WO2018150718A1

WO2018150718A1 - Cash handling device

Info

Publication number: WO2018150718A1
Application number: PCT/JP2017/045604
Authority: WO
Inventors: 足立　章
Original assignee: 沖電気工業株式会社
Priority date: 2017-02-14
Filing date: 2017-12-19
Publication date: 2018-08-23
Also published as: JP2018132872A; CN110062936A

Abstract

A cash handling device, provided with: a banknote input unit for receiving bills inserted from the exterior; a delivery mechanism for delivering the bills inserted into the banknote input unit to a transportation unit; a bill press disposed so as to face the delivery mechanism, the bill press pressing a bill against the delivery mechanism to generate a pressing force against the bill from the delivery mechanism; and a control unit for referring to deposit setting information set in advance, and performing control to shift the bill press to a state of pressing the bill against the delivery mechanism if the deposit setting information indicates a bill press pressing mode and to retract the bill press to a prescribed position if the deposit setting information indicates a bill press retraction mode.

Description

Cash processing equipment

The present disclosure relates to a cash processing apparatus and can be applied to, for example, a cash deposit / withdrawal machine installed in a sales office of a financial institution and operated by a customer.

現金 Cash deposit / withdrawal machines (cash processing devices) installed at financial institution branches are used for banknote deposit transactions, cash counting, and the like. The banknote insertion slot of a conventional cash deposit / withdrawal machine has a mechanism for sandwiching banknotes so that security cannot be taken out and the banknotes cannot be picked up (see Japanese Patent Application Laid-Open No. 2016-024628).

Incidentally, in recent years, an increasing number of customers bring a large amount of banknotes, and thus a mechanism that allows a banknote insertion slot to be continuously inserted like a banknote counter has been demanded.

However, there are the following problems in realizing a cash deposit / withdrawal machine having a mechanism capable of continuously inserting banknotes.

Judgment of security emphasis on cash deposit / withdrawal machine (banknote slot) is usually left to the security officer of the financial institution branch. However, the security of cash deposit / withdrawal machines often reflects the intentions of police authorities due to its nature, and the security philosophy differs depending on the country or region.

For this reason, if a security-oriented decision is made according to the intention of the police authorities, a cash deposit / withdrawal machine having a mechanism capable of continuous input cannot be installed at the branch of the financial institution.

In addition, even if a cash deposit / withdrawal machine having a mechanism capable of continuous loading is installed, if the judgment of the police authorities changes, the cash deposit / withdrawal machine with a focus on security must be re-installed.

Therefore, there is a demand for a cash dispenser capable of continuously inserting banknotes for customer convenience while following the conventional security-oriented concept at the time of deposit.

The present disclosure relates to a cash processing apparatus including a banknote depositing unit that receives a bill inserted from the outside, and a feeding mechanism that feeds the banknote inserted into the banknote depositing unit to a transport unit. (1) In the feeding mechanism A bill press that presses the bill against the payout mechanism and is opposed to the bill press to generate a pressing force from the payout mechanism to the bill, and (2) reference to preset deposit setting information, and the deposit setting information is In the case of the bill press pressing mode, the bill press is shifted to a state in which the bill is pressed against the feeding mechanism. On the other hand, in the case of the bill press retracting mode, control is performed to retract the bill press to a predetermined position. A part.

According to the present disclosure, it is possible to continuously insert banknotes for customer convenience while following the conventional security-oriented concept at the time of deposit.

It is a block diagram which shows the functional structure of the cash dispenser which concerns on embodiment. It is a figure which shows the internal structure of the cash depositing / withdrawing machine which concerns on embodiment. It is a figure which shows the detailed structure of the money_receiving | payment part which concerns on embodiment. It is a figure which shows the detailed structure of the money_receiving | payment part which concerns on embodiment. It is a figure which shows the detailed structure of the payment part which concerns on embodiment. It is a figure which shows the detailed structure of the payment part which concerns on embodiment. It is a flowchart which shows the money_receiving | payment operation | movement (security importance) of the cash depositing / withdrawing machine which concerns on embodiment. It is a flowchart which shows the money_receiving | payment operation | movement (banknote continuous insertion) of the cash dispenser which concerns on embodiment. It is a flowchart which shows the money_receiving | payment operation | movement (operation | movement when a reject banknote generate | occur | produces in the case of banknote continuous insertion) of the cash depositing / withdrawing machine which concerns on embodiment.

(A) Main Embodiment Hereinafter, an embodiment of a cash processing apparatus according to the present disclosure will be described in detail with reference to the drawings. This embodiment demonstrates the example which applied the cash processing apparatus of this indication to the cash depositing and dispensing machine.

(A-1) Configuration of Embodiment (A-1-1) Overall Configuration of Cash Deposit / Withdrawal Machine FIG. 1 is a block diagram showing a functional configuration of the cash deposit / withdrawal machine according to the embodiment. Moreover, FIG. 2 is a figure which shows the outline of the internal structure of the cash dispenser which concerns on embodiment. In addition, in this embodiment, although the cash depositing / withdrawing machine 1 shows the example which handles only a banknote, you may handle a coin with a banknote.

In FIG. 1, the cash depositing and dispensing machine includes a control unit 10, a storage unit 20, an operation display control unit 30, a deposit unit 40, a withdrawal unit 50, a discrimination unit 60, an escrow unit 70, a reject cassette 80, and a banknote cassette 90 ( 90-1 to 90-4).

The control unit 10 includes a CPU (Central Processing Unit), reads out and executes predetermined programs from a ROM (Read Only Memory), a RAM (Random Access Memory), and a storage unit 20 to control each unit and perform a deposit transaction. Various processes such as storage processing and withdrawal transactions are performed.

The storage unit 20 may store a processing program executed by the control unit 10, and may be, for example, a flash memory or an HDD.

The operation display control unit 30 controls the operation of the operation panel under the control of the control unit 10.

The depositing unit 40 is a functional unit that processes banknotes inserted (deposited) by customers. Details of the depositing unit 40 will be described later.

The withdrawal unit 50 (50-1, 50-2) is a functional unit that processes banknotes returned (withdrawn) to the customer. Details of the dispensing unit 50 will be described later. In addition, although the example which has the two withdrawal parts 50 was shown in this embodiment, the number of the withdrawal parts 50 is not limited to this, For example, one piece may be sufficient.

The discriminating unit 60 is a normal banknote that can be handled based on the denomination, authenticity, correctness, running state, etc. of the conveyed banknote, or a reject that cannot be handled because it is a banknote that should not be used. It has a function of discriminating whether it is a bill and sending the discrimination result to the control unit 10.

The escrow unit 70 has a function of temporarily holding the banknotes identified by the discrimination unit 60 and sending out the banknotes held one by one.

The reject cassette 80 is configured to collect and store reject banknotes conveyed therein.

The banknote cassettes 90 (90-1 to 90-4) are each configured to store banknotes of a denomination set in advance in an accumulated state.

2, the transport unit 100 has a function of transporting banknotes to each unit such as the discrimination unit 60, and is configured by, for example, a roller or a belt.

(A-1-2) Detailed Configuration of Depositing Unit FIGS. 3A and 3B are diagrams illustrating a detailed configuration of the depositing unit according to the embodiment.

The depositing unit 40 is not provided with a closing device such as a shutter, and the opening of the depositing unit 40 is opened to the outside of the cash depositing / dispensing machine 1. The depositing unit 40 separates the banknotes inserted by the customer into the opening one by one and sequentially feeds the banknotes into the cash depositing / dispensing machine 1. When the banknotes are fed out, the banknotes inserted are arranged on the rear side. A bill press 41 that is pressed against the mechanism 42 to prevent the banknotes from protruding is provided.

The bill press 41 exhibits a function as a bill presser under the control of the bill press control unit 13 described later (FIG. 3A), and a state in which the bill press 41 is retracted and a customer can continuously insert bills (FIG. 3B). It takes two types of states. The mechanism for changing the state of the bill press 41 is not limited. For example, the bill press 41 may be raised (or lowered) by a driving force of a roller. An example of controlling the bill press 41 will be described later.

(A-1-3) Detailed Configuration of Withdrawal Unit FIGS. 4A and 4B are diagrams illustrating a detailed configuration of the withdrawal unit according to the embodiment.

The dispensing unit 50 is provided with a shutter 51, and the banknotes are transferred to and from the customer by opening and closing the shutter 51. 4A shows a state where the shutter 51 is closed, and FIG. 4B shows a state where the shutter 51 is opened. In the withdrawal unit 50, withdrawal banknotes sequentially fed out from the cash depositing / dispensing machine 1 are accumulated, and a withdrawal banknote pop-out prevention presser 52 is provided to prevent the withdrawal of the fed banknotes. Yes. Although the material of the withdrawal banknote pop-out prevention presser 52 is not limited, for example, a transparent plate using a material such as plastic can be applied.

(A-1-4) Detailed Configuration of Control Unit 10 The control unit 10 includes an application 11, a bill press control API 12, and a bill press control unit 13.

Application 11 has a function of processing a deposit transaction. In addition, the application 11 reads setting information (information for setting whether the bill press 41 is in a state of gripping a bill or retracting the bill press 41) set inside, and through the bill press control API 12, the building press The state of the press 41 is changed. Note that the bill press setting information is set (stored in the storage unit 20), for example, by an administrator who manages the cash depositing and dispensing machine 1 operating the operation panel. The state in which the bill press 41 holds the banknote is a “security-oriented mode” that prevents the banknote from protruding. The state in which the bill press 41 is retracted is a “banknote continuous deposit mode” in which banknotes can be continuously deposited (inserted) by the customer. Detailed operations at the time of depositing in this security emphasis mode and banknote continuous deposit mode will be described later.

The bill press control API 12 is an API (Application Programming Interface) for the application 11 to control the bill press 41.

The bill press control unit 13 is a control unit that changes the form of the bill press 41 according to an instruction from the application 11 (the bill press control API 12).

(A-2) Operation of Embodiment Next, the operation of the cash deposit / withdrawal machine 1 according to the embodiment having the above-described configuration will be described.

(A-2-1) Deposit operation of the cash deposit / withdrawal machine 1 (security priority mode)
FIG. 5 is a flowchart showing a depositing operation (security importance) of the cash depositing and dispensing machine according to the embodiment. In addition, the cash depositing / dispensing machine 1 is preliminarily set (stored in the storage unit 20) with a setting that places importance on security (a setting that allows the bill press 41 to hold a bill) when depositing by the customer. To do. Further, it is assumed that no reject banknote exists in the banknotes deposited (inserted) into the cash deposit / withdrawal machine 1.

The control unit 10 (application 11) reads the setting at the time of the depositing operation stored in the storage unit 20, and instructs the bill press 41 to change the bill press 41 to a state in which the bill is gripped. And the bill press control part 13 receives the instruction | indication of bill press control API12, and lowers the bill press 41 (S101, it changes into the state of above-mentioned FIG. 3A). The timing at which the process of step S101 is executed is not limited as long as the customer does not make a deposit transaction. For example, the timing at which the cash depositing / dispensing machine 1 is newly installed at a sales office of a financial institution. It is.

When a predetermined number of banknotes are inserted into the depositing unit 40 while the bill press 41 is lifted by the customer, the control unit 10 receives the start of the deposit transaction (S102).

The control unit 10 separates the banknotes one by one from the depositing unit 40, conveys them to the discrimination unit 60, and controls the discrimination (counting) process to be executed (S103).

The control unit 10 controls to transfer the inserted banknote to the escrow unit 70 when it is determined in the processing of step S103 that the inserted banknote can be deposited (S104).

The control unit 10 receives the deposit in accordance with a customer instruction via the operation panel, for example, and controls the banknote temporarily stored in the escrow unit 70 to be stored in the banknote cassette 90 (S105).

(A-2-2) Deposit operation of the cash deposit / withdrawal machine 1 (banknote continuous deposit mode)
FIG. 6 is a flowchart showing a depositing operation (banknote continuous throwing) of the cash depositing and dispensing machine according to the embodiment. In addition, the cash deposit / withdrawal machine 1 is set (stored in the storage unit 20) in advance so that a bill can be inserted continuously (a setting for retracting the bill press 41) when a customer deposits. To do. Further, it is assumed that no reject banknote exists in the banknotes deposited (inserted) into the cash deposit / withdrawal machine 1.

The control unit 10 (application 11) reads the setting at the time of the deposit operation stored in the storage unit 20, and instructs the bill press 41 to change to a state in which the bill press 41 is retracted using the bill press control API 12. And the bill press control part 13 receives the instruction | indication of bill press control API12, and retracts the bill press 41 (S201, it changes into the state of above-mentioned FIG. 3B). The timing at which the process of step S201 is executed is not limited as long as the customer does not make a deposit transaction. For example, the timing at which the cash depositing / dispensing machine 1 is newly installed at a sales office of a financial institution. It is.

When the customer inserts a predetermined number of banknotes into the depositing unit 40, the control unit 10 accepts the start of the deposit transaction (S202).

The control unit 10 performs control so that the banknotes are separated one by one from the depositing unit 40, conveyed to the discrimination unit 60, and a discrimination (counting) process is executed (S203).

The control unit 10 controls to transfer the inserted banknote to the banknote cassette 90 when it is determined in the process of step S203 that the inserted banknote can be deposited (S204).

The processes in steps S202 to S204 described above are executed while banknotes are continuously inserted into the depositing unit 40 by the customer, and are ended when there are no longer banknotes to be finally inserted. Moreover, the timing which complete | finishes a money_receiving | payment process may be complete | finished by instruct | indicating the completion | finish of money_receiving | payment with an operation panel, for example, and may be complete | finished automatically after predetermined time progress from the insertion of the last banknote.

Next, the processing of the cash depositing / dispensing machine 1 when a reject banknote exists in the deposited (inserted) banknote in the banknote continuous deposit mode will be described.

FIG. 7 is a flowchart showing the depositing operation of the cash depositing / dispensing machine according to the embodiment (the operation when rejected banknotes are generated when banknotes are continuously inserted). In FIG. 7, the processing in steps S301 to S303 is the same as that in steps S201 to S203 described above, and therefore, description will be given below from step S304, which is a different processing.

When the inserted banknote is determined as a banknote that cannot be deposited in the process of step S303 (when the inserted banknote is a reject banknote), the control unit 10 opens the shutter 51 of the withdrawal unit 50 to reject the banknote. Is controlled to be conveyed to the dispensing unit 50. The banknotes conveyed to the withdrawal unit 50 are accumulated at a predetermined location by the withdrawal banknote pop-out prevention presser unit 52 (S304). When the customer puts the accumulated banknotes again, the banknotes are taken out from the accumulation location and are inserted into the depositing unit 40 again.

The processing in the following steps S305 to S307 is the same as the processing in steps 202 to S204 described above, which is the operation in which the banknote is determined to be a depositable banknote, and thus the description thereof is omitted.

(A-3) Effects of Embodiment As described above, according to this embodiment, the following effects can be obtained.

The cash depositing / dispensing machine 1 (control unit 10) can continuously insert bills by reading security information in a mode that places importance on security when depositing (a state in which bills are gripped by the bill press 41). Two types of modes (the state in which the bill press 41 is retracted) can be taken.

For example, in the cash deposit / withdrawal machine 1 (control unit 10), in the mode in which security is emphasized, the application 11 controls the bill press 41 to be lowered, and the customer can deposit the bill by the bill press 41. By inserting the bill into the mouth, it is possible to prevent the bill from being picked up (security can be ensured).

Moreover, in the mode which accept | permits the continuous injection | throwing-in of a banknote, the cash depositing / withdrawing machine 1 (control part 10) evacuates the bill press 41 by control by the application 11, and makes it the deposit port where the bill press 41 does not exist. By inserting banknotes, it is possible to implement a large volume of banknotes (payment). Furthermore, a continuous deposit process can be realized by directly storing (counting) the banknotes identified (counted) by the discrimination unit 60 (because there is a limit to the number of banknotes that can be stored in the escrow unit 70).

And even if a rejection occurs while the customer is throwing in banknotes, the banknotes are accumulated at the withdrawal opening by the withdrawal banknote pop-out prevention presser 52 with the shutter opened. The accumulated reject banknotes can be quickly re-inserted into the depositing unit 40.

(B) Other Embodiments In the above-described embodiments, various modified embodiments are mentioned, but the present invention can also be applied to the following modified embodiments.

In the embodiment described above, an example in which the cash processing apparatus of the present disclosure is applied to a cash deposit / withdrawal machine for a bank office has been described. However, the present invention is not limited thereto. Can be applied to various devices.

Claims

A banknote depositing unit for receiving banknotes inserted from the outside;
A payout mechanism for feeding the banknotes inserted into the banknote depositing section to a transport section;
A bill press that is arranged to face the feeding mechanism and presses the bill against the feeding mechanism to generate a pressing force from the feeding mechanism to the bill;
With reference to preset deposit setting information, when the deposit setting information is in the bill press pressing mode, the bill press is shifted to a state in which the bill is pressed against the feeding mechanism, and the deposit setting information is saved in the bill press. In the case of mode, a control unit that performs control to retract the bill press to a predetermined location;
A cash processing apparatus comprising:
A discrimination unit for performing discrimination of the conveyed bills;
A banknote storage cassette for storing the banknote;
Further,
In the case of the bill press retreat mode, the control unit performs control to store the banknote in the banknote storage cassette when the banknote identified by the discrimination unit is determined to be a depositable banknote. ,
The cash processing apparatus according to claim 1.
A shutter provided at a banknote outlet,
A withdrawal banknote prevention part for preventing the withdrawal of the withdrawal banknotes fed out from the transport unit and accumulating the withdrawal banknotes;
A banknote withdrawal part having
In the case of the bill press retreat mode, the control unit opens the shutter when the bill inserted by the discrimination unit is determined as the withdrawal bill that cannot be deposited, and opens the bill withdrawal unit. Control to convey and stack the withdrawal banknotes,
The cash processing apparatus according to claim 2.