WO2019062704A1 - 交易数据处理方法、装置及系统 - Google Patents

交易数据处理方法、装置及系统 Download PDF

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Publication number
WO2019062704A1
WO2019062704A1 PCT/CN2018/107293 CN2018107293W WO2019062704A1 WO 2019062704 A1 WO2019062704 A1 WO 2019062704A1 CN 2018107293 W CN2018107293 W CN 2018107293W WO 2019062704 A1 WO2019062704 A1 WO 2019062704A1
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WIPO (PCT)
Prior art keywords
online
user
transaction
transaction data
identity information
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PCT/CN2018/107293
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English (en)
French (fr)
Inventor
李艳芳
林家平
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阿里巴巴集团控股有限公司
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Publication of WO2019062704A1 publication Critical patent/WO2019062704A1/zh

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures

Definitions

  • the present application relates to the field of Internet technologies, and in particular, to a transaction data processing method, apparatus, and system.
  • E-commerce is a new type of business that uses information network technology as a means to realize online shopping for consumers, online transactions between merchants, online electronic payment, and various business activities, trading activities, financial activities and related comprehensive service activities. Operating mode.
  • aspects of the present application provide a transaction data processing method, apparatus and system for providing online and offline transaction data processing methods, and utilizing online advantages to drive offline transactions of physical stores, thereby improving the convenience of offline transactions. Sex.
  • the embodiment of the present application provides a transaction data processing method, including:
  • Obtaining transaction data to be processed wherein the transaction data to be processed is generated for the offline product by the identity information of the user on the third party server;
  • the embodiment of the present application further provides a transaction data processing method, including:
  • the transaction data to be processed is generated by the identity information for offline goods.
  • the embodiment of the present application further provides a transaction data processing method, including:
  • the transaction data to be processed is generated by online identity information on the online transaction server of the user for the offline goods purchased by the user in the physical store;
  • the embodiment of the present application further provides a transaction data processing method, including:
  • the transaction data to be processed is generated by the online identity information for offline products purchased by the user at a physical store.
  • the embodiment of the present application further provides a terminal device, including: a memory, a processor, and a communication component;
  • the memory for storing a computer program
  • the processor coupled to the memory, for executing the computer program for:
  • Obtaining transaction data to be processed wherein the transaction data to be processed is generated for the offline product by the identity information of the user on the third party server;
  • the communication component is configured to send the payment request to the third party server.
  • the embodiment of the present application further provides a third-party server, including: a memory, a processor, and a communication component;
  • the memory for storing a computer program
  • the processor coupled to the processor, is configured to execute the computer program for:
  • the transaction data to be processed is generated by the identity information for offline goods.
  • the embodiment of the present application further provides a terminal device, including: a memory, a processor, and a communication component;
  • the memory for storing a computer program
  • the processor coupled to the memory, for executing the computer program for:
  • the transaction data to be processed is generated by online identity information on the online transaction server of the user for the offline goods purchased by the user in the physical store;
  • the communication component is configured to send the payment request to the online transaction server.
  • the embodiment of the present application further provides an online transaction server, including: a memory, a processor, and a communication component;
  • the memory for storing a computer program
  • the processor coupled to the processor, is configured to execute the computer program for:
  • the transaction data to be processed is generated by the online identity information for offline products purchased by the user at a physical store.
  • the embodiment of the present application further provides a transaction data processing system, including: a store terminal, a user terminal, and an online transaction server;
  • the store terminal or the user terminal is configured to acquire transaction data to be processed, where the transaction data to be processed is purchased by the user at the physical store for the online identity information of the user on the online transaction server. Generating a payment request according to the online identity information, the transaction number of the transaction data to be processed, and the amount to be paid; sending the payment request to the online transaction server;
  • the online transaction server is configured to receive the payment request sent by the store terminal or the user terminal, and according to the transaction number and the to-be-paid amount, the transaction data to be processed is from the line The corresponding fee is deducted from the user account bound to the identity information.
  • the embodiment of the present application further provides a transaction data processing method, including:
  • the transaction data to be processed is generated by online identity information on the online transaction server of the user for the offline goods purchased by the user in the physical store;
  • a payment process is performed on the transaction data to be processed.
  • the embodiment of the present application further provides a terminal device, including: a memory and a processor;
  • the memory for storing a computer program
  • the processor coupled to the memory, for executing the computer program for:
  • the transaction data to be processed is generated by online identity information on the online transaction server of the user for the offline goods purchased by the user in the physical store;
  • a payment process is performed on the transaction data to be processed.
  • the transaction data generated for the offline item by the identity of the user on the third party/online transaction server is bound by the identity information of the user on the third party/online transaction server.
  • the account performs the payment operation, realizes a combination of online and offline transaction data processing methods, can take advantage of online payment to drive offline transactions, improve the convenience of offline transactions in payment, and thus improve the physical store environment in the e-commerce environment Under the competitiveness, promote the development of physical stores.
  • FIG. 1 is a schematic structural diagram of a transaction data processing system according to an exemplary embodiment of the present application
  • FIG. 2a is a schematic diagram of a transaction data processing flow provided by the system shown in FIG. 1 according to another exemplary embodiment of the present application;
  • FIG. 2b is a schematic structural diagram of another transaction data processing system according to still another exemplary embodiment of the present application.
  • FIG. 3 is a schematic flowchart diagram of a transaction data processing method according to still another exemplary embodiment of the present application.
  • 4a is a schematic flowchart diagram of another transaction data processing method according to another exemplary embodiment of the present application.
  • FIG. 4b is a schematic flowchart diagram of still another transaction data processing method according to still another exemplary embodiment of the present application.
  • FIG. 5 is a schematic structural diagram of a transaction data processing apparatus according to still another exemplary embodiment of the present application.
  • FIG. 5b is a schematic structural diagram of a terminal device according to another exemplary embodiment of the present disclosure.
  • FIG. 6 is a schematic structural diagram of another transaction data processing apparatus according to still another exemplary embodiment of the present application.
  • 6b is a schematic structural diagram of an online transaction server according to still another exemplary embodiment of the present application.
  • FIG. 7 is a schematic structural diagram of another terminal device according to another exemplary embodiment of the present application.
  • the embodiment of the present application provides a solution for the physical store for the transaction data generated for the offline product by the identity of the user on the third party/online transaction server.
  • a transaction data processing method combining online and offline is realized, and the advantage of online payment can be utilized to drive the offline Trading, improving the convenience of offline transactions in payment, thereby improving the competitiveness of physical stores in the e-commerce environment and promoting the development of physical stores.
  • an offline store with no member registration offline can use the account of the identity information registered by the user on the online e-commerce website to process the offline goods, so that the user can use the online registered account to realize the transaction.
  • the offline line of data is opened, and the operational efficiency of offline stores is improved, and the user experience of offline communication is improved.
  • the transaction data processing system includes a store terminal, a user terminal, and a third party server.
  • a third party server may be implemented as a specific implementation of the online transaction server in the embodiment of Figure 1.
  • the embodiment of the present application provides a transaction data processing method applicable to a store terminal or a user terminal, the method comprising: acquiring transaction data to be processed, wherein the transaction data to be processed is based on a user's identity on a third party server.
  • the information is generated for the offline goods; the payment request is generated according to the identity information of the user on the third party server, the transaction number of the transaction data to be processed, and the amount to be paid; the payment request is sent to the third party server for the third party server to target
  • the pending transaction data is deducted from the user account bound to the identity information.
  • the embodiment of the present application provides a transaction data processing method for a third-party server, the method comprising: receiving a payment request sent by a store terminal or a user terminal, where the payment request is based on identity information of the user on a third-party server, The transaction number of the transaction data to be processed and the amount to be paid; according to the transaction number and the amount to be paid, the corresponding transaction fee is deducted from the user account bound to the identity information of the user on the third party server; The pending transaction data is generated for the offline product by the identity information.
  • FIG. 1 is a schematic structural diagram of a transaction data processing system 100 according to an exemplary embodiment of the present application.
  • the transaction data processing system 100 includes a store terminal 101, a user terminal 102, and an online transaction server 103.
  • the store terminal 101 refers to a terminal device of a physical store, and may be installed in a physical store or may be deployed outside a physical store. In the deployment implementation, it is generally preferred to deploy the store terminal 101 inside a physical store.
  • the store terminal 101 is mainly responsible for transaction processing for the user to purchase goods in the physical store.
  • the transaction processing here includes, but is not limited to, order processing, order payment, order cancellation, order modification, and the like.
  • the store terminal 101 can be any device with certain computing capabilities, such as a smart phone, a tablet, a personal computer, etc., a smart POS machine, and the like.
  • the basic structure of the store terminal 101 includes at least one processing unit and at least one memory. The number of processing units and memories depends on the configuration and type of store terminal 101.
  • the memory may include volatile, such as RAM, and may also include non-volatile, such as Read-Only Memory (ROM), flash memory, etc., or both.
  • An operating system (OS) one or more applications, and program data are stored in the memory.
  • the store terminal 101 also includes some basic configurations, such as a network card chip, an IO bus, an audio and video component, and the like.
  • the store terminal 101 may also include peripheral devices such as a keyboard, a mouse, a stylus, a printer, a scanner, and the like.
  • peripheral devices such as a keyboard, a mouse, a stylus, a printer, a scanner, and the like.
  • the scanning code gun can scan various coding patterns such as various barcodes or two-dimensional codes, and obtain relevant information therefrom.
  • Other peripheral devices are well known in the art and will not be described herein.
  • the store terminal 101 can be configured with one or more units depending on the size of the physical store.
  • the physical store can be any physical space that has a certain space and has a sales function or behavior, such as a supermarket, a convenience store, a shopping mall, a wholesale market, and the like.
  • the user terminal 102 is a terminal device used by the user, and may be, for example, a smart phone, a tablet computer, a personal computer, a wearable device, or the like.
  • User terminal 102 also typically includes at least one processing unit and at least one memory. The number of processing units and memories depends on the configuration and type of user terminal 102.
  • the user terminal 102 also includes basic configurations such as a network card chip, an IO bus, and audio and video components.
  • the user terminal 102 may also include some peripheral devices such as a keyboard, a mouse, a stylus, a printer, and the like. These peripheral devices are well known in the art and will not be described here.
  • the online transaction server 103 refers to a server that can perform transaction processing in a network virtual environment, and generally refers to a server that uses a network to conduct online commodity transactions. Users usually need to register identity information on the server to use the registered account.
  • the transaction behavior such as purchase of a commodity may be, for example, a transaction server of each e-commerce platform or an online transaction website, or a third-party server.
  • the online transaction server 103 can be any device capable of providing computing services, responding to service requests, and processing, such as conventional servers, cloud servers, cloud hosts, virtual centers, and the like.
  • the composition of the server mainly includes a processor, a hard disk, a memory, a system bus, etc., and is similar to a general computer architecture.
  • both the store terminal 101 and the user terminal 102 are connected to the online transaction server 103.
  • the store terminal 101 or the user terminal 102 and the online transaction server 103 may be connected by wireless or wired network. If the store terminal 101 or the user terminal 102 is in communication connection with the online transaction server 103 via a mobile network, the network format of the mobile network may be 2G (GSM), 2.5G (GPRS), 3G (WCDMA, TD-SCDMA, CDMA2000, UTMS). ), 4G (LTE), 4G+ (LTE+), WiMax, and the like.
  • the store terminal 101, the user terminal 102, and the online transaction server 103 cooperate with each other to realize a transaction data processing method combining online and offline, thereby opening online and offline transactions.
  • the online and offline transaction opening of this embodiment mainly involves two stages: a transaction data generation phase and a transaction data payment phase.
  • transaction data generation phase transaction data is generated mainly for the products purchased by the user at the physical store based on the user's online identity information.
  • transaction data payment phase the transaction data generated by the user's online identity information for the user's online identity information is used to make payment through the user account bound to the user's online identity information.
  • the online identity information of the user is information for identifying the identity of the user that is registered on the online transaction server 103 of the user, and may be, for example, the mobile phone number, the ID number of the user, or may be uniquely allocated by the online transaction server 103 for the user. Identification information.
  • online transactions (such as online shopping, online payment, etc.) can be performed through the online transaction server 103 based on their online identity information, and offline transactions can also be implemented through the online transaction server 103 based on their online identity information.
  • Online synchronization of data For the online transaction server 103, the online transaction data of the user can be managed by the user's online identity information, and the transaction data of the user in the physical store can be managed or synchronized.
  • the transaction data generation phase and the transaction data payment phase are respectively described below, and in the following description, for convenience of description and differentiation, the commodities traded in the physical store are referred to as offline commodities, and correspondingly, the online transaction device is used.
  • the traded goods can be called online goods.
  • the so-called online goods and offline goods are just a name for the goods under different scene transactions, and the essence is the commodity objects involved in the transaction.
  • the user purchases the offline goods in the physical store, and after purchasing the required offline goods, the checkout is made at the checkout counter of the physical store.
  • the cashier acquires information of the offline goods purchased by the user at the physical store through the store terminal 101.
  • the information of the offline goods purchased by the user in the physical store includes but is not limited to: the name, quantity, category, merchant, shelf life, size and the like of the product.
  • the cashier can scan the two-dimensional code or the barcode on the offline product purchased by the user in the physical store through the peripheral device of the store terminal 101, such as a scan code gun, to obtain the offline product purchased by the user in the physical store. information.
  • the cashier can manually enter the information of the offline goods purchased by the user in the physical store through the peripheral device of the store terminal 101, such as a mouse, a keyboard, or the like.
  • the store terminal 101 acquires information of the offline goods purchased by the user at the physical store on the one hand, and acquires the online identity information of the user on the other hand.
  • This embodiment does not limit the order in which the store terminal 101 acquires the information of the offline goods purchased by the user at the physical store and the online identity information of the acquired user.
  • the information of the offline goods purchased by the user in the physical store may be obtained first, and then the online identity information of the user may be obtained; or, the online identity information of the user may be obtained first, and then the offline purchase of the user in the physical store is obtained.
  • the information of the product; or, in the case of no conflict, the information of the offline goods purchased by the user in the physical store and the online identity information of the user may be obtained in parallel.
  • the store terminal 101 After obtaining the offline product information purchased by the user at the physical store and the online identity information of the user, the store terminal 101 transmits the online identity information of the user to the online transaction server 103 and the offline goods purchased by the user at the physical store.
  • the information is provided to the online transaction server 103 to generate transaction data for the offline goods purchased by the user in the physical store by the user's online identity, so as to combine online and offline transactions, thereby facilitating the convenience of offline transactions.
  • the online transaction server 103 For the online transaction server 103, the information of the offline goods purchased by the user at the physical store and the online identity information of the user are received by the store terminal 101, so that the user's online identity is used for the user to purchase at the physical store.
  • the offline items generate transaction data, and the generated transaction data is distributed to the store terminal 101 and the user terminal 102, respectively.
  • the store terminal 101 and the user terminal 102 receive the transaction data delivered by the online transaction server 103. At this point, the main process of the transaction data generation phase is basically completed.
  • the transaction data is associated with the online identity of the user, and the transaction data of the store is maintained and managed, so that it is convenient to view or understand the consumption situation of the store consumer, and also provides the store layout and product layout of the physical store.
  • Reference data For the user, not only can manage and view their online transaction data, but also manage and view the offline transaction data of the user in the physical store.
  • This transaction data processing method that combines online and offline in the transaction data generation stage can make full use of the advantages of online to drive the convenience of management, maintenance and operation of offline transactions, and improve the physical store in the e-commerce environment. Competitiveness and promotion of physical store development.
  • the shopping users of physical stores have randomness, when traditional users consume, they often cannot associate the user's transaction product information with the actual user, which brings disadvantages to the development of the physical store; in online transactions such as e-commerce, users
  • the transaction product information is usually processed uniformly based on the account information such as the registered identity, which is also a technical realization of the convenience of online transactions.
  • the identity information registered by the user on the line can be associated with the offline transaction and the data can be opened. This can facilitate the unification of online and offline transactions, and not only enhance the competition of offline stores. Force, but also enhance the user's offline shopping experience.
  • the store terminal 101 may automatically send the online transaction server 103 the user to purchase at the physical store.
  • the store terminal 101 may display a single prompt page for the cashier or the user to confirm whether Order.
  • the order operation can be triggered by the order prompt page, for example, clicking the order button on the order prompt page.
  • the store terminal 101 can transmit the online identity information of the user to the online transaction server 103 and the offline goods purchased by the user at the physical store in response to the order operation for the online goods purchased by the user at the physical store. information.
  • the store terminal when the store terminal transmits the online identity information of the user and the information of the offline goods purchased by the user at the physical store to the online transaction server 103, the user's line may be used in one communication process.
  • the identity information and the information of the offline products purchased by the user in the physical store are all sent to the online transaction server 103; or, the online identity information of the user and the user can be purchased in the physical store in different communication processes.
  • the information of the offline goods is sent to the online transaction server 103.
  • the store terminal 101 may first send the online identity information of the user to the online transaction server 103, so that the online transaction server 103 verifies the legality of the user according to the online identity information of the user.
  • the online identity information of the user sent by the store terminal 101 can be received, and the legality of the user can be verified according to the online identity information of the user; when the user passes the legality verification, the verification is sent to the store terminal 101. Pass the results.
  • the store terminal 101 receives the verification result returned by the online transaction server 103, and upon receiving the verification result returned by the online transaction server 103, continues to transmit the information of the offline product purchased by the user at the physical store to the online transaction server 103.
  • the online transaction server 103 receives the information of the offline goods purchased by the user at the physical store that the store terminal 101 continues to transmit. After that, the online transaction server 103 can generate transaction data for the offline goods purchased by the user in the physical store by the user's online identity, and deliver the generated transaction data to the store terminal 101 and the user terminal 102, respectively.
  • the legality of the user is first verified. If the user fails to pass the legality verification, the store terminal 101 may not send the information of the offline product purchased by the user in the physical store to the online transaction server 103. It is beneficial to save network traffic and reduce the processing load of the online transaction server 103.
  • the online transaction server 103 may generate transaction data for the offline goods purchased by the user at the physical store in the online identity of the user.
  • the online transaction server 103 can generate transaction data for the offline goods purchased by the user at the physical store in the user's online identity in a variety of ways. Here are a few ways:
  • the online transaction server 103 may generate initial transaction data according to information of offline products purchased by the user at the physical store, where the initial transaction data includes information of the offline products, such as the product name, Quantity, specification, etc.; then, assign the transaction number to the initial transaction data to obtain the transaction data; associate the transaction number of the transaction data with the online identity information of the user, and purchase the online identity of the user for the user in the physical store.
  • the purpose of generating transaction data for offline goods the online transaction server 103 can assign a transaction number to the initial transaction data according to its own transaction number assignment strategy.
  • the online transaction server 103 may generate a transaction number of the transaction data according to the online identity information of the user, for example, perform hash calculation on the online identity information of the user, and use the hash value as the transaction number.
  • the content of the transaction data is generated according to the information of the offline goods purchased by the user in the physical store, thereby achieving the purpose of generating transaction data for the offline goods purchased by the user in the physical store by the user's online identity.
  • the transaction number of the transaction data is related to the online identity of the user.
  • the transaction data includes but is not limited to: transaction number, information of each commodity, total transaction amount and the like.
  • the payment process for the transaction data can be entered.
  • the present embodiment will next focus on the process of paying for transaction data generated by the user's online identity information for the product purchased by the user at the physical store.
  • the transaction data generated by the user's online identity information for the products purchased by the user in the physical store is simply referred to as transaction data to be processed.
  • the payment operation for the transaction data to be processed may be triggered by the store terminal 101 or may be triggered by the user terminal 102.
  • the transaction data to be processed is first acquired.
  • the store terminal 101 or the user terminal 102 may receive, as the online transaction server 103, the transaction data generated by the user's online identity information for the product purchased by the user at the physical store. Pending transaction data.
  • the store terminal 101 or the user terminal 102 generates a payment request based on the online identity information of the user, the transaction number of the transaction data to be processed, and the amount to be paid, and transmits the payment request to the online transaction server 103 for the online transaction server.
  • the amount to be paid here is less than or equal to the total amount of transactions involved in the transaction data to be processed, and the specific value may be flexible depending on the specific circumstances.
  • the online transaction server 103 For the online transaction server 103, receiving the payment request sent by the store terminal 101 or the user terminal 102, determining, according to the payment request, that a payment operation needs to be performed for the transaction data to be processed, and then according to the transaction number of the transaction data to be processed and the amount to be paid And deducting the corresponding fee from the user account bound to the online identity information of the user for the to-be-processed transaction data.
  • the online transaction server 103 pays the fee deducted from the user account to the merchant account corresponding to the physical store.
  • the online transaction server 103 can transfer the corresponding fee in the user account to the merchant account corresponding to the physical store.
  • the online transaction server 103 may transfer the corresponding fee in the user account to the intermediate account, and then transfer from the intermediate account to the merchant account corresponding to the physical store.
  • the intermediate account here mainly refers to the account of the e-commerce to which the online transaction server 103 belongs.
  • the payment operation is performed by the user account bound to the online identity information, to the store.
  • the payment process is easier for users.
  • This kind of online and offline transaction data processing method realized in the transaction data payment stage can take advantage of online payment to drive offline transactions, improve the convenience of offline transactions in payment, and thus increase the physical store's e-commerce. Competitiveness in the environment promotes the development of physical stores.
  • the store terminal 101 or the user terminal 102 may display an information page corresponding to the transaction data to be processed, and the information page includes a payment control.
  • the payment control can be triggered (eg, clicked, long pressed) to initiate a payment operation.
  • a payment request may be generated according to the online identity information of the user, the transaction number of the transaction data to be processed, and the amount to be paid, and sent to the online
  • the transaction server 103 is used by the online transaction server 103 to deduct the corresponding fee from the user account bound to the user's online identity information.
  • the amount to be paid in the payment request may be determined based on the offline price of the item. For example, taking the merchandise order as an example, the online transaction server 103 may generate the total amount of the order according to the offline price of the offline merchandise when generating the merchandise order, and carry the total amount of the order in the merchandise order and deliver it to the store terminal 101 or User terminal 102. Alternatively, the store terminal 101 or the user terminal 102 may directly extract the total amount of the order from the merchandise order, and report the total amount of the order as the to-be-paid amount to the online transaction server 103 through the payment request.
  • the store terminal 101 or the user terminal 102 may report the amount selected by the user to the online transaction server 103 through the payment request according to the partial amount of the user's selection to be paid by the user account bound to the online identity.
  • the total amount of the order is 100 yuan
  • the user selects 50 yuan to pay by binding the user account with the online identity
  • the remaining 50 yuan selects other payment methods such as cash, bank card and the like to pay.
  • the offline price of a commodity refers to the price at which a commodity is traded in a physical store. Accordingly, the price at which the commodity is traded using the online trader is referred to as the online price, and the online transaction server 103 generally maintains the online price of the commodity.
  • the online price of the item can be the same as or different from the offline price.
  • the amount of the payment in the payment request may be determined based on the online price of the item. Based on this, the store terminal 101 or the user terminal 102 can calculate the amount to be paid according to the online price on the offline commodity online transaction server 103 involved in the transaction data to be processed; according to the online identity information of the user and the transaction data to be processed. The transaction number and the amount to be paid, a payment request is generated and sent to the online transaction server 103 for the online transaction server 103 to deduct the corresponding fee from the user account bound to the user's online identity information.
  • the store terminal 101 or the user terminal 102 may directly extract the online price of the offline item from the transaction data to be processed.
  • the online transaction server 103 can obtain the online price of the offline merchandise when generating the merchandise order, and carry the online price of the offline merchandise in the merchandise order and deliver it to the store terminal 101 or User terminal 102. or,
  • the store terminal 101 or the user terminal 102 may request the online transaction server 103 for the online price of the offline item in real time.
  • the store terminal 101 or the user terminal 102 can determine the offline items involved in the transaction data to be processed, and in turn can send a price request to the online transaction server 103, the price request including the identification of the offline item.
  • the online transaction server 103 receives the price request sent by the store terminal 101 or the user terminal 102, requests the offline product based on the price request, acquires the online price of the offline product, and returns the offline product to the store terminal 101 or the user terminal 102. Online price.
  • the store terminal 101 or the user terminal 102 receives the online price of the offline item returned by the online transaction server 103, and then calculates the to-be-paid amount based on the online price of the offline item.
  • the store terminal 101 or the user terminal 102 may directly calculate the total transaction amount as the amount to be paid according to the quantity of the offline goods involved in the transaction data to be processed and the online price of the offline goods. . or
  • an online preferential strategy that the user can enjoy can be combined.
  • the store terminal 101 or the user terminal 102 can transmit a discount policy request to the online transaction server 103, the offer policy request including the online identity information of the user.
  • the online transaction server 103 receives the preferential policy request sent by the store terminal 101 or the user terminal 102, and obtains an online preferential policy that the user can enjoy according to the online identity information of the user in the preferential policy request, and the user can enjoy the online
  • the offer policy is returned to the store terminal 101 or the user terminal 102.
  • the store terminal 101 or the user terminal 102 receives an online preferential policy that the user returned by the online transaction server 103 can enjoy, and calculates the amount to be paid according to the online preferential policy that the user can enjoy and the online price of the offline product.
  • the transaction of the transaction data to be processed may be determined according to the online preferential strategy that the user can enjoy, the online price of the offline product, and the quantity of the commodity.
  • the total amount as the amount to be paid. If the user chooses to pay by the user account bound to the online identity information, and also selects other payment methods, the user can enjoy the online preferential strategy, the online price of the offline product, and the number of products.
  • the total amount of the transaction that processes the transaction data; the amount to be paid is determined based on the amount that can be paid by other payment methods and the total amount of the transaction.
  • the difference between the total amount of the transaction and the amount that can be paid by other payment methods can be used as the amount to be paid.
  • Other payment methods refer to payment methods other than payment by a user account bound to the user's online identity information, such as bank card, credit card, cash, and the like.
  • the store terminal 101 or the user terminal 102 may directly report the online identity information of the user to the online transaction server 103 in a payment request.
  • the online identity information of the user can be parsed from the payment request, and the online identity information with the user is determined according to the binding relationship between the maintained online identity information and the user account. The bound user account is deducted from the user account.
  • the store terminal 101 or the user terminal 102 may send an account request to the online transaction server 103, the account request including the user's online identity information.
  • the online transaction server 103 receives an account request sent by the store terminal 101 or the user terminal 102 based on the online identity information of the user in the account request.
  • the online identity information of the user can be parsed from the payment request, the user account bound to the online identity information of the user is obtained, and the user account is returned to the store terminal 101 or the user terminal 102.
  • the store terminal 101 or the user terminal 102 may generate a payment request.
  • the store terminal 101 or the user terminal 102 receives the user account returned by the online transaction server 103; generates a payment request based on the user account, the transaction number of the transaction data to be processed, and the amount to be paid.
  • the user account is directly carried in the payment request.
  • the user account can be parsed from the direct payment request, and the corresponding fee is deducted from the user account.
  • the transaction data to be processed refers to transaction data generated by the user's online identity information for the offline goods purchased by the user at the physical store.
  • the transaction data to be processed may be generated in the manner described in the transaction data generation stage, that is, the store terminal 101 acquires the information of the offline goods purchased by the user at the physical store and the online identity information of the user, and sends the information to the online transaction server 103.
  • the information of the offline goods purchased by the user at the physical store and the online identity information of the user so that the online transaction server 103 generates the transaction data for the offline goods with the online identity of the user and returns, and then the store terminal 101 and the user terminal
  • the transaction data sent by the online transaction server is received as the transaction data to be processed, but is not limited thereto.
  • the transaction data generated by the user's online identity information for the products purchased by the user at the physical store can be processed as a transaction data payment phase.
  • the online transaction server 103 may manage its own users through membership codes. Different users have different membership codes, and the membership code uniquely identifies the user's online identity.
  • the user's member code carries the user's online identity information.
  • the member code of the user may be any coded graphic such as a barcode or a two-dimensional code. The entire order processing flow will be described below in conjunction with Figure 2a.
  • the user can send a registration request to the online transaction server 103 through the user terminal 102, and the registration request carries information of the user, such as an identity card number, a mobile phone number, a mailbox number, a home address, and the like.
  • the online transaction server 103 generates a member code for the user based on the information, and transmits the member code to the user terminal 102.
  • the user terminal 102 receives the member code sent by the online transaction server 103 and can store it locally. Of course, the user terminal 102 may not store it, and if necessary, obtain it from the online transaction server 103.
  • the online identity information of the user may be other information that can uniquely identify the user, such as a member ID assigned to the user by the online transaction server 103, in addition to the member code.
  • the cashier can scan the offline goods purchased by the user through the peripheral device of the store terminal 101, for example, a scan code gun.
  • a barcode or a two-dimensional code to obtain information of the offline item purchased by the user (scanning the item 1 as shown in FIG. 2a); on the other hand, the user can display the advance to the cashier through the user terminal 102 according to the request of the cashier.
  • the member code registered by the online transaction server 103 the cashier can scan the member code by scanning the code gun to obtain the online identity information of the user (scanning the member code 1 as shown in FIG. 2a).
  • the store terminal 101 sends the acquired information to the online transaction server 103 (as shown in FIG. 2a, the identity information upload 1); the online transaction server 103 uses the online identity of the user as the offline product purchased by the user at the physical store.
  • the transaction data is generated, and the generated transaction data is sent to the store terminal 101 and the user terminal 102 respectively (as shown in FIG. 2a, the transaction data is issued 1).
  • the store terminal 101 or the user terminal 102 can trigger the payment process by using the transaction data delivered by the online transaction server 103 as the transaction data to be processed.
  • the exemplary embodiment will be described by taking the payment process of the store terminal 101 as an example.
  • the store terminal 101 can be based on the online identity information of the user, the transaction number of the transaction data to be processed, and the pending payment.
  • the amount generates a payment request and sends the payment request to the online transaction server 103 (payment request 2 as shown in Figure 2a).
  • the online transaction server 103 receives the payment request sent by the store terminal 101, and deducts the corresponding transaction data from the user account bound to the online identity information of the user according to the transaction number of the transaction data to be processed and the amount to be paid.
  • Cost (deduction operation 2 as shown in Figure 2a). Among them, 1 represents the generation phase and 2 represents the payment phase.
  • the payment result may be returned to the store terminal 101 and the user terminal 102 (the payment result 2 shown in FIG. 2a).
  • the payment result may be a successful payment result or a payment failure result.
  • the cashier can obtain the member code of the user through the user terminal 102, and can also go online through the store terminal 101 according to the non-member code information (for example, the mobile phone number) that the user can be identified by the online transaction server 103.
  • the transaction server 103 transmits a member code request including the user's non-member code information, such as a mobile phone number; and then receives the member code of the user returned by the online transaction server 103.
  • the online transaction server 103 receives the member code request sent by the store terminal 101, searches for the member code of the user according to the non-member code information of the user carried in the member code request, and returns the user's member code to the store terminal 101, so that The store terminal 101 can acquire the online identity information of the user through the member code.
  • the user's member code carries the user's online identity information. Based on this, in the process of scanning the user member code in each of the above stages, the online identity information of the user can be directly parsed from the member code.
  • the user's member code carries other information that the user can be identified by the online transaction server 103, such as a user ID assigned by the online transaction server 103 to the user, and the user's Mobile number, etc.
  • other information of the user may be parsed from the member code, and an identity information request is sent to the online transaction server 103 according to other information of the user, and the identity information request is Carrying other information of the user, and then receiving the online identity information of the user returned by the online transaction server.
  • the store terminal 101 may present at least one payment method for the user to select before generating the payment request.
  • At least one payment method includes, but is not limited to, a bank card, a credit card, a cash, an associated account, and the like.
  • the selection operation of the payment method may be triggered by the cashier or the user.
  • the store terminal 101 determines the selected payment method in response to the selection operation of the payment method.
  • the selected payment method is the first payment method
  • the store terminal 101 is triggered to generate a payment request and subsequent operations.
  • the first payment method is a method for paying by using a user account bound to the online identity information of the user (may be referred to as an associated account payment method).
  • online and offline transactions can be opened from the entire process of order generation and payment, thereby achieving full integration of online and offline, which is beneficial to fully utilizing online advantages, such as facilitating viewing and managing offline.
  • the advantages of orders and the advantages of easy payment can drive the convenience of management, maintenance and payment of offline transactions, improve the competitiveness of physical stores in the e-commerce environment, and promote the development of physical stores.
  • the transaction data processing system 100 of the present embodiment can support other payment methods in addition to the associated account payment method.
  • the transaction data processing system 100 of the present embodiment can support other payment methods in addition to the associated account payment method.
  • these payment methods are a few:
  • Bank card payment method Users can use various bank cards for payment.
  • the bank card that the user uses to pay can be a general savings card, a UnionPay card or a credit card.
  • the external device of the store terminal 101 includes a credit card machine, by which the cashier can deduct the total transaction amount corresponding to the transaction data from the user's bank card. Among them, the fee deducted from the user's bank card will be transferred to the merchant account corresponding to the physical store. Among them, the store terminal 101 will receive the credit success notice after the successful deduction, and then can print the transaction data for the user, for example, print the order ticket for the user.
  • Cash payment method Users can pay in cash.
  • the cashier can tell the user what the total amount of the transaction is, or the user can check the total amount of the transaction involved in the transaction data through his own terminal, and then give the corresponding amount of cash to the cashier.
  • the cashier receives the user's cash as the revenue of the corresponding merchant of the physical store, and issues a payment success notification to the store terminal 101. After receiving the payment success notification, the store terminal 101 can print the transaction data for the user.
  • the cashier receives the user's cash as his or her own income and issues a payment success notification to the store terminal 101.
  • the store terminal 101 notifies the online transaction server 103 to deduct the total amount of the transaction from the exempted account pre-bound by the cashier and transfer it to the merchant account corresponding to the physical store.
  • the online transaction server 103 successfully debits the exempted account pre-bound by the cashier, the deposit success message is returned to the store terminal 101.
  • the store terminal 101 can print the transaction data for the user.
  • the combined payment method can be further divided into: a combination of cash and bank cards, a combination of cash and associated accounts, a combination of cash and bank cards, and associated accounts. In the combination, the payment process of each payment method is still independent. For details, refer to the foregoing embodiment, and details are not described herein.
  • the store terminal 101 may further receive the commodity price synchronization information sent by the commodity center, and adjust the price of the offline commodity purchased by the user in the physical store in real time.
  • the product center also synchronizes the price of the corresponding item to the online server 103.
  • the store terminal 101 may further perform the pin processing on the products in the physical store according to the information of the offline products purchased by the user in the physical store.
  • the store terminal 101 may send a pin request to the product center, the pin request carrying the name and quantity of the offline item purchased by the user, so that the product center updates the inventory quantity of the corresponding item, so as to timely purchase and/or Or update the shelves and so on.
  • the store terminal 101 and the online transaction server 103 may belong to the same merchant. Based on this, in the interaction process between the store terminal 101 and the online server 103, the store terminal 101 can interact with the online transaction server 103 by itself.
  • store terminal 101 and online transaction server 103 may belong to different merchants. Based on this, in the interaction process between the store terminal 101 and the online server 103, the store terminal 101 can interact with the online transaction server 103 through the store server.
  • the schematic diagram of the system in this application scenario is shown in Figure 2b. In the system shown in Fig. 2b, the store terminal 101 makes a network connection with the online transaction server 103 via the store server 104.
  • the store terminal may send the identity information and the product information to the online transaction server through the network according to the preset network access address, and the specific transmission mode and the online transaction.
  • the way of the server is not specifically limited.
  • the following embodiment will describe the flow of the transaction data processing method provided by the embodiment of the present application from the perspective of a store terminal or a user terminal and an online transaction server.
  • FIG. 3 is a schematic flowchart diagram of a transaction data processing method according to still another exemplary embodiment of the present application. The method is mainly described from the perspective of a store terminal or a user terminal. As shown in FIG. 3, the method includes:
  • Acquire transaction data to be processed where the transaction data to be processed is generated by online identity information on a transaction server of the user for offline goods purchased by the user in the physical store.
  • the transaction data to be processed refers to transaction data generated by the user's online identity information for the offline goods purchased by the user at the physical store.
  • Pending transaction data can be generated using, but not limited to, the following:
  • the information of the offline goods purchased by the user in the physical store and the online identity information of the user are obtained by the store terminal, and the information of the offline goods purchased by the user in the physical store and the online identity information of the user are sent to the online transaction server.
  • the online transaction server generates the transaction data for the offline goods in the online identity of the user and returns, and then the store terminal and the user terminal receive the transaction data delivered by the online transaction server as the transaction data to be processed.
  • the transaction data generated by the user's online identity information for the products purchased by the user at the physical store can be processed as a transaction data payment phase.
  • the online identity information of the user is information for identifying the identity of the user, which is registered on the online transaction server of the user, and may be, for example, the mobile phone number, the ID number of the user, or the identifier uniquely assigned by the online transaction server to the user. information.
  • users based on their online identity information, they can conduct online transactions through online trading servers (such as online shopping, online payment, etc.), and based on their online identity information, they can also implement offline transaction data through online trading servers. Synchronize online.
  • the online transaction data of the user can be managed by the user's online identity information, and the transaction data of the user in the physical store can be managed or synchronized.
  • the payment operation for the transaction data to be processed may be triggered by the store terminal or may be triggered by the user terminal.
  • the transaction number of the transaction data to be processed, and the amount to be paid a payment request is generated, and the payment request is sent to the online transaction server for the online transaction server to process the transaction data for the transaction.
  • the corresponding fee is deducted from the user account bound to the user's online identity information.
  • the amount to be paid here is less than or equal to the total amount of transactions involved in the transaction data to be processed, and the specific value may be flexible depending on the specific circumstances.
  • the payment operation is performed by the user account bound to the online identity information, to the store.
  • the payment process is easier for users.
  • This kind of online and offline transaction data processing method realized in the transaction data payment stage can take advantage of online payment to drive offline transactions, improve the convenience of offline transactions in payment, and thus increase the physical store's e-commerce. Competitiveness in the environment promotes the development of physical stores.
  • the member code previously registered with the online transaction server is scanned by the user to obtain the user's online identity information prior to generating the payment request.
  • At least one payment method is displayed before scanning the user's member code; determining the selected payment method as the first payment method in response to the selection operation of the payment method; wherein the first payment The method is a payment method by using a user account bound to the online identity information.
  • a member code request may also be sent to the online transaction server, the member code request carrying the user's non-member code information to pass the non-member code information to the line.
  • the upper transaction server requests the member code of the user; and receives the member code of the user returned by the online transaction server according to the non-member code information.
  • generating the payment request includes: displaying an information page corresponding to the transaction data to be processed, the information page including a payment control; in response to the triggering operation for the payment control, according to the online identity information of the user, The transaction number and the amount to be paid of the transaction data are processed to generate a payment request.
  • generating the payment request includes: calculating an amount to be paid according to an online price on the online transaction server of the offline commodity purchased by the user at the physical store; according to the online identity information of the user, the transaction to be processed The transaction number of the data and the amount to be paid to generate a payment request.
  • calculating the to-be-paid amount includes: transmitting a preferential policy request to the online transaction server, the preferential policy request including the online identity information of the user; and receiving the online transaction server to return according to the online identity information of the user
  • the online discount strategy that users can enjoy; the amount to be paid is calculated according to the online preferential strategy and the online price of the offline goods purchased by the user at the physical store.
  • calculating the to-be-paid amount includes determining a total transaction amount of the transaction data to be processed according to the online preferential policy, the online price of the offline product, and the quantity of the commodity; the amount that can be paid according to other payment methods and The total amount of the transaction, the amount to be paid, the other payment method refers to the payment method other than the payment by the user account bound to the online identity information.
  • the price request before calculating the amount to be paid according to the online price of the offline item, the price request may be sent to the online transaction server, the price request including the identification of the offline item; the receiving online transaction server according to the line The online price of the offline item returned by the logo of the next item.
  • generating the payment request includes: transmitting an account request to the online transaction server, the account request including online identity information; receiving a user account returned by the online transaction server and bound to the online identity information; The user account, the transaction number of the transaction data to be processed, and the amount to be paid, generate a payment request.
  • FIG. 4 is a schematic flowchart diagram of another transaction data processing method according to still another exemplary embodiment of the present application. This method is mainly a description from the perspective of an online trading server. As shown in Figure 4a, the method includes:
  • 401. Receive a payment request sent by a store terminal or a user terminal, where the payment request is generated according to online identity information on the online transaction server of the user, a transaction number of the transaction data to be processed, and a to-be-paid amount.
  • receiving a payment request sent by the store terminal or the user terminal determining, according to the payment request, that a payment operation needs to be performed for the transaction data to be processed, and then processing the transaction according to the transaction number and the to-be-paid amount of the transaction data to be processed.
  • the transaction data is deducted from the user account bound to the user's online identity information. Among them, the fee deducted from the user account will be transferred to the merchant account corresponding to the physical store.
  • the payment operation is performed by the user account bound to the online identity information, to the store.
  • the payment process is easier for users.
  • This kind of online and offline transaction data processing method realized in the transaction data payment stage can take advantage of online payment to drive offline transactions, improve the convenience of offline transactions in payment, and thus increase the physical store's e-commerce. Competitiveness in the environment promotes the development of physical stores.
  • the member code request sent by the store terminal before receiving the payment request sent by the store terminal, the member code request sent by the store terminal may be received, the member code request carries the non-member code information of the user; and returns to the store terminal according to the non-member code information.
  • User's membership code before receiving the payment request sent by the store terminal, the member code request sent by the store terminal may be received, the member code request carries the non-member code information of the user; and returns to the store terminal according to the non-member code information. User's membership code.
  • the preferential policy request sent by the store terminal or the user terminal may be received, where the preferential policy request includes the online identity information of the user; according to the line of the user The identity information is obtained, and the online preferential strategy that the user can enjoy is obtained; the online preferential strategy that the user can enjoy is returned to the store terminal or the user terminal.
  • the price request sent by the store terminal or the user terminal may be received, the price request including the identifier of the offline product; according to the identifier of the offline product, Obtain the online price of the offline product; return the online price of the offline product to the store terminal or user terminal.
  • the account request sent by the store terminal or the user terminal may be received, the account request including the online identity information of the user; according to the online identity of the user Information, obtaining a user account bound to the online identity information; returning the user account to the store terminal or the user terminal for the store terminal or the user terminal to generate a payment request.
  • the payment result may be returned to the store terminal as well as the user terminal.
  • the payment result may be a successful payment result or a payment failure result.
  • the execution bodies of the steps of the method provided by the foregoing embodiments may all be the same device, or the method may also be performed by different devices.
  • the execution body of steps 301 to 303 may be device A; for example, the execution body of steps 301 and 302 may be device A, the execution body of step 303 may be device B, and the like.
  • FIG. 4b is a schematic flowchart diagram of still another transaction data processing method according to still another exemplary embodiment of the present application.
  • the method can be implemented based on the system shown in Figure 1 or Figure 2b, primarily from the perspective of a store terminal. As shown in Figure 4b, the method includes:
  • the store terminal acquires the pending transaction data generated by the online identity information on the online transaction server of the user for the offline goods purchased by the user in the physical store, and performs payment processing on the transaction data to be processed.
  • the identity information registered by the user on the line can be associated with the offline transaction and the data can be opened. This can facilitate the unification of online and offline transactions, and not only enhance the competitiveness of the offline store. At the same time, it also enhances the user's offline shopping experience.
  • the store terminal may present at least one payment method to the user or the cashier for the user to select the payment method to use before performing the payment process for the transaction data to be processed.
  • the at least one payment method includes, but is not limited to, a bank card, a credit card, a cash, a third party payment, an automatic payment, and the like.
  • the selection operation of the payment method may be triggered by the cashier or the user.
  • the store terminal determines the target payment method to be used in response to the selection operation of the payment method.
  • the process of payment processing for the transaction data to be processed by the store terminal will be different depending on the target payment method.
  • the following examples illustrate:
  • the target payment method is a third-party payment method.
  • the third-party payment method refers to a payment method in which a third party (for example, an online transaction server) deducts a corresponding fee from a user account bound to the user's online identity information.
  • the store terminal may generate a payment request according to the online identity information of the user, the transaction number of the transaction data to be processed, and the amount to be paid;
  • the online transaction server is provided for the online transaction server to deduct the corresponding fee from the user account bound to the online identity information of the user for the transaction data to be processed. Among them, the fee deducted from the user account will be transferred to the merchant account corresponding to the physical store.
  • the store terminal can also receive the payment result delivered by the online transaction server.
  • the target payment method is an automatic payment method.
  • the automatic payment method refers to a payment method in which an online transaction server automatically deducts a user account bound to the online identity information of the user or automatically triggers the user terminal to deduct the fee from the user account.
  • the online transaction server actively deducts the corresponding fee (ie, the amount to be paid) from the user account (for example, the Alipay account) bound with the online identity information of the user, in the process of deduction
  • the automatic deduction can be performed in the background without the user having other operations; or the online transaction server notifies the user to complete the payment operation on the APP through an APP (such as Tmall, Taobao, etc.) installed on the user terminal (for example, a mobile phone);
  • the online transaction server prompts the user to make a payment through a payment APP (for example, an Alipay) corresponding to the user account installed on the user terminal, and the specific manner is not limited.
  • the payment result may be returned to the store terminal for the store terminal to process the transaction data for payment processing.
  • the store terminal may receive the payment result sent by the user terminal or the online transaction server; and perform payment processing on the transaction data according to the payment result. For example, payment results, print transaction tickets, and the like can be saved.
  • users can also choose other payment methods such as bank cards, credit cards or cash.
  • a user A registers an account C on an e-commerce server B of an e-commerce website, and user A can log in to the website provided by the e-commerce server B to conduct a shopping transaction, and the e-commerce server B records the User A's transaction data;
  • the clerk in the physical store D can use the POS machine E therein to scan and obtain the product purchased by the user A, and obtain the product.
  • the information, and the member code displayed by scanning the physical store D (the member code may be an application APP provided by the e-commerce server B installed on the mobile phone of the user A, the user code can be provided to the user A, and the member code can be Is the user's account, or a string of numbers or other identifiers corresponding to the user account C, etc., here refers to a string of numbers), obtains the user's identity information (the member code uniquely corresponds to the account, so it can represent the user's identity information) .
  • the POS machine E obtains the product information purchased by the user A, and the identity information of the user, that is, the member code, and then can send the information to the e-commerce server B, and the e-commerce server B can be based on the member code and the product information.
  • the transaction data is generated, specifically an order, and the order can be returned to the POS machine, so that the POS machine can perform the payment operation such as charging for the user A based on the order.
  • the POS machine E can provide the user A with different payment options based on the returned order, and can have a cash payment option, a bank card payment option, a third party payment option (such as an Alipay payment option), and an automatic payment option.
  • the automatic payment option means that the e-commerce server B can actively deduct the payment fee (such as the Alipay account) associated with the user's account to deduct the cost of the user's current order. In the process of deduction, the automatic deduction can be performed in the background without the user.
  • the e-commerce server B may notify the user to complete the payment operation on the APP through the APP installed on the mobile phone of the user A; or the e-commerce server B notifies the payment APP of the payment account corresponding to the user A to prompt the user.
  • a pays the specific method is not limited.
  • the terminal device includes: a memory, a processor, and a communication component;
  • the memory for storing a computer program
  • the processor coupled to the memory, for executing the computer program for:
  • Obtaining transaction data to be processed wherein the transaction data to be processed is generated for the offline product by the identity information of the user on the third party server;
  • the communication component is configured to send the payment request to the third party server.
  • Yet another exemplary embodiment of the present application provides a third-party server, including: a memory, a processor, and a communication component;
  • the memory for storing a computer program
  • the processor coupled to the processor, is configured to execute the computer program for:
  • the transaction data to be processed is generated by the identity information for offline goods.
  • FIG. 5 is a schematic structural diagram of a transaction data processing apparatus according to still another exemplary embodiment of the present application. As shown in FIG. 5a, the device includes an acquisition module 51, a generation module 52, and a transmission module 53.
  • the obtaining module 51 is configured to obtain transaction data to be processed, where the transaction data to be processed is generated by the online identity information on the online transaction server of the user for the offline goods purchased by the user in the physical store.
  • the generating module 52 is configured to generate a payment request according to the online identity information of the user, the transaction number of the transaction data to be processed, and the amount to be paid.
  • the sending module 53 is configured to send the payment request to the online transaction server, so that the online transaction server deducts the corresponding fee from the user account bound to the online identity information of the user for the transaction data to be processed.
  • the transaction data processing apparatus further includes: a scanning module.
  • the scanning module is configured to scan the member code registered by the user to the online transaction server in advance before the generating module 52 generates the payment request, to obtain the online identity information of the user and provide the online identity information to the generating module 52.
  • the transaction data processing apparatus further includes: a display module and a determination module.
  • the display module is configured to display at least one payment method before the scanning module scans the member code registered by the user to the online transaction server in advance.
  • the determining module is configured to determine, according to the selection operation of the payment mode, that the selected payment mode is the first payment mode.
  • the first payment method is a method for paying through a user account bound to the online identity information of the user.
  • the transaction data processing apparatus further includes: a receiving module.
  • the sending module 53 is further configured to: send a member code request to the online transaction server, where the member code request carries the non-member code information of the user. Based on this, the receiving module is configured to receive the member code of the user returned by the online transaction server according to the non-member code information.
  • the generating module 52 is specifically configured to: display an information page corresponding to the transaction data to be processed, where the information page includes a payment control; in response to the triggering operation for the payment control, according to the online identity information of the user, A transaction request is generated by the transaction number of the transaction data to be processed and the amount to be paid.
  • the generating module 52 is specifically configured to: calculate an amount to be paid according to an online price on the online transaction server of the offline commodity; according to the online identity information of the user, the transaction number of the transaction data to be processed, and The amount to be paid, a payment request is generated.
  • the generating module 52 when calculating the to-be-paid amount, is specifically configured to: send a preferential policy request to the online transaction server, the preferential policy request includes the online identity information of the user; and receive the online transaction server according to the The online discount strategy that users return to the online identity information of the user; the amount to be paid is calculated according to the online preferential strategy and the online price of the offline product.
  • the generating module 52 when calculating the to-be-paid amount, is specifically configured to: determine the total transaction amount of the transaction data to be processed according to the online preferential strategy, the online price of the offline product, and the quantity of the commodity; The amount of payment that can be paid by other payment methods and the total amount of the transaction determine the amount to be paid.
  • Other payment methods refer to payment methods other than payment by the user account bound to the online identity information of the user.
  • the sending module 53 is further configured to: send a price request to the online transaction server, the price request including an identification of the offline item.
  • the receiving module is further configured to: receive an online price of the offline item returned by the online transaction server according to the identifier of the offline product, and provide the generated price to the generating module 52.
  • the transaction data processing apparatus can be implemented as a terminal device, including: a memory 502, a processor 501, and a communication component 503.
  • the memory 502 is configured to store a computer program. In addition to this, the memory 502 can also be configured to store other various data to support operations on the terminal device. Examples of such data include instructions for any application or method operating on the terminal device, phone book data, messages, pictures, videos, and the like.
  • the memory 502 can be implemented by any type of volatile or non-volatile storage medium or a combination thereof, such as static random access memory (SRAM), electrically erasable programmable read only memory (EEPROM), erasable.
  • SRAM static random access memory
  • EEPROM electrically erasable programmable read only memory
  • EPROM Programmable Read Only Memory
  • PROM Programmable Read Only Memory
  • ROM Read Only Memory
  • Magnetic Memory Flash Memory
  • Disk Disk or Optical Disk.
  • the processor 501 is coupled to the memory 502 for executing a computer program in the memory 502 for:
  • the transaction data to be processed is generated by the online identity information on the online transaction server of the user for the offline goods purchased by the user in the physical store;
  • the communication component 503 is configured to send a payment request to the online transaction server.
  • the communication component 503 is further configured to: after transmitting the payment request to the online transaction server, receive the payment result delivered by the online transaction server.
  • the processor 501 is further configured to: print the detailed information of the transaction data to be processed when the payment result received by the communication component 503 is successful.
  • the processor 501 is further configured to: scan the user code registered by the user in advance to the online transaction server to obtain the online identity information of the user before generating the payment request.
  • the terminal device further includes a display 504.
  • the processor 501 is further configured to: display, by the display 504, at least one payment mode before the scanning module scans the member code registered by the user to the online transaction server; and determine the selected one in response to the selection operation of the payment mode.
  • the payment method is the first payment method.
  • the first payment method is a method for paying through a user account bound to the online identity information of the user.
  • the processor 501 is further configured to: send, by the communication component 503, a member code request to the online transaction server, the member code request carries the non-member code information of the user; and receive the online through the communication component 503.
  • the member code of the user returned by the transaction server based on the non-member code information.
  • the communication component 503 is further configured to: send a member code request to the online transaction server, and receive a member code of the user returned by the online transaction server.
  • the processor 501 is specifically configured to: display, by the display 504, an information page corresponding to the transaction data to be processed, where the information page includes a payment control; in response to the triggering operation for the payment control, according to the user's online
  • the identity information, the transaction number of the transaction data to be processed, and the amount to be paid generate a payment request.
  • the processor 501 is specifically configured to: calculate an amount to be paid according to an online price on the online transaction server of the offline commodity; according to the online identity information of the user, the transaction number of the transaction data to be processed, and The amount to be paid, a payment request is generated.
  • the processor 501 when calculating the to-be-paid amount, is specifically configured to: send, by the communication component 503, a preferential policy request to the online transaction server, where the preferential policy request includes the online identity information of the user;
  • the component 503 receives an online preferential strategy that the online transaction server can return according to the user's online identity information; and calculates the to-be-paid amount according to the online preferential strategy and the online price of the offline product.
  • the communication component 503 is further configured to: send a preferential policy request to the online transaction server, and receive an online preferential policy that the user returned by the upper transaction server can enjoy.
  • the processor 501 is specifically configured to: determine a total transaction amount of the transaction data to be processed according to the online preferential policy, the online price of the offline product, and the quantity of the commodity; the amount that can be paid according to other payment methods And the total amount of the transaction, determining the amount to be paid, and other payment methods refer to payment methods other than payment by the user account bound to the online identity information of the user.
  • the processor 501 is further configured to: send, by the communication component 503, a price request to the online transaction server, the price request including an identifier of the offline item; receive the online transaction server via the communication component 503 according to the offline The online price of the offline item returned by the identification of the item.
  • the communication component 503 is further configured to: send a price request to the online transaction server, and receive an online price of the offline item returned by the upper transaction server.
  • the processor 501 is specifically configured to: send an account request to the online transaction server through the communication component 503, the account request includes online identity information of the user; and receive, by the communication component 503, the return of the online transaction server.
  • the communication component 503 is further configured to: send an account request to the online transaction server, and receive a user account returned by the online transaction server and bound to the online identity information of the user.
  • the processor 501 is specifically configured to: acquire information of offline goods and online identity information for identifying an online identity of the user; send the online of the user to the online transaction server through the communication component 503.
  • the identity information and the information of the offline goods send the online identity information of the user and the information of the offline goods to the online transaction server, so that the online transaction server generates the transaction data for the offline goods by the online identity of the user;
  • the communication component 503 receives the transaction data delivered by the online transaction server as the transaction data to be processed.
  • the communication component 503 is further configured to: send the online identity information of the user and the information of the offline commodity to the online transaction server, and receive the transaction data delivered by the online transaction server.
  • the terminal device further includes: a power component 505, an audio component 506, and the like. Only some of the components are schematically illustrated in Figure 5b, and it is not meant that the terminal device only includes the components shown in Figure 5b.
  • the embodiment of the present application further provides a computer readable storage medium storing a computer program, which can be implemented by a computer to implement a transaction data payment phase provided by the foregoing method embodiment, which is related to a store terminal or a user terminal.
  • a computer program which can be implemented by a computer to implement a transaction data payment phase provided by the foregoing method embodiment, which is related to a store terminal or a user terminal. The steps or operations will not be described here.
  • FIG. 6 is a schematic structural diagram of another transaction data processing apparatus according to still another exemplary embodiment of the present application. As shown in FIG. 6a, the device includes a receiving module 61 and a subtracting module 62.
  • the receiving module 61 is configured to receive a payment request sent by the store terminal or the user terminal, where the payment request is generated according to the online identity information on the online transaction server of the user, the transaction number of the transaction data to be processed, and the to-be-paid amount.
  • the deduction module 62 is configured to deduct the corresponding fee from the user account bound to the online identity information of the user according to the transaction number and the to-be-paid amount.
  • the transaction data to be processed is generated by the online identity information of the user for the offline goods purchased by the user in the physical store.
  • the transaction data processing apparatus further includes: a transmitting module, configured to return a payment result to the store terminal and the user's terminal after the deduction module deducts the corresponding fee from the user account.
  • the receiving module 61 is further configured to: before receiving the payment request sent by the store terminal, receive a membership code request sent by the store terminal, where the member code request carries the non-member code information of the user.
  • the sending module is further configured to: return the user's member code to the store terminal according to the non-member code information.
  • the transaction data processing apparatus further includes: a processing module.
  • the receiving module 61 is further configured to: before receiving the payment request sent by the store terminal or the user terminal, receive a preferential policy request sent by the store terminal or the user terminal, where the preferential policy request includes the online identity information of the user.
  • the processing module is configured to obtain an online preferential policy that the user can enjoy according to the online identity information of the user.
  • the sending module is further configured to: return an online preferential policy that the user can enjoy to the store terminal or the user terminal.
  • the receiving module 61 is further configured to: before receiving the payment request sent by the store terminal or the user terminal, receive a price request sent by the store terminal or the user terminal, where the price request includes an identifier of the offline item.
  • the processing module is further configured to: obtain an online price of the offline product according to the identifier of the offline product.
  • the sending module is further configured to: return the online price of the offline product to the store terminal or the user terminal.
  • the receiving module 61 is further configured to: before receiving the payment request sent by the store terminal or the user terminal, receive an account request sent by the store terminal or the user terminal, where the account request includes the online identity information of the user.
  • the processing module is further configured to: obtain a user account bound to the online identity information of the user according to the online identity information of the user.
  • the sending module is further configured to: return the user account to the store terminal or the user terminal, so that the store terminal or the user terminal generates a payment request.
  • the transaction data processing apparatus can be implemented as an online transaction server, including: a memory 602, a processor 601, and a communication component 603.
  • the memory 602 is configured to store a computer program. In addition to this, the memory 602 can also be configured to store various other data to support operations on the online transaction server. Examples of such data include instructions for any application or method operating on an online transaction server, phone book data, messages, pictures, videos, and the like.
  • the memory 602 can be implemented by any type of volatile or non-volatile storage medium or a combination thereof, such as static random access memory (SRAM), electrically erasable programmable read only memory (EEPROM), erasable.
  • SRAM static random access memory
  • EEPROM electrically erasable programmable read only memory
  • EPROM Programmable Read Only Memory
  • PROM Programmable Read Only Memory
  • ROM Read Only Memory
  • Magnetic Memory Flash Memory
  • Disk Disk or Optical Disk.
  • the processor 601 is coupled to the memory 602 for executing a computer program in the memory 602 for:
  • the transaction data to be processed is generated by the online identity information of the user for the offline goods purchased by the user in the physical store.
  • the processor 601 is further configured to: after deducting the corresponding fee from the user account, return the payment result to the store terminal and the user's terminal through the communication component 603.
  • the processor 601 is further configured to: receive, by the communication component 603, a member code request sent by the store terminal, the member code request carries non-member code information of the user; and according to the non-member code by the communication component 603 The information returns the user's member code to the store terminal.
  • the communication component 603 is further configured to: receive the member code request sent by the store terminal, and return the user's member code to the store terminal.
  • the processor 601 is further configured to: receive, by the communication component 603, a preferential policy request sent by the store terminal or the user terminal, where the preferential policy request includes the online identity information of the user; and according to the online identity information of the user Obtaining an online preferential strategy that the user can enjoy; and returning the online preferential policy that the user can enjoy to the store terminal or the user terminal through the communication component 603.
  • the communication component 603 is further configured to: receive a preferential policy request sent by the store terminal or the user terminal, and return the online preferential policy that the user can enjoy to the store terminal or the user terminal.
  • the processor 601 is further configured to: receive, by the communication component 603, a price request sent by the store terminal or the user terminal, where the price request includes an identifier of the offline item; and obtain an offline line according to the identifier of the offline item.
  • the online price of the item; and the online price of the offline item is returned to the store terminal or user terminal via the communication component 603.
  • the communication component 603 is further configured to: receive a price request sent by the store terminal or the user terminal, and return the online price of the offline item to the store terminal or the user terminal.
  • the processor 601 is further configured to: receive, by the communication component 603, an account request sent by the store terminal or the user terminal, where the account request includes online identity information of the user; and is obtained according to the online identity information of the user. a user account bound to the user's online identity information; and returning the user account to the store terminal or user terminal for the store terminal or user terminal to generate a payment request.
  • the communication component 603 is further configured to: receive an account request sent by the store terminal or the user terminal, and return the user account to the store terminal or the user terminal.
  • the online transaction server further includes: a display 604, a power component 605, an audio component 606, and the like. Only some of the components are schematically illustrated in Figure 6b, and it is not meant that the online transaction server includes only the components shown in Figure 6b.
  • the embodiment of the present application further provides a computer readable storage medium storing a computer program, which can be implemented by a computer to implement an online data transaction server in a transaction data payment phase provided by the foregoing method embodiment. Steps or operations are not described here.
  • FIG. 7 is a schematic structural diagram of another terminal device according to another exemplary embodiment of the present application. As shown in FIG. 7, the terminal device includes a memory 701 and a processor 702.
  • the memory 701 is configured to store a computer program. In addition to this, the memory 701 can also be configured to store various other data to support operations on the online transaction server. Examples of such data include instructions for any application or method operating on an online transaction server, phone book data, messages, pictures, videos, and the like.
  • the memory 701 can be implemented by any type of volatile or non-volatile storage medium or a combination thereof, such as static random access memory (SRAM), electrically erasable programmable read only memory (EEPROM), erasable.
  • SRAM static random access memory
  • EEPROM electrically erasable programmable read only memory
  • EPROM Programmable Read Only Memory
  • PROM Programmable Read Only Memory
  • ROM Read Only Memory
  • Magnetic Memory Flash Memory
  • Disk Disk or Optical Disk.
  • the processor 702 is coupled to the memory 701 for executing a computer program in the memory 701 for:
  • the transaction data to be processed is generated by online identity information on the online transaction server of the user for offline goods purchased by the user in the physical store;
  • Payment processing is performed for the transaction data to be processed.
  • the terminal device further includes a communication component 703 and a display 704.
  • the processor 702 can display at least one payment method to the user or the cashier through the display 704 before the user performs the payment processing for the transaction data to be processed, so that the user can select the payment method to be used.
  • the at least one payment method includes, but is not limited to, a bank card, a credit card, a cash, a third party payment, an automatic payment, and the like.
  • the selection operation of the payment method may be triggered by the cashier or the user.
  • the processor 702 can determine a target payment method to use for selection in response to a selection operation of the payment method.
  • the process of payment processing for the transaction data to be processed by the store terminal will be different depending on the target payment method.
  • the following examples illustrate:
  • the target payment method is a third-party payment method.
  • the third-party payment method refers to a payment method in which a third party (for example, an online transaction server) deducts a corresponding fee from a user account bound to the user's online identity information.
  • the processor 702 is specifically configured to: generate a payment request according to the online identity information of the user, the transaction number of the transaction data to be processed, and the to-be-paid amount; The payment request is sent to the online transaction server for the online transaction server to deduct the corresponding fee from the user account bound to the user's online identity information for the transaction data to be processed.
  • the processor 702 is further configured to receive, by using the communication component 703, the payment result delivered by the online transaction server.
  • the communication component 703 is configured to send the payment request to the online transaction server, and receive the payment result delivered by the online transaction server.
  • the target payment method is an automatic payment method.
  • the automatic payment method refers to an online transaction server that automatically deducts a user account bound to the user's online identity information or automatically triggers the user terminal to deduct the payment method from the user account.
  • the online transaction server or the user terminal may return the payment result to the terminal device after the completion of the chargeback operation, so that the terminal device performs payment processing on the transaction data to be processed.
  • the processor 702 is specifically configured to: receive, by the communication component 703, a payment result sent by the user terminal or the online transaction server; and perform payment processing on the transaction data according to the payment result. For example, payment results, print transaction tickets, and the like can be saved.
  • the communication component 703 is further configured to: receive a payment result sent by the user terminal or an online transaction server.
  • users can also choose other payment methods such as bank cards, credit cards or cash. Regardless of which payment method is selected by the user, the detailed payment process can be referred to the related description in the foregoing embodiment, and details are not described herein again.
  • the online transaction server further includes: a power component 705, an audio component 706, and the like. Only some of the components are schematically illustrated in FIG. 7, and it is not meant that the online transaction server includes only the components shown in FIG.
  • the identity information registered by the user on the line can be associated with the offline transaction and the data can be opened. This can facilitate the unification of online and offline transactions, and not only enhance the competitiveness of the offline store. At the same time, it also enhances the user's offline shopping experience.
  • the embodiment of the present application further provides a computer readable storage medium storing a computer program, which can implement the steps or operations in the method embodiment shown in FIG. 4b when the computer program is executed by the computer, and details are not described herein again. .
  • the communication components of Figures 5b, 6b, and 7 above may be configured to facilitate wired or wireless communication between the device to which the communication component belongs and other devices.
  • the device to which the communication component belongs can access a wireless network based on a communication standard such as WiFi, 2G or 3G, or a combination thereof.
  • the communication component receives a broadcast signal or broadcast associated information from an external broadcast management system via a broadcast channel.
  • the communication component further includes a near field communication (NFC) module to facilitate short range communication.
  • the NFC module can be implemented based on radio frequency identification (RFID) technology, infrared data association (IrDA) technology, ultra-wideband (UWB) technology, Bluetooth (BT) technology, and other technologies.
  • RFID radio frequency identification
  • IrDA infrared data association
  • UWB ultra-wideband
  • Bluetooth Bluetooth
  • the display of FIGS. 5b, 6b, and 7 above may include a screen, and the screen may include a liquid crystal display (LCD) and a touch panel (TP). If the screen includes a touch panel, the screen can be implemented as a touch screen to receive input signals from the user.
  • the touch panel includes one or more touch sensors to sense touches, slides, and gestures on the touch panel. The touch sensor may sense not only the boundary of the touch or sliding action, but also the duration and pressure associated with the touch or slide operation.
  • the power components of Figures 5b, 6b, and 7 above provide power to the various components of the equipment to which the power components belong.
  • the power components can include a power management system, one or more power sources, and other components associated with generating, managing, and distributing power to the devices to which the power components belong.
  • the audio component includes a microphone (MIC) that is configured to receive an external audio signal when the device to which the audio component belongs is in an operational mode, such as a call mode, a recording mode, and a voice recognition mode.
  • the received audio signal can be further stored in a memory or transmitted via a communication component.
  • the audio component further includes a speaker for outputting an audio signal.
  • embodiments of the present invention can be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment, or a combination of software and hardware. Moreover, the invention can take the form of a computer program product embodied on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) including computer usable program code.
  • computer-usable storage media including but not limited to disk storage, CD-ROM, optical storage, etc.
  • the computer program instructions can also be stored in a computer readable memory that can direct a computer or other programmable data processing device to operate in a particular manner, such that the instructions stored in the computer readable memory produce an article of manufacture comprising the instruction device.
  • the apparatus implements the functions specified in one or more blocks of a flow or a flow and/or block diagram of the flowchart.
  • These computer program instructions can also be loaded onto a computer or other programmable data processing device such that a series of operational steps are performed on a computer or other programmable device to produce computer-implemented processing for execution on a computer or other programmable device.
  • the instructions provide steps for implementing the functions specified in one or more of the flow or in a block or blocks of a flow diagram.
  • a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
  • processors CPUs
  • input/output interfaces network interfaces
  • memory volatile and non-volatile memory
  • the memory may include non-persistent memory, random access memory (RAM), and/or non-volatile memory in a computer readable medium, such as read only memory (ROM) or flash memory.
  • RAM random access memory
  • ROM read only memory
  • Memory is an example of a computer readable medium.
  • Computer readable media includes both permanent and non-persistent, removable and non-removable media.
  • Information storage can be implemented by any method or technology.
  • the information can be computer readable instructions, data structures, modules of programs, or other data.
  • Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read only memory. (ROM), electrically erasable programmable read only memory (EEPROM), flash memory or other memory technology, compact disk read only memory (CD-ROM), digital versatile disk (DVD) or other optical storage, Magnetic tape cartridges, magnetic tape storage or other magnetic storage devices or any other non-transportable media can be used to store information that can be accessed by a computing device.
  • computer readable media does not include temporary storage of computer readable media, such as modulated data signals and carrier waves.

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Abstract

本申请实施例提供一种交易数据处理方法、装置及系统。在本申请实施例中，针对以用户在第三方/线上交易服务器上的身份信息为线下商品生成的交易数据，通过与该用户在第三方/线上交易服务器上的身份信息绑定的用户账户进行支付操作，实现一种线上线下相结合的交易数据处理方式，可以利用线上支付的优势带动线下交易，提高线下交易在支付上的便利性，进而提高实体门店在电商环境下的竞争力，促进实体门店的发展。

Description

交易数据处理方法、装置及系统
本申请要求2017年09月30日递交的申请号为201710919205.3、发明名称为“交易数据处理方法、装置及系统”的中国专利申请的优先权，其全部内容通过引用结合在本申请中。
技术领域
本申请涉及互联网技术领域，尤其涉及一种交易数据处理方法、装置及系统。
背景技术
电子商务是以信息网络技术为手段，实现消费者的网上购物、商户之间的网上交易、在线电子支付以及各种商务活动、交易活动、金融活动和相关的综合服务活动的一种新型的商业运营模式。
随着电子商务技术的发展，各类电商不断涌现。各类电商采用的线上交易模式在数据处理方面的优势给实体门店采用的线下交易模式带来极大地冲击。为此，有必要针对实体门店提供一种新的交易数据处理方案，用来提高线下交易的便利性。
发明内容
本申请的多个方面提供一种交易数据处理方法、装置及系统，用以提供线上线下相结合的交易数据处理方式，利用线上优势带动实体门店的线下交易，提高线下交易的便利性。
本申请实施例提供一种交易数据处理方法，包括：
获取待处理交易数据，所述待处理交易数据是以用户在第三方服务器上的身份信息针对线下商品生成的；
根据所述身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求；
将所述支付请求发送给所述第三方服务器，以供所述第三方服务器针对所述待处理交易数据从与所述身份信息绑定的用户账户中扣除相应费用。
本申请实施例还提供一种交易数据处理方法，包括：
接收门店终端或用户终端发送的支付请求，所述支付请求是根据用户在第三方服务器上的身份信息、待处理交易数据的交易编号以及待付金额生成的；
根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述身份信息绑 定的用户账户中扣除相应费用；
其中，所述待处理交易数据是以所述身份信息针对线下商品生成的。
本申请实施例还提供一种交易数据处理方法，包括：
获取待处理交易数据，所述待处理交易数据是以用户在线上交易服务器上的线上身份信息针对所述用户在实体门店选购的线下商品生成的；
根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求；
将所述支付请求发送给所述线上交易服务器，以供所述线上交易服务器针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用。
本申请实施例还提供一种交易数据处理方法，包括：
接收门店终端或用户终端发送的支付请求，所述支付请求是根据用户在线上交易服务器上的线上身份信息、待处理交易数据的交易编号以及待付金额生成的；
根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用；
其中，所述待处理交易数据是以所述线上身份信息针对所述用户在实体门店选购的线下商品生成的。
本申请实施例还提供一种终端设备，包括：存储器、处理器以及通信组件；
所述存储器，用于存储计算机程序；
所述处理器，与所述存储器耦合，用于执行所述计算机程序，以用于：
获取待处理交易数据，所述待处理交易数据是以用户在第三方服务器上的身份信息针对线下商品生成的；
根据所述身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求；
通过所述通信组件将所述支付请求发送给所述第三方服务器，以供所述第三方服务器针对所述待处理交易数据从与所述身份信息绑定的用户账户中扣除相应费用；
所述通信组件，用于将所述支付请求发送给所述第三方服务器。
本申请实施例还提供一种第三方服务器，包括：存储器、处理器和通信组件；
所述存储器，用于存储计算机程序；
所述处理器，与所述处理器耦合，用于执行所述计算机程序，以用于：
通过所述通信组件接收门店终端或用户终端发送的支付请求，所述支付请求是根据用户在所述第三方服务器上的身份信息、待处理交易数据的交易编号以及待付金额生成 的；
根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述身份信息绑定的用户账户中扣除相应费用；
其中，所述待处理交易数据是以所述身份信息针对线下商品生成的。
本申请实施例还提供一种终端设备，包括：存储器、处理器以及通信组件；
所述存储器，用于存储计算机程序；
所述处理器，与所述存储器耦合，用于执行所述计算机程序，以用于：
获取待处理交易数据，所述待处理交易数据是以用户在线上交易服务器上的线上身份信息针对所述用户在实体门店选购的线下商品生成的；
根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求；
通过所述通信组件将所述支付请求发送给所述线上交易服务器，以供所述线上交易服务器针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用；
所述通信组件，用于将所述支付请求发送给所述线上交易服务器。
本申请实施例还提供一种线上交易服务器，包括：存储器、处理器和通信组件；
所述存储器，用于存储计算机程序；
所述处理器，与所述处理器耦合，用于执行所述计算机程序，以用于：
通过所述通信组件接收门店终端或用户终端发送的支付请求，所述支付请求是根据用户在所述线上交易服务器上的线上身份信息、待处理交易数据的交易编号以及待付金额生成的；
根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用；
其中，所述待处理交易数据是以所述线上身份信息针对所述用户在实体门店选购的线下商品生成的。
本申请实施例还提供一种交易数据处理系统，包括：门店终端、用户终端以及线上交易服务器；
所述门店终端或所述用户终端，用于获取待处理交易数据，所述待处理交易数据是以用户在所述线上交易服务器上的线上身份信息针对所述用户在实体门店选购的线下商品生成的；根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成 支付请求；将所述支付请求发送给所述线上交易服务器；
所述线上交易服务器，用于接收所述门店终端或所述用户终端发送的所述支付请求，根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用。
本申请实施例还提供一种交易数据处理方法，包括：
获取待处理交易数据，所述待处理交易数据是以用户在线上交易服务器上的线上身份信息针对所述用户在实体门店选购的线下商品生成的；
针对所述待处理交易数据进行支付处理。
本申请实施例还提供一种终端设备，包括：存储器和处理器；
所述存储器，用于存储计算机程序；
所述处理器，与所述存储器耦合，用于执行所述计算机程序，以用于：
获取待处理交易数据，所述待处理交易数据是以用户在线上交易服务器上的线上身份信息针对所述用户在实体门店选购的线下商品生成的；
针对所述待处理交易数据进行支付处理。
在本申请实施例中，针对以用户在第三方/线上交易服务器上的身份为线下商品生成的交易数据，通过与该用户在第三方/线上交易服务器上的身份信息绑定的用户账户进行支付操作，实现一种线上线下相结合的交易数据处理方式，可以利用线上支付的优势带动线下交易，提高线下交易在支付上的便利性，进而提高实体门店在电商环境下的竞争力，促进实体门店的发展。
附图说明
此处所说明的附图用来提供对本申请的进一步理解，构成本申请的一部分，本申请的示意性实施例及其说明用于解释本申请，并不构成对本申请的不当限定。在附图中：
图1为本申请一示例性实施例提供的交易数据处理系统的结构示意图；
图2a为本申请另一示例性实施例结合图1所示系统提供的交易数据处理流程的示意图；
图2b为本申请又一示例性实施例提供的另一种交易数据处理系统的结构示意图；
图3为本申请又一示例性实施例提供的一种交易数据处理方法的流程示意图；
图4a为本申请又一示例性实施例提供的另一种交易数据处理方法的流程示意图；
图4b为本申请又一示例性实施例提供的又一种交易数据处理方法的流程示意图；
图5a为本申请又一示例性实施例提供的一种交易数据处理装置的结构示意图；
图5b为本申请又一示例性实施例提供的一种终端设备的结构示意图；
图6a为本申请又一示例性实施例提供的另一种交易数据处理装置的结构示意图；
图6b为本申请又一示例性实施例提供的一种线上交易服务器的结构示意图；
图7为本申请又一示例性实施例提供的另一种终端设备的结构示意图。
具体实施方式
为使本申请的目的、技术方案和优点更加清楚，下面将结合本申请具体实施例及相应的附图对本申请技术方案进行清楚、完整地描述。显然，所描述的实施例仅是本申请一部分实施例，而不是全部的实施例。基于本申请中的实施例，本领域普通技术人员在没有做出创造性劳动前提下所获得的所有其他实施例，都属于本申请保护的范围。
针对线上交易模式给线下交易模式带来的冲击，本申请实施例针对实体门店提供一种解决方案，针对以用户在第三方/线上交易服务器上的身份为线下商品生成的交易数据，通过与该用户在第三方/线上交易服务器上的身份信息绑定的用户账户进行支付操作，实现一种线上线下相结合的交易数据处理方式，可以利用线上支付的优势带动线下交易，提高线下交易在支付上的便利性，进而提高实体门店在电商环境下的竞争力，促进实体门店的发展。这样，线下无会员注册的实体门店等，可以利用用户在线上电商网站等注册的身份信息的账号，来进行线下商品的交易处理，使得用户利用线上注册的账号，就可以实现交易数据的线下线上打通，同时提升了线下实体店的运营效率，以及提高了用户线下沟通的用户体验。
在本申请一示例性实施例中，交易数据处理系统包括门店终端、用户终端以及第三方服务器。关于该系统的描述可参见下述图1所示实施例，该系统中的第三方服务器可作为图1所示实施例中线上交易服务器的一种具体实现形式。
基于上述系统，本申请实施例提供一种适用于门店终端或用户终端的交易数据处理方法，该方法包括：获取待处理交易数据，所述待处理交易数据是以用户在第三方服务器上的身份信息针对线下商品生成的；根据用户在第三方服务器上的身份信息、待处理交易数据的交易编号和待付金额，生成支付请求；将支付请求发送给第三方服务器，以供第三方服务器针对待处理交易数据从与身份信息绑定的用户账户中扣除相应费用。
基于上述系统，本申请实施例提供一种第三方服务器的交易数据处理方法，该方法包括：接收门店终端或用户终端发送的支付请求，该支付请求是根据用户在第三方服务 器上的身份信息、待处理交易数据的交易编号以及待付金额生成的；根据交易编号和待付金额，针对待处理交易数据从与用户在第三方服务器上的身份信息绑定的用户账户中扣除相应费用；其中，待处理交易数据是以身份信息针对线下商品生成的。
关于上述方法的详细实施流程可参见下述实施例中的相关描述，在此不做赘述。
以下结合附图，详细说明本申请其它实施例提供的技术方案。
图1为本申请一示例性实施例提供的交易数据处理系统100的结构示意图。如图1所示，该交易数据处理系统100包括：门店终端101、用户终端102以及线上交易服务器103。
门店终端101是指实体门店的终端设备，可以设置于实体门店中，也可以部署于实体门店之外实现。在部署实现时，一般会优先考虑将门店终端101部署于实体门店内部实现。门店终端101主要负责对用户在实体门店中选购商品进行交易处理。这里的交易处理包括但不限于：订单生成、订单支付、订单取消、订单修改等一系列与订单有关的处理。
门店终端101可以是任何具有一定计算能力的设备，例如可以是智能手机、平板电脑、个人电脑等、智能POS机等。门店终端101的基本结构包括：至少一个处理单元和至少一个存储器。处理单元和存储器的数量取决于门店终端101的配置和类型。存储器可以包括易失性的，例如RAM，也可以包括非易失性的，例如只读存储器(Read-Only Memory，ROM)、闪存等，或者也可以同时包括两种类型。存储器内通常存储有操作系统(Operating System，OS)、一个或多个应用程序，也可以存储有程序数据等。除了处理单元和存储器之外，门店终端101还包括一些基本配置，例如网卡芯片、IO总线、音视频组件等。可选地，门店终端101还可以包括一些外围设备，例如键盘、鼠标、输入笔、打印机、扫码枪等。其中，扫码枪可以扫描各种条形码或二维码等各种编码图形，从中获取相关信息。其它外围设备在本领域中是众所周知的，在此不做赘述。
根据实体门店的大小，门店终端101可以配置一台或多台。实体门店可以是任何具有一定空间并具有销售功能或行为的物理空间，例如可以是超市、便利店、商场、批发市场等。
用户终端102是用户使用的终端设备，例如可以是智能手机、平板电脑、个人电脑、穿戴设备等。用户终端102通常也包括至少一个处理单元和至少一个存储器。处理单元和存储器的数量取决于用户终端102的配置和类型。除了处理单元和存储器之外，用户终端102也会包括网卡芯片、IO总线、音视频组件等基本配置。可选地，根据用户终端 102的实现形式，用户终端102也可以包括一些外围设备，例如键盘、鼠标、输入笔、打印机等。这些外围设备在本领域中是众所周知的，在此不做赘述。
线上交易服务器103是指可以在网络虚拟环境中进行交易处理的服务器，通常是指利用网络进行线上商品交易的服务器，用户通常需要在该服务器进行身份信息的注册，以利用注册的账号进行商品的购买等交易行为，例如可以是各电商平台或线上交易网站的交易服务器，也可以是第三方服务器。在物理实现上，线上交易服务器103可以是任何能够提供计算服务，响应服务请求，并进行处理的设备，例如可以是常规服务器、云服务器、云主机、虚拟中心等。服务器的构成主要包括处理器、硬盘、内存、系统总线等，和通用的计算机架构类似。
在本实施例中，门店终端101和用户终端102均与线上交易服务器103进行网络连接。门店终端101或用户终端102与线上交易服务器103之间可以是无线或有线网络连接。若门店终端101或用户终端102通过移动网络与线上交易服务器103通信连接，该移动网络的网络制式可以为2G(GSM)、2.5G(GPRS)、3G(WCDMA、TD-SCDMA、CDMA2000、UTMS)、4G(LTE)、4G+(LTE+)、WiMax等中的任意一种。
在交易数据处理系统100中，门店终端101、用户终端102以及线上交易服务器103三者相互配合可以实现一种线上线下相结合的交易数据处理方式，从而将线上线下交易打通。本实施例的线上线下交易打通主要涉及两个阶段：交易数据生成阶段和交易数据支付阶段。在交易数据生成阶段主要是以用户的线上身份信息针对用户在实体门店选购的商品生成交易数据。在交易数据支付阶段主要是针对以用户的线上身份信息针对用户在实体门店选购的商品生成的交易数据，通过与用户的线上身份信息绑定的用户账户进行支付。
其中，用户的线上身份信息是用户在线上交易服务器103上注册的用于标识用户身份的信息，例如可以是用户的手机号码、身份证号码或者也可以是线上交易服务器103为用户唯一分配的标识信息。对用户来说，基于其线上身份信息可以通过线上交易服务器103进行在线交易(例如在线购物、在线支付等)，另外基于其线上身份信息也可以通过线上交易服务器103实现线下交易数据的线上同步。对线上交易服务器103来说，可以通过用户的线上身份信息对用户的在线交易数据进行管理，并可以管理或同步用户在实体门店的交易数据。
下面分别对交易数据生成阶段和交易数据支付阶段进行描述，并且在下面描述中，为便于描述和区分，将实体门店中交易的商品称为线下商品，相应的，将利用线上交易 器进行交易的商品可称为线上商品，这里，所谓的线上商品和线下商品只是对商品在不同场景交易下的一个称谓，其本质都是交易所涉及到的商品对象。
交易数据生成阶段：
用户在实体门店选购线下商品，当选购好所需线下商品后，到实体门店的收银台处结账。收银员通过门店终端101获取用户在实体门店选购的线下商品的信息。用户在实体门店选购的线下商品的信息包括但不限于：商品的名称、数量、所属类别、商家、保质期、规格尺寸等等。
可选地，收银人员可以通过门店终端101的外围设备，例如扫码枪扫描用户在实体门店选购的线下商品上的二维码或条形码，获得用户在实体门店选购的线下商品的信息。
可选地，收银人员可以通过门店终端101的外围设备，例如鼠标、键盘等手动录入用户在实体门店选购的线下商品的信息。
在本实施例中，门店终端101一方面获取用户在实体门店选购的线下商品的信息，另一方面获取用户的线上身份信息。本实施例并不限定门店终端101获取用户在实体门店选购的线下商品的信息与获取用户的线上身份信息的先后顺序。例如，可以先获取用户在实体门店选购的线下商品的信息，然后获取用户的线上身份信息；或者，也可以先获取用户线上身份信息，然后获取用户在实体门店选购的线下商品的信息；或者，在不冲突的情况下，也可以并行获取用户在实体门店选购的线下商品的信息和用户的线上身份信息。
在获得用户在实体门店选购的线下商品信息和用户的线上身份信息之后，门店终端101向线上交易服务器103发送用户的线上身份信息和用户在实体门店选购的线下商品的信息，以供线上交易服务器103以用户的线上身份针对用户在实体门店选购的线下商品生成交易数据，以使线上线下交易相结合，便于提高线下交易的便利性。
对线上交易服务器103来说，接收门店终端101发送的用户在实体门店选购的线下商品的信息以及用户的线上身份信息，从而以用户的线上身份为用户在实体门店选购的线下商品生成交易数据，并将所生成的交易数据分别下发给门店终端101和用户终端102。对门店终端101和用户终端102来说，接收线上交易服务器103下发的交易数据。至此，交易数据生成阶段的主要流程基本结束。
对门店来说，该交易数据与用户的线上身份相关联，对门店的交易数据进行维护管理，便于查看或了解门店消费者的消费情况，也可以为实体门店的店面布局、商品布局等提供参考数据。对用户来说，不仅可以管理、查看自己的线上交易数据，而且可以管 理、查看用户在实体门店的线下交易数据。这种在交易数据生成阶段将线上线下相结合的交易数据处理方式，可以充分利用线上优势带动线下交易在管理、维护、操作等各方面的便利性，提高实体门店在电商环境下的竞争力，促进实体门店的发展。
另外，实体门店的购物用户由于具有随机性，传统用户消费时，往往无法将用户的交易商品信息与实际用户关联，从而为实体门店的发展带来不利；而电商等线上交易中，用户通常会基于注册的身份等账号信息来统一处理交易商品信息，这也是线上交易便利性的一种技术实现。本申请实施例中，则可以将用户在线上注册的身份信息，来和线下交易进行关联和数据打通，这样，可便于线上、线下交易的统一，不仅提升了线下实体店的竞争力，同时也提升了用户线下购物的体验。
在一些示例性实施例中，在获得用户在实体门店选购的线下商品的信息以及用户的线上身份信息之后，门店终端101可以自动向线上交易服务器103发送用户在实体门店选购的线下商品的信息以及用户的线上身份信息。
在另一些示例性实施例中，在获得用户在实体门店选购的线下商品的信息以及用户的线上身份信息之后，门店终端101可以展示一下单提示页面，以供收银人员或用户确认是否下单。当收银人员或用户确认下单时，可以通过下单提示页面触发下单操作，例如点击下单提示页面上的下单按钮。基于此，门店终端101可响应于针对用户在实体门店选购的线上商品的下单操作，向线上交易服务器103发送用户的线上身份信息以及用户在实体门店选购的线下商品的信息。
在又一些示例性实施例中，门店终端在向线上交易服务器103发送用户的线上身份信息以及用户在实体门店选购的线下商品的信息时，可以在一次通信过程中将用户的线上身份信息以及用户在实体门店选购的线下商品的信息全部发送给线上交易服务器103；或者，也可以在不同的通信过程中分别将用户的线上身份信息以及用户在实体门店选购的线下商品的信息发送给线上交易服务器103。
在一种可选实施方式中，门店终端101可以先向线上交易服务器103发送用户的线上身份信息，以供线上交易服务器103根据用户的线上身份信息验证用户的合法性。对线上交易服务器103来说，可以接收门店终端101发送的用户的线上身份信息，根据用户的线上身份信息验证用户的合法性；当用户通过合法性验证时，向门店终端101发送验证通过结果。门店终端101接收线上交易服务器103返回的验证结果，若接收到线上交易服务器103返回的验证通过结果，继续向线上交易服务器103发送用户在实体门店 选购的线下商品的信息。线上交易服务器103接收门店终端101继续发送的用户在实体门店选购的线下商品的信息。之后，线上交易服务器103可以用户的在线身份为用户在实体门店选购的线下商品生成交易数据，并将所生成的交易数据分别下发给门店终端101和用户终端102。在该实施方式中，首先验证用户的合法性，在用户未通过合法性验证的情况下，门店终端101可以不用向线上交易服务器103发送用户在实体门店选购的线下商品的信息，有利于节约网络流量，减轻线上交易服务器103的处理负担。
在上述实施例或下述实施例中，线上交易服务器103可以以用户的线上身份为用户在实体门店选购的线下商品生成交易数据。线上交易服务器103可以采用多种方式以用户的线上身份为用户在实体门店选购的线下商品生成交易数据。下面提供几种方式：
在一种可选实施方式中，线上交易服务器103可以根据用户在实体门店选购的线下商品的信息，生成初始交易数据，该初始交易数据包括这些线下商品的信息，例如商品名称、数量、规格等；然后，为初始交易数据分配交易编号，以获得交易数据；将交易数据的交易编号与用户的线上身份信息进行关联，达到以用户的线上身份为用户在实体门店选购的线下商品生成交易数据的目的。其中，线上交易服务器103可以按照自己的交易编号分配策略，为初始交易数据分配交易编号。
在另一种可选实施方式中，线上交易服务器103可以根据用户的线上身份信息生成交易数据的交易编号，例如对用户的线上身份信息进行哈希计算，将哈希值作为交易编号；根据用户在实体门店选购的线下商品的信息生成交易数据的内容，从而达到以用户的线上身份为用户在实体门店选购的线下商品生成交易数据的目的。在该实施方式中，交易数据的交易编号与用户的线上身份相关。
值得说明的是，在上述各实施例中，交易数据包括但不限于：交易编号、各商品的信息、交易总金额等信息。
交易数据支付阶段：
在以用户的线上身份信息针对用户在实体门店选购的商品生成交易数据之后，可进入针对该交易数据的支付流程。本实施例接下来将重点描述针对以用户的线上身份信息针对用户在实体门店选购的商品生成的交易数据进行支付的过程。为便于描述，将以用户的线上身份信息为用户在实体门店选购的商品生成的交易数据简称为待处理交易数据。
在本实施例中，针对待处理交易数据的支付操作，可由门店终端101触发，或者可由用户终端102触发。对门店终端101或用户终端102来说，首先要获取待处理交易数 据。可选地，如上交易数据生成阶段所述，门店终端101或用户终端102可以接收线上交易服务器103下发的以用户的线上身份信息针对用户在实体门店选购的商品生成的交易数据作为待处理交易数据。然后，门店终端101或用户终端102根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求，将支付请求发送给线上交易服务器103，以供线上交易服务器103针对该待处理交易数据从与用户的线上身份信息绑定的用户账户中扣除相应费用。这里的待付金额小于或等于待处理交易数据涉及的交易总金额，具体数值可视具体情况灵活而定。
对线上交易服务器103来说，接收门店终端101或用户终端102发送的支付请求，根据该支付请求确定需要针对待处理交易数据进行支付操作，于是根据待处理交易数据的交易编号和待付金额，针对该待处理交易数据从与用户的线上身份信息绑定的用户账户中扣除相应费用。其中，线上交易服务器103将从用户账户中扣除的费用支付给实体门店对应的商户账户中。可选地，线上交易服务器103可以将用户账户中的相应费用转入实体门店对应的商户账户中。或者，线上交易服务器103也可以将用户账户中的相应费用转入中间账户，再从中间账户转入实体门店对应的商户账户中。这里的中间账户主要是指线上交易服务器103所属电商的账户。
由此可见，对于以用户在线上交易服务器上的线上身份为用户在实体门店选购的线下商品生成的交易数据，通过与该线上身份信息绑定的用户账户进行支付操作，对门店和用户来说支付流程更加简便。这种在交易数据支付阶段实现的线上线下相结合的交易数据处理方式，可以利用线上支付的优势带动线下交易，提高线下交易在支付上的便利性，进而提高实体门店在电商环境下的竞争力，促进实体门店的发展。
在一些示例性实施例中，门店终端101或用户终端102在获取待处理交易数据后，可以展示待处理交易数据对应的信息页，该信息页上包含支付控件。对收银人员或用户来说，在确认支付时，可以触发(例如点击、长按)支付控件以发起支付操作。对门店终端101或用户终端102来说，可响应于针对支付控件的触发操作，根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求，并发送给线上交易服务器103以供线上交易服务器103从与用户的线上身份信息绑定的用户账户中扣除相应费用。
在一些示例性实施例中，支付请求中的待付金额可以根据商品的线下价格确定。例如，以商品订单为例，线上交易服务器103在生成商品订单时，可根据线下商品的线下价格生成订单总金额，将该订单总金额携带在商品订单中下发给门店终端101或用户终 端102。可选地，门店终端101或用户终端102可以直接从商品订单中提取订单总金额，通过支付请求将订单总金额作为待付金额上报给线上交易服务器103。或者，门店终端101或用户终端102可根据用户选择需要通过与其线上身份绑定的用户账户进行支付的部分金额作为待付金额，通过支付请求将用户选择的金额上报给线上交易服务器103。例如，订单总金额是100元，用户选择50元通过与其线上身份绑定用户账户进行支付，剩下50元选择现金、银行卡等其他支付方式进行支付。
其中，商品的线下价格是指在实体门店中对商品进行交易时的价格。相应地，将利用线上交易器对商品进行交易时的价格称为线上价格，线上交易服务器103一般会维护商品的线上价格。商品的线上价格与线下价格可以相同，也可以不同。
在另一些示例性实施例中，支付请求中的待付金额可以根据商品的线上价格确定。基于此，门店终端101或用户终端102可以根据待处理交易数据涉及的线下商品在线上交易服务器103上的线上价格，计算待付金额；根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求，并发送给线上交易服务器103以供线上交易服务器103从与用户的线上身份信息绑定的用户账户中扣除相应费用。
可选地，在计算待付金额时，门店终端101或用户终端102可以直接从待处理交易数据中提取线下商品的线上价格。例如，以商品订单为例，线上交易服务器103在生成商品订单时，可获取线下商品的线上价格，将这些线下商品的线上价格携带在商品订单中下发给门店终端101或用户终端102。或者，
可选地，在计算待付金额时，门店终端101或用户终端102可以实时向线上交易服务器103请求线下商品的线上价格。例如，门店终端101或用户终端102可以确定待处理交易数据涉及的线下商品，进而可以向线上交易服务器103发送价格请求，该价格请求包括线下商品的标识。线上交易服务器103接收门店终端101或用户终端102发送的价格请求，根据该价格请求包括线下商品的标识，获取线下商品的线上价格，向门店终端101或用户终端102返回线下商品的线上价格。门店终端101或用户终端102接收线上交易服务器103返回的线下商品的线上价格，然后基于线下商品的线上价格计算待付金额。
可选地，在计算待付金额时，门店终端101或用户终端102可以根据待处理交易数据涉及的线下商品的数量以及线下商品的线上价格直接计算出交易总金额，作为待付金额。或者
可选地，在计算待付金额时，可以结合用户可享受的线上优惠策略。基于此，门店 终端101或用户终端102可以向线上交易服务器103发送优惠策略请求，该优惠策略请求包括用户的线上身份信息。线上交易服务器103接收门店终端101或用户终端102发送的优惠策略请求，根据该优惠策略请求中的用户的线上身份信息，获取用户可以享受的线上优惠策略，将用户可享有的线上优惠策略返回给门店终端101或用户终端102。门店终端101或用户终端102接收线上交易服务器103返回的用户可享受的线上优惠策略，根据用户可享受的线上优惠策略和线下商品的线上价格，计算待付金额。
进一步，若用户仅选择通过与其线上身份信息绑定的用户账户进行支付，则可以根据用户可享受的线上优惠策略、线下商品的线上价格和商品数量，确定待处理交易数据的交易总金额，作为待付金额。若用户选择通过与其线上身份信息绑定的用户账户进行支付之外，还选择其它支付方式，则可以根据用户可享受的线上优惠策略、线下商品的线上价格和商品数量，确定待处理交易数据的交易总金额；根据其它支付方式可支付的金额以及交易总金额，确定待付金额。例如，可以将交易总金额与其它支付方式可支付的金额之差作为待付金额。其它支付方式是指通过与用户的线上身份信息绑定的用户账号进行支付之外的支付方式，例如银行卡、信用卡、现金等支付方式。
在一些示例性实施例中，在生成支付请求时，门店终端101或用户终端102可直接将用户的线上身份信息封装在支付请求中上报给线上交易服务器103。对线上交易服务器103来说，可从支付请求中解析出用户的线上身份信息，进而根据所维护的线上身份信息与用户账户之间的绑定关系，确定与用户的线上身份信息绑定的用户账户，从该用户账户中扣除相应费用。
在另一些示例性实施例中，在生成支付请求时，门店终端101或用户终端102可以向线上交易服务器103发送账户请求，该账户请求包括用户的线上身份信息。线上交易服务器103接收门店终端101或用户终端102发送的账户请求，根据该账户请求中的用户的线上身份信息。对线上交易服务器103来说，可从支付请求中解析出用户的线上身份信息，获取与用户的线上身份信息绑定的用户账户，将该用户账户返回给门店终端101或用户终端102，以供门店终端101或用户终端102生成支付请求。门店终端101或用户终端102接收线上交易服务器103返回的用户账户；根据该用户账户、待处理交易数据的交易编号和待付金额，生成支付请求。在该示例性实施例中，支付请求中直接携带用户账户。对线上交易服务器103来说，可从直接支付请求中解析出用户账户，从该用户账户中扣除相应费用。
在此说明，在交易数据支付阶段，待处理交易数据是指以用户的线上身份信息针对 用户在实体门店选购的线下商品生成的交易数据。待处理交易数据可以采用上述交易数据生成阶段描述的方式来生成，即由门店终端101获取用户在实体门店选购的线下商品的信息和用户的线上身份信息，向线上交易服务器103发送用户在实体门店选购的线下商品的信息和用户的线上身份信息，以供线上交易服务器103以用户的线上身份针对线下商品生成交易数据并返回，然后门店终端101和用户终端102接收线上交易服务器下发的所述交易数据，作为所述待处理交易数据，但并不限于此。无论采用何种生成方式，凡是以用户的线上身份信息针对用户在实体门店选购的商品生成的交易数据均可作为交易数据支付阶段的方式进行支付处理。
在一些示例性实施例中，线上交易服务器103可以通过会员码管理自己的用户。不同用户具有不同的会员码，会员码可唯一标识用户的线上身份。用户的会员码中携带有用户的线上身份信息。用户的会员码可以是条形码、二维码等任意编码图形。下面将结合图2a对整个订单处理流程进行说明。
如图2a所示，用户可以通过用户终端102向线上交易服务器103发送注册请求，该注册请求携带用户的信息，例如身份证号码、手机号码、邮箱号码、家庭住址等信息。线上交易服务器103根据这些信息为用户生成会员码，并将会员码发送至用户终端102。用户终端102接收线上交易服务器103下发的会员码，并可存储在本地，当然也可以不进行存储，需要时从线上交易服务器103来获取。值得说明的是，用户的线上身份信息除了可以是会员码之外，还可以是线上交易服务器103为用户分配的会员ID等其它可唯一标识用户的信息。
基于上述，如图2a所示，当用户在实体门店选购好需要的线下商品之后，收银人员一方面可通过门店终端101的外围设备，例如扫码枪扫描用户选购的线下商品的条形码或二维码，以获取用户选购的线下商品的信息(如图2a所示扫描商品①)；另一方面用户可根据收银人员的要求，通过用户终端102向收银人员展示自己预先向线上交易服务器103注册的会员码，收银人员可以通过扫码枪扫描该会员码从而获得用户的线上身份信息(如图2a所示扫描会员码①)。门店终端101将所获取的信息发送至线上交易服务器103(如图2a所示商品、身份信息上传①)；线上交易服务器103以用户的在线身份为用户在实体门店选购的线下商品生成交易数据，并将所生成的交易数据分别下发给门店终端101和用户终端102(如图2a所示交易数据下发①)。
接下来，门店终端101或用户终端102可将线上交易服务器103下发的交易数据作 为待处理交易数据触发支付流程。结合图2a，本示例性实施例将以门店终端101触发支付流程为例进行说明。
在由门店终端101触发的支付流程中，在接收到线上交易服务器103下发的待处理交易数据后，门店终端101可根据用户的线上身份信息、待处理交易数据的交易编号和待付金额生成支付请求，并将支付请求发送给线上交易服务器103(如图2a所示支付请求②)。线上交易服务器103接收门店终端101发送的支付请求，并根据待处理交易数据的交易编号和待付金额，针对该待处理交易数据从与用户的线上身份信息绑定的用户账户中扣除相应费用(如图2a所示扣费操作②)。其中，①表示生成阶段，②代表支付阶段。
可选地，当线上交易服务器103从用户账户中扣除相应费用后，可以向门店终端101以及用户终端102返回支付结果(如图2a所示支付结果②)。该支付结果可以是支付成功结果，或者支付失败结果。
在上述过程中，收银人员除了通过用户终端102获取用户的会员码之外，还可以根据该用户可被线上交易服务器103识别的非会员码信息(例如手机号码)通过门店终端101向线上交易服务器103发送会员码请求，该会员码请求包括用户的非会员码信息，例如手机号码；然后，接收线上交易服务器103返回的该用户的会员码。对线上交易服务器103来说，接收门店终端101发送的会员码请求，根据会员码请求中携带的用户的非会员码信息查找用户的会员码，并向门店终端101返回用户的会员码，以便门店终端101可以通过该会员码获取用户的线上身份信息。
可选地，在一种实现方式中，用户的会员码中携带有用户的线上身份信息。基于此，在上述每个阶段扫描用户会员码的过程中，可以直接从会员码中解析出用户的线上身份信息。
可选地，在另一种实现方式中，用户的会员码中携带有该用户可被线上交易服务器103识别的其它信息，例如线上交易服务器103为该用户分配的用户ID、该用户的手机号码等。基于此，在上述每个阶段扫描该用户会员码的过程中，可以从会员码中解析出用户的其它信息，根据用户的其它信息向线上交易服务器103发送身份信息请求，该身份信息请求中携带有用户的其它信息，然后接收线上交易服务器返回的用户的线上身份信息。
进一步，在由门店终端101触发的支付流程中，在生成支付请求之前，门店终端101可以展示至少一种支付方式，以供用户选择。至少一种支付方式包括但不限于：银行卡、 信用卡、现金、关联账户等方式。当用户从至少一种支付方式中选择需要使用的支付方式时，可由收银人员或用户个人触发支付方式的选择操作。门店终端101响应于支付方式的选择操作，确定被选择的支付方式。当被选择的支付方式为第一支付方式时，触发门店终端101生成支付请求以及后续操作。其中，第一支付方式是通过与用户的线上身份信息绑定的用户账号进行支付的方式(可简称为关联账户支付方式)。
在图2a所示示例性实施例中，可以从订单生成、支付整个流程上将线上线下交易打通，实现线上线下的全面结合，有利于充分利用线上优势，例如便于查看、管理线下订单的优势、便于支付的优势等，可以带动线下交易在管理、维护、支付等方面的便利性，提高实体门店在电商环境下的竞争力，促进实体门店的发展。
在此说明，本实施例的交易数据处理系统100除了支持关联账号支付方式之外，还可以支持其他支付方式。下面列举几种：
银行卡支付方式：用户可以使用各种银行卡进行支付。用户用来支付的银行卡可以是普通储蓄卡、银联卡或信用卡等。可选地，门店终端101的外部设备中包括刷卡机，收银人员可以通过该刷卡机从用户的银行卡中扣除该交易数据对应的交易总金额。其中，从用户的银行卡中扣除的费用会转入实体门店对应的商户账户中。其中，门店终端101在扣款成功后会收到扣款成功通知，然后可以为用户打印交易数据，例如为用户打印订单小票。
现金支付方式：用户可以使用现金进行支付。收银人员可以告诉用户交易总金额是多少，或者用户可以通过自己的终端查看交易数据涉及的交易总金额是多少，然后将相应额度的现金给收银人员。
在一种示例性实施例中，收银人员收到用户的现金后作为实体门店对应商户的收入，并向门店终端101发出付款成功通知。门店终端101收到付款成功通知之后，可以为用户打印交易数据。
在另一种示例性实施例中，收银人员收到用户的现金后作为自己的收入，并向门店终端101发出付款成功通知。门店终端101通知线上交易服务器103从收银人员预先绑定的免密账户中扣除交易总金额并转入实体门店对应的商户账户中。当线上交易服务器103从收银人员预先绑定的免密账户中扣款成功时，向门店终端101返回扣款成功消息。门店终端101收到扣款成功消息之后，可以为用户打印交易数据。
组合支付方式：组合支付方式又可划分为：现金与银行卡的组合方式、现金与关联账号的组合方式、现金与银行卡以及关联账号的组合方式。在组合方式中，各支付方式 的支付流程仍是独立的，可参见前述实施例，在此不再赘述。
可选地，在上述实施例中，门店终端101还可以接收商品中心发送的商品价格同步信息，并实时调整用户在实体门店中选购的线下商品的价格。除此之外，商品中心也会向线上服务器103同步相应商品的价格。
可选地，在上述实施例中，门店终端101还可以根据用户在实体门店中选购的线下商品的信息对实体门店中的商品进行销存处理。例如，门店终端101可以向商品中心发送销存请求，该销存请求携带有用户选购的线下商品的名称和数量，以供商品中心对相应商品的库存量进行更新，以便及时进货和/或更新货架等。
可选地，在一种应用场景中，门店终端101与线上交易服务器103可属于同一商家。基于此，在门店终端101与线上服务器103的交互过程中，门店终端101可以自行与线上交易服务器103进行交互。
在另一种应用场景中，门店终端101与线上交易服务器103可属于不同商家。基于此，在门店终端101与线上服务器103的交互过程中，门店终端101可以通过门店服务器与线上交易服务器103进行交互。该应用场景中的系统示意图如图2b所示。在图2b所示系统中，门店终端101通过门店服务器104与线上交易服务器103进行网络连接。
本申请实施例中，门店终端获取用户的身份信息后，可根据预先设置的网络访问地址，将身份信息，以及商品信息，通过网络发送至线上交易服务器，其具体传输方式以及获取线上交易服务器的方式不做具体限定。
下面实施例将分别从门店终端或用户终端以及线上交易服务器的角度来描述本申请实施例提供的交易数据处理方法的流程。
图3为本申请又一示例性实施例提供的一种交易数据处理方法的流程示意图。该方法主要是从门店终端或用户终端的角度进行的描述。如图3所示，该方法包括：
301、获取待处理交易数据，所述待处理交易数据是以用户在线上交易服务器上的线上身份信息针对用户在实体门店选购的线下商品生成的。
302、根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求。
303、将所述支付请求发送给所述线上交易服务器，以供所述线上交易服务器针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用。
在本实施例中，待处理交易数据是指以用户的线上身份信息针对用户在实体门店选购的线下商品生成的交易数据。待处理交易数据可以采用但不限于以下方式生成：
由门店终端获取用户在实体门店选购的线下商品的信息和用户的线上身份信息，向线上交易服务器发送用户在实体门店选购的线下商品的信息和用户的线上身份信息，以供线上交易服务器以用户的线上身份针对线下商品生成交易数据并返回，然后门店终端和用户终端接收线上交易服务器下发的所述交易数据，作为所述待处理交易数据。无论采用何种生成方式，凡是以用户的线上身份信息针对用户在实体门店选购的商品生成的交易数据均可作为交易数据支付阶段的方式进行支付处理。
其中，用户的线上身份信息是用户在线上交易服务器上注册的用于标识用户身份的信息，例如可以是用户的手机号码、身份证号码或者也可以是线上交易服务器为用户唯一分配的标识信息。对用户来说，基于其线上身份信息可以通过线上交易服务器进行在线交易(例如在线购物、在线支付等)，另外基于其线上身份信息也可以通过线上交易服务器实现线下交易数据的线上同步。对线上交易服务器来说，可以通过用户的线上身份信息对用户的在线交易数据进行管理，并可以管理或同步用户在实体门店的交易数据。
在本实施例中，针对待处理交易数据的支付操作，可由门店终端触发，或者可由用户终端触发。首先，要获取待处理交易数据。然后，根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求，将支付请求发送给线上交易服务器，以供线上交易服务器针对该待处理交易数据从与用户的线上身份信息绑定的用户账户中扣除相应费用。这里的待付金额小于或等于待处理交易数据涉及的交易总金额，具体数值可视具体情况灵活而定。
由此可见，对于以用户在线上交易服务器上的线上身份为用户在实体门店选购的线下商品生成的交易数据，通过与该线上身份信息绑定的用户账户进行支付操作，对门店和用户来说支付流程更加简便。这种在交易数据支付阶段实现的线上线下相结合的交易数据处理方式，可以利用线上支付的优势带动线下交易，提高线下交易在支付上的便利性，进而提高实体门店在电商环境下的竞争力，促进实体门店的发展。
在一些示例性实施例中，在生成支付请求之前，扫描用户预先向线上交易服务器注册的会员码，以获取用户的线上身份信息。
在一些示例性实施例中，在扫描用户的会员码之前，展示至少一种支付方式；响应于支付方式的选择操作，确定被选择的支付方式为第一支付方式；其中，所述第一支付方式是通过与所述线上身份信息绑定的用户账号进行支付的方式。
在一些示例性实施例中，在扫描用户的会员码之前，还可以向线上交易服务器发送会员码请求，所述会员码请求携带有用户的非会员码信息，以通过非会员码信息向线上 交易服务器请求用户的会员码；接收线上交易服务器根据非会员码信息返回的用户的会员码。
在一些示例性实施例中，生成支付请求包括：展示待处理交易数据对应的信息页，所述信息页上包含支付控件；响应于针对支付控件的触发操作，根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求。
在一些示例性实施例中，生成支付请求包括：根据用户在实体门店选购的线下商品在线上交易服务器上的线上价格，计算待付金额；根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求。
在一些示例性实施例中，计算待付金额包括：向线上交易服务器发送优惠策略请求，该优惠策略请求包括用户的线上身份信息；接收线上交易服务器根据用户的线上身份信息返回的用户可享受的线上优惠策略；根据线上优惠策略和用户在实体门店选购的线下商品的线上价格，计算待付金额。
在一些示例性实施例中，计算待付金额包括：根据线上优惠策略、线下商品的线上价格和商品数量，确定待处理交易数据的交易总金额；根据其它支付方式可支付的金额以及交易总金额，确定待付金额，其它支付方式是指通过与线上身份信息绑定的用户账号进行支付之外的支付方式。
在一些示例性实施例中，在根据线下商品的线上价格计算待付金额之前，可以向线上交易服务器发送价格请求，该价格请求包括线下商品的标识；接收线上交易服务器根据线下商品的标识返回的线下商品的线上价格。
在一些示例性实施例中，生成支付请求包括：向线上交易服务器发送账户请求，该账户请求包括线上身份信息；接收线上交易服务器返回的与线上身份信息绑定的用户账户；根据用户账户、待处理交易数据的交易编号和待付金额，生成支付请求。
图4a为本申请又一示例性实施例提供的另一种交易数据处理方法的流程示意图。该方法主要是从线上交易服务器的角度进行的描述。如图4a所示，该方法包括：
401、接收门店终端或用户终端发送的支付请求，所述支付请求是根据用户在线上交易服务器上的线上身份信息、待处理交易数据的交易编号以及待付金额生成的。
402、根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用；其中，所述待处理交易数据是以所述线上身份信息针对所述用户在实体门店选购的线下商品生成的。
在本实施例中，接收门店终端或用户终端发送的支付请求，根据该支付请求确定需 要针对待处理交易数据进行支付操作，于是根据待处理交易数据的交易编号和待付金额，针对该待处理交易数据从与用户的线上身份信息绑定的用户账户中扣除相应费用。其中，从用户账户中扣除的费用会转入实体门店对应的商户账户中。
由此可见，对于以用户在线上交易服务器上的线上身份为用户在实体门店选购的线下商品生成的交易数据，通过与该线上身份信息绑定的用户账户进行支付操作，对门店和用户来说支付流程更加简便。这种在交易数据支付阶段实现的线上线下相结合的交易数据处理方式，可以利用线上支付的优势带动线下交易，提高线下交易在支付上的便利性，进而提高实体门店在电商环境下的竞争力，促进实体门店的发展。
在一些示例性实施例中，在接收门店终端发送的支付请求之前，可以接收门店终端发送的会员码请求，该会员码请求携带有用户的非会员码信息；根据非会员码信息向门店终端返回用户的会员码。
在一些示例性实施例中，在接收门店终端或用户终端发送的支付请求之前，可以接收门店终端或用户终端发送的优惠策略请求，该优惠策略请求包括用户的线上身份信息；根据用户的线上身份信息，获取用户可享受的线上优惠策略；将用户可享有的线上优惠策略返回给门店终端或用户终端。
在一些示例性实施例中，在接收门店终端或用户终端发送的支付请求之前，可以接收门店终端或用户终端发送的价格请求，该价格请求包括线下商品的标识；根据线下商品的标识，获取线下商品的线上价格；将线下商品的线上价格返回给门店终端或用户终端。
在一些示例性实施例中，在接收门店终端或用户终端发送的支付请求之前，可以接收门店终端或用户终端发送的账户请求，该账户请求包括用户的线上身份信息；根据用户的线上身份信息，获取与线上身份信息绑定的用户账户；将用户账户返回给门店终端或用户终端，以供门店终端或用户终端生成支付请求。
在一些示例性实施例中，在从与线上身份信息绑定的用户账户中扣除相应费用之后，可以向门店终端以及用户终端返回支付结果。支付结果可以是支付成功结果，也可以是支付失败结果。
需要说明的是，上述实施例所提供方法的各步骤的执行主体均可以是同一设备，或者，该方法也由不同设备作为执行主体。比如，步骤301至步骤303的执行主体可以为设备A；又比如，步骤301和302的执行主体可以为设备A，步骤303的执行主体可以为设备B；等等。
另外，在上述实施例及附图中的描述的一些流程中，包含了按照特定顺序出现的多个操作，但是应该清楚了解，这些操作可以不按照其在本文中出现的顺序来执行或并行执行，操作的序号如301、302等，仅仅是用于区分开各个不同的操作，序号本身不代表任何的执行顺序。另外，这些流程可以包括更多或更少的操作，并且这些操作可以按顺序执行或并行执行。需要说明的是，本文中的“第一”、“第二”等描述，是用于区分不同的消息、设备、模块等，不代表先后顺序，也不限定“第一”和“第二”是不同的类型。
图4b为本申请又一示例性实施例提供的又一种交易数据处理方法的流程示意图。该方法可基于图1或图2b所示系统实施，主要是从门店终端的角度进行的描述。如图4b所示，该方法包括：
41、获取待处理交易数据，所述待处理交易数据是以用户在线上交易服务器上的线上身份信息针对用户在实体门店选购的线下商品生成的。
42、针对待处理交易数据进行支付处理。
在本实施例中，门店终端获取以用户在线上交易服务器上的线上身份信息针对用户在实体门店选购的线下商品生成的待处理交易数据，并针对待处理交易数据进行支付处理。在本实施例中，可以将用户在线上注册的身份信息，来和线下交易进行关联和数据打通，这样，可便于线上、线下交易的统一，不仅提升了线下实体店的竞争力，同时也提升了用户线下购物的体验。
在一示例性实施方式中，在针对待处理交易数据进行支付处理之前，门店终端可以向用户或收银人员展示至少一种支付方式，以供用户从中选择需要使用的支付方式。可选地，至少一种支付方式包括但不限于：银行卡、信用卡、现金、第三方支付、自动支付等方式。当用户从至少一种支付方式中选择需要使用的支付方式时，可由收银人员或用户个人触发支付方式的选择操作。门店终端响应于支付方式的选择操作，确定选择使用的目标支付方式。
基于目标支付方式的不同，门店终端针对待处理交易数据进行支付处理的过程会有所不同。下面举例说明：
例如，目标支付方式为第三方支付方式。第三方支付方式是指由第三方(例如线上交易服务器)从与用户的线上身份信息绑定的用户账户中扣除相应费用的支付方式。在用户选择使用第三方支付方式进行支付的情况下，在步骤42中，门店终端可以根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求；将支付请求 发送给线上交易服务器，以供线上交易服务器针对待处理交易数据从与用户的线上身份信息绑定的用户账户中扣除相应费用。其中，从用户账户中扣除的费用会转入实体门店对应的商户账户中。可选地，门店终端还可以接收线上交易服务器下发的支付结果。
又例如，目标支付方式为自动支付方式。自动支付方式是指线上交易服务器自动从与用户的线上身份信息绑定的用户账号进行扣费或者自动触发用户终端从该用户账号进行扣费的支付方式。在用户选择自动支付方式进行支付的情况下，线上交易服务器主动从与用户的线上身份信息绑定的用户账户(例如支付宝账号)中扣除相应费用(即待付金额)，在扣除过程中可以后台自动扣费，无需用户有其它操作；或者，由线上交易服务器通过用户终端(例如手机)上安装的APP(例如天猫、淘宝等)来通知用户在APP上完成支付操作；或者由线上交易服务器通过用户终端上安装的与用户账号对应的支付APP(例如支付宝)来提示用户进行支付，具体方式不做限定。在自动支付方式下，线上交易服务器或用户终端在完成扣费操作之后，可以向门店终端返回支付结果，以供门店终端对待处理交易数据进行支付处理。基于此，在步骤42中，门店终端可以接收用户终端或所述线上交易服务器发送的支付结果；根据该支付结果对待处理交易数据进行支付处理。例如，可以保存支付结果、打印交易票据等。
除上述示例之外，用户还可以选择银行卡、信用卡或现金等其它支付方式。
在此说明，无论用户选择哪种支付方式，详细支付流程均可参见前述实施例中的有关描述，在此不再赘述。
在一个具体的应用场景中，一用户A在一电商网站的电商服务器B上注册一账号C，用户A可以登录电商服务器B提供的网站上进行购物交易，电商服务器B会记录该用户A的交易数据；
同时用户A若在线下一实体店D进行购物时，在实体店D选购商品进行交易时，实体店D中的店员可以利用其中的POS机E，扫描获得用户A选购的商品，获得商品信息，以及通过扫描实体店D展示的会员码(该会员码可以是用户A的手机上安装的电商服务器B提供的应用APP，该APP上可以为用户A提供会员码，且该会员码可以是用户的账号，或者与用户账号C对应的一串数字或其它标识等，这里是指一串数字)，获得用户的身份信息(会员码由于与账号唯一对应，因此可以表示用户的身份信息)。
POS机E获得用户A选购的商品信息，以及用户的身份信息，也就是会员码后，就可以将这些信息发送至电商服务器B，电商服务器B就可以基于该会员码以及商品信息， 生成交易数据，具体是指一个订单，并可将该订单返回给POS机，使得POS机可以基于该订单对用户A进行收费等支付操作。
其中，POS机E可以基于该返回的订单，为用户A提供不同的支付选项，可以有现金支付选项、银行卡支付选项、第三方支付选项(例如支付宝支付选项)，还可以自动支付选项。自动支付选项，是指可以由电商服务器B主动从用户的账号关联的支付账号(例如支付宝账号)去扣除用户本次订单所需支付的费用，在扣除过程中可以后台自动扣费，无需用户有其它操作；也可以是由电商服务器B通过用户A的手机上安装的APP来通知用户在APP上完成支付操作；或者由电商服务器B通知用户A对应的支付账号的支付APP来提示用户A进行支付，具体方式不做限定。
本申请又一示例性实施例提供一种终端设备，该终端设备可实现为门店终端或用户终端。该终端设备包括：存储器、处理器以及通信组件；
所述存储器，用于存储计算机程序；
所述处理器，与所述存储器耦合，用于执行所述计算机程序，以用于：
获取待处理交易数据，所述待处理交易数据是以用户在第三方服务器上的身份信息针对线下商品生成的；
根据所述身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求；
通过所述通信组件将所述支付请求发送给所述第三方服务器，以供所述第三方服务器针对所述待处理交易数据从与所述身份信息绑定的用户账户中扣除相应费用；
所述通信组件，用于将所述支付请求发送给所述第三方服务器。
本申请又一示例性实施例提供一种第三方服务器，包括：存储器、处理器和通信组件；
所述存储器，用于存储计算机程序；
所述处理器，与所述处理器耦合，用于执行所述计算机程序，以用于：
通过所述通信组件接收门店终端或用户终端发送的支付请求，所述支付请求是根据用户在所述第三方服务器上的身份信息、待处理交易数据的交易编号以及待付金额生成的；
根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述身份信息绑定的用户账户中扣除相应费用；
其中，所述待处理交易数据是以所述身份信息针对线下商品生成的。
关于上述终端设备以及服务器的详细功能可参见前述方法实施例中的相关描述，有 关上述终端设备以及服务器的其它实现结构可参考下述类似实施例中的相关描述，在此不做赘述。
图5a为本申请又一示例性实施例提供的交易数据处理装置的结构示意图。如图5a所示，该装置包括：获取模块51、生成模块52以及发送模块53。
获取模块51，用于获取待处理交易数据，该待处理交易数据是以用户在线上交易服务器上的线上身份信息针对用户在实体门店选购的线下商品生成的。
生成模块52，用于根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求。
发送模块53，用于将支付请求发送给线上交易服务器，以供线上交易服务器针对待处理交易数据从与用户的线上身份信息绑定的用户账户中扣除相应费用。
在一些示例性实施例中，该交易数据处理装置还包括：扫描模块。
扫描模块，用于在生成模块52生成支付请求之前，扫描用户预先向线上交易服务器注册的会员码，以获取用户的线上身份信息并提供给生成模块52。
在一些示例性实施例中，该交易数据处理装置还包括：显示模块以及确定模块。
显示模块，用于在扫描模块扫描用户预先向线上交易服务器注册的会员码之前，展示至少一种支付方式。相应地，确定模块，用于响应于支付方式的选择操作，确定被选择的支付方式为第一支付方式。其中，第一支付方式是通过与用户的线上身份信息绑定的用户账号进行支付的方式。
在一些示例性实施例中，该交易数据处理装置还包括：接收模块。
其中，发送模块53还用于：向线上交易服务器发送会员码请求，该会员码请求携带有用户的非会员码信息。基于此，接收模块用于接收线上交易服务器根据非会员码信息返回的用户的会员码。
在一些示例性实施例中，生成模块52具体用于：展示待处理交易数据对应的信息页，该信息页上包含支付控件；响应于针对支付控件的触发操作，根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求。
在一些示例性实施例中，生成模块52具体用于：根据线下商品在线上交易服务器上的线上价格，计算待付金额；根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求。
在一些示例性实施例中，生成模块52在计算待付金额时，具体用于：向线上交易服务器发送优惠策略请求，该优惠策略请求包括用户的线上身份信息；接收线上交易服务 器根据用户的线上身份信息返回的用户可享受的线上优惠策略；根据线上优惠策略和线下商品的线上价格，计算待付金额。
在一些示例性实施例中，生成模块52在计算待付金额时，具体用于：根据线上优惠策略、线下商品的线上价格和商品数量，确定待处理交易数据的交易总金额；根据其它支付方式可支付的金额以及交易总金额，确定待付金额，其它支付方式是指通过与用户的线上身份信息绑定的用户账号进行支付之外的支付方式。
在一些示例性实施例中，发送模块53还用于：向线上交易服务器发送价格请求，该价格请求包括线下商品的标识。相应地，接收模块还用于：接收线上交易服务器根据线下商品的标识返回的线下商品的线上价格，并提供给生成模块52。
以上描述了交易数据处理装置的内部功能和结构，如图5b所示，实际中，该交易数据处理装置可实现为终端设备，包括：存储器502、处理器501以及通信组件503。
存储器502，用于存储计算机程序。除此之外，存储器502还可被配置为存储其它各种数据以支持在终端设备上的操作。这些数据的示例包括用于在终端设备上操作的任何应用程序或方法的指令，电话簿数据，消息，图片，视频等。
存储器502可以由任何类型的易失性或非易失性存储介质或者它们的组合实现，如静态随机存取存储器(SRAM)，电可擦除可编程只读存储器(EEPROM)，可擦除可编程只读存储器(EPROM)，可编程只读存储器(PROM)，只读存储器(ROM)，磁存储器，快闪存储器，磁盘或光盘。
处理器501与存储器502耦合，用于执行存储器502中的计算机程序，以用于：
获取待处理交易数据，待处理交易数据是以用户在线上交易服务器上的线上身份信息针对用户在实体门店选购的线下商品生成的；
根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求；
通过通信组件503将支付请求发送给线上交易服务器，以供线上交易服务器针对待处理交易数据从与用户的线上身份信息绑定的用户账户中扣除相应费用；
通信组件503，用于将支付请求发送给线上交易服务器。
在一些示例性实施例中，通信组件503还用于：在将支付请求发送给线上交易服务器之后，接收线上交易服务器下发的支付结果。相应地，处理器501还用于：在通信组件503接收到的支付结果为成功时，打印待处理交易数据的详情信息。
在一些示例性实施例中，处理器501还用于：在生成支付请求之前，扫描用户预先向线上交易服务器注册的会员码，以获取用户的线上身份信息。
在一些示例性实施例中，该终端设备还包括：显示器504。基于此，处理器501还用于：在扫描模块扫描用户预先向线上交易服务器注册的会员码之前，通过显示器504展示至少一种支付方式；以及响应于支付方式的选择操作，确定被选择的支付方式为第一支付方式。其中，第一支付方式是通过与用户的线上身份信息绑定的用户账号进行支付的方式。
在一些示例性实施例中，处理器501还用于：通过通信组件503向线上交易服务器发送会员码请求，该会员码请求携带有用户的非会员码信息；并通过通信组件503接收线上交易服务器根据非会员码信息返回的用户的会员码。相应地，通信组件503还用于：向线上交易服务器发送会员码请求，以及接收线上交易服务器返回的用户的会员码。
在一些示例性实施例中，处理器501具体用于：通过显示器504展示待处理交易数据对应的信息页，该信息页上包含支付控件；响应于针对支付控件的触发操作，根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求。
在一些示例性实施例中，处理器501具体用于：根据线下商品在线上交易服务器上的线上价格，计算待付金额；根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求。
在一些示例性实施例中，处理器501在计算待付金额时，具体用于：通过通信组件503向线上交易服务器发送优惠策略请求，该优惠策略请求包括用户的线上身份信息；通过通信组件503接收线上交易服务器根据用户的线上身份信息返回的用户可享受的线上优惠策略；根据线上优惠策略和线下商品的线上价格，计算待付金额。相应地，通信组件503还用于：向线上交易服务器发送优惠策略请求，以及接收上交易服务器返回的用户可享受的线上优惠策略。
在一些示例性实施例中，处理器501具体用于：根据线上优惠策略、线下商品的线上价格和商品数量，确定待处理交易数据的交易总金额；根据其它支付方式可支付的金额以及交易总金额，确定待付金额，其它支付方式是指通过与用户的线上身份信息绑定的用户账号进行支付之外的支付方式。
在一些示例性实施例中，处理器501还用于：通过通信组件503向线上交易服务器发送价格请求，该价格请求包括线下商品的标识；通过通信组件503接收线上交易服务器根据线下商品的标识返回的线下商品的线上价格。相应地，通信组件503还用于：向线上交易服务器发送价格请求，以及接收上交易服务器返回的线下商品的线上价格。
在一些示例性实施例中，处理器501具体用于：通过通信组件503向线上交易服务 器发送账户请求，该账户请求包括用户的线上身份信息；通过通信组件503接收线上交易服务器返回的与用户的线上身份信息绑定的用户账户；根据用户账户、待处理交易数据的交易编号和待付金额，生成支付请求。相应地，通信组件503还用于：向线上交易服务器发送账户请求，以及接收线上交易服务器返回的与用户的线上身份信息绑定的用户账户。
在一些示例性实施例中，处理器501具体用于：获取线下商品的信息和用于标识用户的线上身份的线上身份信息；通过通信组件503向线上交易服务器发送用户的线上身份信息和线下商品的信息，向线上交易服务器发送用户的线上身份信息和线下商品的信息，以供线上交易服务器以用户的线上身份针对线下商品生成交易数据；以及通过通信组件503接收线上交易服务器下发的交易数据，作为待处理交易数据。相应地，通信组件503还用于：向线上交易服务器发送用户的线上身份信息和线下商品的信息，以及接收线上交易服务器下发的交易数据。
进一步，如图5b所示，终端设备还包括：电源组件505、音频组件506等其它组件。图5b中仅示意性给出部分组件，并不意味着终端设备只包括图5b所示组件。
相应地，本申请实施例还提供一种存储有计算机程序的计算机可读存储介质，所述计算机程序被计算机执行时能够实现上述方法实施例提供的交易数据支付阶段中与门店终端或用户终端相关的步骤或操作，在此不再赘述。
图6a为本申请又一示例性实施例提供的另一种交易数据处理装置的结构示意图。如图6a所示，该装置包括：接收模块61和扣除模块62。
接收模块61，用于接收门店终端或用户终端发送的支付请求，支付请求是根据用户在线上交易服务器上的线上身份信息、待处理交易数据的交易编号以及待付金额生成的。
扣除模块62，用于根据交易编号和待付金额，针对待处理交易数据从与用户的线上身份信息绑定的用户账户中扣除相应费用。
其中，待处理交易数据是以用户的线上身份信息针对用户在实体门店选购的线下商品生成的。
在一示例性实施例中，该交易数据处理装置还包括：发送模块，用于在扣除模块从用户账户中扣除相应费用之后，向门店终端以及用户的终端返回支付结果。
在一示例性实施例中，接收模块61还用于：在接收门店终端发送的支付请求之前，接收门店终端发送的会员码请求，该会员码请求携带有用户的非会员码信息。相应地，发送模块还用于：根据非会员码信息向门店终端返回用户的会员码。
在一示例性实施例中，该交易数据处理装置还包括：处理模块。
接收模块61还用于：在接收门店终端或用户终端发送的支付请求之前，接收门店终端或用户终端发送的优惠策略请求，该优惠策略请求包括用户的线上身份信息。处理模块，用于根据用户的线上身份信息，获取用户可享受的线上优惠策略。相应地，发送模块还用于：将用户可享有的线上优惠策略返回给门店终端或用户终端。
在一示例性实施例中，接收模块61还用于：在接收门店终端或用户终端发送的支付请求之前，接收门店终端或用户终端发送的价格请求，该价格请求包括线下商品的标识。处理模块还用于：根据线下商品的标识，获取线下商品的线上价格。相应地，发送模块还用于：将线下商品的线上价格返回给门店终端或用户终端。
在一示例性实施例中，接收模块61还用于：在接收门店终端或用户终端发送的支付请求之前，接收门店终端或用户终端发送的账户请求，该账户请求包括用户的线上身份信息。处理模块还用于：根据用户的线上身份信息，获取与用户的线上身份信息绑定的用户账户。相应地，发送模块还用于：将用户账户返回给门店终端或用户终端，以供门店终端或用户终端生成支付请求。
以上描述了交易数据处理装置的内部功能和结构，如图6b所示，实际中，该交易数据处理装置可实现为线上交易服务器，包括：存储器602、处理器601以及通信组件603。
存储器602，用于存储计算机程序。除此之外，存储器602还可被配置为存储其它各种数据以支持在线上交易服务器上的操作。这些数据的示例包括用于在线上交易服务器上操作的任何应用程序或方法的指令，电话簿数据，消息，图片，视频等。
存储器602可以由任何类型的易失性或非易失性存储介质或者它们的组合实现，如静态随机存取存储器(SRAM)，电可擦除可编程只读存储器(EEPROM)，可擦除可编程只读存储器(EPROM)，可编程只读存储器(PROM)，只读存储器(ROM)，磁存储器，快闪存储器，磁盘或光盘。
处理器601与存储器602耦合，用于执行存储器602中的计算机程序，以用于：
通过通信组件603接收门店终端或用户终端发送的支付请求，支付请求是根据用户在线上交易服务器上的线上身份信息、待处理交易数据的交易编号以及待付金额生成的；
根据交易编号和待付金额，针对待处理交易数据从与用户的线上身份信息绑定的用户账户中扣除相应费用；
其中，待处理交易数据是以用户的线上身份信息针对用户在实体门店选购的线下商品生成的。
在一示例性实施例中，处理器601还用于：从用户账户中扣除相应费用之后，通过通信组件603向门店终端以及用户的终端返回支付结果。
在一示例性实施例中，处理器601还用于：通过通信组件603接收门店终端发送的会员码请求，该会员码请求携带有用户的非会员码信息；以及通过通信组件603根据非会员码信息向门店终端返回用户的会员码。相应地，通信组件603还用于：接收门店终端发送的会员码请求，以及向门店终端返回用户的会员码。
在一示例性实施例中，处理器601还用于：通过通信组件603接收门店终端或用户终端发送的优惠策略请求，该优惠策略请求包括用户的线上身份信息；根据用户的线上身份信息，获取用户可享受的线上优惠策略；以及通过通信组件603将用户可享有的线上优惠策略返回给门店终端或用户终端。相应地，通信组件603还用于：接收门店终端或用户终端发送的优惠策略请求，以及将用户可享有的线上优惠策略返回给门店终端或用户终端。
在一示例性实施例中，处理器601还用于：通过通信组件603接收门店终端或用户终端发送的价格请求，该价格请求包括线下商品的标识；根据线下商品的标识，获取线下商品的线上价格；以及通过通信组件603将线下商品的线上价格返回给门店终端或用户终端。相应地，通信组件603还用于：接收门店终端或用户终端发送的价格请求，以及将线下商品的线上价格返回给门店终端或用户终端。
在一示例性实施例中，处理器601还用于：通过通信组件603接收门店终端或用户终端发送的账户请求，该账户请求包括用户的线上身份信息；根据用户的线上身份信息，获取与用户的线上身份信息绑定的用户账户；以及将用户账户返回给门店终端或用户终端，以供门店终端或用户终端生成支付请求。相应地，通信组件603还用于：接收门店终端或用户终端发送的账户请求，以及将用户账户返回给门店终端或用户终端。
进一步，如图6b所示，线上交易服务器还包括：显示器604、电源组件605、音频组件606等其它组件。图6b中仅示意性给出部分组件，并不意味着线上交易服务器只包括图6b所示组件。
相应地，本申请实施例还提供一种存储有计算机程序的计算机可读存储介质，所述计算机程序被计算机执行时能够实现上述方法实施例提供的交易数据支付阶段中与线上交易服务器相关的步骤或操作，在此不再赘述。
图7为本申请又一示例性实施例提供的另一种终端设备的结构示意图。如图7所示，该终端设备包括：存储器701和处理器702。
存储器701，用于存储计算机程序。除此之外，存储器701还可被配置为存储其它各种数据以支持在线上交易服务器上的操作。这些数据的示例包括用于在线上交易服务器上操作的任何应用程序或方法的指令，电话簿数据，消息，图片，视频等。
存储器701可以由任何类型的易失性或非易失性存储介质或者它们的组合实现，如静态随机存取存储器(SRAM)，电可擦除可编程只读存储器(EEPROM)，可擦除可编程只读存储器(EPROM)，可编程只读存储器(PROM)，只读存储器(ROM)，磁存储器，快闪存储器，磁盘或光盘。
处理器702与存储器701耦合，用于执行存储器701中的计算机程序，以用于：
获取待处理交易数据，所述待处理交易数据是以用户在线上交易服务器上的线上身份信息针对用户在实体门店选购的线下商品生成的；
针对待处理交易数据进行支付处理。
在一示例性实施方式中，如图7所示，该终端设备还包括通信组件703和显示器704。基于此，处理器702在针对待处理交易数据进行支付处理之前，可通过显示器704向用户或收银人员展示至少一种支付方式，以供用户从中选择需要使用的支付方式。可选地，至少一种支付方式包括但不限于：银行卡、信用卡、现金、第三方支付、自动支付等方式。当用户从至少一种支付方式中选择需要使用的支付方式时，可由收银人员或用户个人触发支付方式的选择操作。处理器702可响应于支付方式的选择操作，确定选择使用的目标支付方式。
基于目标支付方式的不同，门店终端针对待处理交易数据进行支付处理的过程会有所不同。下面举例说明：
例如，目标支付方式为第三方支付方式。第三方支付方式是指由第三方(例如线上交易服务器)从与用户的线上身份信息绑定的用户账户中扣除相应费用的支付方式。在用户选择使用第三方支付方式进行支付的情况下，处理器702具体用于：根据用户的线上身份信息、待处理交易数据的交易编号和待付金额，生成支付请求；通过通信组件703将支付请求发送给线上交易服务器，以供线上交易服务器针对待处理交易数据从与用户的线上身份信息绑定的用户账户中扣除相应费用。其中，从用户账户中扣除的费用会转入实体门店对应的商户账户中。可选地，处理器702还用于通过通信组件703接收线上交易服务器下发的支付结果。通信组件703，用于将支付请求发送给线上交易服务器，以及接收线上交易服务器下发的支付结果。
又例如，目标支付方式为自动支付方式。自动支付方式是指线上交易服务器自动从 与用户的线上身份信息绑定的用户账号进行扣费或者自动触发用户终端从该用户账号进行扣费的支付方式。在用户选择自动支付方式进行支付的情况下，线上交易服务器或用户终端在完成扣费操作之后，可以向该终端设备返回支付结果，以供终端设备对待处理交易数据进行支付处理。基于此，处理器702具体可用于：通过通信组件703接收用户终端或线上交易服务器发送的支付结果；根据该支付结果对待处理交易数据进行支付处理。例如，可以保存支付结果、打印交易票据等。通信组件703还用于：接收用户终端或线上交易服务器发送的支付结果。
除上述示例之外，用户还可以选择银行卡、信用卡或现金等其它支付方式。无论用户选择哪种支付方式，详细支付流程均可参见前述实施例中的有关描述，在此不再赘述。
进一步，如图7所示，线上交易服务器还包括：电源组件705、音频组件706等其它组件。图7中仅示意性给出部分组件，并不意味着线上交易服务器只包括图7所示组件。
在本实施例中，可以将用户在线上注册的身份信息，来和线下交易进行关联和数据打通，这样，可便于线上、线下交易的统一，不仅提升了线下实体店的竞争力，同时也提升了用户线下购物的体验。
相应地，本申请实施例还提供一种存储有计算机程序的计算机可读存储介质，所述计算机程序被计算机执行时能够实现图4b所示方法实施例中的步骤或操作，在此不再赘述。
上述图5b、图6b和图7中的通信组件，可被配置为便于通信组件所属设备和其他设备之间有线或无线方式的通信。通信组件所属设备可以接入基于通信标准的无线网络，如WiFi，2G或3G，或它们的组合。在一个示例性实施例中，通信组件经由广播信道接收来自外部广播管理系统的广播信号或广播相关信息。在一个示例性实施例中，所述通信组件还包括近场通信(NFC)模块，以促进短程通信。例如，在NFC模块可基于射频识别(RFID)技术，红外数据协会(IrDA)技术，超宽带(UWB)技术，蓝牙(BT)技术和其他技术来实现。
上述图5b、图6b和图7中的显示器，可以包括屏幕，其屏幕可以包括液晶显示器(LCD)和触摸面板(TP)。如果屏幕包括触摸面板，屏幕可以被实现为触摸屏，以接收来自用户的输入信号。触摸面板包括一个或多个触摸传感器以感测触摸、滑动和触摸面板上的手势。所述触摸传感器可以不仅感测触摸或滑动动作的边界，而且还检测与所述触摸或滑动操作相关的持续时间和压力。
上述图5b、图6b和图7中的电源组件，为电源组件所属设备的各种组件提供电力。电源组件可以包括电源管理系统，一个或多个电源，及其他与为电源组件所属设备生成、管理和分配电力相关联的组件。
上述图5b、图6b和图7中的音频组件，被配置为输出和/或输入音频信号。例如，音频组件包括一个麦克风(MIC)，当音频组件所属设备处于操作模式，如呼叫模式、记录模式和语音识别模式时，麦克风被配置为接收外部音频信号。所接收的音频信号可以被进一步存储在存储器或经由通信组件发送。在一些实施例中，音频组件还包括一个扬声器，用于输出音频信号。
本领域内的技术人员应明白，本发明的实施例可提供为方法、系统、或计算机程序产品。因此，本发明可采用完全硬件实施例、完全软件实施例、或结合软件和硬件方面的实施例的形式。而且，本发明可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。
本发明是参照根据本发明实施例的方法、设备(系统)、和计算机程序产品的流程图和/或方框图来描述的。应理解可由计算机程序指令实现流程图和/或方框图中的每一流程和/或方框、以及流程图和/或方框图中的流程和/或方框的结合。可提供这些计算机程序指令到通用计算机、专用计算机、嵌入式处理机或其他可编程数据处理设备的处理器以产生一个机器，使得通过计算机或其他可编程数据处理设备的处理器执行的指令产生用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的装置。
这些计算机程序指令也可存储在能引导计算机或其他可编程数据处理设备以特定方式工作的计算机可读存储器中，使得存储在该计算机可读存储器中的指令产生包括指令装置的制造品，该指令装置实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能。
这些计算机程序指令也可装载到计算机或其他可编程数据处理设备上，使得在计算机或其他可编程设备上执行一系列操作步骤以产生计算机实现的处理，从而在计算机或其他可编程设备上执行的指令提供用于实现在流程图一个流程或多个流程和/或方框图一个方框或多个方框中指定的功能的步骤。
在一个典型的配置中，计算设备包括一个或多个处理器(CPU)、输入/输出接口、网络接口和内存。
内存可能包括计算机可读介质中的非永久性存储器，随机存取存储器(RAM)和/或非易失性内存等形式，如只读存储器(ROM)或闪存(flash RAM)。内存是计算机可读介质的示例。
计算机可读介质包括永久性和非永久性、可移动和非可移动媒体可以由任何方法或技术来实现信息存储。信息可以是计算机可读指令、数据结构、程序的模块或其他数据。计算机的存储介质的例子包括，但不限于相变内存(PRAM)、静态随机存取存储器(SRAM)、动态随机存取存储器(DRAM)、其他类型的随机存取存储器(RAM)、只读存储器(ROM)、电可擦除可编程只读存储器(EEPROM)、快闪记忆体或其他内存技术、只读光盘只读存储器(CD-ROM)、数字多功能光盘(DVD)或其他光学存储、磁盒式磁带，磁带磁磁盘存储或其他磁性存储设备或任何其他非传输介质，可用于存储可以被计算设备访问的信息。按照本文中的界定，计算机可读介质不包括暂存电脑可读媒体(transitory media)，如调制的数据信号和载波。
还需要说明的是，术语“包括”、“包含”或者其任何其他变体意在涵盖非排他性的包含，从而使得包括一系列要素的过程、方法、商品或者设备不仅包括那些要素，而且还包括没有明确列出的其他要素，或者是还包括为这种过程、方法、商品或者设备所固有的要素。在没有更多限制的情况下，由语句“包括一个……”限定的要素，并不排除在包括所述要素的过程、方法、商品或者设备中还存在另外的相同要素。
以上所述仅为本申请的实施例而已，并不用于限制本申请。对于本领域技术人员来说，本申请可以有各种更改和变化。凡在本申请的精神和原理之内所作的任何修改、等同替换、改进等，均应包含在本申请的权利要求范围之内。

Claims (29)

  1. 一种交易数据处理方法，其特征在于，包括：
    获取待处理交易数据，所述待处理交易数据是以用户在第三方服务器上的身份信息针对线下商品生成的；
    根据所述身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求；
    将所述支付请求发送给所述第三方服务器，以供所述第三方服务器针对所述待处理交易数据从与所述身份信息绑定的用户账户中扣除相应费用。
  2. 一种交易数据处理方法，其特征在于，包括：
    接收门店终端或用户终端发送的支付请求，所述支付请求是根据用户在第三方服务器上的身份信息、待处理交易数据的交易编号以及待付金额生成的；
    根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述身份信息绑定的用户账户中扣除相应费用；
    其中，所述待处理交易数据是以所述身份信息针对线下商品生成的。
  3. 一种交易数据处理方法，其特征在于，包括：
    获取待处理交易数据，所述待处理交易数据是以用户在线上交易服务器上的线上身份信息针对所述用户在实体门店选购的线下商品生成的；
    根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求；
    将所述支付请求发送给所述线上交易服务器，以供所述线上交易服务器针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用。
  4. 根据权利要求3所述的方法，其特征在于，在根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求之前，所述方法还包括：
    扫描所述用户预先向所述线上交易服务器注册的会员码，以获取所述线上身份信息。
  5. 根据权利要求4所述的方法，其特征在于，在扫描所述用户预先向所述线上交易服务器注册的会员码之前，所述方法还包括：
    展示至少一种支付方式；
    响应于支付方式的选择操作，确定被选择的支付方式为第一支付方式；
    其中，所述第一支付方式是通过与所述线上身份信息绑定的用户账号进行支付的方式。
  6. 根据权利要求5所述的方法，其特征在于，在扫描所述用户预先向所述线上交易服务器注册的会员码之前，所述方法还包括：
    向所述线上交易服务器发送会员码请求，所述会员码请求携带有所述用户的非会员码信息；
    接收所述线上交易服务器根据所述非会员码信息返回的所述用户的会员码。
  7. 根据权利要求3所述的方法，其特征在于，所述根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求，包括：
    展示所述待处理交易数据对应的信息页，所述信息页上包含支付控件；
    响应于针对所述支付控件的触发操作，根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成所述支付请求。
  8. 根据权利要求3所述的方法，其特征在于，所述根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求，包括：
    根据所述线下商品在所述线上交易服务器上的线上价格，计算所述待付金额；
    根据所述线上身份信息、所述待处理交易数据的交易编号和所述待付金额，生成所述支付请求。
  9. 根据权利要求8所述的方法，其特征在于，所述根据所述线下商品在所述线上交易服务器上的线上价格，计算所述待付金额，包括：
    向所述线上交易服务器发送优惠策略请求，所述优惠策略请求包括所述线上身份信息；
    接收所述线上交易服务器根据所述线上身份信息返回的所述用户可享受的线上优惠策略；
    根据所述线上优惠策略和所述线下商品的线上价格，计算所述待付金额。
  10. 根据权利要求9所述的方法，其特征在于，所述根据所述线上优惠策略和所述线下商品的线上价格，计算所述待付金额，包括：
    根据所述线上优惠策略、所述线下商品的线上价格和商品数量，确定所述待处理交易数据的交易总金额；
    根据其它支付方式可支付的金额以及所述交易总金额，确定所述待付金额，所述其它支付方式是指通过与所述线上身份信息绑定的用户账号进行支付之外的支付方式。
  11. 根据权利要求8所述的方法，其特征在于，在根据所述线下商品在所述线上交易服务器上的线上价格，计算所述待付金额之前，所述方法还包括：
    向所述线上交易服务器发送价格请求，所述价格请求包括所述线下商品的标识；
    接收所述线上交易服务器根据所述线下商品的标识返回的所述线下商品的线上价格。
  12. 根据权利要求3-11任一项所述的方法，其特征在于，所述根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求，包括：
    向所述线上交易服务器发送账户请求，所述账户请求包括所述线上身份信息；
    接收所述线上交易服务器返回的与所述线上身份信息绑定的用户账户；
    根据所述用户账户、所述待处理交易数据的交易编号和待付金额，生成所述支付请求。
  13. 根据权利要求3-11任一项所述的方法，其特征在于，所述获取待处理交易数据，包括：
    获取所述线下商品的信息和所述线上身份信息；
    向所述线上交易服务器发送所述线上身份信息和所述线下商品的信息，以供所述线上交易服务器以所述用户的线上身份针对所述线下商品生成交易数据；
    接收所述线上交易服务器下发的所述交易数据，作为所述待处理交易数据。
  14. 一种交易数据处理方法，其特征在于，包括：
    接收门店终端或用户终端发送的支付请求，所述支付请求是根据用户在线上交易服务器上的线上身份信息、待处理交易数据的交易编号以及待付金额生成的；
    根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用；
    其中，所述待处理交易数据是以所述线上身份信息针对所述用户在实体门店选购的线下商品生成的。
  15. 根据权利要求14所述的方法，其特征在于，在接收门店终端发送的支付请求之前，所述方法还包括：
    接收所述门店终端发送的会员码请求，所述会员码请求携带有所述用户的非会员码信息；
    根据所述非会员码信息向所述门店终端返回所述用户的会员码。
  16. 根据权利要求14所述的方法，其特征在于，在接收门店终端或用户终端发送的支付请求之前，所述方法还包括：
    接收所述门店终端或所述用户终端发送的优惠策略请求，所述优惠策略请求包括所 述线上身份信息；
    根据所述线上身份信息，获取所述用户可享受的线上优惠策略；
    将所述用户可享有的线上优惠策略返回给所述门店终端或所述用户终端。
  17. 根据权利要求14所述的方法，其特征在于，在接收门店终端或用户终端发送的支付请求之前，所述方法还包括：
    接收所述门店终端或所述用户终端发送的价格请求，所述价格请求包括所述线下商品的标识；
    根据所述线下商品的标识，获取所述线下商品的线上价格；
    将所述线下商品的线上价格返回给所述门店终端或所述用户终端。
  18. 根据权利要求14-17任一项所述的方法，其特征在于，在接收门店终端或用户终端发送的支付请求之前，所述方法还包括：
    接收所述门店终端或所述用户终端发送的账户请求，所述账户请求包括所述线上身份信息；
    根据所述线上身份信息，获取与所述线上身份信息绑定的用户账户；
    将所述用户账户返回给所述门店终端或所述用户终端，以供所述门店终端或所述用户终端生成所述支付请求。
  19. 根据权利要求14-17任一项所述的方法，其特征在于，在从与所述线上身份信息绑定的用户账户中扣除相应费用之后，所述方法还包括：
    向所述门店终端以及所述用户终端返回支付结果。
  20. 一种终端设备，其特征在于，包括：存储器、处理器以及通信组件；
    所述存储器，用于存储计算机程序；
    所述处理器，与所述存储器耦合，用于执行所述计算机程序，以用于：
    获取待处理交易数据，所述待处理交易数据是以用户在第三方服务器上的身份信息针对线下商品生成的；
    根据所述身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求；
    通过所述通信组件将所述支付请求发送给所述第三方服务器，以供所述第三方服务器针对所述待处理交易数据从与所述身份信息绑定的用户账户中扣除相应费用；
    所述通信组件，用于将所述支付请求发送给所述第三方服务器。
  21. 一种第三方服务器，其特征在于，包括：存储器、处理器和通信组件；
    所述存储器，用于存储计算机程序；
    所述处理器，与所述处理器耦合，用于执行所述计算机程序，以用于：
    通过所述通信组件接收门店终端或用户终端发送的支付请求，所述支付请求是根据用户在所述第三方服务器上的身份信息、待处理交易数据的交易编号以及待付金额生成的；
    根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述身份信息绑定的用户账户中扣除相应费用；
    其中，所述待处理交易数据是以所述身份信息针对线下商品生成的。
  22. 一种终端设备，其特征在于，包括：存储器、处理器以及通信组件；
    所述存储器，用于存储计算机程序；
    所述处理器，与所述存储器耦合，用于执行所述计算机程序，以用于：
    获取待处理交易数据，所述待处理交易数据是以用户在线上交易服务器上的线上身份信息针对所述用户在实体门店选购的线下商品生成的；
    根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求；
    通过所述通信组件将所述支付请求发送给所述线上交易服务器，以供所述线上交易服务器针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用；
    所述通信组件，用于将所述支付请求发送给所述线上交易服务器。
  23. 一种线上交易服务器，其特征在于，包括：存储器、处理器和通信组件；
    所述存储器，用于存储计算机程序；
    所述处理器，与所述处理器耦合，用于执行所述计算机程序，以用于：
    通过所述通信组件接收门店终端或用户终端发送的支付请求，所述支付请求是根据用户在所述线上交易服务器上的线上身份信息、待处理交易数据的交易编号以及待付金额生成的；
    根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用；
    其中，所述待处理交易数据是以所述线上身份信息针对所述用户在实体门店选购的线下商品生成的。
  24. 一种交易数据处理系统，其特征在于，包括：门店终端、用户终端以及线上交易服务器；
    所述门店终端或所述用户终端，用于获取待处理交易数据，所述待处理交易数据是以用户在所述线上交易服务器上的线上身份信息针对所述用户在实体门店选购的线下商品生成的；根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求；将所述支付请求发送给所述线上交易服务器；
    所述线上交易服务器，用于接收所述门店终端或所述用户终端发送的所述支付请求，根据所述交易编号和所述待付金额，针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用。
  25. 一种交易数据处理方法，其特征在于，包括：
    获取待处理交易数据，所述待处理交易数据是以用户在线上交易服务器上的线上身份信息针对所述用户在实体门店选购的线下商品生成的；
    针对所述待处理交易数据进行支付处理。
  26. 根据权利要求25所述的方法，其特征在于，在针对所述待处理交易数据进行支付处理之前，所述方法还包括：
    展示至少一种支付方式；
    响应于支付方式的选择操作，确定选择使用的目标支付方式。
  27. 根据权利要求26所述的方法，其特征在于，当所述目标支付方式为第三方支付方式时，针对所述待处理交易数据进行支付处理，包括：
    根据所述线上身份信息、所述待处理交易数据的交易编号和待付金额，生成支付请求；
    将所述支付请求发送给所述线上交易服务器，以供所述线上交易服务器针对所述待处理交易数据从与所述线上身份信息绑定的用户账户中扣除相应费用。
  28. 根据权利要求26所述的方法，其特征在于，当所述目标支付方式为自动支付方式时，针对所述待处理交易数据进行支付处理，包括：
    接收用户终端或所述线上交易服务器发送的支付结果；
    根据所述支付结果对所述待处理交易数据进行支付处理；
    其中，所述自动支付方式是所述线上交易服务器自动从与所述线上身份信息绑定的用户账号进行扣费或者自动触发所述用户终端从所述用户账号进行扣费的支付方式。
  29. 一种终端设备，其特征在于，包括：存储器和处理器；
    所述存储器，用于存储计算机程序；
    所述处理器，与所述存储器耦合，用于执行所述计算机程序，以用于：
    获取待处理交易数据，所述待处理交易数据是以用户在线上交易服务器上的线上身份信息针对所述用户在实体门店选购的线下商品生成的；
    针对所述待处理交易数据进行支付处理。
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