WO2019019447A1 - Annuity data processing method and device, server and storage medium - Google Patents

Abstract

An annuity data processing method, comprising : receiving an annuity payment request sent by an enterprise terminal, and generating a bill to be completed according to the annuity payment request, the bill to be completed having corresponding bill information; querying whether unused credits exist in an annuity account or not, the unused credits having corresponding credit information; if yes, obtaining the idle time of a database, and matching the bill to be completed with the unused credits according to the bill information and the credit information within the idle time of the database; if matching is successful, reading a detailed list of employees, the detailed list of employees comprising a plurality of staffs on active duty; and utilizing the unused credits for performing annuity accounting operation on the plurality of staffs on active duty.

Description

Annuity data processing method, device, server and storage medium

This application claims the priority of the Chinese Patent Application entitled "Annuity Data Processing Method, Apparatus, Server and Storage Media" by the Chinese Patent Office on July 25, 2017, with the application number of 2017106129698, the entire contents of which are incorporated by reference. In this application.

Technical field

The present application relates to the field of computer technology, and in particular, to an annuity data processing method, apparatus, server, and storage medium.

Background technique

The annuity refers to the supplementary pension insurance that the enterprise and its employees voluntarily establish on the basis of participating in the basic endowment insurance according to law. An annuity is a good investment arrangement, and more and more companies are participating in the annuity plan. In practice, one or more companies can participate in an annuity plan. The insurance company creates a corresponding annuity account for each annuity plan. After participating in the annuity plan, the company transfers the accounts from the corporate account to the annuity account every month. The insurance company uses the account in the background server to pay an annuity for the company's employees. Every month, a large number of companies pay their annuities to their employees, which makes the server resources too expensive.

Summary of the invention

According to various embodiments disclosed herein, an annuity data processing method, apparatus, server, and storage medium are provided.

An annuity data processing method comprising:

Receiving an annuity payment request sent by the enterprise terminal, and generating a pending bill according to the annuity payment request; the to-be-completed bill has corresponding billing information;

Check whether there are unused accounts in the annuity account, and the unused accounts have corresponding account information;

If yes, obtaining the idle time of the database, and matching the pending bill and the unused account according to the billing information and the account information during the idle time of the database;

If the match is successful, the employee list is read, and the employee list includes a plurality of active employees;

Annuity accounting operations for multiple active employees using unused accounts.

An annuity data processing device comprising:

a communication module, configured to receive an annuity payment request sent by the enterprise terminal, and generate a to-be-completed bill according to the annuity payment request; the to-be-completed bill has corresponding billing information;

a query module, configured to query whether an unused account exists in the annuity account, and the unused account has corresponding account information;

a matching module, configured to acquire an idle time of the database, and match the pending bill and the unused account according to the billing information and the account information during the idle time of the database; and

The accounting module is configured to read the employee list if the matching is successful, the employee list includes a plurality of active employees; and use the unused accounts to perform an annuity accounting operation on the plurality of employees.

A server comprising a memory and a processor, the memory storing computer readable instructions, wherein the computer readable instructions are executed by the processor, such that the processor performs the step of: receiving an annuity sent by the enterprise terminal Paying a request, generating a bill to be completed according to the annuity payment request; the bill to be completed has corresponding billing information;

Check whether there are unused accounts in the annuity account, and the unused accounts have corresponding account information;

If yes, obtaining the idle time of the database, and matching the pending bill and the unused account according to the billing information and the account information during the idle time of the database;

If the match is successful, the employee list is read, and the employee list includes a plurality of active employees;

Annuity accounting operations for multiple active employees using unused accounts.

One or more computer readable non-volatile storage media storing computer readable instructions, when executed by one or more processors, cause one or more processors to perform the steps of: receiving an enterprise terminal to transmit The annuity payment request generates a pending bill according to the annuity payment request; the to-be-completed bill has corresponding billing information;

Check whether there are unused accounts in the annuity account, and the unused accounts have corresponding account information;

If yes, obtaining the idle time of the database, and matching the pending bill and the unused account according to the billing information and the account information during the idle time of the database;

If the match is successful, the employee list is read, and the employee list includes a plurality of active employees;

Annuity accounting operations for multiple active employees using unused accounts.

Details of one or more embodiments of the present application are set forth in the accompanying drawings and description below. Other features and advantages of the present invention will be apparent from the description, drawings and claims.

DRAWINGS

In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings to be used in the embodiments will be briefly described below. Obviously, the drawings in the following description are only some embodiments of the present application, Those skilled in the art can also obtain other drawings based on these drawings without any creative work.

1 is an application environment diagram of an annuity data processing method in an embodiment;

2 is a flow chart of an annuity data processing method in an embodiment;

3 is a schematic structural diagram of an annuity data processing apparatus in an embodiment;

4 is a schematic structural diagram of a server in an embodiment.

Detailed ways

In order to make the technical solutions and advantages of the present application more clear, the present application will be further described in detail below with reference to the accompanying drawings and embodiments. It is understood that the specific embodiments described herein are merely illustrative of the application and are not intended to be limiting.

It will be understood that the terms "first", "second" and the like, as used herein, may be used to describe various elements, but these elements are not limited by these terms. These terms are only used to distinguish one element from another. For example, both the first client and the second client are clients, but they are not the same client.

The annuity data processing method provided in the embodiment of the present application can be applied to an application environment as shown in FIG. 1. Among them, a plurality of enterprise terminals 102 are connected to the server 104 via a network. When the enterprise needs to handle the annuity payment business, the enterprise manager can initiate an annuity payment request to the server 104 through the enterprise terminal 102. The server 104 generates a pending bill based on the annuity payment request. The bill to be completed includes billing information and the like. The server 104 obtains an annuity account, and accounts corresponding to a plurality of enterprises are recorded in the annuity account. Accounts include used and/or unused accounts. The account has corresponding account information. The server 104 queries the annuity account for the existence of unused accounts. If there is no unused account in the annuity account, the server 104 runs a monitoring script, monitors multiple databases by using the monitoring script, and acquires the idle time of the database according to the monitoring information. The server 104 matches the unused accounts with the pending bills during the idle time of the database. If the matching is successful, the server 104 obtains a list of employees, and the employee list includes the employee identification and the payment amount corresponding to the plurality of active employees. The server 104 allocates the unused accounts matching the bills to be completed according to the payment amount, and adds a corresponding annuity payment record to each employee identification according to the distribution result, thereby completing the annuity accounting operation of the plurality of in-service employees. In the above-mentioned annuity payment process, the matching of the pending bill and the unused bill is performed in the idle time of the database, and the annuity accounting operation is performed in the idle time of the database, thereby being able to pay an annuity to a large number of employees in service, and also alleviate server resource consumption. .

2 is a schematic flow chart of a method according to an embodiment of the present application. It should be understood that although the various steps in the flowchart of FIG. 2 are sequentially displayed as indicated by the arrows, these steps are not necessarily performed in the order indicated by the arrows. Except as explicitly stated herein, the execution of these steps is not strictly limited, and may be performed in other sequences. Moreover, at least some of the steps in FIG. 2 may include a plurality of sub-steps or stages, which are not necessarily performed at the same time, but may be executed at different times, and the order of execution thereof is not necessarily This may be performed in sequence, but may be performed alternately or alternately with other steps or at least a portion of the sub-steps or stages of the other steps.

In an embodiment, as shown in FIG. 2, an annuity data processing method is provided, which is applied to the server as an example, and specifically includes the following steps:

Step 202: Receive an annuity payment request sent by the enterprise terminal, and generate an annuity payment request according to the annuity payment request. The bill to be completed; the bill to be completed has corresponding billing information.

When an enterprise needs to pay an annuity to an employee who participates in an annuity plan, the enterprise manager can initiate an annuity payment request to the server through the enterprise terminal. The annuity payment request carries the company logo and employee list. The corporate identity is used to uniquely identify an enterprise, which can be a business name or a corporate organization code. The employee list includes the employee identification and payment amount for multiple active employees. The employee ID is used to uniquely identify an employee, which can be an employee number or an ID number.

The server generates a pending bill based on the annuity payment request. The pending bill has corresponding billing information. The billing information includes the billing title and billing amount. The billing title is used to indicate the purpose of the pending bill, including the company logo and the annuity payment time, such as “A company’s September 2016 annuity bill”. It is easy to understand that the bill amount is equal to the sum of the payment amounts corresponding to multiple employees.

Step 204: Query whether there is an unused account in the annuity account, and the unused account has corresponding account information. If yes, execute step 206; otherwise, generate prompt information, and send the prompt information to the enterprise terminal.

Step 206: Acquire an idle time of the database, and match the pending bill and the unused account according to the billing information and the account information during the idle time of the database.

An annuity account is a shared bank account established by an insurance company for multiple companies participating in the same annuity plan. Multiple companies participating in the same annuity plan can come from the same group or from different groups. Each enterprise can transfer one or more accounts from the enterprise account to the annuity account through the enterprise terminal on a monthly, quarterly or yearly basis when the annuity is required to be paid to the active employees participating in the annuity plan, so that there are many accounts in the annuity account. Accounts. Each account has corresponding account information. The account information includes the company logo and the amount of the account.

Multiple accounts in an annuity account include used and/or unused accounts. For accounts that are initially transferred to an annuity account, the server marks the account as unused. The server obtains an annuity account and checks in the annuity account for the existence of unused accounts. If there are unused accounts in the annuity account, the server matches the completed and unused accounts. In this embodiment, in order to alleviate the resource consumption of the server, the server matches the completed bill with the unused account in the idle time of the database. Therefore, before the server matches the completed bill with the unused account, it needs to Analyze the idle time of the database before.

Specifically, the server runs the monitoring script, and monitors the execution status and resource consumption status of the batch task in the database in the preset time period by using the monitoring script, and obtains the execution time and resource consumption time of the batch task in the preset time period. Batch tasks include pending billing and unused accounts, and annuity accounting. In order to fully alleviate the pressure of database resource consumption, the preset time period may be set to a time period of the entire non-working time or a period of part of the non-working time. For example, the time period from 8:00 to 5:00 in the month before the matching of the completed bill and the unused account, or the number 1 in the month before the matching of the completed bill and the unused account is used. On the 5th, from 9:00 pm to 5:30 am, etc. The server will perform statistics on the resource consumption time in the preset time period to obtain a resource consumption statistics table. The resource consumption time in the server extraction resource consumption statistics table is compared with the execution time of the plurality of batch processing tasks, and the resource consumption time capable of avoiding the execution time of the plurality of batch processing tasks is filtered out. Since the batch task consumes more database resources when it is executed, the resource consumption time of avoiding the execution time of multiple batch tasks can be used as the idle time of the database. Since the idle time of the database is within a preset time period, and the preset time period may be a time period of non-working time, the idle time of the database obtained by the above manner may be regarded as an idle time with optimal database performance.

The server obtains the account information of the unused account in the idle time of the database, and the billing information of the bill to be completed, and matches the completed bill with the unused account according to the billing information and the account information.

If there is no unused account in the annuity account, or if the pending bill fails to match the unused account, it means that the enterprise manager has not transferred the account to the annuity account when sending the annuity payment request through the enterprise terminal, in other words , the case where the request is sent first and then transferred to the account. The server generates a transfer prompt and sends the transfer prompt to the enterprise terminal to prompt the enterprise to transfer the account in time. The server queries the annuity account for unused funds according to the preset time frequency. If it exists, the completed bill is matched with the unused account according to the above manner. If the matching fails again, the server regenerates the transfer prompt, sends the transfer prompt to the enterprise terminal, and repeats to complete the matching of the pending bill with the unused account.

In step 208, the employee list is read, and the employee list includes a plurality of active employees.

Step 210, using an unused account to perform an annuity accounting operation on a plurality of employees.

If the match is successful, the server marks the pending invoice as a completed bill. The server obtains a list of employees, and the employee list includes the employee identification and payment amount corresponding to the plurality of active employees. The server allocates the unused accounts matching the bills to be completed according to the payment amount, and adds a corresponding annuity payment record to each employee identification according to the distribution result, thereby completing the annuity accounting operation of the plurality of in-service employees. An annuity payment record can be used as a basis for an employee to receive an annuity.

In this embodiment, according to the annuity payment request sent by the enterprise terminal, a corresponding pending bill is generated. If there is an unused account in the annuity account, the bill can be matched with the unused account in the idle time of the database, and then The annuity accounting operation is performed according to the matching result, thereby completing the payment of annuity to a large number of employees in service. Due to the matching of the completed bills and the unused accounts, and the annuity billing operations are performed in the idle time of the database, it can meet the demand for paying annuities for a large number of employees on the job, and can alleviate the server resource consumption.

In one embodiment, before receiving the step of the annuity payment request sent by the enterprise terminal, the method further includes: receiving an employee participation statistical request sent by the enterprise terminal, the employee participation statistical request carrying the annuity information and the employee information; and using the annuity information to generate the first a file, the first file is sent to the plurality of employee terminals according to the employee information; when the employee agrees to participate in the annuity plan within the preset time period, receiving the confirmation information corresponding to the first file returned by the employee terminal, and verifying the confirmation information; If the confirmation information passes the verification, the confirmation information is counted, and the employee list confirming the participation in the annuity plan is obtained; the employee list is returned to the enterprise terminal, so that the enterprise terminal adds the amount of the annuity payment corresponding to the plurality of employees in the employee list.

Before an enterprise pays an annuity to an employee, it is necessary to count whether the employee is involved in the annuity plan. When an enterprise needs to handle employee participation in the statistical business, the enterprise management personnel initiates a statistical participation request to the server through the enterprise terminal. Employee participation statistics requests carry annuity information and employee information. Annuity information includes annuity plan and annuity knowledge. Employee information includes basic information about multiple active employees. The server generates an first file using the annuity information. The server obtains the contact information of multiple employees based on the employee information, and sends the first file and the corresponding annuity information to multiple employee terminals according to the contact information. Employees can understand the annuity knowledge and annuity plan through the employee terminal, and then Determine whether to participate in the company's annuity plan. When the employee selects the annuity plan of the participating company within the preset time period, the employee downloads the first file through the employee terminal, and inputs the confirmation information corresponding to the first file. The employee terminal sends a confirmation message to the server. The server verifies the confirmation information according to the preset verification rule. The confirmation information may include a digital signature, fingerprint information, a face image, or an answer to a random question. The random problem is randomly generated by the server according to the first file and has a corresponding default answer. If the confirmation information passes the verification, the server performs statistics on the currently received confirmation information, and obtains the employee annuity participation statistical result. The employee annuity participation statistics include a list of employees who have participated in the annuity plan, along with the first file and corresponding confirmation information. The employee list includes multiple employee IDs identifying the active employees participating in the annuity plan. The server returns the employee annuity participation statistics to the enterprise terminal. The enterprise management personnel can download the first file and the corresponding confirmation information through the enterprise terminal to archive the first file and the corresponding confirmation information, or add the payment amount corresponding to each employee in the employee list. The enterprise management personnel can pay the annuity to the on-the-job employees who confirm the participating company's annuity plan through the enterprise terminal in the above manner.

In this embodiment, the verification information returned by the employee terminal is verified, which can prevent others from maliciously confirming the first file instead of the employee, improve the security of the employee participation statistics, and can reduce the manual verification of the confirmation information by the enterprise management personnel. It is cumbersome; when the verification is passed, the confirmation information is counted, and the statistical result is returned to the enterprise terminal, which can reduce the cumbersomeness of the enterprise management personnel to confirm the manual statistics of the employees participating in the annuity plan, thereby reducing the management personnel's handling of the annuity business. The burden of work.

In one embodiment, the billing information includes a company identification, a billing identifier, a billing amount, and a billing time. The billing information includes a company logo and an account amount, and the bill to be completed is completed according to billing information and billing information during the idle time of the database. The step of matching with the unused account includes: if there is an unused account corresponding to the company identification and a pending bill, and the account amount of the unused account is equal to the bill amount, then the database is idle Time marks the unused account as the annuity account corresponding to the pending bill; if there is an unused account and multiple pending bills corresponding to the company ID, the account of the unused account will be used in the idle time of the database. The amount of the payment is compared with the amount of the bills of the plurality of pending bills. If there is a bill amount equal to the amount of the account, the corresponding account is obtained. Single identification, marking the unused account as the annuity account corresponding to the billing identifier; or obtaining the earliest pending bills in the bills for multiple bills based on the billing time, marking the unused accounts as the earliest billing time The annuity account corresponding to the bill is completed; if there are multiple unused accounts and multiple pending bills corresponding to the company logo, the amount of the accounts of the plurality of unused accounts and the plurality of pending bills are completed in the idle time of the database. The bill amount of the bill is matched to obtain the annuity account corresponding to each bill to be completed.

The server queries whether the corresponding unused accounts and pending bills exist according to the enterprise identifier, and obtains the query result. The server can generate a corresponding pending bill based on the enterprise terminal's annuity payment request each month. When an enterprise needs to pay an annuity to an employee who participates in an annuity plan, the company can transfer the account from the enterprise account to the annuity account through the enterprise terminal using different payment methods. The payment method can be monthly payment, quarterly payment or annual payment. Businesses can pay a single payment at a time, or they can pay multiple accounts at once. Therefore, the query result may include multiple types, for example, there is an unused account corresponding to the enterprise identifier and a pending bill, and there is an unused account corresponding to the enterprise identifier and a plurality of pending bills, and the existence exists. A plurality of unused accounts and a pending bill corresponding to the company logo have a plurality of unused accounts and a plurality of pending bills corresponding to the company logo.

If the result of the query is that there is an unused account corresponding to the enterprise identifier and a pending bill, the server determines whether the amount of the unused account is equal to the bill of the pending bill in the idle time of the database. The amount, if the amount of the account is equal to the amount of the bill, the server marks the unused account as the annuity account corresponding to the pending bill. The server reads the employee list, which includes multiple active employees. The server uses an annuity account to perform an annuity accounting operation on multiple employees. If the amount of the account is greater than the amount of the bill, the server calculates the first difference, generates a refund request by using the first difference and the company identifier, and sends the refund request to the managed terminal corresponding to the third party bank staff. The bank staff returns the first difference to the public account of the company through the escrow terminal. If the amount of the account is less than the amount of the bill, the server calculates the second difference, generates a debit request by using the second difference, and sends the debit request to the enterprise terminal corresponding to the enterprise identifier. The server receives the debit response returned by the enterprise terminal, and if the debit response is a confirmation deduction, the debit request is sent to the managed terminal. Bank The staff member debits the public account of the company through the hosting terminal.

If the result of the query is that there is an unused account and multiple pending bills corresponding to the company ID, the server will account for the amount of the unused account and the bill amount of the plurality of bills to be completed in the idle time of the database. Compare separately. Billing information also includes billing identification and billing time. If the bill amount of the pending bill is equal to the account amount, the server obtains the bill identifier of the bill to be completed, and marks the unused account as the annuity account of the bill to be completed. If there are multiple bills to be completed and the bill amount is equal to the account amount, the server obtains the corresponding billing time according to the bills to be completed with multiple bill amounts equal to the account amount, and sorts the plurality of bills to be completed according to the billing time. The server uses the unutilized account as the annuity account corresponding to the bill to be completed which is the earliest billing time. The server reads the employee list, which includes multiple active employees. The server uses an annuity account to perform an annuity accounting operation on multiple employees.

If the result of the query is that there are multiple unused accounts and one pending bill corresponding to the enterprise identifier, the server will account for the bill amount of the pending bill and the amount of the plurality of unused accounts in the idle time of the database. Compare separately. If the amount of the account with an unused account is equal to the amount of the bill, the server marks the unused account as the annuity of the pending bill. If the amount of the account with multiple unused accounts is equal to the amount of the bill, the server generates a question item, and sends the question item to the enterprise terminal corresponding to the company ID to ask the enterprise which unused account to use to complete the current Pending bills. The server receives the account information of an unused account returned by the enterprise terminal according to the problem item, and marks the corresponding unused account as the annuity account corresponding to the pending bill according to the returned account information. The server reads the employee list, which includes multiple active employees. The server uses an annuity account to perform an annuity accounting operation on multiple employees.

If the result of the query is that there are multiple unused accounts and multiple pending bills corresponding to the company logo, the server will add the amount of the unused accounts and the bill amount of the multiple bills to be completed in the idle time of the database. Make an comparison and get the annuity account corresponding to each bill to be completed. The server reads the employee list, which includes multiple active employees. The server uses an annuity account to perform an annuity accounting operation on multiple employees. The server reads the employee list, which includes multiple active employees. The server uses an annuity account to perform an annuity accounting operation on multiple employees.

In this embodiment, the query and matching process for the unused account and the pending bill are executed in the idle time of the database, so that the matching of the pending bill and the unused account can be achieved, and the server resource can be effectively alleviated. Consumption.

In one of the embodiments, the step of matching the pending bill and the unused account according to the billing information and the account information during the idle time of the database includes: if one or more unused accounts exist, in the database Acquiring the corresponding account information in the idle time, extracting the first keyword in the account information; obtaining the bill information of the bill to be completed, extracting the second keyword in the bill information; and the account information according to the second keyword The middle query queries whether there is a corresponding first keyword; if yes, matches the corresponding one or more unused accounts with the pending bill according to the account information including the corresponding first keyword.

The server obtains the corresponding account information in the idle time of the database according to one or more unused accounts that are queried. The account information includes the first company identification, the account statement, and the amount of the account. The account statement is used to indicate the purpose of the account, including the annuity payment time and the second company identification. The enterprise corresponding to the first company logo transfers the account to the annuity account. The account is used to complete the pending bill corresponding to the second company logo. The second enterprise identifier may include an enterprise identifier, and if the enterprise identifier is the same as the first enterprise identifier, it indicates that the account is used to complete the pending bill of the enterprise. The second enterprise identifier may also include multiple enterprise identifiers, wherein one enterprise identifier is the same as the first enterprise identifier, indicating that the account is used to complete the pending bills of the enterprise and other enterprises, for example, the group enterprise B gives the enterprise B And affiliates C and D pay an annuity.

The server extracts the first keyword related to the company logo and the annuity payment time in the obtained account information, for example, the account information of an unused account M is “used to pay the H enterprise and the J enterprise 2016 In August, the first keyword includes four keywords: “H Enterprise”, “J Enterprise”, “2016” and “August”. If the account information of an unused account does not include the second enterprise identifier, the server acquires the first enterprise identifier and marks the first enterprise identifier as the first keyword.

The server obtains the billing information of the bill to be completed in the idle time of the database, and extracts the second keyword related to the company logo and the annuity payment time in the billing information, for example, the bill information of the bill to be completed N is “H enterprise 2016” The annuity bill should be paid in August, then the second keyword includes “H Three keywords: “Enterprise”, “2016” and “August”.

The server queries, according to the second keyword, whether the corresponding first keyword exists in the account information. Specifically, the server invokes multiple threads, and queries the first keyword corresponding to the account information of each unused account in parallel to include each keyword in the second keyword, and if yes, indicates that the pen is not used. There is a corresponding first keyword in the account information of the payment. For example, the first keyword "H company", "J company", "2016" and "August" corresponding to the account information of the account M not used in the above example include the second keyword corresponding to the bill N to be completed. H company "2016" and "August".

If there is a corresponding first keyword in the account information of one or more unused accounts, the server compares the corresponding unused account with the pending bill according to the account information including the corresponding first keyword. match. The pending bill can match an unused account or it can match multiple unused accounts.

If there is no corresponding first keyword in the account information of all the unused accounts in the annuity account, the matching fails, the server generates the prompt information, and sends the prompt information to the enterprise terminal to prompt the enterprise to transfer the account in time. paragraph. The server queries the annuity account for unused funds according to the preset time frequency. If it exists, the completed bill is matched with the unused account according to the above manner. If the matching fails again, the server generates a prompt message again, and sends the prompt information to the enterprise terminal, so as to complete the matching between the pending bill and the unused account.

In the traditional way, manually matching the completed bill with the unused account requires the insurance company to invest a large amount of manpower, long cycle, time-consuming and labor-intensive, and easy to produce matching errors.

In this embodiment, the first keyword is extracted in the account information of the unused account, and the second keyword is extracted in the billing information of the bill to be completed. If there is a corresponding first keyword in the account information, the corresponding one or more unused accounts may be matched with the to-be-completed bill according to the account information including the corresponding first keyword. The above process is performed in the idle time of the database, thereby achieving an accurate matching between the unused accounts and the pending bills, reducing the labor cost of the insurance company, and alleviating server resource consumption.

In one embodiment, after the step of matching the corresponding one or more unused accounts with the bill to be completed according to the account information including the corresponding first keyword, the method further includes: The balance of the amount of an unused account matching the bill to be completed is less than the bill amount, or the sum of the amount of the accounts of the plurality of unused accounts matching the bill to be completed is less than the bill amount, and the difference is calculated; Whether the target document exists in the storage path; the target document records the account balance of the public account corresponding to the plurality of enterprise identifiers; if yes, the account balance of the corresponding public account is read from the target document according to the enterprise identifier of the pending bill; If the account balance is greater than or equal to the difference, the account balance and the difference are used to generate the debit request, and the debit request is sent to the enterprise terminal; the debit payment returned by the enterprise terminal is received, and if the deduction is confirmed, the debit will be debited The request is sent to the hosting terminal such that the hosting terminal debits the corresponding public account according to the debit request.

According to the company's capital situation in different periods, there will be cases where the amount of unused accounts is less than the amount of the bill. Therefore, the completion of the matching according to the above manner does not mean that the matching is successful, and it is still necessary to judge whether the amount of the account of the unused account is equal to the amount of the bill. Specifically, if the amount of the account of an unused account matching the bill to be completed is equal to the bill amount, or the sum of the amount of the accounts of the plurality of unused accounts matching the bill to be completed is equal to the bill amount, the match is On success, the server marks the unused account that matches the pending bill as the used account, marking the pending bill as the completed bill.

Further, the account manager of the insurance company uploads the target document to the server through the account management terminal. The account balance of the public account corresponding to multiple enterprise identifiers is recorded in the target document. The server stores the target document in a preset storage path. If the sum of the accounts of an unused account matching the bill to be completed is less than the bill amount, or the sum of the amount of the accounts of the plurality of unused accounts matching the bill to be completed is less than the bill amount, the server calculates the difference , detecting whether the target storage file exists in the preset storage path. If yes, the server reads the account balance of the corresponding public account from the target document according to the enterprise identifier in the pending bill. If the account balance is greater than or equal to the difference, the account balance and the difference are used to generate a debit request, and the debit request is sent to the enterprise terminal. The server receives the debit response returned by the enterprise terminal, and if the debit payment is a confirmation deduction, the debit request is sent to the custody terminal corresponding to the third party bank staff. The bank staff debits the public account of the company through the hosting terminal. If the account balance is less than the difference, the server generates a prompt message, and sends the prompt information to the enterprise terminal, so as to prompt the enterprise to timely transfer the account corresponding to the difference.

In this embodiment, when the account amount of the unused account matching the bill to be completed is less than the bill amount, the account balance of the corresponding public account may be read from the target document according to the enterprise identifier corresponding to the bill to be completed, if the account If the balance is greater than or equal to the difference, the company automatically requests deduction from the enterprise, and can flexibly process the pending bills that have been completed but not matched successfully according to the response of the enterprise, thereby improving the completion efficiency of the pending bills.

In one embodiment, the method further comprises: receiving a bill change request sent by the enterprise terminal, the bill change request including the last pending bill; regenerating the pending bill according to the bill change request; detecting whether the last pending bill is Complete the match; if yes, delete the corresponding annuity account according to the last pending bill; otherwise, delete the last pending bill, and regenerate the pending bill and unused account according to the company logo. Make a match.

If the enterprise finds that there is an error in the initiated annuity payment request, the enterprise can initiate a bill change request to the server through the enterprise terminal. For example, after the enterprise initiates an annuity payment request to the server through the enterprise terminal, and finds that the employee list for generating the annuity payment request includes the retired employee, the enterprise can initiate a bill change request to the server through the enterprise terminal. The bill change request includes the last pending bill and the updated employee list. The server regenerates the pending bill based on the bill change request. The server detects if the last pending bill has been matched. If the last pending bill has been matched when the bill change request sent by the enterprise terminal is received, the server deletes the corresponding annuity payment record according to the last pending bill, which will be completed due to the previous one. The bill is matched and the account marked as the used account is re-marked as unused, the last pending bill is deleted, and the regenerated bill to be completed is matched with the unused account as described above. If the last pending bill has not been matched, the server deletes the last pending bill and matches the regenerated bill to be completed with the unused account as described above.

The process of matching the regenerated invoices to the unused accounts in the manner described above may be the case where the amount of the unpaid accounts is greater than the regenerated amount of the invoices to be completed. The server calculates the difference between the account amount of the unused account and the regenerated bill amount of the pending bill, and generates a refund request by using the difference and the enterprise identifier corresponding to the unused account, and will refund The request is sent to the managed terminal corresponding to the third party bank staff. The bank staff returns the difference to the public account of the company through the escrow terminal.

In this embodiment, when the enterprise finds that there is an error in the initiated annuity payment request, the enterprise may initiate a bill change request to the server through the enterprise terminal, and the server regenerates the pending bill according to the bill change request, and the regenerated bill to be completed is Unmatched accounts can be used to match, which can avoid unnecessary economic losses caused by matching errors.

In one embodiment, as shown in FIG. 3, an annuity data processing apparatus is provided, including: a communication module 302, a query module 304, a matching module 306, and a billing module 308, wherein:

The communication module 302 is configured to receive an annuity payment request sent by the enterprise terminal, and generate a to-be-completed bill according to the annuity payment request; the to-be-completed bill has corresponding billing information.

The query module 304 is configured to query whether there is an unused account in the annuity account, and the unused account has corresponding account information.

The matching module 306 is configured to: if yes, acquire the idle time of the database, and match the pending bill and the unused account according to the billing information and the account information during the idle time of the database.

The accounting module 308 is configured to read the employee list if the matching is successful, the employee list includes a plurality of active employees, and use the unused accounts to perform an annuity accounting operation on the plurality of active employees.

In one of the embodiments, the annuity data processing apparatus further includes a statistics module 310. The communication module 302 is further configured to receive an employee participation statistical request sent by the enterprise terminal, the employee participation statistical request carries the annuity information and the employee information; the first file is generated by using the annuity information, and the first file is sent to the plurality of employee terminals according to the employee information; When the employee agrees to participate in the annuity plan within the preset time period, the employee receives the confirmation information corresponding to the first file returned by the employee terminal. The statistic module 310 is configured to check the acknowledgment information; if the acknowledgment information passes the verification, the statistic information is statistic, and the employee list confirming the participation in the annuity plan is obtained; the communication module 302 is further configured to return the employee list to the enterprise terminal, The enterprise terminal adds the amount of the annuity payment corresponding to the plurality of employees in the employee list.

In one of the embodiments, the billing information includes a company identification, a billing identifier, a billing amount, and a billing time, and the billing information includes a company logo and an amount of the bill. The matching module 306 is further configured to: if there is an unused account corresponding to the enterprise identifier and a pending bill, and the account of the unused account If the amount is equal to the bill amount, the unused account is marked as the annuity account corresponding to the bill to be completed in the idle time of the database; if there is an unused account corresponding to the company ID and multiple pending bills, in the database In the idle time, the account amount of the unused account is compared with the bill amount of the plurality of pending bills. If there is a bill amount equal to the account amount, the corresponding bill identifier is obtained, and the unused account is marked as The annuity account corresponding to the bill identification; or the bill to be completed with the earliest billing time in the plurality of bills to be completed according to the billing time, and the unused account is marked as the annuity account corresponding to the bill to be completed with the earliest billing time; There are multiple unused accounts and multiple pending bills corresponding to the company logo, and the amount of the accounts of the plurality of unused accounts is matched with the bill amounts of the plurality of bills to be completed in the idle time of the database, and each is obtained. The annuity account corresponding to the bill to be completed.

In one embodiment, the matching module 306 is further configured to: if one or more unused accounts exist, obtain corresponding account information in the idle time of the database, and extract the first keyword in the account information; The billing information of the bill to be completed, the second keyword is extracted in the billing information; according to the second keyword, whether the corresponding first keyword exists in the account information; and if so, according to the corresponding first keyword The account information, matching the corresponding one or more unused accounts with the pending bill.

In one of the embodiments, the annuity data processing device further includes a debit module 312. The debit module 312 is configured to: if the amount of the account of an unused account matching the bill to be completed is less than the amount of the bill, or the sum of the amounts of the plurality of unused accounts matching the bill to be completed is less than the bill The amount, the difference is calculated to detect whether there is a target document in the preset storage path; the target document records the account balance of the public account corresponding to the plurality of enterprise identifiers; if yes, the corresponding identifier is read from the target document according to the enterprise identifier of the pending bill The account balance of the public account; if the account balance is greater than or equal to the difference, the account balance and the difference are used to generate the debit request, and the debit request is sent to the enterprise terminal; and the debit payment returned by the enterprise terminal is received, and if the debit response is confirmed If the deduction is made, the debit request is sent to the escrow terminal, so that the escrow terminal debits the corresponding public account according to the debit request.

In one embodiment, a server is provided, as shown in FIG. 4, which includes a processor, memory, and network interface connected by a system bus. Where the processor of the server is used Provide computing and control capabilities. The memory of the server includes a non-volatile storage medium and an internal memory. The server's non-volatile storage medium stores operating system and computer readable instructions that are executed by the processor to implement an annuity data processing method. The internal memory of the server provides an environment for the operation of operating systems and computer readable instructions in a non-volatile storage medium. The network interface of the server is used for communicating with an external terminal through a network connection, for example, receiving an annuity payment request sent by the terminal. The processor may execute the following steps: receiving an annuity payment request sent by the enterprise terminal, generating a pending bill according to the annuity payment request; the bill to be completed has corresponding billing information; and querying whether the unused account has an unused account The unused account has corresponding account information; if yes, the idle time of the database is obtained, and the pending bill and the unused account are matched according to the billing information and the account information during the idle time of the database; if the matching is successful, Then, the employee list is read, the employee list includes a plurality of active employees; and the unused accounts are used to perform annuity accounting operations on multiple employees.

It will be understood by those skilled in the art that the structure shown in FIG. 4 is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the server to which the solution of the present application is applied. The specific server may include a ratio. More or fewer components are shown in the figures, or some components are combined, or have different component arrangements.

In one embodiment, when the processor executes the computer readable instructions, the method further includes: receiving an employee participation statistical request sent by the enterprise terminal, the employee participation statistical request carrying the annuity information and the employee information; and generating the first file by using the annuity information, according to The employee information is sent to the plurality of employee terminals; when the employee agrees to participate in the annuity plan within the preset time period, the employee receives the confirmation information corresponding to the first file returned by the employee terminal, and verifies the confirmation information; if the confirmation information is passed For verification, the confirmation information is counted, and a list of employees who participate in the annuity plan is obtained; and the employee list is returned to the enterprise terminal, so that the enterprise terminal adds the amount of the annuity payment corresponding to the plurality of employees in the employee list.

In one embodiment, the billing information includes a company identification, a billing identifier, a billing amount, and a billing time, the billing information includes a company logo and an amount of the account; and the processor performs the following steps when executing the computer readable instructions: if the presence and the company logo Corresponding an unused account and a pending bill, If the account amount of the unused account is equal to the bill amount, the unused account is marked as the annuity account corresponding to the pending bill in the idle time of the database; if there is an unused account corresponding to the company logo, The bill is to be completed, and the account amount of the unused account is compared with the bill amount of the plurality of pending bills in the idle time of the database, and if there is a bill amount equal to the amount of the account, the corresponding bill identifier is obtained. , the unused account is marked as the annuity account corresponding to the billing identifier; or the unfinished bill with the earliest billing time is obtained in the plurality of bills to be completed according to the billing time, and the unused account is marked as the earliest bill to be completed The corresponding annuity account; and if there are multiple unused accounts and multiple pending bills corresponding to the company logo, the amount of the unused accounts and the plurality of bills to be completed are in the idle time of the database. The amount of the bill is matched to obtain the annuity account corresponding to each bill to be completed.

In one embodiment, when the processor executes the computer readable instructions, the following steps are further performed: if one or more unused accounts exist, the corresponding account information is obtained during the idle time of the database, and the account information is extracted. a first keyword; obtaining bill information of the bill to be completed, extracting a second keyword in the billing information; and querying, in the account information, whether the corresponding first keyword exists according to the second keyword; and if yes, including The corresponding first keyword account information matches the corresponding one or more unused accounts with the pending bill.

In one embodiment, the processor, when executing the computer readable instructions, further performs the steps of: if the amount of the unpaid account matching the bill to be completed is less than the bill amount, or the plurality of bills matching the bill to be completed The sum of the accounts of the unused accounts is less than the amount of the bill, and the difference is calculated; whether the target document exists in the preset storage path is detected; the target document records the account balance of the public account corresponding to the plurality of enterprise identifiers; if yes, Complete the enterprise identification of the bill, read the account balance of the corresponding public account from the target document; if the account balance is greater than or equal to the difference, use the account balance and the difference to generate a debit request, and send the debit request to the enterprise terminal; and receive If the debit payment is a confirmation deduction, the debit payment request is sent to the escrow terminal, so that the escrow terminal debits the corresponding public account according to the debit request.

In one embodiment, there is provided one or more computer readable non-volatile storage media having computer readable instructions stored by one or more processors such that one The one or more processors perform the following steps: receiving an annuity payment request sent by the enterprise terminal, generating a pending bill according to the annuity payment request; the pending bill has corresponding billing information; and querying whether the unused account has an unused account, not used The account has corresponding account information; if yes, the database idle time is obtained, and the pending bill and the unused account are matched according to the billing information and the account information during the idle time of the database; if the matching is successful, the account is read Employee list, employee list includes multiple employees; and use of unused accounts to perform annuity accounting operations for multiple employees.

In one embodiment, the computer readable instructions are further executed by the processor to: receive an employee participation statistical request sent by the enterprise terminal, the employee participation statistical request carries the annuity information and the employee information; and generate the first file by using the annuity information, The first file is sent to the plurality of employee terminals according to the employee information; when the employee agrees to participate in the annuity plan within the preset time period, the confirmation information corresponding to the first file returned by the employee terminal is received, and the confirmation information is verified; if the confirmation information is confirmed By verifying, the confirmation information is counted, and a list of employees who participate in the annuity plan is obtained; and the employee list is returned to the enterprise terminal, so that the enterprise terminal adds the amount of the annuity payment corresponding to the plurality of employees in the employee list.

In one embodiment, the billing information includes a company identification, a billing identifier, a billing amount, and a billing time. The billing information includes a company logo and an account amount. When the computer readable instructions are executed by the processor, the following steps are performed: if present and the enterprise Identifies the corresponding unpaid account and a pending bill, and the account amount of the unused account is equal to the bill amount, then the unused account is marked as the annuity account corresponding to the pending bill in the idle time of the database. If there is an unused account and multiple pending bills corresponding to the company logo, the account amount of the unused account is compared with the bill amount of the plurality of bills to be completed in the idle time of the database, if If there is a bill amount equal to the amount of the account, the corresponding billing identifier is obtained, and the unused account is marked as the annuity account corresponding to the billing identifier; or the billing time is the earliest to be completed in the bills to be completed according to the billing time. Bill, the unused account is marked as the annuity account corresponding to the bill to be completed at the earliest time; and if it exists with the enterprise standard Corresponding multiple unused accounts and multiple pending bills, matching the amount of the accounts of the plurality of unused accounts with the bill amounts of the plurality of pending bills in the idle time of the database, and obtaining the bills corresponding to each bill to be completed Annuity account.

In one embodiment, when the computer readable instructions are executed by the processor, the following steps are further performed: if one or more unused accounts are present, the corresponding account information is obtained in the idle time of the database, in the account information. Extracting the first keyword; obtaining billing information of the bill to be completed, extracting the second keyword in the billing information; and querying, in the account information, whether the corresponding first keyword exists according to the second keyword; and if yes, according to The account information including the corresponding first keyword is matched with the corresponding one or more unused accounts and the pending bill.

In one embodiment, the computer readable instructions, when executed by the processor, further perform the steps of: if the amount of an unused account matching the bill to be completed is less than the bill amount, or more matching the bill to be completed The sum of the accounts of the unused accounts is less than the amount of the bill, and the difference is calculated; whether the target document exists in the preset storage path is detected; the target document records the account balance of the public account corresponding to the plurality of enterprise identifiers; if yes, according to The enterprise identifier of the bill to be completed, the account balance of the corresponding public account is read from the target document; if the account balance is greater than or equal to the difference, the account balance and the difference are used to generate the debit request, and the debit request is sent to the enterprise terminal; Receiving the debit reply returned by the enterprise terminal, if the debit response is confirming the deduction, sending the debit request to the custody terminal, so that the custody terminal debits the corresponding public account according to the debit request.

A person skilled in the art can understand that all or part of the process of implementing the above embodiment method can be completed by computer-readable instructions for instructing related hardware, and the computer readable instructions can be stored in a non-volatile computer readable. In the storage medium, the computer readable instructions, when executed, may include the flow of an embodiment of the methods as described above. The storage medium may be a magnetic disk, an optical disk, a read only memory (ReCd-Only Memory, ROM), or the like.

The technical features of the above embodiments may be arbitrarily combined. For the sake of brevity of description, all possible combinations of the technical features in the above embodiments are not described. However, as long as there is no contradiction in the combination of these technical features, It is considered to be the range described in this specification. It should be noted that a number of variations and modifications may be made by those skilled in the art without departing from the spirit and scope of the present application. Therefore, the scope of the invention should be determined by the appended claims.

Claims (20)

1. An annuity data processing method comprising:

   Receiving an annuity payment request sent by the enterprise terminal, and generating a pending bill according to the annuity payment request; the to-be-completed bill has corresponding billing information;

   Check whether there are unused accounts in the annuity account, and the unused accounts have corresponding account information;

   If yes, obtaining the idle time of the database, and matching the pending bill and the unused account according to the billing information and the account information during the idle time of the database;

   If the matching is successful, the employee list is read, the employee list includes a plurality of active employees; and the annuity accounting operation is performed on the plurality of active employees by using the unused accounts.
2. The method according to claim 1, wherein before receiving the annuity payment request sent by the enterprise terminal, the method further comprises:

   Receiving an employee participation statistical request sent by the enterprise terminal, where the employee participation statistical request carries an annuity information and employee information;

   Generating a first file by using the annuity information, and sending the first file to a plurality of employee terminals according to the employee information;

   When the employee agrees to participate in the annuity plan within the preset time period, receiving the confirmation information corresponding to the first file returned by the employee terminal, and verifying the confirmation information;

   If the confirmation information passes the verification, the confirmation information is counted, and a list of employees who have confirmed the participation in the annuity plan is obtained;

   Returning the employee list to the enterprise terminal, so that the enterprise terminal adds an annuity payment amount corresponding to the plurality of active employees in the employee list.
3. The method of claim 1 wherein said billing information comprises an enterprise identification, a billing identification, a billing amount, and a billing time, said billing information including an enterprise identification and an amount of money, said free time in said database The bills to be completed and the unused accounts are matched according to the billing information and the account information, including:

   If there is an unused account corresponding to the company logo and a pending bill, and the If the account amount of the account is equal to the bill amount, the unused account is marked as the annuity account corresponding to the bill to be completed in the idle time of the database;

   If there is an unused account and multiple pending bills corresponding to the enterprise identifier, the account amount of the unused account is compared with the bill amount of the plurality of pending bills in the idle time of the database. If there is a bill amount equal to the amount of the account, obtain the corresponding billing identifier, mark the unused account as the annuity account corresponding to the billing identifier, or obtain the bill in the plurality of bills to be completed according to the billing time The earliest time to complete the bill, marking the unused account as the annuity account corresponding to the bill to be completed with the earliest billing time; and

   If there are multiple unused accounts and multiple pending bills corresponding to the company logo, the amount of the accounts of the plurality of unused accounts is matched with the bill amounts of the plurality of bills to be completed in the idle time of the database, and each The annuity account corresponding to the bill to be completed.
4. The method according to claim 1, wherein the pending bills and the unused accounts are matched according to the billing information and the account information during the idle time of the database, including:

   If one or more unused accounts exist, the corresponding account information is obtained in the idle time of the database, and the first keyword is extracted in the account information;

   Obtaining billing information of the bill to be completed, and extracting a second keyword in the billing information;

   Determining, in the account information, whether there is a corresponding first keyword according to the second keyword; and

   If yes, the corresponding one or more unused accounts are matched with the pending bill according to the account information including the corresponding first keyword.
5. The method according to claim 4, wherein after the matching one or more unused accounts are matched with the pending bills according to the account information including the corresponding first keyword, include:

   If the sum of the accounts of an unused account matching the bill to be completed is less than the bill amount, or the sum of the amount of the accounts of the plurality of unused accounts matching the bill to be completed is less than the bill amount, the difference is calculated;

   Detecting whether there is a target document in a preset storage path; the target document records multiple enterprises Identify the account balance of the corresponding public account;

   If yes, reading the account balance of the corresponding public account from the target document according to the enterprise identifier of the bill to be completed;

   If the account balance is greater than or equal to the difference, generating a debit request by using the account balance and the difference, and transmitting the debit request to the enterprise terminal;

   Receiving the debit reply returned by the enterprise terminal, if the debit response is confirming the debit, sending the debit request to the custody terminal, so that the custody terminal debits the corresponding public account according to the debit request.
6. An annuity data processing device comprising:

   a communication module, configured to receive an annuity payment request sent by the enterprise terminal, and generate a to-be-completed bill according to the annuity payment request; the to-be-completed bill has corresponding billing information;

   a query module, configured to query whether an unused account exists in the annuity account, and the unused account has corresponding account information;

   a matching module, configured to acquire an idle time of the database, and match the pending bill and the unused account according to the billing information and the account information during the idle time of the database; and

   The accounting module is configured to read the employee list if the matching is successful, the employee list includes a plurality of active employees; and use the unused accounts to perform an annuity accounting operation on the plurality of employees.
7. The device according to claim 6, wherein the communication module is further configured to receive an employee participation statistical request sent by the enterprise terminal, wherein the employee participation statistical request carries an annuity information and employee information; and the annuity information is generated by using the annuity information a first file, the first file is sent to the plurality of employee terminals according to the employee information; and when the employee agrees to participate in the annuity plan within a preset time period, receiving the confirmation information corresponding to the first file returned by the employee terminal; The device further includes: a statistics module, configured to perform verification on the confirmation information; and if the confirmation information passes the verification, the confirmation information is counted, and a list of employees confirming participation in the annuity plan is obtained; the communication module is further used to The employee list is returned to the enterprise terminal, so that the enterprise terminal adds the amount of the annuity payment corresponding to the plurality of active employees in the employee list.
8. The apparatus of claim 6 wherein said billing information comprises an enterprise label The account information, the billing amount, the billing amount, and the billing time, the account information includes the company identifier and the account amount, and the matching module is further configured to: if there is an unused account corresponding to the company logo and a pending bill And the account amount of the unused account is equal to the bill amount, and the unused account is marked as the annuity account corresponding to the to-be-completed bill in the idle time of the database; if there is a corresponding to the enterprise identifier The pen does not use the account and the multiple bills to be completed, and the account amount of the unused account is compared with the bill amount of the plurality of pending bills in the idle time of the database, if there is an amount equal to the amount of the account For the billing amount, the corresponding billing identifier is obtained, and the unused account is marked as the annuity account corresponding to the billing identifier; or the bill to be completed with the earliest billing time is obtained in the plurality of bills to be completed according to the billing time, The unused account is marked as an annuity account corresponding to the to-be-completed bill with the earliest billing time; if there are multiple unused accounts and multiple bills corresponding to the company logo Into the bill, the bill that will busytime more unused accounts receivable of the plurality of pending bills to match, to give each corresponding annuity pending bills receivable.
9. The device according to claim 6, wherein the matching module is further configured to: if one or more unused accounts exist, obtain corresponding account information in the idle time of the database, in the account payment Extracting the first keyword in the information; obtaining the billing information of the bill to be completed, extracting the second keyword in the billing information; and querying, in the account information, whether there is a corresponding first keyword according to the second keyword And if so, matching the corresponding one or more unused accounts with the pending bill based on the account information including the corresponding first keyword.
10. The apparatus according to claim 9, further comprising a debiting module for if the amount of the account of an unused account matching the bill to be completed is less than the bill amount or matches the bill to be completed The sum of the amount of the accounts of the plurality of unused accounts is less than the amount of the bill, and the difference is calculated to detect whether there is a target document in the preset storage path; the target document records the account balance of the public account corresponding to the plurality of enterprise identifiers; if yes, And reading, according to the enterprise identifier of the bill to be completed, an account balance of the corresponding public account from the target document; if the account balance is greater than or equal to the difference, generating a debit request by using the account balance and the difference, Sending the debit request to the enterprise terminal; and receiving the debit response returned by the enterprise terminal, if the debit response is confirming the debit, sending the debit request to the custody terminal, so that the custody terminal according to the debit request From the corresponding public account Make a deduction.
11. A server comprising a memory and a processor, wherein the memory stores computer readable instructions, the computer readable instructions being executed by the processor, such that the processor performs the step of: receiving an annuity sent by the enterprise terminal Paying a request, generating a bill to be completed according to the annuity payment request; the bill to be completed has corresponding billing information;

    Check whether there are unused accounts in the annuity account, and the unused accounts have corresponding account information;

    If yes, obtaining the idle time of the database, and matching the pending bill and the unused account according to the billing information and the account information during the idle time of the database;

    If the matching is successful, the employee list is read, the employee list includes a plurality of active employees; and the annuity accounting operation is performed on the plurality of active employees by using the unused accounts.
12. The server according to claim 11, wherein the processor is further configured to: receive an employee participation statistical request sent by the enterprise terminal, where the employee participation statistical request carries an annuity information and employee information;

    Generating a first file by using the annuity information, and sending the first file to a plurality of employee terminals according to the employee information;

    When the employee agrees to participate in the annuity plan within the preset time period, receiving the confirmation information corresponding to the first file returned by the employee terminal, and verifying the confirmation information;

    If the confirmation information passes the verification, the confirmation information is counted, and a list of employees who have confirmed the participation in the annuity plan is obtained;

    Returning the employee list to the enterprise terminal, so that the enterprise terminal adds an annuity payment amount corresponding to the plurality of active employees in the employee list.
13. The server according to claim 11, wherein said billing information comprises an enterprise identification, a billing identifier, a billing amount, and a billing time, said billing information including an enterprise logo and an amount of money; said processor is further for carried out:

    If there is an unused account corresponding to the company identification and a pending bill, and the account amount of the unused account is equal to the bill amount, the unused account is used in the idle time of the database. The item is marked as an annuity account corresponding to the bill to be completed;

    If there is an unused account and multiple pending bills corresponding to the enterprise identifier, the account amount of the unused account is compared with the bill amount of the plurality of pending bills in the idle time of the database. If there is a bill amount equal to the amount of the account, obtain the corresponding billing identifier, mark the unused account as the annuity account corresponding to the billing identifier, or obtain the bill in the plurality of bills to be completed according to the billing time The earliest time to complete the bill, marking the unused account as the annuity account corresponding to the bill to be completed with the earliest billing time; and

    If there are multiple unused accounts and multiple pending bills corresponding to the company logo, the amount of the accounts of the plurality of unused accounts is matched with the bill amounts of the plurality of bills to be completed in the idle time of the database, and each The annuity account corresponding to the bill to be completed.
14. The server according to claim 11, wherein the processor is further configured to: if one or more unused accounts exist, obtain corresponding account information in an idle time of the database, Extracting the first keyword from the account information;

    Obtaining billing information of the bill to be completed, and extracting a second keyword in the billing information;

    Determining, in the account information, whether there is a corresponding first keyword according to the second keyword; and

    If yes, the corresponding one or more unused accounts are matched with the pending bill according to the account information including the corresponding first keyword.
15. The server according to claim 14, wherein the processor is further configured to: if the amount of the account of an unused account matching the bill to be completed is less than the bill amount, or match the bill to be completed The sum of the amount of the accounts of the plurality of unused accounts is less than the amount of the bill, and the difference is calculated;

    Detecting whether there is a target document in a preset storage path; the target document records an account balance of a public account corresponding to the plurality of enterprise identifiers;

    If yes, reading the account balance of the corresponding public account from the target document according to the enterprise identifier of the bill to be completed;

    Generating the account balance and the difference if the account balance is greater than or equal to the difference a debit request to send the debit request to the enterprise terminal; and

    Receiving the debit reply returned by the enterprise terminal, if the debit response is confirming the debit, sending the debit request to the custody terminal, so that the custody terminal debits the corresponding public account according to the debit request.
16. One or more computer readable non-volatile storage media storing computer readable instructions, when executed by one or more processors, cause one or more processors to perform the steps of: receiving an enterprise terminal to transmit The annuity payment request generates a pending bill according to the annuity payment request; the to-be-completed bill has corresponding billing information;

    Check whether there are unused accounts in the annuity account, and the unused accounts have corresponding account information;

    If yes, obtaining the idle time of the database, and matching the pending bill and the unused account according to the billing information and the account information during the idle time of the database;

    If the match is successful, the employee list is read, and the employee list includes a plurality of active employees;

    Annuity accounting operations for multiple active employees using unused accounts.
17. The storage medium according to claim 16, wherein the processor is further configured to: receive an employee participation statistical request sent by the enterprise terminal, where the employee participation statistical request carries an annuity information and employee information;

    Generating a first file by using the annuity information, and sending the first file to a plurality of employee terminals according to the employee information;

    When the employee agrees to participate in the annuity plan within the preset time period, receiving the confirmation information corresponding to the first file returned by the employee terminal, and verifying the confirmation information;

    If the confirmation information passes the verification, the confirmation information is counted, and a list of employees who have confirmed the participation in the annuity plan is obtained;

    Returning the employee list to the enterprise terminal, so that the enterprise terminal adds an annuity payment amount corresponding to the plurality of active employees in the employee list.
18. The storage medium of claim 16, wherein the billing information comprises a company identification, a billing identifier, a billing amount, and a billing time, the billing information including a company logo and The amount of the account; the processor is also used to execute:

    If there is an unused account corresponding to the company identification and a pending bill, and the account amount of the unused account is equal to the bill amount, the unused account is marked as idle time in the database as The annuity account corresponding to the bill to be completed;

    If there is an unused account and multiple pending bills corresponding to the enterprise identifier, the account amount of the unused account is compared with the bill amount of the plurality of pending bills in the idle time of the database. If there is a bill amount equal to the amount of the account, obtain the corresponding billing identifier, mark the unused account as the annuity account corresponding to the billing identifier, or obtain the bill in the plurality of bills to be completed according to the billing time The earliest time to complete the bill, marking the unused account as the annuity account corresponding to the bill to be completed with the earliest billing time; and

    If there are multiple unused accounts and multiple pending bills corresponding to the company logo, the amount of the accounts of the plurality of unused accounts is matched with the bill amounts of the plurality of bills to be completed in the idle time of the database, and each The annuity account corresponding to the bill to be completed.
19. The storage medium according to claim 16, wherein the processor is further configured to: if one or more unused accounts exist, obtain corresponding account information in the idle time of the database, Extracting the first keyword from the account information;

    Obtaining billing information of the bill to be completed, and extracting a second keyword in the billing information;

    Determining, in the account information, whether there is a corresponding first keyword according to the second keyword; and

    If yes, the corresponding one or more unused accounts are matched with the pending bill according to the account information including the corresponding first keyword.
20. The storage medium according to claim 19, wherein the processor is further configured to: if the amount of the account of an unused account matching the bill to be completed is less than the bill amount, or the bill to be completed The sum of the matching amount of the plurality of unused accounts is less than the amount of the bill, and the difference is calculated;

    Detecting whether there is a target document in a preset storage path; the target document records an account balance of a public account corresponding to the plurality of enterprise identifiers;

    If yes, reading the account balance of the corresponding public account from the target document according to the enterprise identifier of the bill to be completed;

    If the account balance is greater than or equal to the difference, generating a debit request by using the account balance and the difference, and transmitting the debit request to the enterprise terminal;

    Receiving the debit reply returned by the enterprise terminal, if the debit response is confirming the debit, sending the debit request to the custody terminal, so that the custody terminal debits the corresponding public account according to the debit request.

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