WO2016180059A1 - Procédé, dispositif et système de paiement de service à valeur ajoutée - Google Patents

Procédé, dispositif et système de paiement de service à valeur ajoutée Download PDF

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Publication number
WO2016180059A1
WO2016180059A1 PCT/CN2016/073524 CN2016073524W WO2016180059A1 WO 2016180059 A1 WO2016180059 A1 WO 2016180059A1 CN 2016073524 W CN2016073524 W CN 2016073524W WO 2016180059 A1 WO2016180059 A1 WO 2016180059A1
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WO
WIPO (PCT)
Prior art keywords
payment
success message
user
authentication
message
Prior art date
Application number
PCT/CN2016/073524
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English (en)
Chinese (zh)
Inventor
黄亮亮
葛昊
薛岩
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中兴通讯股份有限公司
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Publication of WO2016180059A1 publication Critical patent/WO2016180059A1/fr

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    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00—Data switching networks
    • H04L12/02—Details
    • H04L12/14—Charging, metering or billing arrangements for data wireline or wireless communications

Definitions

  • the present application relates to the field of communication service technologies, for example, to a method, device and system for paying for value-added services.
  • the alien network user refers to the user who is not the carrier, that is, the user account of other carrier users, the Internet service provider, and the user account of the mobile Internet service provider.
  • other operators include but are not limited to operators such as China Mobile, China Telecom and China Unicom.
  • other symbols than numbers, such as letters, Chinese, and special characters, are allowed in the User Number field.
  • the number type of the user is added to the attribute of the different network user.
  • the user attribute of the network can be distinguished from the user of the different network.
  • the alien network number is not synchronized from the customer relationship management system (CRM) to the integrated service management platform (ISMP) as in the case of the ordinary number, once the page gateway (WEBGW) initiates the purchase request of the different network user, the ISMP needs to be The user data of the alien network user is established in the system.
  • CRM customer relationship management system
  • ISMP integrated service management platform
  • the technical problem to be solved by the present application is to provide a method, a device and a system for paying for a value-added service, so that an alien network user can pay through a third-party payment platform or a communication account of the local network when ordering and ordering value-added service products.
  • NMSC International Service Release Center
  • the authentication batch is performed according to the request message, and when the authentication batch is successful, the payment processing is performed according to the payment method and the virtual number.
  • the payment processing is performed according to the payment method and the virtual number when the payment method is successful by the third-party payment platform, and specifically includes:
  • the authentication batch success message is generated, and the authentication batch success message is sent to the SP, so that the SP prompts the user to perform payment information according to the authentication batch success message. fill in;
  • the sending the authentication batch success message to the SP specifically:
  • the payment processing is performed according to the payment method and the virtual number when the payment method is the payment by the communication account of the local network, and specifically includes:
  • the sending the success message to the SP is specifically:
  • the request message is invoked by the SP by the WEBGW to the ISAG.
  • the payment interface is sent to the ISMP/NMSC or sent by the WEBGW to the ISCP/NMSC by using the payment interface of the NSAG.
  • a device for paying for value-added services is also provided, which is applied to an ISMP/NMSC, including:
  • a receiving module configured to receive a subscription or on-demand request message sent by the service provider SP, where the request message includes the user's account information, a payment method, and content purchased or requested;
  • a determining module configured to determine, according to the account information of the user in the request message, whether the user is an alien network user
  • a virtual number generating module configured to generate a virtual number according to account information of the user if the user is an alien network user
  • the payment processing module is configured to perform an authentication and evaluation according to the request message, and when the authentication and approval price is successful, perform payment processing according to the payment method and the virtual number.
  • the payment processing module when the payment method is paid by a third-party payment platform, the payment processing module includes:
  • a first sending unit configured to generate an authentication batch success message when the authentication batch is successful, and Sending the authentication batch success message to the SP, so that the SP prompts the user to fill in the payment information according to the authentication and batching success message;
  • a first generating unit configured to generate an order number according to the authentication batch success message
  • a second generating unit configured to generate an unvalidated subscription relationship according to the virtual number and the order number
  • a first receiving unit configured to receive payment information sent by the SP, and send a payment request to the third-party payment platform according to the payment information, so that the third-party payment platform performs deduction according to the payment request, where the The payment request includes the virtual number, the type of the number, the type of payment, the order number, and the unfilled subscription relationship of the user;
  • a second receiving unit configured to receive a debit success message and an order number returned by the third-party payment platform
  • An effective processing unit configured to search for an inactive order relationship that matches the order number according to the order number, and validate the ineffective order relationship
  • a second sending unit configured to generate a paid bill according to the virtual number, generate a payment success message according to the paid bill, and send the payment success message and the order number to the SP.
  • the first sending unit is specifically configured to: when the authentication batch success message is sent to the SP:
  • the payment processing module includes: when the payment method is to be paid through a communication account of the local network, the payment processing module includes:
  • a third generating unit configured to generate an authentication batch success message when the authentication batch is successful
  • a requesting unit configured to obtain a network communication account, and send a confirmation request carrying the deduction information to the communication account of the local network according to the authentication and pricing success message;
  • a debiting unit configured to receive a success confirmation message sent by the local network communication account, and perform deduction according to the successful confirmation message
  • a fourth generating unit configured to generate a paid bill and an effective subscription relationship according to the virtual number when the deduction is successful
  • a third sending unit configured to generate a payment success message according to the paid bill, and send the payment success message to the SP.
  • the third sending unit is specifically configured to: when the payment success message is sent to the SP,
  • the request message is invoked by the SP by the WEBGW to the ISAG.
  • the payment interface is sent to the ISMP/NMSC or sent by the WEBGW to the ISCP/NMSC by using the payment interface of the NSAG.
  • a system for paying for value-added services including SP, WEBGW, ISAG, NSAG, ISNP, and NMSC, wherein the ISMP and the NMSC are all provided with the value-added service described above Paid device.
  • the method for paying the value-added service of the present application when the user needs to order or order the value-added service product provided by the SP (including the national SP and the national SP), the user sends a request message for ordering or on-demand to the SP, and the SP sends the request message.
  • the ISMP/NMSC is further configured to cause the ISMP/NMSC to determine whether the user is an alien network user according to the request message.
  • a virtual number is generated according to the account information in the request message, and the authentication and pricing is performed.
  • the authentication batch price is successful, according to the payment method in the request message and the generated virtual number.
  • the payment processing finally enables the alien network user to complete the payment through the third party payment platform or the local network communication account. It can be seen that the method for paying the value-added service of the present application enables the foreign-network user to complete the payment for the value-added service product and enjoy the service corresponding to the value-added service product.
  • FIG. 1 is a schematic flow chart showing a method for paying for value-added services according to an embodiment of the present invention
  • FIG. 2 is a block diagram showing the structure of an apparatus for paying for value-added services according to an embodiment of the present invention
  • FIG. 3 is a block diagram showing the structure of a payment processing module according to an embodiment of the present invention.
  • FIG. 4 is a schematic diagram showing an application flow of a method for paying a value-added service payment on a third-party payment platform according to an embodiment of the present invention
  • FIG. 5 is a schematic diagram showing an application flow of a payment method of a value-added service according to an embodiment of the present invention.
  • a method for charging a value-added service comprising: receiving a request message of a subscription or an on-demand sent by an SP; and then determining, according to the account information of the user in the request message, whether the user is If the user is an alien network user, a virtual number is generated according to the account information of the user; the authentication and pricing is performed according to the request message, and when the authentication and pricing is successful, according to the payment method and The virtual number performs a payment process such that the SP provides the user with a service corresponding to the purchased or requested content after the payment is successful.
  • the method for paying for the value-added service in the embodiment of the present invention enables the user of the different network to successfully complete the payment for the value-added service, thereby providing convenience for the user.
  • the method includes:
  • Step S11 Receive a subscription or on-demand request message sent by the service provider SP.
  • the request message includes the user's account information, payment method, and purchased or on-demand content.
  • the SP includes the national SP and the national SP, and the provincial SP includes the third-party value-added service purchase platform of the province, and the national SP includes a non-provincial third-party value-added service purchase platform.
  • the user browses the product on the SP platform and selects the value-added service product that needs to be ordered or clicked on, the user clicks the submit button on the page of the SP platform to submit the order to submit the order or on-demand request, and the SP platform does not immediately respond. Instead, the request message is forwarded to the ISMP/NMSC after a preset time delay, preventing the user from committing multiple times due to a misoperation.
  • the SP forwards the request message to the ISMP/NMSC after receiving the request message of the user
  • the SP forwards the request message to the WEBGW
  • the WEBGW forwards the request message to the ISAG/NSAG.
  • the payment interface is then forwarded to the ISMP/NMSC by the payment interface of ISAG/NSAG.
  • the ISAG/NSAG payment interface forwards the request message to the ISMP/NMSC in the form of an authentication grant request (ISMAP).
  • ISMAP authentication grant request
  • the ISMP/NMSC needs to be modified accordingly, that is, in the ISMAP. Add the word label for the source information of the alien network, the reserved word label used for the WEBGW order number, and add the words such as the payment type identifier, order number, and sub-order number in the authentication success message of the ISMP/MNSC. Standard.
  • NSAG is a functional entity that realizes unified access and quality of service monitoring of national services in the mobile service network, enabling operators to open telecommunications network resources and control the use of network resources.
  • the NMSC mainly handles the approval of the evaluation of the value-added services nationwide.
  • ISAG is a functional entity that implements unified access and quality of service monitoring for provincial services in a mobile service network, enabling operators to open telecommunications network resources and control the use of network resources.
  • ISMP mainly deals with the approval of the evaluation of the value-added services of the province.
  • Step S13 Determine whether the user is an alien network user according to the account information of the user in the request message.
  • the account information of the user includes the source and the user number of the user, and the different network users include non-operator users, Internet users, and the like.
  • Step S15 If the user is an alien network user, generate a virtual number according to the account information of the user.
  • the virtual number is formed by combining the source information and the alien network user number, and is used only for internal use of the system, and is mainly used for distinguishing from the users of the network.
  • Step S17 Perform an authentication and pricing according to the request message.
  • the payment processing is performed according to the payment method and the virtual number, so that the SP provides the user with the payment after the payment is successful.
  • a service that corresponds to the content of the purchase or on demand.
  • the main purpose of the authentication and pricing is to determine whether the alien network user has the right to order or order the value-added service, and the authentication includes SP authentication (SP status and other authentication), product authentication (product status and other authentication). .
  • the NSAG to the NMSC needs to be supported for authentication and accounting.
  • the ISAG to the ISMP can be authenticated. Billing.
  • the payment method includes payment through a third-party payment platform and payment through a communication account of the network, That is, the alien network user can complete the payment for the value-added service of the subscription or the on-demand through the third-party payment platform, and can also pay the value-added service of the on-demand or the subscription through a network communication account.
  • the payment processing is performed according to the payment method and the virtual number, and specifically includes:
  • the authentication batch success message is generated, and the authentication batch success message is sent to the SP, so that the SP prompts the user to perform payment information according to the authentication batch success message. fill in;
  • the un-effective order relationship is generated according to the virtual number and the order number.
  • the field of the effective ordering relationship includes an effective flag. If the valid flag is 0, it means that it is not valid. If it is 1, it is valid.
  • the ISMP/NMSC needs to take the effective flag from 0 becomes 1, and the inactive order relationship is validated (that is, the unvalidated subscription relationship becomes valid).
  • the ISMP/NMSC also needs to generate a paid bill for the user's reference, and the generation of the paid bill indicates that the payment has been successful.
  • the authentication batch success message is sent to the SP, specifically:
  • the payment processing is performed according to the payment method and the virtual number, which specifically includes:
  • the sending the success message to the SP is specifically:
  • the obtained communication account of the local network needs to be confirmed, and after the confirmation of the communication account of the network is obtained, the communication can be performed on the local network.
  • the account is charged.
  • the generated paid bill and the field of the user account number in the effective subscription relationship are still virtual numbers corresponding to the different network users, and the subsequent SP is still provided for the different network user.
  • the service corresponding to the content ordered or on-demand thereby ensuring that after paying through a network communication account, the different network user can successfully enjoy the service corresponding to the ordered or on-demand content.
  • the value-added service product subscribed or ordered by the different network user does not support the automatic renewal
  • the method for paying the value-added service according to the embodiment of the present invention whether the subscription or the on-demand, if the user needs to renew, the user still needs to The SP triggers the user to pay again, and the ISMP does not use the authentication of the payment type service, and does not support the replenishment, and the third party payment does not need to be confirmed twice.
  • Step 401 The alien network user sends a subscription or on-demand request message to the SP (National SP or the province SP), where the request message includes the user's account information, the payment method, and the purchased or on-demand content;
  • SP National SP or the province SP
  • Step 402 The SP forwards the received request message sent by the alien network user to the WEBGW.
  • Step 403 The WEBGW forwards the request message to the payment interface of the ISAG/NSAG.
  • Step 404 The payment interface of the ISAG/NSAG forwards the request message to the ISMP/NMSC.
  • Step 405 The ISMP/NMSC determines whether the user is an alien network user and performs authentication and appraisal according to the request message. If the user is an alien network user, a virtual number is generated according to the account information of the user in the request message, when the authentication is performed. Upon successful, the authentication batch success message is sent to the ISAG/NSAG, and an order number is generated according to the authentication batch success message, and an ineffective order relationship is generated according to the virtual number and the order number;
  • Step 406 The ISAG/NSAG forwards the authentication batch success message to the WEBGW.
  • Step 407 The WEBGW forwards the authentication batch success message to the SP.
  • Step 408 The SP forwards the authentication batch success message to the alien network user, and prompts the user to fill in the payment information.
  • Step 409 The alien network user sends the filled payment information to the SP.
  • Step 410 The SP forwards the payment information to the ISMP/NMSC.
  • Step 411 The ISMP/NMSC sends a payment request to the third-party payment platform according to the payment information, where the payment request includes the virtual number, the type of the number, the type of payment, the order number, and the non-effective subscription relationship of the user;
  • Step 412 The third-party payment platform performs deduction according to the payment request, and sends the deduction success message and the order number to the ISMP/NMSC;
  • Step 413 The ISMP/NMSC searches for an inactive order relationship that matches the order number according to the order number, and validates the non-effective subscription relationship, and generates a paid bill according to the virtual number, and generates a payment success message according to the paid bill. And send the payment success message and the order number to the SP;
  • Step 414 The SP notifies the alien network user that the payment is successful, and provides the different network user with the service corresponding to the purchased or requested content.
  • Step 501 The alien network user sends a subscription or on-demand request message to the SP (National SP or the province SP), where the request message includes the user's account information, the payment method, and the purchased or on-demand content;
  • SP National SP or the province SP
  • Step 502 The SP forwards the received request message sent by the alien network user to the WEBGW.
  • Step 503 The WEBGW forwards the request message to the payment interface of the ISAG/NSAG.
  • Step 504 The payment interface of the ISAG/NSAG forwards the request message to the ISMP/NMSC.
  • Step 505 The ISMP/NMSC determines whether the user is an alien network user and performs authentication and appraisal according to the request message. If the user is an alien network user, generating a virtual number according to the account information of the user in the request message, when the authentication is performed. When the rating is successful, the authentication batch success message is sent to the payment interface of the ISAG/NSAG, and a network communication account is obtained, and a confirmation request for carrying the deduction information is sent to the communication account of the network according to the authentication and pricing success message;
  • Step 506 The communication account of the local network sends a success confirmation message to the ISMP/NMSC, and deducts the fee according to the success confirmation message;
  • Step 507 When the deduction is successful, the ISMP/NMSC generates a paid bill and an effective subscription relationship according to the virtual number, generates a payment success message according to the paid bill, and sends a payment success message to the payment interface of the ISAG/NSAG;
  • Step 508 The payment interface of the ISAG/NSAG returns a payment success message to the WEBGW.
  • Step 509 The WEBGW returns a payment success message to the SP.
  • Step 510 The SP notifies the alien network user that the payment is successful, and provides the different network user with the service corresponding to the purchased or requested content.
  • a device for paying for value-added services is also provided, which is applied to an ISMP/NMSC.
  • the device 200 includes:
  • the receiving module 201 is configured to receive a subscription or on-demand request message sent by the service provider SP, where the request message includes the user's account information, a payment method, and content purchased or requested;
  • the determining module 202 is configured to determine, according to the account information of the user in the request message, whether the user is an alien network user;
  • the virtual number generating module 203 is configured to generate a virtual number according to the account information of the user when the user is an alien network user;
  • the payment processing module 204 is configured to perform an authentication and pricing according to the request message, and when the authentication and pricing is successful, perform payment processing according to the payment method and the virtual number, so that the SP is The user provides a service corresponding to the purchased or requested content.
  • the payment processing module 204 when the payment method is to be paid by a third-party payment platform, the payment processing module 204 includes:
  • the first sending unit 2041 is configured to: when the authentication batch is successful, generate an authentication batch success message, and send the authentication batch success message to the SP, so that the SP is determined according to the authentication batch
  • the price success message prompts the user to fill in the payment information
  • the first generating unit 2042 is configured to generate an order number according to the authentication batch success message
  • the second generating unit 2043 is configured to generate an unvalidated subscription relationship according to the virtual number and the order number;
  • the first receiving unit 2044 is configured to receive payment information sent by the SP, and send a payment request to the third-party payment platform according to the payment information, so that the third-party payment platform performs deduction according to the payment request, where
  • the payment request includes the virtual number, the type of the number, the type of payment, the order number, and the non-effective subscription relationship of the user;
  • the second receiving unit 2045 is configured to receive a debit success message and an order number returned by the third-party payment platform;
  • the effective processing unit 2046 is configured to search for an inactive order relationship that matches the order number according to the order number, and validate the ineffective order relationship;
  • the second sending unit 2047 is configured to generate a paid bill according to the virtual number, generate a payment success message according to the paid bill, and send the payment success message and the order number to the SP.
  • the first sending unit 2041 is specifically configured to:
  • the payment processing module 204 when the payment method is paid through a communication account of the local network, includes:
  • the third generating unit 2048 is configured to generate an authentication batch success message when the authentication batch is successful
  • the requesting unit 2049 is configured to obtain a network communication account, and send a confirmation request carrying the chargeback information to the local network communication account according to the authentication and batching success message;
  • the debiting unit 20410 is configured to receive a success confirmation message sent by the local network communication account, and perform deduction according to the successful confirmation message;
  • the fourth generating unit 20411 is configured to generate a paid bill and an effective order relationship according to the virtual number when the deduction is successful;
  • the third sending unit 20412 is configured to generate a payment success message according to the paid bill, and send the payment success message to the SP.
  • the third sending unit 20412 is specifically configured to:
  • the request message is sent by the SP through the WEBGW
  • the payment interface of the ISAG is sent to the ISMP/NMSC or sent by the WEBGW to the ISCP/NMSC by using the payment interface of the NSAG.
  • a system for paying for value-added services including SP, WEBGW, ISAG, NSAG, ISMP, and NMSC, wherein the ISMP and the NMSC are all provided with the above-mentioned value-added service payment Device.

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  • Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

L'invention concerne un système, dispositif et procédé de paiement de service à valeur ajoutée. Le procédé comprend les étapes consistant : à recevoir une commande ou un message de requête à la demande transmis par un fournisseur de service (SP) le message de requête comprenant des informations de compte, un procédé de paiement et d'achat ou un contenu à la demande d'un utilisateur ; à déterminer, selon les informations de compte utilisateur dans le message de requête, si oui on non l'utilisateur est un utilisateur de réseau différent ; si tel est le cas, alors à générer un numéro virtuel selon les informations de compte utilisateur ; et à effectuer l'authentification et à déterminer un plan de charge selon le message de requête, et si l'authentification et la détermination du plan de charge sont réussies, à réaliser alors un paiement selon le procédé de paiement et le numéro virtuel. La solution de la présente invention permet à un utilisateur de réseau différent d'effectuer un paiement par l'intermédiaire d'une plate-forme de paiement tierce ou d'un compte de réseau de communication domestique lors de la commande ou de la demande d'un produit de service à valeur ajoutée.
PCT/CN2016/073524 2015-05-12 2016-02-04 Procédé, dispositif et système de paiement de service à valeur ajoutée WO2016180059A1 (fr)

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