WO2020083283A1 - 一种自动识别支付金额的支付方法 - Google Patents

一种自动识别支付金额的支付方法 Download PDF

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WO2020083283A1
WO2020083283A1 PCT/CN2019/112532 CN2019112532W WO2020083283A1 WO 2020083283 A1 WO2020083283 A1 WO 2020083283A1 CN 2019112532 W CN2019112532 W CN 2019112532W WO 2020083283 A1 WO2020083283 A1 WO 2020083283A1
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payment
camera
processing unit
customer
party
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PCT/CN2019/112532
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English (en)
French (fr)
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彼得森汉斯·杰里·乌尔本
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彼得森汉斯·杰里·乌尔本
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Priority to US17/286,515 priority Critical patent/US20210357883A1/en
Publication of WO2020083283A1 publication Critical patent/WO2020083283A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G06Q20/208—Input by product or record sensing, e.g. weighing or scanner processing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment

Definitions

  • the invention relates to the field of electronic information technology, in particular to a payment method that automatically recognizes the payment amount.
  • This large chain store has a unified POS system or payment system, which can be easily connected through the Internet to perform unified management of payments, which simplifies the step of cashiers or consumers without manually entering the transaction amount.
  • POS payment systems some are connected to the Internet, some are not connected to the Internet, and unified management and payment cannot be performed.
  • the transaction amount value cannot be directly obtained on the POS system for direct For transaction payment, consumers or cashiers can only pay the corresponding amount after entering the amount manually, which is time-consuming, inconvenient, and not very suitable for today's fast pace of life.
  • the invention uses OCR technology, NFC or AI technology to recognize the photos or videos displayed by POS shop customers, and uses the camera that has undergone image correction, optical character recognition and scene detection AI image recognition to identify the transaction amount of the store. After the value is reached, the consumer makes the transaction payment directly.
  • An object of the present invention is to provide a payment method that automatically recognizes the payment amount to solve the technical problems in the background art.
  • a payment method for automatically recognizing the payment amount including a camera recognition device connected to and communicating with the network, the camera recognition device is provided with at least one camera, the camera recognition device has a unique ID number and a network processing unit and / Or local processing unit for communication connection;
  • the specific payment method is as follows:
  • step four Recognize the text amount through the network processing unit and / or local processing unit in the text area in step four;
  • step 6 Send the amount identified in step 5 and the camera ID to a third-party payment processor via the Internet;
  • the third-party payment processor issues a payment request to the customer's mobile phone and / or obtains payment authorization from the third-party payment processor;
  • the third-party payment processor sends payment confirmation information to the camera recognition device
  • the second payment method is as follows:
  • step three Recognize the pictures in step three systematically and screen the area of the cash register screen;
  • step 5 Recognize the amount of text in the text area in step 5 through the network processing unit and / or local processing unit;
  • step 6 Send the amount identified in step 6 and the camera ID to a third-party payment processor via the Internet;
  • the third-party payment processor issues a payment request to the customer's mobile phone and / or obtains payment authorization from the third-party payment processor;
  • the third-party payment processor sends payment confirmation information to the camera recognition device
  • the specific payment method is as follows:
  • step 2 Recognize the text amount of the picture information in step 2 through the AI and Deep Learning in the network processing unit and / or local processing unit;
  • step 3 Send the amount identified in step 3 and the camera ID to a third-party payment processor via the Internet;
  • the third-party payment processor issues a payment request to the customer's mobile phone and / or obtains payment authorization from the third-party payment processor;
  • the third-party payment processor After payment is completed, the third-party payment processor sends payment confirmation information to the camera recognition device;
  • the specific payment method 4 is as follows:
  • step 3 Recognize the text amount of the picture information in step 3 through the AI and Deep Learning in the network processing unit and / or local processing unit;
  • step 5 Send the amount identified in step 4 and the camera ID to a third-party payment processor via the Internet;
  • the third-party payment processor issues a payment request to the customer's mobile phone and / or obtains payment authorization from the third-party payment processor;
  • the third-party payment processor sends payment confirmation information to the camera recognition device.
  • the camera identification device is provided with two cameras arranged oppositely, wherein the first camera is used to take pictures of the display screen of the cash register device, and the second camera is used to read or scan the payment code of the customer's mobile phone.
  • the second camera reads or scans the payment code of the customer's mobile phone and sends it to the third-party payment processor, and the merchant can obtain the payment data of the payer through the third-party payment processor.
  • a display is provided on one side of the camera recognition device, and the merchant's collection code is displayed in the display.
  • the customer scans the merchant's collection code and sends the acquired collection code information to a third-party payment processor.
  • the device obtains the ID information and / or payment amount of the merchant's camera identification device.
  • the unique ID number of the camera identification device is a store ID number or a camera ID number.
  • the camera identification device is provided with an NFC sensing area for payment transactions.
  • the camera identification device is provided with a warning light for prompting whether the transaction payment is successful.
  • the present invention provides a payment method that automatically recognizes the payment amount. It can transmit data of different types of POS systems and the network through the camera recognition device, so that merchants and consumers do not need to manually input the consumption amount value. , Save the operation process and steps, identify the photos or videos displayed by POS shop customers through OCR technology, NFC or AI technology, and use the camera that has undergone image correction, optical character recognition and scene detection AI image recognition to identify the After the value of the transaction amount in the store, the consumer directly makes the transaction payment.
  • Figure 1 Schematic diagram of the use of the camera recognition device
  • Figure 2 Schematic diagram of the structure of the camera recognition device.
  • a payment method for automatically recognizing a payment amount includes a camera recognition device 1 connected to a network and communicating with the network.
  • the camera recognition device 1 is provided There are two cameras, of which the first camera 2 is used to take pictures of the display screen 4 of the cash register device, and the second camera 3 is used to read or scan the payment code of the customer's mobile phone 3;
  • a display 3 is provided on one side of the camera identification device 1, and the merchant's collection code 7 is displayed in the display 6.
  • the customer can scan the merchant's collection code 7 to send the acquired collection code information to a third-party payment processor,
  • the customer obtains the ID information and / or payment amount of the merchant ’s camera identification device 1 through the third-party payment processor;
  • the second camera 3 reads or scans the payment code of the customer ’s mobile phone 3 and sends it to the third-party payment processor.
  • the third-party payment processor obtains payment data of the payer.
  • the camera identification device 1 has a unique ID number to communicate with the network processing unit and / or the local processing unit; the unique ID number of the camera identification device 1 is a store ID number or a camera ID number, and the camera identification device 1 There is an NFC induction area 8 for payment transactions; the camera recognition device 1 is provided with a warning light 9 for prompting whether the transaction payment is successful. Customers no longer need to show merchants a successful interface for mobile payment transactions.
  • the specific payment method is as follows:
  • the third-party payment processor issues a payment request to the customer's mobile phone 5 and / or obtains payment authorization from the third-party payment processor; or the customer directly moves the mobile phone to the NFC sensing area 8 to obtain relevant data for payment;
  • the third-party payment processor sends a payment confirmation message to the camera recognition device 1, and the warning light 9 lights up, indicating that the transaction was successful.
  • the specific payment method 2 is different from the method 1 as follows:
  • step three Recognize the pictures in step three systematically and screen the area of the screen 4 of the cash register;
  • step 5 Recognize the amount of text in the text area in step 5 through the network processing unit and / or local processing unit;
  • step 6 Send the amount identified in step 6 and the camera ID to a third-party payment processor via the Internet;
  • the third-party payment processor issues a payment request to the customer's mobile phone 5 and / or obtains payment authorization from the third-party payment processor;
  • the third-party payment processor sends a payment confirmation message to the camera recognition device 1, and the warning light 9 lights up, indicating that the transaction was successful.
  • the specific payment method 3 is as follows:
  • a payment method for automatically recognizing a payment amount includes a camera recognition device 1 connected to a network and communicating with the network.
  • the camera recognition device 1 is provided with two cameras , Where the first camera 2 is used to take pictures of the display screen 4 of the cash register device, and the second camera 3 is used to read or scan the payment code of the customer's mobile phone 5;
  • a display 6 is provided on one side of the camera identification device 1, and the merchant's collection code 7 is displayed in the display 6.
  • the customer can scan the merchant's collection code 7 to send the acquired collection code information to a third-party payment processor.
  • the customer obtains the ID information and / or payment amount of the merchant ’s camera identification device 1 through the third-party payment processor; the second camera 3 reads or scans the payment code of the customer ’s mobile phone 5 and sends it to the third-party payment processor.
  • the third-party payment processor obtains payment data of the payer.
  • the camera identification device 1 has a unique ID number to communicate with the network processing unit and / or the local processing unit; the network processing unit or the local processing unit has an AI Deep Learning program that can perform data processing operations on its own.
  • the unique ID number of the camera identification device 1 is a store ID number or a camera ID number.
  • the camera identification device 1 is provided with an NFC sensing area 8 for payment transactions; the camera identification device 1 is provided with a prompt for transaction payment
  • the warning light 9 for success or not. If the transaction is successful, the warning light 9 will light up to remind the customer and the merchant that the transaction was successful. The customer no longer needs to show the merchant the mobile payment transaction successful interface.
  • step 2 Recognize the text amount of the picture information in step 2 through the AI and Deep Learning in the network processing unit and / or local processing unit;
  • step 3 Send the amount identified in step 3 and the camera ID to a third-party payment processor via the Internet;
  • the third-party payment processor issues a payment request to the customer's mobile phone 5 and / or obtains payment authorization from the third-party payment processor;
  • the third-party payment processor sends a payment confirmation message to the camera recognition device 1, and the warning light 9 lights up, indicating that the transaction was successful.
  • the specific payment method 4 is different from the method 3 as follows:
  • step 3 Recognize the text amount of the picture information in step 3 through the AI and Deep Learning in the network processing unit and / or local processing unit;
  • step 5 Send the amount identified in step 4 and the camera ID to a third-party payment processor via the Internet;
  • the third-party payment processor issues a payment request to the customer's mobile phone 5 and / or obtains payment authorization from the third-party payment processor;
  • the third-party payment processor sends a payment confirmation message to the camera recognition device 1, and the warning light 9 lights up, indicating that the transaction was successful.
  • the present invention provides a payment method that automatically recognizes the payment amount. It can transmit data of different types of POS systems and the network through the camera recognition device, so that merchants and consumers do not need to manually input the consumption amount value. , Save the operation process and steps, identify the photos or videos displayed by POS shop customers through OCR technology, NFC or AI technology, and use the camera that has undergone image correction, optical character recognition and scene detection AI image recognition to identify the After the value of the transaction amount in the store, the consumer directly makes the transaction payment.

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Abstract

本发明一种自动识别支付金额的支付方法，包括：一与网络连接并与网络通讯的相机识别装置，所述相机识别装置设有至少一个摄像头，所述相机识别装置具有唯一的ID号与网络处理单元和/或本地处理单元进行通讯连接。与现有技术相比，本发明提供的一种自动识别支付金额的支付方法，能通过相机识别装置将不同类型的POS系统与网络进行数据传输，让商家和消费者不需手动输入消费金额数值，节省操作流程和步骤，通过OCR技术、NFC或AI技术对POS商店顾客展示的照片或视频进行识别，并使用经过图像校正、光学字符识别和场景检测的AI图像识别等处理的摄像头识别出该商店的交易金额的数值后消费者再直接进行交易支付。

Description

一种自动识别支付金额的支付方法 技术领域
本发明涉及电子信息技术领域，具体是一种自动识别支付金额的支付方法。
背景技术
目前，像麦当劳、肯德基这样的大型连锁店里，手机支付对我们来说非常方便。这种大型连锁店有统一的POS机系统或支付系统，可通过互联网容易连接在一起，进行统一管理支付，这就简化了收银员或消费者不需要手动输入交易金额的步骤。但是对于拥有不同类型的POS付款系统的小型商店而言，有些连接到互联网，有些不连接互联网，不能进行统一管理支付，这样对于小型商店来说，在POS系统上不能直接获取交易金额数值进行直接交易支付，需手动输入金额数值后消费者或收银员才能进行相应金额支付，耗费时间，会造成不便利，不太适应如今快速的生活节奏。若需进行统一管理，需将每家商店不同类型的POS机系统与互联网进行相关连接，这样需耗费大量时间进行安装调试，耗费大量的人力和物力，不符合实际。本发明通过OCR技术、NFC或AI技术对POS商店顾客展示的照片或视频进行识别，并使用经过图像校正、光学字符识别和场景检测的AI图像识别等处理的摄像头识别出该商店的交易金额的数值后消费者再直接进行交易支付。
发明内容
本发明的目的在于提供一种自动识别支付金额的支付方法，以解决背景技术中的技术问题。
为了实现上述目的，本发明提供如下技术方案：
一种自动识别支付金额的支付方法，包含一与网络连接并与网络通讯的相 机识别装置，所述相机识别装置设有至少一个摄像头，所述相机识别装置具有唯一的ID号与网络处理单元和/或本地处理单元进行通讯连接；
其具体支付方法一如下：
1)通过所述摄像头拍摄收银设备显示屏的图片；
2)将步骤一拍摄的图像发送到网络处理单元和/或本地处理单元；
3)将步骤二中的图片进行系统识别，筛选收银设备显示屏的区域；
4)将步骤三种筛选出的图片进行文字扫描处理，识别文本区域；
5)将步骤四中的文本区域通过网络处理单元和/或本地处理单元识别文本金额；
6)通过互联网将步骤五中识别的金额和摄像头的ID发送到第三方支付处理器；
7)通过所述摄像头阅读或扫描客户移动电话的支付代码识别客户，并将扫描或阅读的数据发送给第三方支付处理器；
8)第三方支付处理器向客户的移动电话发出支付请求和/或从第三方支付处理器获得支付授权；
9)付款完成后，第三方支付处理器向相机识别装置发送支付确认信息；
其具体支付方法二如下：
1)通过所述摄像头阅读或扫描客户移动电话的支付代码识别客户，并将扫描或阅读的数据发送给第三方支付处理器；
2)通过所述摄像头拍摄收银设备显示屏的图片；
3)将步骤二拍摄的图像发送到网络处理单元和/或本地处理单元；
4)将步骤三中的图片进行系统识别，筛选收银设备显示屏的区域；
5)将步骤四种筛选出的图片进行文字扫描处理，识别文本区域；
6)将步骤五中的文本区域通过网络处理单元和/或本地处理单元识别文本金额；
7)通过互联网将步骤六中识别的金额和摄像头的ID发送到第三方支付处理器；
8)第三方支付处理器向客户的移动电话发出支付请求和/或从第三方支付处理器获得支付授权；
9)付款完成后，第三方支付处理器向相机识别装置发送支付确认信息；
其具体支付方法三如下：
1)通过所述摄像头拍摄收银设备显示屏的图片；
2)将步骤一拍摄的图像发送到网络处理单元和/或本地处理单元；
3)通过网络处理单元和/或本地处理单元内的AI Deep Learning将步骤二中的图片信息进行识别文本金额；
4)通过互联网将步骤三中识别的金额和摄像头的ID发送到第三方支付处理器；
5)通过所述摄像头阅读或扫描客户移动电话的支付代码识别客户，并将扫描或阅读的数据发送给第三方支付处理器；
6)第三方支付处理器向客户的移动电话发出支付请求和/或从第三方支付处理器获得支付授权；
7)付款完成后，第三方支付处理器向相机识别装置发送支付确认信息；
其具体支付方法四如下：
1)通过所述摄像头阅读或扫描客户移动电话的支付代码识别客户，并将扫 描或阅读的数据发送给第三方支付处理器；
2)通过所述摄像头拍摄收银设备显示屏的图片；
3)将步骤一拍摄的图像发送到网络处理单元和/或本地处理单元；
4)通过网络处理单元和/或本地处理单元内的AI Deep Learning将步骤三中的图片信息进行识别文本金额；
5)通过互联网将步骤四中识别的金额和摄像头的ID发送到第三方支付处理器；
6)第三方支付处理器向客户的移动电话发出支付请求和/或从第三方支付处理器获得支付授权；
7)付款完成后，第三方支付处理器向相机识别装置发送支付确认信息。
所述相机识别装置设有相对设置的两个摄像头，其中第一摄像头用于拍摄收银设备显示屏的图片，第二摄像头用于阅读或扫描客户移动电话的支付代码。
所述第二摄像头阅读或扫描客户移动电话的支付代码发送到第三方支付处理器，商家可通过所述第三方支付处理器获取付款人的付款数据。
所述相机识别装置一侧设有显示器，所述显示器内显示商家收款码，客户通过扫描商家收款码，将获取的收款码信息发送到第三方支付处理器，客户通过第三方支付处理器获取商家的相机识别装置的ID信息和/或付款金额。
所述相机识别装置的唯一ID号为商店ID号或摄像头ID号。
所述相机识别装置上设有用于支付交易的NFC感应区。
所述相机识别装置设有用于提示交易支付是否成功的警示灯。
与现有技术相比，本发明提供的一种自动识别支付金额的支付方法，能通过相机识别装置将不同类型的POS系统与网络进行数据传输，让商家和消费者 不需手动输入消费金额数值，节省操作流程和步骤，通过OCR技术、NFC或AI技术对POS商店顾客展示的照片或视频进行识别，并使用经过图像校正、光学字符识别和场景检测的AI图像识别等处理的摄像头识别出该商店的交易金额的数值后消费者再直接进行交易支付。
附图说明
图1：相机识别装置使用示意简图；
图2：相机识别装置结构示意简图。
具体实施方式
下面将结合本发明实施例中的附图，对本发明实施例中的技术方案进行清楚、完整地描述。
具体实施1：请参阅图1和图2，本发明实施例中，一种自动识别支付金额的支付方法，包含一与网络连接并与网络通讯的相机识别装置1，所述相机识别装置1设有两个摄像头，其中第一摄像头2用于拍摄收银设备显示屏4的图片，第二摄像头3用于阅读或扫描客户移动电话3的支付代码；
所述相机识别装置1一侧设有显示器3，所述显示器6内显示商家收款码7，客户可通过扫描商家收款码7，将获取的收款码信息发送到第三方支付处理器，客户通过第三方支付处理器获取商家的相机识别装置1的ID信息和/或付款金额；所述第二摄像头3阅读或扫描客户移动电话3的支付代码发送到第三方支付处理器，商家可通过所述第三方支付处理器获取付款人的付款数据。
所述相机识别装置1具有唯一的ID号与网络处理单元和/或本地处理单元进行通讯连接；所述相机识别装置1的唯一ID号为商店ID号或摄像头ID号，所述相机识别装置1上设有用于支付交易的NFC感应区8；所述相机识别装置1 上设有用于提示交易支付是否成功的警示灯9，若交易成功，警示灯9会亮起，提醒客户和商家交易成功，客户无需再向商家出示手机支付交易成功界面。
其具体支付方法一如下：
1)通过所述第一摄像头1拍摄收银设备显示屏4的图片；
2)将步骤一拍摄的图像发送到网络处理单元和/或本地处理单元；
3)将步骤二中的图片通过系统识别，筛选出收银设备显示屏4的区域；
4)将步骤三种筛选出的图片进行文字扫描处理，识别出文本区域；
5)将步骤四中的文本区域通过网络处理单元和/或本地处理单元识别收银设备显示屏4的文本金额数值；
6)通过互联网将步骤五中识别的金额数值和摄像头的ID发送到第三方支付处理器进行数据统计；
7)通过所述第二摄像头3阅读或扫描客户移动电话5的支付代码识别客户，并将扫描或阅读的数据发送给第三方支付处理器；
8)第三方支付处理器向客户的移动电话5发出支付请求和/或从第三方支付处理器获得支付授权；或客户直接将手机靠近NFC感应区8获取相关数据进行支付；
9)付款完成后，第三方支付处理器向相机识别装置1发送支付确认信息，警示灯9亮起，提示交易成功。
具体实施例2：其具体支付方法二与方法一不同之处如下：
1)通过所述第二摄像头3阅读或扫描客户移动电话5的支付代码识别客户，并将扫描或阅读的数据发送给第三方支付处理器；
2)通过所述第一摄像头2拍摄收银设备显示屏4的图片；
3)将步骤二拍摄的图像发送到网络处理单元和/或本地处理单元；
4)将步骤三中的图片进行系统识别，筛选收银设备显示屏4的区域；
5)将步骤四种筛选出的图片进行文字扫描处理，识别文本区域；
6)将步骤五中的文本区域通过网络处理单元和/或本地处理单元识别文本金额；
7)通过互联网将步骤六中识别的金额和摄像头的ID发送到第三方支付处理器；
8)第三方支付处理器向客户的移动电话5发出支付请求和/或从第三方支付处理器获得支付授权；
9)付款完成后，第三方支付处理器向相机识别装置1发送支付确认信息，警示灯9亮起，提示交易成功。
具体实施例三：其具体支付方法三如下：
请参阅图1和图2，本发明实施例中，一种自动识别支付金额的支付方法，包含一与网络连接并与网络通讯的相机识别装置1，所述相机识别装置1设有两个摄像头，其中第一摄像头2用于拍摄收银设备显示屏4的图片，第二摄像头3用于阅读或扫描客户移动电话5的支付代码；
所述相机识别装置1一侧设有显示器6，所述显示器6内显示商家收款码7，客户可通过扫描商家收款码7，将获取的收款码信息发送到第三方支付处理器，客户通过第三方支付处理器获取商家的相机识别装置1的ID信息和/或付款金额；所述第二摄像头3阅读或扫描客户移动电话5的支付代码发送到第三方支付处理器，商家可通过所述第三方支付处理器获取付款人的付款数据。
所述相机识别装置1具有唯一的ID号与网络处理单元和/或本地处理单元进 行通讯连接；所述网络处理单元或本地处理单元内有AI Deep Learning程序，可自行进行数据处理运算。
所述相机识别装置1的唯一ID号为商店ID号或摄像头ID号，所述相机识别装置1上设有用于支付交易的NFC感应区8；所述相机识别装置1上设有用于提示交易支付是否成功的警示灯9，若交易成功，警示灯9会亮起，提醒客户和商家交易成功，客户无需再向商家出示手机支付交易成功界面。
1)通过所述第一摄像头2拍摄收银设备显示屏4的图片；
2)将步骤一拍摄的图像发送到网络处理单元和/或本地处理单元；
3)通过网络处理单元和/或本地处理单元内的AI Deep Learning将步骤二中的图片信息进行识别文本金额；
4)通过互联网将步骤三中识别的金额和摄像头的ID发送到第三方支付处理器；
5)通过所述第二摄像头3阅读或扫描客户移动电话5的支付代码识别客户，并将扫描或阅读的数据发送给第三方支付处理器；
6)第三方支付处理器向客户的移动电话5发出支付请求和/或从第三方支付处理器获得支付授权；
7)付款完成后，第三方支付处理器向相机识别装置1发送支付确认信息，警示灯9亮起，提示交易成功。
具体实施例四：其具体支付方法四与方法三不同之处如下：
1)通过所述第二摄像头3阅读或扫描客户移动电话5的支付代码识别客户，并将扫描或阅读的数据发送给第三方支付处理器；
2)通过所述第一摄像头2拍摄收银设备显示屏4的图片；
3)将步骤一拍摄的图像发送到网络处理单元和/或本地处理单元；
4)通过网络处理单元和/或本地处理单元内的AI Deep Learning将步骤三中的图片信息进行识别文本金额；
5)通过互联网将步骤四中识别的金额和摄像头的ID发送到第三方支付处理器；
6)第三方支付处理器向客户的移动电话5发出支付请求和/或从第三方支付处理器获得支付授权；
7)付款完成后，第三方支付处理器向相机识别装置1发送支付确认信息，警示灯9亮起，提示交易成功。
与现有技术相比，本发明提供的一种自动识别支付金额的支付方法，能通过相机识别装置将不同类型的POS系统与网络进行数据传输，让商家和消费者不需手动输入消费金额数值，节省操作流程和步骤，通过OCR技术、NFC或AI技术对POS商店顾客展示的照片或视频进行识别，并使用经过图像校正、光学字符识别和场景检测的AI图像识别等处理的摄像头识别出该商店的交易金额的数值后消费者再直接进行交易支付。
对于本领域技术人员而言，显然本发明不限于前述示范性实施例的细节，而且在不背离本发明的精神或基本特征的情况下，能够以其他的具体形式实现本发明。因此，无论从哪一点来看，均应将实施例看作是示范性的，而且是非限制性的，本发明的范围由所附权利要求而不是前述说明限定，因此旨在将落在权利要求的等同要件的含义和范围内的所有变化囊括在本发明内。不应将权利要求中的任何附图标记视为限制所涉及的权利要求。
此外，应当理解，虽然本说明书按照实施方式加以描述，但并非每个实施方式仅包含一个独立的技术方案，说明书的这种叙述方式仅仅是为清楚起见，本领域技术人员应当将说明书作为一个整体，各实施例中的技术方案也可以经适当组合，形成本领域技术人员可以理解的其他实施方式。

Claims (7)

  1. 一种自动识别支付金额的支付方法，其特征在于：包含一与网络连接并与网络通讯的相机识别装置，所述相机识别装置设有至少一个摄像头，所述相机识别装置具有唯一的ID号与网络处理单元和/或本地处理单元进行通讯连接；
    其具体支付方法一如下：
    1)通过所述摄像头拍摄收银设备显示屏的图片；
    2)将步骤一拍摄的图像发送到网络处理单元和/或本地处理单元；
    3)将步骤二中的图片进行系统识别，筛选收银设备显示屏的区域；
    4)将步骤三种筛选出的图片进行文字扫描处理，识别文本区域；
    5)将步骤四中的文本区域通过网络处理单元和/或本地处理单元识别文本金额；
    6)通过互联网将步骤五中识别的金额和摄像头的ID发送到第三方支付处理器；
    7)通过所述摄像头阅读或扫描客户移动电话的支付代码识别客户，并将扫描或阅读的数据发送给第三方支付处理器；
    8)第三方支付处理器向客户的移动电话发出支付请求和/或从第三方支付处理器获得支付授权；
    9)付款完成后，第三方支付处理器向相机识别装置发送支付确认信息；
    其具体支付方法二如下：
    1)通过所述摄像头阅读或扫描客户移动电话的支付代码识别客户，并将扫描或阅读的数据发送给第三方支付处理器；
    2)通过所述摄像头拍摄收银设备显示屏的图片；
    3)将步骤二拍摄的图像发送到网络处理单元和/或本地处理单元；
    4)将步骤三中的图片进行系统识别，筛选收银设备显示屏的区域；
    5)将步骤四种筛选出的图片进行文字扫描处理，识别文本区域；
    6)将步骤五中的文本区域通过网络处理单元和/或本地处理单元识别文本金额；
    7)通过互联网将步骤六中识别的金额和摄像头的ID发送到第三方支付处理器；
    8)第三方支付处理器向客户的移动电话发出支付请求和/或从第三方支付处理器获得支付授权；
    9)付款完成后，第三方支付处理器向相机识别装置发送支付确认信息；
    其具体支付方法三如下：
    1)通过所述摄像头拍摄收银设备显示屏的图片；
    2)将步骤一拍摄的图像发送到网络处理单元和/或本地处理单元；
    3)通过网络处理单元和/或本地处理单元内的AI Deep Learning将步骤二中的图片信息进行识别文本金额；
    4)通过互联网将步骤三中识别的金额和摄像头的ID发送到第三方支付处理器；
    5)通过所述摄像头阅读或扫描客户移动电话的支付代码识别客户，并将扫描或阅读的数据发送给第三方支付处理器；
    6)第三方支付处理器向客户的移动电话发出支付请求和/或从第三方支付处理器获得支付授权；
    7)付款完成后，第三方支付处理器向相机识别装置发送支付确认信息；
    其具体支付方法四如下：
    1)通过所述摄像头阅读或扫描客户移动电话的支付代码识别客户，并将扫描或阅读的数据发送给第三方支付处理器；
    2)通过所述摄像头拍摄收银设备显示屏的图片；
    3)将步骤一拍摄的图像发送到网络处理单元和/或本地处理单元；
    4)通过网络处理单元和/或本地处理单元内的AI Deep Learning将步骤三中的图片信息进行识别文本金额；
    5)通过互联网将步骤四中识别的金额和摄像头的ID发送到第三方支付处理器；
    6)第三方支付处理器向客户的移动电话发出支付请求和/或从第三方支付处理器获得支付授权；
    7)付款完成后，第三方支付处理器向相机识别装置发送支付确认信息。
  2. 根据权利要求1所述的一种自动识别支付金额的支付方法，其特征在于：所述相机识别装置设有相对设置的两个摄像头，其中第一摄像头用于拍摄收银设备显示屏的图片，第二摄像头用于阅读或扫描客户移动电话的支付代码。
  3. 根据权利要求2所述的一种自动识别支付金额的支付方法，其特征在于：所述第二摄像头阅读或扫描客户移动电话的支付代码发送到第三方支付处理器，商家可通过所述第三方支付处理器获取付款人的付款数据。
  4. 根据权利要求1所述的一种自动识别支付金额的支付方法，其特征在于：所述相机识别装置一侧设有显示器，所述显示器内显示商家收款码，客户通过扫描商家收款码，将获取的收款码信息发送到第三方支付处理器，客户通过第三方支付处理器获取商家的相机识别装置的ID信息和/或付款金额。
  5. 根据权利要求1所述的一种自动识别支付金额的支付方法，其特征在于：所述相机识别装置的唯一ID号为商店ID号或摄像头ID号。
  6. 根据权利要求1所述的一种自动识别支付金额的支付方法，其特征在于：所述相机识别装置上设有用于支付交易的NFC感应区。
  7. 根据权利要求1所述的一种自动识别支付金额的支付方法，其特征在于：所述相机识别装置设有用于提示交易支付是否成功的警示灯。
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