 13, the back surface of the credit card 300 faces the camera 14. In other words, the camera 14 is arranged at a position facing the back surface of the credit card 300 inserted into the insertion slot 13. Therefore, the camera 14 can shoot the back surface of the credit card 300, particularly the shooting range including the description field 308, with the credit card 300 inserted in the insertion slot 13.

In S16, the CPU 40A acquires the security code by executing an image recognition process for recognizing the security code from the captured image taken in S14. The image recognition process is so-called OCR (abbreviation of Optical Character Recognition), image collation, or the like.

In S18, the CPU 40A transmits the card information acquired in S12 and the security code acquired in S16 to the payment server 400 via the communication I / F22. As a result, the payment server 400 uses the collation table 410 to collate the information transmitted by the terminal device 2A. The collation process executed by the payment server 400 will be described with reference to FIG. When the payment server 400 receives the card information and the security code from the terminal device 2A (S400), the security code is stored in association with the card number included in the card information transmitted by the terminal device 2A in the collation table 410. (S402). Then, the payment server 400 determines whether or not the security code transmitted by the terminal device 2A and the identified security code match (S404). When the payment server 400 determines that the two security codes match, the payment server 400 receives the payment amount input from the terminal device 2A to the operation unit 28 (S406). The payment server 400 uses the credit card 300 identified by the card number transmitted from the terminal device 2A to execute the payment of the received payment amount (S408). Then, the payment server 400 transmits a payment completion signal indicating that the payment has been completed to the terminal device 2A (S410). On the other hand, when the payment server 400 determines that the two security codes do not match, or when the card number included in the card information transmitted by the terminal device 2A is not stored in the collation table 410 (NO in S404). An error signal indicating that payment cannot be made is transmitted to the terminal device 2A (S412).

In S20 of FIG. 15, the CPU 40A determines whether or not the payment completion signal has been received from the payment server 400 via the communication I / F22. When the CPU 40A determines that the payment completion signal has been received from the payment server 400 (YES in S20), the CPU 40A causes the display unit 27 to display a screen indicating that the payment has been completed in S22. On the other hand, when the CPU 40A determines that the error signal has been received from the payment server 400 (NO in S20), the CPU 40A causes the display unit 27 to display a screen indicating an error that payment cannot be made in S24. When S22 or S24 ends, the process of FIG. 15 ends.

According to the configuration of the present embodiment, the terminal device 2A captures a captured image including the security code written on the back surface of the credit card 300 while the card information is being read by the contact IC reader / writer unit 18. (S14 in FIG. 15). As a result, the terminal device 2A can acquire the security code from the back surface of the credit card 300 without having the customer perform the work for identity verification (for example, the work of inputting the security code into the terminal device 2A). , The card information and the security code can be transmitted to the payment server 400 (S18). Therefore, the work load in credit card payment can be reduced as compared with the conventional example in which the customer is required to input the security code into the terminal device 2A.

(Correspondence)
The terminal device 2A, the contact IC reader / writer unit 18, and the camera 14 are examples of the “terminal device”, the “reading unit”, and the “camera”, respectively. The contact IC chip 302 of the credit card 300 is an example of a “storage unit”. The security code is an example of "specific information". The process executed in S18 of FIG. 15 is an example of the “payment process”.

(Fourth Embodiment)
(Processing of terminal device 2A; FIG. 17)
With reference to FIG. 17, the process executed by the CPU 40A of the terminal device 2A will be described in the fourth embodiment. In the present embodiment, the terminal device 2A reads the card information from the non-contact IC chip 304 of the credit card 300. The process executed by the CPU 40A in the present embodiment is started by the settlement start operation as a trigger, as in the third embodiment. The same components and the same processes as those of the above-described embodiments are designated by the same reference numerals, and the description thereof will be omitted.

In S30, the CPU 40A monitors the acquisition of card information from the non-contact IC reader / writer unit 16. Specifically, when the non-contact IC reader / writer unit 16 approaches the terminal device 2A to a distance where the credit card 300 can execute short-range wireless communication, the non-contact IC reader / writer unit 16 uses the short-range wireless communication to make non-contact of the credit card 300. Receives card information from the IC chip 304. Then, the non-contact IC reader / writer unit 16 transmits the received card information to the CPU 40A. As a result, the card information is acquired by the CPU 40A. When the CPU 40A acquires card information from the non-contact IC reader / writer unit 16 (YES in S30), the CPU 40A proceeds to S32.

In S32, the CPU 40A activates the camera 14 while the card information is being read by the non-contact IC reader / writer unit 16 to take a photographed image including the back surface of the credit card 300. As shown in FIG. 17, when the credit card 300 approaches the upper surface 10b of the terminal device 2A, the back surface of the credit card 300 faces the camera 14. In other words, the camera 14 is arranged at a position facing the back surface of the credit card 300, which is close to the upper surface 10b. Therefore, the CPU 40A can take a photographed image including the back surface of the credit card 300, particularly the description field 308, while the credit card 300 is close to the upper surface 10b.

When the processing of S22 or S24 is completed, the processing of FIG. 17 is completed.

According to the configuration of the present embodiment, the terminal device 2A captures a captured image including the security code written on the back surface of the credit card 300 while the card information is being read by the non-contact IC reader / writer unit 16. (S32 in FIG. 17). Also in this embodiment, as in the third embodiment, since the customer is not required to perform the work for identity verification (for example, the work of inputting the security code into the terminal device 2A), the work load in credit card payment can be reduced. Can be done.

(Correspondence)
The non-contact IC reader / writer unit 16 is an example of a “reading unit”. The non-contact IC chip 304 of the credit card 300 is an example of a "storage unit". The process executed in S38 of FIG. 17 is an example of the “settlement process”.

(Fifth Embodiment)
(Processing of terminal device 2A; FIG. 18)
A process executed by the CPU 40A of the terminal device 2A will be described with reference to FIG. In the present embodiment, the terminal device 2A reads the card information from the contact IC chip 102 of the credit card 300 as in the third embodiment. The same components and the same processes as those of the above-described embodiments are designated by the same reference numerals, and the description thereof will be omitted.

In S60, the CPU 40A determines whether or not the usage limit set on the credit card 300 is equal to or greater than the first determination value (for example, 1 million yen). The usage limit is included in the card information, for example. Further, in the modified example, the terminal device 2A may receive the usage limit from the payment server 400. When the CPU 40A determines that the usage limit set in the credit card 300 is equal to or greater than the first determination value (YES in S60), the CPU 40A proceeds to S66. On the other hand, when the CPU 40A determines that the usage limit set in the credit card 300 is less than the first determination value (NO in S60), the CPU 40A proceeds to S62.

In S62, the CPU 40A reduces the number of pixels of the captured image captured in S14 to a predetermined number of pixels. For example, the number of pixels of the captured image captured in S14 is 8 million pixels. The predetermined number of pixels is 300,000 pixels. Specific values such as 8 million pixels and 300,000 pixels are only examples.

When the processing of S22 or S24 is completed, the processing of FIG. 18 is completed.

If the usage limit is high, a high payment amount may be settled, and it is highly necessary to strictly verify the identity. On the other hand, when the usage limit is low, the low settlement amount is often settled. In this case, there is a circumstance that the speed of processing from the start of settlement to the completion of settlement may be prioritized over the strictness of identity verification. According to the configuration of the present embodiment, the terminal device 2A reduces the number of pixels of the captured image when the usage limit is less than the first determination value (NO in S60) (S62). As a result, the terminal device 2A can quickly execute the image recognition process executed in S16. As a result, the process from the start of the settlement to the completion of the settlement can be performed quickly.

(Correspondence)
The image recognition process executed in S16 of FIG. 18 is an example of the “image recognition process”. The process executed in S62 is an example of "change of recognition level". The process executed in S18 is an example of "settlement process".

(Sixth Embodiment)
(Processing of terminal device 2A; FIG. 19)
In the sixth embodiment, the process executed by the CPU 40A of the terminal device 2A will be described with reference to FIG. This embodiment is the same as the process of FIG. 18 for explaining the fifth embodiment, except that the process of S90 is executed instead of the process of S60 of FIG. The same components and the same processes as those of the above-described embodiments are designated by the same reference numerals, and the description thereof will be omitted.

In S90, the CPU 40A determines whether or not the payment amount input to the operation unit 28 by the input operation is equal to or greater than the second determination value (for example, 200,000 yen). When the CPU 40A determines that the settlement amount is equal to or greater than the second determination value (YES in S90), the CPU 40A proceeds to S16. On the other hand, when the CPU 40A determines that the settlement amount is less than the second determination value (NO in S90), the CPU 40A proceeds to S62.

If the payment amount is high, it is highly necessary to strictly verify the identity. On the other hand, when the settlement amount is low, there is a circumstance that the speed of processing from the start of settlement to the completion of settlement may be prioritized over the strictness of identity verification. According to the configuration of the present embodiment, the terminal device 2A reduces the number of pixels of the captured image when the payment amount is less than the second determination value (NO in S90) (S62). As a result, as in the fifth embodiment, the image recognition process of S16 is speeded up, and the process from the start of payment to the completion of payment is speeded up.

(Correspondence)
The settlement amount input to the operation unit 28 by the input operation is an example of the “settlement amount of a specific settlement”.

(7th Embodiment)
(Structure of terminal device 2B; FIG. 20)
The terminal device 2B of the seventh embodiment will be described with reference to FIG. The terminal device 2B is the same as the terminal device 2A of the third embodiment except that the positions of the slit 26 and the magnetic reader unit 20 are different. In this embodiment, the slit 26 is formed on the upper surface 10b of the terminal device 2B. The magnetic reader unit 20 is arranged in the slit 26 on the upper surface 10b of the terminal device 2B. The camera 14 is arranged on the upper surface 10b as in the terminal device 2A of the third embodiment. The display unit 27 (that is, the operation unit 28) is arranged on the front surface 10a of the terminal device 2B, similarly to the terminal device 2A of the third embodiment. In FIG. 20, the insertion port 13, the contact IC reader / writer unit 18, the non-contact IC reader / writer unit 16, and the antenna 19 are not shown. The same components and the same processes as those of the above-described embodiments are designated by the same reference numerals, and the description thereof will be omitted.

(Processing of terminal device 2B; FIG. 21)
With reference to FIG. 21, the payment process executed by the CPU 40A of the terminal device 2B will be described in the seventh embodiment. In this embodiment, the terminal device 2B reads the card information from the magnetic stripe 306 of the credit card 300. This process is started with the settlement start operation as a trigger, as in the third embodiment.

In S110, the CPU 40A determines whether or not the credit card 300 has been inserted into the slit 26. For example, when the magnetic reader unit 20 supplies a signal indicating that the magnetic stripe 306 has come into contact with the CPU 40A, the CPU 40A determines that the credit card 300 has been inserted into the slit 26 (YES in S110), and proceeds to S112. The magnetic reader unit 20 reads card information from the magnetic stripe 306 by sliding the magnetic stripe 306 in the slit 26.

In S112, the CPU 40A acquires the read card information from the magnetic reader unit 20.

In S114, the CPU 40A activates the camera 14 while the card information is being read by the magnetic reader unit 20, and photographs the photographing range including the back surface of the credit card 300. As shown in FIG. 21, when the credit card 300 slides in the slit 26, the back surface of the credit card 300 faces the camera 14. In other words, the camera 14 is arranged at a position facing the back surface of the credit card 300 that slides in the slit 26. Therefore, when the credit card 300 slides in the slit 26, the camera 14 can take a picture of the back surface of the credit card 300, particularly the shooting range including the description field 308.

In S116, the CPU 40A processes the captured image captured in S114 to generate a signature image including the signature in the description field 308, and acquires signature image data representing the signature image.

In S118, the CPU 40A transmits the card information acquired in S112 to the payment server 400 via the communication I / F22. As a result, the payment server 400 uses the collation table 410 to collate the information transmitted by the terminal device 2B. The collation process executed by the payment server 400 in the present embodiment will be described with reference to FIG. 22. When the payment server 400 receives the card information from the terminal device 2B (S420), the payment server 400 determines whether or not the card number included in the card information transmitted by the terminal device 2B is stored in the collation table 410. Judgment (S422). When the payment server 400 determines that the card number is stored in the collation table 210 (YES in S422), the payment server 400 receives the payment amount input to the operation unit 28 from the terminal device 2B and settles the payment amount. Is executed (S424). Then, the payment server 400 transmits the payment completion signal to the terminal device 2B (S426). On the other hand, when the payment server 400 determines that the card number is not stored in the collation table 410 (NO in S422), the payment server 400 transmits an error signal to the terminal device 2B (S428).

Here, when the CPU 40A determines that the payment completion signal has been received from the payment server 400 (YES in S20), the CPU 40A determines the signature image data acquired in S116 in S130 in association with the card number acquired in S112. Store in the storage area of. As a result, the user accesses a predetermined storage area after the payment is completed, compares the holder of the credit card 300 identified by the card number with the signature image represented by the signature image data, and compares the principal. You can check. The predetermined storage area is, for example, a storage area in the memory 42 of the terminal device 2B. In the modified example, the predetermined storage area may be a storage area in a device (for example, a POS cash register terminal) installed separately from the terminal device 2B. When S130 or S24 ends, the process of FIG. 21 ends.

According to the configuration of the present embodiment, the terminal device 2B captures a captured image including a signature printed on the back surface of the credit card 300 while the card information is being read by the magnetic reader unit 20 (FIG. 21). S114). As a result, the terminal device 2B can acquire the signature of the holder of the credit card 300 from the back surface of the credit card without having the customer perform the work for verifying the identity (for example, the work of writing the signature). .. Therefore, as in the third embodiment, the work load in credit card payment can be reduced.

(Correspondence)
The magnetic reader unit 20 is an example of a “reading unit”. The magnetic stripe 306 of the credit card 300 is an example of a "storage unit". The process executed in S118 and S130 of FIG. 21 is an example of the “settlement process”.

In the third to seventh embodiments, for example, the following modified examples may be adopted.

(Modification 16) The configuration of the credit card 300 is not limited to the configuration shown in FIG. For example, the security code may be printed on the surface of the credit card 300. That is, the "specific information" may be written on the surface of the credit card.

(Modification 17) The terminal devices 2A and 2B are not limited to the vertically long shape as shown in FIG. 12, and may have a front and rear long shape. Further, in each of the above embodiments, the terminal device 2A is installed in a store or the like in the posture shown in FIG. 12, and the insertion port 13 is formed on the upper surface 10b. Instead of this, the insertion port 13 may be formed on a surface other than the upper surface 10b (for example, the front surface 10a). In this case, the camera 14 may be arranged on the same surface as the surface on which the insertion port 13 is formed. That is, the position of the camera 14 is written on the credit card while the card information stored in the storage unit (for example, the contact IC chip) of the credit card is being read by the reading unit (for example, the contact IC reader / writer unit). Any position can be used as long as the specific information (for example, security code) can be captured.

(Modification 18) In the fifth embodiment described above, the terminal device 2A reduces the number of pixels of the captured image when the usage limit is less than the first determination value (S62 in FIG. 18). Instead, when the usage limit is less than the first determination value, the terminal device 2A photographs the back surface of the credit card 100 with the first number of pixels, and the usage limit is equal to or more than the first determination value. In this case, the back surface of the credit card 300 may be photographed with a second pixel count higher than the first pixel count. That is, the terminal device 2A may increase the number of pixels of the captured image when the usage limit is equal to or greater than the first determination value. In this modification, increasing the number of pixels of the captured image is an example of "changing the recognition level (and changing the number of pixels)".

(Modification 19) In the fifth embodiment described above, the terminal device 2A reduces the number of pixels of the captured image according to the usage limit (S62 in FIG. 18). Instead, the terminal device 2A may change the number of times the image recognition process for the captured image is executed, that is, the number of times the security code in the captured image is analyzed, depending on the usage limit. For example, the terminal device 2A determines the number of analyzes to be the first number of times when the usage limit is equal to or greater than the first determination value, and sets the number of analyzes to the first when the usage limit is less than the first determination value. The second number may be determined to be less than the number of times. By setting the number of analyzes to the second number, it is possible to quickly perform the process from the start of the settlement to the completion of the settlement. In this modification, changing the number of times the security code is analyzed in the captured image is an example of "changing the recognition level (and changing the number of times the display content of the captured image is analyzed)".

(Modification 20) The configurations of the fifth embodiment and the sixth embodiment may be combined. That is, the terminal device 2A may reduce the number of pixels of the captured image when the usage limit amount is less than the first determination value and the settlement amount is less than the second determination value.

(Modification 21) In each of the above embodiments, the terminal devices 2A and 2B execute communication with the payment server 400 via the communication I / F22. Instead, the terminal devices 2A and 2B may be connected to a POS cash register terminal capable of communicating with the payment server 400. Then, the terminal devices 2A and 2B may execute communication with the payment server 400 via the POS cash register terminal. In this modification, communication with the payment server 400 via the POS cash register terminal is an example of "payment processing".

(Modification 22) In the seventh embodiment described above, the terminal device 2B generates a signature image from the captured image (S116 in FIG. 21) and stores the signature image data in a predetermined storage area (S130). Instead of this, the terminal device 2B may acquire character string data representing the signature by executing an image recognition process for recognizing the signature from the captured image. Then, the terminal device 2B may transmit the card information and the character string data to the payment server 400. As a result, the payment server 400 may verify whether or not the name indicated by the character string data matches the name of the holder of the credit card 300 identified by the card number in the card information. Further, in another example, the payment server 400 may collate whether or not the character string data transmitted at the present time matches the character string data transmitted from the terminal device 2B in the past. According to these modified examples, transmitting card information and character string data to the payment server 400 is an example of "payment processing". Further, in the present modification, the recognition level (for example, the number of pixels) of the image recognition process for recognizing the sign from the captured image may be changed.

(Modification 22) In the seventh embodiment described above, the terminal device 2B generates a signature image from the captured image (S116 in FIG. 21) and stores the signature image data in a predetermined storage area (S130). Instead of this, the terminal device 2B may transmit the card information and the captured image data to the payment server 400. As a result, the payment server 400 matches the name displayed on the signature image data and the photographed image registered in the payment server 400 in advance with the name of the holder of the credit card 300 identified by the card number in the card information. You may check whether or not to do so. Further, in another example, the payment server 400 may collate whether or not the captured image data transmitted at the present time matches the captured image data transmitted from the terminal device 2B in the past. According to these modified examples, transmitting the card information and the captured image data to the payment server 400 is an example of the "payment process". Further, in the present modification, the recognition level (for example, the number of pixels) of the image recognition process for recognizing the sign from the captured image may be changed.

The technical elements described in the present specification or the drawings exhibit technical usefulness alone or in various combinations, and are not limited to the combinations described in the claims at the time of filing. In addition, the techniques illustrated in this specification or drawings achieve a plurality of objectives at the same time, and achieving one of the objectives itself has technical usefulness.

2, 2A, 2B: Terminal device, 3: Processor, 6: Support holder, 9: Constriction, 10: Housing, 10a: Front, 10b: Top, 10c: Bottom, 10d: Side, 10e: Support, 10f : Rear point, 10g: Joint, 10h: Part supported by support holder, 10i: Part supported by support holder, 11: Paper ejection port, 12: Touch panel, 13: Insertion port, 14: Camera, 15: Image pickup element, 16: Non-contact IC reader / writer section, 18: Contact IC reader / writer section, 19: Antenna, 20: Magnetic reader section, 22: Communication I / F, 24: Print execution section, 26: Slit, 27: Display Unit, 28: Operation unit, 30: Paper roll, 31: Recording paper, 31a: Printing surface, 32: Print head, 34: Platen roller, 36: Guide roller, 40: Control unit, 42: Memory, 50: IC card , 60: Iron plate, 70: Cable, 80: Holding part, 81: Bottom, 82: Guide groove, 83: Side part, 84: Magnet, 90: Terminal system, 100: Mounting surface, 200: Photographed image, 202: Long side, 204: short side, 300: credit card, 302: contact IC chip, 304: non-contact IC chip, 306: magnetic stripe, 308: entry field, 400: payment server, 410: collation table

Claims (21)

1. It is a stationary terminal device,
   The housing to be mounted on the mounting surface and
   A touch panel provided on the first surface of the housing, in which operations can be input from the outside of the housing and information can be displayed so as to be visible from the outside of the housing.
   Is equipped with
   The surface of the touch panel forms an angle X larger than 45 ° and smaller than 90 ° between the front mounting surface and the surface of the touch panel when the housing is placed on the front mounting surface. Provided in the housing,
   Stationary terminal device.
2. The stationary terminal device according to claim 1, further comprising an information acquisition unit capable of acquiring information from the outside of the housing.
3. The stationary terminal device according to claim 2, wherein the information acquisition unit includes a camera capable of taking an image.
4. The information acquisition unit is located behind the first surface of the housing in which the touch panel is provided, when the information displayed on the touch panel can be visually viewed on the touch panel. It is provided on two sides,
   The stationary terminal device according to claim 3, wherein the second surface is arranged so as to form an angle Y larger than 0 ° and equal to or less than the angle X with respect to the above-mentioned mounting surface.
5. The camera is equipped with an image sensor.
   The stationary terminal device according to claim 3 or 4, wherein the image pickup device is arranged so that the long side of the captured image is in the vertical direction and the short side is in the horizontal direction with respect to the above-mentioned mounting surface.
6. A paper roll that is placed inside the housing and near the bottom,
   It is further provided with a print head which is arranged at a position near the bottom of the housing and for printing on the recording paper drawn from the paper roll.
   In the range between the touch panel and the bottom of the first surface of the housing provided with the touch panel, the recording paper pulled out from the paper roll is moved from the inside to the outside of the housing. The stationary terminal device according to any one of claims 1 to 5, wherein a paper ejection port is formed so as to be ejected toward the paper.
7. Of the recording paper, the side corresponding to the outside of the paper roll is the printing side.
   The stationary terminal device according to claim 6, wherein the recording paper is discharged from the paper ejection port so that the printing surface faces upward.
8. It is a stationary terminal system
   With the terminal device
   It is provided with a support holder that can be attached to and detached from the terminal device.
   The terminal device is
   With the housing
   A touch panel provided on the first surface of the housing, in which operations can be input from the outside of the housing and information can be displayed so as to be visible from the outside of the housing.
   Is equipped with
   In the terminal device, by mounting the bottom surface of the housing on the mounting surface, the angle X formed by the surface of the touch panel between the previously described mounting surface and the surface of the touch panel is 90 °, which is larger than 45 °. It can be used in the first aspect of forming a smaller angle X and
   The support holder is attached to the side surface of the housing opposite to the surface on which the touch panel is provided while the terminal device is being used in the first aspect. A first portion can be supported and a portion thereof is placed on the above-mentioned surface behind the side surface.
   While used in the first aspect, the terminal device can stand on its bottom surface with respect to the above-mentioned mounting surface even when the support holder is not attached.
   Stationary terminal system.
9. In the terminal device, the side surface of the housing is arranged so as to face the previously described mounting surface, so that the surface of the touch panel has an angle Z of greater than 0 ° and 45 ° or less with respect to the previously described mounting surface. Can be used in a second aspect of forming
   8. The support holder is capable of supporting a second portion of the side surface by being mounted on the side surface while the terminal device is being used in the second aspect. Stationary terminal system.
10. One of the support holder and the terminal device is provided with a first magnet, and the other is provided with a second magnet or a magnetic material that is magnetically attracted to the first magnet.
    The stationary terminal system according to claim 8 or 9, wherein the support holder is attached to the terminal device with magnetic adsorption between the first magnet and the second magnet or the magnetic material. ..
11. The terminal device further includes a cable extending outward from the side surface side of the housing.
    The stationary terminal system according to claim 8 or 9, wherein the support holder further includes a cable guide portion for guiding the cable when attached to the terminal device.
12. The stationary terminal system according to claim 8 or 9, wherein a constricted portion is formed on the side surface of the housing toward the first surface of the housing.
13. A reading unit that reads the card information stored in the storage unit of the credit card,
    A camera that captures a shooting range including specific information written on one side of the credit card while the card information is being read by the reading unit.
    A payment processing execution unit that executes payment processing using the card information read by the reading unit and the specific information acquired from the captured image captured by the camera.
    A stationary terminal device.
14. The stationary terminal device acquires the specific information by executing an image recognition process that recognizes the content of the captured image captured by the camera.
    The stationary terminal device further executes the image recognition process according to at least one of a usage limit set on the credit card and a payment amount of a specific payment that is the target of the payment processing. The stationary terminal device according to claim 13, further comprising a change unit for changing the recognition level at the time of the operation.
15. The stationary terminal device according to claim 14, wherein the change in the recognition level includes at least one of a change in the number of pixels of the captured image and a change in the number of times of analysis of the display content of the captured image.
16. The storage unit includes a contact IC chip.
    The stationary terminal according to any one of claims 13 to 15, wherein the reading unit includes a contact IC reading unit that reads information stored in the contact IC chip by contacting the contact IC chip. apparatus.
17. The storage unit includes a non-contact IC chip.
    Any of claims 13 to 15, wherein the reading unit includes a non-contact IC reading unit that reads information stored in the non-contact IC chip by executing wireless communication with the non-contact IC chip. The stationary terminal device according to item 1.
18. The stationary terminal device according to any one of claims 13 to 15, wherein the specific information includes a security code.
19. The storage unit includes a magnetic stripe.
    The stationary terminal device according to any one of claims 13 to 15, wherein the reading unit includes a magnetic reading unit capable of reading information stored by the magnetic stripe by coming into contact with the magnetic stripe.
20. The stationary terminal device according to any one of claims 13 to 15, wherein the specific information includes a signature of the holder of the credit card.
21. A payment system including a stationary terminal device that acquires two types of information contained in a credit card and a server that can communicate with the stationary terminal device.
    The stationary terminal device is
    A reading unit that reads card information stored in the storage unit of the credit card,
    A camera that captures a shooting range including specific information written on one side of the credit card while the card information is being read by the reading unit.
    A communication unit that transmits card information read by the reading unit and specific information captured by the camera to the server is provided.
    The server
    A collation table in which the correspondence between the card information and the specific information is recorded is provided.
    With reference to the collation table, it is determined whether or not the card information received from the stationary terminal device and the specific information satisfy the correspondence recorded in the collation table, and the determination result is obtained. Correspondingly, a signal indicating whether or not payment using the credit card is permitted is transmitted to the stationary terminal device.

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