WO2017090951A1 - System for processing gas station-payment using portable card payment terminal, and processing method therefor - Google Patents

System for processing gas station-payment using portable card payment terminal, and processing method therefor Download PDF

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Publication number
WO2017090951A1
WO2017090951A1 PCT/KR2016/013452 KR2016013452W WO2017090951A1 WO 2017090951 A1 WO2017090951 A1 WO 2017090951A1 KR 2016013452 W KR2016013452 W KR 2016013452W WO 2017090951 A1 WO2017090951 A1 WO 2017090951A1
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WO
WIPO (PCT)
Prior art keywords
payment
card
terminal
gas station
information
Prior art date
Application number
PCT/KR2016/013452
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French (fr)
Korean (ko)
Inventor
정혜진
Original Assignee
주식회사지니
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Publication of WO2017090951A1 publication Critical patent/WO2017090951A1/en

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    • BPERFORMING OPERATIONS; TRANSPORTING
    • B67OPENING, CLOSING OR CLEANING BOTTLES, JARS OR SIMILAR CONTAINERS; LIQUID HANDLING
    • B67DDISPENSING, DELIVERING OR TRANSFERRING LIQUIDS, NOT OTHERWISE PROVIDED FOR
    • B67D7/00Apparatus or devices for transferring liquids from bulk storage containers or reservoirs into vehicles or into portable containers, e.g. for retail sale purposes
    • B67D7/06Details or accessories
    • B67D7/08Arrangements of devices for controlling, indicating, metering or registering quantity or price of liquid transferred
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/24Credit schemes, i.e. "pay after"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Definitions

  • the present invention relates to a gas station payment system, and more particularly, obtains a vehicle number for a vehicle to be charged through a vehicle number recognizer, extracts customer information corresponding to the obtained vehicle number, and uses a card through a portable card payment terminal.
  • the present invention relates to a gas station payment processing system and a processing method of processing a payment so as to enable fuel sales and customer management in real time.
  • a gas payment device has a card payment reader connected through a wired or wireless communication network, and a method of processing a card payment and point accumulation through this has been developed.
  • the card payment reader is provided only as a means for requesting a card payment, and thus does not work with a gas station management system that handles gas station sales management and customer management. Work processes can be increased.
  • An object of the present invention is to provide a gas station payment processing system and a processing method using a portable card payment terminal to apply a card payment method to an existing gas tanker.
  • Another object of the present invention is to provide a gas station payment processing system and a processing method using a portable card payment terminal that can be easily applied to an existing gasoline when adding new functions and expanding services.
  • Still another object of the present invention is to provide a gas station payment processing system and a processing method using a portable card payment terminal capable of real time sales management, sales management, and customer management using a vehicle number.
  • the gas station payment processing system of the present invention obtains a vehicle number for a vehicle to be charged through a vehicle number recognizer, extracts customer information corresponding to the obtained vehicle number, and uses a portable card payment terminal.
  • a gas station payment processing system of the present invention provides to handle payment according to the gas sales using a portable card payment terminal in order to apply the card payment method to the existing gas tanker, when easily adding new functions and expanding the service, Make it applicable to lubricator.
  • a gas station payment processing system includes: at least one vehicle number recognizer for recognizing a vehicle number of a vehicle to be refueled; Receiving the vehicle number recognized by the vehicle number recognizer to select one of cash and card payment method according to the gas sales, and if the selected payment method is card payment, enter payment information including the payment amount to make a payment.
  • At least one petrol terminal requesting; When a card payment is selected from the petrol terminal and a payment request is made, the card information is read from the card, a password is input, at least the card information is encrypted according to user authentication, and the card information encrypted through the wireless communication network is read.
  • At least one portable card payment terminal for requesting the payment approval by transmitting to the petrol terminal.
  • a method of processing a gas station payment processing system including: when a vehicle enters a gas station, a vehicle number recognizer recognizes a vehicle number of the vehicle and transmits the recognized vehicle number to a gas terminal; Extracting, by the fueling terminal, customer information corresponding to the vehicle number transmitted from the vehicle number recognizer, and selecting a payment method according to fueling sales; If the payment method is selected as a card payment, requesting a payment to a portable card payment terminal by inputting payment information including a payment amount according to fuel sales at the fuel terminal; Reading card information through a card reader of the portable card payment terminal and inputting a password; Requesting, by the portable card payment terminal, at least the card information to be encrypted and transmitted to the petrol terminal for payment approval; And receiving the at least encrypted card information from the petrol terminal and requesting the card payment approval by transmitting the payment information from the portable card payment terminal together with the payment information.
  • the gas station payment processing system of the present invention obtains the vehicle number for the vehicle to be charged through the vehicle number recognizer, extracts customer information corresponding to the obtained vehicle number, and pays the card through the portable card payment terminal. By processing the real-time fueling sales and customer management is possible.
  • the gas station payment processing system of the present invention provides to handle the payment according to the gas sales using a portable card payment terminal in order to apply the card payment method to the existing gas tanker, when adding a new function and service expansion easily, Applicable to
  • gas station payment processing system of the present invention can be processed in real time by the sales management, efficient sales management is possible.
  • gas station payment processing system of the present invention can be managed by using the vehicle number, rather than using a mobile phone or membership card, to minimize personal information leakage and infringement, even in the case of cash payment vehicle number Customer management is available through.
  • FIG. 1 is a block diagram showing the configuration of a gas station payment processing system of the present invention
  • FIG. 2 is a block diagram showing the configuration of the portable card payment terminal shown in FIG. 1;
  • FIG. 3 is a block diagram showing the configuration of a fueling terminal shown in FIG. 1;
  • FIG. 4 is a block diagram showing the configuration of a gas station management server shown in FIG. 1;
  • FIG. 5 is a flowchart illustrating a processing procedure of a gas station payment processing system according to the present invention.
  • Figure 1 is a block diagram showing the configuration of a gas station payment processing system of the present invention
  • Figure 2 is a block diagram showing the configuration of the portable card payment terminal shown in Figure 1
  • the gas station payment processing system 2 of the present invention acquires a vehicle number for the vehicle 10 to be refueled through the vehicle number recognizer 100 and corresponds to the obtained vehicle number.
  • the information is extracted, and the card information is read through the portable card payment terminal 200 to request the payment approval.
  • the gas station payment processing system 2 can easily apply the card payment method according to the present invention to the existing gasoline without design change, and the sales management, customer management, and sales management for gas in real time using the vehicle number It is possible.
  • the gas station payment processing system 2 of the present invention includes at least one vehicle number recognizer 100, at least one portable card payment terminal 200, at least one gas terminal 300, and a gas station management server 400. And a database 430.
  • the vehicle number recognizer 100, the portable card payment terminal 200, the fueling terminal 300, the gas station management server 400, and the database 430 may be connected to each other through a wired or wireless communication network to transmit data.
  • the vehicle number recognizer 100 is provided with, for example, a camera sensor, a camera, a camcorder, and the like, and when the vehicle 10 to be charged enters the gas station, the vehicle number recognizer 100 receives the vehicle number from the license plate 12 of the vehicle 10. The vehicle number is recognized and obtained by photographing, and the obtained vehicle number is transmitted to the fueling terminal 300.
  • the vehicle number recognizer 100 is connected to the fueling terminal 300 through a wired communication network.
  • a plurality of vehicle number recognizers 100 are installed on the upper side or one side of the vehicle access roads through which the vehicle 10 may enter a gas station, and photograph the license plate 12 of the vehicle 10 entering the gas station. The vehicle number may be obtained from the image of the photographed license plate 12.
  • the portable card payment terminal 200 is connected to the fueling terminal through a wireless communication network.
  • the portable card payment terminal 200 reads card information from a credit card or a check card, receives a password from a customer, and requests the petrol terminal 300 to approve card payment.
  • the portable card payment terminal 200 is processed to read the point card or membership card at the time of cash payment or card payment to enable a discount or earn points.
  • the portable card payment terminal 200 includes a control unit 202, a communication unit 204, a card reader 206, an interface unit 208, a battery 210, and a touch.
  • the panel 220 and the payment processing module 230 are included.
  • the portable card payment terminal 200 may be further provided with a printer (not shown) for issuing cash receipts, card receipts.
  • the control unit 202 is provided with, for example, a controller, a processor, a programmable logic control (PLC) unit, and the like to control the overall operation of the portable card payment terminal 200. That is, the controller 202 controls the communication unit 204, the card reader 206, the interface unit 208, the battery 210, the touch panel 220, and the payment processing module 230.
  • PLC programmable logic control
  • the controller 202 controls the payment processing module 230 to process cash or card payment.
  • the controller 202 reads card information from the card reader 206 and determines whether the card 20 is forgery based on the card information.
  • the controller 202 processes to input payment information including a password and a payment amount for fueling through the touch panel 220.
  • the controller 202 encrypts the card information or the card information and the password, and transmits the card information or the payment information to the petrol terminal 300 through the communication unit 204 and requests the card payment approval.
  • the portable card payment terminal 200 processes the user authentication process
  • only the card information is encrypted and transmitted to the petrol terminal 300
  • the VAN company does not process the user authentication process in the portable card payment terminal 200.
  • a financial institution such as a PG company, a card company, or a bank company processes a user authentication process
  • the card information and the password are encrypted and transmitted.
  • the communication unit 204 is connected to the fueling terminal 300 through a wireless communication network such as a mobile communication network, Wi-Fi, Bluetooth, and the like.
  • a wireless communication network such as a mobile communication network, Wi-Fi, Bluetooth, and the like.
  • the communication unit 204 receives the control of the controller 202, and when the portable card payment terminal 200 pays for the card, the card information and the payment information or the card information and the password and the payment.
  • the card transmits the information to the petrol terminal 300 and requests the card payment approval.
  • the communication unit 204 receives payment approval information according to the card payment approval request from the fueling terminal 300.
  • the card reader 206 reads card information from the card 20.
  • the card reader 206 of this embodiment has a space in which the card 20 can be inserted and directly contacts the card 20, or uses short-range communication such as RF (Radio Frequency) and Near Field Communication (NFC). It may be provided in the form of reading a contactless card.
  • RF Radio Frequency
  • NFC Near Field Communication
  • the interface unit 208 includes, for example, a wired communication interface module such as a USB connector and a serial communication connector.
  • the interface unit 208 is connected to an external electronic device (not shown) to transmit data to each other or to receive a power supply from an external battery. Charge 210).
  • the battery 210 is provided with a rechargeable secondary battery and supplies power to the portable card payment terminal 200.
  • the battery 210 receives an external power through the interface unit 208 and is charged by the control of the controller 202.
  • the touch panel 220 displays or inputs various information.
  • the touch panel 220 displays a card payment approval request screen, a password input screen, a payment amount input screen, a payment approval information display screen, and the like at the time of card payment.
  • the touch panel 220 displays a password input screen for inputting a password.
  • the password uses a Personal Identification Number (PIN) number.
  • the payment processing module 230 is, for example, a program module stored in a memory (not shown).
  • the payment processing module 230 is interworked with the application of the fueling terminal 300 according to the present invention, that is, the fueling sales management application (320 of FIG. 3).
  • the payment processing module 230 includes a forgery determination unit 232 for determining whether the card 20 is forged, an encryption unit 234 for encrypting the read card information or card information and a password, and a card information display and a password.
  • the data processing unit 236 is configured to process data related to payment, such as input, payment information input, payment approval request, and payment approval information.
  • the fueling terminal 300 is connected to the vehicle number recognizer 100 through a wired communication network, and is connected to the portable card payment terminal 200 through a wireless communication network.
  • the fueling terminal 300 receives the vehicle number obtained from the vehicle number recognizer 100 and extracts corresponding customer information through the vehicle number. In this case, when the vehicle number is not recognized from the vehicle number recognizer 100, the vehicle number may be directly input to the fueling terminal 300.
  • the fueling terminal 300 selects a payment method to process a cash payment or, when a card payment is selected, requests the card payment to the portable card payment terminal 200.
  • the gas terminal 300 transmits the card information and the payment information or the card information and the password and the payment information from the portable card payment terminal 200, the gas station management server 400 to approve payment to the financial institution of the corresponding card. request.
  • the payment information may not be input from the portable card payment terminal 200, but may be input from the fueling terminal 300, or may directly request payment approval from a financial institution of the corresponding card.
  • the fueling terminal 300 processes to issue a receipt according to cash payment and card payment. Therefore, the periodic terminal 300 processes the fuel sales and customer management through the vehicle number at the time of cash and card payment.
  • the gas terminal 300 is connected to the gas station management server 400 through a wired or wireless communication network, and transmits the sales information according to the gas sales to the gas station management server 400.
  • the fueling terminal 300 includes a control unit 302, a communication unit 304, a display unit 306, an input unit 308, a printer 310, and a fueling sales management application ( 320).
  • the controller 302 collects the vehicle number from the vehicle number recognizer 100, extracts customer information about the collected vehicle, and controls various operations of the fueling terminal to enable fuel sales and customer management using the vehicle number. . To this end, the controller 302 controls the communication unit 304, the display unit 306, the input unit 308, and the printer 310 to process the fueling sales management app 320.
  • the communication unit 304 is connected to the portable card payment terminal 200 through a wireless communication network, and is connected to the gas station management server 400 through a wired or wireless communication network. In addition, the communication unit 304 may be connected to a financial institution server (not shown) of the card.
  • the communication unit 304 When the payment request is requested from the portable card payment terminal 200, the communication unit 304 receives the card information and payment information or the card information, password and payment information directly under the control of the controller 302. Request payment approval through the gas station management server (400). In addition, the communication unit 304 receives payment approval information according to the card payment approval request from the financial institution server or the gas station management server 400.
  • the display unit 306 displays or inputs various information to process cash payment and card payment for fueling.
  • the display unit 306 displays a screen for inputting a payment amount, and when the payment approval information is transmitted from the financial institution or the gas station management server 400, the payment approval information is displayed. Display.
  • the input unit 308 inputs a payment amount when a payment approval is requested from the portable card payment terminal 200.
  • the display unit 306 and the input unit 308 may be provided as a single touch screen.
  • the printer 310 outputs a receipt according to cash payment or card payment under the control of the controller 302.
  • the fueling sales management application 320 is stored in, for example, a memory, a storage device, and the like under the control of the control unit 302 to extract customer information through the vehicle number, so that the cash payment, card payment according to the fueling is made Process.
  • the gas sales management application 320 transmits the customer information, sales information according to the gas sales to the gas station management server 400, so that the customer management, sales management, inventory management, sales management and statistics management of the gas station is made, etc. do.
  • the fueling sales management application 320 is a customer management unit 322 that manages customer information through the vehicle number obtained from the vehicle number recognizer 100, cash payment or card payment to select cash payment, card
  • the payment processing unit 324 for interworking with the portable card payment terminal 200 and the gas station management server 400 or the financial institution server so as to make a payment, and manages the sales information according to the fueling sale of the fueling terminal 300, It consists of a sales management unit 326 that provides the sales information to the gas station management server (400).
  • the gas station management server 400 is connected to the fueling terminal 300 through a wired or wireless communication network.
  • the gas station management server 400 is connected to a financial institution server (not shown) for card payment through a wired or wireless communication network.
  • the gas station management server 400 requests payment approval to a financial institution server of a corresponding card when a payment approval is requested at the time of a card payment from the petrol terminal 300, and when payment approval information is transmitted from the financial institution server, Send to 300.
  • the gas station management server 400 at least when the cash payment or card payment is made from the gas station terminal 300 of the lower baggage, receiving the customer information corresponding to the vehicle number and sales information according to the cash or credit card payment management in real time, Handle sales management and customer management.
  • the gas station management server 400 may include a control unit 402, a communication unit 404, a storage unit (not shown) and a database 430 in which a gas station management program 410 is stored. Include.
  • the gas station management server 400 includes components of a typical computer system, for example, a central processing unit, a memory device, an input / output device, a storage device, and the like.
  • the communication unit 404 is connected to at least one fueling terminal 300 and a financial institution server (not shown) through a wired or wireless communication network to provide mutual data communication.
  • the controller 402 controls and processes various operations of the gas station management server 400.
  • the controller 402 may include, for example, hardware such as a central processing unit, a memory, or a web server, as well as software such as an operating system program and a control program.
  • the controller 402 When the payment approval is requested from the fueling terminal 300, the controller 402 requests payment approval to the financial institution server of the corresponding card. When the payment approval information is transmitted, the control unit 402 provides the payment approval information to the fueling terminal 300. . In addition, the controller 402 uses the gas station management program 410 to control sales management, customer management, payment management, inventory management, and statistical processing according to fueling sales of the gas station terminals 300. To this end, the controller 402 controls the communication unit 404, a storage unit (not shown) and a database 430 in which the gas station management program 410 is stored.
  • the gas station management program 410 is stored in a storage unit (not shown) of the gas station management server 400, is processed under the control of the control unit 402, and reads various information from the database 430 or according to a processing process. Process to store the generated various information to the database 430. Gas station management program 410 is processed in conjunction with the fueling sales management app 320 of the fueling terminal 300. The function, operation and processing of the gas station management program 410 will be described in detail with reference to FIG. 5.
  • Gas station management program 410 of this embodiment is provided in the form of a web browser, the customer management unit 412 for processing to manage the customer's sales results, points earning, etc. corresponding to the vehicle number recognized from the gas station terminal 300, Sales management unit 414 for processing to manage the sales amount, sales amount, etc. according to the fueling sale from at least one fueling terminal 300, and payment management unit 416 to process to manage the receivables, payment amount, etc. And, the inventory management unit 418 to process to manage the inventory amount of the gas station, and the statistical processing unit 420 to statistically process the fuel sales volume, such as by period, such as sales date / month / year, by customer, fueling terminal 300 do.
  • the database 430 stores various information according to the process of the gas station management program 410 under the control of the controller 402.
  • the database 430 is provided inside the gas station management server 400, but may be provided as an independent database server. Therefore, the database 430 stores various information according to the gas sales of the gas station or provides various information to the gas station management server 400.
  • the database 430 of this embodiment includes the customer information 432 including the customer name, contact information, sales date, sales amount, earning points, etc. corresponding to the vehicle number, vehicle number, model, oil type, year, etc. for the vehicle.
  • Vehicle information 434 including; and sales information 436 including sales amount, sales amount of each of the fueling terminals 300, sales amount of the entire gas station, sales amount, and the like, by period, by customer, and fueling terminal ( 300, statistical information 438 including data extracted and analyzed for sales is stored.
  • the vehicle number recognizer 100, the portable card payment terminal 200, the gas terminal 300, and the gas station management server 400 interwork with each other through a wired or wireless communication network. It manages the customer information corresponding to the number, and processes the sales information, sales information and statistical information according to the gas sales in real time to integrate and manage the gas station.
  • FIG. 5 is a flowchart illustrating a processing procedure of a gas station payment processing system according to the present invention.
  • This procedure is a program in which the portable card payment terminal 200, the fueling terminal 300, and the gas station management server 400 interwork with each other through a wired or wireless communication network, and the payment processing module 230 of the portable card payment terminal 200. ), The fueling sales management application 320 of the fueling terminal 300 and the fueling management program 410 of the gas station management server 400 is processed.
  • the vehicle number recognizer 100 receives the vehicle number from the license plate 12 of the vehicle 10. In operation S502, the vehicle number is obtained and transmitted to the fueling terminal 300. Since the vehicle number recognition method is already variously disclosed through image processing technology and the like, a detailed description thereof will be omitted.
  • the fueling terminal 300 extracts customer information corresponding to the vehicle number transmitted from the vehicle number recognizer 100, and selects a payment method according to fueling sales in step S506. If fuel is being injected into the vehicle in step S508 or the injection is completed, and the payment method is selected as the card payment, in step S510, the payment amount according to the fuel sales is input and the payment is requested to the portable card payment terminal 200.
  • step S512 the portable card payment terminal 200 reads card information through the card reader 206, and enters a password in step S514.
  • the portable card payment terminal 200 encrypts the card information and the password and transmits the encrypted card information to the petrol terminal 300.
  • the portable card payment terminal 200 processes the user authentication process at a financial institution such as a VAN company, a PG company, a card company, or a bank company without processing a user authentication process.
  • a financial institution such as a VAN company, a PG company, a card company, or a bank company
  • the portable card payment terminal 200 processes the user authentication process, only the card information is encrypted and transmitted to the fueling terminal 300.
  • the fueling terminal 300 when the fueling terminal 300 receives the encrypted card information and the password and receives the payment approval from the portable card payment terminal 200, the fueling terminal 300 requests the card payment approval to the gas station management server 400 together with the payment information. .
  • the fueling terminal 300 may directly request a card payment approval from a financial institution server (not shown).
  • step S520 gas station management server 400 receives the payment approval information according to the card payment approval request from the financial institution server, and transmits the card payment approval information to the fueling terminal 300, such a process (steps S500 to S520)
  • step S500 to S520 Through the at least one fueling terminal 300 processes the customer management, sales management, etc. according to the fueling sales.

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  • Physics & Mathematics (AREA)
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  • General Business, Economics & Management (AREA)
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  • Computer Security & Cryptography (AREA)
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Abstract

The present invention relates to a system for processing gas station-payment using a portable card payment terminal, and a processing method therefor. The system for processing gas station-payment processes customer management, selling management according to gasoline selling, sales management, and the like using a vehicle license number. To this end, the system for processing gas station-payment comprises at least one vehicle license number recognizer, at least one portable card payment terminal, at least one gasoline filler terminal, and a gas station management server. The vehicle license number recognizer, the portable card payment terminal, the gasoline filler terminal, and the gas station management server are mutually linked through a wired or wireless communication network. According to the present invention , real-time gasoline selling and customer management can be achieved by acquiring a vehicle license number of a vehicle, into which gasoline will be put, through the vehicle license number recognizer, extracting customer information corresponding to the acquired vehicle license number, and processing card payment through the portable card payment terminal.

Description

휴대용 카드 결제 단말기를 이용하는 주유소 결제 처리 시스템 및 그 처리 방법Gas station payment processing system using portable card payment terminal and processing method thereof
본 발명은 주유소 결제 시스템에 관한 것으로, 좀 더 구체적으로 차량 번호 인식기를 통해 주유할 차량에 대한 차량 번호를 획득하고, 획득된 차량 번호에 대응하는 고객 정보를 추출하고, 휴대용 카드 결제 단말기를 통해 카드 결제를 처리하여 실시간으로 주유 판매 및 고객 관리가 가능하도록 처리하는 주유소 결제 처리 시스템 및 그 처리 방법에 관한 것이다.The present invention relates to a gas station payment system, and more particularly, obtains a vehicle number for a vehicle to be charged through a vehicle number recognizer, extracts customer information corresponding to the obtained vehicle number, and uses a card through a portable card payment terminal. The present invention relates to a gas station payment processing system and a processing method of processing a payment so as to enable fuel sales and customer management in real time.
일반적으로 주유소에 방문한 고객이 주유 서비스를 제공받을 경우, 주유 금액의 결제를 현금 또는 신용 카드를 이용하여 이루어진다. 이 때, 고객은 정유사로부터 발급받은 포인트 카드나 맴버쉽 카드를 주유소 직원에게 제시하여 결제 대금에 대한 할인이나 포인트를 적립받을 수 있다. 그러나 이러한 방식은 고객이 차량에 주유할 때마다 매번 포인트 카드나 맴버쉽 카드를 주유소 직원에게 제시해야만 하는 불편함이 있다.In general, when a customer visiting a gas station is provided with a gas service, payment of the fuel amount is made by cash or credit card. At this time, the customer can receive a point card or membership card issued by the oil refinery to the gas station staff to receive a discount or points for the payment price. However, this method is inconvenient to present a point card or membership card to a gas station employee every time a customer fills a vehicle.
그리고, 주유소 직원들의 입장에서도 신용 카드, 포인트 카드 및/또는 맴버쉽 카드를 받아서 주유소 사무실에 설치된 포스(POS) 시스템으로 이동하여 결제 대금이나 포인트 적립 등을 처리해야 하기 때문에 매우 번거롭고 불편하다.In addition, it is very cumbersome and inconvenient because the gas station employees must receive credit cards, loyalty cards and / or membership cards and go to the POS system installed in the gas station office to process payments and points.
이러한 문제점을 해결하기 위하여, 근래에는 주유기에 유선 또는 무선 통신망을 통해 연결된 카드 결제 리더기를 구비하고, 이를 통해 카드 결제 및 포인트 적립 등을 처리하는 방식이 개발되어 있다.In order to solve this problem, recently, a gas payment device has a card payment reader connected through a wired or wireless communication network, and a method of processing a card payment and point accumulation through this has been developed.
그러나 주유기에 카드 결제 리더기가 구비된 경우, 카드 결제 방식을 변경하기 위해서는 주유기 전체를 교체하거나 개선해야만 하므로, 주유소 운영자에게 경제적인 부담을 주게 된다. 또 새로운 기능을 추가하거나 주유 관련 서비스를 확장하기 위하여, 주유기 전체를 교체하거나 개선할 필요가 있어서 실질적으로 새로운 기능이나 서비스를 적용하는데에는 많은 어려움이 따른다.However, when the gas tanker is equipped with a card payment reader, in order to change the card payment method, the entire gas tanker needs to be replaced or improved, thereby putting an economic burden on the gas station operator. In addition, in order to add new functions or expand fueling-related services, it is necessary to replace or improve the entire tanker, and it is difficult to apply new functions or services substantially.
또 주유기와 카드 결제 리더기가 분리된 경우, 카드 결제 리더기는 단지 카드 결제 요청하기 위한 수단으로 제공되어, 주유소 판매 관리, 고객 관리 등을 처리하는 주유소 관리 시스템과 연동되지 않아서 이중 작업이 필요하게 되므로 오히려 작업 공정이 증가될 수 있다.In addition, when the gasoline and card payment reader are separated, the card payment reader is provided only as a means for requesting a card payment, and thus does not work with a gas station management system that handles gas station sales management and customer management. Work processes can be increased.
뿐만 아니라, 주유소의 포스 시스템이나 카드 결제 리더기를 이용하는 경우에 고객의 개인 정보나 카드 정보 등이 누출되는 경우가 빈번하다. 예를 들어, 대부분의 주유소에서 고객 관리는 포인트 카드, 전화 번호 등의 개인 정보를 이용하여 이루어지는데, 개인 정보의 누출로 인한 사건 사고가 발생되는 원인이 될 수 있다. 또 현금 결제의 경우에도 포인트 카드나 전화 번호 등의 개인 정보를 이용하지 않게 되면, 고객 관리가 제대로 이루어지지 않게 된다.In addition, when using a gas station POS system or a card payment reader, personal information or card information of a customer is frequently leaked. For example, at most gas stations, customer care is done using personal information, such as loyalty cards and telephone numbers, which can cause accidents caused by leakage of personal information. In addition, even in the case of cash payment, if you do not use personal information such as loyalty cards or phone numbers, customer management is not properly performed.
본 발명의 목적은 기존의 주유기에 카드 결제 방식을 적용하기 위하여 휴대용 카드 결제 단말기를 이용하는 주유소 결제 처리 시스템 및 그 처리 방법을 제공하는 것이다.An object of the present invention is to provide a gas station payment processing system and a processing method using a portable card payment terminal to apply a card payment method to an existing gas tanker.
본 발명의 다른 목적은 새로운 기능 추가 및 서비스 확장 시, 기존의 주유기에 용이하게 적용 가능한 휴대용 카드 결제 단말기를 이용하는 주유소 결제 처리 시스템 및 그 처리 방법을 제공하는 것이다.Another object of the present invention is to provide a gas station payment processing system and a processing method using a portable card payment terminal that can be easily applied to an existing gasoline when adding new functions and expanding services.
본 발명의 또 다른 목적은 차량 번호를 이용하여 실시간으로 판매 관리, 매출 관리 및 고객 관리가 가능한 휴대용 카드 결제 단말기를 이용하는 주유소 결제 처리 시스템 및 그 처리 방법을 제공하는 것이다.Still another object of the present invention is to provide a gas station payment processing system and a processing method using a portable card payment terminal capable of real time sales management, sales management, and customer management using a vehicle number.
상기 목적들을 달성하기 위한, 본 발명의 주유소 결제 처리 시스템은, 차량 번호 인식기를 통해 주유할 차량에 대한 차량 번호를 획득하고, 획득된 차량 번호에 대응하는 고객 정보를 추출하고, 휴대용 카드 결제 단말기를 통해 카드 결제를 처리하여 실시간으로 주유 판매 및 고객 관리가 가능하도록 처리하는데 그 한 특징이 있다. 이와 같은 본 발명의 주유소 결제 처리 시스템은 기존의 주유기에 카드 결제 방식을 적용하기 위하여 휴대용 카드 결제 단말기를 이용하는 주유 판매에 따른 결제를 처리하도록 제공함으로써, 용이하게 새로운 기능 추가 및 서비스 확장 시, 기존의 주유기에 적용 가능하게 한다.In order to achieve the above objects, the gas station payment processing system of the present invention obtains a vehicle number for a vehicle to be charged through a vehicle number recognizer, extracts customer information corresponding to the obtained vehicle number, and uses a portable card payment terminal. Through the card payment processing to be able to handle the real-time oil sales and customer management is one feature. Such a gas station payment processing system of the present invention provides to handle payment according to the gas sales using a portable card payment terminal in order to apply the card payment method to the existing gas tanker, when easily adding new functions and expanding the service, Make it applicable to lubricator.
이 특징에 따른 본 발명의 주유소 결제 처리 시스템은, 주유할 차량의 차량 번호를 인식하는 적어도 하나의 차량 번호 인식기와; 상기 차량 번호 인식기로부터 인식된 차량 번호를 받아서 주유 판매에 따른 결제 방식을 현금 및 카드 결제 중 어느 하나를 선택하도록 하고, 선택된 결제 방식이 카드 결제이면, 결제 금액이 포함된 결제 정보를 입력하여 결제를 요청하는 적어도 하나의 주유 단말기 및; 상기 주유 단말기로부터 카드 결제가 선택되어 결제 요청이 이루어지면, 카드로부터 카드 정보를 판독하고, 비밀 번호를 입력하여 사용자 인증에 따라 적어도 상기 카드 정보를 암호화하여 무선 통신망을 통해 암호화된 상기 카드 정보를 상기 주유 단말기로 전송하여 결제 승인을 요청하는 적어도 하나의 휴대용 카드 결제 단말기를 포함한다.According to an aspect of the present invention, a gas station payment processing system includes: at least one vehicle number recognizer for recognizing a vehicle number of a vehicle to be refueled; Receiving the vehicle number recognized by the vehicle number recognizer to select one of cash and card payment method according to the gas sales, and if the selected payment method is card payment, enter payment information including the payment amount to make a payment. At least one petrol terminal requesting; When a card payment is selected from the petrol terminal and a payment request is made, the card information is read from the card, a password is input, at least the card information is encrypted according to user authentication, and the card information encrypted through the wireless communication network is read. At least one portable card payment terminal for requesting the payment approval by transmitting to the petrol terminal.
본 발명의 다른 특징에 따르면, 휴대용 카드 결제 단말기를 이용하는 주유소 결제 처리 시스템의 처리 방법이 제공된다.According to another feature of the invention, there is provided a processing method of a gas station payment processing system using a portable card payment terminal.
이 특징에 따른 본 발명의 주유소 결제 처리 시스템의 처리 방법은, 차량이 주유소에 진입하면, 차량 번호 인식기가 상기 차량의 차량 번호를 인식하고, 인식된 상기 차량 번호를 주유 단말기로 전송하는 단계와; 상기 주유 단말기가 상기 차량 번호 인식기로부터 전송된 상기 차량 번호에 대응하는 고객 정보를 추출하고, 주유 판매에 따른 결제 방식을 선택하도록 하는 단계와; 상기 결제 방식이 카드 결제로 선택되면, 상기 주유 단말기에서 주유 판매에 따른 결제 금액을 포함하는 결제 정보를 입력하여 휴대용 카드 결제 단말기로 결제를 요청하는 단계와; 상기 휴대용 카드 결제 단말기의 카드 리더기를 통해 카드 정보를 판독하고, 비밀 번호를 입력하도록 하는 단계와; 상기 휴대용 카드 결제 단말기가 적어도 상기 카드 정보를 암호화하여 상기 주유 단말기로 전송하여 결제 승인을 요청하는 단계 및; 상기 주유 단말기가 적어도 암호화된 상기 카드 정보를 전송받아서 상기 휴대용 카드 결제 단말기로부터 결제 승인이 요청되면, 상기 결제 정보와 함께 전송하여 카드 결제 승인을 요청하는 단계를 포함한다.According to an aspect of the present invention, there is provided a method of processing a gas station payment processing system, including: when a vehicle enters a gas station, a vehicle number recognizer recognizes a vehicle number of the vehicle and transmits the recognized vehicle number to a gas terminal; Extracting, by the fueling terminal, customer information corresponding to the vehicle number transmitted from the vehicle number recognizer, and selecting a payment method according to fueling sales; If the payment method is selected as a card payment, requesting a payment to a portable card payment terminal by inputting payment information including a payment amount according to fuel sales at the fuel terminal; Reading card information through a card reader of the portable card payment terminal and inputting a password; Requesting, by the portable card payment terminal, at least the card information to be encrypted and transmitted to the petrol terminal for payment approval; And receiving the at least encrypted card information from the petrol terminal and requesting the card payment approval by transmitting the payment information from the portable card payment terminal together with the payment information.
상술한 바와 같이, 본 발명의 주유소 결제 처리 시스템은 차량 번호 인식기를 통해 주유할 차량에 대한 차량 번호를 획득하고, 획득된 차량 번호에 대응하는 고객 정보를 추출하고, 휴대용 카드 결제 단말기를 통해 카드 결제를 처리하여 실시간으로 주유 판매 및 고객 관리가 가능하다.As described above, the gas station payment processing system of the present invention obtains the vehicle number for the vehicle to be charged through the vehicle number recognizer, extracts customer information corresponding to the obtained vehicle number, and pays the card through the portable card payment terminal. By processing the real-time fueling sales and customer management is possible.
또 본 발명의 주유소 결제 처리 시스템은 기존의 주유기에 카드 결제 방식을 적용하기 위하여 휴대용 카드 결제 단말기를 이용하는 주유 판매에 따른 결제를 처리하도록 제공함으로써, 용이하게 새로운 기능 추가 및 서비스 확장 시, 기존의 주유기에 적용 가능하다.In addition, the gas station payment processing system of the present invention provides to handle the payment according to the gas sales using a portable card payment terminal in order to apply the card payment method to the existing gas tanker, when adding a new function and service expansion easily, Applicable to
또한 본 발명의 주유소 결제 처리 시스템은 실시간으로 판매 관리가 이루어지도록 처리함으로써, 효율적인 매출 관리가 가능하다.In addition, the gas station payment processing system of the present invention can be processed in real time by the sales management, efficient sales management is possible.
뿐만 아니라, 본 발명의 주유소 결제 처리 시스템은 고객 관리를 휴대폰이나 맴버쉽 카드 등을 이용하는 것이 아니라, 차량 번호를 이용하여 관리함으로써, 개인 정보 누출 및 침해를 최소화할 수 있으며, 현금 결제의 경우에도 차량 번호를 통해 고객 관리가 가능하다.In addition, the gas station payment processing system of the present invention can be managed by using the vehicle number, rather than using a mobile phone or membership card, to minimize personal information leakage and infringement, even in the case of cash payment vehicle number Customer management is available through.
도 1은 본 발명의 주유소 결제 처리 시스템의 구성을 도시한 블럭도;1 is a block diagram showing the configuration of a gas station payment processing system of the present invention;
도 2는 도 1에 도시된 휴대용 카드 결제 단말기의 구성을 나타내는 블럭도;2 is a block diagram showing the configuration of the portable card payment terminal shown in FIG. 1;
도 3은 도 1에 도시된 주유 단말기의 구성을 나타내는 블럭도;3 is a block diagram showing the configuration of a fueling terminal shown in FIG. 1;
도 4는 도 1에 도시된 주유소 관리 서버의 구성을 나타내는 블럭도; 그리고4 is a block diagram showing the configuration of a gas station management server shown in FIG. 1; And
도 5는 본 발명에 따른 주유소 결제 처리 시스템의 처리 수순을 도시한 흐름도이다.5 is a flowchart illustrating a processing procedure of a gas station payment processing system according to the present invention.
본 발명의 실시예는 여러 가지 형태로 변형될 수 있으며, 본 발명의 범위가 아래에서 서술하는 실시예로 인해 한정되어지는 것으로 해석되어서는 안된다. 본 실시예는 당업계에서 평균적인 지식을 가진 자에게 본 발명을 보다 완전하게 설명하기 위해서 제공되는 것이다. 따라서 도면에서의 구성 요소의 형상 등은 보다 명확한 설명을 강조하기 위해서 과장되어진 것이다.The embodiments of the present invention may be modified in various forms, and the scope of the present invention should not be interpreted as being limited by the embodiments described below. This embodiment is provided to more completely explain the present invention to those skilled in the art. Therefore, the shape of the components in the drawings, etc. have been exaggerated to emphasize a more clear description.
이하 첨부된 도 1 내지 도 5를 참조하여 본 발명의 실시예를 상세히 설명한다.Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to FIGS. 1 to 5.
도 1은 본 발명의 주유소 결제 처리 시스템의 구성을 도시한 블럭도이고, 도 2는 도 1에 도시된 휴대용 카드 결제 단말기의 구성을 나타내는 블럭도이고, 도 3은 도 1에 도시된 주유 단말기의 구성을 나타내는 블럭도이며, 그리고 도 4는 도 1에 도시된 주유소 관리 서버의 구성을 나타내는 블럭도이다.Figure 1 is a block diagram showing the configuration of a gas station payment processing system of the present invention, Figure 2 is a block diagram showing the configuration of the portable card payment terminal shown in Figure 1, Figure 3 is a gas station of Figure 1 4 is a block diagram showing the configuration of the gas station management server shown in FIG.
도 1 내지 도 4를 참조하면, 본 발명의 주유소 결제 처리 시스템(2)은 차량 번호 인식기(100)를 통해 주유할 차량(10)에 대한 차량 번호를 획득하고, 획득된 차량 번호에 대응하는 고객 정보를 추출하고, 휴대용 카드 결제 단말기(200)를 통해 카드 정보를 판독하여 결제를 승인 요청한다.1 to 4, the gas station payment processing system 2 of the present invention acquires a vehicle number for the vehicle 10 to be refueled through the vehicle number recognizer 100 and corresponds to the obtained vehicle number. The information is extracted, and the card information is read through the portable card payment terminal 200 to request the payment approval.
이러한 주유소 결제 처리 시스템(2)은 기존의 주유기에 본 발명에 따른 카드 결제 방식을 설계 변경없이 용이하게 적용할 수 있고, 차량 번호를 이용하여 실시간으로 주유에 대한 판매 관리와 고객 관리 및 매출 관리가 가능하다.The gas station payment processing system 2 can easily apply the card payment method according to the present invention to the existing gasoline without design change, and the sales management, customer management, and sales management for gas in real time using the vehicle number It is possible.
본 발명의 주유소 결제 처리 시스템(2)은 적어도 하나의 차량 번호 인식기(100)와, 적어도 하나의 휴대용 카드 결제 단말기(200)와, 적어도 하나의 주유 단말기(300)와, 주유소 관리 서버(400) 및 데이터베이스(430)를 포함한다. 차량 번호 인식기(100), 휴대용 카드 결제 단말기(200), 주유 단말기(300), 주유소 관리 서버(400) 및 데이터베이스(430)들은 유선 또는 무선 통신망을 통해 상호 연결되어 데이터 전송이 가능하다.The gas station payment processing system 2 of the present invention includes at least one vehicle number recognizer 100, at least one portable card payment terminal 200, at least one gas terminal 300, and a gas station management server 400. And a database 430. The vehicle number recognizer 100, the portable card payment terminal 200, the fueling terminal 300, the gas station management server 400, and the database 430 may be connected to each other through a wired or wireless communication network to transmit data.
구체적으로, 차량 번호 인식기(100)는 예를 들어, 카메라 센서, 카메라, 캠코더 등으로 구비되어, 주유할 차량(10)이 주유소에 진입되면, 차량(10)의 번호판(12)으로부터 차량 번호를 촬영하여 차량 번호를 인식 및 획득하고, 획득한 차량 번호를 주유 단말기(300)로 전송한다. 이 실시예에서 차량 번호 인식기(100)는 주유 단말기(300)와 유선 통신망을 통해 연결된다. 이러한 차량 번호 인식기(100)는 예컨대, 차량(10)이 주유소로 진입할 수 있는 차량 진입로들의 상부 또는 일측에 복수 개가 설치되어, 주유소로 진입하는 차량(10)의 번호판(12)을 촬영하고, 촬영된 번호판(12)의 이미지로부터 차량 번호를 획득할 수 있다.Specifically, the vehicle number recognizer 100 is provided with, for example, a camera sensor, a camera, a camcorder, and the like, and when the vehicle 10 to be charged enters the gas station, the vehicle number recognizer 100 receives the vehicle number from the license plate 12 of the vehicle 10. The vehicle number is recognized and obtained by photographing, and the obtained vehicle number is transmitted to the fueling terminal 300. In this embodiment, the vehicle number recognizer 100 is connected to the fueling terminal 300 through a wired communication network. For example, a plurality of vehicle number recognizers 100 are installed on the upper side or one side of the vehicle access roads through which the vehicle 10 may enter a gas station, and photograph the license plate 12 of the vehicle 10 entering the gas station. The vehicle number may be obtained from the image of the photographed license plate 12.
휴대용 카드 결제 단말기(200)는 주유 단말기와 무선 통신망을 통해 연결된다. 휴대용 카드 결제 단말기(200)는 카드(20) 결제 시, 신용 카드나 체크 카드 등으로부터 카드 정보를 판독하고, 고객으로부터 비밀 번호를 입력받아서 주유 단말기(300)로 카드 결제 승인을 요청한다. 또 휴대용 카드 결제 단말기(200)는 현금 결제 또는 카드 결제 시, 포인트 카드나 맴버쉽 카드를 판독하여 할인 혜택이나 포인트 적립이 가능하도록 처리한다.The portable card payment terminal 200 is connected to the fueling terminal through a wireless communication network. When paying the card 20, the portable card payment terminal 200 reads card information from a credit card or a check card, receives a password from a customer, and requests the petrol terminal 300 to approve card payment. In addition, the portable card payment terminal 200 is processed to read the point card or membership card at the time of cash payment or card payment to enable a discount or earn points.
이러한 휴대용 카드 결제 단말기(200)는 도 2에 도시된 바와 같이, 제어부(202)와, 통신부(204)와, 카드 리더기(206)와, 인터페이스부(208)와, 배터리(210)와, 터치 패널(220) 및 결제 처리 모듈(230)을 포함한다. 또 휴대용 카드 결제 단말기(200)에는 현금 영수증, 카드 영수증을 발급하기 위한 프린터(미도시됨)가 더 구비될 수도 있다.As shown in FIG. 2, the portable card payment terminal 200 includes a control unit 202, a communication unit 204, a card reader 206, an interface unit 208, a battery 210, and a touch. The panel 220 and the payment processing module 230 are included. In addition, the portable card payment terminal 200 may be further provided with a printer (not shown) for issuing cash receipts, card receipts.
제어부(202)는 예컨대, 컨트롤러, 프로세서, 프로그램어블 로직 컨트롤(PLC) 유닛 등으로 구비되어, 휴대용 카드 결제 단말기(200)의 제반 동작을 처리하도록 제어한다. 즉, 제어부(202)는 통신부(204), 카드 리더기(206)와, 인터페이스부(208)와, 배터리(210)와, 터치 패널(220) 및 결제 처리 모듈(230)를 제어한다.The control unit 202 is provided with, for example, a controller, a processor, a programmable logic control (PLC) unit, and the like to control the overall operation of the portable card payment terminal 200. That is, the controller 202 controls the communication unit 204, the card reader 206, the interface unit 208, the battery 210, the touch panel 220, and the payment processing module 230.
제어부(202)는 주유 단말기(300)로부터 결제가 요청되면, 결제 처리 모듈(230)을 제어하여 현금 또는 카드 결제가 이루어지도록 처리한다. 제어부(202)는 카드 결제 시, 카드 리더기(206)로부터 카드 정보를 판독하고, 카드 정보를 통해 카드(20)의 위변조 여부를 판단한다.When a payment is requested from the fueling terminal 300, the controller 202 controls the payment processing module 230 to process cash or card payment. The controller 202 reads card information from the card reader 206 and determines whether the card 20 is forgery based on the card information.
또 제어부(202)는 판독된 카드 정보가 위변조된 카드가 아니라고 판단되면, 터치 패널(220)을 통해 비밀 번호와 주유에 대한 결제 금액을 포함하는 결제 정보를 입력하도록 처리한다. 또 제어부(202)는 카드 정보 또는 카드 정보와 비밀 번호를 암호화하고, 결제 정보를 포함시켜서 통신부(204)를 통해 주유 단말기(300)로 전송하여 카드 결제 승인을 요청하도록 제어한다. 이 때, 휴대용 카드 결제 단말기(200)에서 사용자 인증 과정을 처리하는 경우에는 주유 단말기(300)로 카드 정보 만을 암호화하여 전송하고, 휴대용 카드 결제 단말기(200)에서 사용자 인증 과정을 처리하지 않고 VAN 사, PG 사, 카드사, 은행사 등의 금융 기관에서 사용자 인증 과정을 처리하는 경우에는 카드 정보와 비밀 번호를 암호화하여 전송한다.In addition, if it is determined that the read card information is not a forged card, the controller 202 processes to input payment information including a password and a payment amount for fueling through the touch panel 220. In addition, the controller 202 encrypts the card information or the card information and the password, and transmits the card information or the payment information to the petrol terminal 300 through the communication unit 204 and requests the card payment approval. At this time, in the case where the portable card payment terminal 200 processes the user authentication process, only the card information is encrypted and transmitted to the petrol terminal 300, and the VAN company does not process the user authentication process in the portable card payment terminal 200. In case a financial institution such as a PG company, a card company, or a bank company processes a user authentication process, the card information and the password are encrypted and transmitted.
통신부(204)는 무선 통신망 예컨대, 이동 통신망, 와이파이, 블루투스 등을 통해 주유 단말기(300)와 연결된다. 통신부(204)는 주유 단말기(300)로부터 결제 요청이 전송되면, 제어부(202)의 제어를 받아서 휴대용 카드 결제 단말기(200)가 카드 결제 시, 카드 정보와 결제 정보 또는 카드 정보와 비밀 번호 및 결제 정보를 주유 단말기(300)로 전송하여 카드 결제 승인을 요청한다. 또 통신부(204)는 주유 단말기(300)로부터 카드 결제 승인 요청에 따른 결제 승인 정보를 전송받는다.The communication unit 204 is connected to the fueling terminal 300 through a wireless communication network such as a mobile communication network, Wi-Fi, Bluetooth, and the like. When the payment request is transmitted from the fuel supply terminal 300, the communication unit 204 receives the control of the controller 202, and when the portable card payment terminal 200 pays for the card, the card information and the payment information or the card information and the password and the payment. The card transmits the information to the petrol terminal 300 and requests the card payment approval. In addition, the communication unit 204 receives payment approval information according to the card payment approval request from the fueling terminal 300.
카드 리더기(206)는 카드(20)로부터 카드 정보를 판독한다. 이 실시예의 카드 리더기(206)는 카드(20)가 삽입될 수 있는 공간을 구비하고 카드(20)를 직접 접촉하는 방식이나, RF(Radio Frequency), NFC(Near Field Communication) 등 근거리 통신을 이용하는 비접촉 방식의 카드를 판독하는 형태로 제공될 수 있다.The card reader 206 reads card information from the card 20. The card reader 206 of this embodiment has a space in which the card 20 can be inserted and directly contacts the card 20, or uses short-range communication such as RF (Radio Frequency) and Near Field Communication (NFC). It may be provided in the form of reading a contactless card.
인터페이스부(208)는 예컨대, USB 커넥터, 직렬 통신 커넥터 등의 유선 통신 인터페이스 모듈로 구비되고, 외부 전자 장치(미도시됨)와 연결되어 상호 데이터를 전송하거나, 또는 외부로부터 전원 공급을 받아서 배터리(210)를 충전시킨다.The interface unit 208 includes, for example, a wired communication interface module such as a USB connector and a serial communication connector. The interface unit 208 is connected to an external electronic device (not shown) to transmit data to each other or to receive a power supply from an external battery. Charge 210).
*배터리(210)는 재충전 가능한 2 차 전지로 구비되고, 휴대용 카드 결제 단말기(200)의 전원을 공급한다. 배터리(210)는 인터페이스부(208)를 통해 외부 전원을 받아서 제어부(202)의 제어를 통해 충전된다.The battery 210 is provided with a rechargeable secondary battery and supplies power to the portable card payment terminal 200. The battery 210 receives an external power through the interface unit 208 and is charged by the control of the controller 202.
터치 패널(220)은 다양한 정보를 표시하거나 입력한다. 터치 패널(220)은 카드 결제 시, 카드 결제 승인 요청 화면, 비밀 번호 입력 화면, 결제 금액 입력 화면, 결제 승인 정보 표시 화면 등을 표시한다. 또 터치 패널(220)은 카드 리더기(206)에서 카드 정보가 판독되면, 비밀 번호를 입력하도록 비밀 번호 입력 화면이 표시된다. 이 실시예에서 비밀 번호는 PIN(Personal Identification Number) 번호를 이용한다.The touch panel 220 displays or inputs various information. The touch panel 220 displays a card payment approval request screen, a password input screen, a payment amount input screen, a payment approval information display screen, and the like at the time of card payment. When the card information is read by the card reader 206, the touch panel 220 displays a password input screen for inputting a password. In this embodiment, the password uses a Personal Identification Number (PIN) number.
그리고 결제 처리 모듈(230)은 예컨대, 메모리(미도시됨)에 저장된 프로그램 모듈로서, 본 발명에 따른 주유 단말기(300)의 어플리케이션 즉, 주유 매출 관리 어플(도 3의 320)과 연동 처리된다. 결제 처리 모듈(230)은 카드(20)의 위변조 여부를 판단하는 위변조 판단부(232)와, 판독된 카드 정보 또는 카드 정보와 비밀 번호를 암호화하는 암호화부(234) 및 카드 정보 표시, 비밀 번호 입력, 결제 정보 입력, 결제 승인 요청, 결제 승인 정보 확인 등 결제와 관련된 데이터를 처리하는 데이터 처리부(236)로 구성된다.In addition, the payment processing module 230 is, for example, a program module stored in a memory (not shown). The payment processing module 230 is interworked with the application of the fueling terminal 300 according to the present invention, that is, the fueling sales management application (320 of FIG. 3). The payment processing module 230 includes a forgery determination unit 232 for determining whether the card 20 is forged, an encryption unit 234 for encrypting the read card information or card information and a password, and a card information display and a password. The data processing unit 236 is configured to process data related to payment, such as input, payment information input, payment approval request, and payment approval information.
주유 단말기(300)는 차량 번호 인식기(100)와 유선 통신망을 통해 연결되고, 휴대용 카드 결제 단말기(200)와 무선 통신망을 통해 연결된다. 주유 단말기(300)는 차량 번호 인식기(100)로부터 획득된 차량 번호를 받아들이고, 차량 번호를 통해 해당 고객 정보를 추출한다. 이 때, 차량 번호 인식기(100)로부터 차량 번호가 인식되지 못하는 경우에는 주유 단말기(300)에 직접 차량 번호를 입력할 수도 있다.The fueling terminal 300 is connected to the vehicle number recognizer 100 through a wired communication network, and is connected to the portable card payment terminal 200 through a wireless communication network. The fueling terminal 300 receives the vehicle number obtained from the vehicle number recognizer 100 and extracts corresponding customer information through the vehicle number. In this case, when the vehicle number is not recognized from the vehicle number recognizer 100, the vehicle number may be directly input to the fueling terminal 300.
또 주유 단말기(300)는 결제 방식을 선택하여 현금 결제 처리하거나, 또는 카드 결제가 선택되면 휴대용 카드 결제 단말기(200)로 카드 결제를 요청한다. 주유 단말기(300)는 휴대용 카드 결제 단말기(200)로부터 카드 정보와 결제 정보 또는 카드 정보와 비밀 번호 및 결제 정보가 전송되면, 주유소 관리 서버(400)를 통해 해당 카드의 금융 기관 등으로 결제 승인을 요청한다. 다른 예로서, 결제 정보는 휴대용 카드 결제 단말기(200)에서 입력하지 않고, 주유 단말기(300)에서 입력할 수도 있으며, 직접 해당 카드의 금융 기관 등으로 결제 승인을 요청할 수도 있다.In addition, the fueling terminal 300 selects a payment method to process a cash payment or, when a card payment is selected, requests the card payment to the portable card payment terminal 200. When the gas terminal 300 transmits the card information and the payment information or the card information and the password and the payment information from the portable card payment terminal 200, the gas station management server 400 to approve payment to the financial institution of the corresponding card. request. As another example, the payment information may not be input from the portable card payment terminal 200, but may be input from the fueling terminal 300, or may directly request payment approval from a financial institution of the corresponding card.
또 주유 단말기(300)는 현금 결제, 카드 결제에 따른 영수증을 발급하도록 처리한다. 따라서 주기 단말기(300)는 현금 및 카드 결제 시, 차량 번호를 통하여 주유 판매와 고객 관리가 가능하도록 처리한다.In addition, the fueling terminal 300 processes to issue a receipt according to cash payment and card payment. Therefore, the periodic terminal 300 processes the fuel sales and customer management through the vehicle number at the time of cash and card payment.
또 주유 단말기(300)는 유무선 통신망을 통해 주유소 관리 서버(400)와 연결되고, 주유 판매에 따른 매출 정보를 주유소 관리 서버(400)로 전송한다.In addition, the gas terminal 300 is connected to the gas station management server 400 through a wired or wireless communication network, and transmits the sales information according to the gas sales to the gas station management server 400.
구체적으로 주유 단말기(300)는 도 3에 도시된 바와 같이, 제어부(302)와, 통신부(304)와, 표시부(306)와, 입력부(308)와, 프린터(310) 및 주유 매출 관리 어플(320)을 포함한다.Specifically, as shown in FIG. 3, the fueling terminal 300 includes a control unit 302, a communication unit 304, a display unit 306, an input unit 308, a printer 310, and a fueling sales management application ( 320).
제어부(302)는 차량 번호 인식기(100)로부터 차량 번호를 수집하고, 수집된 차량에 대한 고객 정보를 추출하여, 차량 번호를 이용하여 주유 판매 및 고객 관리가 가능하도록 주유 단말기의 제반 동작을 제어한다. 이를 위해 제어부(302)는 주유 매출 관리 어플(320)을 처리하도록 통신부(304)와, 표시부(306)와, 입력부(308) 및 프린터(310)를 제어한다.The controller 302 collects the vehicle number from the vehicle number recognizer 100, extracts customer information about the collected vehicle, and controls various operations of the fueling terminal to enable fuel sales and customer management using the vehicle number. . To this end, the controller 302 controls the communication unit 304, the display unit 306, the input unit 308, and the printer 310 to process the fueling sales management app 320.
통신부(304)는 무선 통신망을 통해 휴대용 카드 결제 단말기(200)와 연결되고, 유무선 통신망을 통해 주유소 관리 서버(400)와 연결된다. 또 통신부(304)는 카드의 금융 기관 서버(미도시됨)와 연결될 수 있다.The communication unit 304 is connected to the portable card payment terminal 200 through a wireless communication network, and is connected to the gas station management server 400 through a wired or wireless communication network. In addition, the communication unit 304 may be connected to a financial institution server (not shown) of the card.
통신부(304)는 휴대용 카드 결제 단말기(200)로부터 결제 승인이 요청되면, 제어부(302)의 제어를 받아서 카드 정보와 결제 정보 또는 카드 정보와 비밀 번호 및 결제 정보를 직접 해당 카드의 금융 기관 서버나 주유소 관리 서버(400)를 통해 결제 승인을 요청한다. 또 통신부(304)는 금융 기관 서버 또는 주유소 관리 서버(400)로부터 카드 결제 승인 요청에 따른 결제 승인 정보를 전송받는다.When the payment request is requested from the portable card payment terminal 200, the communication unit 304 receives the card information and payment information or the card information, password and payment information directly under the control of the controller 302. Request payment approval through the gas station management server (400). In addition, the communication unit 304 receives payment approval information according to the card payment approval request from the financial institution server or the gas station management server 400.
표시부(306)는 주유에 대한 현금 결제, 카드 결제를 처리하도록 다양한 정보를 표시하거나 입력한다. 표시부(306)는 휴대용 카드 결제 단말기(200)로부터 결제 승인이 요청되면, 결제 금액을 입력하는 화면을 표시하고, 금융 기관 또는 주유소 관리 서버(400)로부터 결제 승인 정보가 전송되면, 결제 승인 정보를 표시한다.The display unit 306 displays or inputs various information to process cash payment and card payment for fueling. When the payment approval is requested from the portable card payment terminal 200, the display unit 306 displays a screen for inputting a payment amount, and when the payment approval information is transmitted from the financial institution or the gas station management server 400, the payment approval information is displayed. Display.
입력부(308)는 휴대용 카드 결제 단말기(200)로부터 결제 승인이 요청되면, 결제 금액을 입력한다. 이러한 표시부(306)와 입력부(308)는 하나의 터치 스크린으로 구비될 수 있다.The input unit 308 inputs a payment amount when a payment approval is requested from the portable card payment terminal 200. The display unit 306 and the input unit 308 may be provided as a single touch screen.
프린터(310)는 제어부(302)의 제어를 받아서 현금 결제, 카드 결제에 따른 영수증을 출력한다.The printer 310 outputs a receipt according to cash payment or card payment under the control of the controller 302.
그리고 주유 매출 관리 어플(320)은 예를 들어, 메모리, 저장 장치 등에 저장되고, 제어부(302)의 제어를 받아서 차량 번호를 통해 고객 정보를 추출하고, 주유에 따른 현금 결제, 카드 결제가 이루어지도록 처리한다. 또 주유 매출 관리 어플(320)은 고객 정보, 주유 판매에 따른 매출 정보 등을 주유소 관리 서버(400)로 전송하여 주유소의 고객 관리, 판매 관리, 재고 관리, 매출 관리 및 통계 관리 등이 이루어지도록 제공한다.And the fueling sales management application 320 is stored in, for example, a memory, a storage device, and the like under the control of the control unit 302 to extract customer information through the vehicle number, so that the cash payment, card payment according to the fueling is made Process. In addition, the gas sales management application 320 transmits the customer information, sales information according to the gas sales to the gas station management server 400, so that the customer management, sales management, inventory management, sales management and statistics management of the gas station is made, etc. do.
이 실시예에서 주유 매출 관리 어플(320)은 차량 번호 인식기(100)로부터 획득된 차량 번호를 통해 고객 정보를 관리하는 고객 관리부(322)와, 현금 결제 또는 카드 결제를 선택하도록 하여 현금 결제, 카드 결제가 이루어지도록 휴대용 카드 결제 단말기(200)와 주유소 관리 서버(400) 또는 금융 기관 서버와 연동 처리하는 결제 처리부(324) 및, 해당 주유 단말기(300)의 주유 판매에 따른 매출 정보를 관리하고, 매출 정보를 주유소 관리 서버(400)로 제공하는 매출 관리부(326)로 구성된다.In this embodiment, the fueling sales management application 320 is a customer management unit 322 that manages customer information through the vehicle number obtained from the vehicle number recognizer 100, cash payment or card payment to select cash payment, card The payment processing unit 324 for interworking with the portable card payment terminal 200 and the gas station management server 400 or the financial institution server so as to make a payment, and manages the sales information according to the fueling sale of the fueling terminal 300, It consists of a sales management unit 326 that provides the sales information to the gas station management server (400).
주유소 관리 서버(400)는 유무선 통신망을 통하여 주유 단말기(300)와 연결된다. 또 주유소 관리 서버(400)는 유무선 통신망을 통하여 카드 결제를 위한 금융 기관 서버(미도시됨)와 연결된다.The gas station management server 400 is connected to the fueling terminal 300 through a wired or wireless communication network. In addition, the gas station management server 400 is connected to a financial institution server (not shown) for card payment through a wired or wireless communication network.
주유소 관리 서버(400)는 주유 단말기(300)로부터 카드 결제 시, 결제 승인이 요청되면, 해당 카드의 금융 기관 서버로 결제 승인을 요청하고, 금융 기관 서버로부터 결제 승인 정보가 전송되면, 이를 주유 단말기(300)로 전송한다.The gas station management server 400 requests payment approval to a financial institution server of a corresponding card when a payment approval is requested at the time of a card payment from the petrol terminal 300, and when payment approval information is transmitted from the financial institution server, Send to 300.
또 주유소 관리 서버(400)는 적어도 하낭의 주유 단말기(300)로부터 현금 결제 또는 카드 결제가 이루어지면, 차량 번호에 대응하는 고객 정보와 현금 또는 카드 결제에 따른 매출 정보를 받아서 실시간으로 주유 판매 관리, 매출 관리 및 고객 관리를 처리한다.In addition, the gas station management server 400, at least when the cash payment or card payment is made from the gas station terminal 300 of the lower baggage, receiving the customer information corresponding to the vehicle number and sales information according to the cash or credit card payment management in real time, Handle sales management and customer management.
구체적으로 주유소 관리 서버(400)는 도 4에 도시된 바와 같이, 제어부(402)와, 통신부(404)와, 주유소 관리 프로그램(410)이 저장된 저장부(미도시됨) 및 데이터베이스(430)를 포함한다. 또 주유소 관리 서버(400)는 도면에는 도시되지 않았으나, 전형적인 컴퓨터 시스템의 구성 요소들 예를 들어, 중앙 처리 장치, 메모리 장치, 입출력 장치 및 저장 장치 등을 구비한다.Specifically, as shown in FIG. 4, the gas station management server 400 may include a control unit 402, a communication unit 404, a storage unit (not shown) and a database 430 in which a gas station management program 410 is stored. Include. In addition, although not shown, the gas station management server 400 includes components of a typical computer system, for example, a central processing unit, a memory device, an input / output device, a storage device, and the like.
통신부(404)는 유무선 통신망을 통해 적어도 하나의 주유 단말기(300)와 금융 기관 서버(미도시됨)들과 연결되어 상호 데이터 통신이 가능하도록 제공된다.The communication unit 404 is connected to at least one fueling terminal 300 and a financial institution server (not shown) through a wired or wireless communication network to provide mutual data communication.
제어부(402)는 주유소 관리 서버(400)의 제반 동작을 제어 및 처리한다. 제어부(402)는 도면에는 도시되지 않았으나, 예컨대 중앙 처리 장치, 메모리 또는 웹서버 등과 같은 하드웨어 뿐만 아니라, 운영체제 프로그램, 제어 프로그램 등의 소프트웨어를 포함할 수 있다.The controller 402 controls and processes various operations of the gas station management server 400. Although not shown in the drawings, the controller 402 may include, for example, hardware such as a central processing unit, a memory, or a web server, as well as software such as an operating system program and a control program.
이러한 제어부(402)는 주유 단말기(300)로부터 결제 승인이 요청되면, 해당 카드의 금융 기관 서버로 결제 승인을 요청하고, 결제 승인 정보가 전송되면, 주유 단말기(300)로 결제 승인 정보를 제공한다. 또 제어부(402)는 주유소 관리 프로그램(410)을 이용하여 주유 단말기(300)들의 주유 판매에 따른 매출 관리, 고객 관리, 결제 관리, 재고 관리 및 통계 처리가 이루어지도록 제어한다. 이를 위해 제어부(402)는 통신부(404)와, 주유소 관리 프로그램(410)이 저장된 저장부(미도시됨) 및 데이터베이스(430)를 제어한다.When the payment approval is requested from the fueling terminal 300, the controller 402 requests payment approval to the financial institution server of the corresponding card. When the payment approval information is transmitted, the control unit 402 provides the payment approval information to the fueling terminal 300. . In addition, the controller 402 uses the gas station management program 410 to control sales management, customer management, payment management, inventory management, and statistical processing according to fueling sales of the gas station terminals 300. To this end, the controller 402 controls the communication unit 404, a storage unit (not shown) and a database 430 in which the gas station management program 410 is stored.
주유소 관리 프로그램(410)은 주유소 관리 서버(400)의 저장부(미도시됨)에 저장되고, 제어부(402)의 제어를 받아서 처리되며, 데이터베이스(430)로부터 다양한 정보들을 읽거나 처리 과정에 따라 생성되는 다양한 정보들을 데이터베이스(430)로 저장하도록 처리한다. 주유소 관리 프로그램(410)은 주유 단말기(300)의 주유 매출 관리 어플(320)과 연동해서 처리된다. 이러한 주유소 관리 프로그램(410)의 기능 및 작용, 처리 과정은 다음의 도 5에서 상세히 설명한다.The gas station management program 410 is stored in a storage unit (not shown) of the gas station management server 400, is processed under the control of the control unit 402, and reads various information from the database 430 or according to a processing process. Process to store the generated various information to the database 430. Gas station management program 410 is processed in conjunction with the fueling sales management app 320 of the fueling terminal 300. The function, operation and processing of the gas station management program 410 will be described in detail with reference to FIG. 5.
이 실시예의 주유소 관리 프로그램(410)은 웹 브로우저 형태로 구비되어, 주유 단말기(300)로부터 인식된 차량 번호에 대응하여 고객의 판매 실적, 포인트 적립 등을 관리하도록 처리하는 고객 관리부(412)와, 적어도 하나의 주유 단말기(300)들로부터 주유 판매에 따른 판매량, 판매 금액 등을 관리하도록 처리하는 판매 관리부(414)와, 주유 판매에 따른 미수금, 결제 금액 등을 관리하도록 처리하는 결제 관리부(416)와, 주유소의 재고량을 관리하도록 처리하는 재고 관리부(418) 및, 판매일/월/년도 등 기간별, 고객별, 주유 단말기(300)별 등 주유 판매량 등을 통계 처리하는 통계 처리부(420)로 구성된다.Gas station management program 410 of this embodiment is provided in the form of a web browser, the customer management unit 412 for processing to manage the customer's sales results, points earning, etc. corresponding to the vehicle number recognized from the gas station terminal 300, Sales management unit 414 for processing to manage the sales amount, sales amount, etc. according to the fueling sale from at least one fueling terminal 300, and payment management unit 416 to process to manage the receivables, payment amount, etc. And, the inventory management unit 418 to process to manage the inventory amount of the gas station, and the statistical processing unit 420 to statistically process the fuel sales volume, such as by period, such as sales date / month / year, by customer, fueling terminal 300 do.
그리고 데이터베이스(430)는 제어부(402)의 제어를 받아서 주유소 관리 프로그램(410)의 처리 과정에 따른 다양한 정보들을 저장한다. 이 실시예에서 데이터베이스(430)는 주유소 관리 서버(400)의 내부에 구비되어 있지만, 독립적인 데이터베이스 서버로 구비될 수도 있다. 따라서 데이터베이스(430)는 주유소의 주유 판매에 따른 다양한 정보를 저장하거나 주유소 관리 서버(400)로 다양한 정보를 제공한다.The database 430 stores various information according to the process of the gas station management program 410 under the control of the controller 402. In this embodiment, the database 430 is provided inside the gas station management server 400, but may be provided as an independent database server. Therefore, the database 430 stores various information according to the gas sales of the gas station or provides various information to the gas station management server 400.
이 실시예의 데이터베이스(430)는 차량 번호에 대응하여 고객명, 연락처, 판매 일자, 판매 금액, 적립 포인트 등을 포함하는 고객 정보(432)와, 차량에 대한 차량 번호, 차종, 유류 종류, 년식 등을 포함하는 차량 정보(434)와, 주유 단말기(300)들 각각의 판매량, 판매 금액과 주유소 전체에 대한 매출량, 매출 금액 등을 포함하는 매출 정보(436) 및, 기간별, 고객별, 주유 단말기(300)별, 매출에 대해 추출, 분석된 데이터를 포함하는 통계 정보(438)를 저장한다.The database 430 of this embodiment includes the customer information 432 including the customer name, contact information, sales date, sales amount, earning points, etc. corresponding to the vehicle number, vehicle number, model, oil type, year, etc. for the vehicle. Vehicle information 434 including; and sales information 436 including sales amount, sales amount of each of the fueling terminals 300, sales amount of the entire gas station, sales amount, and the like, by period, by customer, and fueling terminal ( 300, statistical information 438 including data extracted and analyzed for sales is stored.
따라서 본 발명의 주유소 결제 처리 시스템(2)은 차량 번호 인식기(100), 휴대용 카드 결제 단말기(200), 주유 단말기(300) 및 주유소 관리 서버(400)가 상호 유선 또는 무선 통신망을 통해 연동되어 차량 번호에 대응되는 고객 정보를 관리하고, 주유 판매에 따른 판매 정보, 매출 정보 및 통계 정보를 실시간으로 처리하여 주유소를 통합 관리한다.Accordingly, in the gas station payment processing system 2 of the present invention, the vehicle number recognizer 100, the portable card payment terminal 200, the gas terminal 300, and the gas station management server 400 interwork with each other through a wired or wireless communication network. It manages the customer information corresponding to the number, and processes the sales information, sales information and statistical information according to the gas sales in real time to integrate and manage the gas station.
그리고 도 5는 본 발명에 따른 주유소 결제 처리 시스템의 처리 수순을 도시한 흐름도이다. 이 수순은 휴대용 카드 결제 단말기(200), 주유 단말기(300) 및 주유소 관리 서버(400)가 상호 유선 또는 무선 통신망을 통해 연동 처리되는 프로그램으로서, 휴대용 카드 결제 단말기(200)의 결제 처리 모듈(230), 주유 단말기(300)의 주유 매출 관리 어플(320) 및 주유소 관리 서버(400)의 주유 관리 프로그램(410)들에 의해 처리된다.5 is a flowchart illustrating a processing procedure of a gas station payment processing system according to the present invention. This procedure is a program in which the portable card payment terminal 200, the fueling terminal 300, and the gas station management server 400 interwork with each other through a wired or wireless communication network, and the payment processing module 230 of the portable card payment terminal 200. ), The fueling sales management application 320 of the fueling terminal 300 and the fueling management program 410 of the gas station management server 400 is processed.
도 5를 참조하면, 본 발명의 주유소 결제 처리 시스템(2)은 단계 S500에서 차량(10)이 주유소에 진입하면, 차량 번호 인식기(100)가 차량(10)의 번호판(12)으로부터 차량 번호를 인식하고, 단계 S502에서 차량 번호를 획득하여 주유 단말기(300)로 전송한다. 이러한 차량 번호 인식 방법은 영상 처리 기술 등을 통해 이미 다양하게 공개되어 있으므로 여기서 상세한 설명은 생략한다.Referring to FIG. 5, in the gas station payment processing system 2 of the present invention, when the vehicle 10 enters a gas station in step S500, the vehicle number recognizer 100 receives the vehicle number from the license plate 12 of the vehicle 10. In operation S502, the vehicle number is obtained and transmitted to the fueling terminal 300. Since the vehicle number recognition method is already variously disclosed through image processing technology and the like, a detailed description thereof will be omitted.
단계 S504에서 주유 단말기(300)는 차량 번호 인식기(100)로부터 전송된 차량 번호에 대응하는 고객 정보를 추출하고, 단계 S506에서 주유 판매에 따른 결제 방식을 선택하도록 한다. 단계 S508에서 해당 차량에 주유가 주입 중이거나 주입이 완료되고 결제 방식이 카드 결제로 선택되면, 단계 S510에서 주유 판매에 따른 결제 금액을 입력하여 휴대용 카드 결제 단말기(200)로 결제를 요청한다.In operation S504, the fueling terminal 300 extracts customer information corresponding to the vehicle number transmitted from the vehicle number recognizer 100, and selects a payment method according to fueling sales in step S506. If fuel is being injected into the vehicle in step S508 or the injection is completed, and the payment method is selected as the card payment, in step S510, the payment amount according to the fuel sales is input and the payment is requested to the portable card payment terminal 200.
단계 S512에서 휴대용 카드 결제 단말기(200)는 카드 리더기(206)를 통해 카드 정보를 판독하고, 단계 S514에서 비밀 번호를 입력하도록 한다.In step S512, the portable card payment terminal 200 reads card information through the card reader 206, and enters a password in step S514.
단계 S516에서 휴대용 카드 결제 단말기(200)는 카드 정보와 비밀 번호를 암호화하여 주유 단말기(300)로 전송한다. 이 경우, 휴대용 카드 결제 단말기(200)는 사용자 인증 과정을 처리하지 않고 VAN 사, PG 사, 카드사, 은행사 등의 금융 기관에서 사용자 인증 과정을 처리한다. 그러나 휴대용 카드 결제 단말기(200)에서 사용자 인증 과정을 처리하는 경우에는 주유 단말기(300)로 카드 정보 만을 암호화하여 전송한다.In operation S516, the portable card payment terminal 200 encrypts the card information and the password and transmits the encrypted card information to the petrol terminal 300. In this case, the portable card payment terminal 200 processes the user authentication process at a financial institution such as a VAN company, a PG company, a card company, or a bank company without processing a user authentication process. However, when the portable card payment terminal 200 processes the user authentication process, only the card information is encrypted and transmitted to the fueling terminal 300.
단계 S518에서 주유 단말기(300)는 암호화된 카드 정보와 비밀 번호를 전송받아서 휴대용 카드 결제 단말기(200)로부터 결제 승인이 요청되면, 결제 정보와 함께 주유소 관리 서버(400)로 카드 결제 승인을 요청한다. 여기서 주유 단말기(300)가 직접 금융 기관 서버(미도시됨)로 카드 결제 승인을 요청할 수도 있다.In operation S518, when the fueling terminal 300 receives the encrypted card information and the password and receives the payment approval from the portable card payment terminal 200, the fueling terminal 300 requests the card payment approval to the gas station management server 400 together with the payment information. . Here, the fueling terminal 300 may directly request a card payment approval from a financial institution server (not shown).
단계 S520에서 주유소 관리 서버(400)는 금융 기관 서버로부터 카드 결제 승인 요청에 따른 결제 승인 정보를 전송받아서, 주유 단말기(300)로 카드 결제 승인 정보를 전송하고, 이러한 과정(단계 S500 ~ 단계 S520)들을 통하여 적어도 하나의 주유 단말기(300)에서 주유 판매에 따른 고객 관리, 매출 관리 등을 처리한다.In step S520 gas station management server 400 receives the payment approval information according to the card payment approval request from the financial institution server, and transmits the card payment approval information to the fueling terminal 300, such a process (steps S500 to S520) Through the at least one fueling terminal 300 processes the customer management, sales management, etc. according to the fueling sales.
이상에서, 본 발명에 따른 주유소 결제 처리 시스템의 구성 및 작용을 상세한 설명과 도면에 따라 도시하였지만, 이는 실시예를 들어 설명한 것에 불과하며, 본 발명의 기술적 사상을 벗어나지 않는 범위 내에서 다양한 변화 및 변경이 가능하다.In the above, the configuration and operation of the gas station payment processing system according to the present invention is shown in accordance with the detailed description and drawings, which are merely described by way of example, and various changes and modifications without departing from the technical spirit of the present invention. This is possible.

Claims (7)

  1. 주유할 차량의 차량 번호를 인식하는 적어도 하나의 차량 번호 인식기; At least one vehicle number recognizer for recognizing a vehicle number of a vehicle to be refueled;
    상기 차량 번호 인식기로부터 인식된 차량 번호를 받아서 주유 판매에 따른 결제 방식을 현금 및 카드 결제 중 어느 하나를 선택하도록 하고, 선택된 결제 방식이 카드 결제이면, 결제 금액이 포함된 결제 정보를 입력하여 결제를 요청하는 적어도 하나의 주유 단말기; 및 Receiving the vehicle number recognized by the vehicle number recognizer to select one of cash and card payment method according to the gas sales, and if the selected payment method is card payment, enter payment information including the payment amount to make a payment. At least one petrol terminal requesting; And
    상기 주유 단말기로부터 카드 결제가 선택되어 결제 요청이 이루어지면, 카드로부터 카드 정보를 판독하고, 비밀 번호를 입력하여 사용자 인증에 따라 적어도 상기 카드 정보를 암호화하여 무선 통신망을 통해 암호화된 상기 카드 정보를 상기 주유 단말기로 전송하여 결제 승인을 요청하는 적어도 하나의 휴대용 카드 결제 단말기; 를 포함하며, When a card payment is selected from the petrol terminal and a payment request is made, the card information is read from the card, a password is input, at least the card information is encrypted according to user authentication, and the card information encrypted through the wireless communication network is read. At least one portable card payment terminal which transmits to a petrol terminal to request payment approval; Including;
    상기 주유 단말기는, The fueling terminal,
    주유에 대한 현금 결제 및 카드 결제 중 하나를 선택하도록 하는 표시부; A display unit for selecting one of cash payment and card payment for fueling;
    현금 결제 및 카드 결제에 따른 영수증을 출력하는 프린터; A printer for printing receipts according to cash and card payments;
    수집한 차량 번호를 통해 고객 정보를 관리하고, 주유소 관리 서버 또는 금융 기관 서버와 연결하여 카드 결제를 수행하고, 주유 매출 정보를 상기 주유소 관리 서버에 제공하는 주유 매출 관리 어플; 및 A gasoline sales management application that manages customer information through the collected vehicle number, performs a card payment by connecting to a gas station management server or a financial institution server, and provides gasoline sales information to the gas station management server; And
    상기 차량 번호 인식기로부터 차량 번호를 수집하여 상기 주유 매출 관리 어플에 제공하고, 상기 표시부, 상기 프린터, 및 상기 주유 매출 관리 어플의 동작을 제어하는 제어부; 를 A control unit for collecting a vehicle number from the vehicle number recognizer and providing the vehicle number to the fueling sales management app and controlling the operation of the display unit, the printer, and the fueling sales management app; To
    포함하는 것을 특징으로 하는 주유소 결제 처리 시스템.Gas station payment processing system comprising a.
  2. 제 1 항에 있어서,The method of claim 1,
    상기 주유 단말기는;The fueling terminal;
    상기 차량 번호에 대응하여 현금 결제 및 카드 결제에 따른 고객 정보와 매출 정보를 실시간으로 관리하도록 처리하는 것을 특징으로 하는 주유소 결제 처리 시스템.Gas station payment processing system, characterized in that for processing in real time to manage the customer information and sales information according to the cash payment and card payment corresponding to the vehicle number.
  3. 제 1 항 또는 제 2 항에 있어서,The method according to claim 1 or 2,
    상기 주유소 결제 처리 시스템은;The gas station payment processing system;
    상기 주유 단말기로부터 결제 승인을 요청받아서 통신망을 통하여 상기 카드의 금융 기관 서버로 결제 승인을 요청하고, 상기 금융 기관 서버로부터 결제 승인 정보를 받아서 상기 주유 단말기로 전송하는 주유소 관리 서버를 더 포함하는 것을 특징으로 하는 주유소 결제 처리 시스템.Receiving a request for payment approval from the fueling terminal to request a payment approval to the financial institution server of the card through a communication network, and receives the payment approval information from the financial institution server further comprises a gas station management server for transmitting to the fueling terminal; Gas station payment processing system.
  4. 제 3 항에 있어서,The method of claim 3, wherein
    상기 휴대용 카드 결제 단말기는;The portable card payment terminal;
    무선 통신망을 통해 상기 주유 단말기와 상호 데이터 통신을 처리하는 통신부와;A communication unit which processes data communication with the fueling terminal through a wireless communication network;
    상기 카드로부터 상기 카드 정보를 판독하는 카드 리더기와;A card reader for reading the card information from the card;
    상기 비밀 번호를 입력하는 입력부 및;An input unit for inputting the password;
    상기 카드 정보를 이용하여 상기 카드의 위변조 여부를 판단하고, 적어도 상기 카드 정보를 암호화하고, 암호화된 적어도 상기 카드 정보를 상기 주유 단말기로 전송하여 결제 승인을 요청하도록 처리하는 결제 처리 모듈을 포함하는 것을 특징으로 하는 주유소 결제 처리 시스템.And a payment processing module for determining whether the card is forged using the card information, encrypting at least the card information, and transmitting the encrypted at least the card information to the petrol terminal to request payment approval. Gas station payment processing system characterized by.
  5. 주유소 결제 처리 시스템의 처리 방법에 있어서:In the gas station payment processing system processing method:
    차량이 주유소에 진입하면, 차량 번호 인식기가 상기 차량의 차량 번호를 인식하고, 인식된 상기 차량 번호를 주유 단말기로 전송하는 단계와;When the vehicle enters a gas station, the vehicle number recognizer recognizes the vehicle number of the vehicle and transmits the recognized vehicle number to a fueling terminal;
    상기 주유 단말기가 상기 차량 번호 인식기로부터 전송된 상기 차량 번호에 대응하는 고객 정보를 추출하고, 주유 판매에 따른 결제 방식을 선택하도록 하는 단계와;Extracting, by the fueling terminal, customer information corresponding to the vehicle number transmitted from the vehicle number recognizer, and selecting a payment method according to fueling sales;
    상기 결제 방식이 카드 결제로 선택되면, 상기 주유 단말기에서 주유 판매에 따른 결제 금액을 포함하는 결제 정보를 입력하여 휴대용 카드 결제 단말기로 결제를 요청하는 단계와;If the payment method is selected as a card payment, requesting a payment to a portable card payment terminal by inputting payment information including a payment amount according to fuel sales at the fuel terminal;
    상기 휴대용 카드 결제 단말기의 카드 리더기를 통해 카드 정보를 판독하고, 비밀 번호를 입력하도록 하는 단계와;Reading card information through a card reader of the portable card payment terminal and inputting a password;
    상기 휴대용 카드 결제 단말기가 적어도 상기 카드 정보를 암호화하여 상기 주유 단말기로 전송하여 결제 승인을 요청하는 단계 및;Requesting, by the portable card payment terminal, at least the card information to be encrypted and transmitted to the petrol terminal for payment approval;
    상기 주유 단말기가 적어도 암호화된 상기 카드 정보를 전송받아서 상기 휴대용 카드 결제 단말기로부터 결제 승인이 요청되면, 상기 결제 정보와 함께 전송하여 카드 결제 승인을 요청하는 단계를 포함하는 것을 특징으로 하는 주유소 결제 처리 시스템의 처리 방법.If the petrol terminal receives at least the encrypted card information and the payment approval is requested from the portable card payment terminal, transmitting with the payment information to request the card payment approval system, characterized in that the gas station payment processing system Treatment method.
  6. 제 5 항에 있어서,The method of claim 5,
    상기 방법은;The method;
    상기 주유 단말기로부터 주유소 관리 서버로 카드 결제 승인이 요청되면, 상기 주유소 관리 서버가 금융 기관 서버로부터 카드 결제 승인 요청에 따른 결제 승인 정보를 전송받아서, 상기 주유 단말기로 상기 결제 승인 정보를 전송하는 단계를 더 포함하는 것을 특징으로 하는 주유소 결제 처리 시스템의 처리 방법.When the card payment approval is requested from the gas terminal to the gas station management server, the gas station management server receives payment approval information according to the card payment approval request from a financial institution server, and transmits the payment approval information to the gas terminal. Processing method of the gas station payment processing system further comprising.
  7. 제 5 항 또는 제 6 항에 있어서,The method according to claim 5 or 6,
    상기 방법은;The method;
    상기 주유 단말기가 상기 차량 번호에 대응하여 현금 결제 및 카드 결제에 따른 고객 정보와 매출 정보를 실시간으로 관리하도록 처리하는 것을 특징으로 하는 주유소 결제 처리 시스템의 처리 방법.And processing the gas station terminal to manage customer information and sales information according to cash payment and card payment in real time corresponding to the vehicle number.
PCT/KR2016/013452 2015-11-23 2016-11-22 System for processing gas station-payment using portable card payment terminal, and processing method therefor WO2017090951A1 (en)

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