MX2015014381A - Sistema de pago movil que usa subcuentas de titular de cuenta. - Google Patents

Sistema de pago movil que usa subcuentas de titular de cuenta.

Info

Publication number
MX2015014381A
MX2015014381A MX2015014381A MX2015014381A MX2015014381A MX 2015014381 A MX2015014381 A MX 2015014381A MX 2015014381 A MX2015014381 A MX 2015014381A MX 2015014381 A MX2015014381 A MX 2015014381A MX 2015014381 A MX2015014381 A MX 2015014381A
Authority
MX
Mexico
Prior art keywords
payment
request
merchant
receiving
transaction
Prior art date
Application number
MX2015014381A
Other languages
English (en)
Inventor
Mark Itwaru
Original Assignee
Riavera Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US13/861,490 external-priority patent/US9721243B2/en
Application filed by Riavera Corp filed Critical Riavera Corp
Publication of MX2015014381A publication Critical patent/MX2015014381A/es

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G06Q20/3227—Aspects of commerce using mobile devices [M-devices] using secure elements embedded in M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/326—Payment applications installed on the mobile devices

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

Una aplicación de pago para confirmar una solicitud de pago de transacción que incluye: recibir datos de código de consumidor representativos de una subcuenta de una cuenta principal registrada después del registro de la subcuenta con una interfaz de transacción; recibir una solicitud de confirmación de pago desde la interfaz a través de una red que incluye identificación del comerciante y producto; enviar información de autorización a la interfaz a través de la red mediante la trayectoria que ignora el sistema del comerciante; y recibir una confirmación de aprobación o negación de la solicitud de confirmación de pago de la interfaz basada en la información de autorización. También, un sistema de transacción para procesar una solicitud de pago de transacción asociada con una transacción entre un consumidor y un comerciante por medio de; recibir la solicitud que incluye datos del consumidor e información de identificación del comerciante y el producto; acceder a la subcuenta o cuenta principal para obtener información de pago que incluye información de contacto de dispositivo móvil, de cuenta financiera, y la información de autorización requerida; crear una solicitud de confirmación de pago utilizando la información de identificación; enviar la solicitud a través de la red al dispositivo móvil utilizando la información de contacto; obtener información de actualización; enviar y recibir aprobación para una solicitud de transferencia de fondos a una plataforma de pago; y enviar confirmación de la aprobación de transferencia de fondos al comerciante.
MX2015014381A 2013-04-12 2014-04-11 Sistema de pago movil que usa subcuentas de titular de cuenta. MX2015014381A (es)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13/861,490 US9721243B2 (en) 2011-05-11 2013-04-12 Mobile payment system using subaccounts of account holder
PCT/CA2014/000343 WO2014165974A1 (en) 2013-04-12 2014-04-11 Mobile payment system using subaccounts of account holder

Publications (1)

Publication Number Publication Date
MX2015014381A true MX2015014381A (es) 2016-07-07

Family

ID=51688778

Family Applications (1)

Application Number Title Priority Date Filing Date
MX2015014381A MX2015014381A (es) 2013-04-12 2014-04-11 Sistema de pago movil que usa subcuentas de titular de cuenta.

Country Status (5)

Country Link
EP (1) EP2984614A4 (es)
CA (1) CA2909104A1 (es)
MX (1) MX2015014381A (es)
PH (1) PH12015502359A1 (es)
WO (1) WO2014165974A1 (es)

Families Citing this family (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105869080A (zh) * 2016-04-25 2016-08-17 海南客来乐科技有限公司 利用电子桌牌实现实体店移动支付的系统和方法及一种电子桌牌
SG10201808244YA (en) * 2018-09-21 2020-04-29 Mastercard International Inc Payment methods and systems based on a deceptive pin of a payment card
CN111371841B (zh) * 2020-02-17 2023-04-07 平安科技（深圳）有限公司 一种数据监控的方法及装置
CN114239771B (zh) * 2021-11-22 2023-05-16 北京印刷学院 一种本体绑定多重防伪标识图像的纺织品防伪方法

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7747523B2 (en) * 1998-03-30 2010-06-29 Cohen Morris E Internet-based financial vehicles
US7248855B2 (en) * 1998-09-15 2007-07-24 Upaid Systems, Ltd. Convergent communications system and method with a rule set for authorizing, debiting, settling and recharging a mobile commerce account
WO2000065517A1 (en) * 1999-04-27 2000-11-02 Hertz Eli E Commercial transaction method
US9406068B2 (en) * 2003-04-25 2016-08-02 Apple Inc. Method and system for submitting media for network-based purchase and distribution
US20070168282A1 (en) * 2006-01-13 2007-07-19 Advanced Payment Products, Llc Systems and/or methods for simplifying payment systems, and payment instruments implementing the same
WO2008027621A1 (en) * 2006-03-30 2008-03-06 Obopay Inc. Mobile person-to-person payment system
US8498934B2 (en) * 2010-10-21 2013-07-30 Bml Productions, Inc. Multi-account payment consolidation system

Also Published As

Publication number Publication date
PH12015502359A1 (en) 2016-02-22
EP2984614A1 (en) 2016-02-17
EP2984614A4 (en) 2016-09-14
WO2014165974A1 (en) 2014-10-16
CA2909104A1 (en) 2014-10-16

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