JP5738008B2 - Portable payment terminal - Google Patents

Description

  The present invention relates to a portable payment terminal.

  Conventionally, a POS system (point-of-sale management) has been widely used in a payment system called a cash register system.

  A POS system generally reads a unified product code printed as a bar code or attached as a wireless tag to each item of merchandise to be purchased and coupled to a store computer system such as a network server or other store platform host Various types of merchandise identification information including a list of merchandise items in stock at the store and the price, style, color, etc. of each item are stored.

  In addition, in payment systems, in addition to cash payments, credit card payments and electronic payments using contactless IC cards are widely used. In credit card settlement, in order to make an inquiry about overuse limit or fraud prevention such as counterfeit credit card, it connects to the credit card company server in real time and performs processing to check credit card information.

  Payment terminals having such a POS system and electronic payment function are widely used as a cash register system for mass merchandisers. However, in recent years, payment is required even in a place where a stationary cash register system is not installed. It was.

  As a payment terminal made to meet this demand, a wireless communication function such as W-LAN or a mobile phone line is added to a portable payment terminal capable of credit card payment and electronic payment, and a POS system or credit card. There is a form to connect to other networks.

  As a conventional portable payment terminal, for example, a handy terminal described in Patent Document 1 is provided with a payment function such as a magnetic card.

  FIG. 8 is a perspective view showing the appearance of a conventional handy terminal.

  As shown in FIG. 8, a conventional handy terminal 800 includes a display unit 801, an operation unit 802, and a printer 803.

JP-A-2005-174558

  However, a conventional handy terminal as shown in FIG. 8 is used for printing a main operation unit operated by a main operator such as a sales staff, a laser scanner for reading a barcode of a product, a form such as a receipt. There is no such thing as all-in-one with all the functions for making payments with a magnetic stripe card, the function for making payments with a contact type IC card, and the function for making payments with a non-contact type IC card It was. Conventionally, when all these functions are mounted in an all-in-one manner, the apparatus itself becomes larger than the conventional one, which is difficult.

  For this reason, conventionally, in order to use all the functions as described above, the sales staff needs to carry a plurality of types of terminals, which is very complicated.

  The present invention has been made to solve the above problems. The present invention provides all the functions that can be settled by any of the main operation unit, laser scanner, printer, magnetic stripe card, contact IC card, and non-contact IC card without increasing the size of the apparatus main body. The purpose is to provide an all-in-one handy terminal.

The present invention is a portable payment terminal having a payment function, a printing means for printing on a recording medium, an operation means for a terminal operator to operate , a display means for display, and a non-contact IC medium Non-contact type IC medium reading means for reading information from and writing information to non-contact type IC medium, magnetic information reading means for reading magnetic information from a magnetic medium, code reading means for reading a code, and contact type IC and contact type IC medium reading means for reading information from the medium, provided determine a battery holder which power batteries supplied to already terminal body is mounted, integrally with aggregated into settlement terminal main body, the A printing means is provided at the upper end of the settlement terminal body, a magnetic reading slit groove for lateral pulling of the magnetic information reading means is provided at the lower end of the settlement terminal body, and the display means is the printing means and the magnetic information. Reading And the operation means is provided between the display means and the magnetic information reading means, and the non-contact type IC medium reading means is configured such that the non-contact type IC medium reading means performs the payment processing of the payment terminal main body on the one surface side. The display unit and the magnetic reading unit are provided so as not to physically overlap the operation unit in the surface direction of the one surface .

  According to the present invention, there is provided a portable payment terminal in which all functions that can be settled by any of a non-contact type IC medium, a magnetic medium, and a contact type IC medium are mounted in an all-in-one manner without increasing the size of the apparatus main body. be able to.

It is a figure which shows the external appearance of the handy terminal which shows one Example of the portable payment terminal of this invention. It is a figure which shows the external appearance of the handy terminal which shows one Example of the portable payment terminal of this invention. It is a figure which shows the external appearance of the handy terminal which shows one Example of the portable payment terminal of this invention. It is a block diagram which shows an example of a structure of the handy terminal which shows one Example of the portable payment terminal of this invention. It is sectional drawing of the handy terminal which shows one Example of the portable payment terminal of this invention. It is a schematic diagram which shows an example of the electronic payment procedure using the contact-type IC credit card in the handy terminal. It is a flowchart which shows an example of the electronic payment process in the handy terminal. It is a perspective view which shows the external appearance of the conventional handy terminal.

Hereinafter, embodiments for carrying out the invention will be described in detail with reference to the drawings. In addition, in the figure, the same code | symbol is attached | subjected to the same structure and the overlapping description is abbreviate | omitted.
In the embodiment of the present invention, a handy terminal equipped with an electronic payment function using a contact IC card is illustrated as an example of a portable payment terminal.
1 to 3 are views showing the appearance of a handy terminal showing an embodiment of a portable payment terminal of the present invention.
FIG. 1A is a top view (also referred to as a front or surface) of the handy terminal.
FIG. 1B is a left side view of the handy terminal.
FIG. 2 is a bottom surface (also referred to as a back surface or a back surface) of the handy terminal.
FIG. 3A is a top (front) perspective view of the handy terminal.
FIG. 3B is a bottom (rear) perspective view of the handy terminal.

  1 to 3, reference numeral 1 denotes a handy terminal according to the present embodiment, which is an example of a portable payment terminal, and has an electronic payment function. In this embodiment, electronic payment means that payment is made by exchanging electronic data instead of cash when paying for a product or service. For example, in this embodiment, a settlement is performed by exchanging a card number (identification number) of a credit card or debit card (payment is made immediately or later from a bank or other deposit account) and various information associated therewith with an external device. Included in electronic payments. In addition, the electronic money information recorded on the non-contact type IC card (for example, Sony FeliCa (registered trademark)) is rewritten according to the payment amount, and the electronic money information according to the payment amount is recorded in the memory in the terminal. The settlement performed by doing so is also included in the electronic settlement of the present embodiment.

  The operation unit 2 and the touch panel display unit 3 are for operation by a sales staff or the like (hereinafter referred to as sales staff) who is a main operator of the handy terminal. The operation unit 2 has a plurality of operation buttons.

  The non-contact type IC card reader / writer 4 is a non-contact type IC card reading unit (non-contact type) that reads and writes electronic money information recorded in a non-contact type IC card that is one of non-contact type IC media. Type IC medium reading section). A magnetic stripe reader (hereinafter referred to as MSR (magnetic stripe reader)) 5 is a magnetic stripe reader (magnetic information reader) that reads information from a magnetic stripe portion of a magnetic stripe card (hereinafter referred to as magnetic card) which is one of magnetic media. It is. A printer 6 is a printing unit that stores roll paper as a recording medium and prints a form such as a receipt.

  The contact type IC card module 7 is operated by a customer (hereinafter referred to as customer) who is the owner of the card used for settlement (for example, input operation of authentication information (hereinafter referred to as personal identification number) such as personal identification number). Is for doing. The contact IC card module 7 includes a PIN input unit 7a, a display unit 7b, a contact IC card insertion slot 7c, a contact IC card reader 7d (FIG. 4), and a controller 7e (FIG. 4). The contact-type IC card module 7 is a contact-type IC authentication unit in which a PIN input unit 7a, a display unit 7b, a contact-type IC card insertion slot 7c, a contact-type IC card reader 7d, and a controller 7e are formed as one module.

  The PIN input unit 7a is an authentication information input unit for a customer to input a password. The display unit 7b displays a message to the customer, a face-down character corresponding to the input by the PIN input unit 7a, and the like.

  The contact type IC card insertion slot 7c is an insertion slot for inserting a contact type IC card which is one of the contact type IC media. The contact IC card reader 7d (FIG. 4) is provided in the contact IC card module 7 and reads information from the IC part of the contact IC card inserted into the contact IC card insertion slot 7c. This is a card reading unit (contact type IC medium reading unit). An illumination unit such as an LED may be provided near the insertion opening of the contact IC card insertion slot 7c so that the contact IC card insertion slot 7c can be identified even in a dark usage environment.

  The controller 7e (FIG. 4) is provided inside the contact IC card module 7, and controls the entire contact IC card module 7 and communicates with the handy terminal 1 main body. Further, the controller 7e compares the password entered by the PIN input unit 7a with the data read by the contact type IC card reader 7d and notifies the handy terminal 1 main body of the comparison result.

  The contact IC card module 7 is provided such that the PIN input portion 7a can be operated from the lower surface (back surface) of the handy terminal 1. The operation unit 2 and the touch panel display unit 3 operated by the sales staff are provided so as to be operable from the upper surface of the handy terminal 1. That is, the operation unit 2 and the touch panel type are operated so that the operation surface when operating the operation unit 2 and the touch panel type display unit 3 and the operation surface when operating the contact IC card module 7 are different from each other. A display unit 3 and a contact IC card module 7 are arranged.

  The laser scanner 8 is a barcode reading unit that reads a barcode or the like by irradiating a laser beam in accordance with the operation of the operation unit 2 or the touch panel display unit 3 by a sales staff. In the present embodiment, as an example of a code reading unit for reading a code, a bar code reading unit that reads a bar code is shown and described, but the present invention is not limited to this. For example, the present invention can be applied to a case where other codes such as a matrix type two-dimensional code are read in addition to the one-dimensional code. In this case, reading means corresponding to various codes to be read, Specifically, a scanner that analyzes a captured image and reads a code, a scanner that scans a code with a laser or the like, and the like can be appropriately mounted. In any case, the code reading means only needs to be able to read codes attached to various media such as paper and storage boxes. Specifically, the code reading means reads at least one of a one-dimensional code and a two-dimensional code. Anything is acceptable.

  The main battery 18 (FIG. 4) is a battery that supplies power to the handy terminal 1, and is attached to a battery mounting part (battery mounting part) 9 of the handy terminal 1 main body. In this embodiment, the battery mounting portion 9 is on one end in the longitudinal direction of the handy terminal 1 main body (end on the magnetic stripe reading portion 5 side) and on the upper surface (front surface) side on which the operation portion 2 and the like are provided. It is provided on the lower surface (back surface) side opposite to.

  A cradle interface (I / F) unit 10 connects to a cradle (not shown). The cradle is a stand-type extension device attached to the handy terminal 1. By simply placing the handy terminal 1 on the cradle, the handy terminal 1 can be connected to the cradle via the cradle interface unit 10, charging the main battery 18, sending / receiving data to / from the memory 12, and the handy terminal 1 Used to connect to peripheral devices.

  In addition, the handy terminal 1 according to this embodiment having the above-described configuration is provided with a handy terminal 1 in which the end surface on one end side in the longitudinal direction is a substantially flat surface and the substantially flat surface is a surface to be grounded. Terminal 1 main body was made to stand. Here, the substantially flat surface may be a surface that can maintain the handy terminal 1 main body in an upright state. Thereby, even if it is a terminal use environment which cannot fully secure the storage space of the handy terminal 1, the handy terminal 1 can be placed vertically and stored appropriately. In the handy terminal 1 of this embodiment, the battery mounting portion 9 is arranged on one end side in the longitudinal direction, which is the substantially flat surface side of the handy terminal 1 main body, so that the standing position of the handy terminal 1 depends on the weight of the battery. There is also an effect that the stability (installation stability) can be improved.

  FIG. 4 is a block diagram showing an example of the configuration of the handy terminal showing an embodiment of the portable payment terminal of the present invention.

  The CPU 11 performs overall control of the handy terminal 1 by reading and executing a computer-readable program recorded from the memory 12 to realize various functions of the handy terminal 1. The memory 12 includes a RAM unit and a flash memory unit.

  A touch panel controller 13 controls input from the touch panel display unit 3. The CPU 11 controls various displays on the touch panel display unit 3 via the LCD driver 19. A wireless LAN interface (Wireless LAN I / F) 14 controls connection to the wireless LAN. The Slave CPU 15 controls the printer 6 according to an instruction from the CPU 11.

  The control IC 16 controls the MSR 5, the laser scanner 8, the non-contact type IC card reader / writer 4, and the contact type IC card module 7. The control IC 17 controls the operation unit 2, the main battery 18, and the cradle interface (I / F) unit 10.

  Note that the CPU 11 may control each unit so as to prohibit (lock) the operation on the operation unit 2, the touch panel 3, or the like while the contact IC card module 7 is in use. Further, the CPU 11 operates as a so-called night mode when the operating environment of the handy terminal 1 is dim by an operation from the operation unit 2 or the touch panel display unit 3 or by automatic detection by a brightness sensor or the like. The light amount of the backlight 3 is reduced or increased, the printing speed of the printer 6 is reduced to reduce the sheet feeding sound, and the terminal sound (authentication sound, key input sound, etc.) accompanying the terminal operation is small. You may control so that it may become a volume setting or a mute state. As a result, it is possible to improve customer service to customers during in-flight sales at night.

  FIG. 5 is a cross-sectional view of a handy terminal showing an embodiment of the portable payment terminal of the present invention.

  In FIG. 5, reference numeral 20 denotes a main board 20. On the main board 20, the CPU 11, the memory 12, and the touch panel controller 13 shown in FIG. 4 are provided with a wireless LAN interface 14, a Slave CPU 15, a control IC 16, a control IC 17, and the like.

  As shown in FIGS. 1 to 3 and FIG. 5, the handy terminal 1 includes a printer 6, a touch panel type display unit 3, an operation unit 2, and a non-contact in order from the front end on the upper surface (front) side of the handy terminal 1 body. A type IC card reader / writer 4 and an MSR 5 are arranged. Further, on the lower surface (rear surface) side of the handy terminal 1 main body, in order from the front end, the laser scanner 8, the contact IC card module 7 (PIN input portion 7a), the battery mounting portion 9 on which the main battery 18 can be mounted, / F part 10 is arranged.

  The laser scanner 8, the touch panel display 3 and the contact IC card module 7 on the back of the operation unit 2 are not contacted with the back of the printer 6 (that is, the position overlapping the top and bottom surfaces of the handy terminal 1 as viewed from the direction perpendicular to the direction). A battery mounting portion 9 on which the main battery 18 can be mounted on the back of the type IC card reader / writer 4 and a cradle interface 10 on the back of the MSR 5 are arranged. The contact-type IC card module 7 and the non-contact-type IC card reader / writer 4 are arranged at positions that do not overlap with each other when viewed from the direction perpendicular to the upper and lower surfaces of the handy terminal 1. Furthermore, the lower surface (back surface) of the handy terminal 1 main body has a concave portion, and a PIN input portion 7a is provided in the concave portion.

Hereinafter, the electronic payment procedure by the handy terminal 1 will be described with reference to FIGS.
FIG. 6 is a schematic diagram showing an example of an electronic payment procedure using a contact type IC credit card in the handy terminal 1.
FIG. 7 is a flowchart showing an example of electronic payment processing in the handy terminal 1. Note that the processing of this flowchart is realized by the CPU 11 reading and executing a program recorded in a computer-readable manner from the memory 12.

  First, when the sales staff operates the operation unit 2 or the touch panel type display unit 3 to instruct the start of settlement, the CPU 11 detects this operation and displays a screen such as 601 on the touch panel type display unit 3. Further, the CPU 11 starts reading processing (scanning) by the laser scanner 8 (S701). As a result, the laser beam is emitted from the laser scanner 8 and the barcode or the like can be read.

  As shown at 602, when the laser beam is irradiated to the barcode, the barcode is read by the laser scanner 8 (S701), and the read data is notified to the CPU 11. The CPU 11 displays a screen as indicated by 603 on the touch panel display unit 3 based on the data read from the barcode.

  Further, when the sales staff operates a specific key (for example, “Enter” key) on the operation unit 2, the CPU 11 detects this operation and displays a screen as shown at 604 on the touch panel display unit 3. Is received (S702).

  Then, when the sales staff operates the operation unit 2 or the touch panel display unit 3 and inputs a payment method, the CPU 11 detects this operation and determines the payment method (S703). When a credit card is selected on the screen 604, the CPU 11 displays a screen (not shown) for selecting either a magnetic credit card or an IC credit card on the touch panel display unit 3, and the operation unit 2 or One of the selections is accepted from the touch panel display unit 3.

  If the CPU 11 determines that “cash” is selected as the payment method, the CPU 11 stores information related to sales in the memory 12 and instructs the slave CPU 15 to issue a receipt. In response to this instruction, the slave CPU 15 operates the printer 6 to print a receipt (S708).

  Further, when the CPU 11 determines that “IC credit card” is selected as the payment method, the CPU 11 displays a screen as shown in 605 on the touch panel display unit 3 and makes contact with the controller 7e of the contact IC card module 7. The reading process of the contact type IC card inserted into the type IC card insertion slot 7c is instructed.

  When a contact IC card is inserted into the contact IC card insertion slot 7c, the controller 7e of the contact IC card module 7 uses the contact IC card reader 7d to receive information from the IC portion of the contact IC card. And notifies the CPU 11 of the read data. Upon receiving this notification, the CPU 11 receives an input such as the number of payments from the operation unit 2 and then displays a screen as shown in 606 on the touch panel display unit 3.

  Further, the CPU 11 instructs the controller 7e of the contact type IC card module 7 to execute a password (PIN code) input process (S705). In response to this instruction, the controller 7e of the contact IC card module 7 displays on the display unit 7b a message prompting the customer to input the password, and accepts the input of the password from the PIN input unit 7a.

  Here, the sales staff points the lower surface of the handy terminal 1 (that is, the operation surface of the PIN input unit 7a) to the customer and prompts the customer to input a password. The PIN input unit 7a for the customer to input the password is an operation unit for the customer, and is separated from the operation unit 2 which is the operation unit for the sales staff. The risk of operating buttons (buttons that should not be operated by the customer) is reduced.

  When the password is input from the PIN input unit 7a by the customer, the controller 7e compares the password input by the PIN input unit 7a with the data read by the contact type IC card reader 7d. The result is notified to the handy terminal 1 main body.

  If the password input by the PIN input unit 7a matches the data read by the contact type IC card reader 7d, the CPU 11 advances the process to S706. Although not shown in the drawing, if the password input by the PIN input unit 7a does not match the data read by the contact IC card reader 7d, the CPU 11 returns the process to S705. Note that the processing of this flowchart ends when the number of inconsistencies in the security code reaches a predetermined number of times.

  In S706, the CPU 11 sends the information such as the price of the product read in S701, the data in the IC credit card read in S704, and the number of payments via the wireless LAN interface 14 to an external device (corresponding card company). To check whether payment is possible. If the usage limit is exceeded or an unauthorized use of the card is found, payment is not possible (non-approved). Here, the configuration may be such that the query with the black list or the like recorded in the memory 12 is not required, instead of the query with the external device.

  Next, in S707, when the CPU 11 receives a reply of approval from the external device via the wireless LAN interface 14, the CPU 11 displays a screen as shown in 607 on the touch panel display unit 3 and stores information on sales in the memory 12. To store. In step S708, the CPU 11 instructs the slave CPU 15 to issue a receipt. In response to this instruction, the slave CPU 15 operates the printer 6 to print a receipt. Although not shown, when a non-approval reply is received from the external device, the CPU 11 causes the touch panel display unit 3 to display information indicating that payment by the credit card cannot be made, and ends the processing of this flowchart. .

When the CPU 11 determines that “magnetic credit card” is selected as the payment method, the CPU 11 displays a screen prompting the reading of the magnetic credit card on the touch panel display unit 3 and uses the MSR 5 to display the magnetic stripe of the magnetic credit card. Is started (S709). When the magnetic credit card is inserted into the reading unit of the MSR 5, the magnetic stripe of the magnetic credit card is read by the MSR 5. Then, after receiving an input such as the number of payments, the CPU 11 advances the process to S710.
In step S709, the magnetic card is pulled horizontally along the MSR 5 (magnetic reading slit groove) provided at the lower end of the handy terminal 1 main body (specifically, one end on the sales staff side). Information can be read. At this time, for example, the sales staff can support the handy terminal 1 main body with the left hand, receive the magnetic card from the customer with the right hand, and pull the magnetic card horizontally into the magnetic reading slit groove. It is possible to secure a natural operation lead including the terminal and improve the operability of the terminal.

  In S710, the CPU 11 sends the information such as the amount of the commodity read in S701, the data in the magnetic credit card read in S709, and the number of payments via the wireless LAN interface 14 to an external device (corresponding card company). To check whether payment is possible.

  In step S <b> 711, when the CPU 11 receives an approval reply from the external device via the wireless LAN interface 14, the CPU 11 displays a screen as shown in 607 on the touch panel display unit 3 and stores information on sales in the memory 12. To store. In step S708, the CPU 11 instructs the slave CPU 15 to issue a receipt. In response to this instruction, the slave CPU 15 operates the printer 6 to print a receipt. Although not shown, when a non-approval reply is received from the external device, the CPU 11 causes the touch panel display unit 3 to display information indicating that payment by the credit card cannot be made, and ends the processing of this flowchart. .

  When the CPU 11 determines that electronic money (non-contact type IC card) is selected as the payment method, the CPU 11 displays a message such as “Please touch the card” or a non-contact type IC card as a non-contact type IC card reader / An image or the like given to the writer 4 is displayed on the touch panel display unit 3, and electronic money information (balance) is read from the held non-contact type IC card via the non-contact type IC card reader / writer 4.

  If the balance is equal to or greater than the amount of the product read in S701, the CPU 11 sends electronic money information corresponding to the value obtained by subtracting the amount of the product from the balance via the non-contact type IC card reader / writer 4. Write on the contactless IC card. In step S708, the CPU 11 instructs the slave CPU 15 to issue a receipt. In response to this instruction, the slave CPU 15 operates the printer 6 to print a receipt.

  If the balance is less than the amount of the product, the CPU 11 causes the touch panel display unit 3 to display information indicating that the balance in the IC card is insufficient, and ends the processing of this flowchart.

  When the debit card is selected as the payment method, the CPU 11 performs the following processing, which is not shown in FIG. For example, the CPU 11 causes the contact type IC card module 7 or the MSR 5 to read the information of the debit card, and the PIN number input at the PIN input unit 7a of the contact type IC card module 7 and the amount of the product read at S701 above. Then, information such as data read from the debit card is transmitted to an external device (a computer such as a corresponding bank) to inquire whether settlement is possible. In addition, the structure which performs the inquiry with the black list etc. which were recorded on the memory 12 may be sufficient as the structure which does not refer to an external device.

  When receiving an approval reply from the external device, the sales information is stored in the memory 12, and the CPU 11 instructs the slave CPU 15 to issue a receipt. In response to this instruction, the slave CPU 15 operates the printer 6 to print a receipt.

  In the above description, the information regarding sales is stored in the memory 12 after approval. However, the CPU 11 sequentially transmits the information regarding sales to other devices via the wireless LAN interface 14. It may be.

  As described above, the handy terminal 1 of this embodiment includes the printer 6, the touch panel display unit 3, the operation unit 2, the non-contact type IC card reader / writer 4, the MSR 5, the laser scanner 8, and the contact type IC card. The module for use 7 and the battery mounting portion 9 to which the main battery 18 can be mounted are integrated and provided integrally on the handy terminal 1 main body. Thereby, the multifunctional handy terminal 1 can be realized and various payment needs can be met. Specifically, according to the handy terminal 1 of the present embodiment, payment can be made with any of a non-contact type IC card, a magnetic stripe card, and a contact type IC card, and all of these payment functions are made large in size. Since it is installed all-in-one without being converted, it can respond to various payment needs. For terminal operators such as sales staff, for example, even when the service area where the settlement service is performed is relatively narrow (in the case of narrow in-flight sales, etc.), excellent mobility can be realized and the usability can be improved. Very good and can improve customer service.

  In particular, a printer 6, a touch panel display unit 3, an operation unit 2, a non-contact type IC card reader / writer 4 and an MSR 5 are provided in this order from the front end of the handy terminal 1 of this embodiment. In addition, on the lower surface side of the handy terminal 1, the laser scanner 8, the contact IC card module 7, the battery mounting portion 9 on which the main battery 18 can be mounted, and the cradle I / F unit 10 are arranged in order from the tip. It is optimized in consideration of operability and is integrated and provided. In consideration of terminal operability, the back of the printer 6 (that is, the position overlapping the top and bottom surfaces of the handy terminal 1 when viewed from the direction perpendicular to the laser scanner 8, the touch panel display unit 3, and the back of the operation unit 2) Type IC card module 7, a battery mounting part 9 on which the main battery 18 can be mounted on the back of the non-contact type IC card reader / writer 4, and a cradle interface part 10 on the back of the MSR 5. The contact-type IC card module 7 and the non-contact-type IC card reader / writer 4 are arranged at positions that do not overlap with each other when viewed from the direction perpendicular to the upper and lower surfaces of the handy terminal 1.

  With such a configuration, the operation unit 2 and the touch panel display unit 3 operated by the sales staff, the laser scanner for reading the barcode of the product, the printer for printing the forms such as the receipt, the magnetic stripe card, etc. All of the MSR 5 for making payments, the contact IC card module 7 for making payments with a contact IC card, and the non-contact type IC card reader / writer 4 for making payments with a non-contact type IC card, The device itself can be mounted all-in-one without increasing the size of a conventional handy terminal.

  Thus, the sales staff reads product information from the product barcode, performs payment processing using a magnetic credit card, IC credit card, debit card, or contactless IC card, and prints a form such as a receipt. This process can be performed smoothly only with the handy terminal 1. Therefore, the sales staff does not need to carry a plurality of types of payment terminals, only the handy terminal 1 of this embodiment, and can ensure excellent mobility and customer service. Can be performed efficiently.

  Moreover, by having comprised as mentioned above, as shown in FIG.1 (b) and FIG.3 (b), the lower surface center part (installation location of the contact-type IC card module 7) of the handy terminal 1 is handy. The terminal 1 can be recessed (formed with a recess) from the lower end (laser scanner 8 installation position) and the lower rear end (battery installation part 9 installation position where the main battery 18 can be attached). Therefore, the handy terminal 1 can be easily adapted to the user's hand due to the shape having the recesses (recesses), the handling of the handy terminal 1 becomes very easy, and the risk of dropping the handy terminal 1 can be effectively suppressed. it can.

  Further, the operation unit (operation unit 2 and touch panel display unit 3) operated by the sales staff and the contact IC card module 7 operated by the customer are separated on the front and back, and the sales staff and the customer operate the operation unit as in the past. By not sharing, it is possible to effectively suppress a risk that the customer performs an erroneous operation such as the customer pressing a button to be operated by the sales staff.

  In this embodiment, the contact IC card module 7 including a customer input PIN input unit 7a, a customer display unit 7b, a contact IC card insertion slot 7c, a contact IC card reader 7d, and a controller 7e. The configuration using is described. However, the PIN input unit 7a for customer operation, the display unit 7b for customer, the contact type IC card insertion slot 7c, the contact type IC card reader 7d, and the controller 7e may not be provided in one module. That is, a PIN input unit 7a for customer operation, a display unit 7b for customer, a contact IC card insertion slot 7c, a contact IC card reader 7d, and a controller 7e may be provided in the handy terminal 1 separately. .

(Other Example 1)
The configuration of the mobile payment terminal of the present invention includes the printer 6, the touch panel display unit 3, the operation unit 2, the non-contact type IC card reader / writer 4, the MSR 5, the laser scanner 8, and the contact type IC card shown in the above embodiment. It is not limited to arrangement | positioning of each part, such as the battery module 7, the battery mounting part 9 which can mount the main battery 18, and the cradle I / F part 10. The present invention also includes a configuration in which the arrangement of the above parts is changed as appropriate.

  It should be noted that the configuration and contents of the various data described above are not limited to this, and it goes without saying that the various data and configurations are configured according to the application and purpose.

  Although one embodiment has been described above, the present invention can take an embodiment as, for example, a system, apparatus, method, program, or storage medium. Specifically, the present invention may be applied to a system composed of a plurality of devices, or may be applied to an apparatus composed of a single device.

  Moreover, all the structures which combined said each Example are also contained in this invention.

(Other Example 2)
The present invention can also be realized by executing the following processing. That is, software (program) that realizes the functions of the above-described embodiments is supplied to a system or apparatus via a network or various storage media, and a computer (or CPU, MPU, or the like) of the system or apparatus reads the program. It is a process to be executed.

  Further, the present invention may be applied to a system composed of a plurality of devices or an apparatus composed of a single device.

  The present invention is not limited to the above embodiments, and various modifications (including organic combinations of the embodiments) are possible based on the spirit of the present invention, and these are excluded from the scope of the present invention. is not. That is, the present invention includes all the combinations of the above-described embodiments and modifications thereof.

DESCRIPTION OF SYMBOLS 1 Handy terminal 2 Operation part 3 Touch panel type display part 4 Magnetic stripe reading part (MSR)
5 Laser Scanner 6 Customer Operation Module 6a Numeric Keypad 6b Display 6c Contact IC Card Insert 6d Contact IC Card Reader 6e Controller 7 CPU
8 Memory 14 Cover 15 Holding mechanism 16 Mirror

Claims (5)

A portable payment terminal having a payment function,
Printing means for printing on a recording medium;
Operation means for the terminal operator to operate;
Display means for displaying; and
Non-contact type IC medium reading means for reading information from the non-contact type IC medium and writing information to the non-contact type IC medium;
Magnetic information reading means for reading magnetic information from a magnetic medium;
Code reading means for reading the code;
Contact IC medium reading means for reading information from the contact IC medium ;
A battery holder which is battery for supplying electric power is attached to the settlement terminal body,
Are integrated into the payment terminal body ,
Providing the printing means at the upper end of the payment terminal body;
A magnetic reading slit groove for lateral pulling of the magnetic information reading means is provided at the lower end of the payment terminal body,
The display means is provided between the printing means and the magnetic information reading means,
The operating means is provided between the display means and the magnetic information reading means,
The non-contact type IC medium reading means physically overlaps the operation means in the surface direction of the one surface between the display means and the magnetic reading means on one surface side where the payment processing of the payment terminal main body is performed. A portable payment terminal characterized in that it is provided so as not to become . Authentication information input means for performing an input operation of authentication information corresponding to the contact type IC medium,
2. The portable settlement terminal according to claim 1, wherein the contact type IC medium reading unit and the authentication information input unit comprise one modular contact type IC authentication unit. The end surface on one end side in the longitudinal direction of the payment terminal main body is a substantially flat surface, and the payment terminal main body stands up when the substantially flat surface is a surface on the grounding side. The portable payment terminal according to 1 or 2 . 4. The portable payment terminal according to claim 3 , wherein the battery mounting portion is arranged on one end side in the longitudinal direction that is the substantially flat surface side of the payment terminal main body. 5. Said code reading means, the portable settlement terminal according to any one of claims 1 to 4, characterized in that to read the at least one of one-dimensional code or two-dimensional code attached to the medium .

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