WO2007077593A1

WO2007077593A1 - Information entry device and trade processing system

Info

Publication number: WO2007077593A1
Application number: PCT/JP2005/024042
Authority: WO
Inventors: Tomohiro Habu
Original assignee: Tomohiro Habu
Priority date: 2005-12-28
Filing date: 2005-12-28
Publication date: 2007-07-12
Also published as: CN101371269A

Abstract

[PROBLEMS TO BE SOLVED] When a secret number, etc. are input, stealthily seeing key information input and erroneous input are prevented and users are promoted to use a security function so that its effectiveness is ensured. [MEANS FOR SOLVING PROBLEMS] An information entry device includes an information entry dial (11) provided with a plurality of entry keys (24) disposed in predetermined order on the same circumference of the dial to indicate information necessary for trade; a position changing mechanism for changing a position on the circumference without change of the order of the plurality of entry keys (24) by user’s operation; an information recognizing means for recognizing entry key information selected by the user; and a control means for processing of recognized entry information in a predetermined manner and giving preferential treatment in which money is given to a user, a coupon or a credit point of pecuniary worth is issued, a trade commission is discounted, a part or all of the price of a commodity or a service charge is discount, and right to buy a specific product or to use services is issued, wherein the control means carries out the preferential treatment on condition that the position of an entry key on the circumference is changed by user’s key operation.

Description

Specification

Information Input Device and Bow | Processing System Technical Field

[0001] The present invention relates to an information input device and a transaction processing system that can prevent a selected input key from being stolen when inputting a personal identification number or the like.

Conventional technology

With the recent development of technology, electronic payment using a credit card, a cash card, the Internet, or the like is performed. This electronic payment system receives cash and provides specific services. In this electronic payment system, ATM (Automatic Teller Machine), CD (Cash Dispenser), etc. generally read magnetic information attached to the card, or let the card number be entered after entering the card number. To manage its security.

[0003] Also, in the United States, when using a public telephone, there is a service in which a calling card number issued by a telephone company can be entered without a coin, and an invoice is mailed to a home or the like at a later date. The ability to input a card identification number (PIN: Personal Identification Number (password)) that only the person who owns the card knows provides security for this service.

[0004] Here, a key for inputting a personal identification number provided in an ATM or the like is generally arranged in a fixed manner (numbers 1 to 9, and 0, and symbols * and # in three columns and four rows). IS09564—1 Annex F). For this reason, even if information such as the numbers displayed on the key you are entering is not recognized, the information such as the security code that was entered is recognized by the finger or arm even from a remote location. There is a risk. In particular, when an ATM is installed in an open space such as a convenience store or a supermarket, or when a PIN is entered near a cashier counter when paying with a credit card or a debit card, an unspecified number of people around Since there is another person, there is an increased risk that the security code will be stolen.

[0005] In order to solve the problem, a scramble key is displayed on the liquid crystal touch panel together with an input key. An information input device configured to change the arrangement of the input keys randomly when the user touches the scramble key is displayed. By randomly changing the arrangement of the input keys before, during and after entering the password, it is possible to prevent the password from being specified by the finger, arm or behavior. On the other hand, if the input key layout is changed randomly, it may be inconvenient for the user because it may take a long time to input the PIN code and so on.

[0006] Therefore, in Japanese Patent No. 3704450 (US Pat. No. 6,925,169), the applicant of the present invention stated that “an information input board having a plurality of information input keys arranged along a circumference is not a predetermined one. We proposed an information input device that can prevent the secret number from being seen without changing the input key layout (without reducing operability) by rotating around the axis. The matter disclosed in these patents is incorporated into this application by this reference.

Disclosure of the invention

Problems to be solved by the invention

[0007] However, even if the information input device has the above-mentioned security measures, if the user does not rotate the information display board (input key row) or touch the scramble key, There is a risk that the input position code and password may be specified in the same way as with a normal ATM. In other words, whether or not to use such security functions is left to the user's judgment, so inexperienced users and useless users may not use this function. Even if such a user is stolen and suffered damage, the responsibility for the service provider, such as a financial institution, is passed on as the security measures are sufficient. It is also expected.

[0008] In recent years, in order to prevent fraud such as snooping, the introduction of biometrics authentication that verifies the identity of the user based on biometric information such as the user's fingerprint, iris, and vein has been studied. However, for example, there have been reports that other people's fingerprints and veins (clone) copied by biotechnology have been mis-authenticated, and the authentication accuracy and reliability have not reached the level of practical use. In addition, there is a fundamental and fatal problem that biometric information cannot be changed unless it is duplicated by another person.

[0009] The present invention has been made to solve the above-described problems. Provide an information input device and transaction processing system that can prevent the information on the key being entered from being stolen and prevent erroneous input, as well as encourage users to use security functions to ensure their effectiveness. The purpose is to do.

Means for solving the problem

[0010] According to a first main aspect of the present invention, an information input means including a plurality of input keys on which information necessary for a transaction is displayed and arranged on the same circumference in a predetermined order is used. A position changing mechanism capable of changing the position on the circumference without changing the order of the plurality of input keys, information recognition means for recognizing information of the input key selected by the user, and recognition Predetermined processing based on the input key, payment of money to the user, issuance of coupons and points having monetary value, reduction of transaction fees, reduction of part or all of product charges and service usage fees, And a control means for executing a special treatment such as issuing a right to purchase a specific product or a service use right, and this control means changes the position of the input key on the circumference by the user's operation. On the condition that it has been Information input device, characterized in that the execution is provided.

[0011] According to such a configuration, the user can change the arrangement of the input keys by the position changing mechanism, and therefore there is no possibility that the input position force is specified with the input information. Also, since the input key layout is not changed, operability is not degraded. Furthermore, preferential treatment such as coupon issuance is executed when the input key is changed by the position change mechanism, so that users can be encouraged to actively use security functions. As a result, the effectiveness of the security function can be ensured. In this specification, the PIN, PIN, and other input information necessary for personal authentication are collectively referred to as “PIN”.

[0012] According to a second main aspect of the present invention, there is provided a transaction processing system including the above-described information input device and a server to which the information input device is connected via a communication network. The server provides the user with a preferential treatment condition storage unit for storing conditions for executing preferential treatment processing for the user, and information acquired from the control means of the information input device and the preferential treatment condition storage unit. A preferential treatment determination unit for determining whether to execute preferential treatment, and the control means transmits information necessary for preferential treatment such as input transaction information and user information to the server and preferential treatment from Sano. When the execution instruction is received In addition, a transaction processing system is provided, which is characterized by executing a preferential treatment for the user.

[0013] According to such a configuration, the main part of the preferential treatment such as user lottery can be performed centrally and uniformly on the server side. In other words, when many identical models such as ATMs of financial institutions and PIN pads of credit card companies are installed, it is possible to reduce installation and maintenance costs that do not require individual installation or setting changes. . In addition, preferential treatment can be performed fairly to users with a certain probability between multiple terminals in a specific area or multiple terminals of a specific vendor.

BEST MODE FOR CARRYING OUT THE INVENTION

Hereinafter, embodiments of an information input device and a transaction processing system according to the present invention will be described with reference to the drawings. In this embodiment, a host computer (server) of a business operator (financial institution, etc.) that manages the card information of the user and the user uses the debit card (cash power card) to settle the product price at the store. It is an example of a transaction processing system provided with an information input terminal (pin pad) for POS that inputs a PIN at the time. In this embodiment, as a preferential treatment for the user, an example will be described in which the product price is discounted when winning and the winning probability is high when the product is a campaign target product.

[0015] FIG. 1 is a network configuration diagram of the transaction processing system according to the present embodiment, and FIG.

It is A sectional view. This transaction processing system 1 is connected to Sano 3 of a card information management company 2 as a business operator and a dedicated line (communication network) to this server 3 and makes a predetermined contract with the force information management company 2 It consists of POS pin-nod 5 installed at the affiliated store 4 that has been signed. The user can use the debit card C to pay for the products purchased at this store4.

[0016] The server 3 is managed and operated by the business operator 2, and is composed of one or more general-purpose computer systems. This server 3 includes a CPU 50 as a control means, a RAM (Random Access Memory) 51 that is a work area of the CPU 50, basic data (user information, etc.) necessary for transaction processing and preferential treatment described later, a computer program, and a processed program. An external storage device (ROM: Read Only Memory, HDD: Hard Disk Drive, etc.) 52 that stores data and an input / output interface (IZF) 53 are connected via an external bus 54. . The input / output IZF 53 is connected to an input / output device 55 such as a mouse, keyboard, LCD (liquid crystal monitor) display, and a communication device 56 such as a modem.

[0017] The external storage device 52 stores a program storage area for storing a computer program for executing a settlement process (transaction) of a commodity price, user information (PIN, account information, etc.) necessary for the transaction, and each program. A data storage area for storing processed processed data. In addition, the product type code for the campaign target is also stored in the data storage area of the present embodiment. For this reason, this data storage area also functions as a preferential treatment condition database.

[0018] Further, the computer program stored in the program storage area includes a transaction processing function for making a payment by deducting the product price from the user's transaction account power, and the user information of the user acquired from the pin pad 5 (POS terminal). Therefore, an authentication function for performing authentication by referring to the data storage area, and a determination function for determining whether the code of the purchased product obtained from the pin pad 5 is a campaign target by referring to the data storage area ( Preferential determination unit). Each of these functions is an independent computer program or one of its routines, and is implemented in cooperation with the OS (Operating System) by being called and executed on the RAM 51 by the CPU 50. Is.

Further, as shown in FIGS. 1 and 2, the pin pad 5 is loosely fitted in a rotatable manner in a bottomed cylindrical casing 10 having an open top and an upper opening of the casing 10. A substantially disk-shaped information input panel 11, a card reader 12 integrally connected to the casing 10, and a control unit that executes predetermined transaction processing and preferential processing based on information input from the information input panel 11 13 and. The control unit 13 may also be used as a control unit of a POS terminal (not shown). The casing 10 is a partition plate that divides the upper stage 10a having an open upper cylindrical part 14 at the center, the box-like lower stage 10b in which the control unit 13 is built, and the upper stage 10a and the lower stage 10b. 10c. A semicircular ENTER button 15a and CLEAR button 15b are disposed on the upper open surface of the cylindrical portion 14 (see FIG. 1). The card reader 12 has a card slot 16 into which the debit card C is inserted. The configuration of the card reader 12 is well known in the art and will not be described in detail.

The control unit 13 is a one-chip microcomputer configured with, for example, an IC or the like. As shown in Fig. 1, a CPU (Central Processing Unit) 17, a memory 18 such as a RAM (Random Access Memory) and a ROM (Read Only Memory), an input / output (ΐΖθ) circuit 19, and a control circuit 20 Are connected via the external bus 21. The memory 18 stores the reference position of the input key 24 detected by the CPU 17, the information (PIN) of the input key 24 that has been input, the number of times the information input panel 11 has been operated, and the preferential treatment and position detection described later. Stores computer programs that execute processing. The CPU 17 reads out and executes the computer program, thereby achieving the functions described below.

As shown in FIG. 2, the information input board 11 includes a shallow cylindrical substrate 23 and a plurality of input keys 24 arranged on the substrate 23 in a predetermined order. Further, on the outer peripheral side of each input key 24 on the substrate 23, there are provided as many columnar knobs 25 as the input keys 24 that the user can put on when rotating the information input board 11. Thus, the position changing mechanism is configured by assembling the entire information input panel 11 on which the plurality of input keys 24 are disposed with respect to the casing 10.

In the present embodiment, twelve input keys 24 for inputting information of numbers 0 to 9 and symbols of # and * are arranged on the same circumference. Each input key 24 is embedded with a display section 26 for displaying the respective information. The display unit 26 includes a transparent acrylic plate 26a on the surface, an operation screen viewing angle filter (special polarizing film, etc.) 26b that can be viewed within a predetermined direction and viewing angle, and a key body 26c that displays information such as numbers. It has a laminated structure. In addition, information on the key body 26c is displayed on the surface of the transparent acrylic plate 26a in a convex or concave shape in Braille or numbers so that the visually impaired can recognize the information content of each input key 24. I like it! /

A light emitting diode (LED) 27 is provided on the upper surface of the partition plate 10 c of the casing 10. When the control unit 13 (CPU 17) executes a later-described special treatment process, the LED 27 is sequentially blinked to produce a roulette effect to inform the user of the start and progress of the special treatment process, and a predetermined LED 27 is provided. Plays a function to light up and notify the lottery result. Therefore, part or all of the operation screen viewing angle filter 26b and the key body 26c are formed of a transparent or translucent member that can transmit the light emitted by the LED 27. By installing a lens that emphasizes the emission of LED27 on the board 23 above LED27, The emission direction of the light emitted from the LED 27 can be converged in a certain direction, and the brightness of the pixels to be displayed can be increased to further improve the visibility.

[0024] Further, at the center of the substrate 23, there is formed a central cylindrical portion 23a having both sides open and extending upward and downward. The cylindrical portion 14 of the casing 10 is fitted with a slight clearance inside the central cylindrical portion 23a, and a flange portion 23b provided at the lower end of the central cylindrical portion 23a is formed in the partition plate 10c of the casing 10. Is fitted into the key-shaped hole 10d. Thus, the substrate 23 (information input panel 11) is positioned so as to be rotatable with respect to the casing 10.

[0025] As shown in Figs. 2 and 3, arc-shaped protrusions 30 of the same number as the input keys 24 are provided on the lower portion of the central cylindrical portion 23a so as to project radially. The position and size of the protrusion 30 are set so that the apex faces the boundary between a plurality of adjacent input keys 24. As shown in FIG. 5, a ratchet 31 is provided on the upper surface of the partition plate 10c of the casing 10. The latch 31 is engaged between the two protrusions 30 and 30 so that the input key 24 is positioned at a predetermined circumferential position (a position of a plate contact 35 described later) and used. It is possible to provide the user with a click feeling when rotating the information input board 11.

[0026] Cylindrical switch portions 33 and 34 having pin-type contacts 33a and 34a and springs 33b and 34b are integrally formed on the lower surfaces of the ENTER button 15a and the CLEAR button 15b and the plurality of input keys 24. Is provided. These pin-type contacts 33a and 34a project downward through holes 23c and 10e formed in the substrate 23 of the information input panel 11 or the cylindrical portion 14 of the casing 10, respectively. Contact is made with plate-shaped contacts 35 and 36 provided on the upper surface, and electrical connection is established. Also, the springs 33b and 34b have switch parts 33 and 34 (ENTER button 15a, CLEAR button 15b and multiple input keys 24) so that the pin type contacts 33a and 34a are separated from the plate type contacts 35 and 36 by force. Is biased upward. Each of the plate contacts 35 and 36 is connected to the control unit 13. With this configuration, when the user presses the input key 24 or the ENTER button 15a (and the CLEAR button 15b) downward against the urging force of the springs 33b and 34b, the transaction processing system 1 (described above) The server 3) can acquire information necessary for the settlement (transaction) of the product price via the control unit 13.

FIG. 3 is a view of the substrate 23 of the information input board 11 also viewed with a lower force. As shown in this figure, the substrate On the back side of 23, there are provided four binary-coded identification display portions 38 of light reflecting plates or light absorbing plates for identifying each input key 24 at a position corresponding to each input key 24. It has been. The identification display unit 38 is configured to uniquely identify each input key 24 by a combination of four light reflecting plates or light absorbing plates. Specifically, as shown in FIGS. 3 and 4, only the outermost plate is a light reflecting plate (shown in white in the figure), and the other is a light absorbing plate (shown in black in the figure). In some cases, it means “1”, and when only the second plate from the outside is a light reflecting plate, it means “2”.

FIG. 5 is a view of the casing 10 as viewed from above. As shown in FIG. 2 and FIG. 2, the partition 10c of the casing 10 recognizes the identification display portion 38 (see FIG. 3) of the input key 24 located at the reference specific position among the input keys 24. A reference information recognition unit 40 is provided. Four reference information recognition units 40 are provided corresponding to the four light reflecting plates or light absorption plates of the identification display unit 38, and the plurality of optical reflections of the identification display unit 38 of the input key 24 at a specific position are provided. The light emitting plate comprises a light emitting diode (LED) 41 that irradiates light to the Z light absorbing plate and an optical sensor 42 that receives the reflected light of the light reflecting plate. This optical sensor 42 is also connected to the control unit 13. Accordingly, the control unit 13 includes relative position recognition means for recognizing the relative positional relationship between the recognized reference input key and the input key selected by the user, information on the recognized relative positional relationship, and the reference input key. It functions as selection information recognition means for recognizing the information of the input key selected based on the information. Since the LED 41 of the reference information recognition unit 40 and the LED 27 for production are provided close to each other (see the left side of the drawing in FIG. 2), there is a possibility that the light sensor 42 may erroneously detect the reference position if light is irradiated simultaneously. is there. Therefore, the control unit 13 controls these timings so that the reference information recognizing unit 40 detects the reference position when the production LED 27 performs roulette display or the like (before PIN input or the like).

Next, detailed functions and operations of the transaction processing system 1 according to the present embodiment will be described.

[0030] First, when it is detected that the user who purchased the product at the store 4 has inserted the debit card C (cash card) into the card slot 16 (step S1), the CPU 17 of the control unit 13 sets the information input board 11 The reference position B is detected and stored in the memory 18 (step S2). Also this and

0

At the same time, the card information is read (step S3), and the mode shifts to the PIN input acceptance mode (step S4). At this time, the reference position is detected and stored in the memory 18 (step S5). In this way, the reference position B of the information input board 11 immediately after receiving the card and the base before the PIN is entered.

0

By comparing with the quasi-position B, it is possible to determine whether the user has rotated the information input board 11 when reading the card information (before entering the PIN). It is assumed that information such as product type and product price is stored in the storage device of the POS terminal by the store 4 POS terminal reading the bar code of the product. Also, the description of the reject process in cases such as when a different card is inserted or card information cannot be read is omitted.

Next, the required number of digits (4 digits in this embodiment) obtained by the user from the input key 24 is acquired (steps S6 and S10). In this process, whether or not the information input panel 11 has been rotated is determined based on whether the reference position B matches the reference position B when the PIN is entered (step S7).

0 1

). If the reference position B has been changed (No in step S7), 1 is added to the number of changes and the reference position B is updated to B and recorded in the memory 18 (steps S8 and S9).

Ten

These steps will be described in more detail with reference to the configuration of the information input board 11 and the like. First, when the user inserts the debit card C into the card slot 16, the control unit 13 (CPU 17) irradiates each plate of the identification display unit 38 with light from each light emitting diode 41 of the reference information recognition unit 40, and each plate. The identification display 38 of the input key 24 serving as a reference is recognized based on the signal from the optical sensor 42 that has received the reflected light. Then, the information (reference input key) and position (B) of the input key 24 are stored in the memory 18.

0

[0033] Next, when the user holds the knob 25 (hangs his / her finger) and rotates the information input board 11 to stop it at a desired position, the switch portion of each input key 24 is operated by the ratchet 31. The 33 pin type contact 33a is located above the plate type contact 35. When the user presses the input key 24 (display unit 26) in this state, the pin-type contact 33a and the plate-type contact 35 come into contact and become conductive, and a signal is transmitted to the control unit 13. When receiving the signal, the control unit 13 obtains information on the input key 24 serving as a reference existing at a position serving as a specific reference (position a in FIG. 5) from the reference information recognition unit 40. The reference information recognizing unit 40 irradiates each plate of the identification display unit 38 with light from each light emitting diode 41, and the identification display of the input key 24 serving as a reference is based on a signal from the optical sensor 42 that receives each plate force reflected light. Recognize part 38. Then, select from the information of the reference input key 24 and the relative positional relationship between the reference input key 24 and the selected input key 24. The input key 24 information is recognized (relative position recognition means, selection information recognition means). For example, as shown in FIG. 6, when the display information of the reference input key 24 is “1” and the second input key 24 is selected on the right side of the display information (display information at the position of a in FIG. 5). When the input key 24 of “1” exists and the input key 24 at the position “c” is selected), the control unit 13 recognizes that the selected input key 24 is “3”.

[0034] Further, from the relative positional relationship between the selected input key 24 and the reference input key, it is compared whether the reference input key position B matches the reference position B stored in the force memory 18.

Ten

To do. If B ≠ B (No in step S7), 1 is added to the number of changes in the information input panel 11.

0 1

Is stored in the memory 18 (step S8), and the reference position B at this time is updated to B.

Ten

Store in memory 18 (step S9).

[0035] The above processing is repeated until a 4-digit PIN is input (step S10). When a 4-digit PIN is entered, the POS terminal accesses server 3 and receives the card information read in step S3, the entered 4-digit PIN, and the product information read from the barcode, etc. Send it through the dedicated line (step S11).

[0036] When the server 3 acquires these pieces of information, the CPU 50 activates the authentication means to perform user authentication by referring to the data storage area of the storage device 52, and the user's deposit balance is equal to or greater than the commodity price. Make sure that it exists (step S12). Further, the determining means refers to the data storage area to determine whether the product information (product code) acquired from the POS terminal is a campaign target product (step S13). Finally, these authentication / discrimination results are transmitted to the POS terminal (pin pad 5) at the store 4 (step S14).

On the other hand, the pin pad 5 determines whether or not the information input panel 11 has been rotated within a predetermined time (in this embodiment, 5 seconds) after transmitting information to the server 3 in step SI 1 (step 5). S17-S19). The specific processing is the same as that in steps S5 and S7 to S9. As a result, the number of times the information input panel 11 is changed can be changed from 0 to 5 times before PIN entry (1 time), 4 digit PIN entry (3 times), and after PIN entry (1 time). Therefore, the winning probability (candidate number) for each number of times 1 to 5 is described in the memory 18.

[0038] If the authentication result transmitted from the server 3 in step S14 is affirmative (Yes in step S20), the control unit 13 performs predetermined transaction processing (receipt) required for settlement of the commodity price. (Step S21). If the number of changes of the information input board 11 stored in the memory 18 is 1 or more (No in step S22), the process proceeds to a preferential treatment (lottery mode) (step S23). If the information input board 11 has the change count power ^ (Yes in Step S22), the card is discharged without performing the preferential treatment and the transaction is terminated (Step S24). Even if the product purchased by the user is a campaign target product, if the number of changes to the information input board 11 is 0, the preferential treatment is not performed. In other words, the preferential treatment of the present invention is an incentive to prevent the user from seeing the PIN by rotating the information input board 11 to the user, and the purpose of the preferential treatment is completely different from the preferential treatment of the user who has been used in the past. Therefore, in this embodiment, “purchased products are eligible for the campaign” is an option to improve the winning probability when the information input board 11 is rotated more than once, which is not a necessary and sufficient condition for preferential treatment. It is positioned as.

[0039] On the other hand, if the authentication result of server 3 is negative (No in step S20), conventionally known error processing such as message output and card ejection is executed and this processing is terminated (step S20). S25).

Next, a detailed flow of the preferential treatment process in step S23 will be described with reference to FIG. 7 and FIG. The following processing steps are executed by the control unit 13 (CPU 17) of the pin pad 5.

[0041] In this preferential treatment, first, the information display LEDs 27 of the input keys 24 are sequentially blinked, and an effect display such as roulette is performed as shown in FIG. 8A (step S2 3— 1). As a result, the user can recognize the start of the preferential treatment and can effectively use the waiting time of the transaction processing. At this time, in the above step S14, if the product is a “cancellation target product” t, and if it is obtained (Yes in step S23-2), the two circles rotate simultaneously. In this way, the blinking of the LED 27 is controlled to notify the user that the winning probability is doubled (step S23-3).

[0042] Next, based on the number of changes (1 to 5 times) stored in the memory 18, a preset candidate number Nc is identified from among the 12 numbers 1 to 0, *, and # (Step S2 3-4). Specifically, if the number of changes is one, the candidate number Nc = * (1), if it is twice, Nc = 2 · 8 (2), if it is 3 times, Nc = 3 · 6 · 9 · # (4), Nc = 1 -4 for 4 times or more · 5 · 7 · 0 (5), so that the candidate number increases according to the number of changes, that is, the winning probability is set and stored in the memory 18. When the candidate number Nc is specified, the LED 27 of the display unit 26 corresponding to the Nc is turned on to inform the user of the candidate number (step S23-5). In the example of FIG. 8A, LE D27 corresponding to the four input keys 24 of 3, 6, 9, and # is lit as the candidate number Nc. In this case, the position of the candidate number Nc is also specified based on the position of the reference input key. It is also possible to specify the candidate number Nc and start the roulette effect.

[0043] Next, one number / symbol is selected as the winning number Nr from among the 12 numbers * symbols (step S23-6). At this time, if it is “Campaign Target Product” (Yes in Step S23—7), repeat the selection process twice to select two winning numbers Nr and double the winning probability (Step S23— 8). When one or two winning numbers Nr are selected, the roulette is stopped at the position of the number 'symbol as shown in Fig. 8 (B), and the LED2 7 on the display section 26 has a short lighting power and blinks the cycle. (Step S23-9).

[0044] A lottery is performed based on whether the winning number Nr (l number 2) and the candidate number Nc (l to 5) match (Step S23-10) , If they match (win) (step S23—Yes in step 10), the selected effects such as blinking LEDs 27 of all the display units 26 in a short cycle are continued for t seconds (step S23-11). In the example shown in the figure, 3 and 8 are selected as winning numbers Nr, and since 3 of the 4 candidate numbers match, they are winning. In addition, this user information (user ID, etc.) is sent to the server 3 to discount the product price (Step S23-12), and the winning message is output to the display of the POS terminal at the store 4 (Step S23-12). S23—13). In this way, the store clerk can verbally inform the user of the winning facts and the details of the preferential treatment (product discount), or the user can check the POS terminal screen. Server 3 deducts the account power of the user by discounting the predetermined price for the product price received initially.

On the other hand, as a result of the lottery, if the winning is not made (No in Step S23-10), a message of “disconnect” is output on the display of the POS terminal and the process is terminated (Step S23-14).

[0046] In the above processing steps, preferential treatment processing is performed before execution of the transaction processing in step S21. Alternatively, the server 3 may make a lottery by sending the number of changes of the information input panel 11 to the server 3. In addition, if it is a campaign target product, the winning number may be increased by increasing the candidate number Nc. Furthermore, if both of the two winning numbers Np match the candidate number Nc, the discount amount may be increased.

(Second embodiment)

Next, an information input device according to the second embodiment of the present invention will be described with reference to FIG. In this embodiment, the present invention is applied to a liquid crystal touch panel such as an ATM installed by a financial institution. As the preferential treatment contents of this embodiment, discounts on transaction fees and cashback (transfer to the user's account) are suitable. Transaction attributes

(Transaction amount, specific transaction type, etc.) and customer attributes specified on the server etc. based on information read from the cash card (high deposit holder, investment trust contractor, payroll contractor, self-employed, specific business Based on age group, etc., the winning probability may be adjusted in the same manner as the campaign product of the first embodiment. Note that the preferential treatment itself is the same as that in the first embodiment described above, and a description thereof will be omitted.

This information input device 60 includes a liquid crystal touch panel 61 and a computer 62.

The computer 62 is configured to recognize and memorize the position touched on the liquid crystal touch panel 61 by the user, and to control the display of the liquid crystal touch panel 61.

[0049] As shown in FIG. 9A, the liquid crystal touch panel 61 includes a plurality of input keys 63, "ENTER" key 64, "CORRECT" key 65, "CANCEL" key 66, and "Scra". It is configured to display an input screen displaying the mblej key 67. This “Scramble” key 67 serves as a trigger key for satisfying the preferential condition. The input keys 63 are twelve key forces with the same numeral 'symbol displayed as in the first embodiment, and are arranged and displayed in order from 1 in the clockwise direction on the same circle.

[0050] The computer 62 compares the position where the user touches the liquid crystal touch panel 61 with the image displayed on the liquid crystal touch panel 61 at that time, and the user is displayed on the liquid crystal touch panel 61. Recognition means (CPU and computer program) that recognizes which key is touched, and when the user touches the “Scramble” key 67, a random number is generated and the arrangement of the input key 63 is not changed. Rotate in the circumferential direction (clockwise in the example shown) Display control means (CPU and computer program) for changing the display position of the plurality of input keys 63; storage means (memory) for storing the number of times the user touches the “Scramble” key 67 before and after the PIN is entered; Based on the number of times the rscramblej key 67 is touched, control means (a CPU and a computer program) for executing a preferential treatment is provided. In this embodiment, the “Scramble” key 67 and the display control means constitute a position changing mechanism.

In such a configuration, when the user touches the “Scramble” key 67 on the liquid crystal touch panel 61, the input key 63 turns clockwise to a predetermined number of frames (in the illustrated example, as shown in FIG. 9B). 4 frames) Rotate. The number of times the “Scramble” key 67 is touched is stored in the storage means of the computer 62, and is referred to when determining whether to execute the preferential treatment and specifying the winning probability (candidate number Nc).

[0052] It should be noted that the present invention is not limited to the above-described embodiment, and various modifications can be made without departing from the spirit of the invention.

[0053] For example, an POS server installed in a store or an area server that supervises a POS server in a specific area may perform a lottery in the preferential treatment.

In addition to the above-described pin pad and ATM terminal, the information input device can be applied to a public telephone that can use a calling card.

[0055] Furthermore, in addition to the above-mentioned product price and discounts on handling fees, the contents of the preferential treatment include payment of money to users, issuance of coupons and points having monetary value, and purchase of specific products. Various things such as issuance of rights and service usage rights can be adopted. Various conditions can be set as conditions for adjusting the winning probability as an option in addition to the above-mentioned campaign target product and transaction attribute / customer attribute.

Further, the roulette effect LED 27 may be embedded in the outer periphery of the casing 10. In this case, the candidate number / winning number may be detected by the relative position detection mechanism such as the identification display unit 38 or the reference information recognition unit 40, and the candidate number / winning number display LED may blink. And a roulette lighting LED can be provided separately to control blinking and lighting timing.

Brief Description of Drawings FIG. 1 is a diagram showing a schematic configuration of an information input device and a transaction processing system according to a first embodiment of the present invention.

FIG. 2 is a cross-sectional view taken along line AA in FIG.

FIG. 3 is a bottom view of the substrate of the information input board.

[FIG. 4] FIG. 4 is a table showing an input key identification display, a reference input key, and a selected input key.

FIG. 5 is a plan view of the casing.

FIG. 6 is a flowchart showing the overall processing steps of the present invention.

[FIG. 7] FIG. 7 is a flowchart showing a detailed processing step of a preferential treatment process (lottery mode).

[FIG. 8] FIG. 8 is a diagram showing a pin pad when executing a special treatment process.

FIG. 9 is a diagram showing a schematic configuration of an information input device according to a second embodiment of the present invention.

Claims

The scope of the claims

[1] Information input means including a plurality of input keys on which information necessary for the transaction is displayed and arranged on the same circumference in a predetermined order;

A position changing mechanism capable of changing the position on the circumference without changing the order of the plurality of input keys by a user operation;

An information recognition means for recognizing information of an input key selected by the user;

Predetermined processing based on recognized input keys, payment of money to users, issuance of coupons and points having monetary value, reduction of transaction fees, reduction of part or all of product charges and service usage fees And a control means for executing preferential treatment such as issuing a right to purchase a specific product or a right to use a service,

This control means executes preferential treatment for the user on the condition that the position of the input key on the circumference is changed by the user's operation.

An information input device characterized by that.

[2] The information input device according to claim 1,

The information input means includes an information display panel in which a plurality of input keys are arranged on the same circumference and can be rotated in a horizontal direction around a predetermined axis.

The position changing mechanism allows the user to change the position on the circumference without changing the order of the plurality of input keys by rotating the information display board.

The information recognition means includes a reference information recognition means for recognizing a reference input key at a specific reference position, and a relative recognition for recognizing a relative positional relationship between the recognized reference input key and the input key selected by the user. A position recognition means, and a selection information recognition means for recognizing the information of the selected input key based on the information of the recognized relative positional relationship and the information of the reference input key.

An information input device characterized by that.

[3] The information input device according to claim 1,

The plurality of input keys are provided on the surface side of the information display unit for displaying information necessary for the transaction and on the surface of the information display unit, and the operation screen field of view allows the information on the information display unit to be visually recognized within a predetermined viewing angle. An information input device comprising an angular filter.

[4] The information input device according to claim 1,

The information input device includes a touch panel that displays input keys on which information is displayed, and the position changing mechanism includes a trigger key displayed on the touch panel and a plurality of input keys when the user touches the trigger key. Display control means for rotating and displaying in the circumferential direction of the circle without changing the arrangement of

An information input device characterized by that.

[5] The information input device according to claim 1,

The information input further comprises a plurality of light emitting elements that are arranged on substantially the same circumference as the input key and visually display the progress status of the preferential treatment and Z or the processing result by blinking. apparatus.

[6] The information input device according to claim 1,

The control means obtains predetermined transaction information by the user selecting an input key a plurality of times, and performs preferential processing according to the number of times the user operates the position change mechanism before the end of the transaction. An information input device characterized in that

[7] The information input device according to claim 1,

The information recognition means recognizes a reference input key existing at a specific reference position before inputting the input key and stores the position BO, and recognizes the reference input key when the input key is input. An information input device comprising: a determining unit that determines whether the position changing mechanism is operated based on whether the position B1 matches the position BO before input.

[8] A transaction processing system comprising the information input device of claim 1 and a server to which the information input device is connected via a communication network,

The server is based on the preferential treatment condition storage unit for storing conditions for executing preferential treatment processing for the user, the information acquired from the control means of the information input device, and the preferential treatment condition storage unit. A preferential treatment determination unit for determining whether or not to execute preferential treatment processing, and the control means transmits information necessary for preferential treatment such as input transaction information and user information to the server, and from Sano When receiving an instruction to execute a special treatment, this special treatment is executed for this user. A transaction processing system characterized by that.

The transaction processing system of claim 8, comprising:

The preferential treatment condition storage unit of the server stores preferential treatment conditions in association with the user attributes and Z or bow attributes.

The control means of the information input device acquires user attribute information, transaction attribute information, or information that can identify them, and transmits the acquired information to the server.

A transaction processing system characterized by that.