WO2017011995A1 - Method, system, and device for electronic certificate modification and data exchange and processing - Google Patents

Abstract

A method, system, and device for electronic certificate modification and data exchange and processing. The method for electronic certificate modification comprises: when an electronic certificate transmitted by a first fund management server is received by a second fund management server, a second terminal transmits to the second fund management server request information for modifying the receiving end of the electronic certificate to a third fund management server (101); the second fund management server receives the request information and transmits the request information and the electronic certificate to the third fund management server (102); and the third fund management server receives the request information and the electronic certificate and modify receiving end information of the electronic certificate on the basis of the request information (103). The degree of flexibility of the means of payment collection is increased by such means for a user of the second terminal.

Description

Method, system and device for electronic voucher change and data interaction processing

[Technical Field]

The present invention relates to the field of electronic commerce, and in particular, to a method, system and device for electronic voucher change and data interaction processing.

 【Background technique】

E-commerce has become more and more widely used in various commercial trade activities. The so-called e-commerce refers to the online shopping of consumers based on browser and server applications in the open Internet environment of commercial trade activities. A business operation model for online transactions and online electronic payments between merchants and various business activities, trading activities, financial activities and related integrated service activities.

The current online electronic payment (network payment) methods mainly include bank online banking payment (including credit card payment) and third party payment. However, the credit bottleneck in the settlement process of online electronic payment (network payment) is always an obstacle in the development of e-commerce.

In the current online electronic payment method, the form of third-party payment company guarantee is less risky. However, in the form of a third-party payment company guarantee, after the payer completes the payment operation, the payee will not be able to make changes to the receiving bank until the recipient receives the funds, and cannot change the receiving bank due to abnormal circumstances. Provide a method of processing.

In addition, with the development of Internet technologies, especially mobile Internet technologies, users can use 2G, 3G, 4G or wifi to perform data transmission and data interaction through mobile devices. When data interaction occurs, similar situations will be encountered. .

 [Summary of the Invention]

The main object of the present invention is to provide a method, system and device for electronic voucher change and data interaction processing, which enable a second terminal user to arbitrarily change a server that receives an electronic commitment payment voucher of target data through a second terminal to pass the server. To receive the corresponding target data, the way the second terminal receives the data is more flexible.

A technical solution adopted by the present invention is to provide an electronic voucher change method, the method comprising: after receiving the electronic voucher sent by the first fund management server, the second terminal sends the electronic voucher sent by the first fund management server to the second fund management server The receiving end of the electronic voucher is the request information of the third fund management server; wherein the electronic voucher is applied to the first fund management server by the first terminal user with its account fund or credit line as a deposit and opened by the first fund management server The electronic commitment payment voucher; the second fund management server receives the request information, and transmits the request information and the electronic voucher to the third fund management server; and the third fund management server receives the request information and the electronic voucher, and changes the electronic voucher according to the request information Receiver information.

Another technical solution adopted by the present invention is to provide an electronic voucher change method, which is applied to a second fund management server, and the method includes: after receiving the electronic voucher sent by the first fund management server, the second fund management server receives The receiving end of the electronic voucher sent by the second terminal is the request information of the third fund management server; wherein the electronic voucher is applied to the first fund management server by the first terminal user with the account fund or the credit line as the margin and is first The electronic commitment service payment voucher opened by the fund management server; after receiving the request information, the second fund management server sends the request information and the electronic voucher to the third fund management server, so that the third fund management server changes the receipt of the electronic voucher according to the request information. End information.

Another technical solution adopted by the present invention is to provide an electronic voucher change method, which is applied to a third fund management server, and the method includes: the third fund management server receives the request information and the electronic voucher sent by the second fund server, and according to Requesting information to change the receiving end information of the electronic voucher; wherein the electronic voucher is requested by the first end user to use the account fund or the credit line as a deposit to the first fund management server and opened by the first fund management server, and sent to the second The electronic server commits the payment voucher; the request information is sent by the second terminal to the second fund management server after the second fund management server receives the electronic voucher sent by the first fund management server, and the request information includes requesting to change the electronic voucher. The receiving end is a third fund management server.

Another technical solution adopted by the present invention is to provide an electronic voucher change system, the system comprising a second terminal, a second fund management server and a third fund management server; the second terminal is configured to receive at the second fund management server After the electronic certificate sent by the first fund management server, the second fund management server sends the request information of the third fund management server to the second fund management server; wherein the electronic certificate is the first terminal user through the first terminal and the account The funds or the credit line is used as the deposit to apply for the electronic commitment payment certificate opened by the first fund management server and is opened by the first fund management server; the second fund management server is configured to receive the request information, and send the request information to the third fund management server and The electronic voucher; and the third fund management server is configured to receive the request information and the electronic voucher, and change the receiving end information of the electronic voucher according to the request information.

Another technical solution adopted by the present invention is to provide an electronic voucher changing device, which is applied to a second fund management server, the device includes a receiving module and a sending module, and the receiving module is configured to receive the electronic information sent by the first fund management server. After receiving the voucher, the receiving end of the electronic voucher sent by the second terminal is the request information of the third fund management server; wherein the electronic voucher is applied to the first fund management server by the first terminal user with the account fund or the credit line as the security deposit. And an electronic commitment payment voucher opened by the first fund management server; the sending module is configured to send the request information and the electronic voucher to the third fund management server after receiving the request information, so that the third fund management server changes the electronic device according to the request information The receiving end information of the voucher.

Another technical solution adopted by the present invention is to provide an electronic voucher changing device, which is applied to a third fund management server, the device includes a receiving module and a processing module, and the receiving module is configured to receive request information and an electronic message sent by the second fund server. a voucher; the processing module is configured to change the receiving end information of the electronic voucher according to the request information; wherein the electronic voucher is used by the first end user to apply for the first fund management server by using the account fund or credit line as a deposit and is opened by the first fund management server And the electronic commitment payment voucher sent to the second fund server; the request information is sent by the second terminal to the second fund management server after the second fund management server receives the electronic voucher sent by the first fund management server The information includes a receiving end requesting to change the electronic voucher as a third fund management server.

Another technical solution adopted by the present invention is to provide a data interaction processing method. The method includes: after receiving the electronic credential sent by the first server, the second terminal sends the receiving end of the electronic voucher to the second server. The request information of the third server; wherein the data credential is a quantification tool of the first terminal as a pre-established data association relationship between the data initiator and the first server; the second server receives the request information and sends a request to the third server The information and data credentials; and the third server receives the request information and the data voucher, and changes the receiving end information of the data voucher according to the request information.

Another technical solution adopted by the present invention is to provide a data interaction processing method, which is applied to a second terminal, and the method includes: after receiving the electronic credential sent by the first server, the second server receives the changed electronicity sent by the second terminal. The receiving end of the credential is the request information of the third server; wherein the data credential is a quantification tool that the first terminal acts as a pre-established data association relationship between the data initiator and the first server; the second server receives the request information, and The three servers send the request information and the data credentials to cause the third server to change the receiving end information of the data voucher according to the request information.

Another technical solution adopted by the present invention is to provide a data interaction system, the system includes: a second terminal, a second server, and a third server; and the second terminal is configured to receive, by the second server, the electronic certificate sent by the first server And sending, to the second server, the request information of the third server to the receiving end of the electronic credential; wherein the data credential is a quantifying tool of the first terminal as a pre-established data association relationship between the data initiator and the first server; The second server is configured to receive the request information, and send the request information and the data credential to the third server; and the third server is configured to receive the request information and the data credential, and change the receiving end information of the data credential according to the request information.

Another technical solution adopted by the present invention is to provide a data interaction processing apparatus, which is applied to a second server, where the apparatus includes a receiving module and a sending module, and the receiving module is configured to: after receiving the data credential sent by the first server, Receiving, by the receiving end of the change data credential sent by the second terminal, the request information of the third server; wherein the data credential is a quantification tool of the first terminal as a pre-established data association relationship between the data initiator and the first server; And sending the request information and the data credential to the third server, so that the third server changes the receiving end information of the data credential according to the request information.

Different from the prior art, in the second terminal, after receiving the electronic voucher sent by the first fund management server, the second terminal sends the third fund to the second fund management server to send the electronic voucher to the second fund management server. Management server request information; the second fund management server receives the request information, and sends the request information and the electronic voucher to the third money management server; and the third money management server receives the request information and the electronic voucher, and changes the electronic voucher according to the request information. Receiver information. In the above manner, the second terminal can flexibly change the fund management server and the corresponding account of the payment, thereby ensuring that the second terminal is in abnormal connection with the first fund management server or the first fund management server is faulty. Payments can also be received through other money management servers. In addition, in the present invention, after receiving the data credential sent by the first server, the second terminal sends the request information of the third server to the receiving end of the data credential to the second server; wherein, the data credential is the first The terminal acts as a quantification tool for pre-established data association relationship between the data initiator and the first server; the second server receives the request information, and sends the request information and the data credential to the third server; and the third server receives the request information and the data credential And change the receiving end information of the data voucher according to the request information. In the above manner, the second terminal user can arbitrarily change the server that receives the data credential of the target data through the second terminal, so as to receive the corresponding target data through the server, thereby ensuring that the second terminal is faulty or the connection with the second server is abnormal. In this case, the data credential can be received by the third server, so that the manner in which the second terminal receives the data is more flexible.

 [Description of the Drawings]

1 is a flow chart of a first embodiment of a method for changing an electronic voucher according to the present invention;

2 is a flow chart of a second embodiment of the electronic voucher changing method of the present invention;

3 is a flow chart of a third embodiment of the electronic voucher changing method of the present invention;

4 is a schematic structural diagram of an embodiment of an electronic voucher changing system of the present invention;

5 is a schematic structural diagram of a first embodiment of an electronic voucher changing device according to the present invention;

6 is another schematic structural diagram of a first embodiment of an electronic voucher changing device according to the present invention;

7 is a schematic structural diagram of a second embodiment of an electronic voucher changing device according to the present invention;

8 is another schematic structural diagram of a second embodiment of an electronic voucher changing device according to the present invention;

9 is a flowchart of a first embodiment of a data interaction processing method of the present invention;

10 is a flowchart of a first embodiment of a data interaction processing method of the present invention;

11 is a schematic structural diagram of an embodiment of a data interaction processing system according to the present invention;

FIG. 12 is a schematic structural diagram of an embodiment of a data interaction processing apparatus according to the present invention.

【detailed description】

The present invention will be described in detail below with reference to the accompanying drawings and embodiments.

Referring to FIG. 1, a flowchart of a first embodiment of a method for changing an electronic voucher according to the present invention includes:

Step 101: After receiving the electronic credential sent by the first fund management server, the second terminal sends, to the second fund management server, request information for changing the receiving end of the electronic credential to the third fund management server.

The electronic voucher means that the first fund management server freezes the corresponding funds of the first terminal user account or the credit line according to the application of the first terminal user, and opens the account in the name of the first fund management server, and promises to proceed according to the agreed conditions. Settlement of electronic commitment payment vouchers. The basic business process of the electronic voucher is: the first fund management server freezes the required amount of funds according to the application of the first terminal user to open the electronic voucher, and when the agreed settlement condition is reached, the first fund management server releases the funds for payment. Settlement.

In this embodiment, before the step 101, the second fund management server has received the electronic certificate sent by the first fund management server; in other embodiments, if the second terminal sends the request message to the second fund management server, The second fund management server does not receive the electronic certificate sent by the first fund management server, and the second fund management server can feed back the message that the electronic certificate is not received to the second terminal, so that the second terminal can further send the second fund management server. The receiving end that sends the change electronic voucher is the request information of the third fund management server.

Step 102: The second fund management server receives the request information, and sends the request information and the electronic certificate to the third fund management server.

Before step 102, the method may further include the step of: the second fund management server verifying the status of the electronic voucher, and sending the request information and the electronic voucher to the third fund management server when the verification is passed.

In this embodiment, the status of the electronic voucher is electronic voucher information, and the electronic voucher information includes basic information of the first terminal, the first fund management server, the second terminal, and the second fund management server, and the first user of the second terminal user. Account information, of course, the electronic voucher information also includes the amount information of the electronic voucher, the clearing information, and the time and validity period of the issuance; of course, the time and validity period of the issuance can also be directly replaced with the expiration time.

The status of the verification electronic voucher is specifically: the second fund management server determines whether the electronic voucher exceeds the validity period according to the opening time and the validity period of the electronic voucher, and determines whether the second fund management server receives the first according to the credit information and the clearing information of the electronic voucher. A fund issued by a fund management server equal to the value of an electronic voucher.

In the above verification process, if the electronic voucher is valid and the second fund management server does not receive the fund equal to the value of the electronic voucher issued by the first fund management server, the second fund management server sends the electronic voucher information to the third fund management server. And the receiving end of the change electronic voucher is the notification information of the third fund management server.

In the above verification process, if the electronic voucher is invalid or the second fund management server has received the fund equal to the value of the electronic voucher issued by the first fund management server, the second fund management server sends a verification failure message to the second terminal, That is, the receiving end of the second terminal cannot change the electronic voucher to be the third fund management server.

Step 103: The third fund management server receives the request information and the electronic voucher, and changes the receiving end information of the electronic voucher according to the request information.

Step 103 specifically includes: the third fund management server receives the request information and the electronic voucher, and verifies the status of the electronic voucher, and after the verification is passed, changes the receiving end information of the electronic voucher according to the request information.

The process of verifying the electronic voucher is similar to the verification process of the second fund management server, and details are not described herein again. After the verification fails, the third fund management server returns the electronic certificate and the verification failure message to the second fund management server, and the verification failure message may also be sent to the second terminal.

Step 103 may further include:

Step 104: The third fund management server sends the electronic voucher change information to the first fund management server, the second fund management server, and the second terminal.

After the step 104 is completed, the second terminal may send the second account information of the second terminal user to the third fund management server, and the second money management server stops executing the corresponding service corresponding to the electronic voucher. In other embodiments, the second account information of the second terminal user may be sent together when the second terminal sends the request information to the second fund management server.

After the step 104 is completed, after the first fund management server receives the electronic voucher change information, when the first fund management server needs to issue funds equal to the value of the electronic voucher to the second fund management server, the first fund management server according to the electronic The voucher change information issues the funds to the third fund management server, so that the third fund management server issues the funds to the second account of the second end user.

In a specific example, the first money management server is the money management server of the first bank, the second money management server is the money management server of the second bank, and the third money management server is the money management server of the third bank; One terminal is terminal A, the first terminal user is user A, the second terminal is terminal B, and the second terminal user is user B.

The electronic voucher refers to the electronic commitment payment voucher that the first bank freezes the funds according to the application of user A or uses the credit line and opens in the name of the first bank, and promises to settle according to the agreed conditions. Basic business process of electronic voucher: The first bank freezes the required amount of funds according to the application of user A to open the electronic voucher. When the agreed settlement condition is reached, the first bank will release the funds for payment settlement.

When user A needs to transfer 100,000 funds to user B, first apply to the first bank through the terminal A to open an electronic voucher worth 100,000 yuan, and set the validity period of the bank B, the account number and the electronic certificate of the user B. Among them, the premise that user A opens an electronic voucher worth 100,000 yuan is that the value of the deposit, credit limit or other form of assets of the user A in the first bank is at least 100,000 yuan, after the electronic voucher is opened, the first The bank freezes the assets of user A worth 100,000 yuan in the first bank.

In the general process, the first bank will send the electronic voucher to the second bank, the second bank receives the electronic voucher and sends the electronic voucher information to the terminal B, and the user B confirms the information and requests to entrust the second bank to receive the fund; A bank will unfreeze 100,000 yuan and transfer it to the second bank. The second bank will transfer 100,000 yuan to the first account of user B.

In this embodiment, the first bank sends the electronic voucher to the second bank, and after the second bank receives the electronic voucher and sends the electronic voucher information to the terminal B, the user B needs to receive the third bank through the third bank. The electronic voucher will transfer 100,000 yuan to its second account through the third bank. Then, the user B sends the request information of the third bank to the second bank to the second bank through the terminal B; the second bank responds to the request information, determines that the electronic certificate does not exceed the validity period, and the second bank has not received the first bank. When the funds are equal in value to the electronic voucher, the electronic voucher and the request information are sent to the third bank. After determining that the electronic voucher does not exceed the expiration date, the third bank changes the receiving end information of the electronic voucher, and sends the change information to the first bank, the second bank, and the terminal B, and the user B sets its own after receiving the information. The collection account is the second account and is sent to the third bank via terminal B. When the third bank receives 100,000 yuan equal to the value of the electronic certificate issued by the first bank, the 100,000 yuan is issued to the second account of the user B.

In the above solution, when the first terminal pays the second terminal, the first terminal needs to open the electronic voucher in the first fund management server, and sends the electronic voucher to the second fund management server, and the second fund server sends the electronic voucher information. Giving the second terminal; when the electronic voucher is valid and the electronic voucher is not cleared, the second terminal may change the receiving end of the electronic voucher to be the third fund management server, and receive the fund equal to the value of the electronic voucher through the third fund management server, And transfer to the corresponding account of the second terminal. Through the above manner, the second terminal can flexibly change its own collection fund server and the corresponding account, thereby ensuring that the second terminal can receive the payment in an abnormal situation.

Referring to FIG. 2, a flowchart of a second embodiment of an electronic voucher change method of the present invention is applied to a second fund management server, and the method includes:

Step 201: After receiving the electronic credential sent by the first fund management server, the second fund management server receives the request information of the third fund management server of the receiving end of the electronic voucher sent by the second terminal.

The electronic voucher means that the first fund management server freezes the corresponding funds of the first terminal user account or the credit line according to the application of the first terminal user, and opens the account in the name of the first fund management server, and promises to proceed according to the agreed conditions. Settlement of electronic credit commitment payment vouchers. The basic business process of the electronic voucher is: the first fund management server freezes the required amount of funds according to the application of the first terminal user to open the electronic voucher, and when the agreed settlement condition is reached, the first fund management server releases the funds for payment. Settlement.

Step 202: After receiving the request information, the second fund management server sends the request information and the electronic certificate to the third fund management server, so that the third fund management server changes the receiving end information of the electronic certificate according to the request information.

Before step 202, the method further includes the step of: the second fund management server verifying the status of the electronic voucher, and sending the request information and the electronic voucher to the third fund management server when the verification is passed.

This embodiment is based on the implementation of the second fund management server in the first embodiment described above, and details are not described herein again.

Referring to FIG. 3, a flowchart of a third embodiment of a method for changing an electronic voucher according to the present invention is applied to a third fund management server, and the method includes:

Step 301: The third fund management server receives the request information and the electronic certificate sent by the second fund server, and changes the receiving end information of the electronic certificate according to the request information.

The electronic voucher means that the first fund management server freezes the corresponding funds of the first terminal user account or the credit line according to the application of the first terminal user, and opens the account in the name of the first fund management server, and promises to proceed according to the agreed conditions. Settlement of electronic credit commitment payment vouchers. The basic business process of the electronic voucher is: the first fund management server freezes the required amount of funds according to the application of the first terminal user to open the electronic voucher, and when the agreed settlement condition is reached, the first fund management server releases the funds for payment. Settlement. The request information is sent by the second terminal to the second fund management server after the second fund management server receives the electronic certificate sent by the first fund management server, and the request information includes the receiving end requesting to change the electronic certificate as the third fund management server. .

The step 301 is specifically: the third fund management server receives the request information and the electronic voucher, and verifies the status of the electronic voucher, and after the verification is passed, changes the receiving end information of the electronic voucher according to the request information.

After step 301, the method further includes step 302: the third fund management server sends the electronic voucher change information to the first fund management server, the second fund management server, and the second terminal.

This embodiment is based on the implementation of the second fund management server in the first embodiment described above, and details are not described herein again.

Referring to FIG. 4, a schematic structural diagram of an embodiment of an electronic voucher change system of the present invention includes a second terminal 405, a second fund management server 402, and a third fund management server 403.

The second terminal 405 is configured to send, after the second fund management server 402 receives the electronic certificate sent by the first fund management server 401, a request to the second fund management server 402 to change the receiving end of the electronic certificate to the third fund management server 403. information;

The electronic voucher means that the first fund management server freezes the corresponding funds of the first terminal user account or the credit line according to the application of the first terminal user, and opens the account in the name of the first fund management server, and promises to proceed according to the agreed conditions. Settlement of electronic credit commitment payment vouchers. The basic business process of the electronic voucher is: the first fund management server freezes the required amount of funds according to the application of the first terminal user to open the electronic voucher, and when the agreed settlement condition is reached, the first fund management server releases the funds for payment. Settlement.

The second fund management server 402 is configured to receive the request information, and send the request information and the electronic certificate to the third fund management server 403;

The third fund management server 403 is configured to receive the request information and the electronic voucher, and change the receiving end information of the electronic voucher according to the request information.

This embodiment is a system based on the first embodiment of the electronic voucher change method described above, and details are not described herein again.

5 is a schematic structural diagram of a first embodiment of an electronic voucher changing device according to the present invention. The device 500 is a second fund management server, and the device 500 includes a receiving module 501 and a sending module 502.

The receiving module 501 is configured to receive, after receiving the electronic credential sent by the first fund management server, the request information of the third e-mail management server that is sent by the second terminal to change the electronic credential.

The electronic voucher means that the first fund management server freezes the corresponding funds of the first terminal user account or the credit line according to the application of the first terminal user, and opens the account in the name of the first fund management server, and promises to proceed according to the agreed conditions. Settlement of electronic credit commitment payment vouchers. The basic business process of the electronic voucher is: the first fund management server freezes the required amount of funds according to the application of the first terminal user to open the electronic voucher, and when the agreed settlement condition is reached, the first fund management server releases the funds for payment. Settlement.

The sending module 502 is configured to send the request information and the electronic credential to the third fund management server after receiving the request information, so that the third fund management server changes the receiving end information of the electronic credential according to the request information.

As shown in FIG. 6, in another embodiment, the apparatus 600 includes a receiving module 601, a verification module 602, and a sending module 603.

The receiving module 601 is configured to receive, after receiving the electronic credential sent by the first fund management server, the request information of the third e-mail management server that is sent by the second terminal to change the electronic credential.

The electronic voucher means that the first fund management server freezes the corresponding funds of the first terminal user account or the credit line according to the application of the first terminal user, and opens the account in the name of the first fund management server, and promises to proceed according to the agreed conditions. Settlement of electronic credit commitment payment vouchers. The basic business process of the electronic voucher is: the first fund management server freezes the required amount of funds according to the application of the first terminal user to open the electronic voucher, and when the agreed settlement condition is reached, the first fund management server releases the funds for payment. Settlement.

The verification module 602 is configured to verify the status of the electronic voucher, and send the request information and the electronic voucher to the third fund management server when the verification is passed.

The sending module 603 is configured to send the request information and the electronic credential to the third fund management server after receiving the request information, so that the third fund management server changes the receiving end information of the electronic credential according to the request information.

The present embodiment is based on a device of the second fund management server in the first embodiment described above, and details are not described herein again.

7 is a schematic structural diagram of a second embodiment of an electronic voucher changing device of the present invention. The device 700 is a third fund management server, and the device 700 includes a receiving module 701 and a processing module 702.

The receiving module 701 is configured to receive the request information and the electronic credential sent by the second funds server.

The processing module 702 is configured to change the receiving end information of the electronic credential according to the request information.

The electronic voucher is applied to the first fund management server by the first terminal user with its account fund or credit line as a deposit and opened by the first fund management server, and sent to the second fund server; the request information is the second terminal. After the second fund management server receives the electronic voucher sent by the first fund management server, the request information is sent to the second fund management server, and the request information includes the receiving end that requests the change of the electronic voucher to be the third fund management server.

As shown in FIG. 8 , in another embodiment, the apparatus 800 includes a receiving module 801 , a verification module 802 , a processing module 803 , and a sending module 804 .

The receiving module 801 is configured to receive the request information and the electronic credential sent by the second funds server.

The verification module 802 is configured to verify the status of the electronic voucher, and when the verification is passed, change the receiving end information of the electronic voucher.

The processing module 803 is configured to change the receiving end information of the electronic credential according to the request information.

The sending module 804 is configured to send the electronic voucher change information to the first fund management server, the second fund management server, and the second terminal.

The electronic voucher is applied to the first fund management server by the first terminal user with its account fund or credit line as a deposit and opened by the first fund management server, and sent to the second fund server; the request information is the second terminal. After the second fund management server receives the electronic voucher sent by the first fund management server, the request information is sent to the second fund management server, and the request information includes the receiving end that requests the change of the electronic voucher to be the third fund management server.

Referring to FIG. 9, a flowchart of a first embodiment of a data interaction processing method according to the present invention includes:

Step 901: After receiving the data credential sent by the first server, the second terminal sends, to the second server, the request information that the receiving end of the data credential is the third server.

The data credential is a quantification tool of the first terminal as a pre-established data association relationship between the data initiator and the first server.

Step 902: The second server receives the request information, and sends the request information and the data certificate to the third server.

Step 903: The third server receives the request information and the data credential, and changes the receiving end information of the data credential according to the request information.

The following takes the data interaction as an example to illustrate this embodiment:

First, the user A can have the management authority to the terminal 1 by the password, for example, the password can be used to log in to the management system through the terminal 1.

When the user A needs to let the user B manage the system, the user A makes an application to the server 1 based on the password, and the server 1 establishes the password certificate, and sends the password certificate to the server 2.

In general, the server 2 will send the password to the terminal 2 after receiving the password sent by the server 1 according to the password credential, and the user B can log in to the management system on the terminal 2 through the password.

In this example, due to the abnormality of the terminal 2 or the server 2, the above procedure may not be completed normally, and the user B sends a request message to the server 2 through the terminal 2 to change the receiving end of the password certificate to the server 3, and the server 2 After receiving the request information, the server 3 transmits the password certificate and the request information, and the server 3 changes the receiving end of the password certificate to the server 3 according to the request information.

Therefore, when the server 1 needs to send a password to the server 2, it will change to send the password to the server 3, and the server 3 will send the password to the terminal 2, and the user B obtains the management authority of the management system.

In the above solution, after receiving the data credential sent by the first server, the second terminal sends the request information of the third server to the receiving end of the data credential to the second server; wherein the data credential is the first terminal a quantification tool for pre-established data association relationship between the data initiator and the first server; the second server receives the request information, and sends the request information and the data credential to the third server; and the third server receives the request information and the data credential, and The receiving end information of the data voucher is changed according to the request information. In the above manner, the second terminal user can arbitrarily change the server that receives the data credential of the target data through the second terminal, so as to receive the corresponding target data through the server, thereby ensuring that the second terminal is faulty or the connection with the second server is abnormal. In this case, the data credential can be received by the third server, so that the manner in which the second terminal receives the data is more flexible.

Referring to FIG. 10, a flowchart of a first embodiment of a data interaction processing method of the present invention is applied to a second server, where the method includes:

Step 1001: After receiving the data credential sent by the first server, the second server receives the request information of the third server by the receiving end of the change data credential sent by the second terminal.

The data credential is a quantification tool of the first terminal as a pre-established data association relationship between the data initiator and the first server.

Step 1002: The second server receives the request information, and sends the request information and the data credential to the third server, so that the third server changes the receiving end information of the data credential according to the request information.

Referring to FIG. 11, a schematic structural diagram of an embodiment of a data interaction processing system according to the present invention includes: a second terminal 1105, a second server 1102, and a third server 1103.

The second terminal 1105 is configured to send, after the second server 1102 receives the data credential sent by the first server 1102, the request information of the third server 1103 to the receiving end of the change data credential to the second server 1102.

The data credential is a quantification tool of the first terminal 1104 as a pre-established data association relationship between the data initiator and the first server 1101.

The second server 1102 is configured to receive the request information, and send the request information and the data credential to the third server 1103; and the third server 1103 is configured to receive the request information and the data credential, and change the receiving end information of the data credential according to the request information.

Referring to FIG. 12, a schematic structural diagram of an embodiment of a data interaction processing apparatus according to the present invention is shown. The device includes a receiving module 1201 and a transmitting module 1202.

The receiving module 1201 is configured to: after receiving the data credential sent by the first server, receive the request information of the third server by the receiving end of the change data credential sent by the second terminal.

The data credential is a quantification tool of the first terminal as a pre-established data association relationship between the data initiator and the first server.

The sending module 1202 is configured to send the request information and the data credential to the third server, so that the third server changes the receiving end information of the data credential according to the request information.

The above is only the embodiment of the present invention, and is not intended to limit the scope of the invention, and the equivalent structure or equivalent process transformation made by the specification and the drawings of the present invention may be directly or indirectly applied to other related technical fields. The same is included in the scope of patent protection of the present invention.

Claims (12)

1. An electronic voucher changing method, wherein the method comprises:

   After receiving the electronic credential sent by the first fund management server, the second terminal sends, to the second fund management server, request information for changing the receiving end of the electronic credential to the third fund management server; The electronic voucher is an electronic commitment payment voucher that the first end user applies to the first fund management server and is opened by the first fund management server with the account fund or credit line of the first terminal user;

   Receiving, by the second fund management server, the request information, and transmitting the request information and the electronic voucher to the third fund management server;

   The third fund management server receives the request information and the electronic voucher, and changes the receiving end information of the electronic voucher according to the request information.
2. The method of claim 1, wherein the step of the second money management server transmitting the request information and the electronic voucher to the third money management server further comprises:

   The second fund management server verifies the status of the electronic voucher, and sends the request information and the electronic voucher to the third fund management server after the verification is passed.
3. The method of claim 1, wherein the step of the third fund management server changing the receiving end information of the electronic voucher according to the request information comprises:

   The third fund management server receives the request information and the electronic voucher, and verifies the status of the electronic voucher, and when the verification is passed, changes the receiving end information of the electronic voucher according to the request information.
4. An electronic voucher change method is applied to a second fund management server, wherein the method includes:

   After receiving the electronic credential sent by the first fund management server, the second fund management server receives the request information of the third fund management server that is sent by the second terminal to change the electronic credential; wherein the electronic credential is An electronic commitment payment voucher that is applied by the first end user to the first fund management server and opened by the first fund management server by using the account fund or the credit line thereof as a margin;

   After receiving the request information, the second fund management server sends the request information and the electronic voucher to the third fund management server, so that the third money management server changes the location according to the request information. The receiving end information of the electronic voucher.
5. An electronic voucher change method is applied to a third fund management server, wherein the method includes:

   The third fund management server receives the request information and the electronic certificate sent by the second fund server, and changes the receiving end information of the electronic certificate according to the request information;

   The electronic voucher is an electronic application that the first terminal user applies to the first fund management server with its account fund or credit line as a deposit and is opened by the first fund management server and sent to the second fund server. Committed to the payment certificate; the request information is sent by the second terminal to the second fund management server after the second fund management server receives the electronic certificate sent by the first fund management server, and the request information includes a request The receiving end of the electronic voucher is changed to be a third fund management server.
6. An electronic voucher change system, wherein the system includes a second terminal, a second fund management server, and a third fund management server;

   The second terminal is configured to send, after the second fund management server receives the electronic voucher sent by the first fund management server, the receiving end that changes the electronic voucher to the second fund management server The request information of the third fund management server; wherein the electronic voucher is requested by the first terminal user to use the first terminal to use its account fund or credit line as a deposit to the first fund management server and is opened by the first fund management server Li Electronics promises to pay the voucher;

   The second money management server is configured to receive the request information, and send the request information and the electronic certificate to the third fund management server;

   The third fund management server is configured to receive the request information and the electronic voucher, and change the receiving end information of the electronic voucher according to the request information.
7. An electronic voucher changing device is applied to a second fund management server, wherein the device comprises a receiving module and a sending module;

   The receiving module is configured to: after receiving the electronic credential sent by the first fund management server, receive, by the second terminal, request information for changing the receiving end of the electronic credential as a third fund management server; wherein the electronic credential An electronic commitment payment voucher applied to the first fund management server and opened by the first fund management server for the first end user with its account fund or credit line as a margin;

   The sending module is configured to send the request information and the electronic credential to the third fund management server after receiving the request information, so that the third fund management server changes the information according to the request information. Receiver information of the electronic voucher.
8. An electronic voucher changing device is applied to a third fund management server, wherein the device comprises a receiving module and a processing module;

   The receiving module is configured to receive request information and an electronic credential sent by the second funds server;

   The processing module is configured to change the receiving end information of the electronic credential according to the request information;

   The electronic voucher is applied to the first fund management server by the first terminal user with its account fund or credit line as a deposit and opened by the first fund management server, and sent to the second fund management server. The electronically promised payment voucher; the request information is sent by the second terminal to the second fund management server after the second fund management server receives the electronic voucher sent by the first fund management server, and the request information includes The receiving end of the electronic voucher is required to be a third fund management server.
9. A data interaction processing method, wherein the method comprises:

   After receiving the data credential sent by the first server, the second terminal sends, to the second server, request information that the receiving end of the data credential is the third server; wherein the data credential is the first a quantification tool of the terminal as a pre-established data association relationship between the data initiator and the first server;

   Receiving, by the second server, the request information, and transmitting the request information and the data certificate to the third server;

   The third server receives the request information and the data voucher, and changes the receiving end information of the data voucher according to the request information.
10. A data interaction processing method is applied to a second terminal, where the method includes:

    After receiving the data credential sent by the first server, the second server receives the request information of the third server that is sent by the second terminal to change the data credential; wherein the data credential is initiated by the first terminal as data. a quantification tool for pre-established data association between the party and the first server;

    Receiving, by the second server, the request information, and sending the request information and the data credential to the third server, so that the third server changes the receiving end information of the data credential according to the request information. .
11. A data interaction system, wherein the system includes: a second terminal, a second server, and a third server;

    The second terminal is configured to: after the second server receives the data credential sent by the first server, send, to the second server, request information that the receiving end of the data credential is a third server; The data credential is a quantification tool of the first terminal as a pre-established data association relationship between the data initiator and the first server;

    The second server is configured to receive the request information, and send the request information and the data certificate to the third server;

    The third server is configured to receive the request information and the data credential, and change the receiving end information of the data credential according to the request information.
12. A data interaction processing apparatus is applied to a second server, wherein the apparatus includes a receiving module and a sending module;

    The receiving module is configured to: after receiving the data credential sent by the first server, receive the request information that is sent by the second terminal and change the receiving end of the data credential to the third server; where the data credential is the first terminal a quantification tool as a pre-established data association relationship between the data initiator and the first server;

    The sending module is configured to send the request information and the data credential to the third server, so that the third server changes the receiving end information of the data credential according to the request information.