WO2012144930A1 - Système de commande de produits et de services par le biais d'un dispositif de communication cellulaire - Google Patents

Système de commande de produits et de services par le biais d'un dispositif de communication cellulaire Download PDF

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Publication number
WO2012144930A1
WO2012144930A1 PCT/RU2012/000022 RU2012000022W WO2012144930A1 WO 2012144930 A1 WO2012144930 A1 WO 2012144930A1 RU 2012000022 W RU2012000022 W RU 2012000022W WO 2012144930 A1 WO2012144930 A1 WO 2012144930A1
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WO
WIPO (PCT)
Prior art keywords
customer
services
servisphone
time
goods
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PCT/RU2012/000022
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English (en)
Russian (ru)
Inventor
Сергей Петрович БЕЗСМЕРТНЫЙ
Original Assignee
Общество С Ограниченной Ответственностью "Нфи-Сервис"
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Publication of WO2012144930A1 publication Critical patent/WO2012144930A1/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3821—Electronic credentials
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]

Definitions

  • the group of inventions relates to the satisfaction of human needs in the field of electronic commerce and information technology and can be used to independently place orders for the provision of goods and services.
  • a known system for the automated provision of various services in a telecommunication network using the IVR service comprising a hardware-software complex, connected by at least one
  • a telecommunication network with terminal means of communication of message authors and / or service providers and / or information sources, including a multi-level voice menu system including an IVR module (Interactive Voice Response); a multi-level voice menu system is connected to a message server, including means for receiving, processing and storing voice messages, means for forming a menu and message sequence.
  • the switching module associated with the IVR module provides the connection of the terminal means of communication of users with the terminal means of communication of the authors of messages and / or
  • the IVR module includes a means of reproducing audio files, configured to rewind and scroll files while listening to forward and backward; voice message storage means and voice menu storage means via the switching means are connected with a means of reproducing sound files and a switching module (RF patent for utility model 96206).
  • a disadvantage of the known device is that the choice of services is carried out in session mode and requires a long continuous connection. On the one hand, this does not allow the system to be used in transport, when communication can be interrupted periodically and significantly increases telephone network traffic, and on the other hand, it increases the switched network traffic and operating costs.
  • a well-known automated system for searching, selecting and placing orders for the provision of services for downloading electronic resources consisting of a terminal connected to an order processing center including a settlement system with visitors, characterized in that the terminal is equipped with a system equipped with a selection block for selection and search criteria , a unit for selecting loading objects, and is connected via appropriate buses to a resource database and order formulator (RF patent for utility model N ° 55173).
  • RF patent for utility model N ° 55173 A disadvantage of the known system is the lack of mobility.
  • SMPU provision of services
  • PMU programmable service manager
  • a prerequisite for the PMP for the activation process of the interface is the transfer of a certain amount from the user's electronic wallet to the PMU electronic wallet, the consumption of the service / product, in which the PMU acts as a gateway between the IPP and the user interface (IP) (RF patent for invention N ° 2303810).
  • IP user interface
  • “Services” refers to any services that do not require the personal presence of the user at the place of service, at least at the stage of placing an order and / or giving an order (consumer expressing consent to the provision of services), in particular, banking services, telecommunications and telematic services , transport services, information services, travel services, courier delivery services, online auction services, digital television services, ad placement services, food delivery services, hotel services and insurance services, retail sales over the Internet, public services, urban public transport services and reservation services.
  • Contractor refers to the party providing services, performing work or providing goods to the customer.
  • Group of interconnected goods and services refers to such a group of goods and / or services that is of interest to the customer only if all goods and services combined in the group are received (on the principle of “all or nothing”).
  • Group of dependent goods and services refers to a group of goods and / or services in which the customer’s interest in receiving goods and services depends on whether another service was provided to him or another product was purchased (the “all or nothing” principle applies to a certain procedure for providing a customer with goods and / or services included in a group).
  • Transaction or “consumer transaction” refers to the set of stages and / or actions, in particular the stages of the provision of services, which (transaction) is considered to be successfully completed only if each of the stages is successfully completed. The same mutatis mutandis applies to the acquisition of goods.
  • Server refers to a software and / or hardware complex that performs certain functions in an electronic environment, primarily, receiving, processing and disseminating data.
  • a “gateway” is a software and / or hardware complex that interfaces homogeneous or heterogeneous channels or data distribution protocols.
  • “Closed data transmission channels” refers to such data transmission channels, the unauthorized connection to which for the interception of messages by third parties is either not technically feasible or difficult.
  • Open data transmission channels refers to such data transmission channels that are accessible to a wide range of people, in particular, the world wide Internet and cellular networks. The rest of the terms and expressions are given the usual meaning for their context, known to specialists in this field.
  • the objective of this group of inventions is to reduce the time it takes the customer to place an order for a product and / or service, taking into account his
  • One of the technical results of this group of inventions consists in reducing the number of errors in planning a personal schedule, in reducing the time required to make decisions about ordering a product or service, in the possibility of a customer choosing an executor depending on him (the customer) ) the current location, in reducing the number of identity checks of the customer, which is required for remote ordering of goods or services from several contractors.
  • Another technical result is the creation of a single, accessible for all interested parties (customer and all contractors), information space containing information about the payment for goods and / or services by the customer, about his current and planned location at known times, about the merger of goods or services in user transactions, about the possibility of order execution by co-executors, about refusal of co-executors from order execution, about unplanned changes in time or at the place of customer service and / or co-authors; all this increases the responsiveness and allows you to automate the reactions of all interested parties to unplanned actions, and thereby avoid or minimize negative consequences (for example, instead of goods and / or services of one contractor, goods and / or services of another contractor may be offered, and Contractors can quickly make changes to their service schedules if it is impossible to attend the customer).
  • Another additional technical result is that the combination of authentication and access to services, including banking, in a single personal device allows users to reduce the time gap between the time of payment and the beginning of the provision of services.
  • This combination also allows you to almost simultaneously order goods and / or services of artists located at a considerable distance from each other, because payment or identification does not require the personal presence of the customer at the place of service and / or at the place of receipt of the goods.
  • the self-learning system allows you to reduce the time it takes the customer to search for goods and services, the acquisition of which does not require him to significantly change the regular routes and work schedule.
  • a self-learning system can reduce the likelihood of a customer error, taking into account the previously planned schedule of events requiring a personal presence at a certain time in a certain place. For example, when ordering service 1 in paragraph 1 with 10:00, the system lasts at least 30 minutes and warns the user about
  • the first invention namely, a self-learning system for ordering goods and / or services through a mobile personal subscriber cellular device
  • SEVSPHONE equipped with protection against unauthorized use and configured to authenticate the sender and crypto protection of data transmitted and / or received through open channels (OK), contains (system) closed data transmission channels (CKPD), processing server (PS), server distribution of digital certificates (SRTSS), a distribution server (CDS) of I / O control and input processing of SERVISPHONES (SUVVOV), configured to download new or updated SUVVOV in
  • the aforementioned technical result is achieved mainly due to the presence in the system of means for determining the location and means of accumulation of ligaments data on the location of the SERVISPHONE at known times and about the place and time of the provision of services and / or the provision of goods by contractors, as well as with the possibility of comparing this information.
  • processors etc.
  • these tools will carry technical features that allow them to be used for this purpose.
  • these features are manifested in the very structure of the connections between the logical blocks that form during their programming.
  • the execution of the SERVISPHONE system and / or the PS is made with the ability to automatically and / or manually enter information about the place, time and / or duration of the service and / or about another event requiring the personal presence of the customer in the personal schedule of the customer, and (with the possibility of) forming a database of the customer’s location at known times (personal schedule of the customer).
  • the SERVISPHONE and / or PS are configured to notify and / or warn the customer about the occurrence of conflicts in his personal schedule, in particular, about the impossibility of personal presence at the event in a certain place at a certain time if the venue of the event is unattainable taking into account the current location of the customer, either taking into account the place and time of the previously planned events, or becomes unattainable given the transfer of the place and / or time of the events by the performers.
  • the SERVISPHON system is configured to alert the customer (reminder) of an approaching offensive
  • the SERVISPHONE and / or PS are configured to cluster analyze data accumulated using
  • clustering is carried out according to the criteria selected from the group containing delays of the customer in certain places for long periods of time, SERVISPHON passes along a certain path on certain days of the week, orders certain goods and / or services on certain days of the week, orders certain goods and / or services in a certain sequence and the order of certain goods and / or services requiring personal presence, with a specific place of execution in a certain belt sequence.
  • the SERVISPHONE or PS systems are designed in such a way that when a customer selects one of the services, he is automatically offered select a service from the list of services that are highly likely to belong to the same cluster as the selected service (auto-complete).
  • the SURFWISPHON or PS systems are designed in such a way that the services offered to the customer to choose are ordered depending on the location of the customer, predicted taking into account the results of its probable future location, determined on the basis of cluster analysis.
  • said identification is carried out by checking the entered alphanumeric combination (ACC) for compliance with a predefined ACC.
  • open data transmission channels include the worldwide Internet, an automatically switched telephone network, a WiFi or Bluetooth standard wireless network.
  • SERVISPHON In a private form of system execution, SERVISPHON is equipped with means for executing and processing SUVVS in XML format.
  • the aforementioned sender authentication and cryptographic protection are implemented using the SSL / TSL protocol.
  • the exchange of messages between the MS and the SERVISPHON via an automatically switched cellular network is carried out using the GPRS protocol.
  • the SERVISPHONE is additionally equipped with a radio frequency tag with a customer identifier.
  • the RFID tag is configured to read and write additional information in such a way that, in addition to the identifier, the reader is able to read additional information and write down additional information, in particular on the number of previous readings.
  • the system is designed so that the user can select typical conditions for the provision of a particular service and
  • the system may offer a list of options (or the best option, if any) corresponding to the specified selection conditions and sort it according to the specified sorting conditions and remoteness from the current location of the customer and / or taking into account the remoteness of the location of the contractor from the likely location of the customer in the future at the estimated time of the provision of the service.
  • the system is designed so that the user can receive notifications of the appearance of the artist, corresponding to a given interval of the probability of the customer being in a certain place at a certain time, determined as a result of self-training of the system.
  • the system is preferably designed in such a way that the lists of alternatives are sorted depending on the current location of the customer or the cost of services, unless otherwise specified by the customer.
  • system may have the features of any one or more of the above particular forms of execution, subject to the logical and technical compatibility of these features with the features of the system and with each other.
  • the second invention relates to a system for transactions, comprising a self-learning system or any of its particular forms of execution, in which the SERVISPHONE and / or PS are configured to automatically and / or manually enter information about the place, time and / or duration of the service and / or about any other event requiring the personal presence of the customer, and (with the possibility) the formation of a database of the customer’s location at known times (personal schedule of the customer).
  • the third invention relates to a system for conducting transactions, comprising a self-learning system or any of its particular forms of execution, in which the SERVISPHONE and / or PS are configured to automatically and / or manually enter information about the place, time and / or duration of the service and / or about another event requiring the personal presence of the customer in his personal schedule, as well as with the possibility of notifying the customer about the transfer by the contractors of the time for the provision of the service requiring his personal presence.
  • the customer’s personal schedule can be generated automatically in the case when the customer’s personal presence at a certain place at a certain time is required to receive the ordered goods and / or services, or the customer can independently form and adjust his personal schedule using the SERVISPHONE.
  • the fourth invention relates to a system for conducting transactions, comprising a self-learning system or any of its particular forms of execution, in which the SERVISPHONE and / or PS are configured to automatically and / or manually enter information about the place, time and / or duration of the service and / or about another event requiring the personal presence of the customer in his personal schedule, as well as with the possibility of notifying the customer about the transfer by the executors of the time for the provision of the service, requiring his personal presence, and (if possible yu) notification and / or customer prevent the occurrence of conflicts in his
  • the customer may be offered an alternative contractor.
  • the fifth invention relates to a system for conducting transactions, comprising a self-learning system or any of its particular forms of execution, in which the SERVISPHONE and / or PS are configured to statistically analyze data obtained using the SERVISPHONE and generate probability functions for predicting whereabouts and / or actions of the customer in the future, depending on his (the customer) actions with the SERVISPHON in the past and (his) current
  • Probability functions can be used to simplify the use of the SERVISPHONE, in particular, to sort the menu items or alternatives offered to the customer, which reduces the time required by the customer to find the necessary functions in the SERVICE PHONE menu and select alternatives.
  • the sixth invention relates to a system for conducting transactions, comprising a self-learning system or any of its particular forms of execution, in which the SERVISPHONE and / or PS are configured to cluster analyze data accumulated using the SERVISPHONE. According to the results of cluster analysis groups of the most common patterns of customer behavior that can be used, for example, to automatically
  • SERVISPHON and / or PS can be implemented in such a way as to automatically offer the integration of services into consumer transactions, in order to keep all transaction performers informed about the progress of the transaction and the unplanned actions of the customer and / or
  • the seventh invention relates to a system for carrying out transactions, comprising a self-learning system or any of its particular forms of execution, in which clustering is carried out according to criteria selected from the group containing delays of the customer in certain places for long periods of time,
  • SERVISPHON passes along a certain trajectory on certain days of the week, orders certain goods and / or services on certain days of the week, orders certain goods and / or services in a certain sequence and orders
  • the eighth invention relates to a system for carrying out transactions, comprising a self-learning system or any of its particular forms of execution, in which the SERVISPHONE or PS are designed in such a way that when selected by the customer one of the services he is automatically invited to choose a service from the list of services that are highly likely to belong to the same cluster as the selected service
  • the ninth invention relates to a system for carrying out transactions, comprising a self-learning system or any of its particular forms of execution, in which the SERVFISFON or PS are designed in such a way that the services offered to the customer to choose are ordered depending on the location of the customer, predicted taking into account the results of its probable future locations determined based on cluster analysis. This reduces the time it takes the customer to select the most suitable alternative, taking into account the existing restrictions on the speed of the customer moving to the place of service and taking into account the previously accumulated statistical information about the customer's behavior patterns.
  • the tenth invention relates to a system for conducting transactions, comprising a self-learning system or any of its particular forms of execution, in which the SERVISPHONE is additionally equipped with an RF tag with
  • the customer’s identifier while the RF tag is configured to read and write additional information in such a way that in addition to
  • the eleventh invention relates to a system for carrying out transactions, comprising a self-learning system or any of its particular forms of execution, in which the SERVISPHONE is additionally equipped with an RF tag with
  • the customer’s identifier while the RF tag is configured to read and write additional information in such a way that in addition to
  • the reader has the ability to read additional information and write additional information, in particular on the number of previous readings; said radio-frequency tag is made in such a way that it can transmit information about reading and / or data recorded during reading to the SERVISPHONE. Fixing the number of readings allows you to automatically calculate, in particular, the number of trips made by the user, and if SERVISPHON is used to make micropayments and the additional information contains data on the accumulated debt, this information can be quickly brought to the attention of the customer.
  • the twelfth invention relates to a system for conducting transactions, comprising a self-learning system or any of its particular forms of execution, in which the SERVISPHONE and / or PS are made with the possibility of combining by the customer the goods and / or services into groups of dependent and / or related goods and / or services.
  • the customer combines the delivery of lunch by the first performer and the spoon for lunch by the second performer, into a group of related goods and / or services, then if one of the performers does not cope with the order, he can notify the other
  • a customer can combine into a group of dependent services, for example, service 1 of road transportation from point 1 to point 2 of taxi, service 2 of railway transportation from point 2 to point 3, and service 3 of air transportation from point 3 to point 4; in this case, if service 2 was not performed, the customer’s interest in performing
  • the combination of goods and / or services into groups of interconnected or dependent goods and / or services allows the invented system to automatically offer the customer the most attractive contractor, depending on his location and the desired parameters of the proposal.
  • order money on a personal account take orders from the customer for goods and / or services, determine the customer’s travel routes for each day of the week and / or time of day, perform continuous updating information about the place and / or time of the provision of services and / or the place and / or time of the provision of goods and, based on updating, form a database that includes information on the availability of goods and / or services at any time when the customer selects the goods and / or services determine the current location of the customer, compare data on the current location of the customer and the place of the provision of services or the provision of goods and transmit to the customer information about the executors of the order, the location of which is the least remote from the current of what
  • the customer s location and / or from his route at the selected time of the day from the database.
  • the user is notified of unplanned actions of the performers.
  • the customer is notified of the impossibility of providing services requiring a personal presence at a certain time in two different places.
  • customer authentication is performed based on the customer’s response using the SERVISPHONE to a request to enter individual randomly selected digits of the PIN code.
  • customer authentication is performed on the basis of the customer’s response using the SERVISPHONE to a request for entering the difference modulo between the digits of an arbitrary four-digit number and the PIN code.
  • the algorithm for decrypting the private key by means of the PIN code is flashed into the FPGA controller of the SERVISPHONE, and the private key of the EDS is stored in non-volatile memory in the form suitable for decryption by the specified algorithm.
  • the value of the EDS private key is placed in the SERVISPHON's volatile memory and at the same time the EDS private key is erased from the constant
  • a connection is established via a closed data channel with an automated transaction processing system and with a bank server via closed data channels, while encryption is performed using the public and private digital signature infrastructure, after which they transfer to the SERVISPHONE information about the balance of the customer’s accounts associated with the user's digital signature key from the corresponding database on the bank’s side.
  • an additional check is made of the correspondence of the digital signature key to the associated IMEI of the SERVICE.
  • I / O and input processing are controlled, as well as access to other functions of the SERVICE by selecting items in the SERVICE PHONE main menu.
  • SERVISPHONE mobile personal mobile cellular subscriber device
  • they accumulate data on the location of the SERVISPHONE at known times and about the place and time of the provision of services and / or the provision of goods by performers, and also with the possibility of comparing this information, they accumulate data on the place and time of planned events (personal schedule), and when trying to order goods and / or services, when trying to appoint I events requiring the personal presence of the customer, and / or when the place and / or time of the event changes, the performers inform him about the conflicts of the personal schedule.
  • SERVISPHONE mobile personal mobile cellular subscriber device
  • the collision of the personal schedule is the impossibility of the personal presence of the customer at one or more events.
  • the refinement of the personal schedule is carried out by sending a request to the customer with a request to confirm whether the place in which the user spends a significant amount of time is his work place and whether the route is repeated many times over on weekdays from work to work.
  • the system can be used, in particular, to make purchases in online and offline stores, to buy tickets for transport, tickets to cinema and theaters, to buy hot tours, to pay for restaurant services, and to search for eag2te services.
  • the system can be used to make prepayment, guarantee fees or booking fees.
  • the system can be used to pay for information services, and to receive news, weather, time, traffic jams, to obtain cards, to receive paid certificates, to learn about the schedule for the provision of housing and communal services and about interruptions in the provision of housing and communal services services.
  • the system can be used for making payments, money transfers, for paying financial services, obtaining loans, managing a bank account, and managing a portfolio in the stock market.
  • the system can be used to automatically collect data about the user's credit history.
  • the device can be used to inform dispatching services of housing and communal services about the occurrence of various kinds of problems, about traffic jams, about the commission offenses.
  • the system can be used to inform the user.
  • the device can be used to inform the user about the waiting time of the public transport route.
  • FIG. 1-12 presents a schematic representation of the stages of the operation of the SERVISPHONE
  • a self-learning system for ordering goods and / or services involves the use of a SERVISPHONE.
  • SERVISPHONE is a mobile
  • the SERVISPHONE is equipped with tools to determine its current location, for example, through the infrastructure of GSM cellular communication systems.
  • the system contains closed data transmission channels (ZKPD), a processing server (PS), a digital certificate distribution server (SRTSS), a server
  • CDS scripts
  • SUVVOV SERVISPHONES
  • ACS data cryptographic protection means
  • gateways for connecting with OK, interconnected (all of the above) into a single
  • a data storage and data collection and communication system with the possibility of encrypting data (by means of data storage) transmitted via data transmission, which (the system) is configured to accumulate and process bundles of data about the location of the SERVISPHONE at known points in time and about the place and time of the provision of services and / or the provision of goods by contractors, as well as with the possibility of comparing this information.
  • a user with a SERVISPHONE This information is subjected to statistical analysis, preferably cluster analysis, to identify patterns, such as the frequency (regularity) in the repetition of certain actions, or the repetition of actions in a certain sequence, to identify the usual routes, the dependence of the choice of customer routes on the day of the week and / or time of day, to identify jointly ordered goods and / or services.
  • the system continuously updates information about the place and / or time of the provision of services and / or the place and / or time of the provision of goods, so as to always have up-to-date and / or prognostic information on the availability of goods and / or services at any given time.
  • the customer When using the system, the customer first authorizes by entering the PIN code into the SERVISFON, after which he gets access to the choice of goods and / or services and the disposal of funds in a personal account. After selecting the goods and / or services of interest, the system compares the data on the current location of the customer and on the location of the provision of services or the provision of goods and offers the user exactly those performers whose location is least removed from the current location of the customer and / or from his route at the selected time.
  • the system is designed to notify the user of
  • the system can notify the customer the impossibility of providing services that require a personal presence at a certain time in two different places.
  • SERVISPHONE is used as follows. When turned on, the SERVISPHONE prompts you to enter the PIN code (Fig. 1), the user enters the PIN code as shown in Fig. 2, while the entered numbers are displayed on the SERVISPHONE screen with conditional (insignificant) characters, in order to avoid interception by third parties.
  • sequences of keystrokes on the keyboard of the SERVISPHON, reading the PIN code is carried out by asking the user for individual randomly selected digits of the PIN code, in particular, by sounding the request to enter the digits of the PIN code with a specific serial number through the SERVICE PHONE speaker, for example, as follows: " enter the third, second, first, and fourth digit of the PIN code and the number seven. " Or the PIN code can be checked upon request to enter the modulo difference between the digits of an arbitrary four-digit number and the PIN code, for example, “Enter the modulo difference between the digits of the PIN code and
  • the SERVISPHONE re-requests the PIN code from the user until the pre-set maximum number of attempts (for example, no more than three) is exhausted.
  • the pre-set maximum number of attempts for example, no more than three
  • the private key by means of the PIN code, and the private key of the digital signature is stored in non-volatile memory in the form suitable for decryption by the specified algorithm.
  • the PIN verification algorithm is also flashed in the FPGA controller. The principle of operation of FPGA controllers does not allow reading information taken as a basis for the formation of logical connections inside it in accordance with the stitched algorithm.
  • the value of the EDS private key is placed in the SERVISPHON's volatile memory.
  • the EDS private key is erased from the permanent non-volatile memory. If the PIN code is successfully entered, the EDS private key is re-written to the permanent non-volatile memory, and in case of exhaustion of the predefined
  • the EDS private key is erased from the RAM, after which the SERVISPHONE becomes unusable
  • SERVISPHONE is configured to change the PIN code by the user.
  • the SERVISPHONE using the GPRS protocol establishes a connection over a closed data channel with
  • the SERVISPHONE downloads information about the user's account balance
  • EDS key the EDS key associated with the user’s EDS key, from the corresponding database on the bank side.
  • EDS key When authenticating a user, in addition to the EDS key itself, it can additionally be checked for its (key) correspondence to the IMEI of the SERVICE PHONE associated with it (key).
  • the SURFWISPHON may display a greeting message.
  • Information about the user account balance obtained as described above can be displayed at the top of the SERVISPHONE screen (see figure 4).
  • the user hover over the corresponding icon in the main menu, that is, selects the menu item "PAY INSTANTLY", thereby activating the I / O control and input processing script for the instant payment service .
  • the SERVISPHON automatically displays a submenu as shown in FIG. 6, and the user is prompted to choose from a number of alternatives, for example, the MOBILE COMMUNICATION submenu item.
  • the I / O control and input processing for the mobile services payment service is activated, after which a request to enter the phone number is displayed on the SERVICE phone screen. After reading the phone number (as shown in Fig.
  • the SURFISPHON automatically displays a request for a payment PIN code to access financial transactions and reads the input stream. If successful (as shown in Fig. 9), the script displays a request to enter a sum of money, and after pressing the confirmation button by the user, as shown in Fig. 10, it displays a message about the receipt of payment. Script by generates and sends to the bank server a request for a payment transaction to the closed data channel, and the amount displayed on the screen on the balance sheet is adjusted taking into account the expenses incurred, as shown in Fig. 12, and

Abstract

L'invention se rapporte au domaine du commerce électronique, et concerne un système permettant de commander des produits et des services à l'aide d'un dispositif mobile de communication cellulaire comportant une protection contre une utilisation non autorisée et capable d'authentifier l'expéditeur et de protéger par cryptage les données transmises et reçues sur un canal ouvert. Le système comprend des canaux fermés de transmission de données, un serveur de traitement, un serveur de diffusion de certificats numériques, un serveur de diffusion de scénarios de commande d'entrée-sortie et de traitement d'entrée du dispositif, des moyens de protection par cryptage des données, et des passerelles de connexion aux canaux ouverts reliées entre elles en un espace informatif unique par le biais des canaux fermés et ouverts. Le système permet de stocker et de traiter des paquets de données concernant l'emplacement du dispositif à des moments connus et concernant l'endroit et le moment de fourniture du service, de livraison des produits par des exécutants, et de corréler ces indications.
PCT/RU2012/000022 2011-04-22 2012-01-23 Système de commande de produits et de services par le biais d'un dispositif de communication cellulaire WO2012144930A1 (fr)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2017200425A1 (fr) * 2016-05-18 2017-11-23 Денис Викторович ФЕДОТОВ Dispositif électronique pour localiser des entreprises selon des requêtes d'utilisateur
WO2018084751A3 (fr) * 2016-11-06 2018-06-28 Илья Владимирович РЕДКОКАШИН Procédé de répartition des commandes

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RU2144269C1 (ru) * 1994-07-19 2000-01-10 Сертко, Ллс Способ секретного использования цифровых подписей в коммерческой криптографической системе
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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
WO2017200425A1 (fr) * 2016-05-18 2017-11-23 Денис Викторович ФЕДОТОВ Dispositif électronique pour localiser des entreprises selon des requêtes d'utilisateur
WO2018084751A3 (fr) * 2016-11-06 2018-06-28 Илья Владимирович РЕДКОКАШИН Procédé de répartition des commandes

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