WO2018227332A1 - Procédé et système de paiement rapide de terminal reposant sur le positionnement - Google Patents

Procédé et système de paiement rapide de terminal reposant sur le positionnement Download PDF

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Publication number
WO2018227332A1
WO2018227332A1 PCT/CN2017/087930 CN2017087930W WO2018227332A1 WO 2018227332 A1 WO2018227332 A1 WO 2018227332A1 CN 2017087930 W CN2017087930 W CN 2017087930W WO 2018227332 A1 WO2018227332 A1 WO 2018227332A1
Authority
WO
WIPO (PCT)
Prior art keywords
quick payment
payment
positioning
terminal
merchant
Prior art date
Application number
PCT/CN2017/087930
Other languages
English (en)
Chinese (zh)
Inventor
罗英杰
Original Assignee
深圳市乃斯网络科技有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 深圳市乃斯网络科技有限公司 filed Critical 深圳市乃斯网络科技有限公司
Priority to PCT/CN2017/087930 priority Critical patent/WO2018227332A1/fr
Publication of WO2018227332A1 publication Critical patent/WO2018227332A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices

Definitions

  • the present invention relates to the field of communications, and in particular, to a location-based terminal fast payment method and system.
  • a smart phone belongs to a common device used by people for daily use, and the terminal cannot recommend a quick payment based on the positioning, and the user experience is low.
  • a positioning-based terminal quick payment method is provided, which solves the shortcoming of low user experience in the prior art.
  • a location-based terminal quick payment method includes the following steps:
  • Opening the first quick payment prompts the user to pay using the first express payment.
  • the method further includes:
  • the second quick payment is switched.
  • the method further includes:
  • the evaluation information is sent to the first merchant.
  • a location-based terminal quick payment system comprising:
  • a determining unit configured to: open a positioning of the terminal to determine a positioning coordinate of the terminal;
  • An extracting unit configured to acquire a first merchant corresponding to the positioning coordinate according to the positioning coordinate, and extract a first fast payment supported by the first merchant
  • the control unit is configured to enable the first quick payment to prompt the user to pay by using the first quick payment.
  • system further includes:
  • the control unit is configured to: if the balance of the first quick payment is insufficient, obtain whether the first merchant supports the second quick payment, and if the support, switch to the second quick payment.
  • system further includes:
  • the control unit is configured to send the evaluation information to the first merchant after the quick payment is paid.
  • a computer readable storage medium having stored thereon a computer program that, when executed by a processor, implements the above-described location-based terminal quick payment method.
  • a terminal comprising one or more processors, a memory, a transceiver, and one or more programs, the one or more programs being stored in the memory and configured by the Executed by one or more processors, the program including instructions for performing the steps in the location-based terminal express payment method described above.
  • the technical solution provided by the specific implementation of the present invention determines the positioning coordinates of the terminal, obtains the first merchant corresponding to the positioning coordinate according to the positioning coordinate, extracts the first quick payment supported by the first merchant, and starts the first quick payment prompt.
  • the user pays with the first quick payment, so it has the advantage of realizing the first quick payment according to the positioning and facilitating the user.
  • FIG. 1 is a flowchart of a location-based terminal fast payment method provided by the present invention.
  • FIG. 2 is a structural diagram of a location-based terminal quick payment system provided by the present invention.
  • FIG. 3 is a schematic structural diagram of hardware of a terminal provided by the present invention.
  • FIG. 1 is a flowchart of a location-based terminal fast payment method according to a first preferred embodiment of the present invention.
  • the method is implemented by a terminal.
  • the method is as shown in FIG. 1 , and includes the following steps:
  • Step S101 The positioning of the terminal is determined to determine the positioning coordinates of the terminal.
  • Step S102 Acquire a first merchant corresponding to the positioning coordinate according to the positioning coordinate, and extract a first fast payment supported by the first merchant;
  • Step S103 Opening the first quick payment prompting the user to use the first quick payment payment.
  • the technical solution provided by the specific implementation of the present invention determines the positioning coordinates of the terminal, obtains the first merchant corresponding to the positioning coordinate according to the positioning coordinate, extracts the first quick payment supported by the first merchant, and starts the first quick payment prompt.
  • the user pays with the first quick payment, so it has the advantage of realizing the first quick payment according to the positioning and facilitating the user.
  • the method may further include:
  • the second quick payment is switched.
  • the method may further include:
  • the evaluation information is sent to the first merchant.
  • FIG. 2 is a schematic diagram of a terminal-based terminal fast payment system according to a second preferred embodiment of the present invention.
  • the system as shown in FIG. 2, includes:
  • the determining unit 201 is configured to start positioning of the terminal to determine positioning coordinates of the terminal;
  • the extracting unit 202 is configured to acquire the first merchant corresponding to the positioning coordinate according to the positioning coordinate, and extract the first quick payment supported by the first merchant;
  • the control unit 203 is configured to enable the first quick payment to prompt the user to use the first quick payment payment.
  • the technical solution provided by the specific implementation of the present invention determines the positioning coordinates of the terminal, obtains the first merchant corresponding to the positioning coordinate according to the positioning coordinate, extracts the first quick payment supported by the first merchant, and starts the first quick payment prompt.
  • the user pays with the first quick payment, so it has the advantage of realizing the first quick payment according to the positioning and facilitating the user.
  • the above system may further include:
  • the control unit 203 is configured to obtain, if the balance of the first quick payment is insufficient, whether the first merchant supports the second quick payment, and if the support, switch to the second quick payment.
  • the above system may further include:
  • the control unit 203 is configured to send the evaluation information to the first merchant after the quick payment is paid.
  • a specific embodiment of the present invention further provides a computer readable storage medium having stored thereon a computer program, which is implemented by the processor to implement the above-described location-based terminal fast payment method.
  • a specific embodiment of the present invention further provides a terminal, as shown in FIG. 3, including one or more processors 302, a memory 301, a transceiver 303, and one or more programs, the one or more programs being stored in The memory is configured and executed by the one or more processors, the program including instructions for performing the steps in the location-based terminal express payment method described above.
  • Computer readable media includes both computer storage media and communication media including any medium that facilitates transfer of a computer program from one location to another.
  • a storage medium may be any available media that can be accessed by a computer.
  • the computer readable medium may include random access memory (Random) Access Memory, RAM), Read-Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (Electrically Erasable Programmable Read-Only Memory, EEPROM), Compact Disc Read-Only Memory, CD-ROM, or other optical disc storage, magnetic storage medium or other magnetic storage device, or any other medium that can be used to carry or store desired program code in the form of instructions or data structures and that can be accessed by a computer. Also. Any connection may suitably be a computer readable medium.
  • a disk and a disc include a compact disc (CD), a laser disc, a compact disc, a digital versatile disc (DVD), a floppy disk, and a Blu-ray disc, wherein the disc is usually magnetically copied, and the disc is The laser is used to optically replicate the data. Combinations of the above should also be included within the scope of the computer readable media.

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • User Interface Of Digital Computer (AREA)

Abstract

L'invention concerne un procédé et un système de paiement rapide de terminal reposant sur le positionnement. Le présent procédé comprend les étapes suivantes consistant à : démarrer le positionnement d'un terminal, de façon à déterminer les coordonnées de positionnement du terminal (S101) ; acquérir, en fonction des coordonnées de positionnement, un premier commerçant correspondant aux coordonnées de positionnement, et extraire le premier paiement rapide pris en charge par le premier commerçant (S102) ; et démarrer le premier paiement rapide et inviter l'utilisateur à utiliser le premier paiement rapide pour payer (S103). Le procédé et le système de l'invention présentent l'avantage de fournir une bonne expérience à l'utilisateur.
PCT/CN2017/087930 2017-06-12 2017-06-12 Procédé et système de paiement rapide de terminal reposant sur le positionnement WO2018227332A1 (fr)

Priority Applications (1)

Application Number Priority Date Filing Date Title
PCT/CN2017/087930 WO2018227332A1 (fr) 2017-06-12 2017-06-12 Procédé et système de paiement rapide de terminal reposant sur le positionnement

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
PCT/CN2017/087930 WO2018227332A1 (fr) 2017-06-12 2017-06-12 Procédé et système de paiement rapide de terminal reposant sur le positionnement

Publications (1)

Publication Number Publication Date
WO2018227332A1 true WO2018227332A1 (fr) 2018-12-20

Family

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Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/CN2017/087930 WO2018227332A1 (fr) 2017-06-12 2017-06-12 Procédé et système de paiement rapide de terminal reposant sur le positionnement

Country Status (1)

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WO (1) WO2018227332A1 (fr)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113763078A (zh) * 2020-07-27 2021-12-07 北京沃东天骏信息技术有限公司 一种信息处理方法、装置和系统

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101872514A (zh) * 2010-06-10 2010-10-27 候万春 一种实现移动支付跟随商场的系统和方法
CN102855572A (zh) * 2011-07-01 2013-01-02 北京亚投科技有限责任公司 移动交互式点餐定位服务系统和方法
CN103903201A (zh) * 2014-04-19 2014-07-02 河南智业科技发展有限公司 智能化餐饮服务系统
US20150371212A1 (en) * 2013-01-25 2015-12-24 Just Push Pay, Llc Integrated transaction and account system
CN105654366A (zh) * 2016-02-05 2016-06-08 朱亮红 一种商品交易方法和服务器
CN105760939A (zh) * 2014-12-16 2016-07-13 赵俊淇 一种可视化娱乐餐饮的订位系统
CN106355395A (zh) * 2016-08-26 2017-01-25 维沃移动通信有限公司 一种支付方法和移动终端
CN106447324A (zh) * 2016-08-26 2017-02-22 维沃移动通信有限公司 一种支付方式的展示方法及移动终端
CN107146081A (zh) * 2017-06-12 2017-09-08 深圳市乃斯网络科技有限公司 基于定位的终端快捷支付方法及系统

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101872514A (zh) * 2010-06-10 2010-10-27 候万春 一种实现移动支付跟随商场的系统和方法
CN102855572A (zh) * 2011-07-01 2013-01-02 北京亚投科技有限责任公司 移动交互式点餐定位服务系统和方法
US20150371212A1 (en) * 2013-01-25 2015-12-24 Just Push Pay, Llc Integrated transaction and account system
CN103903201A (zh) * 2014-04-19 2014-07-02 河南智业科技发展有限公司 智能化餐饮服务系统
CN105760939A (zh) * 2014-12-16 2016-07-13 赵俊淇 一种可视化娱乐餐饮的订位系统
CN105654366A (zh) * 2016-02-05 2016-06-08 朱亮红 一种商品交易方法和服务器
CN106355395A (zh) * 2016-08-26 2017-01-25 维沃移动通信有限公司 一种支付方法和移动终端
CN106447324A (zh) * 2016-08-26 2017-02-22 维沃移动通信有限公司 一种支付方式的展示方法及移动终端
CN107146081A (zh) * 2017-06-12 2017-09-08 深圳市乃斯网络科技有限公司 基于定位的终端快捷支付方法及系统

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN113763078A (zh) * 2020-07-27 2021-12-07 北京沃东天骏信息技术有限公司 一种信息处理方法、装置和系统

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