WO2011093690A2 - Système d'échange de temps d'antenne de télécommunications - Google Patents

Système d'échange de temps d'antenne de télécommunications Download PDF

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Publication number
WO2011093690A2
WO2011093690A2 PCT/MY2010/000248 MY2010000248W WO2011093690A2 WO 2011093690 A2 WO2011093690 A2 WO 2011093690A2 MY 2010000248 W MY2010000248 W MY 2010000248W WO 2011093690 A2 WO2011093690 A2 WO 2011093690A2
Authority
WO
WIPO (PCT)
Prior art keywords
airtime
banker
customer
database
server
Prior art date
Application number
PCT/MY2010/000248
Other languages
English (en)
Other versions
WO2011093690A3 (fr
Inventor
Mohd Izhar Mohd Yunos
Nor Khairi Khalil
Original Assignee
Idottv Sdn Bhd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Idottv Sdn Bhd filed Critical Idottv Sdn Bhd
Publication of WO2011093690A2 publication Critical patent/WO2011093690A2/fr
Publication of WO2011093690A3 publication Critical patent/WO2011093690A3/fr

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Definitions

  • the present invention relates generally to a financial transaction systems and more particularly to a telecommunication airtime trading system and the method thereof .
  • An objective of the present invention is to provide a system with total ability for a customer to purchase or sell commodities directly with no delay.
  • a further objective of the present invention is to provide the system in which the transaction is automatically secured to insure the trust of all the participants in the trade.
  • Yet another objective of the present invention is to provide an automated commodities trading system and method in which a large number of transactions can be completed rapidly and economically.
  • Still another objective of the present invention is to provide a system in which the commodities are readily available to a potential buyer or seller.
  • Another objective of the present invention is to provide a system which facilitates and beneficial to Islamic banking.
  • the present invention is a telecommunication airtime trading system for customers comprises of a selling trader database for storing airtime possession for the trading transactions, a selling trader server in communication with the database for receiving order for sale of the airtime, a banker database for collecting and storing transaction data and the airtime possession on behalf of the customer, a banker server in communication with the database and the selling trader server to confirm order and pay for the airtime received, a buying trader database for receiving sold airtime possession for the trading transactions, and a buying trader server in communication with the database and the banker server to confirm the settlement of the trade.
  • a method of trading telecommunication airtime on a trading system comprising the steps of placing an order to buy airtime from a selling trader by a banker on behalf of a customer, obtaining an acceptance from the customer by the banker, generating settlement to the selling trader by the banker, receiving the airtime by the banker, sending command to a buying trader by the banker on behalf of the customer, generating settlement to the banker by the buying trader, and transferring the airtime to the buying trader by the banker.
  • Fig. 1 shows a block diagram of the network architecture of a trading system of the present invention
  • Fig. 2 shows a flowchart of the steps of sending purchase order from banker to selling trader
  • Fig. 3 depicts a flowchart of the steps of receiving invoice from selling trader
  • Fig. 4 illustrates a flowchart of the steps of sending payment commitment to the selling trader
  • Fig. 5 shows a flowchart of the steps of receiving deliver order from the selling trader
  • Fig. 6 is a flowchart of the steps of sending sms notification to the customer
  • Fig. 7 is a flowchart of the steps of receiving customer reply.
  • Fig. 8 shows a flowchart of the steps of selling commodity.
  • Figure 1 shows a block diagram of a network architecture system (10) for performing commodities trading configured to operate in accordance with the present invention.
  • the system
  • the (10) includes a server (11) with a plurality of users (12, 13, 14 and 15) being connected to the server (11) to execute trades.
  • the server (11) also manages orders, portfolios, status and transaction reports to system users (12, 13, 14 and 15).
  • the users include customer (12), banker (13), traders (14, 15), etc, where each having a computing means (25) or other similar means of accessing the server (11) .
  • (11) may be provided by secure telephone line or via the Internet .
  • Each user (12, 13, 14 and 15) includes a user server (16, 17, 18 and 19) and a user database (20, 21, 22 and 23) .
  • the banker (13) of the present invention may be any financial institution, islamic bank, etc.
  • the commodity trading in the present invention as an example is the telecommunication airtime, and the trader (14) that sells this commodity is an electronic prepaid reload provider such as E-Pay. Dealing in airtime trading transaction attracts fewer charges compared with other commodities.
  • the trader (15) that buys the commodity which acts as a ready buyer for the present invention is a content provider such as Sedania Media Group.
  • the banker (13) Before accessing the trading system (10) of the present invention, the banker (13) will obtain the transaction documents from the customer (12) which include but not limited to the letter of offer, letter of authorization for the banker (13) to act on behalf of the customer (12), purchase order from the customer (12) and invoice and delivery order to the buying trader (15). Then a trade can be started by accessing the trading system (10) of the present invention using the computing means (25) where the banker (13) with assigned identification name and password with assigned authorization level to log into the system (10) . The information provided by the banker (13) is checked by the system (10) by comparing the information stored at the banker database (21) . Only registered banker (13) is allowed to access the system (10) .
  • the banker (13) then creates a new transaction for the customer (12) by keying in the customer details with the necessary information such as identification number, name, address, contact number, facility amount, profit share and facility period.
  • the customer information provided is also checked before the banker (11) is allowed to access for further transaction.
  • the banker (13) then proceeds to purchase an airtime commodity from the selling trader (14) and the system (10) automatically generates a purchase order (41) to be digitally delivered to the selling trader's (14) server (18) as shown in SI in Figure 2.
  • a dropdown button is also provided on the screen of the computing means (25) to view and print the purchase order.
  • the selling trader (14) then responds the order by digitally sending an invoice (42) to the banker's (13) server (17) and the selling trader's server (18) will allocate respective airtime for this transaction as shown in S2 in Figure 3.
  • the system (10) will then show the status of the transaction to "awaiting payment”.
  • the banker (13) who received the invoice then verifies the transaction and processing payment (43) to the selling trader (14) as shown in S3 in Figure 4.
  • a payment button is provided for the banker (13) to update the payment status to the system (10) .
  • the "awaiting payment” status will be automatically changed to "proceed" status.
  • the selling trader (14) then transfers the airtime commodity to the banker's (13) database (21) by clicking the "proceed” button to send the allocated airtime assigned to the customer (12) then access the airtime stock list with two available options to choose, namely the first option is to click "No" to cancel purchase of stocks and the second option is to first click "Yes” to confirm purchase but then click "No” on the selling of the airtime stocks when the customer wants to keep the airtime stock.
  • the customer (12) will receive a confirmation message via SMS or from the system (10) depending on confirmation channel.
  • the banker's server (17) will then generate an invoice and the banker (13) will then request confirmation from the customer (12) to sell the airtime commodity. Once the sell confirmation is received from the customer (12), the banker (13) will act as the appointed sale agent for the customer (12) to sell the commodity to the buying trader (15) by accessing the trading system ( 10 ) .
  • the trading system (10) will then generate a quotation (47) and Performa invoice to be digitally delivered to the buying trader's (15) server (19) as shown in S7 in Figure 8.
  • the buying trader (15) then responds to the invoice received by verifying the transaction details.
  • the buying trader (15) will click the "make payment” button to issue purchase order and payment instruction to the escrow account. respective invoice via delivery order (44) to the banker (13) as shown in S4 in Figure 5.
  • the banker (13) then informs the customer (12) by sending a short message service (SMS) (45) to the customer (12) to confirm purchase as shown in S5 in Figure 6.
  • SMS short message service
  • the banker (13) sells this airtime commodity to the customer (12) at banker' s selling price with the principal amount together with profit on deferred term.
  • the customer (12) may then responds to the banker (13) by responding to the received SMS (46) as shown in S6 in Figure 7 or access to the trading system ( 10 ) .
  • customer (12) chose to response via the system (10)
  • the customer (12) will need to log into the system (10) by keying in the identification name and password given.
  • the customer (12) then access the airtime stock list and confirm to proceed.
  • the customer will receive a confirmation message via SMS or from the system (10) depending on confirmation channel. If the customer (12) would like to reject the transaction, the customer may then responds to the banker (13) by responding to the received SMS or access to the trading system (10) .
  • customer (12) chose to response via the system (10)
  • the customer (12) will need to log into the system (10) by first keying in the identification name and password given.
  • the banker (13) confirmed receipt of purchase order and valid payment instruction
  • the banker (13) will then update the status by clicking the "received payment” button and a delivery order will be digitally delivered to the buying trader's (15) server (19).
  • the airtime possession will also be transferred into the buying trader's (15) database (23) and the transaction is completed.
  • the status button of the trading system (10) will change to "completed" (48) .

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Système d'échange de temps d'antenne de télécommunications destiné à des clients, comportant une base de données (22) de vendeurs (14) destinée à conserver des avoirs de temps d'antenne en vue des transactions d'échange, un serveur (22) de vendeurs (14) en communication avec ladite base de données (22) en vue de recevoir des commandes de vente et d'achat dudit temps d'antenne, une base de données (21) de banquier (13) destinée à recueillir et à conserver des données de transactions et les avoirs de temps d'antenne pour le compte du client (12), un serveur (17) de banquier (13) en communication avec ladite base de données (21) et ledit serveur (22) de vendeurs (14) en vue de confirmer une commande et de payer ledit temps d'antenne reçu, une base de données (23) d'acheteurs (15) destinée à recevoir les avoirs de temps d'antenne vendus lors desdites transactions d'échange, et un serveur (19) d'acheteurs (15) en communication avec ladite base de données et ledit serveur (17) de banquier (13) afin de confirmer la conclusion de l'échange.
PCT/MY2010/000248 2010-01-28 2010-11-02 Système d'échange de temps d'antenne de télécommunications WO2011093690A2 (fr)

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
MYPI2010000455A MY159744A (en) 2010-01-28 2010-01-28 A telecommunication airtime trading system
MYPI2010000455 2010-01-28

Publications (2)

Publication Number Publication Date
WO2011093690A2 true WO2011093690A2 (fr) 2011-08-04
WO2011093690A3 WO2011093690A3 (fr) 2011-11-10

Family

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Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/MY2010/000248 WO2011093690A2 (fr) 2010-01-28 2010-11-02 Système d'échange de temps d'antenne de télécommunications

Country Status (2)

Country Link
MY (1) MY159744A (fr)
WO (1) WO2011093690A2 (fr)

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20020045579A (ko) * 2000-12-07 2002-06-19 박현제 인터넷 멀티캐스트 채널 판매 서비스 시스템 및 그 방법
US20070011050A1 (en) * 2005-05-20 2007-01-11 Steven Klopf Digital advertising system
US20070039018A1 (en) * 2005-08-09 2007-02-15 Verance Corporation Apparatus, systems and methods for broadcast advertising stewardship
US20080250445A1 (en) * 2007-04-03 2008-10-09 Google Inc. Television advertising

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20020045579A (ko) * 2000-12-07 2002-06-19 박현제 인터넷 멀티캐스트 채널 판매 서비스 시스템 및 그 방법
US20070011050A1 (en) * 2005-05-20 2007-01-11 Steven Klopf Digital advertising system
US20070039018A1 (en) * 2005-08-09 2007-02-15 Verance Corporation Apparatus, systems and methods for broadcast advertising stewardship
US20080250445A1 (en) * 2007-04-03 2008-10-09 Google Inc. Television advertising

Also Published As

Publication number Publication date
WO2011093690A3 (fr) 2011-11-10
MY159744A (en) 2017-01-19

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