WO2020013535A1 - Procédé d'émission d'argent électronique au moyen d'une reconnaissance de pièces d'or - Google Patents

Procédé d'émission d'argent électronique au moyen d'une reconnaissance de pièces d'or Download PDF

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Publication number
WO2020013535A1
WO2020013535A1 PCT/KR2019/008309 KR2019008309W WO2020013535A1 WO 2020013535 A1 WO2020013535 A1 WO 2020013535A1 KR 2019008309 W KR2019008309 W KR 2019008309W WO 2020013535 A1 WO2020013535 A1 WO 2020013535A1
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WIPO (PCT)
Prior art keywords
electronic money
unique identification
pattern
gold coin
identification pattern
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PCT/KR2019/008309
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English (en)
Korean (ko)
Inventor
김성진
강용수
강수연
Original Assignee
(주)한국전자금화폐
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Priority to CN201980044869.7A priority Critical patent/CN112424809B/zh
Priority to JP2021521929A priority patent/JP7288642B2/ja
Publication of WO2020013535A1 publication Critical patent/WO2020013535A1/fr

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme

Definitions

  • the present invention relates to a method of issuing a new electronic money with real security, and to converting and issuing a real gold coin and converting it into electronic money.
  • Virtual-Currencies represented by Bitcoin, have a common type of transaction book called Blockchain.
  • a general user downloads a wallet program of electronic money to his computer. Then install it on your computer. The program then runs and starts to synchronize (match) the blockchain with itself and the network. Because the data can reach tens of gigabytes, it usually takes three to seven days. After the synchronization, you can create your own address (the concept of an account at the bank) in your wallet and send or receive Bitcoin via that address. In the case of Bitcoin, the address is a combination of 34 alphanumeric characters and numbers starting with 1. Due to the difficulty of this method, there are many services in which a server having an entire node does not lower the entire node as a web wallet service.
  • the existing virtual electronic money is a structure that must apply blockchain technology that must solve cryptography (random numbers) in real time in order to prove reality-free currency as a real thing.
  • cryptography random numbers
  • the blockchain was formed to connect the above devices on the network probabilistically, which caused technical problems such as long transaction time, and even because of the virtual nature, electronic money commerce technology itself is illegal. There was a limit such as being.
  • the technical problem of the present invention is based on 'gold', which is recognized as a commodity by the world, and is a technology concept for converting and issuing a realized gold coin into electronic money. There is no problem of electricity consumption and prolonged transaction time, and technically overcomes the intangible specificity issue of virtual which threatened fundamentally the technology of electronic money.
  • the universal terminal the unique identification pattern reading process of reading the unique identification pattern formed on the surface of the gold coin by photographing the gold coin processed on the surface of the unique identification pattern;
  • a unique identification pattern transmission process of transmitting, by the general-purpose terminal, the unique identification pattern to be read to the electronic money management server when the unique identification pattern is read from the photographed gold coin surface;
  • a registration determining step of determining, by the electronic money management server, the received unique identification pattern to determine whether a registration string matching the read unique identification pattern is registered in a database;
  • the electronic money management server registers a registration string matching the unique identification pattern in the database, generates and stores a unique electronic money address in a unique identification pattern to be read and stores the generated electronic money address in the general purpose.
  • the unique identification pattern may be characterized by a non-visible unique identification pattern that cannot be identified by one or more of chemical techniques and machining methods.
  • the chemical technique is a technique of forming a unique identification pattern of a unique ink pattern by spraying a fluorescent ink on the surface of the gold coin
  • the machining method is a unique intaglio pattern by processing the intaglio on the surface of the gold coin It may be characterized by a technique for forming a unique identification pattern.
  • the unique identification pattern reading process may include: determining whether the shape of the gold coin to be read is a circular shape and ending reading of the unique identification pattern when it is not circular; When the gold coin image to be read has a circular shape, it is determined whether the unique identification pattern formed on the surface of the gold coin is formed by a chemical technique, and when the chemical technique is determined, the ink pattern pattern formed on the surface of the gold coin is read as the unique identification pattern. ; And determining whether the unique identification pattern formed on the surface of the gold coin has been formed by a machining method, and if it is determined by the machining method, reading the intaglio pattern formed on the surface of the gold coin as the unique identification pattern.
  • Determining whether the unique identification pattern formed on the surface of the gold coin is formed by a chemical technique may determine whether the chemical technique is formed by irradiating special light on the surface of the gold coin to determine whether the ink reflected light exists.
  • Determining whether the unique identification pattern formed on the surface of the gold coin is formed by machining may determine whether the machining method is formed by judging whether the micropores having a predetermined size or smaller micro diameter are present by enlarging the surface of the gold coin to be photographed. Can be.
  • Reading the engraved pattern formed on the surface of the gold coin as a unique identification pattern is performed by first magnifying the surface of the gold coin as a first magnification and determined to be a machining method in which micropores are present.
  • the second magnification can be taken at a higher second magnification to read the intaglio pattern.
  • One of the ink pattern and the intaglio pattern may be formed on the surface of the gold coin, or both the ink pattern and the intaglio pattern may be formed on the surface of the gold coin.
  • both the ink pattern and the intaglio pattern are formed on the surface of the gold coin, both the ink pattern and the intaglio pattern are formed on the same surface of the gold coin, or the ink pattern and the intaglio pattern are formed on different surfaces of the gold coin. Each may be formed separately.
  • the intaglio pattern is formed between the ink pattern and the larger the gold value, the smaller the size of the intaglio pattern located between the ink pattern Or increased in number.
  • the electronic money issuing process may include: reading, by the electronic money management server, a unique identification pattern formed on a surface of a received gold coin; And extracting, by the electronic money management server, the electronic money address assigned to the registered string matching the read unique identification pattern, and recording the electronic money address corresponding to the market value of the received gold coins in the extracted electronic money address. It may include.
  • the electronic money storage process records an electronic money corresponding to a market value of a gold coin received in the electronic money field, and adds a gold coin to the owner information field.
  • the owner's information is recorded, and when the transfer of issued electronic money occurs, the transferred owner information can be updated and stored in the owner field.
  • FIG. 1 is a block diagram of a system for issuing electronic money through gold coins in accordance with an embodiment of the present invention.
  • Figure 2 is an illustration of a gold coin in accordance with an embodiment of the present invention.
  • 3 is a DB example in which a registration string is assigned for each unique identification pattern according to an embodiment of the present invention.
  • Figure 4 is a flow chart illustrating a method for issuing electronic money through gold coins in accordance with an embodiment of the present invention.
  • FIG. 5 is a detailed flowchart of reading a unique identification pattern according to an embodiment of the present invention.
  • FIG. 6 is an example in which an electronic money address is generated and stored in a DB according to an embodiment of the present invention.
  • FIG. 7 is an exemplary configuration of a field recorded in an electronic money address according to an embodiment of the present invention.
  • FIG. 1 is a block diagram of an electronic money issuing system through a gold coin recognition according to an embodiment of the present invention
  • Figure 2 is an illustration of a gold coin according to an embodiment of the present invention
  • Figure 3 is inherent in accordance with an embodiment of the present invention This is an example of DB where a registration string is assigned for each identification pattern.
  • the present invention is an electronic banking service combining traditional forging manufacturing, chemical / mechanical engineering and information and communication technology.
  • a unique identification pattern which is a code, is inserted into a gold coin weighing 375g (one-dollar) made of 100% pure gold, and this unique identification pattern becomes a medium for connecting analog to digital.
  • the actual gold coin is converted into electronic money (DON unit).
  • the issued electronic money can be used for commerce (remittance of electronic money, payment / purchase of goods, etc.) regardless of nationality.
  • the electronic money issuing system through gold coin recognition is a gold coin patterned with a unique identification pattern (hereinafter referred to as 'gold coin'), wired and wireless communication network 100, general purpose terminal 200, electronic money management server 300 It may include.
  • a gold coin is a coin made of gold having a unique identification pattern formed on its surface, and is a gold coin weighing 375g (one don) based on 100% pure gold.
  • invisible unique identification patterns are formed that are invisible to the human, thereby making the value of the gold coins themselves identifiable.
  • the pattern shape of the unique identification pattern is different (difference in the amount of processing information), and the pattern shape should be formed so as not to overlap.
  • the unique identification pattern is formed through at least one of chemical techniques and machining methods.
  • Formation of the unique identification pattern on the surface of the gold coin by chemical technique is to spray the fluorescent ink on the surface of the gold coin to form a unique identification pattern of the unique ink pattern pattern.
  • the micro size of this intaglio is based on the minimum micro size.
  • the unique identification pattern formation technique can be selected by one method, but two techniques can be processed in parallel to improve the accuracy and security.
  • any of the ink pattern and the intaglio pattern on the surface of the gold coin One can be formed.
  • both an ink pattern pattern and an intaglio pattern may be formed on the surface of the gold coin, and different surfaces of the gold coin are shown in FIG. 2 (c).
  • the ink pattern and the intaglio pattern may be formed separately, or both the ink pattern and the intaglio pattern may be formed on the same surface of the gold coin as shown in FIG.
  • the intaglio pattern is formed between the ink pattern patterns, and the number of the intaglio pattern patterns positioned between the ink pattern patterns for gold coins having a high market value Can be formed to be large.
  • Gold coins with a higher market value are formed by combining ink pattern patterns and intaglio patterns on one and the same surface for security, and increasing the number of intaglio patterns located between the ink pattern patterns.
  • the wired / wireless communication network 100 is a communication network supporting wired communication or wireless communication between the general purpose terminal 200 and the electronic money management server 300.
  • a wireless mobile communication network including a base transceiver station (BTS), a mobile switching center (MSC), and a home location register (HLR) is provided. Data communication can be used.
  • BTS base transceiver station
  • MSC mobile switching center
  • HLR home location register
  • Data communication can be used.
  • the wired / wireless communication network 100 when the wired / wireless communication network 100 is implemented as a wired communication network, it may be implemented as a network communication network, and data communication may be performed according to an Internet protocol such as Transmission Control Protocol / Internet Protocol (TCP / IP).
  • TCP / IP Transmission Control Protocol / Internet Protocol
  • the general-purpose terminal 200 is a device that has a camera and photographs the surface of the gold coin to read a unique identification pattern formed on the surface of the gold coin.
  • the drawing shows a smartphone, not only the smartphone but also a desktop PC and a tablet are shown.
  • the PC may be a tablet PC, a slate PC, a notebook computer, a personal digital assistant (PDA), a portable multimedia player (PMP), or the like.
  • PDA personal digital assistant
  • PMP portable multimedia player
  • the terminal to which the name can be applied is not limited to the above-described type, and may include all terminals capable of communicating with an external device.
  • the electronic money management server 300 has the same configuration as a conventional web server in hardware, and is implemented through various types of languages such as C, C ++, Java, Visual Basic, Visual C, etc. in software. Contains program modules that function.
  • the server hardware may be implemented by using various web server programs provided according to operating systems such as DOS, Windows, Linux, Unix, and Mac OS. Can be.
  • the electronic money management server 300 reads the unique identification pattern received from the general-purpose terminal 200, and determines whether a registration string matching the read unique identification pattern is registered in the database. When the registration string matching the unique identification pattern is registered in the database, a unique electronic money address is generated and assigned to the unique identification pattern to be read, and the generated electronic money address is provided to the general-purpose terminal 200. .
  • the electronic money corresponding to the market value of the gold coin received is issued to the electronic money address assigned to the gold coin.
  • a unique registration string is registered for each unique identification pattern as shown in FIG. 3.
  • the pattern shape of the unique identification pattern is different (difference in the amount of processing information), and the pattern shape should not overlap, and such registered strings are unique, for example, 30-digit alphanumeric combinations.
  • the database is recorded in a storage medium, which includes an SSD drive, a solid state drive, a flash memory, a compact flash card, a secure digital card, and a smart card. ), A MMC card (Multi-Media Card) or a memory stick (Memory Stick), such as a module capable of input and output may be provided inside the device, or may be provided in a separate device.
  • FIG. 4 is a flowchart illustrating a method of issuing electronic money through gold coin recognition according to an embodiment of the present invention
  • FIG. 5 is a detailed flowchart of reading a unique identification pattern according to an embodiment of the present invention
  • FIG. 7 is an exemplary configuration of a field recorded in an electronic money address according to an embodiment of the present invention.
  • the general terminal 200 photographs a gold coin processed with a unique identification pattern on its surface to read a unique identification pattern formed on the surface of the gold coin.
  • the unique identification pattern is read (S410) and the unique identification pattern is read from the surface of the gold coin, the universal terminal 200 transmits the unique identification pattern to be read to the electronic money management server 300.
  • the transmission process (S420) and the electronic money management server 300 reads the received unique identification pattern, the registration determination process for determining whether the registration string matching the read unique identification pattern is registered in the database (S430) ), And the electronic money management server 300, if the registered string matching the unique identification pattern is registered in the database, it generates a unique electronic money address and assigns it to the unique identification pattern to be read.
  • the unique identification pattern reading process (S410) is a process in which the general-purpose terminal 200 reads the unique identification pattern formed on the surface of the gold coin by photographing the gold coin processed with the unique identification pattern on the surface.
  • An invisible unique identification pattern is formed on the surface of the gold coin, and it is possible to identify the value of the gold coin itself through the unique identification pattern.
  • the pattern shape of the unique identification pattern differs according to each technique (chemical / machining) (difference in the amount of processing information), and the pattern shape is formed so as not to overlap.
  • the unique identification pattern is formed through at least one of chemical techniques and machining methods.
  • Formation of the unique identification pattern on the surface of the gold coin by chemical technique is to spray the fluorescent ink on the surface of the gold coin to form a unique identification pattern of the unique ink pattern pattern.
  • the micro size of this intaglio is based on the minimum micro size.
  • the unique identification pattern formation technique can be selected by one method, but two techniques can be processed in parallel to improve the accuracy and security.
  • any of the ink pattern and the intaglio pattern on the surface of the gold coin can be formed.
  • both an ink pattern pattern and an intaglio pattern may be formed on the surface of the gold coin, and different surfaces of the gold coin are shown in FIG. 2 (c).
  • the ink pattern and the intaglio pattern may be formed separately, or both the ink pattern and the intaglio pattern may be formed on the same surface of the gold coin as shown in FIG.
  • the intaglio pattern is formed between the ink pattern patterns, and the larger the gold value of the gold coin, the size of the intaglio pattern pattern positioned between the ink pattern patterns It can be formed to be smaller or the number is larger.
  • Gold coins with high market value are formed by combining ink pattern patterns and intaglio patterns on the same surface for security, and reducing the size or increasing the number of intaglio patterns located between the ink pattern patterns. .
  • the unique identification pattern is formed of an ink pattern pattern and / or an intaglio pattern pattern as described above, when the unique identification pattern is formed of an ink pattern pattern, when the unique identification pattern is formed of an intaglio pattern pattern, the reading methods are different.
  • the process of reading the unique identification pattern (S410) will be described with reference to FIG. 5. If it is determined that the shape of the gold coin being photographed and read (S411) is circular (S412), the process of reading the unique identification pattern is terminated. Have a process. If it is determined whether the reflector input to the image information photographed through the general-purpose terminal 200 is a round circle / rectangle (S412) or not, it is immediately excluded from recognition.
  • the gold coin read is in a circular shape consistent with the server database information, it is determined whether the unique identification pattern formed on the surface of the gold coin is formed by a chemical technique, and when the chemical technique is determined, the ink pattern pattern formed on the surface of the gold coin is uniquely identified. It has a process of reading as a pattern.
  • the method is performed by chemical technique by irradiating special light on the surface of the gold coin (S413) to determine whether or not ink reflection light exists (S414).
  • the ink pattern is extracted as the unique identification pattern when the ink reflection light exists.
  • the unique identification pattern formed on the surface of the gold coin is formed by the machining method, and when it is determined by the machining method, the intaglio pattern formed on the surface of the gold coin is read as the unique identification pattern.
  • determining whether the unique identification pattern formed on the surface of the gold coin is formed by the machining method is to enlarge the recognition of the surface of the gold coin to be photographed (S416) to determine whether there are micropores having a predetermined size or less micro diameter (S417). Determine whether it is formed by machining.
  • reading the intaglio pattern formed on the surface of the gold coin as the unique identification pattern is performed by first magnifying the surface of the gold coin at a first magnification (for example, 2 times) (S416), where micropores are present. If it is determined by the machining method (S417), the surface of the gold coin is magnified at a second magnification (for example, 5 times) higher than the first magnification (S418) to extract the intaglio pattern as a unique identification pattern (S419). can do.
  • the unique identification pattern transmission process (S420) is a process in which the universal terminal 200 transmits the read unique identification pattern to the electronic money management server 300 when the unique identification pattern is read from the photographed gold coin surface.
  • the registration determination process (S430) is a process in which the electronic money management server 300 reads the received unique identification pattern and determines whether a registration string matching the read unique identification pattern is registered in the database. If the registration string does not exist in the database, it is treated as unauthorized and illegal gold coins.
  • a unique electronic money address is generated to generate the electronic money in the first pattern. It generates and stores as an address, and informs the universal terminal 200 of the recognition success and the generated electronic money address.
  • This electronic money address becomes, for example, a unique memory address in a 25-digit redundant storage. Therefore, unique information can be recorded for each memory address serving as an electronic money address.
  • the electronic money management server 300 allocates the electronic money corresponding to the market value of the gold coin to the gold coin. It is a process of issuing to an electronic money address. In other words, when a gold coin read and registered by the issuer is physically deposited, the electronic money management server 300 reads the gold coin to an already generated address (or the electronic money management server 300 recognizes and generates it in the gold coin deposit step). Issue electronic money GLD.
  • the electronic money issuing process (S450), the electronic money management server 300, the process of reading the unique identification pattern formed on the surface of the gold coins received (S451), and the registration string matching the read unique identification pattern Extracting the assigned electronic money address, and recording the electronic money corresponding to the market value of the received gold coins in the extracted electronic money address (S452). For example, if the amount of gold coins received is 1 money, the electronic money address corresponding to the market value of 1 money is recorded in the electronic money address. If the amount of gold money is 2 money, the electronic money is extracted from the electronic money corresponding to the market value of 2 money. It records in the money address, and if the received gold coin is 3 money, the electronic money corresponding to the market value of 3 money is extracted in the electronic money address.
  • the electronic money address may include an electronic money field in which electronic money is recorded, and an owner field in which a gold coin owner is recorded.
  • the electronic money storage process records the electronic money corresponding to the market value of the gold coins put in the electronic money field, and records the information of the owner wearing the gold coins in the owner field.

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Testing Of Coins (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Credit Cards Or The Like (AREA)

Abstract

Un mode de réalisation de la présente invention peut comprendre : un processus de lecture de motif d'identification unique dans lequel un terminal polyvalent photographie une pièce d'or ayant un motif d'identification unique traité sur sa surface et lit le motif d'identification unique formé sur la surface de la pièce d'or; un processus de transmission de motif d'identification unique dans lequel, lorsque le motif d'identification unique est lu à partir de la surface de la pièce d'or photographiée, le terminal polyvalent transmet le motif d'identification unique lu à un serveur de gestion d'argent électronique; un processus de détermination d'enregistrement dans lequel le serveur de gestion d'argent électronique lit le motif d'identification unique reçu et détermine si une chaîne d'enregistrement correspondant au motif d'identification unique lu est enregistrée dans une base de données; un processus de fourniture d'adresse d'argent électronique dans lequel, lorsque la chaîne d'enregistrement correspondant au motif d'identification unique est enregistrée dans la base de données, le serveur de gestion d'argent électronique génère une adresse d'argent électronique unique, attribue celle-ci au motif d'identification unique lu et mémorise celle-ci et fournit l'adresse d'argent électronique générée au terminal polyvalent; et un processus d'émission d'argent électronique dans lequel, lorsque la pièce d'or lue par le terminal polyvalent est réellement reçue, le serveur de gestion d'argent électronique émet l'argent électronique correspondant à la valeur du marché de la pièce d'or reçue à l'adresse d'argent électronique attribuée à la pièce d'or.
PCT/KR2019/008309 2018-07-10 2019-07-05 Procédé d'émission d'argent électronique au moyen d'une reconnaissance de pièces d'or WO2020013535A1 (fr)

Priority Applications (2)

Application Number Priority Date Filing Date Title
CN201980044869.7A CN112424809B (zh) 2018-07-10 2019-07-05 通过金币识别的电子货币发行方法
JP2021521929A JP7288642B2 (ja) 2018-07-10 2019-07-05 金貨認識による電子マネー発行方法

Applications Claiming Priority (2)

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KR1020180079823A KR101951794B1 (ko) 2018-07-10 2018-07-10 금화인식을 통한 전자화폐 발행 방법
KR10-2018-0079823 2018-07-10

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WO2020013535A1 true WO2020013535A1 (fr) 2020-01-16

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