WO2017043847A1 - Système de réduction de frais de gestion et serveur de plateforme interagissant avec un procédé de service de paiement en nuage - Google Patents

Système de réduction de frais de gestion et serveur de plateforme interagissant avec un procédé de service de paiement en nuage Download PDF

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Publication number
WO2017043847A1
WO2017043847A1 PCT/KR2016/009989 KR2016009989W WO2017043847A1 WO 2017043847 A1 WO2017043847 A1 WO 2017043847A1 KR 2016009989 W KR2016009989 W KR 2016009989W WO 2017043847 A1 WO2017043847 A1 WO 2017043847A1
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Prior art keywords
server
service
platform
tenant
payment
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PCT/KR2016/009989
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English (en)
Korean (ko)
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윤기선
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윤기선
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/06—Resources, workflows, human or project management; Enterprise or organisation planning; Enterprise or organisation modelling
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions

Definitions

  • the present invention relates to the interworking between a platform system using a corporate closed mall as a business model and a groupware payment system in a cloud server, and more specifically, a management cost reduction system in which tenants such as SMEs collectively purchase various products and services; By using the data generated at the time of purchase, it is possible to use the groupware's payment function in conjunction with the platform server and cloud server in order to reduce the costs such as administrative expenses for each tenant and to renew the plan for purchasing goods and services. It's about the system.
  • Each tenant contracts with a Maintenance, Repair and Operations (MRO) supplier or finds and purchases the necessary products and services in an online shopping mall in order to facilitate the purchase of consumables (goods) and management services. I am working.
  • MRO Maintenance, Repair and Operations
  • employees of each tenant make decisions on purchasing activities through drafting process according to their internal payment system in order to handle the cost of purchasing goods and services.
  • Patent Publication No. 10-2014-0068335 published on June 09, 2014
  • the present invention has been made in order to solve the above problems, it is an object of the present invention to provide a management cost reduction system that allows the residents of the knowledge industry center to collectively purchase a variety of products and services necessary for the operation of the company.
  • Another object of the present invention is to point out a certain portion of the purchase amount consumed in the platform server that each tenant can purchase goods and services necessary for the operation of the company, and the administrative fee billed from the Knowledge Industry Center management office using the accumulated points It is to provide a management cost reduction method that can reduce the administrative expenses expenditure by allowing to subtract.
  • Still another object of the present invention is to link a purchase waiting page such as a shopping cart provided by a platform server and a cloud server, and to make a draft of a groupware payment unit in a cloud server using information on goods and services included in a shopping cart.
  • the present invention provides a server-linked cloud payment system.
  • Residency terminal that is installed by an individual, a company, and an organization that operates in an apartment-type factory or a knowledge industry center and can install an application or a web program that can access a platform server and a cloud server described below;
  • a service provider server operated by a service provider providing a service to a tenant or a tenant employee and capable of transmitting and receiving information to and from the platform server described below;
  • a platform server which provides a plurality of services provided by a plurality of service providers by integrating them, and provides the service provider server with details of a product and service purchase application received from the tenant terminal;
  • a financial settlement institution server providing product and service payment information paid by the tenant to the platform server, calculating a product and service cost, and connected to a cloud server and a wired / wireless network as follows;
  • Cloud servers that provide databases, networking, storage, and the web to tenants or tenants;
  • the platform server may settle the goods and services costs to the service provider server based on the goods and services payment information from the financial settlement institution server to reduce the administrative costs by simplifying the integrated purchasing and purchasing work for tenants or tenant employees Characterized in that.
  • a platform service unit providing a platform service
  • a communication unit which receives a tenant terminal identification information and a request for a platform service from the tenant terminal;
  • a data recorder for storing the basic information of the tenant including the tenant terminal identification information or goods and service information provided by the platform service unit;
  • a charging unit configured to charge based on a product and service purchase cost applied by the tenant terminal connected to the platform server, and store payment information on the product and service purchase cost in the data recording unit;
  • the platform server may calculate and accumulate points for each tenant based on payment information stored in the data recorder.
  • the platform server calculates the point deduction management cost information by subtracting the accumulated points and provides the cloud server to the cloud server,
  • the cloud server may provide the point deduction management fee information to the tenant terminal.
  • the platform server is characterized in that for calculating the cost of goods and services to the service provider server based on the payment information.
  • the platform service unit provides a purchase waiting page having a payment button for activating interworking with the selected product and service history and payment service, and when the payment button is activated, calls the payment form to the cloud server and selects the selected product and Provide a service history,
  • the cloud server prepares a payment form having the product and service details in response to the payment form call from the platform service unit and provides the payment form to the tenant terminal,
  • the payment completion information is provided to the platform server.
  • each of the platform server and the cloud server has a push unit
  • the platform server is characterized in that to push the information provided from a plurality of service providers to the tenant terminal.
  • Resident terminals capable of installing applications or web programs that can access the platform server and cloud server, service provider servers operated by the service provider, which can exchange information with the platform server, and multiple services provided by multiple service providers Integrate and provide the services of the platform server for providing the product and service purchase application details received from the tenant terminal to the service provider server, the product and service payment information paid by the tenant to the platform server and Management cost savings system including the following cloud server, financial settlement server connected to wired and wireless network, and cloud server providing database, networking, storage and web to tenant or tenant employee.
  • cloud server financial settlement server connected to wired and wireless network
  • cloud server providing database, networking, storage and web to tenant or tenant employee.
  • the platform server is characterized in that for calculating the cost of goods and services to the service provider server based on the payment information.
  • This service is provided to tenant terminals, tenants, or tenants who reside in apartment-type factories or knowledge industry centers, and who can install applications or web programs that can access the platform and cloud servers listed below. It is operated by a service provider that provides a service provider server capable of transmitting and receiving information with the following platform server, and providing a plurality of services provided by a plurality of service providers integrated, received from the tenant terminal.
  • the platform server that provides the product and service purchase application details to the service provider server, provides the product and service payment information paid by the tenant to the platform server, calculates the product and service costs, and the following cloud server and wired / wireless network. year In the cloud-based platform works Payment of the financial settlement institution server system and reduce administrative costs, including personnel tenants to move in Sanaa cloud server that provides groupware payment services,
  • the platform server provides a purchase waiting page having a selected product and service history, and when a payment request is received from the purchase waiting page, calling a payment form to the cloud server and recalling the product and service history contained in the purchase waiting page.
  • the cloud server In response to a payment request from the platform server, the cloud server creating a draft including the product and service details and transmitting the draft to the tenant terminal;
  • the platform server is characterized in that it comprises a step of activating the billing unit.
  • the platform server transmits a payment approval request to the tenant terminal, and when the payment permission information is input from the tenant terminal, the platform server may activate the charging unit.
  • the platform server and the cloud server is characterized in that it further comprises the step of generating a message indicating the drafting process and payment process and pushing the generated message to the tenant terminal.
  • the platform server is characterized in that to push the information provided from a plurality of service providers to the tenant terminal.
  • the management cost reduction system can increase the purchasing power and reduce unnecessary costs by allowing small and medium-sized companies operating in the knowledge industry center to purchase a number of small and medium-sized businesses operating in a single unit of knowledge industry. .
  • the tenants can achieve the effect of reducing the management cost by subtracting the points generated by purchasing the goods required for the corporate activities and using the service.
  • the payment interworking method according to the present invention by using the tenant terminal in the form of a web or smart phone that can be group-ware payment by interlocking the cloud server and the platform server by providing a billing function after the product selection as well as product selection It can have the effect of organically interlocking the process of product selection and decision-making.
  • FIG. 1 shows a configuration of a management cost reduction system according to the present invention.
  • FIG. 3 is a flowchart showing a method of reducing management costs according to the present invention.
  • FIG. 4 illustrates a platform-based cloud-based payment service method according to the present invention.
  • FIG. 5 is a block diagram illustrating a configuration of a tenant terminal shown in FIG. 4.
  • FIG. 6 is a block diagram illustrating a configuration of a platform server shown in FIG. 4.
  • FIG. 7 is a block diagram showing the configuration of the cloud server shown in FIG.
  • FIG. 8 is a block diagram showing a platform-based cloud-based payment service method according to the present invention.
  • FIG. 9 illustrates a DB (database) flow and DB structure according to interworking between a platform server and a cloud server in the platform-based cloud-based payment service method according to the present invention.
  • FIG. 10 illustrates synchronization of intrinsic values required for interworking of the groupware payment system between the platform server and the cloud server.
  • 11 and 12 illustrate a process of calling a groupware payment window of a cloud server when a user presses a payment (draft) button of a platform.
  • FIG. 3 is a flow chart showing a method of reducing management costs as a best mode for practicing the present invention.
  • the platform server 200 is a service provider server 300 corresponding to a product and service request. to provide. (S202)
  • the service provider provides the goods and services requested to the tenant.
  • the tenant pays for the goods and services to the financial settlement institution server 400 through the tenant terminal 100 or directly to the financial settlement institution 400.
  • the payment details are input to the financial settlement institution server 400.
  • the financial settlement institution server 400 provides payment information to the platform server 200.
  • the platform server 200 refers to the input payment information and calculates and accumulates points for each tenant.
  • the calculated point information is stored in the platform server 200 (S208).
  • the management office inputs the management fee of the tenant to the platform server 200 through the cloud server 500. (S210)
  • the platform server 200 refers to the accumulated points for each tenant and calculates the management fee after deducting the point, and calculates the calculated management fee information after deducting the points. Provided to the cloud server 500. (S212)
  • the tenant deposits a management fee to the financial settlement institution 400 through the tenant server 100.
  • the financial settlement institution settles the management fee to the cloud server 500. (S218)
  • first and second may be used to describe various components, but the components should not be limited by the terms. The terms are used only for the purpose of distinguishing one component from another.
  • a module such as a module, a module, and the like described in the specification mean a unit for processing at least one function or operation, which may be implemented by hardware or software or a combination of hardware and software.
  • FIG. 1 shows a configuration of a management cost reduction system according to the present invention.
  • the system includes a tenant terminal 100, a platform server 200, a service provider server 300, a financial settlement institution server 400, and a cloud server 500.
  • the tenant refers to an individual, a company, and an organization that enters an apartment-type factory or a knowledge industrial center and performs business activities.
  • the terminal possessed by the tenant is referred to as a tenant terminal 100.
  • the tenant terminal 100 is a terminal capable of installing an application or a web program that can be connected to the platform server 200 and the cloud server 500.
  • the tenant terminal 100 may be used for a portable terminal such as iOS of Apple Inc. and Android of Google Inc. It can be either a smartphone with an operating system, a general purpose PC with a Microsoft OS, a notebook PC, or a tablet PC.
  • the tenant terminal 100 serves to apply for providing the platform service to the platform server 200 by the tenant. For example, if a tenant wants to apply for a platform service provided by the platform server 200, the tenant terminal 100 accesses the platform server 200 through the tenant terminal 100 and each of the platform services provided by the platform server 200. You will apply for a comprehensive selection of goods and services from your service provider.
  • a service provider is a company that registers with the platform server 200 (contracts with a platform server operator) and provides various services to tenants or tenant employees.
  • a payment service a vehicle management service, an interior service, It refers to a company that provides delivery services, MRO supplies, cloud services, telecommunications services, online community services, advertising services, educational services, development centers for knowledge industrial centers, or apartment-type factories.
  • Platform services refer to the integration of services from the service providers.
  • the platform server 200 is a server for integrating and providing various services provided by a service provider.
  • the platform server 200 is connected to a cloud server 500 to be described later through a wired / wireless communication network.
  • the platform server 200 includes a product purchase waiting function aka shopping cart function and transmits information of goods and services selected by the tenant to the cloud server 500 to be described later, and immediately accesses the groupware settlement unit in the cloud server 500. Allow draft payments to be carried out.
  • a product purchase waiting function aka shopping cart function and transmits information of goods and services selected by the tenant to the cloud server 500 to be described later, and immediately accesses the groupware settlement unit in the cloud server 500. Allow draft payments to be carried out.
  • the service provider server 300 may be a single server operated by a service provider as a server capable of transmitting and receiving information with the platform server 200, but may also use a cloud server 500 to be described later. 200). That is, the form is not limited to a specific type.
  • the cloud server 500 is a database, networking, storage, and the web is assigned to use in an integrated server, a plurality of servers are integrated form, including various operating systems, programs, frameworks, development tools and devices Can support
  • the groupware of the cloud server 500 provides a groupware service among the programs operating by using the cloud server 500 as described above, thereby transferring files necessary for corporate activities, sending mail, chatting, video conferencing, scheduling, and teaming. It may include a site, and in particular, by providing a payment function is connected to the platform server 200 and tenant terminal 100 through a wired or wireless communication network.
  • the wired / wireless communication network includes a wired communication network and a mobile communication network that are currently established or are expected to be constructed later, for example, optical communication, CDMA, WCDMA, Long Term Evolution (LTE), and the like.
  • the platform server 200 and the cloud server 500 is not limited to the cloud-based server, but includes various servers capable of storing and calling data.
  • the plurality of cloud servers 500 may serve as a server including a groupware payment function required for tenant's management activities, and a management office may store, process, and transmit information necessary for tenant and building management. It can also act as a server.
  • the cloud server 500 illustrated in FIGS. 1 and 2 refers to a server operated by a management office.
  • the platform server 200 transmits and receives information regarding the cloud server 500 and the tenant's goods and service purchase activities, thereby performing a management cost reduction system and activities to be described later.
  • the groupware payment of the cloud server collectively referred to the groupware payment activities for the tenant to write and draft the drafts required for management activities, and stores and registers various information in the cloud server 500.
  • the tenant accesses the platform server 200 through the tenant terminal 100 to apply for the platform service, and prepares a cloud server 500 to prepare a draft for the payment and the selection of the goods.
  • the tenant accesses the platform server 200 through the tenant terminal 100 to collectively apply for the purchase of goods and services provided by each service provider through the platform service. (step 1)
  • the platform server 200 provides the product and service purchase application details received from the tenant terminal 100 to each service provider server 300 corresponding thereto. (step 2)
  • the service provider provides the tenant with goods and services corresponding to the goods and service purchase application received through the service provider server 300. (step 3)
  • the tenant pays the purchase cost of goods and services to the financial settlement institution 400 through the tenant terminal 100. (step 4)
  • the financial settlement institution server 400 provides the payment information about the cost of purchasing goods and services to the platform server 200. (step 5)
  • the financial settlement institution server 400 calculates the payment amount of goods and services to the platform server 200. (step 6)
  • the platform server 200 settles the payment amount to the service provider server 300. (step 7)
  • the management cost reduction system according to the present invention shown in FIG. 1 is not only a cloud server 500 that provides a database, networking, storage, and web to tenants or tenant employees.
  • a platform server 200 integrating and providing a plurality of products and services provided by each of the plurality of service providers to the tenant or tenant staff, the management cost can be reduced by reducing the administrative cost and simplifying the purchasing operation.
  • the management cost reduction system according to the present invention shown in FIG. 1 removes a complicated purchase procedure and simplifies the purchase procedure, thereby increasing convenience and enabling efficient purchase management.
  • the management cost reduction system according to the present invention shown in FIG. 1 provides services such as insurance, interior, office supplies, vehicle, delivery, cloud, groupware, and collaboration system as one integrated service.
  • the tenant information of the Knowledge Industry Center is stored in the platform server 200 and the cloud server 500, and payment information for the purchase price of goods and services transmitted from a financial settlement server 400 such as a bank and a PG company (hereinafter, service payment information).
  • a financial settlement server 400 such as a bank and a PG company
  • service payment information a financial settlement server 400
  • point policy set in the platform server 200 Based on the point policy set in the platform server 200 based on a point policy, a certain percentage of the service payment amount is accumulated as points, and information about the accumulated points (hereinafter, referred to as point information) is transferred to the platform server 200.
  • point information information about the accumulated points
  • the platform server 200 stores the point information and calculates the management fee after deducting the point information by subtracting the point information collected from the management fee provided from the cloud server 500.
  • the cloud server 500 bills the tenant for the management fee deducted from the points.
  • the tenant applies for purchase of goods and services to the platform server 200 through the tenant terminal 100. (step 1)
  • the platform server 200 provides a service provider server 300 with details of a product and service purchase application received from the tenant terminal 100. (step 2)
  • the service provider provides the tenant with goods and services corresponding to the goods and service purchase application received through the service provider server 300. (step 3)
  • the tenant pays the purchase cost of goods and services to the financial settlement institution 400 through the tenant terminal 100. (step 4)
  • the financial settlement institution server 400 provides the payment information about the cost of purchasing goods and services to the platform server 200. (step 5)
  • the financial settlement institution server 400 calculates a payment amount of goods and services to the platform server 200. (step6)
  • the platform server 200 settles the payment amount to the service provider server 300. (step 7)
  • the reason why the financial settlement institution 300 indirectly calculates the service payment amount through the platform server 200 without directly calculating the service payment amount to the service provider server 300 is provided through the platform server 200. This is because the points are calculated. If the direct settlement method is applied, it is not possible to accumulate purchases of other tenants and have a separate program for deducting from administrative expenses. Therefore, in order to maximize the effect of point accumulation and deduction, the point management and purchase negotiation should be conducted through the platform server 200.
  • the point refers to returning a certain percentage of the profit generated from the supply contract between the subject who operates the platform server 200 and the service provider to the tenant who purchases the goods and services.
  • the method of returning the points is made by subtracting from the administrative fee granted to each tenant.
  • the conventional platform generally uses a point to use points when purchasing other goods, but the present invention aims to provide a specialized service to the tenant. Suggest ways to do it.
  • the reason for managing the point through the platform server 200 can be largely explained due to the purpose and functional difference.
  • the cloud server 500 and the financial settlement institution server 400 each have their own program and a function of accumulating data, but it is difficult to have a function of integrating a service provider's products and services. Since the plurality of cloud servers 500 and the financial settlement institution 400 may not operate contracts with individual service providers and may not share usage information of service providers and other tenants, the platform server 200 may be combined. Since deducting the point by the medium is the most efficient way to operate, the service is made through the platform server 200.
  • the cloud server 500 provides management cost information to the platform server 200. (step 8)
  • the management costs include common management costs required for the operation of the apartment-type factory or the knowledge industry center, such as labor costs, repair costs, depreciation costs, public goods management costs, insurance fees, interest on borrowings, miscellaneous expenses, etc. Refers to the costs involved.
  • the platform server 200 provides the cloud server 500 with management fee information (hereinafter, referred to as point deduction management fee information) from which points are deducted. (step 9)
  • management fee information hereinafter, referred to as point deduction management fee information
  • the management cost information should be transmitted to the platform server 200.
  • the cloud server 500 bills the tenant terminal 100 for a management fee deducting points (hereinafter, referred to as a point deduction management fee). (step 10)
  • the subject that calculates the deducted management fee may be the cloud server 500 or the platform server 200, but it is efficient to be the subject in the platform server 200 that can implement a program related to the deduction.
  • the service user and the point information are stored in the platform server 200, and the deduction information is aggregated in the platform server 200.
  • the tenant deposits a management fee to the financial settlement institution 400 through the tenant terminal 100. (step 11)
  • the financial settlement institution settles the management fee to the cloud server 500. (step)
  • the billing method for the tenant is managed by the management office through the cloud server 500, but the authority is delegated from the management office or the representative of the tenant to the tenant billed by the platform server 200. Way is also possible.
  • FIG. 3 is a flowchart showing a method of reducing management costs according to the present invention.
  • the platform server 200 is a service provider server 300 corresponding to a product and service request. to provide. (S202)
  • the service provider provides the goods and services requested to the tenant.
  • the tenant pays for the goods and services to the financial settlement institution server 400 through the tenant terminal 100 or directly to the financial settlement institution 400.
  • the payment details are input to the financial settlement institution server 400.
  • the financial settlement institution server 400 provides payment information to the platform server 200.
  • the platform server 200 refers to the input payment information and calculates and accumulates points for each tenant.
  • the calculated point information is stored in the platform server 200 (S208).
  • the management office inputs the management fee of the tenant to the platform server 200 through the cloud server 500. (S210)
  • the platform server 200 refers to the accumulated points for each tenant and calculates the management fee after deducting the point, and calculates the calculated management fee information after deducting the points. Provided to the cloud server 500. (S212)
  • the tenant deposits a management fee to the financial settlement institution 400 through the tenant server 100.
  • the financial settlement institution settles the management fee to the cloud server 500. (S218)
  • FIG. 4 illustrates a platform-based cloud-based payment service method according to the present invention.
  • the platform-based cloud-based payment service method includes a tenant terminal 100, a platform server 200, and a cloud server 500 providing a groupware payment service.
  • the platform server which will be described later, by the identification information (hereinafter referred to as the tenant terminal identification information) regarding the tenant terminal when the application and the web program for accessing the platform server installed in the tenant terminal 100 and the first application and the web program accessible to the cloud server are started. And transmitted to the cloud server, and to identify the tenant and the tenant terminal in the platform server and the cloud server to utilize the tenant terminal identification information.
  • the tenant terminal identification information may be one of a telephone number of the tenant terminal, a mobile identification number (MIN), a token which is a unique value assigned by the device manufacturer or the telecommunication company.
  • An application or a web program accessing the platform server 200 and the cloud server 500 may maintain a connection between the communication unit and the push unit to inform the payment details, and the cloud server 500 may move the tenant terminal 100 in a batch transmission. ) To check the contents of the payment message in real time.
  • the push notification function may be performed by the platform server 200 receiving the payment information received from the communication unit of the cloud server 500, or alternatively, may use its own push unit of the cloud server 500.
  • a tenant applies to purchase goods and services through the tenant terminal 100 and the platform server 200. (step1)
  • Platform services Provide of goods and services is performed by platform services provided by platform server 200.
  • the platform service is to enable collective purchase of goods and services provided by each of a plurality of service providers.
  • the tenant logs in to the platform server 200 through the tenant terminal 100, and selects a product and a service to purchase by using a purchase waiting page provided by the platform server 200, that is, a shopping cart function.
  • the purchase waiting page is provided with a payment button for interworking with the groupware payment function of the cloud server 500.
  • the platform server 200 calls the payment form (draft) from the cloud server 500 and transmits the product and service details contained in the purchase waiting page to the cloud server 500. (step 2)
  • the cloud server 500 completes a draft including the product and service details transmitted from the platform server 200 and transmits the draft to the tenant terminal 200. (step 3)
  • the tenant terminal 100 transmits the draft approval information to the cloud server 500. (step4)
  • both the drafter and the approver perform the payment by using the tenant terminal 100, and thus collectively expressed as the tenant terminal 200 without being separately expressed.
  • the drafter and the payer are not assigned a role, and may perform a writing and payment action through a web or an application installed in the terminal 100 according to the subject of writing and payment.
  • the cloud server 500 transmits the payment completion information to the platform server 200. (step5)
  • the platform server 200 When the payment completion information is received, the platform server 200 notifies the tenant terminal 100 that the payment can be made so that the drafter and the settlement unit can check through the tenant terminal 100.
  • the drafter and the settlementr notify the settlement approval information through the tenant terminal 100 (step6).
  • the payment of the amount is indicated by a push alarm function, a message transmission, and other payment terminals activated through the tenant terminal 100, and the drafter and the settlementr approve the payment by selecting the activated payment button.
  • the method of indicating that the amount of payment is possible is not limited to a specific method and includes a method that can be recognized by the user as in the above-described example.
  • the service provider provides the tenant with goods and services for which payment has been made. (step7)
  • FIG. 5 is a block diagram illustrating a configuration of a tenant terminal shown in FIG. 4.
  • the tenant terminal 100 includes a communication unit, a notation unit, and an input unit.
  • the communication unit, the display unit and the input unit is provided for each of the platform server 200 and the cloud server 500. That is, the platform server communication unit 102, the platform server notation unit 104, the platform server input unit 106, the cloud server communication unit 112, the cloud server notation unit 114 and the cloud server input unit 116 is provided.
  • the notation unit 104 for platform server, input unit 106 for platform server, input unit 116 for cloud server, and notation unit 114 for cloud server are inputs of information to be transferred to platform server and cloud server by non-hardware, and to receive, As an output, the tenant has a function of inputting and confirming information for using the functions of the platform server and the cloud server through the tenant terminal.
  • the platform server and the cloud server are divided into expressions of respective inputs and outputs, respectively, and the tenants are distinguished because they realize each function through the tenant terminal 100.
  • Examples of inputting the input unit described above may include service application information, purchase information input, draft detail information input, draft draft input, and the like.
  • Examples of the marking unit may include service application information details, purchase information details, payment details, There may be draft detail and draft billing details.
  • the tenant information and the requested product and service information are stored in the cloud server 500 through the communication unit 220 of the platform server 200 which will be described later. Is provided.
  • the cloud server 500 pushes that the billing details have arrived to the billing party registered by the tenant, that is, the tenant terminal 100.
  • the tenant terminal 100 displays the contents on the screen through a push notification function. If payment items or payment comments made by the tenant are received through the communication unit 102 or 112 for the platform server and the cloud server, the push function is activated (even though the application for the additional service is not executed), and the corresponding message is normally displayed. Can be displayed on the
  • the platform server 200 and the cloud server 500 have communication units 220 and 504, respectively, to provide a push notification service, and the push notification service is not assumed to be provided by any server, and according to the characteristics of each service. Can provide.
  • the communication unit 220, 504 of the platform server 200 and the cloud server 500 are connected to each other through a wired or wireless communication network, so that the tenant terminal 100, the platform server 200, and the cloud server 500 may be variously connected. Send and receive data.
  • the communication units 102 and 112 for the platform server and the cloud server transmit the registered tenant information and the settlement opinion by the tenant to the platform server 200 or the cloud server 500 together with the tenant terminal identification information.
  • the tenant terminal identification information is information for identifying the tenant terminal 100 and may be one of a phone number, a MIN, and a token.
  • the display unit 104, 114 displays a screen according to the driving of the application or the web program that can be connected to the platform server 200 and the cloud server 500, respectively, the platform server 200 and the cloud server 500
  • a means for displaying the information or data received through the input unit (106, 116) described later or the settlement opinion to be identified the following process, for example, a button icon or separate so that the activities of payment and re-drafting can be performed. It serves to mark menu items of.
  • the input units 106 and 116 may be provided as separate menu items. Therefore, the tenant selects the corresponding button icon or menu item to transmit the settlement opinion and other messages to the platform server 200 or the cloud server 500.
  • FIG. 6 is a block diagram illustrating a configuration of a platform server shown in FIG. 4.
  • the platform server 200 includes a platform service unit 210, a communication unit 220, a push unit 230, a customer data recorder 240, a display unit 250, and a charging unit 260. do.
  • the platform service unit 210 registers with the platform server 200 to provide various services for providing goods and services.
  • the type of goods and services to be provided may be a payment service, a vehicle management service, an interior service, a delivery service, an MRO supply service, a cloud service, a communication service, an online community service, or an advertisement service.
  • B including educational services, development services tailored to knowledge industrial centers or apartment-type factories, which may be in the form of tangible goods, including the provision of services required by intangible tenants, and each service type as a specific type of service; Not limited to this is obvious.
  • the platform service unit 210 includes a picture, an image, a product name, a product quantity, a price per unit information of a product and a service that can be checked by the occupant using the platform server 200, and each form may be changed to fit the platform service. It does not restrict specific standards and items.
  • the communication unit 220 communicates with the tenant terminal 200 and the cloud server 500 installed with an application connectable to the platform server 200 of FIG. 4 through a wired / wireless communication network.
  • the communication unit 220 receives the tenant terminal identification information and the request for the platform service from the tenant terminal 100 and transmits the notice or payment information provided from the platform server 200 to each tenant terminal 100. To perform. And additional service information can be transmitted to each of the tenant terminal 100, and serves to receive a message input as a message and payment opinion of the tenant terminal 100.
  • the push unit 230 performs a function of pushing the announcement or additional service information to the tenant terminal 100 by the platform server 200.
  • the push is a function of transmitting information in one direction, exposing the information to the tenant, and performing a kind of notification function.
  • the announcements classified in the tenant terminal 100 through the communication unit 220 and the above and Each platform service information is transmitted.
  • the information provided by the platform service unit 210 (for example, product discount information, etc.) is classified as information necessary for the tenant and transmitted to the tenant terminal 100 as platform service information, respectively.
  • the application is not driven to the tenant terminal 100 through the push notification function, it is possible to inform the payment information made in the cloud server 500 linked with the platform server 200 in real time.
  • the push unit 230 confirms the identification information (resident terminal identification information) for each tenant terminal 100 to push notifications or additional service information to be announced from the platform server 200 and the cloud server 500 The tenant terminal 100 may be notified through the function.
  • the data recorder (DB) 240 is a basic of the customers who want to use an application or a web program that can access the platform server 200 and the cloud server 500, for example, tenants, tenants, employees of the management office. Information or product and service information provided by the platform service unit 210 of the platform server 200 selected by the user.
  • the billing unit 260 charges based on the goods and service information requested by the tenant terminal 100 connected to or received from the platform server 200, and the tenant pays the card approved through the tenant terminal 100.
  • the product or service billing is processed through the information or the payment details, and the payment information is stored in the above-described data recorder 240.
  • the platform server 200 linked to the cloud server 500 has been described, but the configuration of the communication unit data recording unit (DB) notation push unit of the cloud-based groupware payment server also has a similar configuration is apparent.
  • DB communication unit data recording unit
  • FIG. 7 is a block diagram showing the configuration of the cloud server shown in FIG.
  • the cloud server 500 has a plurality of server types that are allocated and used by an integrated server such as a database, networking, storage, and web as described above, and have various forms of various operating systems, programs, frameworks, Because it can support development tools and devices, it can perform tenant's groupware functions, include maintenance fee information, and send and receive. Therefore, the cloud server of FIGS. 1 and 5 may include a combination of functions such as performing a groupware function or recording management fee information, and may be linked to the platform server 200 to include a single function. have.
  • the cloud server 500 includes a groupware service unit 502, a communication unit 504, a data recorder (DB) 506, a display unit 508, and a push unit 510. do.
  • the groupware service unit 502 plays a role similar to that of the platform service unit 502 of the platform server 200 by providing a groupware service, and more specifically, file transmission and mail required for corporate activities. It may include transmission, chat, video conferencing, calendaring, and team sites. In particular, by providing payment services, payment forms may be included and edited according to the characteristics of tenants using them. Do.
  • the communication unit 504, the data recording unit (DB) 506, the notation unit 508, and the push unit 510 of the cloud server 500 are respectively the communication unit 220 and the data of the platform server 200. Since the recording unit 240, the marking unit 250, and the push unit 230 perform a similar role, detailed description thereof will be omitted.
  • FIG. 8 is a block diagram showing a platform-based cloud-based payment service method according to the present invention shown in FIG.
  • the platform-based cloud-based payment service method according to the present invention is made by the following flow.
  • the drafter logs in to the platform server 200 through the tenant terminal 100 (S702) and selects an additional service provided by the platform service unit 210, that is, a platform service (S704), and selects a product and a service from the platform service. (S704).
  • the selected goods and services are listed on the purchase waiting page (shopping cart).
  • the drafter may select a payment button on a purchase waiting page. When the payment button is pressed (S708), the platform server 200 calls the payment system to the cloud server 500 and transmits the goods and service details contained in the purchase waiting page to the cloud server 500.
  • the payment system of the cloud server 500 creates a draft by referring to the product and service details provided by the platform server 200. (S712)
  • the cloud server 500 When the drafter submits the draft (S714), the cloud server 500 notifies the platform server 200 that the payment is in progress using the communication unit 504, and the platform server 200 indicates that the payment is in progress. To record. Upon approval (approval) of the draft that has been submitted by the approval line (S716), the cloud server 500 notifies the platform server 200 that the draft is approved by using the communication unit 504.
  • the platform server 200 records in the data recorder 240 that the draft is approved. When confirming that the draft proposal has been approved with reference to the data recorder 240, the platform server 200 notifies the tenant terminal 100 of the settlement approval information by using the pusher 230.
  • the platform server 200 transmits the payment completion to the supercharger 260.
  • the charging unit 260 activates the amount payment button.
  • FIG. 9 illustrates a DB (database) flow and DB structure according to the interworking of the platform server and the cloud server in the platform-based cloud-based payment service method according to the present invention.
  • the member DB stored in the data recorder (DB) 240 is called, and when the products and services are selected through the platform service unit 210, the member DB is temporarily stored in the member DB.
  • the product and service details are stored in the purchase waiting page (commodity DB), which is a space, and the payment system of the cloud server 500 is simultaneously called and the product DB is transmitted to be automatically displayed in the draft of the payment system.
  • the unique value of the platform server 200 and the cloud server 500 by transmitting a query from the platform server 200 as shown in FIG. 10 to call the payment form (draft book DB) of the cloud server 500. Synchronize so that data can be transmitted / received after checking the match.
  • the payment details are stored in the data record of the cloud server 500, and upon completion of payment of the amount of the platform server 200, the member DB, the product DB, and the payment DB are stored in the platform server.
  • the data is stored in the data recorder 240 in the 200. If the user does not interwork with the cloud server 500, the billing (payment) part of the platform server 200 is activated without purchasing the groupware payment process of the cloud server 500 to purchase goods and services. Do.
  • FIG. 10 illustrates synchronization of intrinsic values required for interworking of the groupware payment system between the platform server and the cloud server.
  • a unique value for specifying tenant information may be set in a data recording unit of the platform server 200 and a data recording unit of the cloud server 500.
  • a query (signal) is transmitted and received to each server, and if the unique values match, the synchronization between the platform server 200 and the cloud server 500 is performed. If this does not match, the platform server 200 and the cloud server 500 will perform their respective functions separately.
  • 11 and 12 illustrate a process of calling a groupware payment window of a cloud server when a user presses a payment (draft) button of a platform.
  • the drafting button for calling the payment form (draft book DB) of the cloud server specified above is activated, indicating that the user can perform the groupware payment process of the cloud server.
  • Product and service information specified in the present invention includes a picture, an image, a price, a quantity and a total price, and may include any product information required by the user, and does not limit the items and formats.
  • the present invention has an effect of providing a platform service system based on a web or smartphone that provides various supplementary services by providing a platform service using a web or a smartphone and interworking a payment service.
  • the management cost reduction system has the effect of reducing costs by increasing purchasing power and reducing unnecessary costs by allowing several small and medium-sized companies that operate in the knowledge industry center to do business activities in one unit of the knowledge industry center. It is an available invention.
  • the tenants can obtain the effect of reducing the management cost by subtracting the points generated by purchasing the goods required for corporate activities and using the service. .

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Abstract

L'invention concerne un système de réduction de frais de gestion, un procédé de réduction de frais de gestion et un serveur de plateforme interagissant avec un procédé de service de paiement en nuage. Le système de réduction de frais de gestion comprend : un terminal locataire capable d'installer une application ou un programme Web capable d'accéder à une serveur de plateforme et à un serveur en nuage ; un serveur de fournisseur de services qui est utilisé par un fournisseur de services fournissant des services à un locataire ou à un employé du locataire et qui est capable de transmettre et de recevoir des informations avec un serveur de plateforme décrit ci-dessous ; un serveur de plateforme permettant d'intégrer et de fournir une pluralité de services fournis par une pluralité de fournisseurs de services, ainsi que de fournir au serveur du fournisseur de services les détails de demande d'achat de biens et de services reçus du terminal locataire ; un serveur d'établissement de paiement financier, connecté à un serveur en nuage par le biais d'un réseau filaire ou sans fil, permettant de fournir au serveur de plateforme les informations de paiement de biens et de services créées par le locataire, ainsi que de régler les frais de service ; et un serveur en nuage permettant de fournir une base de données, une mise en réseau, une mémoire et le Web au locataire ou à l'employé du locataire.
PCT/KR2016/009989 2015-09-09 2016-09-07 Système de réduction de frais de gestion et serveur de plateforme interagissant avec un procédé de service de paiement en nuage WO2017043847A1 (fr)

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KR1020150127903A KR101630344B1 (ko) 2015-09-09 2015-09-09 관리비 절감 시스템 그리고 플랫폼 서버 연동 클라우드 기반 결재 서비스 방법

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KR102358790B1 (ko) * 2019-11-03 2022-02-07 주식회사 로랩스 기업운영 보조를 위한 맞춤형 인공지능 총무 서비스 제공 방법

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