WO2017101025A1

WO2017101025A1 - Data processing system based on network promotional transactions

Info

Publication number: WO2017101025A1
Application number: PCT/CN2015/097457
Authority: WO
Inventors: 张毅
Original assignee: 深圳市银信网银科技有限公司
Priority date: 2015-12-15
Filing date: 2015-12-15
Publication date: 2017-06-22
Also published as: CA2995875A1; CA2995875C

Abstract

A data processing system based on network promotional transactions, the system comprising: a first server 10, a second server 20, a first terminal 30, a fourth server 60, a second terminal 40, and a third server 50. The first server 10 is used for generating a corresponding product electronic transaction certificate on the basis of product information and receipt information; the second server 20 is used for publishing a promotional message corresponding to the product electronic transaction certificate; the first terminal 30 is used for pushing the product electronic transaction certificate by means of the Internet; the second terminal 40 is used for sending payment information for requesting payment amount funds; the third server 50 sends a payment electronic certificate to the fourth server; and the fourth server 60 is used for transferring funds into the receipt account included in receipt settlement information.

Description

Data processing system based on network promotion transaction

[Technical Field]

The present invention relates to the field of electronic commerce technologies, and in particular, to a data processing system based on a network promotion transaction.

【Background technique】

With the rise of e-commerce, a variety of shopping platforms have appeared on the Internet, which are convenient for people to shop. The commodity producer or commodity agent opens an online store on the shopping platform, and the product information is released through the online store, and the buyer selects the product in the online store to place an order for purchase, and completes payment through a third-party payment platform.

The traditional online promotion transaction system generally attracts the buyer to purchase the product by the seller posting the product promotion message (for example, the product discount information) on the shopping platform, and the buyer enters the online shop to select the promotion product, and completes through the third-party payment platform. Pay. Since the release of the product promotion message is limited to the shopping platform where the online store is located, the diffusion of the product information is low, which makes the promotion of the product inefficient. The buyer's payment needs to be paid to the third-party payment platform first, and there are many operational procedures and large capital risks.

[Summary of the Invention]

Based on this, it is necessary to provide a data processing system based on network promotion transaction that can improve the promotion efficiency of goods and the security of funds for the above technical problems.

A data processing system based on a network promotion transaction, the system comprising: a first server, a second server, a third server, a fourth server, a first terminal, and a second terminal; wherein

The first server is configured to obtain commodity information and payment information; generate corresponding electronic commodity transaction voucher according to the commodity information and the payment information, where the commodity electronic transaction voucher includes at least product name information of a name and an amount, and includes Receiving settlement information of the payment account; backing up the commodity electronic transaction voucher, and transmitting the backed up commodity electronic transaction voucher to the second server;

The second server is configured to obtain a commodity electronic transaction voucher; issue a promotion message corresponding to the commodity electronic transaction voucher; and receive a certificate request sent by the terminal, where the certificate request carries the voucher number and the e-commerce number; a commodity electronic transaction voucher; binding the e-commerce number to the commodity electronic transaction voucher, and transmitting the commodity electronic transaction voucher bound to the e-commerce number to the first terminal;

The first terminal is configured to send a certificate request to the second server; and receive the commodity electronic transaction certificate that is sent by the second server and is bound to the e-commerce number; and push the commodity electronic transaction certificate through the Internet;

The second terminal is configured to obtain the electronic transaction voucher of the commodity through the Internet, and receive the receipt information of the delivery commodity input by the user in the electronic information transaction voucher, and send the payment information to the third server according to the payment settlement information. Sending payment information requesting payment of the amount of funds;

The third server, after verifying that the payment information is passed, will freeze the funds of the amount in the preset payment account and generate a corresponding payment electronic voucher, and send the payment electronic voucher to the fourth server;

The fourth server is configured to send the receipt information and the payment electronic voucher to the third server after receiving the receipt information of the commodity electronic transaction voucher corresponding to the goods;

The third server is further configured to verify, after the receipt of the receipt information and the payment electronic voucher, the funds of the amount in the payment electronic voucher, and send the funds to the fourth server;

The fourth server is further configured to transfer funds into the collection account included in the payment settlement information.

The above-mentioned data processing system based on the network promotion transaction, because the e-commerce can push the sales information of the commodity through various channels to push the promotion message, thereby increasing the diffusion range of the electronic transaction voucher of the commodity, thereby attracting more consumers to trade through the commodity electronic transaction. The voucher to purchase goods improves the efficiency of product promotion, and the online transaction between the buyer and the product provider is realized by paying the electronic voucher, and the transaction payment is avoided in the transaction process by the third party payment platform, the buyer The payment for the goods is transferred directly to the collection account corresponding to the product provider, which improves the security of the funds.

[Description of the Drawings]

1 is a schematic structural diagram of a data processing system based on a network promotion transaction in an embodiment;

2 is a diagram showing a display page of a commodity electronic transaction voucher in one embodiment.

【detailed description】

The present invention will be further described in detail below with reference to the accompanying drawings and embodiments. It is understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.

As shown in FIG. 1 , in one embodiment, a data processing system based on a network promotion transaction is provided. The system includes: a first server 10, a second server 20, a third server 50, and a fourth server 60. a terminal 30 and a second terminal 40; wherein

The first server 10 is configured to obtain commodity information and payment information; generate corresponding commodity electronic transaction vouchers according to the commodity information and the payment information, where the commodity electronic transaction voucher includes at least the product attribute information of the name and the amount, and includes Receiving settlement information of the account; backing up the commodity electronic transaction voucher and transmitting the backed up commodity electronic transaction voucher to the second server 20.

The first server 10 corresponds to a product provider. Commodity providers include commodity producers and merchandise sellers. The commodity electronic transaction voucher is generated by the commodity electronic transaction voucher generator, and one commodity electronic transaction voucher is used to identify one or a type of commodity provided by the commodity provider, and the buyer can conduct network transaction with the commodity provider through the commodity electronic transaction voucher. Purchase the goods corresponding to the electronic transaction voucher of the product. Specifically, the goods may be tangible goods or intangible services. The first server 10 downloads the commodity electronic transaction voucher generator, and the user inputs the key information such as the product information of the goods to be sold and the payment settlement information into the commodity electronic transaction voucher generator to generate a corresponding electronic transaction voucher.

The product attribute information includes: the name, price, picture, and parameters of the item. The payment settlement information includes: the collection account and the name of the collection account (for example, the payment settlement information is the bank name of the commodity manufacturer and the account opening account).

The second server 20 is configured to obtain a commodity electronic transaction voucher; issue a promotion message corresponding to the commodity electronic transaction voucher; and receive a certificate request sent by the terminal, where the certificate request carries the voucher number and the e-commerce number; a commodity electronic transaction voucher; binding the e-commerce number to the commodity electronic transaction voucher, and transmitting the commodity electronic transaction voucher bound to the e-commerce number to the first terminal 30.

The second server 20 corresponds to a commodity electronic warehouse, which is a distribution center for commodity electronic transaction certificates. The first server 10 corresponding to the merchandise provider sends the merchandise electronic transaction voucher to the second server 20, and the merchandise electronic transaction voucher is displayed by the second server 20 to be selected by the power supplier. The commodity electronic warehouse can be a commodity electronic transaction voucher storage space set by the shopping platform provided by the bank, or can be a commodity electronic transaction voucher storage space set by another network platform (for example, a portal website). The commodity electronic warehouse is used to display the stored electronic transaction voucher of the commodity.

In this embodiment, the second server 20 does not sell the commodity electronic transaction voucher, and the second server 20 releases the promotion message corresponding to the commodity electronic transaction voucher to attract the e-commerce A to purchase the goods. The first terminal 30 corresponding to the e-commerce A obtains the commodity electronic transaction voucher from the second server 20 after transmitting the issuance request to the second server 20. The first terminal 30 pushes the sales message corresponding to the commodity electronic transaction voucher to the social network, and the second terminal 40 corresponding to the e-commerce B (buyer) implements the network transaction with the first server 10 according to the commodity electronic transaction voucher provided by the terminal.

2 is a display page diagram of an electronic transaction voucher of an item in an embodiment, and the user can directly purchase a smart phone corresponding to the electronic transaction voucher of the product by clicking the purchase button.

The first terminal 30 is configured to send a certificate request to the second server 20; and receive the commodity electronic transaction certificate that is sent by the second server 20 and is bound to the e-commerce number; and push the commodity electronic transaction certificate through the Internet.

The first terminal 30 corresponds to an e-commerce that promotes the electronic transaction voucher of the commodity. The e-commerce downloads the e-commerce tool (e-commerce APP) from the second server 20 to the first terminal 30, and registers with the e-commerce tool to become the e-commerce company A, and the e-commerce company can obtain the commodity electronic transaction from the second server 20 as the seller. The voucher is sold, and the first terminal 30 promotes the obtained electronic voucher of the commodity on the Internet to attract the buyer to purchase.

The second terminal 40 is configured to obtain the electronic transaction voucher of the commodity through the Internet, and receive the receipt information of the delivery commodity input by the user in the electronic information voucher of the commodity electronic transaction voucher, and the third party according to the payment settlement information The server 50 sends payment information requesting payment of the amount of funds.

The buyer B corresponding to the second terminal 40 acquires the electronic transaction voucher of the commodity that the first terminal 30 pushes on the Internet. Buyer B only needs to click the purchase button on the electronic transaction voucher of the commodity, and the transaction page corresponding to the electronic transaction voucher of the commodity will be popped up, and the receipt address of the electronic transaction voucher of the commodity and the receipt of the consignee's contact information will be input. After the information, a payment request for the corresponding amount of the payment item will be transmitted to the third server 50.

The third server 50, after verifying that the payment information is passed, will freeze the funds of the amount in the preset payment account and generate a corresponding payment electronic voucher, and send the payment electronic voucher to the fourth server 60.

The third server 50 is provided with a payment account that the buyer uses to pay for the purchase price. The buyer B can freeze the corresponding funds of the payment account through the third server 50, and generate payment electronic vouchers for paying the goods, and automatically transfer the payment to the seller's payment account when the funds are thawed.

The payment electronic voucher refers to a commodity electronic transaction voucher for the payment and settlement of goods by the buyer using the corresponding funds of the payment account as a guarantee to pay the goods. Specifically, the payment electronic voucher corresponds to a specific serial number, which is the unique identifier of the payment electronic voucher.

The fourth server 60 is configured to send the receipt information and the payment electronic voucher to the third server 50 after receiving the receipt information that the commodity electronic transaction voucher corresponds to the goods.

After the buyer receives the goods, the signed receipt information recorded by the logistics server includes the signature of the signer and the time of receipt. The fourth server 60 can obtain the receipt information directly through the logistics server, and can also be the receipt information sent by the buyer after the receipt of the commodity at the second terminal 40 by triggering the confirmation of the receipt button. The receipt of the goods indicates that the goods provider has fulfilled the delivery task, and the buyer needs to pay the goods corresponding to the goods. The fourth server 60 transmits the receipt information and the payment electronic voucher to the third server 50, and the third server 50 completes the payment of the payment.

The third server 50 is further configured to verify that the receipt information and the payment electronic voucher pass, and then release the funds of the amount in the payment electronic voucher, and send the funds to the fourth server 60.

The fourth server 60 is further configured to transfer funds into the collection account included in the payment settlement information.

After receiving the electronic voucher, the third server 50 further verifies whether the payment electronic voucher is consistent with the payment electronic voucher sent by itself, and whether the receipt information is authentic. If yes, the verification is passed. Further, the funds corresponding to the frozen electronic payment voucher are thawed and paid to the fourth server 60. The funds are transferred to the collection account by the fourth server 60.

In one embodiment, if the payment account and the collection account are both accounts of the same bank, the third server 50 and the fourth server 60 are the same server.

In one embodiment, when the second server 20 is a server provided by the bank, the bank itself provides a commodity electronic warehouse. At this time, the receipt information of the electronic transaction voucher in the electronic warehouse of the commodity includes the account of the bank, and since the bank has a high reputation, the electronic transaction voucher displayed by the second server 20 can ensure that the commodity is genuine. . E-commerce B (buyer) is also happy to go to the second server 20 provided by the bank to shop. The purchase price after the buyer purchases the goods will be returned to the bank. The bank is therefore also happy to provide a second server 20 that displays the merchandise electronic transaction credentials of the merchandise provider. Therefore, the above system achieves a win-win situation for banks, commodity providers and buyers.

The e-commerce in the above method is not the same as the owner of the traditional online shop, and is responsible for various matters such as purchase, delivery, and collection of money that have been responsible for after-sales. The e-commerce only needs to obtain the electronic transaction voucher of the goods from the electronic warehouse of the goods, and then spread the electronic transaction voucher of the goods to the social network, so that more people can purchase the goods. After the buyer completes the online transaction based on the commodity electronic transaction voucher, it is only necessary to wait for the commodity provider to pay the sales commission for the e-commerce. By simplifying the workload of e-commerce and attracting more users to join in, it is conducive to the promotion of goods.

In an embodiment, the second server 20 is further configured to synchronously send the commodity electronic transaction credential bound to the e-commerce number to the first server 10.

In one embodiment, the first server 10 is further configured to update the merchandise electronic transaction voucher to an item electronic transaction voucher that is tied to the e-commerce number.

In this embodiment, the first terminal 30 obtains the commodity electronic transaction certificate, which means that the e-commerce has obtained the exclusive sales right of the commodity corresponding to the commodity electronic transaction certificate. Other e-commerce companies will not obtain the same electronic transaction voucher from the commodity electronic warehouse, in order to indicate that the electronic transaction voucher has been purchased by the e-commerce. The second server 20 implements binding between the e-commerce number and the commodity electronic transaction voucher by adding the e-commerce number to the merchandise electronic transaction voucher. The electronic transaction voucher of the shipped goods will display the e-commerce number, so that other e-commerce no longer issue the same issuance request.

In this embodiment, once the electronic transaction voucher is shipped in the merchandise electronic warehouse, the shipment notification is notified to the commodity provider. The first server 10 updates the originally stored commodity electronic transaction voucher to the commodity electronic transaction voucher bound to the e-commerce number. When the buyer purchases the goods corresponding to the electronic transaction voucher, the first server 10 can record the e-commerce number of the electronic transaction voucher for selling the goods. The e-commerce number is used as the basis for paying the sales commission.

In one embodiment, the first server 10 is further configured to send the sold notification of the commodity electronic transaction voucher to the second server 20 after the commodity electronic transaction voucher completes the network payment transaction.

In one embodiment, the second server 20 is further configured to mark the sales status of the commodity electronic transaction voucher as a sold status according to the sold notice.

In an embodiment, the second server 20 is further configured to determine whether the sold notification of the electronic transaction voucher that is bound to the e-commerce number sent by the first server 10 is received within a preset time range; Then, the binding of the e-commerce number to the commodity electronic transaction voucher is released, and a binding cancellation notification is sent to the first server 10.

In an embodiment, the first server 10 is further configured to release the binding between the commodity electronic transaction voucher and the e-commerce number according to the binding release notification.

In this embodiment, when a commodity electronic transaction voucher has reached a network payment transaction, the first server 10 transmits the sold notification to the second server 20 at the first time. The second server 20 marks the sales status of the sold merchandise electronic transaction voucher as sold. It indicates that the electronic transaction voucher of the commodity has been sold out to prevent other e-commerce companies from entering the invalid electronic transaction voucher, and the e-commerce voucher showing the sold tag helps the e-commerce to understand what is the best-selling commodity in the market. Select the commodity electronic transaction voucher to provide a data reference.

The time for the e-commerce to monopolize the sales right of the electronic transaction voucher is limited. If the electronic transaction voucher has not been sold within a limited time, it indicates that the e-commerce may not be suitable for selling the electronic transaction voucher for the commodity. At this time, the commodity electronic warehouse recovers the electronic transaction certificate of the commodity obtained by the e-commerce. The electronic transaction voucher of the commodity that the first server 10 has pushed out before will be invalidated, and the buyer will not be able to complete the online payment transaction through the electronic transaction voucher of the commodity that has been pushed before. Specifically, by disabling the binding of the e-commerce number and the commodity electronic transaction voucher and notifying the first server 10 that the same processing is performed, the commodity electronic transaction voucher is no longer bound to the e-commerce number. The e-commerce number will no longer be displayed on the electronic transaction voucher for the e-commerce number binding, and the e-commerce voucher will be returned to the shelf to accept the e-commerce request. The above method ensures the optimal allocation of sales resources and improves the efficiency of product promotion.

In one embodiment, the first terminal pushes the commodity electronic transaction voucher to a social network corresponding to the e-commerce.

In this embodiment, the social network refers to a social circle in which an e-commerce participates on the Internet. For example, the user can share the sales message to a forum, a microblog, and a WeChat circle on the Internet. Through the multi-channel push sales news of social networks, the spread of sales messages is wider. Increased the purpose of fast sales of goods.

In an embodiment, the second server 20 is further configured to acquire the commodity information and the payment information sent by the first server 10, and generate the commodity attribute information including the name and the amount according to the commodity information and the payment information, and include the receipt The electronic transaction voucher of the goods for the payment settlement information of the account.

In this embodiment, the product provider does not complete the task of generating the electronic transaction voucher of the product, but provides the key information (product information and payment information) necessary for generating the electronic transaction voucher of the product to the second server 20, by The second server 20 completes the generation of the commodity electronic transaction voucher.

In an embodiment, the fourth server 60 is further configured to transfer the sales commission corresponding to the commodity electronic transaction voucher to the first after transferring the funds of the payment amount into the collection account included in the payment information. The bank account corresponding to the terminal 30.

As for the e-commerce, you don't need to be responsible for the purchase, delivery and after-sales services, just like the traditional online store owner. The e-commerce company only needs to obtain the electronic transaction voucher of the commodity from the electronic warehouse of the commodity, and then spreads the electronic transaction voucher of the commodity through its own social network to attract the buyer to purchase through the electronic transaction voucher of the commodity. When the buyer reaches an online transaction based on the commodity electronic transaction voucher, the e-commerce provider will receive a commission paid by the merchandiser. The above method simplifies the workload of the e-commerce, and can attract more users to engage in e-commerce to facilitate product promotion.

A person skilled in the art can understand that all or part of the process of implementing the above embodiments can be completed by a computer program to instruct related hardware, and the program can be stored in a computer readable storage medium, and the program is executed. At the time, the flow of the embodiment of each of the above methods may be included. The storage medium may be a magnetic disk, an optical disk, or a read-only memory (Read-Only). A nonvolatile storage medium such as a memory or a ROM, or a random access memory (RAM).

The technical features of the above embodiments may be arbitrarily combined. For the sake of brevity of description, all possible combinations of the technical features in the above embodiments are not described. However, as long as there is no contradiction in the combination of these technical features, It is considered to be the range described in this specification.

The above embodiments are merely illustrative of several embodiments of the present invention, and the description thereof is more specific and detailed, but is not to be construed as limiting the scope of the invention. It should be noted that a number of variations and modifications may be made by those skilled in the art without departing from the spirit and scope of the invention. Therefore, the scope of the invention should be determined by the appended claims.

Claims

A data processing system based on a network promotion transaction, characterized in that the system includes: a first server, a second server, a third server, a fourth server, a first terminal, and a second terminal;

The first server is configured to obtain commodity information and payment information; generate corresponding electronic commodity transaction voucher according to the commodity information and the payment information, where the commodity electronic transaction voucher includes at least product name information of a name and an amount, and includes Collection and settlement information of the collection account;

The first server is further configured to back up the commodity electronic transaction voucher and send the backed up commodity electronic transaction voucher to a second server;

The second server is configured to obtain a commodity electronic transaction voucher; issue a promotion message corresponding to the commodity electronic transaction voucher; and receive a certificate request sent by the terminal, where the certificate request carries the voucher number and the e-commerce number; a commodity electronic transaction voucher; binding the e-commerce number to the commodity electronic transaction voucher, and transmitting the commodity electronic transaction voucher bound to the e-commerce number to the first terminal;

The first terminal is configured to send a certificate request to the second server; and receive the commodity electronic transaction certificate that is sent by the second server and is bound to the e-commerce number; and push the commodity electronic transaction certificate through the Internet;

The second terminal is configured to obtain the electronic transaction voucher of the commodity through the Internet, and receive the receipt information of the delivery commodity input by the user in the electronic information transaction voucher, and send the payment information to the third server according to the payment settlement information. Sending payment information requesting payment of the amount of funds;

The third server, after verifying that the payment information is passed, will freeze the funds of the amount in the preset payment account and generate a corresponding payment electronic voucher, and send the payment electronic voucher to the fourth server;

The fourth server is configured to send the receipt information and the payment electronic voucher to the third server after receiving the receipt information of the commodity electronic transaction voucher corresponding to the goods;

The third server is further configured to verify, after the receipt of the receipt information and the payment electronic voucher, the funds of the amount in the payment electronic voucher, and send the funds to the fourth server; and

The fourth server is further configured to transfer funds into the collection account included in the payment settlement information.
The system of claim 1, wherein the second server is further configured to synchronously transmit the commodity electronic transaction credential bound to the e-commerce number to the first server.
The system of claim 2 wherein said first server is further for updating said merchandise electronic transaction voucher to an item electronic transaction voucher bound to an e-commerce number.
The system of claim 1, wherein the first server is further configured to send the sold notification of the commodity electronic transaction voucher to the second server after the commodity electronic transaction voucher completes the network payment transaction.
The system of claim 4 wherein said second server is further operative to mark a sales status of said merchandise electronic transaction voucher as a sold status based on said sold notice.
The system according to claim 1, wherein the second server is further configured to determine whether the electronic transaction voucher associated with the e-commerce number sent by the first server is received within a preset time range. The sold notice; if not, the binding of the e-commerce number to the commodity electronic transaction voucher is cancelled, and a binding release notification is sent to the first server.
The system according to claim 6, wherein the first server is further configured to release the binding between the commodity electronic transaction voucher and the e-commerce number according to the binding release notification.
The system according to claim 1, wherein said first terminal pushes said commodity electronic transaction voucher to a social network corresponding to the e-commerce.
The system according to claim 1, wherein the second server is further configured to acquire commodity information and payment information sent by the first server; and generate at least a name and an amount according to the commodity information and the payment information. Product attribute information and the item electronic transaction voucher containing the payment settlement information of the receiving account.
The system according to claim 1, wherein said fourth server is further configured to: after transferring the funds of the payment amount into the collection account included in said payment information, corresponding to said electronic transaction voucher The sales commission is transferred to the bank account corresponding to the first terminal.