WO2010097813A1

WO2010097813A1 - Method for providing donation and communication between a donor and donee in a network and the system thereof

Info

Publication number: WO2010097813A1
Application number: PCT/IN2010/000112
Authority: WO
Inventors: Rajender Kumar Nangia
Original assignee: Rajender Kumar Nangia
Priority date: 2009-02-27
Filing date: 2010-02-26
Publication date: 2010-09-02

Abstract

The present invention relates to a method for providing a donation and communication in regard with donations between a donor and donee in a network comprising the steps of receiving a communication from one or more donors for his intention of donation; transmitting the different options available for the donation along with the mode of payment; receiving the donation amount from one or more donors for one or more donee's; verifying the code and/or the associated communication with the donation payment, and thereby realizing the payment to the service providers account; acknowledging the donation made by the donor to the donee and the donor; recordal of the donor, donee, donation, date, time in a dedicated database; transferring the donation to the respective donee.

Description

METHOD FOR PROVIDING DONATION AND COMMUNICATION BETWEEN A DONOR AND DONEE IN A NETWORK AND THE SYSTEM THEREOF

FIELD OF THE INVENTION: -

[0001] The present disclosure relates to a method for providing a donation and communication in regard with donations between a donor and donee (recipient of donation) in a network and a system thereof. More particularly the present disclosure deals with a safe and secured transmission of donation between different parties along with different related services like methods for allotting donations, providing acknowledgement to donors and tracking use of the allotted donations. BACKGROUND ART

[0002] An increased amount of electronic communications has enabled a wide variety of the public to communicate with other members of the public. In addition, there are numerous types of electronic communication channels that are now available. [0003] Special interests of individuals may be current events, health concerns, safety concerns, religious concerns, or any other variety of concerns. Information about special interests and concerns may be found in the public libraries, reference volumes, or from charitable organizations who maintain public information for distribution to individuals. Charitable organizations are defined as non-profit or not for profit type organizations.

[0004] One medium for providing information to individuals is through the World Wide Web or Internet. The Internet is a tool that enables charitable organizations to maintain or provide websites on the Internet and present programs, projects, and causes that exemplify their particular endeavours. Interested individuals may, if desired, view the charitable organization's endeavours via the internet. [0005] Soliciting monetary donations from individuals by charitable organizations in support of the charitable endeavours is a costly and time-consuming effort. Attempts in the past to solicit monetary donations from individuals focused on telephone solicitation, direct mail, radio, and television. These attempts have produced limited results due to the high cost of producing events that appeal to prospective individual donors. A donor is defined as an individual person or organization wishing to make a monetary contribution to a charitable organization and a donee as a recipient of such donations. [0006] There are many types of donation like hidden donations wherein the donor does not want to be public whereas in some cases the donor wants to be public and need solicitation. Some donations are carried out for getting remissions in taxes, but some are for only cause. Some donations are carried out with huge amount, but some donations are with very less amount. Similarly the donor and donee both can be individuals or organisations / trust. Thus, there is a need for improving the manner in which organizations communicate with potential donors.

[0007} There is another problem exists wherein the donor cannot decide the split of the various contributions to be made for a gainful utilization of money to different agencies / organisations / donee. For example, a donor cannot currently split various monetary amounts (or donations) amongst different agencies or certain projects run by or related to a charitable organization (or charity) based on a single donated amount. Thus, a weighting of a donation is not possible. Further, it is not possible to currently control which specific agencies or projects (out of a larger number of agencies or projects) should be the recipient of the monetary amount provided by the donor.

[0008] Additional problems relate to a point of purchase or activation of an element, such as a donation card, which is related to a certain monetary amount. An entity, operating a web site, for example, does not current have the ability to track such an element across the distributor of the element and to pay a commission to the distributor based on the number of elements that the distributor has sold or activated.

SUMMARY OF INVENTION

[0009] Therefore the present Invention relates to system and method for communication with and among donor and donee in a network in order to provide a service through which people easily donate money to some specific place like NGO's (Non Government Organizations), Trust, Charity, RWA (Residence Welfare Associations), Temple, Masjid, GuruDwara, Church, and any other religion festive place, Hospitals, Schools, Political Parties, Individual, any regional occasion, festivals and so on.

[0010] Further, the present invention makes available the correct way to those interested people who want to involve in it. It provides reliable service to people, and makes sure them their any contribution is not getting waste and the money/contribution paid to trust or charity using that amount in a proper way and not wasted. The donor can verify that, the money or any contribution donated by donor is going to use for what purpose and what s the status.

[0011] As per the object of the present invention there is provided a donation system comprising a method for allotting donations, providing acknowledgements to donors (donation certificate generation system), tracking the use of the allotted donations and at least one electronic commerce engine.

[0012] Therefore the present invention discloses herein a method for providing a donation and communication in regard with donations between a donor and donee in a network comprising the steps of: receiving a communication from one or more donors for his intention of donation; transmitting the different options available for the donation alongwith the mode of payment; receiving the donation amount from one or more donors for one or more donee's; verifying the code and/or the associated communication with the donation payment, and thereby realizing the payment to the service providers account; acknowledging the donation made by the donor to the donee and the donor; recordal of the donor, donee, donation, date, time in a dedicated database; transferring the donation to the respective donee.

[0013] As per another object of the present invention there is provided a system, which is supportive of mobile communication system and the Internet as well. [0014] As per yet another object of the present invention there is provided an electronic commerce engine configured for transfer of a donation amount associated with the donation certificate identity to one or more donee accounts associated with the one or more donee's. [0015] Another object of the present invention is to provide an electronic commerce engine configured for transfer of smaller amount (can be purchased in the form of donation cards), big amounts in the form of cheques, money transfer, drafts etc.

[0016] As per another embodiment of the present invention there is provided a system configured for the concepts of talk time donation, time donation, NGO donation, political party fund donation etc.

[0017] Another object of the present invention is to provide a system database configured for generation of donation certificate is associated with a recordal of all donor and donee's. [0018] Yet another object of the present invention is to provide a service in connection with a weighting of a donation so that the donor can split his donation to his desire among different trusts / organisations / donee's.

[0019] Yet another object of the present invention is to provide a service in connection with tax services (exemptions) as per the prevailing law. [0020] As per one of the embodiment of the present invention the benefits like directory services and loyalty programs are provided. Also in this service the provision of 'Donation Card' is provided for the easy transaction of donation.

[0021] As per one of the embodiment of the present invention the benefits like permanent donation card, associated tax benefits, splitting of donation, transferring of funds from service providers to donee are provided for facilitating the donors and encouraging the donation amongst public.

[0022] As per one of the embodiment of the present invention there is provided a database for the recordal of the data and is configured for retrieval of the data on demand. [0023] The Donor can transfer the fund for NGO's by using donation card and the donor can make payment through WWW, WAP, Any telecommunication system, SMS, USSD, IVR or Voice User Interfaces, as well as by customer care officer also. BRIEF DESCRIPTION OF THE ACCOMPANYING DRAWINGS

[0024] Fig 1 is a flowchart for the verification of generated code when the donations are made by donor's using SMS in accordance with the present invention;

[0025] Fig 2 is a flowchart for the comrfiunication between the donor and the service provider when the donations are made by donor's using SMS in accordance with an aspect of the present invention;

[0026] Fig 3 is a flowchart for the verification of generated code when the donations are made by donor's using Internet in accordance with the present invention;

[0027] Fig 4 is a flowchart for the communication between the donor and the service provider when the donations are made by donor's using Internet in accordance with the present invention;

[0028] Fig 5 is a flowchart for the verification of generated code when the donations are made by donor's using IVRS in accordance with the present invention;

[0029] Fig 6 is a flowchart for the fund transfer from service provider to donee in accordance with the present invention;

[0030] Fig 7 is a flowchart for the generation of codes in accordance with the present invention;

[0031] Fig 8 is a flowchart for the code printing in accordance with the present invention; [0032] Fig 9 is a flowchart for the QR code reader in accordance with the present invention;

[0033] Fig 10 illustrates a flowchart for the receipt / acknowledgement certificate printing for the donor in accordance with the present invention;

[0034] Fig 11 illustrates a flowchart for sending the acknowledgement to the donor in accordance with the present invention;

[0035] Fig 12 illustrates a flowchart for providing tax benefit to the donor in accordance with the present invention; [0036] Fig 13 illustrates a flowchart for splitting of donation between multiple donee's in accordance with the present invention;

[0037] Fig 14 illustrates a flowchart for the providing the information for the usage of the donation in accordance with the present invention; [0038] Fig 15 illustrates a flowchart for providing the donation certificate / receipt verification through SMS in accordance with the present invention;

[0039] Fig 16 illustrates a flowchart for providing the donation certificate / receipt verification through Internet in accordance with the present invention;

[0040] Fig 17 illustrates a flowchart for providing the donation certificate / receipt verification through IVR system in accordance with the present invention;

[0041] Fig 18 illustrates a flowchart for the donee selection in accordance with the present invention;

[0042] Fig 19 illustrates a flowchart for the donation certificate / receipt generation in accordance with the present invention; [0043] Fig 20 illustrates a flowchart for the donation certificate / receipt status update in accordance with the present invention;

[0044] Fig 21 illustrates a flowchart for the single donation card cancellation in accordance with the present invention;

[0045] Fig 22 illustrates a flowchart for the series / lot of donation card cancellation in accordance with the present invention;

[0046] Fig 23 illustrates a flowchart for the remedial solution under condition that the QR code reader in accordance with the present invention;

[0047] Fig 24 illustrates a flowchart for providing permanent donation card in accordance with the present invention; [0048] Fig 25 illustrates a flowchart for making donation through permanent donation card using SMS in accordance with the present invention; [0049] Fig 26 illustrates a flowchart for making donation through permanent donation card using internet in accordance with the present invention;

DETAILED DESCRIPTION OF THE INVENTION

[0050] Therefore such as herein described there is provided a system and method for providing communication in regard with donations among a donor and donee (recipient of donation) in a network. The network as discussed may be a mobile network and / or Internet / Intranet.

[0051] As discussed in the summary the present disclosure deals with a safe and secured transmission of donation between different parties alongwith different related allied services. The different configured methods includes method for allotting donations to different organisations / donee's as per the donor desire and / or weight, providing acknowledgements to donors and tracking use of the allotted donations etc.

[0052] Therefore as per the principle object of the present invention the method for allotting donations, providing acknowledgements to donors (donation certificate generation system), tracking the use of the allotted donations and at least one electronic commerce engine.

[0053] With reference to fig 1, when the donations are made by the donor's using SMS, the donation is being carried out by a communication wherein a code of equivalent value (money) is sent to the donee. The fig 1 discloses a method for the verification of code. In the said process the donor has to buy a donation card from a source with the equivalent money of intended donation. To donate the respective money to the donee the donor has to open the secret code; after that the donor has to send this secret code to service provider engine with the donee details. The service provider engine will verify the code and if code is incorrect the engine sends a response SMS to the donor for invalid card; else if secret code is valid then it will verify the donee details. If the donee details are incorrect the engine sends a response SMS for invalid donee details else if donee details are correct then it send a response SMS to donor "Your Donation has been Success of Amount XXX for the Donee ZZZ, Thanks for your Contribution" and a further SMS is sent to the Donee for the donated money alongwith the donor details and is recorded in a dedicated database connected with a server.

[0054] Further as shown in Fig 2, the process gets started from donation card provider, for generating secret codes for the donation card, for this the service provider will have to enter a valid usemame and password. If usemame & passwords are valid then service provider will be able to generate and store the code into the database. Printing apparatus will print the donation cards and these donation cards information will remain saved into database for further use. Finally, the donor has to buy a donation card and after open the secret code. Then the donor has to send this secret code to server by SMS/IVR/USSD/Phone Call and that code will verify by communicating with database. At last, donor will receive a response on his/her mobile from the system after verifying the code. For the Valid Code donor will get Message Υour Donation has been paid to Donee." Else the donor will get a message for Invalid Code or Invalid Donee Details. [0055] Further in case when the donor wants to donate by means of credit card, third party money transfer etc then the e-commerce engine is configured for the receipt of such payments. A person skilled in the art will be able to appreciate and understand the different configurations needed for such kind of transaction. However for the sake of simplicity, all the examples herein described use one mode of transaction i.e. by means of the secret code, which is valid for all type of communications.

[0056] Under the condition when the donations are made through Internet and the donation is being carried out by a communication wherein a code of equivalent value (money) is being sent to the donee. The fig 3 discloses a method for the verification of code under such circumstances. In the said process the donor has to buy a donation card from the source. To donate the respective money to the donee, the donor has to open the secret code, followed by communicating the said code through a dedicated and configured website. In the website the donor has to select donee to whom he/she want to make donation, after selecting the donee the donor has to enter the secret code on the website field and press submit/continue button for verification, the system engine will verify this code and if code is incorrect it engine will send to the response page as invalid card; else if secret code is valid then it will send to the response page with the message "Your Donation has been Success of Amount XXX for the Donee 777 Thanks for your Contribution." And a SMS/ E-mail will be send to Donee for the donated money.

[0057] In accordance with one aspect of the disclosure, there is provided a method for providing a donation comprising indicating one or more donors, indicating a donation amount in respect of each of the one or more donors, indicating one or more donations in respect of each of the one or more donors, acknowledging each accepted donations to the donors, the generating a donation certificate in respect of each of the one or more donors on demand. The donation certificate is in the form of reply SMS₁ email or a paper certificate, which can be sent to donors address.

[0058] With reference to Fig 4, when the donor wants to send the donations through Internet, the said fig discloses the method of communication through the internet. The process gets started from the donation card provider, for generating secret codes for the donation card, for this the service provider has to enter a valid username and password. If usemame & passwords are valid then service provider can generate and store the codes into the database. Printing apparatus will print the donation cards and these donation cards information will remain saved into database for further use. Finally, the donor has to buy a donation card and after open the secret code. Then the donor has to hit to service provider website and enter the code for verification. The entered code will verify by server through communicating with database. At last, donor will be forwarded to the response page. If the entered secret code is Valid the donor will get information "Your Donation of amount XXX has been paid to Donee 777." Else the donor will get information for Invalid Code.

[0059] Under the condition when the donation are made through IVRS and the donation is being carried out by a communication wherein the a code of equivalent value (money) is sent to the donee. The fig 5 discloses a method for the verification of code under such circumstances. In the said process the donor again has to buy a donation card from the source. To donate the respective money to the donee, the donor will open the secret code; the donor has to place a call to IVR, the IVR will ask for secret code and Donee details, after entering the donee details and secret code number the IVR will send these details to system engine for verification, the system engine will verify this code and if code is incorrect it will send a voice response as invalid secret code and ask for the secret code again; else if secret code is valid then it will verify the donee details. If the donee details are incorrect the engine will send a voice response as invalid donee details and ask for the donee details again; else if donee details are correct then it send a voice response message like "Your Donation has been Success of Amount XXX for the Donee ZZZ, Thanks for your Contribution." And a SMS/E-mail will be send to Donee for the donated money.

[0060] In accordance with another aspect of the present disclosure, there is provided a system for donating money and communication. In the system, a database stores a list of donations donors and donee's. An interface is provided allows a user to select at least one donee from the list of donee's and nominate a donation amount. The configured e-commerce engine transfers the donation amount to the at least one donee.

[0061] As per one of the disclosed embodiment, the configured website provides information amount the different organisations related to the donations, their performance, need and the various projects involved. Therefore the method of providing the donation is further configured wherein the donor can split his desired donation among different organisations based on a single donated amount by viewing the different reports over the organisations available in the website. Thus, a weighting of a donation is possible. Further, it is possible to control which specific agencies or projects (out of a larger number of agencies or projects) should be the recipient of the monetary amount provided by the donor

[0062] Further as shown in Fig 6, and the method disclosed herein, the fund provided by all the donors through any communication medium is firstly credited to the service provider account. After that the service provider creates a list of donee's to which the fund has been received from the donors as per the amount received. After that the service provider either issues the cheques for doπees's or create a Transaction File with the account numbers and respective amount to be paid with the bank details in which bank the donee's account through a e-commerce engine. The service provider after creating transaction file, will forward the transaction to the respective banks for the clearance. After getting the payment confirmation file from the respective banks or getting status from bank for cheque cleared, a request will be generated to update the database of the system. After updating the status in to system, it is confirmed the payment has been Successful for the Donee.

[0063] As shown in Fig 7, the process of code generation is described. The authorized person will hit to the system and enter the username and passwords, after that system verifies for the user if the entered username and passwords are valid then it allows the user for entering into the system otherwise it will give an error, and inform to the user for Incorrect Usemame and Passwords. The number of attempt to login into system will be counted and if the number of attempts crosses the limit the user will get disabled and get enabled after the Administrator will unlock the user. If the entered usemame and passwords are correct then the system allows him to generate the codes, at the time of code generating when user has to give an instruction to generate the codes, the codes will be generated and stored into system automatically. The generated codes can be any format like numerical, alphanumerical, alphabetic, symbols, and combination of these all, and any two or more as well as QR Codes, images and so on.

[0064] In continuation with the Fig 7, wherein the method for the code generation is disclosed, fig 8 illustrates the process of code printing. In the said process the service provider has to enter into the system with a proper authorisation and enter the usemame and passwords, after that system verifies the user if the entered usemame and passwords are valid then it allows entering into system otherwise it will give an error, and inform to the user for Incorrect Usemame and Passwords. After entering into system the user has to initiate the system for the printing of the codes. The system and the associated accessories are configured for the different types of the secret codes. The secret code should be printed into which format like QR code, images and so on. The user has to give a command to print the secret codes, and the printing apparatus will interact to the database system and access the codes for printing. After printing the secret code the labeller hides that code, after labelling the card move to hidden code scanner it reads the code after labelling, and verify the code from database, if the printed code is as at as database code it sends an instruction to the system for updating the status that the code has been printed successfully and instruction to print next card is generated, if the printed code is not as at as database code the card gets destroyed and instruction to print a next card is generated.

[0065] Further fig 9 discloses a flowchart which illustrates the QR code reader. In the said process the donor has to buy a donation card from the source. To donate the respective money to the donee, the donor has to open the secret code. After opening the secret code the donor gets the code in the form of image or QR code.

The donor has to read the code from mobile camera, web camera/scanner and after reading the code the donor has to add donee details and send these details to the service provider. The donor can save this code in to mobile and verify through website as well as IVRS and any communication medium.

[0066] In one embodiment, With reference to Fig 10, where the donation has been received successfully irrespective of the mode of donation and the respective amount is transferred from donor account to donee account. Thereafter system generates a request for generating the certificate for the respective contribution, the service provider or any authorized third party will generates the contribution certificate and send that certificate to the donor. Each and every contribution certificate will have a unique certificate number, so the contribution certificate can be verified by authorized person. This contribution certificate will help the donor for tax benefit. [0067] As per another embodiment, with reference to Fig 11 , where the donation has been received successfully irrespective of the mode of donation and the respective amount is transferred from donor account to donee account. The system generates an acknowledgement for the respective contribution, and the system sends the acknowledgement with the help of the same communicating medium by which the donation has been communicated as well as a SMS may also be send to the donor. In case if the donor require the acknowledgement in hard copy then the donor can collect the acknowledgement from the service provider office as well as donee office also to whom he/she made the donation. Even he/she can collect online also.

[0068] As per yet another embodiment of the present invention, during the issuance of the donation certificate or else after the donation is received by the service provider, the donor may be provided with a statement indicating a tax status of the [0068] As per yet another embodiment of the present invention, during the issuance of the donation certificate or else after the donation is received by the service provider, the donor may be provided with a statement indicating a tax status of the donation. In one embodiment, the donor may be advised that the donor is not entitled to the tax deduction because the donation was the organisation was not covered under the tax shelter, according to relevant tax law or else may be advised for the different organisations / institutions which are covered under such shelter. However based on the desire of the donor, the tax consultancy and the tax related statement may be provided to the redeemer directly as a web page, or may be emailed or SMS to the donor using contact details provided by him as shown in fig 12.

[0069] As per another embodiment, when the donation has been received form the different donors in the name of different donee's and get accumulated in the account of the service provider wherein the transaction took place by the different means as discussed above, the disbursement of the donations ia made as per the flowchart shown in Fig 13. The system generates a request for generating the certificate for the respective contribution. The service provider or any authorized third party will generate the contribution certificate and send that certificate to the donor. After that the service provider creates a list of donee's to which the fund has been received from the donors as per the fund received. After that the service provider either issues the cheques for donees's or create a Transaction File with the account numbers and respective amount to be paid with the bank details in which bank the donee's account. If the service provider is creating transaction file then they will forward the transaction to the respective country reserve bank. After getting the payment confirmation file from the reserve bank or getting status from bank for cheque cleared, a request is generated to update the database of the system. After updating the status in to system, it is confirmed the payment has been Successful for the Donee. [0070] Another embodiment of the present invention provides the facility to communicate the use of the donation by the donee's to the donor on demand as shown in Fig 14. In the current system the fund provided by all the donors through any communication medium gets credited to the service provider account. After that the service provider creates a list of donee's to which the fund has been received from the donors as per the amount received. After that the service provider disburses the respective fund to the donee's and thereafter after getting the receiving acknowledgement the system gets updated. After that the donee's may spend that amount in to respective or new fields and update the status of their work into system, so the each and every step of spending fund will get updated into system, and on the request of donor the service provider may send the current status of work, running at donee end. [0071] yet another embodiment provides a facility for the donor certification / receipt verification service through SMS as shown in Fig 15. In the current system after giving a successful donation the donor gets a donation certificate / receipt, each and every donation certificate / receipt will have a unique code printed on donation certificate/receipt. This unique code will be the combination of alphabetic, number and symbols also or any one/two of them and QR Codes, images and so on. The donor is having right to submit the said certificate/receipt to take the rebate in tax. The donor has to submit this certificate/receipt for rebate in tax; the authorized person will read the certificate/receipt number from the donation certificate/receipt and send it for verification through SMS. If the donation/receipt number is valid then the system sends the donation certificate complete details(like donor name, donor mobile number, amount, address, donation date and time, donee details and so on) to the Mobile through SMS and the donor can avail tax benefit for that if already not taken else the system sends message as "Wrong code".

[0072] Further embodiment discloses a flowchart for donation certification / receipt verification through Internet as shown in Fig 16. In the current system whenever the donor submits his certificate/receipt for rebate in tax; the authorized person reads the certificate/receipt number from the donation certificate/receipt and hit to the service provider website for verification, after that the verifier will enter this code to the website and press the submit button. If the donation/receipt number is valid then the system will forward to the success page and display the donation certificate complete details (ϋke donor name, donor mobile number, amount, address, donation date and time, donee details and so on) and the donor will get tax benefit for that if already not taken else it will send display message for invalid code like "WRONG [0073] Further embodiment discloses a flowchart for donation certification / receipt verification through IVRS as shown in Fig 17. Whenever the donor gives his donation certificate / receipt for verification to a verifier, the Verifier has to place a call to IVR, the IVR will ask for certificate/receipt code, after entering the certificate/receipt code, the IVR will send certificate/receipt code to system engine for verification, the system engine will verify this certificate/receipt code and if certificate/receipt code is incorrect it will send a voice response as invalid certificate/receipt code and ask for the certificate/receipt code again; else if certificate/receipt code is valid then it will send a voice response to the verifier, the verifier will listen and match the details like (like donor name, donor mobile number, amount, address, donation date and time, donee details and so on) . if the details gets match then the donor will get tax benefit for that if already not taken

[0074] Another embodiment of the present invention discloses a method for the selection of the donee's intended to facilitate the donors in order torn make the decision of donation as shown in Fig 18. In the current process the donor has to buy a donation card from the source. The donor gets a list of donee's along with the donation card, and the donor will select a donee to which he/she wants to make donation as per the details available in the list available along with donation card. After that the donor has to send the secret code to service provider engine along with the donee details. The service provider engine will verify this code and if code is incorrect it will send a response to the donor for invalid card; else if secret code is valid then⁰ it will verify the donee details. If the donee details are incorrect the engine will send a response for invalid donee details else if donee details are correct then it send a response and SMS to donor "Your Donation has been Success of Amount

XXX for the Donee 777 ' Thanks for your Contribution." And also send a SMS to

Donee for the donated money along with donor details.

[0075] As per another embodiment, there is provided a general method for printing the donation certificate / receipt as shown in Fig 19. In the process of donation receipt/certificate generation, the authorized person has to enter into the system by the service provider site and enter the usemame and passwords, after that system will verify the user if the entered usemame and passwords are valid then it will allow entering into system otherwise it will give an error, and inform to the user for Incorrect Username and Passwords. The number of attempt to login into system will be counted and if the number of attempts crosses the limit the user will get disabled and get enabled after the Administrator will unlock the user. If the entered username and passwords are correct then the system will allow him to generate the certificate/receipt of the donation, at the time of certificate/receipt generating the system will generate unique codes for printing on the certificate/receipt for the confidential purpose. The generated certificate/receipt can be any format like numerical, alphanumerical, alphabetic, symbols, and combination of these all, and any two or more as well as QR Codes, images and so on. This unique code can be use for verification of the donation certificate/receipt.

[0076] As per another embodiment of the present invention, there is provided a method for updating the tax rebate over the donation certificate /receipt status on account of repeated donations (ref fig 20). In the present invention the system will help the income tax office to prevent the benefit of single donation certificate/receipt for multiple times. As per the invention the each and every donation certificate/receipt will have a unique code, this unique code will be verified as a document certificate/receipt and the donation certificate/receipt status updated by the authorized person, so the donor will not be able to take the benefit of single donation for multiple times. In the system the authorized user has to enter into system by entering correct username and passwords. The system will allow entering into system till the correct username and passwords will be provided. After logging in to the system the verifier will enter the donation certificate/receipt code into system, system will verify that code, if the code verified then it will allot the rebate on tax and update the system for this donation certificate/receipt as "donor take the tax benefit", else if the code not verified then the system will display a message for wrong code and rebate on tax will get failed.

[0077] Further embodiment of the invention provides a facility of cancellation of a donation card in case of lost, as shown in Fig 21. In the present invention the database maintain the records of all the cards, to whom the cards has been allotted and dispatched or medium of dispatching to the destination. It is possible that the cards can be lost before reaching to the destination, the cards may be stolen/bumed/lost/ damage or any other medium the cards can be reached into unauthorized hands and can be miss used. So these cards need to be deactivated, so the unauthorized person can not use this card. The expired cards will get deactivated automatically at mid night of the expiry date. [0078] In case if the card need to deactivate due to any reason, then the authorized user will enter into system after providing the correct usemame and passwords, the user will enter card serial number or card code into system and press deactivate button, after pressing the deactivate button the system will verify the card details for "already used, if card is already used then it will show the details how the card has been used like (mobile number, donee details, donor name, date and time and so on.) in case if used through online then login id of the user, IP address of the system, IP Place, email id, date an time and so on. Else if card is unused then the system will deactivate the card and update this information into system. After logout the authorized user will come out from the system. [0079] Further in continuation to the above embodiment, in case a plurality of cards has to be cancelled then the adopted method involved for such cancellation is illustrated in Fig 22. The dedicated database maintains the records of all the cards, to whom the cards has been allotted and dispatched or medium of dispatching to the destination. It is possible that the cards can be lost before reaching to the destination, the cards can be stolen/bumed/iost/ damage or any other medium the cards can be reached into unauthorized hands and can be miss used. So these cards need to be deactivated, so the unauthorized person can not use this card. The expired cards will get deactivated automatically at mid night of the expiry date.

[0080] In case if the card need to deactivate due to any reason, then the authorized user will enter into system after providing the correct usemame and passwords, the user will enter card series/lot start & end number into system and press deactivate button, after pressing the deactivate button the system will send these codes to verification engine one by one the verification engine will verify the card details for already used, if card is already used then it will show the details how the card has been used like (mobile number, donee details, donor name, date and time and so on.) in case if used through online then login Id of the user, IP address of the system, IP Place, email id, date an time and so on, and store these details in to a list. Else if card is unused then the system will deactivate the card and update this information into system and store these details into another list. After verifying all the cards series/lot, then the system will display both of the lists of cards with used and unused details, after logout the authorized user will come out from the system. [0081] Further embodiment of the present invention provides a provision of a permanent donation card is introduced (Fig 23). The database of the system maintains the records of all the cards, as well as permanent cards; the permanent cards are allotted to the continuous donors /organisations so they can donate their contribution at any moment. The permanent card holders will maintain a permanent card like an ATM card, these card will use for making donation to the donee's. The permanent card can be lost or can move to unauthorized hands, in case if the donor lost or misplace the donation card then the donor can place a request for stop/cancel that card and request for a new card. When a donor place a request to stop or cancel the card, then an authorized user will login into system will correct username and passwords and enter the card number into system and send for stop or cancellation before cancelling or stopping the card the engine will verify the amount as per provided by the card holder if there is not variation then system will stop/cancel the card or if there is a variation between card holder provided amount and available balance in card then the system will verify that and place a request for refund for refund and stop/cancel the card. After cancellation or stopping the card the system will update the status into database and after logout the authorized user will come out from the system.

[0082] In continuation to the aforesaid embodiment the issuance of the permanent donation card is governed by the method as illustrated in Fig 24. The permanent cards are allotted to the continuous donors so they can donate their contribution at any moment. The permanent card holders will maintain a permanent card like an ATM card, these card will use for making donation to the donee's. To get a permanent donor card the continuous donor need to fill the donor agreement form and submit that to the service provider, after getting the filled donor agreement form the service provider will issue the permanent donor card to the donor. As per the allotment process the authorized user will login into system by entering correct usernames and passwords. Aft that the authorized user will take out a Permanent donor card from the stock and configure that card number to the donor, so that permanent card will be issued to the donor, and system will update this information into the database. After logging out the authorized user will come out from the system. For making donation from this card the donor can make payment online by entering into system after successful login, for making donation by SMS the donor will send his permanent card number, donee detail, amount he wants to donate. Even the donor can recharge it online through credit card, debit card, net banking or any other third party fund transfer method.

[0083] Further in continuation to the earlier embodiment, the method for donation using the permanent card with SMS is illustrated in Fig 25. In the said method, the donor will send a SMS to the service provider along with his Permanent Donation Card Password, Permanent Donation card Number, Donee Details and Amount for that donor want to donate. The service provider engine will verify the details password, amount donation card number and donee details and first the engine will verify the password if password mismatch then it will send a message for password "Incorrect Password" after that engine will verify amount available in the card if amount is not available then it will send a message "Insufficient Fund", if fund is available then engine will verify the donation card number rf donation card number is incorrect it will send a response SMS to the donor for invalid card number "Invalid Permanent Donation Card Number"; else if donation card number is valid then it will verify the donee details. If the donee details are incorrect the engine will send a response SMS for invalid donee details else if donee details are correct then it send a response SMS to donor "Your Donation has been Success of Amount XXX for the Donee 777, Thanks for your Contribution." And system will be updated and a SMS will be send to Donee for the donated money.

[0084] Further in continuation to the earlier embodiment, the method for donation using the permanent card with Internet is illustrated in Fig 26. For making such donation the permanent donation card holder need to login into system before making any donation, as per the system the donor will enter into system after successful login, after that the donor will select donee and Amount, if sufficient fund is available only then system continue else it will not allow to continue; to donate after that the donor will enter their permanent donation card number and press "Donate" button. After pressing the donate button the system will verify the donation card number, if permanent card number is correct only then the system will transfer the amount from donor account to the donee account, and donation get success. After the donor will be forwarded to the success page with the message Υour Donation has been Success of Amount XXX for the Donee 777., Thanks for your Contribution." And system will be updated and a SMS will be send to Donee for the donated money.

[0085] The present invention is therefore intended to provide service to donor's, and donee's (like NGO's (Non Government Organizations), Individual (Medical Help, Education Help, Job Help, Marriage Help, Financial Help and so on.), Trust, Charity, RWA (Residence Welfare Associations), Temple, Regional Festivals, Cultural Events, Hospitals, Schools, Political Parties), as this will prove to be a major step in controlling counterfeits and NGO's, Charity, Trust, Individuals and so on.

[0086] The other features which may be added in case of a better service to the public. A person skilled in the art will be able to understand and visualize the procedure and make modifications alterations to incorporate the hereinstated below features in the basic subject matter.

TALK TIME DONATION

[0087] The talk time donation will work through the telecommunication devices. In this phase of the system a donor/service provider will provide a telecommunication device like a telephone booth with running telephone at most popular public places like railway station, bus stand and so on; for the persons those are able to pay but not having change money, or the persons those who can't pay for a call and the person don't have money to pay for making a phone call. The people may make call from such type of telephone booths from a specified time. The people will take the number of this phone and can recharge it from his own place, so the other people can make call from the booth.

TIME DONATION

[0088] In the time donation the donor will give their contribution for time. The donor can give their time for Education, Teaching, Planting, and Labouring and so on. For example a contractor work is over and now his labour peoples are just sitting for a dav and a NGO XYZ have a task that will takp nnp riav nπu/ HIP rtnnnr ran <zt_*r\ri their labour for completing the task of NGO XYZ. So the Donor donates a day of time to the NGO XYZ. Same thing if a person wants to donate one hour daily/weekly/week end/ monthly to teach the Childs. So this person will contact to service provider and service provider will provide the NGO name and other data for teach the Childs of the specified NGO.

[0089] There are too many things where the donor can give time donation as like Labour, Teaching, Planting and so on. So the interested people can give their contribution as time donation. The donor can get information for any type of donation from website, booklet, magazines, news paper, Radio, Television and any other medium.

[0090] The manufacturers of consumer products can donate by place some amount tag on there products on the name of donation, for giving their contribution to single/multiple Donee's on the seiiing of their products. It will help the manufacturer for promoting their product, and consumer wiil get satisfaction from that. As well as manufacturer sale wiiT increase.

[0091] Further Billing Counters can collect the donation from consumers while billing. The donor can give their contribution, with their bill and this billing amount will be paid to the service provider or donee as per the agreement between donee / service provider and biller.

NGO CAN BE A DONOR

[0092] In the current system it can be happen that on NGO can be a Donor for another NGO. If one NGO having some goods/vehicle or any other material in extra and the other NGO required that so the one NGO can transfer the Goods/Vehicle or any other material from their NGO to another NGO. So another NGO will get benefit from the NGO. The Trust/NGO/Charity and so on can give their contribution for

Other NGO's/Trusts/Charity and so on. The contribution can be fund, grains, clothes, vehicles and any other thing.

[0093] In the current system one NGO/ Charity/Trust and so on; can contact to any other NGO/ Charity/Trust and so on, from one place to another place, one state to other state, and one country to other country. [0094] As per the current scenario there are many type of elections, and in this scenario the political parties spent lots of money at the time election, and they arrange a bulk fund from the big industrialist/ business man from the different cities. And at last only one party win the election and remains loose the election. And the funding industrialist/ businessman arrange their contacts and increase their business to take business benefits on the basis of won political party. In the current system every big industrialist having a co-operation with a political party, and they cash that for his business either political party won or loose. In the current system the political party give the election ticket to only those people who paid amount as a bulk fund.

[0095] As per the current invention the political party can as for the general public for arrange the fund and make donation for them, so the political party will think about them instead of any big industrialist or businessman. So the genuine and right person can become a leader and help the general public. So the genuine and right person can buy election ticket from the genera! public fund. That can think and help the general public, and the general public will give fund as well as vote also. By using this system the voting percentage will increases as well as public decided right person come into picture as a leader.

HOW IT WORKS [0096] In the current scenario to avoid the fake NGO's, Trusts, Charities, Hospitals, Schools and so on, these all NGO's, Trusts, Charities, Hospitals, School and so on must have co-operation with the service provider and service provider have the authority to print/publish the donor cards and sell them into market or can arrange the cards from the market. The Service provider will provide the list of NGO's, Charities, Trusts and Hospitals associated with them.

[0097] After buying the donor card from the market the donor wiii open the secret code from the card and send this secret code to the service provider with donee details. Service provider will verify this code and after verification of this code. The service provider will send the response for money transfer with respective amount and NGO details. The service provider will transfer the respective amount into donee's account. The money transfer from service provider to donee will process on the basis of amount of money. The money can be transfer from service provider account to donee account through DC, NEFT or RTGS service provided by the reserve bank of respective country. For example - in India it will be Reserve Bank of India. After receiving the fund from service provider the NGO will send a receipt of fund to the Donor. By using this receipt the donor will take rebate on tax.

[0098] As discussed above, after buying the donation card the donor will open the secret code after that donor can register/visit to the service provider website and Select the NGO to whom donor want to donate the respective amount, after proceeding that the donor will be transferred to the code accepting page, this page will ask for the secret code and after entering the secret code when the όonor will press the submit button, the system will verify that secret code and after successful verification it will inform to the donor, your Payment of respective Amount has been completed Successfully for the Selected NGO Name.

[0099] In the same way the service provider will also provide the facility of direct transfer from donor account to donee account using payment gateway system available on service provider's website.

[0100] In this scenario the registered donor when enters into the service provider website and select the Donee Name from the List and after pressing the proceed/continue/pay button it will be forwarded to the payment gateway page and on this page the donor can select the money resources and is configured through the electronic commerce engine -

Net Banking Debit Cards

Credit Cards Itz Cash Card / Any other payment card

[0101] In the Net Banking List the payment gateway will provide the list of banks associated with that payment gateway, and the donor can select the Bank from which he want to transfer the money.

[0102] In the Debit Cards the donor will select the Debit Card which he wants to transfer the money. [0103] In the Credit Cards the donor will select the Credit card which he wants to transfer the money. [0104] Itz Cash Card/ Any Other Payment Card the donor will select the card from which he wants to transfer the money.

[0105] In the Net Banking After selecting the Bank Name the donor will be forwarded to the Bank Payment Login Page, after providing the correct username and password, transaction password and verification code the donor will be transferred to the Payment Success Page.

[0106] In the Debit/Credit/ltz Cash Card and Any Other Payment Card after selecting the card type, it will ask for the Card Number, Card Holder Name, Expiry Date and CW Number the it will ask for continue/Next/Pay after pressing this button it will deduct the amount from your card and the page will be forwarded to the Payment Success Page.

[0107] When Reaching the Success Page, the page will inform the donor, your payment has been made successfully and account has been deducted of the respective amount.

[0108] After this process the transfer from donor end will be finished and payment gateway will transfer the respective amount to the NGO's (Non Government Organizations), Trust, Charity, RWA (Residence Welfare Associations), Temple, Hospitals, Schools, Political Parties, Individual and so on. [0109] The donor can transfer the money / contribution from mobile using Telecommunication services. The donor can transfer the amount from his telecommunication device by using telecommunication service. For example - In India if a donor wants to transfer money to NGO₁ then the donor will send a SMS from his mobile to a specified number after receiving the SMS the service provider will place a request to deduct the respective amount from donor mobile account. If donor mobile account is prepaid, then it will deduct from his mobile else if donor mobile account is post-paid the respective amount will be adjusted into bill.

[0110] The Processing of payment through the Donation Card wili be go through the Following Process - 1. Code Generating System

2. Code Verification System 3. Reporting and Information System

4. Payment Gateway/ Transaction File.

5. Payment Confirmation File.

6. System Modification.

7. Donation Status Update

8. Donor Verification

CODE GENERATING SYSTEM

[011 1] It is very important part of the system. It plays vital role during verification of secret codes print on donation cards. It will generate number of codes for authenticate donation card. First it will generate codes and after generating it will save in to database. Then these codes will print on donation cards through code printing apparatus. The secret codes can be generated in many formats like numerical, alphanumerical, alphabetic, symbols, and combination of these all as well as QR (Quick Response) Codes, images and so on.

[0112] This generating device of secret code will be segregated in to following sections:

• Code Server: All the application that has mentioned below will run under this code server. « Database Server: The database server will contain all the information such as donor card details( balance, authentication information, manufacturing date & expiry date),

Rajender Kumar Nangia / PCT-1

donor details( mobile number, date & time of verification, code verified or not, location, number of codes, medium of verification), code details(secret code, code verified, code exists, code generated/expired date).

• System handling application: It will handle the code generating system. Authenticate user will be applicable for generating codes using this system. First, it will check for duplicate code if it exists then it will generate a new code otherwise it will save the code in to database. Code Printing Apparatus: It will communicate to database for secret code and then print that code and label the products. CODES VERIFICATION SYSTEM

[0113] This system will communicate with the database server and verify the codes that have come as request and then response to requestor as per the request. Code verification system will handle following mentioned points.

• Communication mechanism: It will include two ways to communicate with verification system: telecommunication device like mobile and website.

In mobile communication mechanism, donor will send the code through SMS and after getting the code the system will verify that and successful verification it will transfer the respective amount in to donee account. On the other hand, in website mechanism, donor will enter the code on the website and after getting the code the system will verify that and successful verification it will transfer the respective amount in to donee account and inform the donor, "your donation is successful for NGO Name and Amounf . Thanks for your contribution.

• Request and Response handler: It will accept the request send by the donor related to donation card secret code and response them as per his/her request. It will also decide communication mechanism.

• Output Generator. It will generate output as a response of request by communicating the database server and generate an output and send it to donor.

REPORTING AND INFORMATION SYSTEM: [0114] This system will generate the reports by communicating the database server. The report wiH be generated as per donor and the NGQ's.

• Reporting to End-User (Donor): - It will generate the report for a donor, how many times he/she has donated the money for the different NGO's. • Reporting to Donee: It will generate the report for NGO for various codes, how many donors donate the money to the NGO, and how much amount they have donated. PAYMENTGATEWAY / TRANSACTION FILE

[0115] After donating the money from multiple donors through the donation card the respective amount will be debited from the service provider account, because the donation card will be supplied and printed by service provider and the money paid by donor is own by service provider, so the service provider will generate a transaction file as per process name like DC, NEFT & RTGS. The NEFT & RTGS process files will send to the respective reserve bank and the reserve bank will transfer that amount to the NGO Account. If NGO account and service provider both accounts are in same bank than the file will be generated for DC process and send to the respective bank only. [0116] Same thing after making the payment through the payment gateway the paid amount will be hold into payment gateway service provider bank account. After that the payment gateway service provider will generate a transaction file as per process name like DC, NEFT & RTGS. The transaction files will send to the respective reserve bank and the reserve bank will transfer that amount to the NGO Account. PAYMENT CONFIRMATION FILE

[0117] The Payment confirmation file can be generated by reserve bank of the respective country for all the processes (DC, NEFT & RTGS) and by the bank if transaction process is DC only. The File contains the details of successful payments to the NGO's. After getting the payment confirmation file by the service provider, the service provider will generate a request to update the flag of system database for successful payment.

[0118] While making payment directly through the payment gateway the payment gateway will generate a file as a payment confirmations file as send back to the service provider. After getting the payment confirmation file by the service provider, service provider will generate a request to update the flag of system database for successful payment. SYSTEM MODIFICATION

[0119] After getting the request for system flag updating, the service provider will update the database, as a confirmation of successful payment of donation. DONATION STATUS UPDATE

[0120] After this whole process the Donee will generate a request to update the system for the money provided by the donors is going for what purpose and where is spending. After getting this request from the donee the service provider will update a database for money donated by donors is spending where and for what purpose. DONOR CONFIRMATION

[0121] The donor can send a request to know about the status for the money donated by him. After getting the request through/SMS or through website, the system will search in database for donated money details as per donor mobile number or any other unique key. On the basis of unique key system will search the database for data. And for mobile user it will send SMS with Updated Status and for Online Users it will Display on the Screen.

[0122] Although the foregoing description of the present invention has been shown and described with reference to particular embodiments and applications thereof, it has been presented for purposes of illustration and description and is not intended to be exhaustive or to limit the invention to the particular embodiments and applications disclosed. It will be apparent to those having ordinary skill in the art that a number of changes, modifications, variations, or alterations to the invention as described herein may be made, none of which depart from the spirit or scope of the present invention. The particular embodiments and applications were chosen and described to provide the best illustration of the principles of the invention and its practical application to thereby enable one of ordinary skill in the art to utilize the invention in various embodiments and with various modifications as are suited to the particular use contemplated. All such changes, modifications, variations, and alterations should therefore be seen as being within the scope of the present invention as determined by the appended claims when interpreted in accordance with the breadth to which they are fairly, legally, and equitably entitled.

Claims

I Claim:-

1. A method for providing a donation and communication in regard with donations between a donor and donee in a network comprising the steps of: receiving a communication from one or more donors for his intention of donation; transmitting the different options available for the donation alongwith the mode of payment; receiving the donation amount from one or more donors for one or more donee's; verifying the code and/or the associated communication with the donation payment, and thereby realizing the payment to the service providers account; acknowledging the donation made by the donor to the donee and the donor; recordal of the donor, donee, donation, date, time in a dedicated database; transferring the donation to the respective donee.

2. The method as claimed in claim 1 , wherein the different options available are the list of donee and the mode of transfer of the donation.

3. The method as claimed in claim 1 , further comprising the step of wherein the acknowledging the donation is followed by a certificate generation, which is transmitted, to the donor.

4. The method as claimed in claim 1 , further comprising the step of facilitating the donor with the information of weighting of a donation so that the donor can split his donation to his desire among different trusts / organisations / donee's

5. The method as claimed in claim 1 , further comprising of tracking the use of the allotted donations.

6. The method as ciaimed in ciaim 1 , wherein there provided at least one electronic-commerce engine configured for receiving and the disbursement of the donations

7. The method as claimed in claim 1 , wherein there provided a database for the recordal of the data and is configured for retrieval of the data on demand.

8. The method as claimed in claim 1, wherein the donor is provided with a statement indicating a tax status of the donation.

9. A system for providing a donation and communication in regard with donations between a donor and donee in a network for performing the method as claimed in any of the preceding claims.

10. A method for providing a donation and communication in regard with donations between a donor and donee in a network, substantially as herein described with particular reference to accompanying drawings. _^