WO2013078800A1 - 非接触式卡空中充值的方法及系统、充值平台及读写装置 - Google Patents

非接触式卡空中充值的方法及系统、充值平台及读写装置 Download PDF

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Publication number
WO2013078800A1
WO2013078800A1 PCT/CN2012/072847 CN2012072847W WO2013078800A1 WO 2013078800 A1 WO2013078800 A1 WO 2013078800A1 CN 2012072847 W CN2012072847 W CN 2012072847W WO 2013078800 A1 WO2013078800 A1 WO 2013078800A1
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WO
WIPO (PCT)
Prior art keywords
air
recharge
contactless card
request
card
Prior art date
Application number
PCT/CN2012/072847
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English (en)
French (fr)
Inventor
王晓东
黄锐
邓海军
Original Assignee
中兴通讯股份有限公司
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Application filed by 中兴通讯股份有限公司 filed Critical 中兴通讯股份有限公司
Publication of WO2013078800A1 publication Critical patent/WO2013078800A1/zh

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Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349—Rechargeable cards
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/353—Payments by cards read by M-devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/02—Coin-freed or check-freed systems, e.g. mobile- or card-operated phones, public telephones or booths
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04M—TELEPHONIC COMMUNICATION
    • H04M17/00—Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H04M17/204—Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment on-line recharging, e.g. cashless
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing

Definitions

  • the present invention relates to the field of communications technologies, and in particular, to a method and system for charging a non-contact card in the air, a charging platform, and a reading and writing device. Background technique
  • the contactless card includes an IC (Integrated Circuit) chip and a sensing antenna, and the reader/writer operates by radio waves.
  • the signal sent by the reader/writer is formed by superimposing two parts: a part is a power signal, and the signal is received by the contactless card, and is L/ itself. C generates resonance, generates an instantaneous energy to supply the IC chip; the other part combines the control signal with the data signal, controls the IC chip to complete the data, modify, store, etc., and returns the result to the reader.
  • the main object of embodiments of the present invention is to provide a method for non-contact card air refilling, which is intended to enable a user to recharge a contactless card anytime and anywhere.
  • Embodiments of the present invention provide a method for non-contact card air recharge, including the following steps: Step SSI, the air recharge platform receives an air refill request sent by the mobile terminal;
  • Step S02 The air recharge platform converts the air recharge request sent by the mobile terminal into a recharge request of the contactless card according to the association information between the preset mobile terminal and the contactless card, for the contactless card reading.
  • the writing device recharges the contactless card according to the refill request of the contactless card.
  • step S02 is specifically:
  • a recharge request for the contactless card is generated based on the acquired contactless card information.
  • the method further includes:
  • the air recharge platform performs validity check on the air refill request sent by the mobile terminal, and after the verification succeeds, the step S02 is performed.
  • the non-contact card reading and writing device recharges the contactless card according to the recharge request of the contactless card:
  • the contactless card reading and writing device detects that the contactless card is in use, the non-contact card is recharged according to the air refill request of the contactless card;
  • the contactless card is recharged according to the air refill request of the contactless card.
  • the embodiment of the invention further provides an air recharge platform, including:
  • a request receiving module configured to receive an air refill request sent by the mobile terminal
  • the request conversion module is configured to convert the air recharge request sent by the mobile terminal into a recharge request of the contactless card according to the associated information between the preset mobile terminal and the contactless card, for the contactless card reading
  • the writing device recharges the contactless card according to the refill request of the contactless card.
  • the request conversion module is configured to: Obtaining contactless card information corresponding to the mobile terminal in the air refill request according to the association information between the preset mobile terminal and the contactless card;
  • a recharge request for the contactless card is generated based on the acquired contactless card information.
  • the request conversion module is further configured to:
  • the validity check is performed on the air refill request sent by the mobile terminal.
  • the embodiment of the invention further provides a contactless card reading and writing device, comprising a detecting module and a reading and writing module, wherein:
  • the detecting module is configured to detect whether the contactless card has a corresponding recharge request when the contactless card is used;
  • the read/write module is configured to recharge the contactless card when the detection module detects that the contact card has a corresponding recharge request.
  • the detecting module is further configured to:
  • the read/write module is further configured to:
  • the non-contact card is recharged when the detection module detects that there is a corresponding refill request for the contactless card and the balance of the contactless card is lower than a preset threshold.
  • the embodiment of the invention further provides a non-contact card air refilling system, comprising an air charging platform and a contactless card reading and writing device, wherein:
  • the air recharge platform is configured to receive an air refill request sent by the mobile terminal, and convert the air recharge request sent by the mobile terminal into a recharge of the contactless card according to the associated information between the preset mobile terminal and the contactless card.
  • the contactless card reading and writing device is configured to recharge the non-contact card in accordance with the refill request of the contactless card.
  • the air recharge request is sent by the mobile terminal, and the air recharge platform will be empty.
  • the refill request is converted into a recharge request of the contactless card, thereby enabling the air recharge of the contactless card, so that the user can complete the recharge of the contactless card anytime and anywhere.
  • FIG. 1 is a schematic flow chart of an embodiment of a method for recharging a non-contact card in the air according to the present invention
  • FIG. 2 is a schematic structural view of an embodiment of a system for non-contact card recharging in the present invention
  • FIG. 3 is a non-contact card in the air of the present invention
  • Figure 4 is a block diagram showing an embodiment of a non-contact card reading and writing device in the system for non-contact card air refilling of the present invention. detailed description
  • a non-contact card air refilling method includes the following steps: Step S01: An air recharge platform receives an air refill request sent by a mobile terminal;
  • the embodiment of the invention mainly utilizes mobile payment, mobile wallet and the like in the mobile network, and constructs an air recharge platform that interfaces with the mobile network platform, and is used for performing air recharge on the contactless card.
  • the user must register on the air recharge platform.
  • the mobile terminal associates the mobile terminal number with the information of the contactless card, and sends the associated information to the mobile network platform together with the registration information of the mobile terminal; the mobile network platform forwards the registration information and the associated information to The air recharge platform; the air recharge platform determines whether the registration information and the associated information are correct, and if correct, establishes the mobile terminal information and the contactless card information.
  • Correspondence, and storage It should be noted here that multiple mobile terminal information may correspond to one contactless card information, or one mobile terminal information may correspond to multiple contactless card information.
  • the mobile recharge request is sent to the mobile network platform through the mobile terminal that has been registered on the air recharge platform, and the mobile network platform forwards the air recharge request to the air after receiving the air recharge request.
  • Recharge platform If a mobile terminal is bound to a plurality of contactless cards, the air refill request also carries the information of the contactless card to be recharged. It should be noted that the air recharge platform can be attributed to the mobile network, and the mobile terminal can directly send the air recharge request to the air recharge platform through the mobile network.
  • Step S02 The air recharge platform converts the air recharge request sent by the mobile terminal into a recharge request of the contactless card according to the association information between the preset mobile terminal and the contactless card; the air recharge platform receives the air
  • the recharge request may first check the air recharge request, for example, to verify whether the mobile terminal has been registered in the air recharge platform, whether the information of the contactless card carried in the air recharge request is correct, and the like. If the verification is successful, the contactless card information corresponding to the mobile terminal information in the air refill request is first acquired according to the association information between the preset mobile terminal information and the contactless card information, and then according to the acquired information.
  • the contactless card information generates a recharge request for the contactless card and sends it to the vending system.
  • the automatic ticket checking system checks the recharge request of the contactless card and saves it after the verification is successful. At the same time, the vending system will return response information, which is returned to the mobile terminal via the air recharge platform. At this point, the mobile terminal successfully pays, and the air recharge platform completes the air recharge request sent by the mobile terminal. It should be noted that the air recharge platform can also be attributed to the automatic ticket checking system, and the air recharge platform directly saves the air recharge request sent by the mobile terminal after being converted into a recharge request of the contactless card.
  • Step S03 The contactless card reading and writing device recharges the non-contact card according to the refilling request of the non-contact card.
  • the contactless card reader When the user is close to the contactless card reader, the contactless card reader will be non-contact The card communicates and it is detected that the contactless card is in use. At this time, the contactless card reading and writing device will send an inquiry command to the air recharge platform or the automatic ticket checking system to query whether the contactless card has a recharge request; if the air recharge platform or the automatic fare collection system returns a recharge request When the query result is obtained, the contactless card reading and writing device recharges the contactless card.
  • the contactless card reader/writer can perform immediate recharge on the contactless card, or recharge the contactless card when the balance of the non-contact card is below the preset threshold.
  • the transmission data between the above mobile network platform, the air recharge platform, the automatic ticketing detection system, and the contactless card reading and writing device can be encrypted, thereby ensuring the security of data transmission.
  • the air recharge request is transmitted by the mobile terminal, and the air recharge platform converts the air recharge request into a recharge request of the contactless card, thereby realizing the air recharge of the contactless card, so the user can complete the non-replacement anytime and anywhere. Recharge of contact cards.
  • FIG. 2 is a schematic structural view of an embodiment of a system for non-contact card air refilling according to the present invention.
  • a system for non-contact card air refilling according to an embodiment of the present invention includes an air recharge platform 100 and a contactless card reading and writing device 200, wherein:
  • the air recharge platform 100 is configured to receive an air refill request sent by the mobile terminal, and convert the air recharge request sent by the mobile terminal into a contactless card according to the associated information between the preset mobile terminal and the contactless card. Recharge request;
  • the contactless card reading and writing device 200 is configured to recharge the contactless card in accordance with the refill request of the contactless card.
  • the embodiment of the present invention mainly utilizes mobile phone payment, mobile wallet and the like in the mobile network, and constructs an air recharge platform 100 that interfaces with the mobile network platform, and is used for performing air recharge on the contactless card.
  • the user must register on the air recharge platform 100. After the registration is successful, if the user needs to perform over-the-air recharging of a contactless card,
  • the mobile terminal transmits an air recharge request to the mobile network platform, and the mobile network platform forwards the air recharge request to the air recharge platform 100.
  • the air recharge platform 100 can be attributed to the mobile network, and the mobile terminal can directly send the air recharge request to the air recharge platform 100 through the mobile network.
  • the air recharge platform 100 may first check the air recharge request, and after the verification succeeds, convert the air recharge request sent by the mobile terminal into a recharge request of the non-contact card. The air recharge platform 100 then sends the recharge request for the contactless card to the vending system. The automatic fare collection system verifies the recharge request of the contactless card, and after the verification is successful, saves it. At the same time, the automated fare collection system will return a response message, which is returned to the mobile terminal via the air recharge platform. At this time, the mobile terminal pays successfully, and the air recharge platform 100 completes the air recharge request sent by the mobile terminal. It should be noted that the air recharge platform 100 can also be attributed to the automatic ticket checking system, and the air recharge platform 100 directly saves the air recharge request sent by the mobile terminal after being converted into a recharge request of the contactless card.
  • the contactless read/write device 200 When the user carries the contactless card to the non-contact type read/write device 200, the contactless read/write device 200 will detect the contactless card and according to the recharge request in the air recharge platform 100 or the automatic ticket checking system. The non-contact card is recharged.
  • the air recharge platform 100 further includes:
  • the request receiving module 11 is configured to receive an air refill request sent by the mobile terminal
  • the request conversion module 12 is configured to: send the air recharge request sent by the mobile terminal according to the association information between the preset mobile terminal and the contactless card.
  • the recharging request is converted to a contactless card for the contactless card reading and writing device 200 to recharge the contactless card according to the refilling request of the contactless card.
  • the above request conversion module 12 is set to:
  • a recharge request for the contactless card is generated based on the acquired contactless card information.
  • the request conversion module 12 first acquires the information of the contactless card corresponding to the mobile terminal in the air request according to the association information, and generates a recharge request of the non-contact card based on the acquired information.
  • the above request conversion module 12 is also set to:
  • the recharge request sent by the mobile terminal is checked for validity, for example, whether the mobile terminal has been registered in the air recharge platform 100, and the contactless card carried in the air recharge request Is the information correct and so on. If the verification is successful, the air refill request sent by the mobile terminal is converted into a recharge request of the contactless card.
  • the above-described contactless card reading and writing device 200 includes:
  • the detecting module 21 is configured to detect whether the non-contact card has a corresponding recharge request when the contactless card is used;
  • the read/write module 22 is configured to recharge the non-contact card when the detection module 21 detects that the contactless card has a corresponding recharge request.
  • the detecting module 21 When the user carries the contactless card close to the contactless card reading and writing device 200, the detecting module 21 will detect the contactless card and send an inquiry command to the air recharge platform 100 or the automatic ticket checking system, if the air recharge platform 100 Or the automatic fare collection system returns a refill request for the contactless card, and the read/write module 22 recharges the contactless card according to the refill request.
  • the manner in which the above-mentioned read/write module 22 recharges the contactless card may be various. In an embodiment of the present invention, if the detecting module 21 detects that the contact card has a corresponding refill request, the reading and writing module 22 immediately recharges the contactless card. In another implementation manner of the embodiment of the present invention, if the detecting module 21 detects that the contact card has a corresponding recharge request, and reads When the write module 22 queries that the balance of the contactless card is lower than a preset threshold, the contactless card is recharged.
  • the above detection module 21 is further configured to:
  • the above read and write module 22 is further configured to:
  • the non-contact card is recharged when the detection module 21 detects that there is a corresponding refill request for the contactless card and the balance of the contactless card is below a preset threshold.
  • the mobile terminal sends an air refill request
  • the air recharge platform converts the air recharge request into a recharge request of the contactless card, thereby realizing recharging of the contactless card, so that the user can complete the non-contact type anytime and anywhere. Card recharge.

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  • Engineering & Computer Science (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Business, Economics & Management (AREA)
  • Signal Processing (AREA)
  • Accounting & Taxation (AREA)
  • Computer Security & Cryptography (AREA)
  • Physics & Mathematics (AREA)
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  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
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Abstract

本发明实施例公开了一种非接触式卡空中充值的方法及系统。该方法包括：步骤S01、空中充值平台接收移动终端发送的空中充值请求；步骤S02、空中充值平台根据预置的移动终端与非接触式卡之间的关联信息，将所述移动终端发送的空中充值请求转换为非接触式卡的充值请求，以供非接触式卡读写装置根据所述非接触式卡的充值请求，对该非接触式卡进行充值。本发明实施例通过移动终端发送空中充值请求，空中充值平台将该空中充值请求转换为非接触式卡的充值请求，从而实现了对非接触式卡进行空中充值，因此用户能够随时随地的完成非接触式卡的充值。

Description

非接触式卡空中充值的方法及系统、 充值平台及读写装置 技术领域
本发明涉及通信技术领域， 尤其涉及一种非接触式卡空中充值的方法 及系统、 充值平台及读写装置。 背景技术
随着城市经济的快速发展， 越来越多的城市建设了或多或少的城市轨 道系统， 比如地铁， 轻轨， 城际快轨等。 城市轨道 AFC ( Automatic Fare Collection, 自动售检票） 系统一般采用非接触式卡实现。
非接触式卡包括 IC ( Integrated Circuit, 集成电路板 )芯片及感应天线， 其与读写器之间通过无线电波来实现读写操作。 具体地， 当读写器对非接 触式卡进行读写操作时， 读写器发出的信号由两部分叠加形成： 一部分是 电源信号， 该信号由非接触式卡接收后， 与其本身的 L/C产生谐振， 产生 一个瞬间能量来供给 IC芯片工作； 另一部分是控制信号与数据信号结合， 控制 IC芯片完成数据、 修改、 存储等， 并将结果返回给读写器。
因此， 非接触式卡在使用时， 只需要靠近通道的轧机（3-5cm左右）， 轧机的读头和非接触式卡就可以通过射频方式进行交互、 认证操作。 但是 该非接触式卡需要充值时， 用户必须携带现金在地铁站的拒台或具备充值 功能的自动售票机来完成， 从而给用户的使用造成了一定的不便。 发明内容
本发明实施例的主要目的是提供一种非接触式卡空中充值的方法， 旨 在使得用户能够随时随地的实现对非接触式卡的充值。
本发明实施例提供了一种非接触式卡空中充值的方法， 包括以下步驟： 步驟 SOI、 空中充值平台接收移动终端发送的空中充值请求；
步驟 S02、空中充值平台根据预置的移动终端与非接触式卡之间的关联 信息， 将所述移动终端发送的空中充值请求转换为非接触式卡的充值请求， 以供非接触式卡读写装置根据所述非接触式卡的充值请求， 对该非接触式 卡进行充值。
优选地， 所述步驟 S02具体为：
根据预置的移动终端与非接触式卡之间的关联信息， 获取与所述空中 充值请求中的移动终端信息对应的非接触式卡信息；
根据获取的非接触式卡信息， 生成非接触式卡的充值请求。
优选地， 所述步驟 S02之前还包括：
空中充值平台对移动终端发送的空中充值请求进行有效性校验， 并在 校验成功后， 执行所述步驟 S02。
优选地， 所述非接触式卡读写装置根据所述非接触式卡的充值请求， 对该非接触式卡进行充值具体为：
非接触式卡读写装置检测到非接触式卡正在使用时， 则根据非接触式 卡的空中充值请求， 对该非接触式卡进行充值； 或者，
检测到非接触式卡正在使用、 且非接触式卡的余额低于预置阈值时， 则根据非接触式卡的空中充值请求， 对该非接触式卡进行充值。
本发明实施例还提供了一种空中充值平台， 包括：
请求接收模块， 设置为接收移动终端发送的空中充值请求；
请求转换模块， 设置为根据预置的移动终端与非接触式卡之间的关联 信息， 将所述移动终端发送的空中充值请求转换为非接触式卡的充值请求， 以供非接触式卡读写装置根据所述非接触式卡的充值请求， 对非接触式卡 进行充值。
优选地， 所述请求转换模块设置为： 根据预置的移动终端与非接触式卡之间的关联信息， 获取与所述空中 充值请求中的移动终端对应的非接触式卡信息；
根据获取的非接触式卡信息， 生成非接触式卡的充值请求。
优选地， 所述请求转换模块还设置为：
对移动终端发送的空中充值请求进行有效性校验。
本发明实施例又提供了一种非接触式卡读写装置， 包括检测模块及读 写模块， 其中：
检测模块， 设置为在非接触式卡使用时， 检测该非接触式卡是否存在 相应的充值请求；
读写模块， 设置为在检测模块检测非接触式卡存在相应的充值请求时， 对非接触式卡进行充值。
优选地， 所述检测模块还设置为：
在检测非接触式卡存在相应的充值请求时， 同时检测非接触式卡的余 额是否低于预置阈值；
所述读写模块还设置为：
在检测模块检测非接触式卡存在相应的充值请求、 且该非接触式卡的 余额低于预置阈值时， 对非接触式卡进行充值。
本发明实施例又提供了一种非接触式卡空中充值的系统， 包括空中充 值平台及非接触式卡读写装置， 其中：
空中充值平台， 设置为接收移动终端发送的空中充值请求， 根据预置 的移动终端与非接触式卡之间的关联信息， 将所述移动终端发送的空中充 值请求转换为非接触式卡的充值请求；
非接触式卡读写装置， 设置为根据所述非接触式卡的充值请求， 对非 接触式卡进行充值。
本发明实施例通过移动终端发送空中充值请求， 空中充值平台将该空 中充值请求转换为非接触式卡的充值请求， 从而实现了对非接触式卡进行 空中充值， 因此用户能够随时随地的完成非接触式卡的充值。 附图说明
图 1是本发明非接触式卡空中充值的方法一实施例的流程示意图； 图 2是本发明非接触式卡空中充值的系统一实施例的结构示意图； 图 3是本发明非接触式卡空中充值的系统中空中充值平台一实施例的 结构示意图；
图 4是本发明非接触式卡空中充值的系统中非接触式卡读写装置一实 施例的结构示意图。 具体实施方式
本发明目的的实现、 功能特点及优点将结合实施例， 参照附图做进一 步说明。 以下结合说明书附图及具体实施例进一步说明本发明实施例的技 术方案。 应当理解， 此处所描述的具体实施例仅仅用以解释本发明， 并不 用于限定本发明。
图 1是本发明一种非接触式卡空中充值的方法一实施例的流程示意图。 参照图 1 , 本发明实施例一种非接触式卡空中充值方法包括以下步驟： 步驟 S01、 空中充值平台接收移动终端发送的空中充值请求；
本发明实施例主要利用移动网络中的手机支付、 手机钱包等手段， 并 且构建一个与移动网路平台对接的空中充值平台， 用于实现对非接触式卡 进行空中充值。 首先， 用户必须在空中充值平台上进行注册。 具体地， 移 动终端将移动终端号码与非接触式卡的信息进行关联， 并将该关联信息与 移动终端的注册信息一起发送至移动网络平台； 移动网络平台再将该注册 信息与关联信息转发至空中充值平台； 空中充值平台则判断该注册信息与 关联信息是否正确， 如果正确， 则建立移动终端信息与非接触式卡信息的 对应关系， 并存储。 在这里需要说明的是， 多个移动终端信息可以对应一 个非接触式卡信息， 或者一个移动终端信息可以对应多个非接触式卡信息。
当用户需要向非接触式卡进行空中充值时， 则通过已经在空中充值平 台上注册的移动终端发送空中充值请求至移动网络平台， 移动网络平台接 收到该空中充值请求后， 将其转发至空中充值平台。 如果一个移动终端绑 定了多个非接触式卡， 则该空中充值请求中还要携带欲进行充值的非接触 式卡的信息。 在这里需要说明的是， 该空中充值平台可以归属于移动网络， 则移动终端可以通过移动网络将空中充值请求直接发送至空中充值平台。
步驟 S02、空中充值平台根据预置的移动终端与非接触式卡之间的关联 信息， 将所述移动终端发送的空中充值请求转换为非接触式卡的充值请求； 空中充值平台接收到该空中充值请求， 首先可以先对该空中充值请求 进行校验， 例如校验该移动终端是否已在空中充值平台注册， 空中充值请 求中携带的非接触式卡的信息是否正确等等。 如果校验成功， 则根据预置 的移动终端信息与非接触式卡信息之间的关联信息， 先获取与所述空中充 值请求中的移动终端信息对应的非接触式卡信息， 然后根据获取的非接触 式卡信息， 生成非接触式卡的充值请求， 并发送至自动售检票系统。 自动 售检票系统对该非接触式卡的充值请求进行检验， 并在检验成功后， 将其 保存。 同时， 自动售检票系统将返回响应信息， 该响应信息通过空中充值 平台返回至移动终端。 此时， 移动终端支付成功， 空中充值平台完成移动 终端发送的空中充值请求。 在这里需要说明的是， 该空中充值平台也可以 归属于自动售检票系统， 则空中充值平台在将移动终端发送的空中充值请 求转换为非接触式卡的充值请求后， 直接保存。
步驟 S03、非接触式卡读写装置根据所述非接触式卡的充值请求，对非 接触式卡进行充值。
当用户靠近非接触式卡读写装置时， 非接触式卡读写装置将与非接触 式卡进行通信， 检测到该非接触式卡正在使用。 此时， 该非接触式卡读写 装置将向空中充值平台或者自动售检票系统发送查询命令， 以查询该非接 触式卡是否存在充值请求； 如果空中充值平台或者自动售检票系统返回存 在充值请求的查询结果时， 非接触式卡读写装置则对该非接触式卡进行充 值。
非接触式卡读写装置可以对非接触式卡实现立即充值， 也可以在非接 触式卡的余额低于预置的阈值时， 再对非接触式卡进行充值。
上述移动网络平台、 空中充值平台以及自动售票检测系统、 非接触式 卡读写装置之间的传输数据均可以采用加密方式， 从而保障了数据传输的 安全性。
本发明实施例通过移动终端发送空中充值请求， 空中充值平台将该空 中充值请求转换为非接触式卡的充值请求， 从而实现了对非接触式卡进行 空中充值， 因此用户能够随时随地的完成非接触式卡的充值。
图 2是本发明一种非接触式卡空中充值的系统一实施例的结构示意图。 参照图 2,本发明实施例一种非接触式卡空中充值的系统包括空中充值 平台 100及非接触式卡读写装置 200, 其中：
空中充值平台 100,设置为接收移动终端发送的空中充值请求， 并根据 预置的移动终端与非接触式卡之间的关联信息， 将所述移动终端发送的空 中充值请求转换为非接触式卡的充值请求；
非接触式卡读写装置 200,设置为根据所述非接触式卡的充值请求，对 非接触式卡进行充值。
本发明实施例主要利用移动网络中的手机支付、 手机钱包等手段， 并 且构建一个与移动网路平台对接的空中充值平台 100,用于实现对非接触式 卡进行空中充值。 首先， 用户必须在空中充值平台 100上进行注册。 注册 成功后， 若用户需要对某一非接触式卡进行空中充值， 则可以通过已经注 册的移动终端发送空中充值请求至移动网络平台， 该移动网路平台再将该 空中充值请求转发至空中充值平台 100。在这里需要说明的是， 该空中充值 平台 100可以归属于移动网络， 则移动终端可以通过移动网络将空中充值 请求直接发送至空中充值平台 100。
空中充值平台 100接收到该空中充值请求， 可以先对该空中充值请求 进行校验， 并在检验成功后， 将移动终端发送的空中充值请求转换为非接 触式卡的充值请求。 然后， 空中充值平台 100再将非接触式卡的充值请求 发送至自动售检票系统。 自动售检票系统对该非接触式卡的充值请求进行 校验， 并在校验成功后， 将其保存。 同时， 自动售检票系统将返回响应信 息， 该响应信息通过空中充值平台返回至移动终端。 此时， 移动终端支付 成功， 空中充值平台 100 完成移动终端发送的空中充值请求。 在这里需要 说明的是， 该空中充值平台 100也可以归属于自动售检票系统， 则空中充 值平台 100在将移动终端发送的空中充值请求转换为非接触式卡的充值请 求后， 直接保存。
当用户携带非接触式卡靠近非接触式读写装置 200 时， 该非接触式读 写装置 200将检测到该非接触式卡， 并根据空中充值平台 100或者自动售 检票系统中的充值请求， 对该非接触式卡进行充值。
参照图 3 , 所述空中充值平台 100进一步包括：
请求接收模块 11 , 设置为接收移动终端发送的空中充值请求； 请求转换模块 12, 设置为根据预置的移动终端与非接触式卡之间的关 联信息， 将所述移动终端发送的空中充值请求转换为非接触式卡的充值请 求， 以供非接触式卡读写装置 200根据所述非接触式卡的充值请求， 对非 接触式卡进行充值。
上述请求转换模块 12设置为：
根据预置的移动终端与非接触式卡之间的关联信息， 获取与所述空中 充值请求中的移动终端对应的非接触式卡信息；
根据获取的非接触式卡信息， 生成非接触式卡的充值请求。
空中充值平台 100在移动终端注册时， 将根据注册信息设置移动终端 与非接触式卡之间的关联信息， 即表示移动终端信息与非接触式卡信息的 对应关系。 因此请求转换模块 12则根据该关联信息， 先获取与所述空中请 求中的移动终端对应的非接触式卡的信息， 再根据该获取的信息生成非接 触式卡的充值请求。
上述请求转换模块 12还设置为：
在将移动终端发送的空中充值请求之前， 先对移动终端发送的充值请 求进行有效性校验， 例如校验该移动终端是否已在空中充值平台 100注册， 空中充值请求中携带的非接触式卡的信息是否正确等等。 如果检验成功， 则将移动终端发送的空中充值请求转换为非接触式卡的充值请求。
参照图 4, 上述非接触式卡读写装置 200包括：
检测模块 21 , 设置为在非接触式卡使用时， 检测该非接触式卡是否存 在相应的充值请求；
读写模块 22,设置为在检测模块 21检测非接触式卡存在相应的充值请 求， 对非接触式卡进行充值。
当用户携带非接触式卡靠近非接触式卡读写装置 200时， 检测模块 21 将检测到该非接触式卡， 并向空中充值平台 100或自动售检票系统发送查 询命令， 如果空中充值平台 100或自动售检票系统返回存在该非接触式卡 的充值请求， 则读写模块 22根据该充值请求对非接触式卡进行充值。
上述读写模块 22对非接触式卡进行充值的方式可以为多种。 本发明实 施例一种实施方式中， 若检测模块 21检测到该接触式卡存在相应的充值请 求， 则读写模块 22立即对该非接触式卡进行充值。 在本发明实施例另一种 实施方式中， 若检测模块 21检测到该接触式卡存在相应的充值请求， 且读 写模块 22查询到该非接触式卡的余额低于预置阈值时， 再对该非接触式卡 进行充值。
所以， 上述检测模块 21还设置为：
在检测非接触式卡存在相应的充值请求时， 还检测非接触式卡的余额 是否低于预置阈值；
上述读写模块 22还设置为：
在检测模块 21检测非接触式卡存在相应的充值请求、 且该非接触式卡 的余额低于预置阈值时， 对非接触式卡进行充值。
本发明实施例通过移动终端发送空中充值请求， 空中充值平台将该空 中充值请求转换为非接触式卡的充值请求， 从而实现对非接触式卡进行充 值， 因此用户能够随时随地的完成非接触式卡的充值。
以上所述仅为本发明的优选实施例， 并非因此限制其专利范围， 凡是 利用本发明说明书及附图内容所作的等效结构或等效流程变换， 直接或间 接运用在其他相关的技术领域， 均同理包括在本发明的专利保护范围内。

Claims

权利要求书
1、 一种非接触式卡空中充值的方法， 包括以下步驟：
步驟 S01、 空中充值平台接收移动终端发送的空中充值请求；
步驟 S02、空中充值平台根据预置的移动终端与非接触式卡之间的关联 信息， 将所述移动终端发送的空中充值请求转换为非接触式卡的充值请求， 以供非接触式卡读写装置根据所述非接触式卡的充值请求， 对该非接触式 卡进行充值。
2、 根据权利要求 1所述的非接触式卡空中充值的方法， 其中， 所述步 驟 S02具体为：
根据预置的移动终端与非接触式卡之间的关联信息， 获取与所述空中 充值请求中的移动终端信息对应的非接触式卡信息；
根据获取的非接触式卡信息， 生成非接触式卡的充值请求。
3、 根据权利要求 2所述的非接触式卡空中充值的方法， 其中， 所述步 驟 S02之前还包括：
空中充值平台对移动终端发送的空中充值请求进行有效性校验， 并在 校验成功后， 执行所述步驟 S02。
4、 根据权利要求 1至 3中任一项所述的非接触式卡空中充值的方法， 其中， 所述非接触式卡读写装置根据所述非接触式卡的充值请求， 对该非 接触式卡进行充值具体为：
非接触式卡读写装置检测到非接触式卡正在使用时， 则根据非接触式 卡的空中充值请求， 对该非接触式卡进行充值； 或者，
检测到非接触式卡正在使用、 且非接触式卡的余额低于预置阈值时， 则根据非接触式卡的空中充值请求， 对该非接触式卡进行充值。
5、 一种空中充值平台， 包括：
请求接收模块， 设置为接收移动终端发送的空中充值请求； 请求转换模块， 设置为根据预置的移动终端与非接触式卡之间的关联 信息， 将所述移动终端发送的空中充值请求转换为非接触式卡的充值请求， 以供非接触式卡读写装置根据所述非接触式卡的充值请求， 对非接触式卡 进行充值。
6、 根据权利要求 5所述的空中充值平台， 其中， 所述请求转换模块设 置为：
根据预置的移动终端与非接触式卡之间的关联信息， 获取与所述空中 充值请求中的移动终端对应的非接触式卡信息；
根据获取的非接触式卡信息， 生成非接触式卡的充值请求。
7、 根据权利要求 6所述的空中充值平台， 其中， 所述请求转换模块还 设置为：
对移动终端发送的空中充值请求进行有效性校验。
8、 一种非接触式卡读写装置， 包括检测模块及读写模块， 其中： 检测模块， 设置为在非接触式卡使用时， 检测该非接触式卡是否存在 相应的充值请求；
读写模块， 设置为在检测模块检测非接触式卡存在相应的充值请求时， 对非接触式卡进行充值。
9、 根据权利要求 8所述的非接触式卡读写装置， 其中， 所述检测模块 还设置为：
在检测非接触式卡存在相应的充值请求时， 同时检测非接触式卡的余 额是否低于预置阈值；
所述读写模块还设置为：
在检测模块检测非接触式卡存在相应的充值请求、 且该非接触式卡的 余额低于预置阈值时， 对非接触式卡进行充值。
10、 一种非接触式卡空中充值的系统， 包括空中充值平台及非接触式 卡读写装置， 其中：
空中充值平台， 设置为接收移动终端发送的空中充值请求， 根据预置 的移动终端与非接触式卡之间的关联信息， 将所述移动终端发送的空中充 值请求转换为非接触式卡的充值请求；
非接触式卡读写装置， 设置为根据所述非接触式卡的充值请求， 对非 接触式卡进行充值。
11、 根据权利要求 10所述的非接触式卡空中充值的系统， 其中， 所述 空中充值平台为如权利要求 5至 7中任一项所述的空中充值平台； 和 /或， 所述非接触式卡读写装置为如权利要求 8或 9所述的非接触式卡读写装置。
PCT/CN2012/072847 2011-11-28 2012-03-22 非接触式卡空中充值的方法及系统、充值平台及读写装置 WO2013078800A1 (zh)

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