WO2013174325A3 - 移动支付的实现方法及装置 - Google Patents
移动支付的实现方法及装置 Download PDFInfo
- Publication number
- WO2013174325A3 WO2013174325A3 PCT/CN2013/079901 CN2013079901W WO2013174325A3 WO 2013174325 A3 WO2013174325 A3 WO 2013174325A3 CN 2013079901 W CN2013079901 W CN 2013079901W WO 2013174325 A3 WO2013174325 A3 WO 2013174325A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- smart card
- payment
- mobile
- financial smart
- mobile payment
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/353—Payments by cards read by M-devices
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Microelectronics & Electronic Packaging (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
本发明提供了一种移动支付的实现方法及装置,其中,上述实现方法,通过安装于移动终端中的金融智能卡实现,该方法包括:所述金融智能卡获取其在与外界阅读器进行交易时产生的支付信息;所述金融智能卡将所述支付信息通过移动终端发送至银联结算系统进行支付处理。采用本发明提供的上述技术方案,解决了相关技术中,现有的移动支付方案对用户和终端存在限制等技术问题,进而可以实现移动支付方式由银联主导的而不受移动运营商约束的效果。
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201310226139.3 | 2013-06-07 | ||
CN201310226139.3A CN104240080A (zh) | 2013-06-07 | 2013-06-07 | 移动支付的实现方法及装置 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2013174325A2 WO2013174325A2 (zh) | 2013-11-28 |
WO2013174325A3 true WO2013174325A3 (zh) | 2014-04-24 |
Family
ID=49624416
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/CN2013/079901 WO2013174325A2 (zh) | 2013-06-07 | 2013-07-23 | 移动支付的实现方法及装置 |
Country Status (2)
Country | Link |
---|---|
CN (1) | CN104240080A (zh) |
WO (1) | WO2013174325A2 (zh) |
Families Citing this family (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN105988713B (zh) * | 2015-01-29 | 2019-01-08 | 深圳市硅格半导体有限公司 | 存储装置及存储方法 |
CN104899731B (zh) * | 2015-03-19 | 2018-12-11 | 腾讯科技(深圳)有限公司 | 移动支付数据的传输方法、装置和系统 |
CN106570697B (zh) * | 2016-10-31 | 2020-01-10 | 北京小米移动软件有限公司 | 移动终端支付验证方法及装置以及安全认证工具 |
CN107016541B (zh) * | 2017-04-14 | 2018-07-13 | 桂林微网互联信息技术有限公司 | 加密卡 |
CN116993337A (zh) * | 2022-04-26 | 2023-11-03 | 中兴通讯股份有限公司 | 终端设备、数据处理方法、终端设备和存储介质 |
CN115249191A (zh) * | 2022-09-20 | 2022-10-28 | 北京结慧科技有限公司 | 交易报文处理系统及方法 |
Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101894430A (zh) * | 2010-07-09 | 2010-11-24 | 北京银达润和科技发展有限公司 | 一种移动支付终端、系统及一种移动支付方法 |
CN201965698U (zh) * | 2011-01-05 | 2011-09-07 | 深圳市文鼎创数据科技有限公司 | 移动支付装置 |
CN102402744A (zh) * | 2011-11-08 | 2012-04-04 | 北京数码视讯软件技术发展有限公司 | 移动设备的数据处理方法、系统及移动设备 |
CN102810189A (zh) * | 2012-03-23 | 2012-12-05 | 黄志军 | 一种nfc功能手机近场支付和确认完成支付的方法 |
Family Cites Families (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR100578148B1 (ko) * | 2002-12-07 | 2006-05-10 | 주식회사 헬스피아 | 아이씨 카드 결제 기능을 가진 이동 통신 단말기 |
US20070145135A1 (en) * | 2005-12-28 | 2007-06-28 | Fabrice Jogand-Coulomb | Methods used in a nested memory system with near field communications capability |
CN101330675B (zh) * | 2007-06-20 | 2012-12-19 | 中国银联股份有限公司 | 一种移动支付终端设备 |
CN102385778A (zh) * | 2010-08-30 | 2012-03-21 | 网讯信息技术(福建)有限公司 | 一种移动支付方法、系统和终端 |
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2013
- 2013-06-07 CN CN201310226139.3A patent/CN104240080A/zh active Pending
- 2013-07-23 WO PCT/CN2013/079901 patent/WO2013174325A2/zh active Application Filing
Patent Citations (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN101894430A (zh) * | 2010-07-09 | 2010-11-24 | 北京银达润和科技发展有限公司 | 一种移动支付终端、系统及一种移动支付方法 |
CN201965698U (zh) * | 2011-01-05 | 2011-09-07 | 深圳市文鼎创数据科技有限公司 | 移动支付装置 |
CN102402744A (zh) * | 2011-11-08 | 2012-04-04 | 北京数码视讯软件技术发展有限公司 | 移动设备的数据处理方法、系统及移动设备 |
CN102810189A (zh) * | 2012-03-23 | 2012-12-05 | 黄志军 | 一种nfc功能手机近场支付和确认完成支付的方法 |
Also Published As
Publication number | Publication date |
---|---|
CN104240080A (zh) | 2014-12-24 |
WO2013174325A2 (zh) | 2013-11-28 |
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