WO2019179160A1 - 用于货币兑换的方法、装置和服务器 - Google Patents
用于货币兑换的方法、装置和服务器 Download PDFInfo
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- WO2019179160A1 WO2019179160A1 PCT/CN2018/117912 CN2018117912W WO2019179160A1 WO 2019179160 A1 WO2019179160 A1 WO 2019179160A1 CN 2018117912 W CN2018117912 W CN 2018117912W WO 2019179160 A1 WO2019179160 A1 WO 2019179160A1
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- order
- request
- currency exchange
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- refund
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Definitions
- the present application relates to the field of network technologies, and more particularly to a method, apparatus and server for currency exchange.
- the foreign currency exchange system After the user completes the payment, the foreign currency exchange system notifies the foreign currency exchange company that the user has paid, and then the foreign currency exchange The company informs the user that the banknote can be dispensed at the outlet, and the user completes the banknote collection at the outlet. If the user chooses not to withdraw money, the user initiates a refund on the mobile APP, and the foreign currency exchange system notifies the foreign currency exchange company that the user has placed a refund, and the foreign currency exchange company refunds the refund to the user, and the foreign currency exchange system refunds the user.
- the current process of currency exchange may be asynchronous or there may be communication delays due to the interaction between the foreign currency exchange system and the foreign currency exchange company system. If the user clicks the refund while withdrawing money outside the counter, the refund may be successful, and the foreign exchange company may bring the refund. Loss of funds.
- the purpose of the present application is to provide a method, apparatus and server for currency exchange, which can prevent a user from selecting a refund for money loss caused by a money exchange company while collecting money.
- a method for currency exchange comprising:
- the order status of the currency exchange order is modified to the withdraw status, and the order status modification request is used to request that the currency be exchanged for the order when the user arrives at the cash withdrawal counter and does not withdraw the money.
- the order status is changed to the status of the withdrawal;
- the first notification information is used to notify the currency exchange server that the order status of the currency exchange order is the withdrawn state, and the currency exchange system server is configured to The refund request for the client is rejected when the order status of the currency exchange order is the withdrawal status.
- a method for user currency exchange including:
- the request for refund is sent to the money exchange company server;
- the state is a state in which the currency exchange company server modifies the currency exchange order upon receiving the order status modification request, and the order status modification request is used to request that the currency be exchanged when the user arrives at the cash withdrawal counter and does not withdraw the money.
- the order status of the order is modified to the withdrawn state, and the second notification information is used to notify the request that the refund request is rejected by the money exchange company server.
- an apparatus for currency exchange comprising:
- the processing unit if receiving the order status modification request, modifying the order status of the currency exchange order to the withdraw status, the order status modification request for requesting the currency to be received when the user arrives at the cash withdrawal counter and does not withdraw the money
- the order status of the redemption order is changed to the withdrawal status
- the transceiver unit sends the first notification information to the currency exchange system server, where the first notification information is used to notify the currency exchange server that the order status of the currency exchange order is the withdrawn state, and the currency exchange system server is used for The request for refund of the request sent by the client is rejected when the order status of the currency exchange order is the withdrawn state.
- an apparatus for currency exchange comprising:
- the sending unit if it is determined to accept the application refund request sent by the client, sends the request for refund request to the money exchange company server;
- the cash withdrawal status is a state in which the currency exchange company server modifies the currency exchange order upon receiving the order status modification request, and the order status modification request is used to request that the user arrive at the cash withdrawal counter and not withdraw the money.
- the order status of the currency exchange order is modified to the withdrawn state, and the second notification information is used to notify the request that the refund request is rejected by the money exchange company server.
- a currency exchange company server including:
- a memory arranged to store computer executable instructions that, when executed, use the processor to perform the following operations:
- the order status of the currency exchange order is modified to the withdraw status, and the order status modification request is used to request that the currency be exchanged for the order when the user arrives at the cash withdrawal counter and does not withdraw the money.
- the order status is changed to the status of the withdrawal;
- the first notification information is used to notify the currency exchange server that the order status of the currency exchange order is the withdrawn state, and the currency exchange system server is configured to The refund request for the client is rejected when the order status of the currency exchange order is the withdrawal status.
- a currency exchange system server including:
- a memory arranged to store computer executable instructions that, when executed, use the processor to perform the following operations:
- the request for refund is sent to the money exchange company server;
- the state is a state in which the currency exchange company server modifies the currency exchange order upon receiving the order status modification request, and the order status modification request is used to request that the currency be exchanged when the user arrives at the cash withdrawal counter and does not withdraw the money.
- the order status of the order is modified to the withdrawn state, and the second notification information is used to notify the request that the refund request is rejected by the money exchange company server.
- a seventh aspect a computer readable medium storing one or more programs, the one or more programs being executed when executed by a currency exchange company server including a plurality of applications
- the currency exchange company server does the following:
- the order status of the currency exchange order is modified to the withdraw status, and the order status modification request is used to request that the currency be exchanged for the order when the user arrives at the cash withdrawal counter and does not withdraw the money.
- the order status is changed to the status of the withdrawal;
- the first notification information is used to notify the currency exchange server that the order status of the currency exchange order is the withdrawn state, and the currency exchange system server is configured to The refund request for the client is rejected when the order status of the currency exchange order is the withdrawal status.
- a computer readable medium storing one or more programs, the one or more programs, when executed by a currency exchange system server including a plurality of applications, causes the The currency exchange system server does the following:
- the request for refund is sent to the money exchange company server;
- the state is a state in which the currency exchange company server modifies the currency exchange order upon receiving the order status modification request, and the order status modification request is used to request that the currency be exchanged when the user arrives at the cash withdrawal counter and does not withdraw the money.
- the order status of the order is modified to the withdrawn state, and the second notification information is used to notify the request that the refund request is rejected by the money exchange company server.
- the embodiment of the present application changes the order status of the order status of the currency exchange order to the state of the withdrawn state when the user is requested to request that the user arrive at the cash withdrawal counter and does not withdraw the money.
- the order status of the currency exchange order is modified to the withdrawn status, and the order status of the currency exchange system server currency exchange order is notified to the withdraw status by sending a first notification message to the currency exchange system server.
- the order status of the currency exchange order has been modified to the state of the withdrawal of the money and synchronized to the currency exchange system server during the actual banknote withdrawal, so even if the user is in the process of actually collecting the money, the money is exchanged.
- the redemption server sends a request for a refund, and the request for refund will also be rejected, thereby preventing the user from requesting a refund for the money exchange company to withdraw money.
- FIG. 1 is a schematic diagram of an order status of a currency exchange order in accordance with an embodiment of the present application.
- FIG. 2 is a schematic flow diagram of a method for currency exchange in accordance with one embodiment of the present application.
- FIG. 3 is a schematic flow chart of a method for currency exchange in accordance with another embodiment of the present application.
- FIG. 4 is a block diagram showing the structure of a money exchange company server in accordance with one embodiment of the present application.
- FIG. 5 is a schematic structural diagram of a currency exchange system server according to another embodiment of the present application.
- FIG. 6 is a schematic structural diagram of an apparatus for currency exchange according to an embodiment of the present application.
- FIG. 7 is a schematic structural diagram of an apparatus for currency exchange according to an embodiment of the present application.
- the order status of the currency exchange order at each stage in the embodiment of the present application is first introduced herein.
- the order status includes an initial status, an confirmed status, a paid status, a dispensed status, a withdrawal status, a timeout unclaim status, a refund status, a refund status, and a failure status.
- the initial state after the user selects a currency on the mobile phone client and places an order, the currency exchange system server generates a currency exchange order.
- Confirmed status The currency exchange company server received the order request and confirmed that the user can place the order normally.
- Paid Status The user pays the currency exchange order.
- Balanced status The currency exchange company completes the dispensing of money for the user.
- Withdraw status The user goes to the currency exchange company to complete the withdrawal.
- Timeout not withdrawal status The user did not withdraw money from the currency exchange company at the specified time, and did not request a refund within the specified time.
- Request a refund status The user requests a refund after the payment is successful and before the withdrawal.
- Refund status The currency exchange system has been refunded to the user.
- Failure status The currency exchange company server confirms that the user cannot place the order normally, the user fails to pay, fails to dispense the user, and fails to collect the money.
- FIG. 2 is a flow chart of a method for currency redemption in accordance with one embodiment of the present application.
- the method of Figure 2 is performed by a device for currency exchange.
- the order status of the currency exchange order is modified to the withdraw status, and the order status modification request is used to request that the user arrive at the cash withdrawal counter.
- the order status of the currency exchange order is changed to the state of the withdrawal.
- the method of the embodiment of the present application requires the following rules to be agreed in advance: (1) The staff of the currency exchange company needs to modify the order status when the user arrives at the cash withdrawal counter and does not withdraw the money (2) the currency exchange company The staff member must provide the banknote collection service to the user when the order status of the currency exchange order is the withdrawal status.
- the order status of the currency exchange order is modified to the withdraw status, including: if it is determined that the order status modification request is received, the order status of the currency exchange order is the state of the dispensed state. , the order status of the currency exchange order is changed from the state of the dispensed bank to the state of the withdrawn banknote.
- the order status of the rejected currency exchange order is modified to the withdraw status.
- the pre-status check is performed first, and if the rule is met, the order status is modified, otherwise the order status is not modified. This ensures that the funds of the user and the currency exchange company are not lost.
- the order status of the currency exchange order is one of the initial status, the confirmed status, the paid status, the refund status, the refunded status, and the failed status when the order status modification request is received
- the order status is modified, and the order status is changed from the dispensed status to the withdrawn status only when the order status of the currency exchange order has been dispensed when the order status modification request is received, and the currency exchange company can be prevented from being
- the order status is changed to the state of the withdrawal of the banknotes, resulting in loss of assets to the user caused by the fact that the user cannot obtain the banknotes.
- the order status of the currency exchange order is the refunded status when the order status modification request is received
- the order status is modified to the state of the withdrawal, that is, if the refund is given to the user, the user is not allowed to collect the money.
- the user will not be provided with a money-collecting service, which can avoid the loss of assets brought by the money exchange company after the user refunds the money.
- the first notification information is sent to the currency exchange system server, the first notification information is used to notify the currency exchange server that the order status of the currency exchange order is the withdrawn state, and the currency exchange system server The request for refund of the request sent by the client is rejected when the order status of the currency exchange order is the withdrawn state.
- the method shown in FIG. 2 further includes: determining that the order status of the currency exchange order is the withdraw status when receiving the request for refund of the request sent by the currency exchange system server, then determining Refusing to apply for a refund request; sending a second notification message to the currency exchange system server, the second notification message being used to notify the currency exchange system server that the refund request is rejected. Since the order status is modified to the state of withdrawal when the user arrives at the cash withdrawal counter and does not withdraw the money, the order status of the currency exchange order is already in the state of withdrawal when the user actually withdraws the money, even in this process. Receiving the request for refund of the money sent by the currency exchange system server, the refund request for the application will also be rejected, which can prevent the user from claiming the refund of the assets lost to the currency exchange company while withdrawing the money.
- FIG. 3 is a flow chart of a method for currency exchange in accordance with another embodiment of the present application.
- the method of Figure 3 is performed by a device for currency exchange, and the means for currency exchange may be, for example, a currency exchange system server.
- the request for refund is sent to the money exchange company server.
- the order status of the currency exchange order is the state of the dispensed state or the paid state when the request for refund is received, it is determined to accept the request for refund.
- accepting the request for refund of the request sent by the client means allowing the user to apply for a refund, but whether the refund can be finally given to the user depends on the information returned by the money exchange company.
- the method shown in FIG. 2 further includes: receiving first notification information sent by a money exchange company server, where the first notification information is used to notify the order status of the money exchange order that the money withdrawal status is;
- the first notification information is used to notify the order status of the money exchange order that the money withdrawal status is;
- receiving second notification information sent by the money exchange company server where the second notification information is sent by the redemption company server when the order status of the currency exchange order is the withdrawn state when receiving the request for refund request
- the cash withdrawal status is a state in which the currency exchange company server modifies the currency exchange order upon receiving the order status modification request, and the order status modification request is used to request that when the user arrives at the cash withdrawal counter and does not withdraw money
- the order status of the currency exchange order is modified to the withdrawn state, and the second notification information is used to notify the request that the refund request is rejected by the money exchange company server.
- the money exchange company server after receiving the second notification information sent by the money exchange company server, confirming that the user's application refund request is rejected by the currency exchange company server, sending a notification to the client requesting the refund request The client requests notification information that the refund request is rejected, so that the user is notified that the refund is unsuccessful.
- the exchange company server if the exchange company server receives the request for refund request, the order status of the currency exchange order is not the state of withdrawal, for example, the state of the dispensed money, the exchange company server to the currency exchange system The server sends a notification message requesting that the refund request be accepted, and after receiving the notification information, the redemption system server refunds the refund to the user who applied for the refund.
- the money exchange company server after the money exchange system server sends a request for refund to the money exchange company server, if the money exchange company server determines that the order status of the currency exchange order is received when the request for refund is received In the banknote status, the money exchange company server will reject the request for refund and send a second notification message to the currency exchange system server requesting that the refund request be rejected, thereby causing the currency exchange system server to reject the user's refund request.
- the currency exchange system server Since the order status of the currency exchange order is modified to the state of withdrawal after the user actually withdraws the money, even if the user actually sends the money, the currency exchange system server sends a request for refund to the money exchange company server, the application The refund request will also be rejected, so as to avoid the loss of funds caused by the user's request for a refund and the successful refund of the application due to the user's request for a refund.
- the currency exchange company server includes a processor, optionally including an internal bus, a network interface, and a memory.
- the memory may include a memory, such as a high-speed random access memory (RAM), and may also include a non-volatile memory, such as at least one disk memory.
- the currency exchange company server may also include the hardware needed for other businesses.
- the processor, network interface, and memory can be interconnected by an internal bus, which can be an Industry Standard Architecture (ISA) bus, a Peripheral Component Interconnect (PCI) bus, or an extended industry standard. Extended Industry Standard Architecture (EISA) bus, etc.
- ISA Industry Standard Architecture
- PCI Peripheral Component Interconnect
- EISA Extended Industry Standard Architecture
- the bus can be divided into an address bus, a data bus, a control bus, and the like. For ease of representation, only one double-headed arrow is shown in Figure 4, but it does not mean that there is only one bus or one type of bus.
- the program can include program code, the program code including computer operating instructions.
- the memory can include both memory and non-volatile memory and provides instructions and data to the processor.
- the processor reads the corresponding computer program from the non-volatile memory into memory and then runs, forming a device for currency exchange at a logical level.
- the processor executes the program stored in the memory and is specifically used to perform the following operations:
- the order status of the currency exchange order is modified to the withdraw status, and the order status modification request is used to request that the currency be exchanged for the order when the user arrives at the cash withdrawal counter and does not withdraw the money.
- the order status is changed to the status of the withdrawal;
- the first notification information is used to notify the currency exchange server that the order status of the currency exchange order is the withdrawn state, and the currency exchange system server is configured to The refund request for the client is rejected when the order status of the currency exchange order is the withdrawal status.
- the method described above for the apparatus for currency exchange disclosed in the embodiment shown in FIG. 2 of the present application may be applied to a processor or implemented by a processor.
- the processor may be an integrated circuit chip with signal processing capabilities.
- each step of the above method may be completed by an integrated logic circuit of hardware in a processor or an instruction in a form of software.
- the above processor may be a general-purpose processor, including a central processing unit (CPU), a network processor (NP), etc.; or may be a digital signal processor (DSP), dedicated integration.
- ASIC Application Specific Integrated Circuit
- FPGA Field-Programmable Gate Array
- other programmable logic device discrete gate or transistor logic device, discrete hardware component.
- the general purpose processor may be a microprocessor or the processor or any conventional processor or the like.
- the steps of the method disclosed in the embodiments of the present application may be directly implemented by the hardware decoding processor, or may be performed by a combination of hardware and software modules in the decoding processor.
- the software module can be located in a conventional storage medium such as random access memory, flash memory, read only memory, programmable read only memory or electrically erasable programmable memory, registers, and the like.
- the storage medium is located in the memory, and the processor reads the information in the memory and combines the hardware to complete the steps of the above method.
- the currency exchange company server of the present application does not exclude other implementation methods, such as logic devices or software and hardware combinations, etc., that is, the execution body of the following processing flow is not limited to each logic.
- the unit can also be hardware or logic.
- the embodiment of the present application further provides a computer readable storage medium storing one or more programs, the one or more programs including instructions, when the instructions are included in a currency exchange company including multiple applications
- the money exchange company server can execute the method of the embodiment shown in FIG. 2, and is specifically used to perform the following methods:
- the order status of the currency exchange order is modified to the withdraw status, and the order status modification request is used to request that the currency be exchanged for the order when the user arrives at the cash withdrawal counter and does not withdraw the money.
- the order status is changed to the status of the withdrawal;
- the first notification information is used to notify the currency exchange server that the order status of the currency exchange order is the withdrawn state, and the currency exchange system server is configured to The refund request for the client is rejected when the order status of the currency exchange order is the withdrawal status.
- the currency exchange system server includes a processor, optionally including an internal bus, a network interface, and a memory.
- the memory may include a memory, such as a high-speed random access memory (RAM), and may also include a non-volatile memory, such as at least one disk memory.
- the currency exchange system server may also include hardware required for other services.
- the processor, network interface, and memory can be interconnected by an internal bus, which can be an Industry Standard Architecture (ISA) bus, a Peripheral Component Interconnect (PCI) bus, or an extended industry standard. Extended Industry Standard Architecture (EISA) bus, etc.
- ISA Industry Standard Architecture
- PCI Peripheral Component Interconnect
- EISA Extended Industry Standard Architecture
- the bus can be divided into an address bus, a data bus, a control bus, and the like. For ease of representation, only one double-headed arrow is shown in Figure 5, but it does not mean that there is only one bus or one type of bus.
- the program can include program code, the program code including computer operating instructions.
- the memory can include both memory and non-volatile memory and provides instructions and data to the processor.
- the processor reads the corresponding computer program from the non-volatile memory into memory and then runs, forming a device for currency exchange at a logical level.
- the processor executes the program stored in the memory and is specifically used to perform the following operations:
- the request for refund is sent to the money exchange company server;
- the state is a state in which the currency exchange company server modifies the currency exchange order upon receiving the order status modification request, and the order status modification request is used to request that the currency be exchanged when the user arrives at the cash withdrawal counter and does not withdraw the money.
- the order status of the order is modified to the withdrawn state, and the second notification information is used to notify the request that the refund request is rejected by the money exchange company server.
- the method described above for the apparatus for currency exchange disclosed in the embodiment shown in FIG. 3 of the present application may be applied to a processor or implemented by a processor.
- the processor may be an integrated circuit chip with signal processing capabilities.
- each step of the above method may be completed by an integrated logic circuit of hardware in a processor or an instruction in a form of software.
- the above processor may be a general-purpose processor, including a central processing unit (CPU), a network processor (NP), etc.; or may be a digital signal processor (DSP), dedicated integration.
- ASIC Application Specific Integrated Circuit
- FPGA Field-Programmable Gate Array
- other programmable logic device discrete gate or transistor logic device, discrete hardware component.
- the general purpose processor may be a microprocessor or the processor or any conventional processor or the like.
- the steps of the method disclosed in the embodiments of the present application may be directly implemented by the hardware decoding processor, or may be performed by a combination of hardware and software modules in the decoding processor.
- the software module can be located in a conventional storage medium such as random access memory, flash memory, read only memory, programmable read only memory or electrically erasable programmable memory, registers, and the like.
- the storage medium is located in the memory, and the processor reads the information in the memory and combines the hardware to complete the steps of the above method.
- the currency exchange system server of the present application does not exclude other implementation methods, such as a logic device or a combination of software and hardware, etc., that is, the execution body of the following processing flow is not limited to each logic.
- the unit can also be hardware or logic.
- the embodiment of the present application further provides a computer readable storage medium storing one or more programs, the one or more programs including instructions, when the instructions are included in a currency exchange system of a plurality of applications
- the currency exchange system server can be executed by the method of the embodiment shown in FIG. 2, and is specifically configured to perform the following methods:
- the request for refund is sent to the money exchange company server;
- the state is a state in which the currency exchange company server modifies the currency exchange order upon receiving the order status modification request, and the order status modification request is used to request that the currency be exchanged when the user arrives at the cash withdrawal counter and does not withdraw the money.
- the order status of the order is modified to the withdrawn state, and the second notification information is used to notify the request that the refund request is rejected by the money exchange company server.
- FIG. 6 is a schematic structural diagram of an apparatus for currency exchange according to an embodiment of the present application.
- the apparatus 600 for user currency exchange may include: a processing unit 601, and a transceiver unit 602, where
- the processing unit 601 if receiving the order status modification request, modifying the order status of the currency exchange order to the withdraw status, the order status modification request for requesting that the user enters the cash withdrawal counter and does not withdraw the money
- the order status of the currency exchange order is changed to the withdrawn state
- the transceiver unit 602 sends the first notification information to the currency exchange system server, where the first notification information is used to notify the currency exchange server that the order status of the currency exchange order is the withdrawn state, and the currency exchange system server uses The request for refund of the request sent by the client is rejected when the order status of the currency exchange order is the withdrawn state.
- the apparatus for currency exchange upon receiving an order status modification request for requesting that the order status of the money redemption order is changed to the withdrawn state when the user arrives at the cash withdrawal counter and the banknote is not picked up, Modifying the order status of the currency exchange order to the withdrawn status, and notifying the currency exchange system server that the order status of the currency exchange order is the withdrawn state by sending the first notification information to the currency exchange system server, so that the user actually collects the money
- the order status of the currency exchange order has been modified to the withdraw status and synchronized to the currency exchange system server, so even if the user sends a request for refund request to the currency exchange server during the actual banknote withdrawal process, the request for refund request It will also be rejected, thus avoiding the loss of funds that the user will apply for a refund to the currency exchange company while withdrawing money.
- processing unit 601 the processing unit 601:
- the order status of the currency exchange order is the state of being dispensed when the order status modification request is received, the order status of the currency exchange order is changed from the state of being dispensed to the state of being withdrawn.
- processing unit 601 the processing unit 601:
- the order status of the currency exchange order is refused to be changed to the withdraw status.
- the processing unit 601 if the order status of the currency exchange order is the withdrawn state when receiving the request for refund of the request sent by the currency exchange system server, determining to reject the Request a refund request;
- the transceiver unit 602 sends second notification information to the currency exchange system server, where the second notification information is used to notify the currency exchange system server that the request for refund is rejected.
- the apparatus 600 for currency exchange can also perform the method of the embodiment shown in FIG. 2 and realize the function of the apparatus for currency exchange in the embodiment shown in FIG. 2, which is not described herein again.
- FIG. 7 is a schematic structural diagram of an apparatus for currency exchange according to another embodiment of the present application.
- the apparatus 700 for currency exchange may include: a sending unit 701 and a receiving unit 702, where
- the sending unit 701 if it is determined to accept the application refund request sent by the client, sends the request for refund request to the money exchange company server;
- the receiving unit 702 receives the second notification information sent by the money exchange company server, where the second notification information is sent by the redemption company server when the order status of the currency exchange order is the withdrawn state when receiving the request for refund request
- the cash withdrawal status is a state in which the currency exchange company server modifies the currency exchange order upon receiving the order status modification request, and the order status modification request is used to request that when the user arrives at the cash withdrawal counter and does not withdraw money
- the order status of the currency exchange order is modified to the withdrawn state, and the second notification information is used to notify the request that the refund request is rejected by the money exchange company server.
- the receiving currency exchange company server receives the refund request for the money exchange order and the order status of the currency exchange order is the withdrawn state.
- the request for refund will also be rejected, so as to avoid the loss of funds caused by the user's request for a refund and the successful refund of the application due to the user's request for a refund.
- the apparatus 700 for currency exchange further includes a processing unit 703:
- the apparatus 700 for currency exchange further includes a processing unit 703;
- the receiving unit 702 is configured to receive first notification information sent by the money exchange company server, where the first notification information is used to notify that the order status of the currency exchange order is the withdrawn state;
- the processing unit 703 determines to reject the application refund request if it is determined that the receiving unit 702 receives the request for refund request and the status of the currency exchange order is the withdraw status.
- the apparatus 700 for currency exchange can also perform the method of the embodiment shown in FIG. 3 and realize the function of the apparatus for currency exchange in the embodiment shown in FIG. 3, which is not described herein again.
- the system, apparatus, module or unit set forth in the above embodiments may be implemented by a computer chip or an entity, or by a product having a certain function.
- a typical implementation device is a computer.
- the computer can be, for example, a personal computer, a laptop computer, a cellular phone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or A combination of any of these devices.
- Computer readable media includes both permanent and non-persistent, removable and non-removable media.
- Information storage can be implemented by any method or technology.
- the information can be computer readable instructions, data structures, modules of programs, or other data.
- Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read only memory. (ROM), electrically erasable programmable read only memory (EEPROM), flash memory or other memory technology, compact disk read only memory (CD-ROM), digital versatile disk (DVD) or other optical storage, Magnetic tape cartridges, magnetic tape storage or other magnetic storage devices or any other non-transportable media can be used to store information that can be accessed by a computing device.
- computer readable media does not include temporary storage of computer readable media, such as modulated data signals and carrier waves.
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Abstract
一种用于货币兑换的方法、装置和服务器，该方法包括：若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态（S202）；向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求（S204）。
Description
本申请涉及网络技术领域，更具体地涉及用于货币兑换的方法、装置和服务器。
在日常生活中，越来越多的人需要出境参加会议或者出境旅游，这就需要人们提前准备一些外币。目前货币兑换的实现方式通常需要用户通过外币兑换系统在手机应用程序(Application，APP)上购买外币，支付后去兑换公司网点取钞，如果不取钞可以选择退款。具体的流程可以描述为：用户在手机APP上下单购买外币，外币兑换系统通知外币兑换公司用户已下单买外币，在用户完成支付后，外币兑换系统通知外币兑换公司用户已支付，之后外币兑换公司通知用户已配钞可以来网点取钞，用户到网点完成取钞。如果用户选择不取钞，则用户在手机APP上发起退款，外币兑换系统通知外币兑换公司用户已下单退款，外币兑换公司确认退款给用户后，外币兑换系统退款给用户。但是目前的货币兑换的过程由于外币兑换系统和外币兑换公司系统之间的交互可能异步或者存在通信延迟，用户在柜台外取钞的同时点击退款，可能会退款成功，给外币兑换公司带来资金损失。
因此，需求一种用于货币兑换的方法，来克服上述技术问题。
发明内容
本申请的目的在于提供一种用于货币兑换的方法、装置和服务器，能够避免用户在取钞的同时选择退款给货币兑换公司带来的资金损失。
为解决上述技术问题，本申请实施例是这样实现的：
第一方面，提供了一种用于货币兑换的方法，包括：
若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已 取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态；
向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求。
第二方面，提供了一种用户货币兑换的方法，包括：
若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求；
接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接收到订单状态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币兑换公司服务器拒绝。
第三方面，提供一种用于货币兑换的装置，包括：
处理单元，若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态；
收发单元，向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求。
第四方面，提供一种用于货币兑换的装置，包括：
发送单元，若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求；
接收单元，接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接收到订单状态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币兑换公司服务器拒绝。
第五方面，提供一种货币兑换公司服务器，包括：
处理器；以及
被安排成存储计算机可执行指令的存储器，所述可执行指令在被执行时使用所述处理器执行以下操作：
若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态；
向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求。
第六方面，提供一种货币兑换系统服务器，包括：
处理器；以及
被安排成存储计算机可执行指令的存储器，所述可执行指令在被执行时使用所述处理器执行以下操作：
若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求；
接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接收到订单状 态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币兑换公司服务器拒绝。
第七方面，提供一种计算机可读介质，所述计算机可读介质存储一个或多个程序，所述一个或多个程序当被包括多个应用程序的货币兑换公司服务器执行时，使得所述货币兑换公司服务器执行以下操作：
若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态；
向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求。
第八方面，提供一种计算机可读介质，所述计算机可读介质存储一个或多个程序，所述一个或多个程序当被包括多个应用程序的货币兑换系统服务器执行时，使得所述货币兑换系统服务器执行以下操作：
若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求；
接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接收到订单状态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币兑换公司服务器拒绝。
由以上本申请实施例提供的技术方案可见，本申请实施例在接收到用 于请求在用户到达取钞柜台且未取钞时将货币兑换订单的订单状态修改为已取钞状态的订单状态修改请求时，将货币兑换订单的订单状态修改为已取钞状态，并通过向货币兑换系统服务器发送第一通知信息，通知货币兑换系统服务器货币兑换订单的订单状态为已取钞状态。根据本申请实施例的方法，用户在实际取钞的过程中货币兑换订单的订单状态已被修改为已取钞状态并同步到货币兑换系统服务器，因此即使用户在实际取钞的过程中向货币兑换服务器发送申请退款请求，该申请退款请求也会被拒绝，从而避免用户在取钞的同时申请退款给货币兑换公司带来的资金损失。
为了更清楚地说明本申请实施例或现有技术中的技术方案，下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍，显而易见地，下面描述中的附图仅仅是本申请中记载的一些实施例，对于本领域普通技术人员来讲，在不付出创造性劳动性的前提下，还可以根据这些附图获得其他的附图。
图1是根据本申请实施例的货币兑换订单的订单状态的示意图。
图2是根据本申请的一个实施例的用于货币兑换的方法的示意性流程图。
图3是根据本申请的另一个实施例的用于货币兑换的方法的示意性流程图。
图4是根据本申请的一个实施例的货币兑换公司服务器的结构示意图。
图5是根据本申请的另一个实施例的货币兑换系统服务器的结构示意图。
图6是根据本申请的一个实施例的用于货币兑换的装置的结构示意图。
图7是根据本申请的一个实施例的用于货币兑换的装置的结构示意图。
为了使本技术领域的人员更好地理解本申请中的技术方案，下面将结合本申请实施例中的附图，对本申请实施例中的技术方案进行清楚、完整地描述，显然，所描述的实施例仅仅是本申请一部分实施例，而不是全部的实施例。基于本申请中的实施例，本领域普通技术人员在没有作出创造性劳动前提下所获得的所有其他实施例，都应当属于本申请保护的范围。
为了便于理解本申请实施例，首先在此介绍本申请实施例中货币兑换订单在每个阶段的订单状态。如图1所示的，订单状态包括初始状态、已确认状态、已支付状态、已配钞状态、已取钞状态、超时未取钞状态、申请退款状态、已退款状态、失败状态。其中，初始状态：用户在手机客户端上选择一种货币并下单之后，货币兑换系统服务器生成货币兑换订单。已确认状态：货币兑换公司服务器接收到下单请求，并确认用户可以正常下单。已支付状态：用户支付货币兑换订单。已配钞状态：货币兑换公司完成为用户配钞。已取钞状态：用户到货币兑换公司完成取钞。超时未取钞状态：用户未在指定时间到货币兑换公司取钞，且未在指定时间内申请退款。申请退款状态：用户在支付成功后和取钞前申请退款。已退款状态：货币兑换系统已退款给用户。失败状态：货币兑换公司服务器确认用户不可以正常下单、用户支付失败、为用户配钞失败、取钞失败。
下面将结合图1所示的订单状态详细介绍本申请实施例的用于货币兑换的方法。
图2是根据本申请的一个实施例的用于货币兑换的方法的流程图。图2的方法由用于货币兑换的装置执行。
如图2所示出的，在S202处，若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态。
需要说明的是，本申请实施例的方法需要事先约定以下规则：(1)货币兑换公司的工作人员需要在用户到达取钞柜台且未取钞时进行订单状态 的修改(2)货币兑换公司的工作人员须在货币兑换订单的订单状态为已取钞状态时，才能为用户提供取钞服务。
可选地，在一些实施例中，在S202处，将货币兑换订单的订单状态修改为已取钞状态，包括：若确定接收到订单状态修改请求时货币兑换订单的订单状态为已配钞状态，则将货币兑换订单的订单状态由已配钞状态变更为已取钞状态。
进一步地，在一些实施例中，若确定接收到订单状态修改请求时货币兑换订单的订单状态不是已配钞状态，则拒绝货币兑换订单的订单状态修改为已取钞状态。
也就是说，在对货币兑换订单的订单状态进行修改时先进行前置状态检查，如果符合规则就对订单状态进行修改，否则不对订单状态进行修改。由此能够保证用户和货币兑换公司的资金不受损失。
举例来说，如果在接收到订单状态修改请求时货币兑换订单的订单状态为初始状态、已确认状态、已支付状态、申请退款状态、已退款状态和失败状态中的一种，则不对订单状态进行修改，只有在接收到订单状态修改请求时货币兑换订单的订单状态已配钞状态时，才将订单状态由已配钞状态修改为已取钞状态，可以避免货币兑换公司在未为用户配钞的情况下将订单状态修改为已取钞状态，导致用户取不到钞的情况给用户带来的资产损失。
或者又例如，如果在接收到订单状态修改请求时货币兑换订单的订单状态为已退款状态，则拒绝将订单状态修改为已取钞状态，即如果已退款给用户则不允许用户取钞，进而将不会为用户提供取钞服务，能够避免用户退款后再取钞给货币兑换公司带来的资产损失。
在S204处，向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求。
也就是说，在S204处，如果订单状态已被修改为已取钞状态，则将这个状态同步到货币兑换系统服务器。之后如果货币兑换系统服务器接收到客户端发送的申请退款请求，货币兑换系统服务器将拒绝申请退款请求。由此能够避免用户取钞的同时申请退款给货币兑换公司带来的资产损失。
在本申请实施例中，可选地，图2所示的方法还包括：若在接收到货币兑换系统服务器发送的申请退款请求时，货币兑换订单的订单状态为已取钞状态，则确定拒绝申请退款请求；向货币兑换系统服务器发送第二通知信息，第二通知信息用于通知货币兑换系统服务器申请退款请求被拒绝。由于订单状态是在用户到达取钞柜台且未取钞时被修改为已取钞状态的，因此在用户实际取钞的过程中货币兑换订单的订单状态已经是已取钞状态，即使在这个过程中接收到货币兑换系统服务器发送的申请退款请求，该申请退款请求也将被拒绝，能够避免用户在取钞的同时申请退款给货币兑换公司带来的资产损失。
图3是根据本申请的另一个实施例的用于货币兑换的方法的流程图。图3的方法由用于货币兑换的装置执行，用于货币兑换的装置例如可以是货币兑换系统服务器。
如图3所示出的，在S302处，若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求。
可选地，在一些实施例中，若确定接收到申请退款请求时，货币兑换订单的订单状态为已配钞状态或已支付状态，则确定接受所述申请退款请求。
可以理解的是，在S302处，接受客户端发送的申请退款请求意味着允许用户申请退款，但最终是否能够退款给用户取决于货币兑换公司反馈的信息。
进一步地，在一些实施例中，图2所示的方法还包括：接收货币兑换公司服务器发送的第一通知信息，第一通知信息用于通知货币兑换订单的订单状态为已取钞状态；若确定接收到申请退款请求时货币兑换订单的状 态为已取钞状态，则确定拒绝申请退款请求。也就是说，如果接收到申请退款请求时货币兑换订单的订单状态为已取钞状态，则确定不允许用户申请退款。
在S304处，接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接收到订单状态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币兑换公司服务器拒绝。
可选地，在一些实施例中，在接收到货币兑换公司服务器发送的第二通知信息之后，确认用户的申请退款请求被货币兑换公司服务器拒绝，则向申请退款请求的客户端发送通知客户端申请退款请求被拒绝的通知信息，以使用户获知申请退款失败。
可选地，在另一些实施例中，如果兑换公司服务器在接收到申请退款请求时货币兑换订单的订单状态不是已取钞状态，例如为已配钞状态，则兑换公司服务器向货币兑换系统服务器发送通知申请退款请求被接受的通知信息，兑换系统服务器接收到该通知信息后，按照约定退款给申请退款的用户。
可以看出，图3所示的方法，货币兑换系统服务器在向货币兑换公司服务器发送申请退款请求之后，如果货币兑换公司服务器确定接收到申请退款请求时货币兑换订单的订单状态为已取钞状态，则货币兑换公司服务器将拒绝该申请退款请求，并向货币兑换系统服务器发送通知申请退款请求被拒绝的第二通知信息，从而使得货币兑换系统服务器拒绝用户的退款申请。由于货币兑换订单的订单状态是在用户实际取钞之前被修改为已取钞状态的，即使用户在实际取钞的过程中，货币兑换系统服务器向货币兑换公司服务器发送申请退款请求，该申请退款请求也会被拒绝，从而避免 在用户取钞的同时接收到用户的申请退款请求导致的用户取钞和申请退款均成功的情况带来的资金损失。
以上结合图1至图3详细描述了根据本申请实施例的用于货币兑换的方法。下面将结合图4详细描述根据本申请实施例的货币兑换公司服务器。参考图4，在硬件层面，货币兑换公司服务器包括处理器，可选地，包括内部总线、网络接口、存储器。其中，存储器可能包含内存，例如高速随机存取存储器(Random-Access Memory，RAM)，也可能还包括非易失性存储器(non-volatile memory)，例如至少1个磁盘存储器等。当然，该货币兑换公司服务器还可能包括其他业务所需要的硬件。
处理器、网络接口和存储器可以通过内部总线相互连接，该内部总线可以是工业标准体系结构(Industry Standard Architecture，ISA)总线、外设部件互连标准(Peripheral Component Interconnect，PCI)总线或扩展工业标准结构(Extended Industry Standard Architecture，EISA)总线等。所述总线可以分为地址总线、数据总线、控制总线等。为便于表示，图4中仅用一个双向箭头表示，但并不表示仅有一根总线或一种类型的总线。
存储器，用于存放程序。具体地，程序可以包括程序代码，所述程序代码包括计算机操作指令。存储器可以包括内存和非易失性存储器，并向处理器提供指令和数据。
处理器从非易失性存储器中读取对应的计算机程序到内存中然后运行，在逻辑层面上形成用于货币兑换的装置。处理器，执行存储器所存放的程序，并具体用于执行以下操作：
若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态；
向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时 拒绝客户端发送的申请退款请求。
上述如本申请图2所示实施例揭示的用于货币兑换的装置执行的方法可以应用于处理器中，或者由处理器实现。处理器可能是一种集成电路芯片，具有信号的处理能力。在实现过程中，上述方法的各步骤可以通过处理器中的硬件的集成逻辑电路或者软件形式的指令完成。上述的处理器可以是通用处理器，包括中央处理器(Central Processing Unit，CPU)、网络处理器(Network Processor，NP)等；还可以是数字信号处理器(Digital Signal Processor，DSP)、专用集成电路(Application Specific Integrated Circuit，ASIC)、现场可编程门阵列(Field－Programmable Gate Array，FPGA)或者其他可编程逻辑器件、分立门或者晶体管逻辑器件、分立硬件组件。可以实现或者执行本申请实施例中的公开的各方法、步骤及逻辑框图。通用处理器可以是微处理器或者该处理器也可以是任何常规的处理器等。结合本申请实施例所公开的方法的步骤可以直接体现为硬件译码处理器执行完成，或者用译码处理器中的硬件及软件模块组合执行完成。软件模块可以位于随机存储器，闪存、只读存储器，可编程只读存储器或者电可擦写可编程存储器、寄存器等本领域成熟的存储介质中。该存储介质位于存储器，处理器读取存储器中的信息，结合其硬件完成上述方法的步骤。
当然，除了软件实现方式之外，本申请的货币兑换公司服务器并不排除其他实现方式，比如逻辑器件抑或软硬件结合的方式等等，也就是说以下处理流程的执行主体并不限定于各个逻辑单元，也可以是硬件或逻辑器件。
本申请实施例还提出了一种计算机可读存储介质，该计算机可读存储介质存储一个或多个程序，该一个或多个程序包括指令，该指令当被包括多个应用程序的货币兑换公司服务器执行时，能够使该货币兑换公司服务器执行图2所示实施例的方法，并具体用于执行以下方法：
若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞 时将所述货币兑换订单的订单状态修改为已取钞状态；
向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求。
下面将结合图5详细描述根据本申请另一实施例的货币兑换系统服务器。参考图5，在硬件层面，货币兑换系统服务器包括处理器，可选地，包括内部总线、网络接口、存储器。其中，存储器可能包含内存，例如高速随机存取存储器(Random-Access Memory，RAM)，也可能还包括非易失性存储器(non-volatile memory)，例如至少1个磁盘存储器等。当然，该货币兑换系统服务器还可能包括其他业务所需要的硬件。
处理器、网络接口和存储器可以通过内部总线相互连接，该内部总线可以是工业标准体系结构(Industry Standard Architecture，ISA)总线、外设部件互连标准(Peripheral Component Interconnect，PCI)总线或扩展工业标准结构(Extended Industry Standard Architecture，EISA)总线等。所述总线可以分为地址总线、数据总线、控制总线等。为便于表示，图5中仅用一个双向箭头表示，但并不表示仅有一根总线或一种类型的总线。
存储器，用于存放程序。具体地，程序可以包括程序代码，所述程序代码包括计算机操作指令。存储器可以包括内存和非易失性存储器，并向处理器提供指令和数据。
处理器从非易失性存储器中读取对应的计算机程序到内存中然后运行，在逻辑层面上形成用于货币兑换的装置。处理器，执行存储器所存放的程序，并具体用于执行以下操作：
若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求；
接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为 已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接收到订单状态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币兑换公司服务器拒绝。
上述如本申请图3所示实施例揭示的用于货币兑换的装置执行的方法可以应用于处理器中，或者由处理器实现。处理器可能是一种集成电路芯片，具有信号的处理能力。在实现过程中，上述方法的各步骤可以通过处理器中的硬件的集成逻辑电路或者软件形式的指令完成。上述的处理器可以是通用处理器，包括中央处理器(Central Processing Unit，CPU)、网络处理器(Network Processor，NP)等；还可以是数字信号处理器(Digital Signal Processor，DSP)、专用集成电路(Application Specific Integrated Circuit，ASIC)、现场可编程门阵列(Field－Programmable Gate Array，FPGA)或者其他可编程逻辑器件、分立门或者晶体管逻辑器件、分立硬件组件。可以实现或者执行本申请实施例中的公开的各方法、步骤及逻辑框图。通用处理器可以是微处理器或者该处理器也可以是任何常规的处理器等。结合本申请实施例所公开的方法的步骤可以直接体现为硬件译码处理器执行完成，或者用译码处理器中的硬件及软件模块组合执行完成。软件模块可以位于随机存储器，闪存、只读存储器，可编程只读存储器或者电可擦写可编程存储器、寄存器等本领域成熟的存储介质中。该存储介质位于存储器，处理器读取存储器中的信息，结合其硬件完成上述方法的步骤。
当然，除了软件实现方式之外，本申请的货币兑换系统服务器并不排除其他实现方式，比如逻辑器件抑或软硬件结合的方式等等，也就是说以下处理流程的执行主体并不限定于各个逻辑单元，也可以是硬件或逻辑器件。
本申请实施例还提出了一种计算机可读存储介质，该计算机可读存储介质存储一个或多个程序，该一个或多个程序包括指令，该指令当被包括 多个应用程序的货币兑换系统服务器执行时，能够使该货币兑换系统服务器执行图2所示实施例的方法，并具体用于执行以下方法：
若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求；
接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接收到订单状态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币兑换公司服务器拒绝。
图6是本申请的一个实施例的用于货币兑换的装置的结构示意图。请参考图6，在一种软件实施方式中，用户货币兑换的装置600可包括：处理单元601、和收发单元602，其中，
处理单元601，若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态；
收发单元602，向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求。
根据本申请实施例的用于货币兑换的装置，在接收到用于请求在用户到达取钞柜台且未取钞时将货币兑换订单的订单状态修改为已取钞状态的订单状态修改请求时，将货币兑换订单的订单状态修改为已取钞状态，并通过向货币兑换系统服务器发送第一通知信息，通知货币兑换系统服务器货币兑换订单的订单状态为已取钞状态，使得用户在实际取钞的过程中货币兑换订单的订单状态已被修改为已取钞状态并同步到货币兑换系统服务 器，因此即使用户在实际取钞的过程中向货币兑换服务器发送申请退款请求，该申请退款请求也会被拒绝，从而避免用户在取钞的同时申请退款给货币兑换公司带来的资金损失。
可选地，作为一个实施例，处理单元601：
若确定接收到所述订单状态修改请求时所述货币兑换订单的订单状态为已配钞状态，则将所述货币兑换订单的订单状态由已配钞状态变更为已取钞状态。
可选地，作为一个实施例，处理单元601：
若确定接收到订单状态修改请求时所述货币兑换订单的订单状态不是已配钞状态，则拒绝将所述货币兑换订单的订单状态修改为已取钞状态。
可选地，作为一个实施例，处理单元601：若在接收到所述货币兑换系统服务器发送的申请退款请求时，所述货币兑换订单的订单状态为已取钞状态，则确定拒绝所述申请退款请求；
收发单元602，向所述货币兑换系统服务器发送第二通知信息，第二通知信息用于通知所述货币兑换系统服务器所述申请退款请求被拒绝。
用于货币兑换的装置600还可执行图2所示实施例的方法，并实现用于货币兑换的装置在图2所示实施例的功能，本申请实施例在此不再赘述。
图7是本申请的另一个实施例的用于货币兑换的装置的结构示意图。请参考图7，在一种软件实施方式中，用于货币兑换的装置700可包括：发送单元701和接收单元702，其中，
发送单元701，若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求；
接收单元702，接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接收到订单状态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订 单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币兑换公司服务器拒绝。
根据本申请实施例的用于货币兑换的装置，在向货币兑换公司服务器发送申请退款请求之后，接收货币兑换公司服务器在接收到申请退款请求时货币兑换订单的订单状态为已取钞状态时发送的第二通知信息。由于货币兑换订单的订单状态是在用户实际取钞之前被修改为已取钞状态的，即使用户在实际取钞的过程中，用于货币兑换的装置向货币兑换公司服务器发送申请退款请求，该申请退款请求也会被拒绝，从而避免在用户取钞的同时接收到用户的申请退款请求导致的用户取钞和申请退款均成功的情况带来的资金损失。
可选地，作为一个实施例，如图7所示出的，用于货币兑换的装置700还包括处理单元703：
处理单元703，若确定接收单元702接收到所述申请退款请求时，所述货币兑换订单的订单状态为已配钞状态或已支付状态，则确定接受所述申请退款请求。
可选地，作为一个实施例，如图7所示出的，用于货币兑换的装置700还包括处理单元703；
接收单元702，接收所述货币兑换公司服务器发送的第一通知信息，第一通知信息用于通知所述货币兑换订单的订单状态为已取钞状态；
处理单元703，若确定接收单元702接收到所述申请退款请求时所述货币兑换订单的状态为已取钞状态，则确定拒绝所述申请退款请求。
用于货币兑换的装置700还可执行图3所示实施例的方法，并实现用于货币兑换的装置在图3所示实施例的功能，本申请实施例在此不再赘述。
总之，以上所述仅为本申请的较佳实施例而已，并非用于限定本申请的保护范围。凡在本申请的精神和原则之内，所作的任何修改、等同替换、改进等，均应包含在本申请的保护范围之内。
上述实施例阐明的系统、装置、模块或单元，具体可以由计算机芯片 或实体实现，或者由具有某种功能的产品来实现。一种典型的实现设备为计算机。具体的，计算机例如可以为个人计算机、膝上型计算机、蜂窝电话、相机电话、智能电话、个人数字助理、媒体播放器、导航设备、电子邮件设备、游戏控制台、平板计算机、可穿戴设备或者这些设备中的任何设备的组合。
计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可以由任何方法或技术来实现信息存储。信息可以是计算机可读指令、数据结构、程序的模块或其他数据。计算机的存储介质的例子包括，但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存储、磁盒式磁带，磁带磁磁盘存储或其他磁性存储设备或任何其他非传输介质，可用于存储可以被计算设备访问的信息。按照本文中的界定，计算机可读介质不包括暂存电脑可读媒体(transitory media)，如调制的数据信号和载波。
还需要说明的是，术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含，从而使得包括一系列要素的过程、方法、商品或者设备不仅包括那些要素，而且还包括没有明确列出的其他要素，或者是还包括为这种过程、方法、商品或者设备所固有的要素。在没有更多限制的情况下，由语句“包括一个……”限定的要素，并不排除在包括所述要素的过程、方法、商品或者设备中还存在另外的相同要素。
本说明书中的各个实施例均采用递进的方式描述，各个实施例之间相同相似的部分互相参见即可，每个实施例重点说明的都是与其他实施例的不同之处。尤其，对于系统实施例而言，由于其基本相似于方法实施例，所以描述的比较简单，相关之处参见方法实施例的部分说明即可。
Claims (13)
- 一种用于货币兑换的方法，包括：若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态；向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求。
- 根据权利要求1所述的方法，所述将货币兑换订单的订单状态修改为已取钞状态，包括：若确定接收到所述订单状态修改请求时所述货币兑换订单的订单状态为已配钞状态，则将所述货币兑换订单的订单状态由已配钞状态变更为已取钞状态。
- 根据权利要求2所述的方法，还包括：若确定接收到订单状态修改请求时所述货币兑换订单的订单状态不是已配钞状态，则拒绝将所述货币兑换订单的订单状态修改为已取钞状态。
- 根据权利要求1至3中任一项所述的方法，还包括：若在接收到所述货币兑换系统服务器发送的申请退款请求时，所述货币兑换订单的订单状态为已取钞状态，则确定拒绝所述申请退款请求；向所述货币兑换系统服务器发送第二通知信息，第二通知信息用于通知所述货币兑换系统服务器所述申请退款请求被拒绝。
- 一种用于货币兑换的方法，包括：若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求；接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为 已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接收到订单状态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币兑换公司服务器拒绝。
- 根据权利要求5所述的方法，所述方法还包括：若确定接收到所述申请退款请求时，所述货币兑换订单的订单状态为已配钞状态或已支付状态，则确定接受所述申请退款请求。
- 根据权利要求5或6所述的方法，还包括：接收所述货币兑换公司服务器发送的第一通知信息，第一通知信息用于通知所述货币兑换订单的订单状态为已取钞状态；若确定接收到所述申请退款请求时所述货币兑换订单的状态为已取钞状态，则确定拒绝所述申请退款请求。
- 一种用于货币兑换的装置，包括：处理单元，若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态；收发单元，向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求。
- 一种用于货币兑换的装置，包括：发送单元，若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求；接收单元，接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接 收到订单状态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币兑换公司服务器拒绝。
- 一种货币兑换公司服务器，包括：处理器；以及被安排成存储计算机可执行指令的存储器，所述可执行指令在被执行时使用所述处理器执行以下操作：若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态；向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求。
- 一种货币兑换系统服务器，包括：处理器；以及被安排成存储计算机可执行指令的存储器，所述可执行指令在被执行时使用所述处理器执行以下操作：若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求；接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接收到订单状态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币 兑换公司服务器拒绝。
- 一种计算机可读介质，所述计算机可读介质存储一个或多个程序，所述一个或多个程序当被包括多个应用程序的货币兑换公司服务器执行时，使得所述货币兑换公司服务器执行以下操作：若接收到订单状态修改请求，则将货币兑换订单的订单状态修改为已取钞状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态；向货币兑换系统服务器发送第一通知信息，所述第一通知信息用于通知所述货币兑换服务器所述货币兑换订单的订单状态为已取钞状态，所述货币兑换系统服务器用于在所述货币兑换订单的订单状态为已取钞状态时拒绝客户端发送的申请退款请求。
- 一种计算机可读介质，所述计算机可读介质存储一个或多个程序，所述一个或多个程序当被包括多个应用程序的货币兑换系统服务器执行时，使得所述货币兑换系统服务器执行以下操作：若确定接受客户端发送的申请退款请求，则向货币兑换公司服务器发送所述申请退款请求；接收所述货币兑换公司服务器发送的第二通知信息，第二通知信息是兑换公司服务器在接收到所述申请退款请求时货币兑换订单的订单状态为已取钞状态时发送的，已取钞状态为货币兑换公司服务器在接收到订单状态修改请求时将所述货币兑换订单修改后的状态，所述订单状态修改请求用于请求在用户到达取钞柜台且未取钞时将所述货币兑换订单的订单状态修改为已取钞状态，第二通知信息用于通知所述申请退款请求被所述货币兑换公司服务器拒绝。
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