WO2012115341A3 - 휴대폰 모바일을 이용한 안심 결제시스템 및 그 결제시스템을 이용한 결제방법 - Google Patents

휴대폰 모바일을 이용한 안심 결제시스템 및 그 결제시스템을 이용한 결제방법 Download PDF

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Publication number
WO2012115341A3
WO2012115341A3 PCT/KR2011/009815 KR2011009815W WO2012115341A3 WO 2012115341 A3 WO2012115341 A3 WO 2012115341A3 KR 2011009815 W KR2011009815 W KR 2011009815W WO 2012115341 A3 WO2012115341 A3 WO 2012115341A3
Authority
WO
WIPO (PCT)
Prior art keywords
payment
payment system
mobile phone
seller
purchaser
Prior art date
Application number
PCT/KR2011/009815
Other languages
English (en)
French (fr)
Other versions
WO2012115341A2 (ko
Inventor
박귀숙
Original Assignee
Park Gui Sug
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from KR1020110017483A external-priority patent/KR101078173B1/ko
Application filed by Park Gui Sug filed Critical Park Gui Sug
Priority to SG2013065099A priority Critical patent/SG192986A1/en
Priority to CN201180067843.8A priority patent/CN103430199B/zh
Priority to CA2828448A priority patent/CA2828448A1/en
Priority to US14/001,682 priority patent/US20140052607A1/en
Priority to AU2011360639A priority patent/AU2011360639A1/en
Priority to JP2013555352A priority patent/JP6083575B2/ja
Priority to EP11859585.9A priority patent/EP2680206A2/en
Publication of WO2012115341A2 publication Critical patent/WO2012115341A2/ko
Publication of WO2012115341A3 publication Critical patent/WO2012115341A3/ko

Links

Classifications

    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02—Services making use of location information
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3224—Transactions dependent on location of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices

Landscapes

  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

본 발명은 구매자가 휴대폰을 사용하여 각종 신용카드로서 결제하고, 판매자는 결제수신단말기를 통해 결제를 즉시 확인할 수 있는 휴대폰 모바일을 이용한 안심 결제시스템 및 그 결제방법에 관한 것으로서, 더욱 상세하게는 구매자가 자신의 카드가 등록된 휴대폰으로 결제시스템에 접속하고, 판매자의 정보와 결제금액 및 비밀번호를 입력하여 전송하면 결제시스템에서 이를 인지하여 저장 후, 필요 정보를 추출하여 카드사 및 금융사에 전송하며, 상기 카드사 및 금융사로부터 승인이 허락되면 결제시스템의 프로세스 대열에 승인번호가 자동 입력됨과 동시에 구매자 및 판매자의 휴대폰으로 결제문자정보(SMS)를 전송하는 한편, 판매자의 결제수신단말기로 전송되어 판매자가 결제확인이 이루어질 수 있도록 하는 휴대폰 모바일을 이용한 안심 결제시스템 및 그 결제방법에 관한 것이다.
PCT/KR2011/009815 2010-05-14 2011-12-20 휴대폰 모바일을 이용한 안심 결제시스템 및 그 결제시스템을 이용한 결제방법 WO2012115341A2 (ko)

Priority Applications (7)

Application Number Priority Date Filing Date Title
SG2013065099A SG192986A1 (en) 2011-02-27 2011-12-20 Secure payment system using a mobile phone, and payment method using same
CN201180067843.8A CN103430199B (zh) 2011-02-27 2011-12-20 利用移动手机的安全支付系统及利用该支付系统的支付方法
CA2828448A CA2828448A1 (en) 2011-02-27 2011-12-20 Secure payment system using a mobile phone, and payment method using same
US14/001,682 US20140052607A1 (en) 2010-05-14 2011-12-20 Secure payment system using a mobile phone, and payment method using same
AU2011360639A AU2011360639A1 (en) 2011-02-27 2011-12-20 Secure payment system using a mobile phone, and payment method using same
JP2013555352A JP6083575B2 (ja) 2010-05-14 2011-12-20 携帯電話モバイルを利用した安心決済システム及びその決済システムを利用した決済方法
EP11859585.9A EP2680206A2 (en) 2011-02-27 2011-12-20 Secure payment system using a mobile phone, and payment method using same

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
KR1020110017483A KR101078173B1 (ko) 2010-05-14 2011-02-27 휴대폰 모바일을 이용한 안심 결제시스템 및 그 결제시스템을 이용한 결제방법
KR10-2011-0017483 2011-02-27

Publications (2)

Publication Number Publication Date
WO2012115341A2 WO2012115341A2 (ko) 2012-08-30
WO2012115341A3 true WO2012115341A3 (ko) 2012-10-18

Family

ID=46721531

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/KR2011/009815 WO2012115341A2 (ko) 2010-05-14 2011-12-20 휴대폰 모바일을 이용한 안심 결제시스템 및 그 결제시스템을 이용한 결제방법

Country Status (6)

Country Link
EP (1) EP2680206A2 (ko)
CN (1) CN103430199B (ko)
AU (1) AU2011360639A1 (ko)
CA (1) CA2828448A1 (ko)
SG (1) SG192986A1 (ko)
WO (1) WO2012115341A2 (ko)

Families Citing this family (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US9741024B2 (en) * 2013-07-31 2017-08-22 Xero Limited Systems and methods of bank transfer
CN104750394B (zh) * 2013-12-30 2019-05-03 腾讯科技（深圳）有限公司 一种信息输入方法、账号信息输入方法及终端
CN105809446A (zh) * 2016-03-22 2016-07-27 上海斐讯数据通信技术有限公司 一种安全支付方法及系统

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20040081672A (ko) * 2003-03-15 2004-09-22 엘지전자 주식회사 휴대폰의 가맹점 표시 방법
KR20050121461A (ko) * 2004-06-22 2005-12-27 주식회사 케이티프리텔 스마트카드 핀 번호를 이용한 이동단말의 안전보장 장치및 방법
KR20070037031A (ko) * 2005-09-30 2007-04-04 주식회사 팬택 사용자 인증 및 모바일 결제를 위한 이동 통신 단말기
KR20100122973A (ko) * 2009-05-14 2010-11-24 한국정보통신주식회사 결제 처리 시스템 및 그 방법

Family Cites Families (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1851762A (zh) * 2005-10-27 2006-10-25 华为技术有限公司 移动支付系统及移动支付交易信息的处理方法
CN101072384A (zh) * 2007-06-20 2007-11-14 中国工商银行股份有限公司 一种基于手机银行的手机支付方法及系统
CN101261708A (zh) * 2008-04-21 2008-09-10 中兴通讯股份有限公司 基于支持eNFC功能移动终端的在线支付方法和系统

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20040081672A (ko) * 2003-03-15 2004-09-22 엘지전자 주식회사 휴대폰의 가맹점 표시 방법
KR20050121461A (ko) * 2004-06-22 2005-12-27 주식회사 케이티프리텔 스마트카드 핀 번호를 이용한 이동단말의 안전보장 장치및 방법
KR20070037031A (ko) * 2005-09-30 2007-04-04 주식회사 팬택 사용자 인증 및 모바일 결제를 위한 이동 통신 단말기
KR20100122973A (ko) * 2009-05-14 2010-11-24 한국정보통신주식회사 결제 처리 시스템 및 그 방법

Also Published As

Publication number Publication date
CA2828448A1 (en) 2012-08-30
EP2680206A2 (en) 2014-01-01
CN103430199B (zh) 2017-01-18
WO2012115341A2 (ko) 2012-08-30
CN103430199A (zh) 2013-12-04
AU2011360639A1 (en) 2013-10-17
SG192986A1 (en) 2013-09-30

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