WO2014101615A1 - Dispositif et procédé d'interaction d'informations - Google Patents

Dispositif et procédé d'interaction d'informations Download PDF

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Publication number
WO2014101615A1
WO2014101615A1 PCT/CN2013/088000 CN2013088000W WO2014101615A1 WO 2014101615 A1 WO2014101615 A1 WO 2014101615A1 CN 2013088000 W CN2013088000 W CN 2013088000W WO 2014101615 A1 WO2014101615 A1 WO 2014101615A1
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WO
WIPO (PCT)
Prior art keywords
information interaction
information
manner
user
auxiliary
Prior art date
Application number
PCT/CN2013/088000
Other languages
English (en)
Chinese (zh)
Inventor
万四爽
Original Assignee
中国银联股份有限公司
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by 中国银联股份有限公司 filed Critical 中国银联股份有限公司
Publication of WO2014101615A1 publication Critical patent/WO2014101615A1/fr

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Classifications

    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L51/00User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
    • H04L51/06Message adaptation to terminal or network requirements

Definitions

  • the present invention relates to an information interaction apparatus and method, and more particularly to a recommendation-based information interaction apparatus and method. Background technique
  • the existing information interaction devices and methods generally only focus on whether the information interaction can be actually completed, and do not pay attention to the specific implementation manner of the information interaction, so the cost of the information interaction is high and the pertinence is poor.
  • the present invention proposes an information interaction apparatus and method capable of reducing the cost of information interaction and having high pertinence.
  • An information interaction device where the information interaction device includes:
  • the user interface constructs an information interaction instruction based on the user's instruction, and transmits the information interaction instruction to the information interaction application device, where the information interaction instruction includes key data information that the user desires to perform information interaction;
  • the information interaction application device performs an information processing operation based on the received information interaction instruction to complete the information interaction process, where the information processing operation includes: transmitting the key data information to the information interaction mode a recommendation device; determining, according to the information interaction manner, the information interaction manner recommended by the device to determine the information interaction manner; constructing the information interaction request based on the determined information interaction manner, and transmitting the information interaction request to the data processing server to actually Complete the information interaction process;
  • the information interaction manner recommendation device, the information interaction manner recommendation device constructs the information interaction manner recommendation list based on the received key data information, and transmits the information interaction manner recommendation list back to the information interaction application device, where
  • the information interaction manner recommendation list includes at least one sorted information interaction manner associated with the user, and the information interaction manner recommendation device is based on each of the at least one information interaction manner associated with the user
  • the auxiliary information performs a sorting operation on the at least one information interaction manner associated with the user;
  • An auxiliary information database storing auxiliary information of each of the at least one information interaction manner associated with the user.
  • the auxiliary information of each of the at least one information interaction manner associated with the user includes an auxiliary rule associated with the manner in which the information is interacted.
  • the information interaction manner recommendation device constructs the information interaction manner recommendation list by acquiring all auxiliary information of the information interaction manner associated with the user from the auxiliary information database. Calculating a priority value of each information interaction manner associated with the user based on the auxiliary information; performing the sorting operation based on the calculated priority value of each information interaction manner associated with the user to construct the The information interaction mode recommendation list, wherein each item in the information interaction mode recommendation list includes an information interaction mode and auxiliary information associated with the information interaction mode.
  • the information interaction manner recommendation means calculates a priority value of each information interaction manner associated with the user in the following manner: classifying all the auxiliary rules included in the auxiliary information, The conflicting auxiliary rules are divided into one class; the rule tree is constructed based on the classification result, wherein the root node of the rule tree is a general rule, and then other rules are added to the rule tree, and the same type of rule is located in the rule tree On the same level; calculate the priority value along all paths of the rule tree and based on rule nodes on the path.
  • the user interface is further configured to display the information interaction manner recommendation list based on an instruction from the information interaction application device for the user to select an information interaction manner, and interact the information.
  • the first item of the mode recommendation list serves as a recommended information interaction mode, and transmits the user's selection result back to the information interaction application device.
  • the information interaction application device constructs the information interaction request based on an information interaction manner selected by the user, and transmits the information interaction request to the data office.
  • the server actually completes the information interaction process.
  • An information interaction method includes the following steps:
  • (A2) performing an information processing operation to complete the information interaction process based on the information interaction instruction, where the information processing operation includes: constructing an information interaction manner recommendation list based on the key data information; determining a recommendation list based on the information interaction manner Information interaction mode; the information interaction process is actually completed based on the determined information interaction manner.
  • the information interaction apparatus and method disclosed by the present invention have the advantages of being able to reduce the cost of information interaction and having high pertinence, and making the user's operation convenient.
  • FIG. 1 is a schematic structural diagram of an information interaction device according to an embodiment of the present invention.
  • FIG. 2 is a flow chart of an information interaction method in accordance with an embodiment of the present invention. detailed description
  • FIG. 1 is a schematic structural diagram of an information interaction device according to an embodiment of the present invention.
  • the information interaction device disclosed by the present invention includes a user interface 1, an information interaction application device 2, an information interaction manner recommendation device 3, and an auxiliary information database 4.
  • the user interface 1 constructs an information interaction instruction (for example, an order in the financial field) based on the user's instruction, and transmits the information interaction instruction to the information interaction application device 2, where the information interaction instruction includes the user desire to perform Key data information for information interaction (such as the payment amount of the order, user identifier, etc.).
  • an information interaction instruction for example, an order in the financial field
  • Key data information for information interaction such as the payment amount of the order, user identifier, etc.
  • the information interaction application device 2 performs an information processing operation based on the received information interaction instruction to complete an information interaction process, wherein the information processing operation includes: transmitting the key data information to the information The interaction mode recommendation device 3; the information interaction mode recommendation list transmitted by the recommendation device 3 according to the information interaction manner determines the information interaction mode; and constructs the information exchange based on the determined information interaction manner Mutual requests, and the information interaction request is transmitted to a data processing server (eg, a transaction processing server in the financial field) to actually complete the information interaction process (eg, a payment operation for the transaction in the financial field).
  • a data processing server eg, a transaction processing server in the financial field
  • the information interaction mode recommendation device 3 constructs the information interaction mode recommendation list based on the received key data information, and transmits the information interaction mode recommendation list to the information interaction application device 2, where the information
  • the interactive mode recommendation list includes at least one sorted information interaction manner associated with the user (the at least one information interaction manner is previously bound to the user), and the information interaction manner recommendation device 3 is based on the at least one
  • the auxiliary information of each of the information interaction modes associated with the user performs a sorting operation on the at least one information interaction manner associated with the user.
  • the auxiliary information database 4 stores auxiliary information of each of the at least one information interaction manner associated with the user.
  • the auxiliary information of each of the at least one information interaction manner associated with the user includes an auxiliary rule associated with the information interaction manner (for example, in the financial field) Auxiliary rules for coupons, offers, exchange rates, points, etc. associated with a particular payment method).
  • the information interaction manner recommendation means 3 constructs the information interaction mode recommendation list in such a manner that all information associated with the user is acquired from the auxiliary information database 4.
  • An auxiliary information of the interaction mode calculating, according to the auxiliary information, a priority value of each information interaction manner associated with the user (ie, a reference value of the sorting operation, the smaller the priority value is, the more the priority level of the corresponding information interaction manner is High, for example, the actual payment cost corresponding to various payment methods in the financial field); performing the sorting operation based on the calculated priority value of each information interaction manner associated with the user (eg, in the financial field)
  • the payment method with the least actual payment cost is ranked first in the list, to construct the information interaction mode recommendation list, where each item in the information interaction mode recommendation list includes an information interaction manner and the information Auxiliary information associated with the interaction mode.
  • a priority value of each information interaction manner associated with the user is calculated in the following manner: all auxiliary rules included in the auxiliary information are classified to each other The auxiliary rules of the conflict are classified into one type; the rule tree is constructed based on the classification result, wherein the root node of the rule tree is a general rule (that is, a rule used by all information interaction modes, which does not participate in the calculation of the priority value), and then Other rules are added to the rule tree, and rules of the same class are located The same level of the rule tree; the priority values are calculated along all the paths of the rule tree and based on the rule nodes on the path (exemplarily, in the financial payment field, the auxiliary rules may include: which payment account is used for deduction The most, which bank card credits are used the most, which bank card discount rate is the largest, the currency conversion fee, whether the wallet account has the corresponding merchant's coupon, etc.).
  • the user interface 1 is further configured to display the information interaction manner recommendation list based on an instruction from the information interaction application device 2 for the user to select an information interaction manner, and The first item of the information interaction mode recommendation list is used as the recommended information interaction mode, and the user's selection result is transmitted back to the information interaction application device 2.
  • the information interaction application device 2 constructs the information interaction request based on an information interaction manner selected by the user, and transmits the information interaction request to the data processing server to actually Complete the information interaction process.
  • the user interface 1, the information interaction application device 2, the information interaction manner recommendation device 3, and the auxiliary information database 4 may be located in the same physical entity, or may be located in a plurality of different data that are capable of data communication with each other. (local or remote) in a physical entity.
  • the information interaction device disclosed by the present invention has the following advantages: It can reduce the cost of information interaction and has high pertinence, and makes the user's operation convenient.
  • the information interaction method disclosed by the present invention includes the following steps: (A1) constructing an information interaction instruction (for example, an order in a financial field) based on an instruction of a user, where the information interaction instruction includes a user desire to perform Key data information of the information interaction (eg, payment amount of the order, user identifier, etc.); (A2) performing an information processing operation based on the information interaction instruction to complete the information interaction process, wherein the information processing operation includes: The key data information constructs a information interaction manner recommendation list; determining the information interaction manner based on the information interaction manner recommendation list; and actually completing the information interaction process based on the determined information interaction manner (for example, a payment operation for the transaction in the financial field).
  • the information interaction manner recommendation list includes at least one sorted information interaction manner associated with the user (the at least one information interaction manner is previously bound to the user And sorting the at least one information interaction manner associated with the user based on the auxiliary information of each of the at least one information interaction manner associated with the user.
  • the auxiliary information of each of the at least one information interaction manner associated with the user includes an auxiliary rule associated with the information interaction manner (for example, in the financial field) Auxiliary rules for coupons, offers, exchange rates, points, etc. associated with a particular payment method).
  • the step (A2) further includes: constructing the information interaction manner recommendation list in the following manner: acquiring all information interaction manners associated with the user from the auxiliary information database Auxiliary information; calculating a priority value of each information interaction manner associated with the user based on the auxiliary information (ie, a reference value of the sorting operation, the smaller the priority value is, the higher the priority of the corresponding information interaction manner is, For example, the actual payment cost corresponding to various payment methods in the financial field); performing a sorting operation based on the calculated priority value of each information interaction manner associated with the user (for example, in the financial field, the actual payment fee)
  • the least payment method is ranked first in the list to construct the information interaction mode recommendation list, where each item in the information interaction mode recommendation list includes an information interaction mode and is associated with the information interaction mode.
  • Auxiliary information is ranked first in the list to construct the information interaction mode recommendation list, where each item in the information interaction mode recommendation list includes an information interaction mode and is associated with the information interaction mode.
  • the step (A2) further includes: calculating a priority value of each information interaction manner associated with the user in the following manner: including the auxiliary information All the auxiliary rules are classified to classify the conflicting auxiliary rules into one class; the rule tree is constructed based on the classification result, wherein the root node of the rule tree is a general rule (that is, a rule used by all information interaction modes, which does not Participate in the calculation of the priority value), then add other rules to the rule tree, and the rules of the same class are located at the same level of the rule tree; calculate the priority value along all the paths of the rule tree and based on the rule nodes on the path (Exemplarily, in the field of financial payment, the auxiliary rules may include: which payment account is used for the most, which bank card is used for the most, which bank card discount rate is the largest, the currency conversion fee, the wallet account is There are coupons for the corresponding merchants, etc.).
  • the step (A2) further includes: displaying the information interaction manner recommendation list for the user to select an information interaction manner, and the information interaction manner recommendation list A way of interacting as a recommendation.
  • the step (A2) further comprises: actually completing the information interaction process based on the information interaction manner selected by the user.
  • the information interaction method disclosed by the present invention has the following advantages: It can reduce the cost of information interaction and has high pertinence, and makes the user's operation convenient.

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  • Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Information Retrieval, Db Structures And Fs Structures Therefor (AREA)

Abstract

L'invention concerne un dispositif et un procédé d'interaction d'informations. Le procédé selon l'invention consiste à construire une commande d'interaction d'informations sur la base d'une instruction utilisateur, la commande d'interaction d'informations comprenant des informations de données critiques de l'interaction d'informations que l'utilisateur prévoit, et à exécuter une opération de traitement d'informations conformément à la commande d'interaction d'informations de façon à mener à bien le processus d'interaction d'informations. L'opération de traitement d'informations comprend les étapes suivantes : une liste de modes d'interaction d'informations recommandés est construite sur la base des informations de données critiques, un mode d'interaction d'informations est déterminé sur la base de la liste de modes d'interaction d'informations recommandés et le processus d'interaction d'informations est réalisé conformément au mode d'interaction d'informations déterminé. Le dispositif et le procédé d'interaction d'informations décrits dans la présente invention permettent de réduire le coût de l'interaction d'informations et présentent une grande pertinence.
PCT/CN2013/088000 2012-12-25 2013-11-28 Dispositif et procédé d'interaction d'informations WO2014101615A1 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
CN201210568939.9 2012-12-25
CN201210568939.9A CN103905286B (zh) 2012-12-25 2012-12-25 信息交互设备及方法

Publications (1)

Publication Number Publication Date
WO2014101615A1 true WO2014101615A1 (fr) 2014-07-03

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WO (1) WO2014101615A1 (fr)

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104391875A (zh) * 2014-10-29 2015-03-04 中国建设银行股份有限公司 一种数据转移方法及装置

Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101860835A (zh) * 2009-04-13 2010-10-13 中国联合网络通信集团有限公司 增值业务付费方法及增值业务付费系统
CN101859417A (zh) * 2009-04-13 2010-10-13 中国联合网络通信集团有限公司 宽带业务的支付方法与系统
CN102314649A (zh) * 2011-07-27 2012-01-11 杭州斯凯网络科技有限公司 基于用户的支付方法及支付页面

Family Cites Families (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100861390B1 (ko) * 2007-09-07 2008-10-01 박수민 최적카드 추천을 위한 인공지능 결제 시스템과 이를 위한결제 장치 및 통합카드 결제 단말기

Patent Citations (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN101860835A (zh) * 2009-04-13 2010-10-13 中国联合网络通信集团有限公司 增值业务付费方法及增值业务付费系统
CN101859417A (zh) * 2009-04-13 2010-10-13 中国联合网络通信集团有限公司 宽带业务的支付方法与系统
CN102314649A (zh) * 2011-07-27 2012-01-11 杭州斯凯网络科技有限公司 基于用户的支付方法及支付页面

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CN103905286B (zh) 2017-09-29

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