WO2017016036A1 - 一种支付方法、支付控制装置及系统 - Google Patents

一种支付方法、支付控制装置及系统 Download PDF

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Publication number
WO2017016036A1
WO2017016036A1 PCT/CN2015/088495 CN2015088495W WO2017016036A1 WO 2017016036 A1 WO2017016036 A1 WO 2017016036A1 CN 2015088495 W CN2015088495 W CN 2015088495W WO 2017016036 A1 WO2017016036 A1 WO 2017016036A1
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Prior art keywords
payment
unit
receiving
information
sending
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PCT/CN2015/088495
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English (en)
French (fr)
Inventor
陈历伟
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宇龙计算机通信科技(深圳)有限公司
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Publication of WO2017016036A1 publication Critical patent/WO2017016036A1/zh

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/085Payment architectures involving remote charge determination or related payment systems
    • G06Q20/0855Payment architectures involving remote charge determination or related payment systems involving a third party

Definitions

  • the present invention relates to the field of payment, and in particular, to a payment method, a payment control device, and a system.
  • the third-party payment method includes: scan code payment, wherein the scan code payment can be Alipay scan code, or WeChat scan code, scan the code and then send the information to the payment system to generate a payment slip and make payment;
  • the payment method may also include a UnionPay magnetic stripe card sales terminal and a flash payment sale.
  • the payment terminals are different and cannot be compatible.
  • a user purchases a product, he or she wants to pay by one of the payment methods, and the merchant does not have the payment terminal of the payment method, which brings inconvenience to the merchant's sales and the user's payment.
  • the present invention provides a payment method, a payment control device, and a system, which solve the problem that the payment terminals in the prior art are incompatible, and the sales to the merchant and the payment of the user are inconvenient.
  • the specific solution is as follows:
  • a payment method comprising:
  • the payment information is sent to a payment platform corresponding to the payment device to implement payment, specifically:
  • the method further includes:
  • the method further includes:
  • a payment control device includes: a main control chip, at least two payment devices connected to the main control chip, wherein:
  • the main control chip includes: a first receiving unit, an activation unit connected to the first receiving unit, a first sending unit connected to the activation unit, and a second receiving unit connected to the first sending unit, a second transmitting unit connected to the second receiving unit, wherein:
  • the first receiving unit is configured to receive a payment request sent by the unified receiving device, where the payment request includes: a payment amount and a specified payment method;
  • the activation unit is configured to activate a payment device corresponding to the specified payment mode among the at least two payment devices;
  • the first sending unit is configured to send the payment amount to the payment device
  • the second receiving unit is configured to receive payment information acquired by the payment device
  • the second sending unit is configured to send the payment information to a payment platform corresponding to the payment device to implement payment.
  • the second sending unit is specifically configured to: send the payment information to the payment platform corresponding to the payment device by using the unified receiving device to implement payment.
  • the main control chip further includes: a first acquiring unit respectively connected to the second receiving unit and the second sending unit, wherein:
  • the first obtaining unit is configured to acquire payment platform information corresponding to the payment device.
  • the main control chip further includes: a second acquiring unit respectively connected to the second receiving unit and the second sending unit, wherein:
  • the second obtaining unit is configured to acquire payment platform information corresponding to the payment device received by the unified receiving device.
  • a payment control system comprising: a unified receiving device, a payment control device connected to the unified receiving device, the payment control device comprising: a main control chip, at least two payment devices connected to the main control chip, wherein :
  • the main control chip includes: a first receiving unit, an activation unit connected to the first receiving unit, a first sending unit connected to the activation unit, and a second receiving unit connected to the first sending unit, a second transmitting unit connected to the second receiving unit, wherein:
  • the first receiving unit is configured to receive a payment request sent by the unified receiving device, where the payment request includes: a payment amount and a specified payment method;
  • the activation unit is configured to activate a payment device corresponding to the specified payment mode among the at least two payment devices;
  • the first sending unit is configured to send the payment amount to the payment device
  • the second receiving unit is configured to receive payment information acquired by the payment device
  • the second sending unit is configured to send the payment information to a payment platform corresponding to the payment device to implement payment.
  • the unified receiving device is further configured to: display the payment result.
  • the payment method, the payment control device and the system disclosed in the present application receive the payment request sent by the unified receiving device, wherein the payment request includes: the payment amount and the specified payment method, and activates the payment control device.
  • the payment device corresponding to the specified payment method sends the payment amount to the payment device, receives the payment information obtained by the payment device, and sends the payment information to the payment platform corresponding to the payment device to implement the payment.
  • This program is issued through a unified receiving device Sending a payment request of a different type of payment method, and realizing payment of the payment method of the type by the payment device corresponding to the payment method in the payment control device, thereby completing payment for a plurality of different types of payment methods, and solving the existing In the technology, the payment terminals are not compatible, resulting in inconvenience to the sales of the merchants and the payment of the users.
  • FIG. 1 is a flowchart of a payment method according to an embodiment of the present invention
  • FIG. 2 is a flowchart of a payment method according to an embodiment of the present invention.
  • FIG. 3 is a flowchart of a payment method according to an embodiment of the present invention.
  • FIG. 4 is a schematic structural diagram of a payment control apparatus according to an embodiment of the present invention.
  • FIG. 5 is a schematic structural diagram of a main control chip according to an embodiment of the present disclosure.
  • FIG. 6 is a schematic structural diagram of a main control chip according to an embodiment of the present disclosure.
  • FIG. 7 is a schematic structural diagram of a main control chip according to an embodiment of the present disclosure.
  • FIG. 8 is a schematic structural diagram of a payment control system according to an embodiment of the present invention.
  • the invention discloses a payment method, and the flow chart thereof is as shown in FIG. 1 and includes:
  • Step S11 Receive a payment request sent by the unified receiving device, where the payment request includes: a payment amount and a specified payment method;
  • the payment request includes: the payment amount and the specified payment method, wherein: the payment method may be a scan code payment, a payment for the UnionPay magnetic stripe card, or a UnionPay flash payment, and the specified payment method is not specifically limited herein. .
  • the payment request of the plurality of payment methods sent by the merchant is accepted by the unified receiving device, and the unified receiving device adopts the same display interface for operation and inquiry regardless of the payment request of which payment method is included.
  • Step S12 Activate a payment device corresponding to the specified payment method in the payment control device
  • the payment control device includes a plurality of payment devices, and may include: a scan code gun for scanning code payment, a magnetic stripe card card reader, and a flash payment device, and a plurality of payment devices in the payment control device. Limited to the above mentioned devices, it can also be other devices.
  • the corresponding payment device When receiving the payment request, the corresponding payment device is activated according to the payment method specified in the payment request, and the remaining payment devices are still in a standby or closed state to save power, and at the same time, when multiple payment devices are in an activated state for payment, Paying for the problem of disorder.
  • Step S13 sending a payment amount to the payment device
  • the payment amount is extracted from the master chip, and the payment amount is sent to the payment device.
  • Step S14 Receive payment information acquired by the payment device, and send the payment information to a payment platform corresponding to the payment device to implement payment.
  • the payment device After the payment device receives the payment amount, the payment device performs the method of scanning the code or swiping the card to obtain the payment number of the customer, and the payment number and the payment amount are collectively referred to as payment information, and the payment number may be a bank card number or other payment code.
  • the main control chip directly sends the received payment information to the payment platform corresponding to the payment device, and implements payment on the payment platform. After the payment is successful or failed, the payment result is sent to the unified receiving device for display to prompt the merchant and the customer.
  • the main control chip can also send the received payment information to the unified receiving device, and the unified receiving device sends the payment information to the payment platform corresponding to the payment device to implement the payment. After the payment is successful or failed, the payment result is sent to the unified receiving device, and is displayed by the unified receiving device to prompt the merchant and the customer to pay the success or failure.
  • the payment method disclosed in this embodiment receives the payment request sent by the unified receiving device, wherein the payment request includes: the payment amount and the specified payment method, activates the payment device corresponding to the payment method specified in the payment control device, and sends the payment amount to
  • the payment device receives payment information acquired by the payment device, and sends the payment information to a payment platform corresponding to the payment device to implement payment.
  • the solution satisfies the payment request of different types of payment methods sent by the receiving device, and realizes payment of the payment method of the type by the payment device corresponding to the payment mode in the payment control device, thereby completing the payment method for a plurality of different types of payment methods.
  • the payment solves the problem that the payment terminals of the prior art are incompatible, resulting in inconvenience to the sales of the merchant and the payment of the user.
  • This embodiment discloses a payment method, and the flowchart thereof is as shown in FIG. 2, and includes:
  • Step S21 Receive a payment request sent by the unified receiving device, where the payment request includes: a payment amount and a specified payment method;
  • the payment request includes: the payment amount and the specified payment method, wherein: the payment method may be a scan code payment, a payment for the UnionPay magnetic stripe card, or a UnionPay flash payment, and the specified payment method is not specifically limited herein. .
  • Step S22 activating a payment device corresponding to the specified payment method in the payment control device
  • the payment control device includes a plurality of payment devices, and may include: a scan code gun for scanning code payment, a magnetic stripe card card reader, and a flash payment device, and a plurality of payment devices in the payment control device. Limited to the above mentioned devices, it can also be other devices.
  • the corresponding payment device When receiving the payment request, the corresponding payment device is activated according to the payment method specified in the payment request, and the remaining payment devices are still in a standby or closed state to save power, and at the same time, when multiple payment devices are in an activated state for payment, Paying for the problem of disorder.
  • Step S23 sending a payment amount to the payment device
  • the payment amount is extracted from the master chip, and the payment amount is sent to the payment device.
  • Step S24 Receive payment information acquired by the payment device.
  • the payment device After the payment device receives the payment amount, the payment device performs the method of scanning the code or swiping the card to obtain the payment number of the customer, and the payment number and the payment amount are collectively referred to as payment information, and the payment number may be a bank card number or other payment code.
  • Step S25 Obtain payment platform information corresponding to the payment device.
  • the main control chip Since the main control chip knows the payment device corresponding to the specified payment method, and each payment device corresponds to one payment platform, the main control chip directly searches for the payment platform corresponding to the payment device, and acquires related information of the payment platform.
  • Step S26 Send payment information to a payment platform corresponding to the payment device to implement payment.
  • the main control chip directly sends the received payment information to the payment platform corresponding to the payment device, and implements payment on the payment platform. After the payment is successful or failed, the payment result is sent to the unified receiving device for display to prompt the merchant and the customer.
  • the main control chip can also send the received payment information to the unified receiving device, and the unified receiving device sends the payment information to the payment platform corresponding to the payment device to implement the payment. After the payment is successful or failed, the payment result is sent to the unified receiving device, and is displayed by the unified receiving device to prompt the merchant and the customer to pay the success or failure.
  • the payment method disclosed in this embodiment receives the payment request sent by the unified receiving device, wherein the payment request includes: the payment amount and the specified payment method, activates the payment device corresponding to the payment method specified in the payment control device, and sends the payment amount to
  • the payment device receives payment information acquired by the payment device, and sends the payment information to a payment platform corresponding to the payment device to implement payment.
  • the solution realizes the payment of the payment method of the different types of payment methods by the unified receiving device, and realizes the payment of the payment mode of the payment type by the payment device corresponding to the payment mode in the payment control device,
  • the payment of a plurality of different types of payment methods is completed, which solves the problem that the payment terminals of the prior art are incompatible, resulting in inconvenience to the sales of the merchants and the payment of the users.
  • This embodiment discloses a payment method, and the flowchart thereof is as shown in FIG. 3, and includes:
  • Step S31 Receive a payment request sent by the unified receiving device, where the payment request includes: a payment amount and a specified payment method;
  • the payment request includes: the payment amount and the specified payment method, wherein: the payment method may be a scan code payment, a payment for the UnionPay magnetic stripe card, or a UnionPay flash payment, and the specified payment method is not specifically limited herein. .
  • Step S32 activating a payment device corresponding to the specified payment method in the payment control device
  • the payment control device includes a plurality of payment devices, and may include: a scan code gun for scanning code payment, a magnetic stripe card card reader, and a flash payment device, and a plurality of payment devices in the payment control device. Limited to the above mentioned devices, it can also be other devices.
  • the corresponding payment device When receiving the payment request, the corresponding payment device is activated according to the payment method specified in the payment request, and the remaining payment devices are still in a standby or closed state to save power, and at the same time, when multiple payment devices are in an activated state for payment, Paying for the problem of disorder.
  • Step S33 sending a payment amount to the payment device
  • the payment amount is extracted from the master chip, and the payment amount is sent to the payment device.
  • Step S34 Receive payment information acquired by the payment device.
  • the payment device After the payment device receives the payment amount, the payment device performs the method of scanning the code or swiping the card to obtain the payment number of the customer, and the payment number and the payment amount are collectively referred to as payment information, and the payment number may be a bank card number or other payment code.
  • Step S35 Acquire payment platform information corresponding to the payment device received by the unified receiving device
  • the unified receiving device according to the payment method specified in the payment request, the payment device corresponding to the acquiring device, each payment device corresponding to a payment platform, the unified receiving device searching for the payment platform corresponding to the payment device, and acquiring related information of the payment platform And sending relevant information of the payment platform to the main control chip, and the main control chip sends the payment information to the payment platform.
  • Step S36 Send payment information to a payment platform corresponding to the payment device to implement payment.
  • the main control chip directly sends the received payment information to the payment platform corresponding to the payment device, and implements payment on the payment platform. After the payment is successful or failed, the payment result is sent to the unified receiving device for display to prompt the merchant and the customer.
  • the main control chip can also send the received payment information to the unified receiving device, and the unified receiving device sends the payment information to the payment platform corresponding to the payment device to implement the payment. After the payment is successful or failed, the payment result is sent to the unified receiving device, and is displayed by the unified receiving device to prompt the merchant and the customer to pay the success or failure.
  • the payment method disclosed in this embodiment receives the payment request sent by the unified receiving device, wherein the payment request includes: the payment amount and the specified payment method, activates the payment device corresponding to the payment method specified in the payment control device, and sends the payment amount to
  • the payment device receives payment information acquired by the payment device, and sends the payment information to a payment platform corresponding to the payment device to implement payment.
  • the solution satisfies the payment request of different types of payment methods sent by the receiving device, and realizes payment of the payment method of the type by the payment device corresponding to the payment mode in the payment control device, thereby completing the payment method for a plurality of different types of payment methods.
  • the payment solves the problem that the payment terminals of the prior art are incompatible, resulting in inconvenience to the sales of the merchant and the payment of the user.
  • This embodiment discloses a payment control device.
  • the schematic diagram of the structure is as shown in FIG. 4, and includes: a main control chip 41, and at least two payment devices 42 connected to the main control chip 41.
  • the at least two types of payment devices 42 may include: a scan code gun, a magnetic stripe card reader, a chip card card reader, a flash payment device, and the like.
  • the at least two types of payment devices 42 are not limited to specifically include several payment devices and payment. The type of equipment.
  • the schematic diagram of the structure of the main control chip 41 is as shown in FIG. 5, and includes: a first receiving unit 51, an activation unit 52 connected to the first receiving unit 51, a first sending unit 53 connected to the activation unit 52, and the first The transmitting unit 53 is connected to the second receiving unit 54 and the second receiving unit 54 is connected to the second transmitting unit 55.
  • the first receiving unit 51 is configured to receive a payment request sent by the unified receiving device, where the payment request includes: a payment amount and a specified payment method.
  • the payment request includes: the payment amount and the specified payment method, wherein: the payment method may be a scan code payment, a payment for the UnionPay magnetic stripe card, or a UnionPay flash payment, and the specified payment method is not specifically limited herein. .
  • the activation unit 52 is configured to activate a payment device corresponding to the specified payment method among the at least two payment devices.
  • the corresponding payment device When receiving the payment request, the corresponding payment device is activated according to the payment method specified in the payment request, and the remaining payment devices are still in a standby or closed state to save power, and at the same time, when multiple payment devices are in an activated state for payment, Paying for the problem of disorder.
  • the first transmitting unit 53 is configured to send the payment amount to the payment device.
  • the payment amount is extracted from the master chip, and the payment amount is sent to the payment device.
  • the second receiving unit 54 is configured to receive payment information acquired by the payment device.
  • the payment device After the payment device receives the payment amount, the payment device performs the method of scanning the code or swiping the card to obtain the payment number of the customer, and the payment number and the payment amount are collectively referred to as payment information, and the payment number may be a bank card number or other payment code.
  • the second sending unit 55 is configured to send payment information to a payment platform corresponding to the payment device to implement payment.
  • the second sending unit directly sends the received payment information to the payment platform corresponding to the payment device, and implements payment on the payment platform. After the payment is successful or failed, the payment result is sent to the unified receiving device for display to prompt the merchant and the customer.
  • the second sending unit may further send the received payment information to the unified receiving device, and the unified receiving device sends the payment information to the payment platform corresponding to the payment device to implement the payment.
  • the payment result is sent to the unified receiving device, and is displayed by the unified receiving device to prompt the merchant and the customer to pay the success or failure.
  • the main control chip receives the payment request sent by the unified receiving device through the first receiving unit, wherein the payment request includes: a payment amount and a specified payment method, and the activation unit activates the payment specified in the payment control device.
  • the payment device corresponding to the mode, the first sending unit sends the payment amount to the payment device, the second receiving unit receives the payment information acquired by the payment device, and the second sending unit sends the payment information to the payment platform corresponding to the payment device to implement the payment.
  • the solution satisfies the payment request of different types of payment methods sent by the receiving device, and realizes payment of the payment method of the type by the payment device corresponding to the payment mode in the payment control device, thereby completing the payment method for a plurality of different types of payment methods.
  • the payment solves the problem that the payment terminals of the prior art are incompatible, resulting in inconvenience to the sales of the merchant and the payment of the user.
  • This embodiment discloses a payment control device.
  • the schematic diagram of the structure is as shown in FIG. 4, and includes: a main control chip 41, and at least two payment devices 42 connected to the main control chip 41.
  • the at least two types of payment devices 42 may include: a scan code gun, a magnetic stripe card reader, a chip card card reader, a flash payment device, and the like.
  • the at least two types of payment devices 42 are not limited to specifically include several payment devices and payment. The type of equipment.
  • the schematic diagram of the structure of the main control chip 41 is as shown in FIG. 6, and includes: a first receiving unit 61, an activation unit 62 connected to the first receiving unit 61, a first sending unit 63 connected to the activation unit 62, and the first The second receiving unit 64 connected to the transmitting unit 63, the first obtaining unit 65 connected to the second receiving unit 64, and the second sending unit 66 connected to the first obtaining unit 65.
  • the main control chip in the payment control apparatus disclosed in this embodiment further adds the first acquisition unit 65.
  • the first obtaining unit 65 is configured to acquire payment platform information corresponding to the payment device.
  • the main control chip Since the main control chip knows the payment device corresponding to the specified payment method, and each payment device corresponds to one payment platform, the main control chip directly searches for the payment platform corresponding to the payment device, and acquires related information of the payment platform.
  • the main control chip receives the payment request sent by the unified receiving device through the first receiving unit, wherein the payment request includes: a payment amount and a specified payment method, and the activation unit activates the payment specified in the payment control device.
  • the payment device corresponding to the mode, the first sending unit sends the payment amount to the payment device, the second receiving unit receives the payment information acquired by the payment device, and the second sending unit sends the payment information to the payment platform corresponding to the payment device to implement the payment.
  • the solution satisfies the payment request of different types of payment methods sent by the receiving device, and realizes payment of the payment method of the type by the payment device corresponding to the payment mode in the payment control device, thereby completing the payment method for a plurality of different types of payment methods.
  • the payment solves the problem that the payment terminals of the prior art are incompatible, resulting in inconvenience to the sales of the merchant and the payment of the user.
  • This embodiment discloses a payment control device.
  • the schematic diagram of the structure is as shown in FIG. 4, and includes: a main control chip 41, and at least two payment devices 42 connected to the main control chip 41.
  • the at least two types of payment devices 42 may include: a scan code gun, a magnetic stripe card reader, a chip card card reader, a flash payment device, and the like.
  • the at least two types of payment devices 42 are not limited to specifically include several payment devices and payment. The type of equipment.
  • the schematic diagram of the structure of the main control chip 41 is as shown in FIG. 7, and includes: a first receiving unit 71, an activation unit 72 connected to the first receiving unit 71, a first sending unit 73 connected to the activation unit 72, and the first The transmitting unit 73 is connected to the second receiving unit 74, the first receiving unit 74 connected to the second receiving unit 74, and the second sending unit 76 connected to the second obtaining unit 75.
  • the main control chip in the payment control apparatus disclosed in this embodiment further adds a second acquisition unit 75.
  • the second obtaining unit 75 is configured to acquire payment platform information corresponding to the payment device received by the unified receiving device.
  • the unified receiving device according to the payment method specified in the payment request, the payment device corresponding to the acquiring device, each payment device corresponding to a payment platform, the unified receiving device searching for the payment platform corresponding to the payment device, and acquiring related information of the payment platform And sending relevant information of the payment platform to the main control chip, and the main control chip sends the payment information to the payment platform.
  • the main control chip receives the payment request sent by the unified receiving device through the first receiving unit, wherein the payment request includes: a payment amount and a specified payment method, and the activation unit activates the payment specified in the payment control device.
  • the payment device corresponding to the mode, the first sending unit sends the payment amount to the payment device, the second receiving unit receives the payment information acquired by the payment device, and the second sending unit sends the payment information to the payment platform corresponding to the payment device to implement the payment.
  • the solution satisfies the payment request of different types of payment methods sent by the receiving device, and realizes payment of the payment method of the type by the payment device corresponding to the payment mode in the payment control device, thereby completing the payment method for a plurality of different types of payment methods.
  • the payment solves the problem that the payment terminals of the prior art are incompatible, resulting in inconvenience to the sales of the merchant and the payment of the user.
  • This embodiment discloses a payment control system, and its structural schematic diagram is as shown in FIG. 8. It includes a unified receiving device 81 and a payment control device 82 connected to the unified receiving device 81.
  • the unified receiving device 81 is a display terminal for displaying the type and price of the product purchased by the customer, and the operation interface displayed by the unified receiving terminal 81 is the same type regardless of which payment method the customer uses.
  • the unified receiving device 81 is connected to the payment control device 82, and can be connected by means of a wireless connection, such as a Bluetooth or a WIFI, or a wired connection, such as a serial port or a USB, and is not specifically limited herein.
  • a wireless connection such as a Bluetooth or a WIFI
  • a wired connection such as a serial port or a USB
  • the payment control device 82 includes a main control chip 821 and at least two payment devices 822 connected to the main control chip 821.
  • the at least two types of payment devices 822 may include: a scan code gun, a magnetic stripe card card reader, a chip card card reader, a flash payment device, and the like. Here, it is not limited that the at least two types of payment devices 822 specifically include several payment devices and payment. The type of equipment.
  • the schematic diagram of the structure of the main control chip 821 is as shown in FIG. 5, and includes: a first receiving unit 51, an activation unit 52 connected to the first receiving unit 51, a first sending unit 53 connected to the activation unit 52, and the first The transmitting unit 53 is connected to the second receiving unit 54 and the second receiving unit 54 is connected to the second transmitting unit 55.
  • the first receiving unit 51 is configured to receive a payment request sent by the unified receiving device, where the payment request includes: a payment amount and a specified payment method.
  • the payment request includes: the payment amount and the specified payment method, wherein: the payment method may be a scan code payment, a payment for the UnionPay magnetic stripe card, or a UnionPay flash payment, and the specified payment method is not specifically limited herein. .
  • the activation unit 52 is configured to activate a payment device corresponding to the specified payment method among the at least two payment devices.
  • the corresponding payment device When receiving the payment request, the corresponding payment device is activated according to the payment method specified in the payment request, and the remaining payment devices are still in a standby or closed state to save power, and at the same time, when multiple payment devices are in an activated state for payment, Paying for the problem of disorder.
  • the first transmitting unit 53 is configured to send the payment amount to the payment device.
  • the payment amount is extracted from the master chip, and the payment amount is sent to the payment device.
  • the second receiving unit 54 is configured to receive payment information acquired by the payment device.
  • the payment device After the payment device receives the payment amount, the payment device performs the method of scanning the code or swiping the card to obtain the payment number of the customer, and the payment number and the payment amount are collectively referred to as payment information, and the payment number may be a bank card number or other payment code.
  • the second sending unit 55 is configured to send payment information to a payment platform corresponding to the payment device to implement payment.
  • the second sending unit directly sends the received payment information to the payment platform corresponding to the payment device, and implements payment on the payment platform. After the payment is successful or failed, the payment result is sent to the unified receiving device for display to prompt the merchant and the customer.
  • the second sending unit may further send the received payment information to the unified receiving device, and the unified receiving device sends the payment information to the payment platform corresponding to the payment device to implement the payment.
  • the payment result is sent to the unified receiving device, and is displayed by the unified receiving device to prompt the merchant and the customer to pay the success or failure.
  • the main control chip receives the payment request sent by the unified receiving device through the first receiving unit, wherein the payment request includes: a payment amount and a specified payment method, and the activation unit activates the payment specified in the payment control device.
  • the payment device corresponding to the mode, the first sending unit sends the payment amount to the payment device, the second receiving unit receives the payment information acquired by the payment device, and the second sending unit sends the payment information to the payment platform corresponding to the payment device to implement the payment.
  • the solution satisfies the payment request of different types of payment methods sent by the receiving device, and realizes payment of the payment method of the type by the payment device corresponding to the payment mode in the payment control device, thereby completing the payment method for a plurality of different types of payment methods.
  • the payment solves the problem that the payment terminals of the prior art are incompatible, resulting in inconvenience to the sales of the merchant and the payment of the user.
  • the steps of a method or algorithm described in connection with the embodiments disclosed herein can be implemented directly in hardware, a software module executed by a processor, or a combination of both.
  • the software module can be placed in random access memory (RAM), memory, read only memory (ROM), electrically programmable ROM, electrically erasable programmable ROM, registers, hard disk, removable disk, CD-ROM, or technical field. Any other form of storage medium known.

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  • General Physics & Mathematics (AREA)
  • Engineering & Computer Science (AREA)
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  • Cash Registers Or Receiving Machines (AREA)

Abstract

本发明公开了一种支付方法、支付控制装置及系统,通过接收统一受理装置发送的支付请求,其中,支付请求包括:支付金额及指定的支付方式,激活支付控制装置中指定的支付方式对应的支付设备,发送支付金额至支付设备,接收支付设备获取的支付信息,并将支付信息发送至与支付设备对应的支付平台,以实现支付。本方案通过统一受理装置发送的不同类型的支付方式的支付请求,并通过支付控制装置中与支付方式对应的支付设备实现该类型的支付方式的支付,从而完成对多种不同类型的支付方式的支付,解决了现有技术中各支付终端不能够兼容,导致的给商户的销售及用户的付款带来不便的问题。

Description

一种支付方法、支付控制装置及系统 技术领域
本发明涉及支付领域,尤其涉及一种支付方法、支付控制装置及系统。
背景技术
目前,随着第三方支付方式的兴起,越来越多的用户在购买商品后选择采用第三方支付的方式,避免直接采用现金支付需要随身携带大量现金的问题。
其中,第三方支付方式包括:扫码支付,其中,扫码支付可以为支付宝扫码,也可以为微信扫码,扫码之后发送信息至支付系统,以生成支付单,并进行支付;第三方支付方式还可以包括银联的磁条卡销售终端以及闪付销售。
无论采用上述哪种方式,其支付终端都是各自不同的,不能够兼容。当用户购买商品后,想采用其中一种支付方式支付,而商户恰好没有这种支付方式的支付终端,这就给商户的销售以及用户的付款带来的不便。
发明内容
有鉴于此,本发明提供一种支付方法、支付控制装置及系统,以解决现有技术中各支付终端不能够兼容,给商户的销售及用户的付款带来不便的问题,其具体方案如下:
一种支付方法,包括:
接收统一受理装置发送的支付请求,所述支付请求包括:支付金额及指定的支付方式;
激活支付控制装置中与所述指定的支付方式对应的支付设备;
发送所述支付金额至所述支付设备;
接收所述支付设备获取的支付信息,并将所述支付信息发送至与所述支付设备对应的支付平台,以实现支付。
进一步的,所述将所述支付信息发送至与所述支付设备对应的支付平台,以实现支付,具体为:
将所述支付信息通过所述统一受理装置发送至所述支付设备对应的支付平台,以实现支付。
进一步的,在所述将所述支付信息发送至与所述支付设备对应的支付平台之前,还包括:
获取与所述支付设备对应的支付平台信息。
进一步的,在所述将所述支付信息发送至与所述支付设备对应的支付平台之前,还包括:
获取所述统一受理装置接收的与所述支付设备对应的支付平台信息。
一种支付控制装置,包括:主控芯片,与所述主控芯片相连的至少两种支付设备,其中:
所述主控芯片包括:第一接收单元,与所述第一接收单元相连的激活单元,与所述激活单元相连的第一发送单元,与所述第一发送单元相连的第二接收单元,与所述第二接收单元相连的第二发送单元,其中:
所述第一接收单元用于接收统一受理装置发送的支付请求,所述支付请求包括:支付金额及指定的支付方式;
所述激活单元用于激活所述至少两种支付设备中与所述指定的支付方式对应的支付设备;
所述第一发送单元用于发送所述支付金额至所述支付设备;
所述第二接收单元用于接收所述支付设备获取的支付信息;
所述第二发送单元用于将所述支付信息发送至与所述支付设备对应的支付平台,以实现支付。
进一步的,所述第二发送单元具体用于:将所述支付信息通过所述统一受理装置发送至所述支付设备对应的支付平台,以实现支付。
进一步的,所述主控芯片还包括:与所述第二接收单元及第二发送单元分别相连的第一获取单元,其中:
所述第一获取单元用于获取与所述支付设备对应的支付平台信息。
进一步的,所述主控芯片还包括:与所述第二接收单元及第二发送单元分别相连的第二获取单元,其中:
所述第二获取单元用于获取所述统一受理装置接收的与所述支付设备对应的支付平台信息。
一种支付控制系统,包括:统一受理装置,与所述统一受理装置相连的支付控制装置,所述支付控制装置包括:主控芯片,与所述主控芯片相连的至少两种支付设备,其中:
所述主控芯片包括:第一接收单元,与所述第一接收单元相连的激活单元,与所述激活单元相连的第一发送单元,与所述第一发送单元相连的第二接收单元,与所述第二接收单元相连的第二发送单元,其中:
所述第一接收单元用于接收统一受理装置发送的支付请求,所述支付请求包括:支付金额及指定的支付方式;
所述激活单元用于激活所述至少两种支付设备中与所述指定的支付方式对应的支付设备;
所述第一发送单元用于发送所述支付金额至所述支付设备;
所述第二接收单元用于接收所述支付设备获取的支付信息;
所述第二发送单元用于将所述支付信息发送至与所述支付设备对应的支付平台,以实现支付。
进一步的,所述统一受理装置还用于:显示支付结果。
从上述技术方案可以看出,本申请公开的支付方法、支付控制装置及系统,通过接收统一受理装置发送的支付请求,其中,支付请求包括:支付金额及指定的支付方式,激活支付控制装置中指定的支付方式对应的支付设备,发送支付金额至支付设备,接收支付设备获取的支付信息,并将支付信息发送至与支付设备对应的支付平台,以实现支付。本方案通过统一受理装置发 送的不同类型的支付方式的支付请求,并通过支付控制装置中与支付方式对应的支付设备实现该类型的支付方式的支付,从而完成对多种不同类型的支付方式的支付,解决了现有技术中各支付终端不能够兼容,导致的给商户的销售及用户的付款带来不便的问题。
附图说明
为了更清楚地说明本发明实施例或现有技术中的技术方案,下面将对实施例或现有技术描述中所需要使用的附图作简单地介绍,显而易见地,下面描述中的附图仅仅是本发明的一些实施例,对于本领域普通技术人员来讲,在不付出创造性劳动的前提下,还可以根据这些附图获得其他的附图。
图1为本发明实施例公开的一种支付方法的流程图;
图2为本发明实施例公开的一种支付方法的流程图;
图3为本发明实施例公开的一种支付方法的流程图;
图4为本发明实施例公开的一种支付控制装置的结构示意图;
图5为本发明实施例公开的一种主控芯片的结构示意图;
图6为本发明实施例公开的一种主控芯片的结构示意图;
图7为本发明实施例公开的一种主控芯片的结构示意图;
图8为本发明实施例公开的一种支付控制系统的结构示意图。
具体实施方式
下面将结合本发明实施例中的附图,对本发明实施例中的技术方案进行清楚、完整地描述,显然,所描述的实施例仅仅是本发明一部分实施例,而不是全部的实施例。基于本发明中的实施例,本领域普通技术人员在没有做出创造性劳动前提下所获得的所有其他实施例,都属于本发明保护的范围。
本发明公开了一种支付方法,其流程图如图1所示,包括:
步骤S11、接收统一受理装置发送的支付请求,支付请求包括:支付金额及指定的支付方式;
统一受理装置接收到商户发送来的支付请求,将该支付请求反馈至支付控制装置中的主控芯片,并将支付请求中的支付金额及指定的支付方式保存在主控芯片中,优选为暂时保存,当接收到支付完成的消息后,则删除该支付请求中的信息。
支付请求包括:支付金额及指定的支付方式,其中:支付方式可以为扫码支付,也可以为银联的磁条卡支付,还可以为银联的闪付,在此不对指定的支付方式做具体限定。
其中,商户发送来的多种支付方式的支付请求通过统一受理装置进行受理,无论是包含哪一种支付方式的支付请求,统一受理装置均是采用同一种显示界面,以便于操作及查询。
步骤S12、激活支付控制装置中与指定的支付方式对应的支付设备;
支付控制装置中包括多种支付设备,可以包括:用于扫码支付的扫码枪,也可以包括磁条卡刷卡器,还可以包括闪付设备,支付控制装置中的多种支付设备并不仅限于以上提到的设备,还可以为其他设备。
当接收到支付请求时,根据支付请求中指定的支付方式激活对应的支付设备,其余支付设备仍处于待机或关闭状态,以节约电能,同时避免多种支付设备均处于激活状态进行支付时,造成支付紊乱的问题。
步骤S13、发送支付金额至支付设备;
从主控芯片中提取支付金额,将该支付金额发送至支付设备。
步骤S14、接收支付设备获取的支付信息,并将支付信息发送至与支付设备对应的支付平台,以实现支付。
支付设备接收到支付金额后,支付设备进行扫码或刷卡等形式的获取顾客的付款号码,将支付号码及支付金额统称为支付信息,该付款号码可以为银行卡号,也可以为其它付款编码。
主控芯片将接收到的支付信息直接发送至支付设备对应的支付平台,在支付平台上实现支付。并在支付成功或失败后,发送支付结果至统一受理装置进行显示,以提示商户及顾客。
主控芯片还可以将接收到的支付信息发送至统一受理装置,由统一受理装置发送该支付信息至支付设备所对应的支付平台,以实现支付。并在支付成功或失败后,发送支付结果至统一受理装置,由统一受理装置进行显示,以提示商户及顾客支付成功或失败。
本实施例公开的支付方法,通过接收统一受理装置发送的支付请求,其中,支付请求包括:支付金额及指定的支付方式,激活支付控制装置中指定的支付方式对应的支付设备,发送支付金额至支付设备,接收支付设备获取的支付信息,并将支付信息发送至与支付设备对应的支付平台,以实现支付。本方案通过统一受理装置发送的不同类型的支付方式的支付请求,并通过支付控制装置中与支付方式对应的支付设备实现该类型的支付方式的支付,从而完成对多种不同类型的支付方式的支付,解决了现有技术中各支付终端不能够兼容,导致的给商户的销售及用户的付款带来不便的问题。
本实施例公开了一种支付方法,其流程图如图2所示,包括:
步骤S21、接收统一受理装置发送的支付请求,支付请求包括:支付金额及指定的支付方式;
统一受理装置接收到商户发送来的支付请求,将该支付请求反馈至支付控制装置中的主控芯片,并将支付请求中的支付金额及指定的支付方式保存在主控芯片中,优选为暂时保存,当接收到支付完成的消息后,则删除该支付请求中的信息。
支付请求包括:支付金额及指定的支付方式,其中:支付方式可以为扫码支付,也可以为银联的磁条卡支付,还可以为银联的闪付,在此不对指定的支付方式做具体限定。
步骤S22、激活支付控制装置中与指定的支付方式对应的支付设备;
支付控制装置中包括多种支付设备,可以包括:用于扫码支付的扫码枪,也可以包括磁条卡刷卡器,还可以包括闪付设备,支付控制装置中的多种支付设备并不仅限于以上提到的设备,还可以为其他设备。
当接收到支付请求时,根据支付请求中指定的支付方式激活对应的支付设备,其余支付设备仍处于待机或关闭状态,以节约电能,同时避免多种支付设备均处于激活状态进行支付时,造成支付紊乱的问题。
步骤S23、发送支付金额至支付设备;
从主控芯片中提取支付金额,将该支付金额发送至支付设备。
步骤S24、接收支付设备获取的支付信息;
支付设备接收到支付金额后,支付设备进行扫码或刷卡等形式的获取顾客的付款号码,将支付号码及支付金额统称为支付信息,该付款号码可以为银行卡号,也可以为其它付款编码。
步骤S25、获取与支付设备对应的支付平台信息;
由于主控芯片已知了指定的支付方式对应的支付设备,每个支付设备对应一个支付平台,那么,由主控芯片直接查找与支付设备对应的支付平台,并获取该支付平台的相关信息。
步骤S26、将支付信息发送至与支付设备对应的支付平台,以实现支付。
主控芯片将接收到的支付信息直接发送至支付设备对应的支付平台,在支付平台上实现支付。并在支付成功或失败后,发送支付结果至统一受理装置进行显示,以提示商户及顾客。
主控芯片还可以将接收到的支付信息发送至统一受理装置,由统一受理装置发送该支付信息至支付设备所对应的支付平台,以实现支付。并在支付成功或失败后,发送支付结果至统一受理装置,由统一受理装置进行显示,以提示商户及顾客支付成功或失败。
本实施例公开的支付方法,通过接收统一受理装置发送的支付请求,其中,支付请求包括:支付金额及指定的支付方式,激活支付控制装置中指定的支付方式对应的支付设备,发送支付金额至支付设备,接收支付设备获取的支付信息,并将支付信息发送至与支付设备对应的支付平台,以实现支付。本方案通过统一受理装置发送的不同类型的支付方式的支付请求,并通过支付控制装置中与支付方式对应的支付设备实现该类型的支付方式的支付,从 而完成对多种不同类型的支付方式的支付,解决了现有技术中各支付终端不能够兼容,导致的给商户的销售及用户的付款带来不便的问题。
本实施例公开了一种支付方法,其流程图如图3所示,包括:
步骤S31、接收统一受理装置发送的支付请求,支付请求包括:支付金额及指定的支付方式;
统一受理装置接收到商户发送来的支付请求,将该支付请求反馈至支付控制装置中的主控芯片,并将支付请求中的支付金额及指定的支付方式保存在主控芯片中,优选为暂时保存,当接收到支付完成的消息后,则删除该支付请求中的信息。
支付请求包括:支付金额及指定的支付方式,其中:支付方式可以为扫码支付,也可以为银联的磁条卡支付,还可以为银联的闪付,在此不对指定的支付方式做具体限定。
步骤S32、激活支付控制装置中与指定的支付方式对应的支付设备;
支付控制装置中包括多种支付设备,可以包括:用于扫码支付的扫码枪,也可以包括磁条卡刷卡器,还可以包括闪付设备,支付控制装置中的多种支付设备并不仅限于以上提到的设备,还可以为其他设备。
当接收到支付请求时,根据支付请求中指定的支付方式激活对应的支付设备,其余支付设备仍处于待机或关闭状态,以节约电能,同时避免多种支付设备均处于激活状态进行支付时,造成支付紊乱的问题。
步骤S33、发送支付金额至支付设备;
从主控芯片中提取支付金额,将该支付金额发送至支付设备。
步骤S34、接收支付设备获取的支付信息;
支付设备接收到支付金额后,支付设备进行扫码或刷卡等形式的获取顾客的付款号码,将支付号码及支付金额统称为支付信息,该付款号码可以为银行卡号,也可以为其它付款编码。
步骤S35、获取统一受理装置接收的与支付设备对应的支付平台信息;
由统一受理装置根据支付请求中指定的支付方式,获取器对应的支付设备,每个支付设备对应一个支付平台,由统一受理装置查找与支付设备对应的支付平台,并获取该支付平台的相关信息,并将该支付平台的相关信息发送给主控芯片,由主控芯片将支付信息发送给支付平台。
步骤S36、将支付信息发送至与支付设备对应的支付平台,以实现支付。
主控芯片将接收到的支付信息直接发送至支付设备对应的支付平台,在支付平台上实现支付。并在支付成功或失败后,发送支付结果至统一受理装置进行显示,以提示商户及顾客。
主控芯片还可以将接收到的支付信息发送至统一受理装置,由统一受理装置发送该支付信息至支付设备所对应的支付平台,以实现支付。并在支付成功或失败后,发送支付结果至统一受理装置,由统一受理装置进行显示,以提示商户及顾客支付成功或失败。
本实施例公开的支付方法,通过接收统一受理装置发送的支付请求,其中,支付请求包括:支付金额及指定的支付方式,激活支付控制装置中指定的支付方式对应的支付设备,发送支付金额至支付设备,接收支付设备获取的支付信息,并将支付信息发送至与支付设备对应的支付平台,以实现支付。本方案通过统一受理装置发送的不同类型的支付方式的支付请求,并通过支付控制装置中与支付方式对应的支付设备实现该类型的支付方式的支付,从而完成对多种不同类型的支付方式的支付,解决了现有技术中各支付终端不能够兼容,导致的给商户的销售及用户的付款带来不便的问题。
本实施例公开了一种支付控制装置,其结构示意图如图4所示,包括:主控芯片41,与主控芯片41相连的至少两种支付设备42。
至少两种支付设备42可以包括:扫码枪、磁条卡刷卡器、芯片卡刷卡器、闪付设备等,在此,并不限定至少两种支付设备42的具体包括几种支付设备以及支付设备的种类。
其中,主控芯片41的结构示意图如图5所示,包括:第一接收单元51,与第一接收单元51相连的激活单元52,与激活单元52相连的第一发送单元53,与第一发送单元53相连的第二接收单元54,与第二接收单元54相连的第二发送单元55。
第一接收单元51用于接收统一受理装置发送的支付请求,支付请求包括:支付金额及指定的支付方式。
统一受理装置接收到商户发送来的支付请求,将该支付请求反馈至支付控制装置中的主控芯片,并将支付请求中的支付金额及指定的支付方式保存在主控芯片中,优选为暂时保存,当接收到支付完成的消息后,则删除该支付请求中的信息。
支付请求包括:支付金额及指定的支付方式,其中:支付方式可以为扫码支付,也可以为银联的磁条卡支付,还可以为银联的闪付,在此不对指定的支付方式做具体限定。
激活单元52用于激活至少两种支付设备中与指定的支付方式对应的支付设备。
当接收到支付请求时,根据支付请求中指定的支付方式激活对应的支付设备,其余支付设备仍处于待机或关闭状态,以节约电能,同时避免多种支付设备均处于激活状态进行支付时,造成支付紊乱的问题。
第一发送单元53用于发送支付金额至支付设备。
从主控芯片中提取支付金额,将该支付金额发送至支付设备。
第二接收单元54用于接收支付设备获取的支付信息。
支付设备接收到支付金额后,支付设备进行扫码或刷卡等形式的获取顾客的付款号码,将支付号码及支付金额统称为支付信息,该付款号码可以为银行卡号,也可以为其它付款编码。
第二发送单元55用于将支付信息发送至与支付设备对应的支付平台,以实现支付。
第二发送单元将接收到的支付信息直接发送至支付设备对应的支付平台,在支付平台上实现支付。并在支付成功或失败后,发送支付结果至统一受理装置进行显示,以提示商户及顾客。
第二发送单元还可以将接收到的支付信息发送至统一受理装置,由统一受理装置发送该支付信息至支付设备所对应的支付平台,以实现支付。并在支付成功或失败后,发送支付结果至统一受理装置,由统一受理装置进行显示,以提示商户及顾客支付成功或失败。
本实施例公开的支付控制装置,主控芯片通过第一接收单元接收统一受理装置发送的支付请求,其中,支付请求包括:支付金额及指定的支付方式,激活单元激活支付控制装置中指定的支付方式对应的支付设备,第一发送单元发送支付金额至支付设备,第二接收单元接收支付设备获取的支付信息,第二发送单元将支付信息发送至与支付设备对应的支付平台,以实现支付。本方案通过统一受理装置发送的不同类型的支付方式的支付请求,并通过支付控制装置中与支付方式对应的支付设备实现该类型的支付方式的支付,从而完成对多种不同类型的支付方式的支付,解决了现有技术中各支付终端不能够兼容,导致的给商户的销售及用户的付款带来不便的问题。
本实施例公开了一种支付控制装置,其结构示意图如图4所示,包括:主控芯片41,与主控芯片41相连的至少两种支付设备42。
至少两种支付设备42可以包括:扫码枪、磁条卡刷卡器、芯片卡刷卡器、闪付设备等,在此,并不限定至少两种支付设备42的具体包括几种支付设备以及支付设备的种类。
其中,主控芯片41的结构示意图如图6所示,包括:第一接收单元61,与第一接收单元61相连的激活单元62,与激活单元62相连的第一发送单元63,与第一发送单元63相连的第二接收单元64,与第二接收单元64相连的第一获取单元65,与第一获取单元65相连的第二发送单元66。
除与上一实施例相同的结构外,本实施例公开的支付控制装置中的主控芯片还增加了第一获取单元65。
其中,第一获取单元65用于获取与支付设备对应的支付平台信息。
由于主控芯片已知了指定的支付方式对应的支付设备,每个支付设备对应一个支付平台,那么,由主控芯片直接查找与支付设备对应的支付平台,并获取该支付平台的相关信息。
本实施例公开的支付控制装置,主控芯片通过第一接收单元接收统一受理装置发送的支付请求,其中,支付请求包括:支付金额及指定的支付方式,激活单元激活支付控制装置中指定的支付方式对应的支付设备,第一发送单元发送支付金额至支付设备,第二接收单元接收支付设备获取的支付信息,第二发送单元将支付信息发送至与支付设备对应的支付平台,以实现支付。本方案通过统一受理装置发送的不同类型的支付方式的支付请求,并通过支付控制装置中与支付方式对应的支付设备实现该类型的支付方式的支付,从而完成对多种不同类型的支付方式的支付,解决了现有技术中各支付终端不能够兼容,导致的给商户的销售及用户的付款带来不便的问题。
本实施例公开了一种支付控制装置,其结构示意图如图4所示,包括:主控芯片41,与主控芯片41相连的至少两种支付设备42。
至少两种支付设备42可以包括:扫码枪、磁条卡刷卡器、芯片卡刷卡器、闪付设备等,在此,并不限定至少两种支付设备42的具体包括几种支付设备以及支付设备的种类。
其中,主控芯片41的结构示意图如图7所示,包括:第一接收单元71,与第一接收单元71相连的激活单元72,与激活单元72相连的第一发送单元73,与第一发送单元73相连的第二接收单元74,与第二接收单元74相连的第一获取单元75,与第二获取单元75相连的第二发送单元76。
除与上一实施例相同的结构外,本实施例公开的支付控制装置中的主控芯片还增加了第二获取单元75。
其中,第二获取单元75用于获取统一受理装置接收的与支付设备对应的支付平台信息。
由统一受理装置根据支付请求中指定的支付方式,获取器对应的支付设备,每个支付设备对应一个支付平台,由统一受理装置查找与支付设备对应的支付平台,并获取该支付平台的相关信息,并将该支付平台的相关信息发送给主控芯片,由主控芯片将支付信息发送给支付平台。
本实施例公开的支付控制装置,主控芯片通过第一接收单元接收统一受理装置发送的支付请求,其中,支付请求包括:支付金额及指定的支付方式,激活单元激活支付控制装置中指定的支付方式对应的支付设备,第一发送单元发送支付金额至支付设备,第二接收单元接收支付设备获取的支付信息,第二发送单元将支付信息发送至与支付设备对应的支付平台,以实现支付。本方案通过统一受理装置发送的不同类型的支付方式的支付请求,并通过支付控制装置中与支付方式对应的支付设备实现该类型的支付方式的支付,从而完成对多种不同类型的支付方式的支付,解决了现有技术中各支付终端不能够兼容,导致的给商户的销售及用户的付款带来不便的问题。
本实施例公开了一种支付控制系统,其结构示意图如图8所示,包括:统一受理装置81,与统一受理装置81相连的支付控制装置82。
统一受理装置81为显示终端,用于显示顾客所买商品的类型及价格,无论顾客采用哪一种支付方式,其统一受理终端81显示的操作界面都是同一种类的。
统一受理装置81与支付控制装置82相连,其中,可以通过无线方式相连,如:蓝牙或WIFI等方式,也可以通过有线方式相连,如:串口或USB等方式,在此不做具体限定。
支付控制装置82包括:主控芯片821,与主控芯片821相连的至少两种支付设备822。
至少两种支付设备822可以包括:扫码枪、磁条卡刷卡器、芯片卡刷卡器、闪付设备等,在此,并不限定至少两种支付设备822的具体包括几种支付设备以及支付设备的种类。
其中,主控芯片821的结构示意图如图5所示,包括:第一接收单元51,与第一接收单元51相连的激活单元52,与激活单元52相连的第一发送单元53,与第一发送单元53相连的第二接收单元54,与第二接收单元54相连的第二发送单元55。
第一接收单元51用于接收统一受理装置发送的支付请求,支付请求包括:支付金额及指定的支付方式。
统一受理装置接收到商户发送来的支付请求,将该支付请求反馈至支付控制装置中的主控芯片,并将支付请求中的支付金额及指定的支付方式保存在主控芯片中,优选为暂时保存,当接收到支付完成的消息后,则删除该支付请求中的信息。
支付请求包括:支付金额及指定的支付方式,其中:支付方式可以为扫码支付,也可以为银联的磁条卡支付,还可以为银联的闪付,在此不对指定的支付方式做具体限定。
激活单元52用于激活至少两种支付设备中与指定的支付方式对应的支付设备。
当接收到支付请求时,根据支付请求中指定的支付方式激活对应的支付设备,其余支付设备仍处于待机或关闭状态,以节约电能,同时避免多种支付设备均处于激活状态进行支付时,造成支付紊乱的问题。
第一发送单元53用于发送支付金额至支付设备。
从主控芯片中提取支付金额,将该支付金额发送至支付设备。
第二接收单元54用于接收支付设备获取的支付信息。
支付设备接收到支付金额后,支付设备进行扫码或刷卡等形式的获取顾客的付款号码,将支付号码及支付金额统称为支付信息,该付款号码可以为银行卡号,也可以为其它付款编码。
第二发送单元55用于将支付信息发送至与支付设备对应的支付平台,以实现支付。
第二发送单元将接收到的支付信息直接发送至支付设备对应的支付平台,在支付平台上实现支付。并在支付成功或失败后,发送支付结果至统一受理装置进行显示,以提示商户及顾客。
第二发送单元还可以将接收到的支付信息发送至统一受理装置,由统一受理装置发送该支付信息至支付设备所对应的支付平台,以实现支付。并在支付成功或失败后,发送支付结果至统一受理装置,由统一受理装置进行显示,以提示商户及顾客支付成功或失败。
本实施例公开的支付控制系统,主控芯片通过第一接收单元接收统一受理装置发送的支付请求,其中,支付请求包括:支付金额及指定的支付方式,激活单元激活支付控制装置中指定的支付方式对应的支付设备,第一发送单元发送支付金额至支付设备,第二接收单元接收支付设备获取的支付信息,第二发送单元将支付信息发送至与支付设备对应的支付平台,以实现支付。本方案通过统一受理装置发送的不同类型的支付方式的支付请求,并通过支付控制装置中与支付方式对应的支付设备实现该类型的支付方式的支付,从而完成对多种不同类型的支付方式的支付,解决了现有技术中各支付终端不能够兼容,导致的给商户的销售及用户的付款带来不便的问题。
本说明书中各个实施例采用递进的方式描述,每个实施例重点说明的都是与其他实施例的不同之处,各个实施例之间相同相似部分互相参见即可。对于实施例公开的装置而言,由于其与实施例公开的方法相对应,所以描述的比较简单,相关之处参见方法部分说明即可。
专业人员还可以进一步意识到,结合本文中所公开的实施例描述的各示例的单元及算法步骤,能够以电子硬件、计算机软件或者二者的结合来实现,为了清楚地说明硬件和软件的可互换性,在上述说明中已经按照功能一般性地描述了各示例的组成及步骤。这些功能究竟以硬件还是软件方式来执行, 取决于技术方案的特定应用和设计约束条件。专业技术人员可以对每个特定的应用来使用不同方法来实现所描述的功能,但是这种实现不应认为超出本发明的范围。
结合本文中所公开的实施例描述的方法或算法的步骤可以直接用硬件、处理器执行的软件模块,或者二者的结合来实施。软件模块可以置于随机存储器(RAM)、内存、只读存储器(ROM)、电可编程ROM、电可擦除可编程ROM、寄存器、硬盘、可移动磁盘、CD-ROM、或技术领域内所公知的任意其它形式的存储介质中。
对所公开的实施例的上述说明,使本领域专业技术人员能够实现或使用本发明。对这些实施例的多种修改对本领域的专业技术人员来说将是显而易见的,本文中所定义的一般原理可以在不脱离本发明的精神或范围的情况下,在其它实施例中实现。因此,本发明将不会被限制于本文所示的这些实施例,而是要符合与本文所公开的原理和新颖特点相一致的最宽的范围。

Claims (10)

  1. 一种支付方法,其特征在于,包括:
    接收统一受理装置发送的支付请求,所述支付请求包括:支付金额及指定的支付方式;
    激活支付控制装置中与所述指定的支付方式对应的支付设备;
    发送所述支付金额至所述支付设备;
    接收所述支付设备获取的支付信息,并将所述支付信息发送至与所述支付设备对应的支付平台,以实现支付。
  2. 根据权利要求1所述的方法,其特征在于,所述将所述支付信息发送至与所述支付设备对应的支付平台,以实现支付,具体为:
    将所述支付信息通过所述统一受理装置发送至所述支付设备对应的支付平台,以实现支付。
  3. 根据权利要求1所述的方法,其特征在于,在所述将所述支付信息发送至与所述支付设备对应的支付平台之前,还包括:
    获取与所述支付设备对应的支付平台信息。
  4. 根据权利要求1所述的方法,其特征在于,在所述将所述支付信息发送至与所述支付设备对应的支付平台之前,还包括:
    获取所述统一受理装置接收的与所述支付设备对应的支付平台信息。
  5. 一种支付控制装置,其特征在于,包括:主控芯片,与所述主控芯片相连的至少两种支付设备,其中:
    所述主控芯片包括:第一接收单元,与所述第一接收单元相连的激活单元,与所述激活单元相连的第一发送单元,与所述第一发送单元相连的第二接收单元,与所述第二接收单元相连的第二发送单元,其中:
    所述第一接收单元用于接收统一受理装置发送的支付请求,所述支付请求包括:支付金额及指定的支付方式;
    所述激活单元用于激活所述至少两种支付设备中与所述指定的支付方式对应的支付设备;
    所述第一发送单元用于发送所述支付金额至所述支付设备;
    所述第二接收单元用于接收所述支付设备获取的支付信息;
    所述第二发送单元用于将所述支付信息发送至与所述支付设备对应的支付平台,以实现支付。
  6. 根据权利要求5所述的装置,其特征在于,所述第二发送单元具体用于:将所述支付信息通过所述统一受理装置发送至所述支付设备对应的支付平台,以实现支付。
  7. 根据权利要求5所述的装置,其特征在于,所述主控芯片还包括:与所述第二接收单元及第二发送单元分别相连的第一获取单元,其中:
    所述第一获取单元用于获取与所述支付设备对应的支付平台信息。
  8. 根据权利要求5所述的装置,其特征在于,所述主控芯片还包括:与所述第二接收单元及第二发送单元分别相连的第二获取单元,其中:
    所述第二获取单元用于获取所述统一受理装置接收的与所述支付设备对应的支付平台信息。
  9. 一种支付控制系统,其特征在于,包括:统一受理装置,与所述统一受理装置相连的支付控制装置,所述支付控制装置包括:主控芯片,与所述主控芯片相连的至少两种支付设备,其中:
    所述主控芯片包括:第一接收单元,与所述第一接收单元相连的激活单元,与所述激活单元相连的第一发送单元,与所述第一发送单元相连的第二接收单元,与所述第二接收单元相连的第二发送单元,其中:
    所述第一接收单元用于接收统一受理装置发送的支付请求,所述支付请求包括:支付金额及指定的支付方式;
    所述激活单元用于激活所述至少两种支付设备中与所述指定的支付方式对应的支付设备;
    所述第一发送单元用于发送所述支付金额至所述支付设备;
    所述第二接收单元用于接收所述支付设备获取的支付信息;
    所述第二发送单元用于将所述支付信息发送至与所述支付设备对应的支付平台,以实现支付。
  10. 根据权利要求9所述的系统,其特征在于,所述统一受理装置还用于:显示支付结果。
PCT/CN2015/088495 2015-07-28 2015-08-30 一种支付方法、支付控制装置及系统 WO2017016036A1 (zh)

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