Classifications

• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
  • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
  • G06Q20/342—Cards defining paid or billed services or quantities
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q20/00—Payment architectures, schemes or protocols
  • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
  • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
  • G06Q20/347—Passive cards
• • G—PHYSICS
  • G06—COMPUTING; CALCULATING OR COUNTING
  • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
  • G06Q30/00—Commerce
  • G06Q30/02—Marketing; Price estimation or determination; Fundraising
  • G06Q30/0279—Fundraising management
• • G—PHYSICS
  • G07—CHECKING-DEVICES
  • G07F—COIN-FREED OR LIKE APPARATUS
  • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
  • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
  • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered

Definitions

• the present invention relates to a method and system for small money donation, and, more particularly, to a method and system for small money donation that are capable of allowing a customer to easily deposit small money left over by the cash settlement or small money carried with the customer to a donation organization selected by the customer in the name of the customer as a donation.
• this small money donation structure has a problem in that the taxi companies, the drugstores, and the convenient stores become donators, and where to donate the collected money is decided by the taxi companies, the drugstores, and the convenient stores, whereby donation culture becomes restricted.
• the present invention has been made in view of the above problems, and it is an object of the present invention to provide a method and system for small money donation that is capable of allowing a customer to easily and conveniently donate small money left over by the cash settlement or small money carried with the customer to a donation organization directly selected by the customer through an authorized member store in the name of the customer at any time.
• the above and other objects can be accomplished by the provision of a method for small money donation including (1) when a card of a desired donation organization is requested to be issued, issuing a donation card to a customer joining as a member, (2) when the customer expresses an intention to donate small money left over by the cash settlement or carried with the customer, reading card information from the donation card of the customer and allowing the customer to input the small money as a donation through a card terminal installed in a member store, (3) receiving donation information, including the read card information of the donation card and the inputted donation, through the card terminal, and requesting an account transfer to a bank processing system such that the donation is transferred from a registered account of the member store to a registered account of the corresponding donation organization in the name of the customer, and (4) receiving the details of the account transfer process from the bank processing system and notifying the customer of the result of the donation.
• a system for donating small money left at the time of cash settlement including a donation card possessed by a customer, a card terminal installed in a member store for reading card information from the donation card, allowing the user to input a donation, and transmitting donation information, a bank processing system for, when being requested of an account transfer to the bank processing system, transferring the donation from a account of the member store to an account of a donation organization in the name of the customer, and reporting the transfer result, a donation organization system for receiving the donation information and checking the deposited donation, and an operating server for issuing a donation card of a donation organization selected by a customer joining as a member to the customer, transmitting donation information received through the card terminal of the member store to the bank processing system and the corresponding donation organization system, receiving the transfer result from the bank processing system, and notifying the customer of the result of the donation.
• the method and system for small money donation according to the present invention have the effect of allowing a customer not to use small money left over by the cash settlement or small money carried with the customer for his/her own benefit but to donate the small money to a donation organization selected by the customer in the name of the customer, thereby activating donation culture in which donation is easily carried out at any time and inducing the settlement of the donation culture.
• FIG. 1 is a view illustrating the construction of a small money donation system according to the present invention.
• FIG. 2 is a flow chart illustrating a small money donation method of the system shown in FIG. 1.
• operating server 40 bank processing system
• FIG. 1 is a view illustrating the construction of a small money donation system according to the present invention.
• the system shown in FIG. 1 includes a donation card 10 possessed by a customer, a card terminal 20 installed in a taxi or an authorized member store, such as a drugstore or a convenient store, and a bank processing system 40 for transferring a donation from a customer to an account of a donation organization.
• the system shown in FIG. 1 further includes an operating server 30 for transmitting donation information inputted from the card terminal 20 to the bank processing system 40 and informing a received result to a customer.
• a small money donation method of the system with the above- described construction shown in FIG. 1 will be described in detail with reference to FIG. 2.
• a customer joins the operating server 30 as a member on-line or off-line, and selects a desired organization from specified welfare foundations, religious organizations, the Red Cross Society, or fund-raising organizations as a donation organization (Step 201).
• the operating server 30 issues a donation card 10 corresponding to the donation organization selected by the member customer to the member customer (Step 202).
• the customer directly joins a desired donation organization as a member and is issued the donation card 10 from the donation organization joined by the customer.
• a corresponding donation organization system 50 requests the operating server 30 to issue the donation card 10, and the customer is issued the donation card 10 from the operating server 30.
• the corresponding donation organization system 50 provides member information and/or card issue information to the operating server 30.
• the customer registers his/her e-mail account, mobile phone number, or facsimile number to receive the details of the donation.
• the donation card 10 is issued in the form of a magnetic (MS) card or an integrated circuit (IC) card.
• the donation card 10 may be issued in the form of a mobile card using a mobile device, such as a mobile phone.
• Step 203 When a customer who is issued the donation card 10 purchases goods at a donation card member store or uses a means of transportation, such as a taxi, pays a price or a taxi fare in cash, and small money is left over (Step 203), the customer presents the donation card 10 and expresses an intention of donation (Step 204). Of course, even not for the cash settlement, the customer may present the donation card 10 to a contracted member store and express an intention to donate small money carried with the customer. When the customer does not have an intention to donate small money, the member store hands over corresponding small money to the customer (S210).
• card information of the donation card 10 is read by the card terminal 20 installed in the member store (Step 205), and the small money is inputted as a donation (S206).
• the card terminal 20 transmits the inputted small money and donation information including the card information to the operating server 30 (Step 207).
• the operating server 30 stores donation information transmitted from the card terminal 20 of the member store, and transmits the stored donation information to the bank processing system 40 in real time or periodically in a bundle.
• the operating server 30 also transmits the donation information to the corresponding donation organization system 50 such that the donation organization can check the details of the deposited donation.
• the bank processing system 40 withdraws small money to be donated from an account of the member store included the donation information transmitted from the operating server 30 and transfer the withdrawn small money to a registered account of the corresponding donation organization (Step 208).
• the bank processing system 40 reports the processed result to the operating server 30, and the operating server 30 transmits the received result to a mobile phone designated by the customer using an SMS message or to an e-mail account of the customer so that the customer is notified of the donation result (Step 209).
• the donation card 10 is additionally issued and used.
• a cash receipt card or a point card which is being commercialized now, as the donation card through cooperation with authorities or enterprises concerned.
• the customer when the customer presents his/her cash receipt card and expresses an intention to donate small money, while the customer pays a price in cash at the member store, card information of the cash receipt card is read by the card terminal 20 installed in the member store, and the money to be settled in cash and the small money are inputted.
• the card terminal 20 of the member store reports the details of cash transactions to the Office of National Tax Administration via a VAN company and transmits the inputted small money to the operating server 30 such that the donation is processed.
• the customer may present the donation card 10 to the member store and express an intention to donate money carried with the customer.
• the card terminal 20 of the member store reports the details of the donation to the Office of National Tax Administration via a VAN company and transmits the inputted money to the operating server 30 such that the donation is processed.
• the Office of National Tax Administration may administrate the details of the donation by the customer to utilize them as materials for a year-end tax adjustment.

Applications Claiming Priority (2)

Publications (1)

Family

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Family Applications (1)

Country Status (2)

Cited By (1)

Families Citing this family (7)

Citations (2)

Family Cites Families (3)

• 2007
  • 2007-02-13 KR KR1020070014978A patent/KR100760022B1/ko active IP Right Grant
• 2008
  • 2008-02-13 WO PCT/KR2008/000852 patent/WO2008100080A1/en active Application Filing

Patent Citations (2)

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